Should You Worry About Collection Lawsuits if You are Currently Unemployed and Cannot be Garnished

Why should you worry about a collection lawsuit if you are unemployed and not curently subject to wage garnishment?
As I discuss in this video, you should never just ignore a collection lawsuit. You may be unemployed today but 6 months, a year or two years from now you may have a job.
If you do not respond to a collection lawsuit, the plaintiff creditor will obtain a #defaultjudgment. They can sit on that judgment for years and if at some point down the road you open a bank account or you land a job, that judgment can be immediately turned into a #wagegarnishment or #bankaccountlevy.
Even if you think you will always be “judgment proof,” you never can be sure that money or assets may come your way. Interitances, gifts even a lottery win could put you into a very different financial position.
The best time to deal with a lawsuit is always before it turns into a judgment.
If you have been sued and need accurate and helpful advice about what to do, please call our office. We have been advising and counseling Atlanta area consumers for more than two decades. We’re here to help you as well.
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