Managing Our Money (God's Way) | Debt, Budgeting, Savings, more | Melody Alisa
Вставка
- Опубліковано 19 чер 2024
- Thank you to Aura for sponsoring this video. Go to aura.com/melody to get a 14 day free trial (and see if your personal information has been leaked online!!!)
Hey, sis! We are back today talking about what it really means to manage our money God's way. In today's video, I share 3 money habits that we need to BREAK and 3 money habits we need to be keeping or cultivating. As women, pursuing the heart of God, that means that what God thinks about how we should spend our money matters. Whether you are going through a season of surplus or a season of lack, the facts remain: God cares about how we spend our money. I hope you enjoy!!!
// MEMBERSHIP CLUB
Grow closer to God and read your Bible with a community of women who also love Jesus 🕊 Join the Created For This Membership Club: bit.ly/joincftclub
〰️ Purchase my devotional, “More Than Trustworthy": bit.ly/EzraStudyDevotional
// S O C I A L
Instagram ⇢ / melody.alisa
// L I N K S
» Christian Online Therapy (sponsored): www.faithfulcounseling.com/melody
» shop all my AMAZON favorites: bit.ly/MelodyAlisaAmazon
» Get your free 'Walking in Purpose' Workbook: bit.ly/WalkInPurposeWorkbook
» Get my free 7-Day Bible Study through Romans: bit.ly/FHGDevotional
// J O I N
🙋🏾 Join the Created For This Membership Club: bit.ly/joincftclub
〰️ Get your * free * copy of the For His Glory 7 Day Bible Study: bit.ly/FHGDevotional
〰️ Join the For His Glory Sisterhood on Facebook: bit.ly/ForHisGlorySisterhood
// Sign up for my Monthly N E W S L E T T E R
Sign up ⇢ bit.ly/MelodyAlisaNewsletter
// PO BOX
PO Box 250296
Atlanta, GA 30325
// C O N T A C T
For business inquiries:
⇢ hello@melodyalisa.com
⇢Video Editor: Marcos Berumen // www.behance.net/markberumen
NEW HERE?
-
Hi! My name is Melody Alisa - welcome to my channel. I lived in South Korea for two years where I met God and I documented my life as an English teacher (check out my Life in Korea playlist for more on this!) Now, I call Atlanta home. On my UA-cam channel, I share my Christian faith and life as a creative, a newlywed, and a new mom through weekly new videos!
melody alisa, christian money savings, managing money god's way, biblical principles about money every chrisitan should follow, debt savings
hey, sis! Be sure to go to aura.com/melody to get a 14 day free trial (and see if your personal information has been leaked online!!!)
and of course, let's chat about today's question: What is one bad money habit you've had to break?! & and what is one GOOD habit you've cultivated?! encourage us with your growth in the comments below!! ♥
6:48 thank you
I sure am!! Bless You
Thank You
You’ve helped me so much in my walk with Christ as an adult. I grew up in church but it’s totally different when we undergo a spiritual transformation on our own regards. Thank you for everything 🤗
thank you for being here 🥲 so glad i can be apart of your walk with God.what an honor!
Amen I agree 🙏🏾
My bad money habit was being stingy as well and not tipping just a very scarcity mindest,but ever since my relationship with God and learning that he is the God of abundance, I am more willing to give. I am now starting to tithe, save and budget my money.
Thank you for making this video because it is really needed for the times we live in😊.
I too struggle with a scarcity mindset.
One bad habit I had was impulse spending and I replaced it with Saving what I wanted to spend ❤
I’m taking this idea!
@@dyheshataylor869 be my guest love🥰
I was just repenting telling God I messes up his money and I will do better. And started studying new budgeting ways to get things back in order and your video popped up!! Thank you, Let's me know he hears me loud and clear!!
Same! 🙋🏽♀️💛🙏🏾
Amenn Let God lead the way Hallelujah THANK YOU JESUS🙏🏽🙏🏽
JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
@@Only1QueenOfEverything JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
being able to not spend more than I have is something the Lord is most definitely going to have to walk me through
same 😩
Same here!!
JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
@@itsciJUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
@@stephanielong784JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
Breaking being stingy and thinking everything is mine, replaced by being more generous and willing to give
Bad Habit I'm breaking = Impulse Spending/Emotional Spending/Frivolous Spending
Good Habit I’m Keeping = Benevolence Funds to bless others, & paying down debt, minimizing use of credit cards except strategically (air miles & Costco rewards)
JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
One major habit that I had to break was in understanding that everything I have God has given me and He has given me enough! Finances used to always be an area that would give me so much anxiety and worry but it was because I was trying to prevent something that hadn’t even happened. Instead I know put my faith and trust in God! I’m so grateful for the grace and wisdom that He has given my husband and I!
Loved this video and this word!❤
This was right on time. During my alone time with God I told him I will write down all my spending and start tracking how and when and what I'm spending on. I need to cultivate that habit. And I need to break spending more than I make 😭
JUST WANT TO SAY TO ANYONE WHO IS GOING THROUGH SOMETHING KEEP BELIEVING,& BELIEVE & TRUST IN HIM
Keep trusting God , Keep Your Faith , Keep Praying , Keep going to church ,keep listening to worship music, & keep reading the Bible ,& and remember , The Lord is Bigger Than your Problems , Everything going to be ok , just keep praying & talking to him ,💕💕MAY GOD BLESS YALL& EVERYONE IN JESUS NAME AMEN 💕😊
"It was never ours to begin with."....Amen!
💜
I literally just told myself, "Girl , pay some money on that dang credit card bill and stop playing with GOD😅 so I did!!! And then came to UA-cam, and you are the first video in my feed. I love the Lord , I love God, and I love you, Jesus. And I appreciate you so much, Melody ❤
I have a really bad habit of spending more than I make. I really want to get into the habit of creating a spending budget. This video has helped me to do just that! ❤
Hello Melody. Thanks again for another word of wisdom. One bad money habit that I had to break was attaching my worth to my low bank account. As you've mentioned because of the society we live in, it's easy to feel like you're not enough if you don't have XYZ. However, I've come to realize and know that God is my source and provider, and not the job ( although I need one ), and HE provides for all my needs, therefore I lack nothing. The second one was spending more than I made. This was a tough one to break. God made me see what I was spending my money on was for things that I didnt need, just wanted. He showed me how to be humble and minimilistic. Doesn't mean that I cant have things, but I learned to weed out my wants from things that I really needed. Things have changed drastically in the past few years and Im more intentional with what I spend our money on. I also stopped inpulsive buying. I had a bad habit of buying things that I really didnt need or even thought about buying, but because I saw it was on sale or bargain, I would buy it just in case, and then never used it! Such a waste! Thank God I dont do that anymore. Thanks again, and have a great week!
Bless you
As a single mother (my choice, God's grace) I've always been hesitant to tithe when I feel things are "tight " .I know God has been and is still working on me in this area because He's never failed and I know He never will. Pray I trust Completely 🙏🏾🙌🏾
I used to feel scared to tithe too but I'm not a mother so your fear is probably different than mine. I wrote you this really long response about what helped me but I erased it as it was lengthy. But, in the beginning tithing is scary, however, build your faith by building your relationship with God and tithing will eventually be less scary (it was for me).
One reason is because I grew to know that God will ALWAYS have my back and He's proven it to me. Also, the closer you get to God and the more you get in your word you realize God isn't a liar. If He says he will provide for all of your NEEDS He will. Also, budgeting helps too haha. I'll be praying for you :).
@FLS.- God bless you!
The budget thing is something God has been working with me on and I thank You for being confirmation
@@JoySings3982 of course! Praying for you! If you need any budgeting tips I'm available:). Take care 🙂
Just want to tell you I'm in similar circumstances, I'm recently learning to do this and grow my faith over fear. Listennnn. when I say there are miracles waiting on you that you may not even be looking for??? I'll encourage you to keep your relationship with the Father, Son and Holy Spirit paramount and seek the kingdom of God first. God loves to bless His children and knows what we need before we even ask. Sending a prayer up for you! And I'm excited for your breakthrough to "level country and into the land of uprightness" (Psalm 143:10)!!!
@@thebravebird Bless You! Matthew 6:33 has been my center focus. Seek Him first in EVERYTHING 🙌🏾🙌🏾 I appreciate you ❤️
I have a personal budget meeting with me, myself and I every wednesday and Saturday. I know how much money I have at any given moment. Also, I try my best to stay away from credit cards, if I don't have the cash money then I don't buy it. I will wait and save up if I really want it and by then honestly I have forgotten about it.
Overspending was my bad habit! My paycheck could never sit there but a good habit I've created is no more fast food / Dining
Bad habit back in the day was overuse of credit card. Now I have a reloaded credit card where I can only spend what I’ve deposited on the card. The amount on the card is what I can afford to put on the card so I only spend what I have. Amen
That's true, God is our provider and that alone involves money as provision. I want to grow myself in this area and trust the Lord, I hope to share my experiences too on my channel, you're an inspiration ❤❤❤
yes to all of this! trusting God in all areas but especially with money is so important. i cant wait to see the experiences you share on your channel!
@MelodyAlisa Thank you for your response. I feel encouraged that. Oh yes, He is able!
This was so great! My bad money habit was that I would spend too much helping people. One day I got tired of never having any money and I took it to God and I believe He showed me I wasn't being a good steward of my money because there's a difference between helping and enabling.
I thought giving to those in need meant I was stewarding well but the thing is if you're giving to the same people over and over again you aren't. You are pretty much becoming their ATM and blowing God's money.
I had to learn there are many ways to help others that don't only consist of giving all of your money such as teaching and helping them create a budget, researching local resources they can use and presenting it to them, volunteering to watch their kids so they can accept a better paying job etc. SO many options.
Giving money is definitely fine but there is a such thing as giving irresponsibly and that's what I had to learn and what I had to go to God about.
This is a good video. I feel like if school had a class people in the world will be great
thank you so much! i couldn't agree more! I wish we were taught financial literary more in school and honestly in church!! it's so important!
Thank you so much!!! Don’t despise small beginnings! Start with the little you have 🙏🏾❤️
One of my money habits it’s not tithing, because I’m always like “ how can I give my 10% when im not making a lot right now .” But what I do need to realize that isn’t up to me to worry about; it’s not mines and I owe it to god.
Hey sis this is right on time and an answered prayer GOD is so good thank you for your obedience ❤
You are so welcome!! shout out to God
I have a very unhealthy relationship with money. I truly trust in God and that He will always provide for me but I have a bad habit of spending money that I do not have. I am getting better with budgeting but I still have a long way to go! Thank you for this video 🙏🏾
I would say my bad money habit is forgetting to do my monthly budget sometimes. I will make sure I put it on my To Do List and calendar with notifications so that I will not forget a month anymore. I feel unorganized and unprepared when I don't have it done for the month. I also need to work up the courage to invest.
1) Breaking the habit of overspending.
The Lord has been working on me to be a good steward for the past few months and to get things in Order.
I’ve created a budget and I’m tracking where all of my money is going.
2) gettin out of debt as fast as possible so I can be a Lender, not a Borrower. I’m the Head not the Tail.
3)learning how to invest to multiply my talents. *Opening a high yield savings account.
*Taking classes on how to buy /trade stocks
This is just confirmation that I made the right decision as far as the financial firm I am with! I already knew it was God ordained anyway but this here really confirmed literally everything we help our clients with! Your videos have really been helping me and I just thank you for allowing God to use you sis❤
Bad habit was spending to keep up with the latest trends. Breaking it by doing the 100 envelopes money savings challenge instead to save and invest in the right things. Thank you for this video. It opened my eyes to a lot that I didn’t realize before! Blessings to you and your fam!💕
This video is on time for me because this month I have decided to start having good money management skills. I've made a budget and I'm determined to stick to it! A bad money habit I'm going to have to break is ordering lunch from Uber Eats when I'm at work. A good habit I'm replacing it with is buying what I need every month to pack my own lunch. Thanks for the great video Melody!
Im in a work in progress in handling my resources. Had been in a rought time and with Gods help. He is healing me and changing me. 😊
Thank you for this wonderful video! 😊
I had a bad habit of not tithing or giving offering to God but now I tithe and can even give offering without a hard heart❤
A bad habit is that I am super stingy with money. I OBSESS over my budget and cranking numbers. I think my biggest take away is that I need to trust God more with HIS money 😂🫣 Also I like the idea of investing. I’ve been thinking about Money Market accounts so I think I’ll start there and do some research. Thanks so much. This was amazingly helpful! ❤❤
✨Bad Habit✨
*I notice I spend more then I make at times
✨Good Habit✨
* I learned the importance of tithing and giving back to God what he blesses you with!
I had to break my toxic relationship with spending. It wasn’t on one specific thing I was just shopping for unnecessary stuff. I used to look back and wonder were did my money go. It would make me feel so bad to have no account for were my money went and I had bills to pay. so I had to stop that cycle I started with a Financial fast and it opened my eyes to how much money I was wasting. From there I created a budget and now have a plan for my money so Everything is accounted for. I couldn’t imagine my life with out it now. 🙌🏾
This is a timely video. Thank you Melody for allowing the Lord to use you 🧡
Impulse Amazon shopping...guilty🙋🏾♀️. Definitely gonna surrender this bad habit to God so i can be transformed from a spender to a saver.🙏🏾
Spending spending spending more than I had was my issue. The biggest difference now is I tithe & I watch what I spend.
Right on time! Thank you 🙏🏾
This came right on time thank you!
The bad habbit I had was attaching money to my self worth and I broke it when I started tithing.
I am currently breaking my spending habits on things I don't need in the moment and can wait for in the future. I realize I have a spending problem and I have been talking with the lord about it so I am working on breaking that now.
This was such an on time video! Thank you for this
My bad habit to break is always spending growing up I just wasn’t taught to count what I spent just spend I use to blame it on my zodiac sign oh I’m such n such & we spend & that’s not good. What I will do is get back into investing & tracking what I spend❤️
My money habit is- bad habit #2!
It’s like as soon as I get it I think of ways to spend it! 🤦🏾♀️
I needed to watch this video - thanks Melody
one bad i have is spending my money as soon as i make it. i plan on managing it better by shifting my mind set
Awesome video! Thanks Melody
I’m learning about money and thanking God for every thing i have 🙏🏾
Love love love this! Very insightful, feeling convicted to cultivate these good habits🙏🏽 May God bless you❤️
Thank you. I'm glad that I've subscribed to your channel. I thank God for your messages! Motivating and encouraging!
thank you for sharing these helpful tips and backing them up with scripture!❤
Yes yes YES I LOVE this series🥰👑 thank you for sharing your knowledge❤️
Thank you so much for this video. It was very informative and enlightening!
Love this! I’m working on managing my finances much better. Thanks for sharing your great tips!
Great video! I definitely want to learn and practice everything you talked about.
Thanks for this Sis🙏🏽 I love the message & we are managing in our home as well. It is a consistent battle because it’s so easy to lean towards the flesh but God is there for us in our moments of weakness to pray to for help.
Watching how I spend and not spending everything that I have that was an eye-opener
Very blessed and thank you.
❤I needed this so much… Thanks 🙏 for sharing 💐
Thank you for speaking on this topic! I'm going to start implementing these tips into my life. Especially spending more than I have
Such an awesome video thank you for sharing your knowledge of good money habits. 💰
Omg I needed to hear this today! Especially after my 300+ Target run.
This video just affirmed what I've just started to walk in. Needing to get those financial habits right. Thank you for this❤
I keep saying God speaks to me through you❤ I was regretting how I spend my money and this video popped up. Keep doing what you do❤❤
thank you for this video ❤
When I started my first job in March this year I already had a budget in mind and as I started getting paid and spending I have been auditing my expenses. I’ve realized so far that I easily spend money on food and coffee and definitely need to cut down on that 😅. Also, I am still unsure about investing in stocks but I have felt a heart change towards investment overall and I think investing in property may be more of my speed than stocks.
I loved this video. I have been praying that I be a good steward of the financial blessing I now have and how to do it so this was much needed!
I relied more on using my credit cards rather than my own earnings and budgeting. My focus is and more to eliminate debt so there is financial freedom and be able invest my time to my future wealth and investing goals.
Thanks a lot Melody for succinctly summarising these points and backing up with scripture. God bless you 💜
Thank you very helpful. Buying unnecessary clothing was one of my bad habits.
This video is so timely for me. Thank you. ❤
You're so welcome sis!! thank you for being here!
More of this please!
Your video came at the perfect time. God has blessed me with the ability to budget and invest. I stopped tithing years ago but since this video, I have readjusted my budget to include tithing. I have to remember this is God’s money not mine.❤❤❤
Budgeting has helped to understand where my money is going but also where I am lacking. Believing to owe no man nothing but to love him and be a better Steward with the resources he gives me to manage. Tfs, Melody!
Thanks for the video sister!
of course!!! thank you for being here!
All Glory to God this message was right on time seeing how just this past weekend I had a thought on why I wasn’t seeing where my pay check was going, I definitely put a budget in place and with tithing I pray to see a deference in my spending and saving
I love my Melody ❤❤ thanks for another video !!!
Obsessed with spending, found out about this and givining 10% apttmh and this video im planning on stacking up now sis!
I absolutely have No Budget in place. Nor am I investing in anything monetary. I am doing better with the tithes.
Still alot more growth needs to take place in the money management area. Thanks for the insight. Much love and Many Blessings 🙌🏼 🙏🏼 💕
Thank you for this message! Because it’s a lot of people who talk about money and the Holy Spirit been warning me about these people they call us broke! I don’t even entertain them!🙏🏽💕
100% agree with everything especially tithing. We must give back a portion of what we bring. A be cheerful in giving. I don't why but I feel better when I tithe.
This video came at the right time. My bad habit is not being consistent enough and I just looked at my budget planner and said for July and beyond I will stay consistent and use it like I did but also be conscious and aware of of my purchases. I’ve been reading Get Good With Money and I’ve seen how I have been foolish with my money but now it’s time to get wise and mature my finances as I am maturing myself.
Right on time.I have been struggling financially and mad at myself for not tithing consistently
Thank you so much. I know the principles of tithing and I know the reward that comes with it. I was truly being selfish and not listening but after watching your video I did what I know was right thank you God for heavenly reminders.
Thank you for this, Mel! Being a good steward of my finances has been my heart's desire since I was young! I am in the process of finding a way to track every dollar that I spend. I took a crack at it over the weekend and.... let me just say, I want to be less expensive, haha. Thank you for dropping these gems and suggestions. I will continue on this money journey and not give up easily! I need to 100% work on not overspending...
Sis this red lipstick is gorgeous on you btw!! So beautiful 🙏🏿❤
These are all some great points and I might definitely have to look into the aura app.
My discipler & her husband have a benevolence fund! & it's something I've always kept at the forefront of my mind. My husband and I always make sure we save enough to help others whenever we are asked. My husband is generous & I love giving gifts so adding benevolence as a way to bless others from what God has blessed us with is something we both love & are grateful we get to do!
Hey Sis, thank you for this video. All your videos has really been helping big time and now yes unto investing and breaking the habits of reckless spending. God bless.
Thank you for this video ❤ I used to have the habit of buying things just because I thought they were nice but most of the time I didn't need them (besides I spent the money that I had to spend on other more important things) I changed the habit and now before buying something I think better if it really is a wise purchase. Greetings from Costa Rica 🇨🇷 🥰
Soooo true tithing HELPS and idk how it works but you really reap what you sow in various areas in your life that allow more money to come your way. I tithe more than 10% and make sure I set it aside weekly. Amen
I really love this series
My bad money habit is overspending
I have put a stop to this
I have decided for 3 months no more junk food or fast food, for me these things are addictions
I also need to limit Amazon lol 😅
I have also decided to start giving tithes and offerings to my online church and the you version Bible app I really want to start trusting God to be my provider and give Him what Belongs to Him!!!
The habit I am breaking is spending more money than I make
And I am becoming a better tither and budgeter
Hey sis, My one bad habits has been definitely spending more than I was making. Now that I have the concept of budgeting, I no longer have that bad habit. I am very good at keeping track of where my money is going. I loved this episode. It was very informative. ❤
Yes. Amen.
I love this ❤🎉
Gworl! that PART!!!!!! 4:33 yes, expose the myths!!!!!
Thank you For this video ❤
You're welcome sis!!
Tithing 😇 and keeping my money stingily 👿
I took time to realise it but when the change occurred, I felt God was really caring for my finances and also for my spiritual health.
Wow! That is so amazing to see how much, in fact, the Bible teaches us about keeping our financial resources safe and to take care of’em. I feel, over the centuries it was demonized in churches. While irl, God has never been against that. Indeed, what kind of loving God could willingly omit or prohibit the « money area » while knowing full well this is so essential for His beloved creatures?
Not Ours in any case 🏆✨