Approximately how long is the que in the questions that you get? If I post a question/suggestion for a topic for your videos/articles via your homepage, how long it takes you to read it? P.s. I used your search tool and I didn't find any answers to my question. I think my question is closely related to this video. Anyway. I will send that question for you tomorrow. Thanks for the very clear and informative videos.
You should have a credit freeze on at all times. Remove it only when you require. It is not complicated at all. You do have to plan ahead if you need to unlock it, but it's not extremely complicated.
thing is it's easy to remove this all one needs is your basic info from leaked places ect etc. i have friends who do this but still got loans opened up etc.
I bookmark all my financial sites and use the bookmark to respond to email information from the institution (and to verify the information in it is legitimate). If the email refers to something like a bill pay 3rd party, I use the bookmark to the (supposedly) initiating company and try to get to the payment or notification from there - I'll call or chat with official help resources from the known site, if I can't verify the information with any other method.
Would someone explain to an ignorant Englishman, why the SSN is so sensitive? I realise that the more peripheral data they have about you (Mother's maiden name, first school, etc) the better it is for them. But why is the SSN so special? I've seen earlier scams I think where scammers sad they had "cancelled" someone's SSN and demanded a ransom. Is there more to it than simply a reference number that officialdom identifies you by? My UK National Insurance Number is too boring to be worth worrying about. Thanks for any help.
The SSN is used for credit reporting, getting apartments, mortgage or any type of loan, a job, etc. it used to be used for Medicare but nowadays one gets a Medicare #. Also used to get some bank accounts.
The SSN is the only universal person identifier we have in the US (i.e., a unique ID number that is guaranteed to be assigned to practically every man, woman and child legally residing in the USA). As such, it is frequently used by organizations as a convenient attribute that uniquely identifies individuals. For example by banks, credit reporting agencies, medical facilities. Having a unique ID number for each individual person residing within a country is not an issue in and of itself and most countries on earth have some form of unique identifier for their citizens. However, there are a few issues with the SSN. For starters, many organizations that require this number to do business with them operate under the false presumption that only the SSN owner knows what their SSN is and no one else - and as a result use the SSN not just for identification purposes but also for authentication. Another problem is that there is no identity document in the US that includes both the SSN and some kind of biometric identifier. As such, it is quite difficult to prove with near absolute certainty that the SSN one is claiming belongs to them actually does. In turn this lack of ID document makes it easier to commit identify theft.
The basic problem is how much information we're required to hand over to corporations and the government. The question is when and how much of it will be leaked, not if. Centralization creates honeypots and central points of failure. We're not really free and sovereign if we do not control our data. It's necessary to be protected against both private and state criminals.
not to mention the MEDICAL!!! they dont have security, so all that PRIVATE info gets hacked also~!! since they were required to go to an "online system", then its ALL OUT THERE for anyone to hack or go into!!! TICKS ME OFF!!!! if I wanted someone to know my physical health, tests, etc I'd put it on facebook!!!
My info has been in every data breach I can remember. T-Mobile, Yahoo, the VA, etc. Luckily for me, all my personal information (email addresses, physical addresses, phone numbers) on those databases are SO out of date and has been mixed up with several distant relatives to the point where it’s all very inaccurate.
I heard it was easy to freeze and unfreeze your account. Also, do I need to do this at all bureau's or will one suffice. Yes, I could research this myself but that would help the Leo's YT algorithm.
Leo, I skipped to the "to do" section due to knew the rest. Maybe you covered to FREEZE one's credit reporting on all 3 agencies. Not lock but freeze. It's free by law. Freeze stops new accounts being made. If one wants to make a new account just unfreeze then remember to refreeze.
In this case the government needs to be very careful changing it as it should be a lengthy, secure process exactly because of Identity Theft. You don't think the the bad actors aren't already trying to do this? Time wise it is a pain, but I'd want them to be very careful and secure.
I'm now more than skeptical...bordering on feeling paranoid and seek info, not react to requests/emails. Any doubt, contact the real source not from the specific received email but in a different legitimate way: call, email direct to xxxx, request from inside real xxxx web site. etc.
✅ Watch next ▶ Phishing: How to Know It When You See It ▶ ua-cam.com/video/oXF-5I9D0lA/v-deo.html
Approximately how long is the que in the questions that you get? If I post a question/suggestion for a topic for your videos/articles via your homepage, how long it takes you to read it?
P.s. I used your search tool and I didn't find any answers to my question. I think my question is closely related to this video.
Anyway. I will send that question for you tomorrow.
Thanks for the very clear and informative videos.
@@montystar It varies based on workload, life, and whatever else is going on. Anywhere from a few hours to a few days.
You should have a credit freeze on at all times. Remove it only when you require. It is not complicated at all. You do have to plan ahead if you need to unlock it, but it's not extremely complicated.
thing is it's easy to remove this all one needs is your basic info from leaked places ect etc. i have friends who do this but still got loans opened up etc.
I bookmark all my financial sites and use the bookmark to respond to email information from the institution (and to verify the information in it is legitimate). If the email refers to something like a bill pay 3rd party, I use the bookmark to the (supposedly) initiating company and try to get to the payment or notification from there - I'll call or chat with official help resources from the known site, if I can't verify the information with any other method.
Would someone explain to an ignorant Englishman, why the SSN is so sensitive? I realise that the more peripheral data they have about you (Mother's maiden name, first school, etc) the better it is for them. But why is the SSN so special? I've seen earlier scams I think where scammers sad they had "cancelled" someone's SSN and demanded a ransom. Is there more to it than simply a reference number that officialdom identifies you by? My UK National Insurance Number is too boring to be worth worrying about. Thanks for any help.
The SSN is used for credit reporting, getting apartments, mortgage or any type of loan, a job, etc. it used to be used for Medicare but nowadays one gets a Medicare #. Also used to get some bank accounts.
The SSN is the only universal person identifier we have in the US (i.e., a unique ID number that is guaranteed to be assigned to practically every man, woman and child legally residing in the USA). As such, it is frequently used by organizations as a convenient attribute that uniquely identifies individuals. For example by banks, credit reporting agencies, medical facilities. Having a unique ID number for each individual person residing within a country is not an issue in and of itself and most countries on earth have some form of unique identifier for their citizens. However, there are a few issues with the SSN. For starters, many organizations that require this number to do business with them operate under the false presumption that only the SSN owner knows what their SSN is and no one else - and as a result use the SSN not just for identification purposes but also for authentication. Another problem is that there is no identity document in the US that includes both the SSN and some kind of biometric identifier. As such, it is quite difficult to prove with near absolute certainty that the SSN one is claiming belongs to them actually does. In turn this lack of ID document makes it easier to commit identify theft.
@@MaxPower-11 That's very helpful, thank you.
Everything private about you is connected to your social security number. Which you receive at birth.
Sound and sage advice in scary times. As I always say be alert and pay attention to everything and everyone.
The basic problem is how much information we're required to hand over to corporations and the government. The question is when and how much of it will be leaked, not if. Centralization creates honeypots and central points of failure. We're not really free and sovereign if we do not control our data. It's necessary to be protected against both private and state criminals.
not to mention the MEDICAL!!! they dont have security, so all that PRIVATE info gets hacked also~!! since they were required to go to an "online system", then its ALL OUT THERE for anyone to hack or go into!!! TICKS ME OFF!!!! if I wanted someone to know my physical health, tests, etc I'd put it on facebook!!!
My info has been in every data breach I can remember. T-Mobile, Yahoo, the VA, etc. Luckily for me, all my personal information (email addresses, physical addresses, phone numbers) on those databases are SO out of date and has been mixed up with several distant relatives to the point where it’s all very inaccurate.
I heard it was easy to freeze and unfreeze your account. Also, do I need to do this at all bureau's or will one suffice. Yes, I could research this myself but that would help the Leo's YT algorithm.
@@gregwessels7205 It needs to be done at all three.
Pray.
Leo, I skipped to the "to do" section due to knew the rest. Maybe you covered to FREEZE one's credit reporting on all 3 agencies. Not lock but freeze. It's free by law. Freeze stops new accounts being made. If one wants to make a new account just unfreeze then remember to refreeze.
If the government worked the way it should, they would have systematically reissued everyone a new social.
In this case the government needs to be very careful changing it as it should be a lengthy, secure process exactly because of Identity Theft. You don't think the the bad actors aren't already trying to do this? Time wise it is a pain, but I'd want them to be very careful and secure.
Thanks Leo
Thanks Leo!!!! you made me feel a little more relaxed about the breach!!! :)
✅ Watch next ▶ Phishing: How to Know It When You See It ▶ ua-cam.com/video/oXF-5I9D0lA/v-deo.html
The world is coming to a end what's happening dont know what's on its scarer.
I'm now more than skeptical...bordering on feeling paranoid and seek info, not react to requests/emails. Any doubt, contact the real source not from the specific received email but in a different legitimate way: call, email direct to xxxx, request from inside real xxxx web site. etc.