Hi ask ko lang po. Kumuha po ko unit 27k the for 12 months to pay. Then nag-down na po ko so outstanding balance ko is 22k something. However, pagtingin ko po is almost 34k(with interest) babayaran ko if 12 months ko sya huhulugan. Ask ko lang po if dadagdagan ko yung babayarn ko monthly para mabayaran ko yung 22k + interest then matapos ko withing 5 months, kailangan konpa rin bang tapusin yung 34k?
What if yung mama ko nasa ibang bansa at siya ipapangalan ko sa application form and pictures of her id lang po ipapakita ko is it okay po? Abroad po kasi si mama and I'm only 16 years old so i can't do this on my own. Salamat po sa sagot
Hello po may i ask po home credit din po yung sakin matebook d15 din po nag down payment po ako ng 9000 tapos 3461 monthly yung 9000 po ba ibabawas po ba sa bayarin sana po masagot
Saan niyo po ba nabili? meron pobang home credit sa cagayan din? huhuhu gusto korin po kasi magbili ng laptop nato, and i hope meron din dito sa cagayan.
Hi, tanong ko lang po. Diba po may mga nakalagay na kung how much yung monthly payment mo for 9 mos sa home credit app, yun na po ba ang value na talagang babayaran monthly? Or may mga dagdag sila?
After downpayment, paano po kayo nakakapagbayad for the next month? Does it mean ang pagpunta sa huawei store ay 1 time thing then sa monthly payment ay thru 7-11 na lang? Correct me if wrong po.
Pag naapprove ka for a loan with home credit... Upon purchase of the item, the idea is, home credit pays the store for the whole amount, then kay home credit ka na magbabayad monthly until matapos ang loan
30 percent so 12k. Mahal pa rin interest. I ended up paying 130% more din dan the laptops actual value. Hays. Oh well hone credit lang only option ko dati.
Maam tanong lang need paba ng bank account what if wala po akong bank account like BPI, METROBANK, BDO, pero union bank lang kase meron ako and meron akong passport at drivers license may source of income sa family business?
@@AteRed hello ma'am, kamusta naman ang auto debit? Mas convenient po ba and itanong ko na rin po kung mismong sa due date ba sila nag u auto debit or dun sa recommended payment date which is 3days before ng due date po? Pakisagot naman po, ma'am. Thank you.
@@AteRed kahit po weekend and holidays mag fall ung recommended payment date ok lang naman po un? Naku, ma'am, thank you po sa pagreply 😊 much appreciated po.
Kung kaya naman bayaran kahit di utangin bayaran na agad kung uutang naman alamin maigi ang terms and condition na may charges and penalties yan kaya wag kayo magtaka kung bakit malaki ang babayaran at for sure natatawagan kayo paulit ulit
Pano po ma'am pag halimbawang nag apply Nako ng home credit gadget po na binabayaran ko pa hanggang ngayon tas gusto ko po ulit kumuha maaapprove Kaya yon?
LAPTOP PRICE - 37990 DOWNPAYMENT - 12,500 MONTHLY PAYMENT - 4195 TERM - 9MONTHS TOTAL PAYABLE AMOUNT = 50255 Mam sure ka tama imong gina sulti? kung tama imong gina sulti how come na 0% interest sila pero ang payable amount kay 50255..
And hindi ko po sinabi 0% at the time inavail ko sya. I see sa mga advertisement may mga 0% percent interest gimmick sila but i dont know much about it because simula nag ka billease ako o dont use home credit anymore.
Hello po. Planning to buy a laptop rin thru home credit. First time ko po sa ganto so i just want to know how it works. Yung down payment po ba is deducted sa whole amount na and if for example 9mos yung napili ko is it okay na magbayad before sa due? Makikita din na sa app if how much nalang yung amount na babayaran mo?
Yup mga 50k dn d ko nabyan iniisip because lumalabas na mas mabuti if binili ko cash ang unit but dont have 37k at that time. I like this laptop so i am not going ro agree with those na magsasabi Bumili nalang daw sana ako ng mga less than 20k bla bla bla, i bought this for the specs and because huawei din phone ko. :)
As usually mentioned in most of my videos or shown sa screenshots...payments can be done through either Gcash, palawan, 7/11 bank transfer. Nasa app rin mga available options. Makikita mo rin sa loan summary details like due date, principal, net proceeds, amt to pay upon due date :)
@@AteRed so 11,100 (30% of 37k)yong pinang dp mo then 4,100/9 months so sumatotal. 4100x9=36,900 + 11,100 (dp) = 48,000 ang pinang dp mo na 11,000 yon ang interest. Luging lugi ka for the specs kinuha mong unit. Just sharing.
@@romzdelacerna5004 Im very happy with the specs, sir. Naka bili ako dati NG laptop na tulad nyang tinutukoy MO and I was not impressed. Very laggy pag nag phtoshop, filmora, illustrator etc... Etong so huawei kayang Kaya po. :) I don't do games but I am a heavy user.
Tapos I am comfortable with this kasi Naka huawei cp din ako :) I know I can buy Asus with that amount or Yung basic na Macbook with a few thousands more I did my research and so far okay naman. I could have paid for it cash pero I chose not to kasi parang the feeling bigat nya sa bulsa pag is ang buong bayaran :) I did the math, I understand what I got myself into :)
Mataas lang talaga interest nila... Magaling lang sila mag market, but if may meron lang ako installment through credit card i would nevef go to homecredit... But well wala ako CC that time and home credit was my only option. At least through HC umangat siguro credit score ko kaya ayun, may billease and happy ako kay billease
Home credit and online loans are just for people who throw away money. Why not save lang tayo? I suggest that do not download these apps. "Good Payer" be a good saver. Mga giatay rana sila.
@@bushkasj9884 depende sa account, can be as low as 2% per month, tapos d kailangan mag down, tapos may 150 na processing pa. Eithe magagamit mo sya as payment for online purchases or get it as cash loan, yun nga lang up to 30k or 40k lang and 3 or months max term.
What I don't understand about Home Credit is that my son & I went to a mall where computers are sold and they were tie up with Home Credit.We have chosen HP. The price was 45,490k and they I just needed to pay 10k for my downpayment.But I told them that I would pay 15 so that my monthly payment would be lesser and told them I would pay it in 6 months. So the agent agreed and computed that I would pay 8,668 if there is an insurance.However I insisted not to get the insurance.So they told me I would pay 7,668k monthly instead so I said agree to them however , when we went home I tried to compute minus the 15k to the whole amount I'm going to pay and divided it by 6 months it was not 7,668 that I am to pay every month. Pano ba sila mg compute?May alam ba kayo para maliwanagan naman ako please.😔
same po tau.. naguguluhan din ako sa pag compute ng home credit kase ung laptop na napili ko which is 27k dinown an ko ng 10k taz pinapili ako kung ilang months ung paying ko taz pinili ko ung 14 months para mas lesser ung babayaran taz ung na compute nila is 1990 per month pero nong kinompute ko sa bahay original price(27k) minus yung down payment (10k) which is 17k taz dinivide ko sa 14 months yung lumabas eh 1215. Napapa isip talaga ako pano sila mag compute, bakit 1990 per month in 14 months labas non nong minultiply ko 27,860 agad di pa kasama ung down payment na 10k.. parang nadagdagan pa ng 10k ung original price na 27k kaya nagulat talaga ako.. 😢😢
pinadali? seryoso? ang tagal naming nagantay tapos decline din, complete ang requirements namin, good credit kami tapos declined?
Oki ba ang senior citezen id
Hi ask ko lang po. Kumuha po ko unit 27k the for 12 months to pay. Then nag-down na po ko so outstanding balance ko is 22k something. However, pagtingin ko po is almost 34k(with interest) babayaran ko if 12 months ko sya huhulugan.
Ask ko lang po if dadagdagan ko yung babayarn ko monthly para mabayaran ko yung 22k + interest then matapos ko withing 5 months, kailangan konpa rin bang tapusin yung 34k?
Sa pagexplain ng agent sa akin, you need to call customer support to have them calculate that before ka mag bayad.
Magkano downpayment ?
12k
mothly payment hm?
Maam bukod ba sa valid ids and form need po ba ng proof of billing?
What if yung mama ko nasa ibang bansa at siya ipapangalan ko sa application form and pictures of her id lang po ipapakita ko is it okay po? Abroad po kasi si mama and I'm only 16 years old so i can't do this on my own. Salamat po sa sagot
Same po huhuhuhu
Mas maganda parin talaga yung bili ka nalang kisa gantu, nakakabahala
Magkano interest niya pag sa laptops?
pwede po ba ibalik ang item sakaling di kayang bayaran o need to finish the payment po ba?
Hello po may i ask po home credit din po yung sakin matebook d15 din po nag down payment po ako ng 9000 tapos 3461 monthly yung 9000 po ba ibabawas po ba sa bayarin sana po masagot
Saan niyo po ba nabili? meron pobang home credit sa cagayan din? huhuhu gusto korin po kasi magbili ng laptop nato, and i hope meron din dito sa cagayan.
magkano po kaya yung monthly ng huaweid15 kapag 12 months po at 10k po yung dinown payment po
pano kapag may bad record sa ibang company? dina maapprove?
Hi, tanong ko lang po. Diba po may mga nakalagay na kung how much yung monthly payment mo for 9 mos sa home credit app, yun na po ba ang value na talagang babayaran monthly? Or may mga dagdag sila?
Sa schedule of payment kasama na dun yung dinagdag nila (interest)
Di ba dapat 5,000.00+ na lang bayaran ko for six months dahil may down payment Ako na 15k. May interest ba sila pinatong?How much ba usually?
Hows the battery life po sa ngayon?
Ang galing niyo pong mag public speaking👍🏿
After downpayment, paano po kayo nakakapagbayad for the next month? Does it mean ang pagpunta sa huawei store ay 1 time thing then sa monthly payment ay thru 7-11 na lang? Correct me if wrong po.
Pag naapprove ka for a loan with home credit... Upon purchase of the item, the idea is, home credit pays the store for the whole amount, then kay home credit ka na magbabayad monthly until matapos ang loan
@CoffeeCatRed ah so ibig sabihin ang binabayaran sa 7-11 ay para sa home credit na?
Pwede poba pang edit at gaming po diyan?
Magkano po downpayment.
San Huawei branch po kayo kumuha?
hello po, okay po ba sya sa mga adobe o pag eedit. hindi po ba sya nag cracrash o di kaya nag lalag?? thanks po sa pagsagot
Yup okay lang. Nakakapg filmora 9 and adobe photoshop ako.
Ma'am may Dawn payment paba..Pag kukuha
Back nung kinuha ko to meron, 30%
magkano dp mo sa laptop?
if mas malaki ba i DP ko mas mababa monthly payment ko ?
30 percent so 12k. Mahal pa rin interest. I ended up paying 130% more din dan the laptops actual value. Hays. Oh well hone credit lang only option ko dati.
Taga Olongapo City po ba kayo?
Ma'am pwedi kaya kumuha tas 1 year 6mothns para di Malaki monthly?
I think parang 12 months longest term nila
Maam tanong lang need paba ng bank account what if wala po akong bank account like BPI, METROBANK, BDO, pero union bank lang kase meron ako and meron akong passport at drivers license may source of income sa family business?
You can ask the home credit rep for options, yung actual na person na mg assist sa yo sa store.
Hi.. magkano po do and monthly? Gusto ko din yang laptop na yan😍
Magkanu down po
Ask ko lang Ma'am, paano yung payment mo na monthly, auto debit ka po ba? Or hindi. Thank you sa answer
Nag pa auto debit po ako.
@@AteRed hello ma'am, kamusta naman ang auto debit? Mas convenient po ba and itanong ko na rin po kung mismong sa due date ba sila nag u auto debit or dun sa recommended payment date which is 3days before ng due date po? Pakisagot naman po, ma'am. Thank you.
@@vmari8460 convenient po sya. Pero 3 days pa lang before due date mag dedebit na sila.
@@AteRed kahit po weekend and holidays mag fall ung recommended payment date ok lang naman po un? Naku, ma'am, thank you po sa pagreply 😊 much appreciated po.
Kung kaya naman bayaran kahit di utangin bayaran na agad kung uutang naman alamin maigi ang terms and condition na may charges and penalties yan kaya wag kayo magtaka kung bakit malaki ang babayaran at for sure natatawagan kayo paulit ulit
madam my home credit nako date at ntpos qna sya pwede kaya kumuha ng tatlong appliances agad sknla
I believe 2 pwd. not sure if 3 allowed
Paano pag wala pang history sa home credit? First time lang tapos laptop kukunin , pwede kaya??
Pwd tutulungan ka namn ng agent nila sa mga mall sa pag apply
@@AteRed nice 😁 salamat po
Pano po ma'am pag halimbawang nag apply Nako ng home credit gadget po na binabayaran ko pa hanggang ngayon tas gusto ko po ulit kumuha maaapprove Kaya yon?
At the moment, as per home credit, dqpat daw tapusin muna ang existing loan bago apply
Pwede po ba ang student ID?
Bawal
Hi po ate pwede po ba kahit hindi same ng brand ung cp pwde po barin sya macaconect
Hindi ko pa natry.
The sales girl is so cute !!!
tapos system generated pala. machine ang pumipili kung sino ang ma-aaprove,
Hm po down payment and monthly installment mo?
Upppp
Never again with Home Credit. Super bad experience ang nangyari sa akin diyan.
why po
LAPTOP PRICE - 37990
DOWNPAYMENT - 12,500
MONTHLY PAYMENT - 4195
TERM - 9MONTHS
TOTAL PAYABLE AMOUNT = 50255
Mam sure ka tama imong gina sulti? kung tama imong gina sulti how come na 0% interest sila pero ang payable amount kay 50255..
Sure. That is the downside of installments but a am very happy with my laptop. Now i have billease i dont use home credit anymore.
And hindi ko po sinabi 0% at the time inavail ko sya. I see sa mga advertisement may mga 0% percent interest gimmick sila but i dont know much about it because simula nag ka billease ako o dont use home credit anymore.
Helo po ate magkano ang down payment nya po
12K
@@AteRed kahit san branch po ate ayos lang kaya..may history nmn po ako sa homecredith pero good payer nmn po ako
@Shaira Mae Verin i dont use home credit anymore. Bad experience. But try mo sa branches baka home credit is okay for u
Hello po. Planning to buy a laptop rin thru home credit. First time ko po sa ganto so i just want to know how it works. Yung down payment po ba is deducted sa whole amount na and if for example 9mos yung napili ko is it okay na magbayad before sa due? Makikita din na sa app if how much nalang yung amount na babayaran mo?
Thanks po
Yes, deducted sya sa amount ng loan, you can pay before due date and maganda pag may app kasi makakita mo status ng loan.
How much po down nyo dto?
@@iamshellin_ 12k if i remember correctly
Okay po. Ano po included sa unit? Tapos may apps na po ba na nakainstall?
Hm po down payment?
kailangan pa po ba ng down payment?
Yup at least 30 percent
4,195 per month for 9months is 37, 755 + 12,500 downpayment = 50, 255 am I right?
Ask ko lang maam, may insurance pay po ba na isinama si homecredit while applying for the unit?
Yes meron. 12500 is the 30% of the laptops price so the fianced amoubt is 25000+interest kaya 4195 for 9 months
Yup mga 50k dn d ko nabyan iniisip because lumalabas na mas mabuti if binili ko cash ang unit but dont have 37k at that time. I like this laptop so i am not going ro agree with those na magsasabi Bumili nalang daw sana ako ng mga less than 20k bla bla bla, i bought this for the specs and because huawei din phone ko. :)
Do you remember how much is the insurance pay?
Bayaan mo sila maam, solid specs ng d15, worth it yan, sakto lang din sa pricing
Is this good for online class po?
Yes, very good
Maraming salamat po my balak tlg ako kumoha ng Laptop 🥺❤️
Pwede po ba credit card ipangdownpayment ko?
Siguro pwd pero depende na sa store na bibilhan mo
Hello po magkano po downpayment niyo mam sa loptop
If i remember correctly 12,5
Practicality wise huawei
paano po ang payment para sa home credit?
As usually mentioned in most of my videos or shown sa screenshots...payments can be done through either Gcash, palawan, 7/11 bank transfer. Nasa app rin mga available options. Makikita mo rin sa loan summary details like due date, principal, net proceeds, amt to pay upon due date :)
Magkano po Yung down payment nyo?
12k po
mam magkano ang down payment mo dyn?
Mga 12k yung 30% ng price ng laptop
Wala po downpayment?
Meron po sir. 30%
Ate installment po ba yan?
Yes po.
@@AteRed avail po kaya kahit saang store yan ate
May downpayment po ba?
Yes
How to home credit?
how much po ang downpayment mo??
I think i remember 12,5
Maam ung down po ba binawas sa pinaka price nito? Kc aq bukod sa down ung 35k na halaga ng koptop un padin ang bbyadan q kht nag down aq ng 10400
Ako na sits record ko kasi nun nag pandemic di ako nakabayad. Nabayaran ko lang lahat nun lumuwag na
May backlit po bang keyboard nya?
No po
hulogan bayan?
Yes
Lol
magkano down maam... at possible monthly payment? di mo po kasi nabanggit sa video?
Don't have the exact figures right now but to answer your question 30% po ng 37k binayaran ko tapos mga 4,100 monthly for 9 months :)
@@AteRed so 11,100 (30% of 37k)yong pinang dp mo then 4,100/9 months so sumatotal. 4100x9=36,900 + 11,100 (dp) = 48,000 ang pinang dp mo na 11,000 yon ang interest. Luging lugi ka for the specs kinuha mong unit. Just sharing.
Your dp just add more 5k may laptop kana na kagaya nyan if nag canvas ka lang online sale.
@@romzdelacerna5004 Im very happy with the specs, sir. Naka bili ako dati NG laptop na tulad nyang tinutukoy MO and I was not impressed. Very laggy pag nag phtoshop, filmora, illustrator etc... Etong so huawei kayang Kaya po. :) I don't do games but I am a heavy user.
Tapos I am comfortable with this kasi Naka huawei cp din ako :) I know I can buy Asus with that amount or Yung basic na Macbook with a few thousands more I did my research and so far okay naman. I could have paid for it cash pero I chose not to kasi parang the feeling bigat nya sa bulsa pag is ang buong bayaran :) I did the math, I understand what I got myself into :)
Ang 9 months po ba or 12months may percent padin Ng tubo?
Yes
Maam may tanong lang po ako
Sana all may stocks ng Huawei Matebook d15. Dito samin out of stocks na and ang daming nakalinyang gustong bumili.
Promise d ka mag sisisi sa galing nang specs the price is just right
@@AteRed opo, kaya nga lang walang stocks dito sa Davao kahit sa Gensan wala rin. 😢
This is my first time to use home credit and promise di na po ako uulit pg nbayaràn ko na siya in full
dahil grabeeeh naman po ang interest nila.
Mataas lang talaga interest nila... Magaling lang sila mag market, but if may meron lang ako installment through credit card i would nevef go to homecredit... But well wala ako CC that time and home credit was my only option. At least through HC umangat siguro credit score ko kaya ayun, may billease and happy ako kay billease
small youtuber here😊
Buwisit yan, declined kami kahit good payer kami. pang third time na kami tapos nagantay kami ng matagal tapos declined nakakabwisit
hi saan po kayo naka-avail niyan?
Sa huawei sa Ayala a couple of weeks before mag quarantine
Home credit and online loans are just for people who throw away money. Why not save lang tayo?
I suggest that do not download these apps. "Good Payer" be a good saver. Mga giatay rana sila.
Laki Ng tubo Ng home credit Pala sayang
Uu pero kung wala ka credit card o cash, eto lang option mo.
@@AteRed dun po ba sa billease pano po installment interest?
@@bushkasj9884 depende sa account, can be as low as 2% per month, tapos d kailangan mag down, tapos may 150 na processing pa. Eithe magagamit mo sya as payment for online purchases or get it as cash loan, yun nga lang up to 30k or 40k lang and 3 or months max term.
@@AteRed okay po. , Thank you
Saan kapo nakaavail ng unit?
Pos marketing sa Ayala mall bacolod
pwede po ba di mag downpayment?
Depende kung my promo but with previous exp home credit requires down payment
how much po mobthly
4150
May free cp po bayan ate?
Wala po.
Nagdown po ba kayo??
Yup 30%
tagal naman ate ng punch line
What I don't understand about Home Credit is that my son & I went to a mall where computers are sold and they were tie up with Home Credit.We have chosen HP. The price
was 45,490k and they I just needed to pay 10k for my downpayment.But I told them that I would pay 15 so that my monthly payment would be lesser and told them I would pay it in 6 months. So the agent agreed and computed that I would pay 8,668 if there is an insurance.However I insisted not to get the insurance.So they told me I would pay 7,668k monthly instead so I said agree to them however , when we went home I tried to compute minus the 15k to the whole amount I'm going to pay and divided it by 6 months it was not
7,668 that I am to pay every month. Pano ba sila mg compute?May alam ba kayo para maliwanagan naman ako please.😔
same po tau.. naguguluhan din ako sa pag compute ng home credit kase ung laptop na napili ko which is 27k dinown an ko ng 10k taz pinapili ako kung ilang months ung paying ko taz pinili ko ung 14 months para mas lesser ung babayaran taz ung na compute nila is 1990 per month pero nong kinompute ko sa bahay original price(27k) minus yung down payment (10k) which is 17k taz dinivide ko sa 14 months yung lumabas eh 1215. Napapa isip talaga ako pano sila mag compute, bakit 1990 per month in 14 months labas non nong minultiply ko 27,860 agad di pa kasama ung down payment na 10k.. parang nadagdagan pa ng 10k ung original price na 27k kaya nagulat talaga ako.. 😢😢
Baka may interest po
dapat sinabi mo rin na bukod sa monthly na babayaran mo kelangan mo magdown. sponsored ka yata ng homecredit
Sinabi ko need mag down. U probably skipped it.....Lol
saan banda? pinanood ko ulit wala man
Napa utang ka nanaman ate...
Hello po ilan po down-payment? Meron po ba
Yes 12k down
How much po yung downpayment?
12k something...nakalimutan ko na that was a year ago pero im sure 30%
@@AteRed Omg thankyou po sa mabilis na response.