How I Became Debt Free in 1 Year on a Teacher's Salary | Budgeting Tips

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  • Опубліковано 30 вер 2024

КОМЕНТАРІ • 21

  • @stronger7995
    @stronger7995 3 роки тому +19

    Very financially savvy at such a young age! I love it💖 my husband and I live a debt free life (except for our mortgage) and have 3 kids with college funds in place. Budgeting is key, I have a basic notebook that I track spending and bills (utilities). I am also a teacher 😊 great job having that end date in mind!

    • @HaileyCarvalho
      @HaileyCarvalho  3 роки тому +1

      Thank you so much for your kind words 🥰 That is so awesome, congratulations!! I definitely agree! 🤍

  • @sarahe7446
    @sarahe7446 3 роки тому +9

    Honestly when I clicked on this I thought you’d say you had like $5-10k in debt haha but you had like a decent amount and that’s awesome that you paid it off so quickly - must feel amazing!!

  • @sakiyaa1917
    @sakiyaa1917 3 роки тому +4

    Not going into stores is easy when ur an online shopper 😭 definitely putting a plan in place asap! Thank you for this :)

  • @michelle9524
    @michelle9524 3 роки тому +8

    Breaking down your budget is really key!! Congrats girl 🙌🏾

  • @christinacooperteacher
    @christinacooperteacher 3 роки тому +1

    Great tips and congrats on being debt free! I agree. You definitely have to make sacrifices. I’m working on paying off debt as well. I’m getting there!

    • @HaileyCarvalho
      @HaileyCarvalho  3 роки тому +1

      Thank you so much, and you got this!! 🥳

  • @terrificintk
    @terrificintk 3 роки тому +1

    You are amazing and should be so proud of yourself! Very wise at such a young age! 🤓

    • @HaileyCarvalho
      @HaileyCarvalho  3 роки тому

      Thank you so much for your kind words! 🥺🤍

  • @gacj2010
    @gacj2010 Рік тому

    I did this ... I worked my but off summer with enough to pay for the upcoming year ...I didnt make enough to live on campus after one year so I commuted .. Hey ! you make decisions that fit you. i worked hard , got better grades that I thought I would , got a teaching job and have NO DEBT. Thats big... Don't get in debt .......Live within your means .. I did and am happily teaching

  • @gacj2010
    @gacj2010 Рік тому

    You need to understand that college is a means to your goal of , in my case, becoming a teacher and your life career...If I would get there by commuting , then that was alright to just sleep at home but spend most time on campus. Your choice! Be tethered by the debt or be free to be a cog in the world as soon as possible . The best is after your degree ans your first teaching job. And btw .. take a major which has a future; not one where there is near no need for you OR like my friend , you will be waiting on tables with a degree.

  • @TeachKaylaSimone
    @TeachKaylaSimone 2 роки тому

    This was extremely helpful! Thank you for sharing this advice and your journey.

  • @sheldonhaynes4915
    @sheldonhaynes4915 3 роки тому

    I upvote this! While there are some conflicting emotions about paying off 0% loans that quickly, versus investing. The motivation, determination, and sacrifice for a greater cause is inspiring.

  • @eliespinelli
    @eliespinelli 3 роки тому +1

    Love this video!! so helpful ❤️

  • @randaray24
    @randaray24 Рік тому

    Smart girl. Well done!!

  • @marimojica9824
    @marimojica9824 Рік тому

    Do you have a video on WGU?

  • @mrscarmicalclassroom
    @mrscarmicalclassroom 3 роки тому

    This is so helpful and 100% my goal for this coming school year!

    • @HaileyCarvalho
      @HaileyCarvalho  3 роки тому

      I’m so glad it was helpful for you!! Good luck 🥰