I’m with Lydia on this! I was once invited for a birthday lunch and I happened to get there a little late. I had budgeted for my meal, my drink and the birthday girls lunch split, I had budgeted for like 7k.. wuehhhh! These girls were having shots upon shots, cocktail upon cocktail and even sending shots to girls at another table, plus the starters and drinks they’d had before I got there! Let me tell you Maina! The bill came and lo and behold! Each person was expected to chuck like 15k!!!!!😅I was the one saying aaaah I’m sorry that wasn’t in my budget. Unfortunately the other ladies weren’t understanding and they were like this is how we do! I was like no! I’m not about to pay for drinks and things I didn’t partake! So no! If you eat and order something..be prepared to pay for it and not get carried away and split the bill equally! No ma’am!
Splitting the bill, 100% agree with Lydia. People have very bad money habits. Splitting the bill equally has ended more friendships than not. Let everyone pay for their food please.
Lydia definitely would be such a great human to go for brunch with...😊😊😊...she makes so so much sense...also what she said about Rhotimmi and a free ticket thing coz Lyd was pushing his event on her platform... that's some great personality...Murugi cracking me up all the damn time😂😂😂
This episode is a whole social experiment! You can CLEARLY tell the differences in money personalities between Murugi and Lydia. This was very raw and you can tell the honesty. Having friends from different backgrounds (extremely wealthy to extremely not wealthy) has taught me to be more considerate. I lean a lot towards Lydia's money personality. Funny how both Murugi and Lydia come from almost the same money upbringing.
You only split the bill if the food was around the same cost. Just because all of your friends are in the same money bracket doesn’t mean you can say that they have money! That extra 3k from splitting the bill could have been used for something else that they have budgeted for towards something else. Just because I might make 100k doesn’t mean I’m looking to spend 100k. If that makes sense
I literally got up and searched for the video on my device so I can comment exactly this, since I was watching it from my TV 😂 Same words!!! I CAN NOT!!!!
I have very very weak money boundaries. And listening to this conversation, I now realize that I have enabled my friends and family to use me. Am the kind who will go out with friends, pay all the bill n expect them to send me their share; and when they don’t I get angry n never ask them… and still repeat that the next time 😢😢😢. I will heal coz this is crazy… I think this originates from people pleasing, coz am like Murugi. Never want to start those small small calculations on the table when the bill comes. It’s such an uncomfortable situation for me btw 😢
I have zeeeerroo shame of passing the bill around as we split. At the end of the day it's so unfair to be entitled with someone's money and make them pay for more than they spent
Unfortunately Murugi, those billionaires cannot be spending those 'few' coins carelessly. Girl, on this you're wrong. You manage 'small' money poorly it reflects even when you have much.
Splitting bills is not broke energy. Actually Lydia paying your end when Murugi picks up the tab might be one of the reasons the froendship has lasted. She may be able to pay for all the lunch dates but it's rude to assume. Murugi may say she never overthinks it but chances are that if you didn't pay back 3 or 5 times consistently, she would notice and would create awkwardness in that friendship.
Not having children or not being married does not automatically mean you have money to dispense all the time and should/ is not an invitation for people to borrow money from you on the grounds that "you have no responsibilities"
Billionaires respect ten shillings the way they respect a million shillings. So in my opinion there is no shame in paying your fair share at a dinner table and paying for what you had. I am sure the person who had more doesn't mind having others pay their share when it is split equally but does the friend who repeatedly has to pay more for others feel that that equal split arrangement is fair? Broke energy is relying on other folks to top up more than what they had to cover the expensive taste of another. I am fairly well compensated but I will pay for my consumption because I feel that is me keeping better track of my spending.
I really look forward to a time when we can have healthy money conversations without ever feeling like we are in a tight spot; I will not go out and pay for anyone's bill again if I never told you, I used to pick up tabs when I was younger and had no boundaries. Why do I have to pay 4,000 when I consumed 2,500. A platter, a whole bottle of a drink is different Joan! That is one shared meal, but different meals as in, to each their own. I want to burst this myth, Joan, millionaires get their own bills and that is why their never go broke, they are not paying bills because they are rich. That is a poor money habit, I have heard even Mark Cuban say this. A very bad habit. That is what encourages people to be entitled. And if you examine the cultural differences of Black people, you will notice this mentality; the friend or relative that has more is expected to pay, pick up, and care for everyone's bill all the time. We definitely need more financial literacy as a people.😊 I agree with Joan to only ask people you are close to to lend you when you need the money. Fuel the cars if they give you lifts all the time especially if it is out of your way.
If i didn't tell you the bill is on me, please babe take care of your bill, I'll take care of mine & that's my money boundaries. If we have to split the bill we must have a conversation beforehand coz there's no need of anyone feeling pressured. Money expectations is one weight i hate to carry .Money is the easiest & the fastest way to enemity
Crazy how some people can't understand this. Also, some people call us cheap for this. If the bill is on me, I'll let the other person know abt it beforehand
@@dorahmulinge3800 exactly girl. There's no need of having money tension while enjoying ourselves, & if you tell me bill is on you I'll let you order the drinks not just having remy Martin cognac & i expect you to pay
i love murugi on this infact she makes my life easy coz most of things i purchase is all thanks to her mentioning prices and where to get. Thanks murugi lot of love.
I think everyone should pay for what they eat and drink! It's not fair to assume that a friend is able to cover beyond what they chose to have. Even if they 'look' like they can afford more. Just because someone can, doesn't mean they should.
Splitting the bill isn't broke energy. I'll forever stand on that hill Splitting the bill is what creates entitled people. Smts someone is actually full. They drink a milkshake ya 500 but you had food and juice ya 1500 and you want me to cater for you?? Also, in this scenarios you find that you're in a grp. Eg, you're travelling as friends and had some lunch. Ama churchmates you decide to go have some lunch. Obviously everyone for himself.
Totally agree with Lydia on the bill splits. Let’s just respect each others money boundaries, even if mine is I don’t want to spend and I don’t want you to pay for me.
When iam invited out for lunch,i make it a point not to go all out to over spend, unless it is my hubby where i can have anything without blinking. People have to be sensitive. See the embrassment you put yourself into
tt's rude to ask how much money someone else makes, and it's also disrespectful to share how much money you make unless there is a good reason to do so, i.e., someone is looking for a job in your field and wants to know a typical salary range. But, again, this can make people feel uncomfortable.
My love language is gifting and giving gifts. In my current relationship, we discuss the budget. Call me COAL digger, but yes, you won't subject me to pretending i like the gift and I don't.
Wow @ Murugi, you need some personal finance lessons.. or rather live abroad.. to understand Lydia perspective point of you… I was once like you but living in Switzerland has really shaped me in terms of budgeting and spending 😊
Agreeing with Lyda, I have avoided friends cause even if someone is willing to pay a bill I am not comfortable being paid for more than once, to me it building up as a loan, and i dont like loans so i only go where i have the budget and i stick to my budget no dividing with anyone.
Unfortunately I am exactly the same as Lydia on this but I ASPIRE to be where Murugi is Oh My God. And lowkey I feel like that mindset attracts even more wealth. Pesa Inakuzoea. But at what cost? Money In, Money Out. Think about it?
I agree with Lydia on this one. Everyone should pay whatever they partook unless the bill was somewhat equal. Clearly Murugi is speaking from a place of privilege and has never been at a place where they need budgeting especially a large group. I remember I was part of a group where we did a baby shower, we had agreed to split the bill as the food was relatively the same and some drinks. However some people in the group started ordering bottles. And they drank alone. By the time the bill was coming, everyone was to remove 18k. We refused. The ones who took the bottles were to pay it themselves as they did not even involve us, and those of us who had food and cocktails, the bill was 5k. Until the manager got involved, the cops were almost being called for our lack of agreeing. In the end, the bills were split, and everyone paid for exactly what they took. After that large groups and food is a no please., unless it is agreed upon initially everyone to pay for themselves. The waiter will be informed beforehand whether to split the bill or bring one bill.
its definitely very hard to say you don't have money, but I also feel it gets easier if the friends are close friends. I mostly DM on the side and if I am completely unable to speak up, I end up in debt. Its an area I am intentionally working on right now Lydia I am with you on budgeting. If its not a big difference that's okay, but a big difference!? But maybe when I become a billionaire the conversation maybe different 😅time will tell.
I also tip only when the service is great. There’s a time I went out for lunch with a friend and she got mad coz she wanted BOTH of us to tip.I felt the service was nothing out of the ordinary so I wasn’t going to tip but she wanted us to split the bill right down to the tip 🤔 it was so strange. I also later realized that I pick the tab most times, it’s either that or we’re splitting the bill, I was like no, not doing this anymore ✌🏽 people can be weird about their money
As an actual expert on the subject, I'll reserve my comments cause it could leave the comment section in shambles while pointing fingers at one of the hosts. I'm curious to see what the expert they bring in has to say.
Even if i have more than enough money, I'm not going to pay more than I spent in the name of splitting a bill in order to fit in with those i have gone out with. I'm one person that spends in my means. I agree with Lyd. Love from Uganda
Sorry Jo', standing with Lyd 💯 and 1 on money issues coz weeeh am not about paying and splitting bills with some thirsty humans out here, and not with this economy. Lov you guyz..
I simply order what i can comfortably pay without splitting bills, i dont wanna be a baggage to anyone.Money can indeed complicate relationships, especially when it comes to expectations or obligations. Being mindful of what you can afford not only keeps your finances in check but also helps maintain healthy boundaries with others.
Why do we, as Africans, need reasons for people to pay us back? If someone lends you money, you borrow the money and know you have to return it on a specific date, but you do not honour the date. Why do I have to first tell you a problem I am trying to solve, the need for the money, and the urgency? Please lets pay when we say we would pay regardless of whether the people that gave the money are well off or not.
@@trizahmotuka8189 true, in my 20s I was like Joan, I did not mind paying the small bills for people, I had no money boundaries but it put in terrible financial spaces. But also, I never did it with only friends, I did so with acquittances. I was young, unguided and naïve, I now know better, got good financial literacy classes.
I am with Lydia on splitting the bill. Kwanza like me I don’t drink so I have always made it very clear - we are NOT splitting the bill. And yes Murugi, I have the 5k / 100k to spend but I am not spending 5 k and yet I have used 1k only. We split to the latter mimi!!And its always been clear with my friends mpaka they know me now and respect it…
Lydia you are so real on those splitting bills shenanigans....people loose gd friendships due to this....like can you be accomodative...the 2/3k difference could be a lot for someone. Pia stop taking your poorer friends at highend restaurants walai
I had a friend like Murugi and I was Lydia 😭😭😭the gaslighting…… I ended up stopping to go out with that group coz I felt used, it was so unfair fr ……… wue !!! The bills were always ridiculous…
To avoid that awkward “calculator moment” when paying bills, this is what my friends and I do: One person pays, then they(the person that has paid) keeps the receipt. So the next day, they send everyone their bill. So we send the money to whoever paid. I hope that makes sense. You will never see us doing calculus at the restaurant/club. Disclaimer: You can only do this if there’s money-trust within the circle. You can’t do this with flimsy people!
I also would also just get the bill , or a close friend pays but living in Europe , people calculate what they eat. I agree it depends on who you are hanging out with.
Congrats to lydia on the win but we know murugi had to not be nominated so others can have an opportunity (ee all know if murugi was nominated she would have gotten it). But lydia you deserve it😇😇👏👏👏 everyone is influential in their own right😊
I’m with Lydia on this! I was once invited for a birthday lunch and I happened to get there a little late. I had budgeted for my meal, my drink and the birthday girls lunch split, I had budgeted for like 7k.. wuehhhh! These girls were having shots upon shots, cocktail upon cocktail and even sending shots to girls at another table, plus the starters and drinks they’d had before I got there! Let me tell you Maina! The bill came and lo and behold! Each person was expected to chuck like 15k!!!!!😅I was the one saying aaaah I’m sorry that wasn’t in my budget. Unfortunately the other ladies weren’t understanding and they were like this is how we do! I was like no! I’m not about to pay for drinks and things I didn’t partake! So no! If you eat and order something..be prepared to pay for it and not get carried away and split the bill equally! No ma’am!
@@nzilanikimani7139 but why weren't they ashamed asking you to cover their costs?
Preeeeach!!
I agree 💯. Every individual should take up responsibility for whatever they do or are about to do. You did well.
I agree 100%!!!
@@imungukalevera8671 Because, just like Murugi's POV, it's not a big deal to them(apparently)😂😂
"...seeing someone spoiling themselves is not an invitation to borrow them money...."
Exactly
Louder please🎉
increase volume please.
Lyd has a point. Splitting the bill is NOT broke energy.
Lydia is a really considerate human.☺️
You can just tell 🤗 ....
Splitting the bill, 100% agree with Lydia. People have very bad money habits. Splitting the bill equally has ended more friendships than not. Let everyone pay for their food please.
Definitely agree. It’s better to leave that money issue out of the friendship
It's 2024! We're not splitting bills. Pay for what you partake.
Millionaires do not have poor money boundaries, that is the fastest way to NOT be a millionaire. 😅
Lydia definitely would be such a great human to go for brunch with...😊😊😊...she makes so so much sense...also what she said about Rhotimmi and a free ticket thing coz Lyd was pushing his event on her platform... that's some great personality...Murugi cracking me up all the damn time😂😂😂
This episode is a whole social experiment! You can CLEARLY tell the differences in money personalities between Murugi and Lydia. This was very raw and you can tell the honesty. Having friends from different backgrounds (extremely wealthy to extremely not wealthy) has taught me to be more considerate. I lean a lot towards Lydia's money personality. Funny how both Murugi and Lydia come from almost the same money upbringing.
You only split the bill if the food was around the same cost.
Just because all of your friends are in the same money bracket doesn’t mean you can say that they have money!
That extra 3k from splitting the bill could have been used for something else that they have budgeted for towards something else.
Just because I might make 100k doesn’t mean I’m looking to spend 100k. If that makes sense
Not Lydia calling Murugi out 😂😂😂 you don't give off that energy 😂
l agree with Lydia💯There is no way l will spend 2k and the other person spend 5k and at the end we have to split the bill🙄NOOOOOOOO
I literally got up and searched for the video on my device so I can comment exactly this, since I was watching it from my TV 😂 Same words!!! I CAN NOT!!!!
I have very very weak money boundaries. And listening to this conversation, I now realize that I have enabled my friends and family to use me. Am the kind who will go out with friends, pay all the bill n expect them to send me their share; and when they don’t I get angry n never ask them… and still repeat that the next time 😢😢😢. I will heal coz this is crazy… I think this originates from people pleasing, coz am like Murugi. Never want to start those small small calculations on the table when the bill comes. It’s such an uncomfortable situation for me btw 😢
Me too gurrrrrrl
Oh my Lydia is so sensible and sensitive, I saw her at Milly chebby's birthday and felt healed as she arrived ❤
I have zeeeerroo shame of passing the bill around as we split. At the end of the day it's so unfair to be entitled with someone's money and make them pay for more than they spent
Unfortunately Murugi, those billionaires cannot be spending those 'few' coins carelessly. Girl, on this you're wrong. You manage 'small' money poorly it reflects even when you have much.
Splitting bills is not broke energy. Actually Lydia paying your end when Murugi picks up the tab might be one of the reasons the froendship has lasted. She may be able to pay for all the lunch dates but it's rude to assume. Murugi may say she never overthinks it but chances are that if you didn't pay back 3 or 5 times consistently, she would notice and would create awkwardness in that friendship.
Yes to this!!!
Murugi has an open-book vibe about her that has a pull❤️ I love listening to you ladies.
Yup I relate so much with her...cos I don't have time to remind people mind. I like open and honest conversations
Murugi looks so good in black 🔥
The wisdom in Lydia is on another level❤
Facts ❤
“ Not everyone wants to get it for cheap!” And I ooop! ❤❤❤ wisdom right there!
i just love how real y'all are. the agree to disagree moment, the learning, the respecting each other "weakness". i enjoyed this episode
Not having children or not being married does not automatically mean you have money to dispense all the time and should/ is not an invitation for people to borrow money from you on the grounds that "you have no responsibilities"
GOD OF Murugi please locate me!!!Murugi I want your problems😊
Billionaires respect ten shillings the way they respect a million shillings. So in my opinion there is no shame in paying your fair share at a dinner table and paying for what you had. I am sure the person who had more doesn't mind having others pay their share when it is split equally but does the friend who repeatedly has to pay more for others feel that that equal split arrangement is fair? Broke energy is relying on other folks to top up more than what they had to cover the expensive taste of another. I am fairly well compensated but I will pay for my consumption because I feel that is me keeping better track of my spending.
PERIOD!!! I LOVE THIS PERSPECTIVE!
THIS!!@@khamisfatmabakari7738
Well put
My sentiments exactly!
Always here to listen to Murugi,
If this woman would vie for a president, i think she would win.
❤p
Loved Lydia's points very mature, considerate, sensible and how politely they came across. Your way of thinking is so admirable😘
I really look forward to a time when we can have healthy money conversations without ever feeling like we are in a tight spot; I will not go out and pay for anyone's bill again if I never told you, I used to pick up tabs when I was younger and had no boundaries. Why do I have to pay 4,000 when I consumed 2,500. A platter, a whole bottle of a drink is different Joan! That is one shared meal, but different meals as in, to each their own. I want to burst this myth, Joan, millionaires get their own bills and that is why their never go broke, they are not paying bills because they are rich. That is a poor money habit, I have heard even Mark Cuban say this. A very bad habit. That is what encourages people to be entitled. And if you examine the cultural differences of Black people, you will notice this mentality; the friend or relative that has more is expected to pay, pick up, and care for everyone's bill all the time. We definitely need more financial literacy as a people.😊
I agree with Joan to only ask people you are close to to lend you when you need the money. Fuel the cars if they give you lifts all the time especially if it is out of your way.
If i didn't tell you the bill is on me, please babe take care of your bill, I'll take care of mine & that's my money boundaries. If we have to split the bill we must have a conversation beforehand coz there's no need of anyone feeling pressured. Money expectations is one weight i hate to carry .Money is the easiest & the fastest way to enemity
Crazy how some people can't understand this. Also, some people call us cheap for this.
If the bill is on me, I'll let the other person know abt it beforehand
@@dorahmulinge3800 exactly girl. There's no need of having money tension while enjoying ourselves, & if you tell me bill is on you I'll let you order the drinks not just having remy Martin cognac & i expect you to pay
Just tell the waiter from the beginning separate bills 😊period
I want to live in a world where people's minds operate like Lyd's🤭🤭FR she is a gem
Read or travel more I think it's basic (standard thinking) but you won't know until you travel and experience things more
Learning & Relearning Money & money boundaries..👏👏Anytime....love it Lyd & Murugi
Okay, murugi's perspective on splitting the bill can really cause alot confusion. It's not even about 'think like a millionaire'.
i love murugi on this infact she makes my life easy coz most of things i purchase is all thanks to her mentioning prices and where to get. Thanks murugi lot of love.
I want to talk about money the way Murugi does, girl💅🥰
I agree wth Jo, I don't care for small bills. Pay today, I pay tomorrow.
When Murugi was like can't people just do the right thing, like the truth is people take advantage of those who can't speak up.
I could listen to Lydia speak all day. She's so wise fr.
Susan Wanjiku is a good financial expert.
I think everyone should pay for what they eat and drink! It's not fair to assume that a friend is able to cover beyond what they chose to have. Even if they 'look' like they can afford more. Just because someone can, doesn't mean they should.
When it comes to splitting bills, I'm with lydia 💯
Always order what you can pay for, unless they were very clear on paying for your bill. Don't loan any money you're not comfortable not getting back.
I always say sometimes you release people from your life permanently when you give them money
Splitting the bill isn't broke energy. I'll forever stand on that hill
Splitting the bill is what creates entitled people. Smts someone is actually full. They drink a milkshake ya 500 but you had food and juice ya 1500 and you want me to cater for you??
Also, in this scenarios you find that you're in a grp. Eg, you're travelling as friends and had some lunch. Ama churchmates you decide to go have some lunch. Obviously everyone for himself.
Totally agree with Lydia on the bill splits. Let’s just respect each others money boundaries, even if mine is I don’t want to spend and I don’t want you to pay for me.
On splitting the bill am 100%with Lydia because It's very easy to manipulate Murugi.Our friends are manipulative
I agree with Lydia about splitting bills. Let each pay for what they spent.
When iam invited out for lunch,i make it a point not to go all out to over spend, unless it is my hubby where i can have anything without blinking. People have to be sensitive. See the embrassment you put yourself into
The more money you make you should be more afraid they all come out of the woodwork for help! When you are poor no one’s bothers you!
tt's rude to ask how much money someone else makes, and it's also disrespectful to share how much money you make unless there is a good reason to do so, i.e., someone is looking for a job in your field and wants to know a typical salary range. But, again, this can make people feel uncomfortable.
My love language is gifting and giving gifts. In my current relationship, we discuss the budget. Call me COAL digger, but yes, you won't subject me to pretending i like the gift and I don't.
I have to agree with Murugi on this issue of splitting the bill. Close friends are like family and we can always alternate or even treat each other.
Wow @ Murugi, you need some personal finance lessons.. or rather live abroad.. to understand Lydia perspective point of you… I was once like you but living in Switzerland has really shaped me in terms of budgeting and spending 😊
Agreeing with Lyda, I have avoided friends cause even if someone is willing to pay a bill I am not comfortable being paid for more than once, to me it building up as a loan, and i dont like loans so i only go where i have the budget and i stick to my budget no dividing with anyone.
Unfortunately I am exactly the same as Lydia on this but I ASPIRE to be where Murugi is Oh My God. And lowkey I feel like that mindset attracts even more wealth. Pesa Inakuzoea. But at what cost? Money In, Money Out. Think about it?
I agree with Lydia on this one. Everyone should pay whatever they partook unless the bill was somewhat equal. Clearly Murugi is speaking from a place of privilege and has never been at a place where they need budgeting especially a large group. I remember I was part of a group where we did a baby shower, we had agreed to split the bill as the food was relatively the same and some drinks. However some people in the group started ordering bottles. And they drank alone. By the time the bill was coming, everyone was to remove 18k. We refused. The ones who took the bottles were to pay it themselves as they did not even involve us, and those of us who had food and cocktails, the bill was 5k. Until the manager got involved, the cops were almost being called for our lack of agreeing. In the end, the bills were split, and everyone paid for exactly what they took. After that large groups and food is a no please., unless it is agreed upon initially everyone to pay for themselves. The waiter will be informed beforehand whether to split the bill or bring one bill.
hahahahaha.... omg 🤣🤣🤣🤣
@@RuthNyamburaKahura embarrazment is an understatement. That venue am sure have never forgotten us🤣😂
its definitely very hard to say you don't have money, but I also feel it gets easier if the friends are close friends. I mostly DM on the side and if I am completely unable to speak up, I end up in debt. Its an area I am intentionally working on right now
Lydia I am with you on budgeting. If its not a big difference that's okay, but a big difference!? But maybe when I become a billionaire the conversation maybe different 😅time will tell.
I also tip only when the service is great. There’s a time I went out for lunch with a friend and she got mad coz she wanted BOTH of us to tip.I felt the service was nothing out of the ordinary so I wasn’t going to tip but she wanted us to split the bill right down to the tip 🤔 it was so strange. I also later realized that I pick the tab most times, it’s either that or we’re splitting the bill, I was like no, not doing this anymore ✌🏽 people can be weird about their money
We for sure need an expert to tell us where the line between rich girl energy and lack of boundaries and vice versa is...
As an actual expert on the subject, I'll reserve my comments cause it could leave the comment section in shambles while pointing fingers at one of the hosts. I'm curious to see what the expert they bring in has to say.
I'm with Lydia on this one. I'm like I don't really care how many bobs of a difference. Unless we've taken or ordered the same thing.
Am with Lydia on the not splitting the bill!
Even if i have more than enough money, I'm not going to pay more than I spent in the name of splitting a bill in order to fit in with those i have gone out with. I'm one person that spends in my means. I agree with Lyd. Love from Uganda
I am about to start using the phrase " I am addressing that in therapy"😂😂😂 mind you I have never done therapy
Wueh!Murugi,Wueh?
To Lyd; I see where you're coming from...but are you?
Thanks Lyd for being realistic and sensitive 😊
Sorry Jo', standing with Lyd 💯 and 1 on money issues coz weeeh am not about paying and splitting bills with some thirsty humans out here, and not with this economy. Lov you guyz..
I simply order what i can comfortably pay without splitting bills, i dont wanna be a baggage to anyone.Money can indeed complicate relationships, especially when it comes to expectations or obligations. Being mindful of what you can afford not only keeps your finances in check but also helps maintain healthy boundaries with others.
Lydia is right about splitting bill according to what you have spent💯
Why do we, as Africans, need reasons for people to pay us back? If someone lends you money, you borrow the money and know you have to return it on a specific date, but you do not honour the date. Why do I have to first tell you a problem I am trying to solve, the need for the money, and the urgency? Please lets pay when we say we would pay regardless of whether the people that gave the money are well off or not.
It becomes exhausting to keep reminding someone who owes you money to pay you back.
The only thing that works is lend what you can lose ie consider a donation or charity.
@@trizahmotuka8189 True, I learnt this. Very helpful.
@@quinteryoung2989 extremely, but I know better now. No lending what will bring me stress.
@@trizahmotuka8189 true, in my 20s I was like Joan, I did not mind paying the small bills for people, I had no money boundaries but it put in terrible financial spaces. But also, I never did it with only friends, I did so with acquittances. I was young, unguided and naïve, I now know better, got good financial literacy classes.
Lydia is so kind and considerate❤
I am with Murugi on this.
Why are we in a restaurant opening calculators?? 😂
Can never be Dangote.
Yes i need you to speak up. And i expect you to be okay when i speak up
Definitellly my favourite day of the week🎉❤Notebook ready to grab em points from my favourite ladies😍😍
I'm not the asshole for not wanting to split the bill yet I have spent less...Great episode guys
I am with Lydia on splitting the bill. Kwanza like me I don’t drink so I have always made it very clear - we are NOT splitting the bill. And yes Murugi, I have the 5k / 100k to spend but I am not spending 5 k and yet I have used 1k only. We split to the latter mimi!!And its always been clear with my friends mpaka they know me now and respect it…
Very educative content..loving it more
Lydia you are so real on those splitting bills shenanigans....people loose gd friendships due to this....like can you be accomodative...the 2/3k difference could be a lot for someone. Pia stop taking your poorer friends at highend restaurants walai
Jo needs to meditate on this 😂😂😂 It is still a grey area for her.
Lyd spitting facts today🥰
I’m with Murugi regarding Mondays work ethics 😂 your whole is week is yours to enjoy! 😎
I had a friend like Murugi and I was Lydia 😭😭😭the gaslighting…… I ended up stopping to go out with that group coz I felt used, it was so unfair fr ……… wue !!! The bills were always ridiculous…
I am with Lydiah 💯, I will be with Lydiah even when I become a Billionaire.
Am with Lydia on the splitting bill issue.Its not fair to split the bill.Lets allow people to pay for staff according to their budget.
the diversity of TMI Podcast, lv it😁
As someone who doesn't take alcohol, I can't split bills with people taking akoho 😂. Nikunywe maji then nikusaidie kulipa mzinga? NO
Thank God it's Wednesday
I wanna be Jo so bad in terms of money vibes😄😄😍😍😍
It's definitely Tmi. Favourite day of the week ❤🎉
To avoid that awkward “calculator moment” when paying bills, this is what my friends and I do:
One person pays, then they(the person that has paid) keeps the receipt. So the next day, they send everyone their bill. So we send the money to whoever paid. I hope that makes sense.
You will never see us doing calculus at the restaurant/club.
Disclaimer: You can only do this if there’s money-trust within the circle. You can’t do this with flimsy people!
😅😅😂thank God for the disclaimer….people have shown me dust
@@kinyagrace9405 I once saw dust with this because I trusted a newbie in the friend group 😂😂But that was on me.
@@kinyagrace9405facts
Joan and I have this in common. It might come from the fact that we both take care of people in the family.
I am definitely not comfortable being paid for, but also, I'll never split bills in any unfair way
I also would also just get the bill , or a close friend pays but living in Europe , people calculate what they eat. I agree it depends on who you are hanging out with.
With Murugi here! I said what I said!
😅😂Murugi start your award company ....and actualise all that😂😂
🤣🤣🤣🤣
I am with Lydia on not splitting the bill!!
Congrats to lydia on the win but we know murugi had to not be nominated so others can have an opportunity (ee all know if murugi was nominated she would have gotten it). But lydia you deserve it😇😇👏👏👏 everyone is influential in their own right😊
Am wirh Lydia on the splitting bill issue.Its not fair to split the bill.Lets allow people to pay for staff according to rhe budget.
😂😂😂ivy is the truth and the way indeed
Leo ni tmi kesho ni holiday..life doesn't get any better
Aaaah 🤭
Couldn't get any better beiiiiby😊
First one here 💵ready to learn
Yaaaay 🎉
This is very helpful for couples and marriages
I agree with Lydia