Create a budget for the first time. 10 EASY STEPS! Cash budgeting 101.

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  • Опубліковано 19 лис 2024

КОМЕНТАРІ • 97

  • @kylieanne6211
    @kylieanne6211 8 місяців тому +19

    I've been watching your videos since the Fall and finally went ahead and bought your Easy Savings Challenge book and started really focusing on saving/budgeting... I started 2/6 and already finished the $20 block challenge and have filled 7/100 envelopes!!! I have save $551 so far!!! Following you has changed my life. Thank you, Celissa!

    • @MimaHope
      @MimaHope 8 місяців тому

      Congratulations on your progress.

    • @Beautifulmeandyou
      @Beautifulmeandyou  8 місяців тому +1

      AMAZING!! I just finished the block challenge too! We’re twins!! ♥️♥️

  • @Nancy-o2w
    @Nancy-o2w 8 місяців тому +2

    Great video! I do this now with just a check register. I always watch these types of videos looking for better ideas or great tips that may help me improve my budgeting. But, I must say, you killed it! You did such a great job explaining and demonstrating! Several people ask me for help with their budgeting and paying off debt. This will be the video that I suggest they watch. I appreciated you and your videos. Thank you.

  • @octaviahoward108
    @octaviahoward108 8 місяців тому +2

    Nice video. Debt avalanche is paying by interest rates (high to low) and debt snowball is paying based on balance (low to high).

  • @joannhutchinson3030
    @joannhutchinson3030 8 місяців тому +7

    I started this budgeting thing in january and I found out I spending 200 on door dash in 2 weeks

    • @Beautifulmeandyou
      @Beautifulmeandyou  8 місяців тому +1

      Oh my!! DoorDash has a lot of fees. I spend quite a bit on eating out too. I just drive to get it. 😂

    • @melanieboykin9455
      @melanieboykin9455 8 місяців тому

      Wow! My son was doing the same.

  • @portialewis1826
    @portialewis1826 8 місяців тому +3

    You have a marvelous mojo for CB 101. Three videos so far. These are like a course and/or masterclass for free but should be for a fee. You are valuable. Blessings. 🕊

  • @nicki4days
    @nicki4days 8 місяців тому +2

    I wish I learned this when I was younger omg eating out and shopping 🛍️ main problem this year I will no longer be living paycheck to paycheck and not have any savings. Thank you so much for teaching me what I should’ve learned never stop teaching please 🙏🏾

  • @Mademj8008
    @Mademj8008 8 місяців тому +2

    Hey Celissa 👋🏼, great video for new budgeters and a refresher for those who need to rethink their current and future budget. Loved it.

  • @Sjohnson324
    @Sjohnson324 8 місяців тому +1

    This was totally awesome. It gives me more incentive to start celebrating my milestones in cash budgeting

  • @jessicaricketts8066
    @jessicaricketts8066 8 місяців тому +1

    I love this video, even tho i have been cash stuffing for almost a year now its nice to have the breakdown and see if there are any places i can improve my budgeting game😊💚

  • @lorettaholmes5580
    @lorettaholmes5580 8 місяців тому +1

    This is exactly what I need to start on my savings and budgeting journey, I’ve already started on my emergency fund and looking forward to seeing more of your videos, Thank you so much!!❤❤❤

  • @rachelsmith6194
    @rachelsmith6194 8 місяців тому +1

    We needed to get our spending under control, figure out where our money was going, and then focus on paying off debt. Hoping to have all CCs paid off either end of this year or next year. Your little 1st edition saving book is what I'm using for it. Perfect to saving chunks to pay them off.

    • @Beautifulmeandyou
      @Beautifulmeandyou  8 місяців тому

      Awww sounds like great things are happening for you Rachel! ♥️

  • @mystcxprns
    @mystcxprns 8 місяців тому +1

    Great beginner budgeting video. I shared it with a few friends.

  • @joanthomsen
    @joanthomsen 8 місяців тому +3

    Thanks for clarification on budgeting this way, I wished I had this done years ago.❤❤❤

  • @CoopArella
    @CoopArella 8 місяців тому +1

    Bravo 👏🏾 👏🏾 👏🏾 great explaination AND its understandable.I have watched other videos were I walked away more confussed then ever. thank you

  • @jaimepatterson1977
    @jaimepatterson1977 8 місяців тому

    ❤️🧡💛💚🩵💙💜🤎🖤🩶🤍🩷
    Hey Celissa. This was a really good video. You should have been also a teacher. I learned how to balance a checkbook and also make a budget and high School in democracy someowhat, but also taught myself the rest of the budget. I shared this video because I knew it could help others financially. There's so many that needs help financially nowadays, and who else better I know today would be you. Thank you for being you Celissa. Love you girl. See you in the next one. Take care and God bless.

    • @Beautifulmeandyou
      @Beautifulmeandyou  8 місяців тому +1

      Jaime!! The colored hearts made my day! 🥰🥰 Thank you for the kind words. I too learned about balancing a checkbook in school. These days it’s not being taught. 😔 Hopefully God will bless this video and it will fall into the hands of those that need it! 🥹 Thanks for watching! Luv you girl!

  • @susbudget
    @susbudget 8 місяців тому +2

    This was fantastic!!! Step by step instructions. I will be sharing this video!!!

  • @Rockie-s6q
    @Rockie-s6q 8 місяців тому

    Celissa! This video was absolutely amazing! I have watched quite a few videos on how to create a budget, and this was by far the best explanation/tutorial I have gotten. Excellent class! I wish I had this when I was younger!

  • @xaviorhill1450
    @xaviorhill1450 8 місяців тому

    💚💚💚💚 very good information for a first time budgeter and great refresher course for established ones who may have gotten off track! Love what you do!

  • @rangert1194
    @rangert1194 8 місяців тому +1

    Thanks for the budgeting 101😊. I am sharing video with family.

  • @PamelaHarvey-o5o
    @PamelaHarvey-o5o Місяць тому

    Great video! you are a great instructor.

  • @clairereimoninq7308
    @clairereimoninq7308 8 місяців тому

    Great video I love your teaching you explain everything so well 😊

  • @journeytowisdomandwealth2905
    @journeytowisdomandwealth2905 8 місяців тому

    Love it 💜💜💜 Very detailed step by strep video... this will bless someone for sure 🙌🏾.. lol its the idk what this person is going through because they not a real person for me lol 😂😂😂.. We got our thorougust chic with us well done 💜💜💜

  • @susanpacheco8318
    @susanpacheco8318 8 місяців тому

    Love, love, love this video! Definitely shared it🫶

  • @lrthomas11
    @lrthomas11 8 місяців тому

    First time watching. Enjoyed!

  • @lafredapayne7977
    @lafredapayne7977 8 місяців тому

    Thanks for all that you do to help us that are new to the cash budgeting system. I love your positivity. Just completed the $1 savings challenge from the Easy cash Save more money challenge book and ready to start the next challenge. 💚💚💚

  • @SaveWithMeLaShondaD
    @SaveWithMeLaShondaD 8 місяців тому

    Hey, Celissa!! I love this!! I definitely should track my expenses sometimes, I just don't need that negativity in my life!😂😂😂😂

  • @MimaHope
    @MimaHope 8 місяців тому

    Great video!

  • @ashleysilas8805
    @ashleysilas8805 8 місяців тому

    This was a great refresher video. It showed me some areas in my budgeting that I have got lax with. Thanks Celissa.

  • @virginiaallen5505
    @virginiaallen5505 8 місяців тому

    ❤❤❤❤❤ you did an excellent job

  • @amandacourtney8143
    @amandacourtney8143 8 місяців тому

    Love this video ❤❤❤ Have you every thought of doing other peoples budgets and put on here for people to see real life different scenarios

  • @moorehealthyhearts365
    @moorehealthyhearts365 8 місяців тому

    Hey Celissa ❤ Thanks for this great video, I will be sharing this at our next family meeting.

  • @mariaestrada3522
    @mariaestrada3522 3 місяці тому

    💚

  • @rena_vations
    @rena_vations 8 місяців тому

    I have started budgeting about a year or so ago. my reason was i needed to know where my money was going and what was coming in. I was tired of living paycheck to paycheck. I use the 50/30/20 method and im not sure but im doing the snowball method for debt payoff except for taxes and traffic fines. They are on top of my debt payoff list

  • @AB-zj1gx
    @AB-zj1gx 8 місяців тому

    Hello Celissa,
    I have enjoyed your video. Informative.
    What about men haircuts? And motorbikes💚💚

    • @Beautifulmeandyou
      @Beautifulmeandyou  8 місяців тому

      Yep! Add that in. It was just a “sample budget” 😂

  • @amysodes5389
    @amysodes5389 8 місяців тому

    Hello! Thank you for these videos! Another way to save some money is to "challenge" yourself to spend under the allotted amount in the variable cash envelopes! I have been able to save a little more by doing this!

  • @genelyngorospe6747
    @genelyngorospe6747 8 місяців тому

    Hello maam ❤ amazing blog as always!! 🎉

  • @rickismith1259
    @rickismith1259 8 місяців тому

    Your explanations are great as always. This will help a lot of people.💚

  • @TheBudgetLady133
    @TheBudgetLady133 8 місяців тому

    Awesome presentation 🙌🏽

  • @stn612
    @stn612 8 місяців тому

    Very detailed information Celissa. TFS.❤

  • @prescillataylor8291
    @prescillataylor8291 8 місяців тому

    Thanks, Celissa for the recap on how to start a budget ❤ I know I will always want to see a video like this, why because I know I do not know everything there is to know about budgeting.❤

  • @judithprice215
    @judithprice215 8 місяців тому

    Well done!!!!

  • @MoneyBossInTheMaking
    @MoneyBossInTheMaking 8 місяців тому

    Awesome video, thanks for sharing!

  • @luckylib
    @luckylib 8 місяців тому

    Thanks for sharing. I'm readjusting to an income increase

  • @KaySoBlessed1
    @KaySoBlessed1 8 місяців тому

    Hi Celissa! 😊

  • @Sassypeanutbudgets
    @Sassypeanutbudgets 8 місяців тому

    I love this video 💜💜💜 amazing and it teaches you a lot !

  • @everythingkendra36
    @everythingkendra36 8 місяців тому

    💞

  • @ruthking466
    @ruthking466 8 місяців тому

    Hi Celissa. ♥️♥️

  • @silynthiabudgets18
    @silynthiabudgets18 8 місяців тому

    Tuned in. ❤❤

  • @TarynWestover
    @TarynWestover 8 місяців тому

    I love these Budgeting videos and I have learned so much from you! Thank you! I have a couple of questions, but I don't feel real comfortable asking them here. May I send you an email with the questions, then if you think it is something other people would want to know, then maybe you could do a video on them without a person being associated with the questions?

  • @rosbudgetlife3324
    @rosbudgetlife3324 8 місяців тому

    Hey Celissa ❤

  • @Navigating30Something
    @Navigating30Something 8 місяців тому

    ❤❤❤❤❤❤❤❤

  • @joannhutchinson3030
    @joannhutchinson3030 8 місяців тому

    Hey hope your doing well we are having some storms here in oklahoma I live in what's known as tornado alley but I'm not about to let that stop me from watching your video

    • @Beautifulmeandyou
      @Beautifulmeandyou  8 місяців тому +1

      Joann! Be safe out there! I’m terrified of tornadoes! 🫶🏾🙃

    • @joannhutchinson3030
      @joannhutchinson3030 8 місяців тому

      @@Beautifulmeandyou Thank You I grew up in living in a tornado alley and I still live in one

  • @Chevy2Tyme
    @Chevy2Tyme 8 місяців тому

    💚💚💚💚

  • @BeyondtheBinders
    @BeyondtheBinders 8 місяців тому

    PLEASE MAKE A CASH CONDENSING tutorial video

    • @Beautifulmeandyou
      @Beautifulmeandyou  8 місяців тому +1

      Okay. Let me get some cash to condense and I will. ♥️

  • @onineko14
    @onineko14 8 місяців тому

    Hi! Not sure if this is a weird thing but I’ve been attempting to budget for a while and cannot straighten out what’s necessary to fund first. Like mentally, I’m stuck on the whole “bills/debt must be paid” and cannot divert to “need money for food expenses, need gas money, etc”. Any tips for this? Instead of shoveling all my money towards paying the credit card then turning around and realizing I have no cash for these expenses. 😅 I consume financial/budgeting content on the regular but it still doesn’t click.

    • @Beautifulmeandyou
      @Beautifulmeandyou  8 місяців тому +1

      My opinion is bills, weekly expenses, then debt plus savings. You’re right, if you spend your grocery money on paying a credit card you’ll have to use it again to get food. Also, it sounds like you have a shortage overall. Reevaluate what is truly needed and if you can reduce your expenses. If not, maybe look into ways of increasing your income. ☺️

  • @girlyghoul
    @girlyghoul 8 місяців тому

    Did Mr. Calculator's "1" get flipped upside down or has it always been like that?

    • @Beautifulmeandyou
      @Beautifulmeandyou  8 місяців тому

      It popped off some time ago. When I put it back on it was upside down. I’m afraid to pop it off to fix it. 😂

  • @joannhutchinson3030
    @joannhutchinson3030 8 місяців тому

    So door dash is done maybe 1 door dash every 2 weeks but no more than that

    • @Beautifulmeandyou
      @Beautifulmeandyou  8 місяців тому +1

      Great plan for sure!

    • @joannhutchinson3030
      @joannhutchinson3030 6 місяців тому

      @@Beautifulmeandyou I'm saving to buy a car cause mine bit the dust. Then if I want take once in a blue moon I can just go and get it. And delete door dash for good

  • @joannhutchinson3030
    @joannhutchinson3030 8 місяців тому

    My light bill and water bill is different every month it changes so I plan 200 for lights during the winter and 75 for the water it's always a little less my light bill is usually around 90 dollars a month in the summer time my house is all electric so for light's I plan 200 a month in winter and 100 in summer for water 75 all this month the water was 100 and I don't know why

    • @Beautifulmeandyou
      @Beautifulmeandyou  8 місяців тому +1

      My bills have switched up on me several times. I feel like my electric bill is my biggest gamble at times. It’s been as high as $450 and as low as $27?! Go figure! 😂

    • @joannhutchinson3030
      @joannhutchinson3030 8 місяців тому

      @@Beautifulmeandyou Oh wow

    • @lisadearing5960
      @lisadearing5960 8 місяців тому +1

      I finally put our electric bill on budget billing. Two weeks later, my husband decided to retire! That’s when I found Celissa’s videos and started budgeting for the first time ever! Our winter electric bills can be ridiculous! Had I not started budgeting when I did or put our bill in budget billing, we’d be in a big mess!

    • @joannhutchinson3030
      @joannhutchinson3030 8 місяців тому

      @@lisadearing5960 same here

  • @prescillataylor8291
    @prescillataylor8291 8 місяців тому

    💚💚💚💚💚

  • @prescillataylor8291
    @prescillataylor8291 8 місяців тому

    Hey Celissa ❤

    • @Beautifulmeandyou
      @Beautifulmeandyou  8 місяців тому

      Prescilla! ♥️ How are you?

    • @prescillataylor8291
      @prescillataylor8291 8 місяців тому

      I and well Celissa, happy to be off work watching your video to wind done as always 😀. How are you and the kiddos?