This is incredibly useful & practical. Me and my gf have been considering to relocate back to Toronto. And we have been struggling with numbers. Thanks!!!
@@kinfaichu9800 It depends on your budget, location and whether or not you have time to shop around. The landlords I talked about are friends of mine from hk. Retired couple. They are more than happy renting to two little girls for trouble free cash income. The point is, you have options and they don't necessarily have to be expensive. If ever possible, stay with a friend or relative for a couple of months before finding a more permanent place to settle down.
Many of us don’t want to rent a Condo or apartment due to the Covid-19. I been seeing notice on Elevator? Telling us there are people got Covid and now isolating/ rest at th condo.
Thank you for sharing these useful info. with our HK folks. I have worked in Canadian banks for 25 years before my recent retirement, so I know the Banks are compelled by OSFI lending guidelines in granting Mortgage to borrowers without Canadian income. Likely these folks will be subject to a lower loan amount, so it will be safe to put in a condition on successful financing in the Sales and Purchase agreement. In addition, a family of 4 without any income should enjoy family allowance and GST tax credit payment from Government - not a great amount (likely a few hundreds per payment) but for sure will be helpful to pay the rent.
I don’t think you can get a loan if you have no work. I recommend buy first before resign or buy after you have a job Even preapproved , they might still check oversea income again after you bought for official mortgage which happened to me.
@@homewest5234 yeah, for me, my main source of income is from outside of Canada, I started the pre-approval process in December, and then they asked for so many documents including proof of income, tax return (Canadian and Foreign), the entire process took over a month. Just for the pre-approval.
@@wshnus I did the same. I got approved in June. Actually when I do drawdown end of august, they need to recheck most documents again. Pls prepare that and they need TU from HK now as well
I live in Toronto. Last Year I tore my meniscus while playing sport. Had x-ray and ultrasound done, and got referred to see a Orthopedic doctor. He ordered a MRI, and decided that surgery was needed. Had the surgery and recovered quite well. Cost was $10.00 - for parking on the day of surgery. Yes, I did spend some money on physiotherapy afterwards.
This year I had my coloscopy done, and while lying on the bed, my doctor asked me if I wanted to have my stomach scanned too since I would be going under, I asked does the provincial health insurance (OHIP) cover the cost? He said yes and I killed 2 birds with 1 stone - all for free. No parking charge this time 😁🤣 How much would this cost in HK?
香港豐衣足食物質豐富? seriously? What about pollution, punishing working hrs, overpriced organic/quality food? not to mention the undignified practice of hanging laundry on windows even at upscale apartments
@@aatnakedSG You pay less for food with preservatives. But for better quality food, Canada has more choice for less money for sure. HK has one of the world's highest cancer rates. Source: www3.ha.org.hk/cancereg/ Housing in HK - don't get me started!
I already be Vancouver 25 years ago I apply by myself I think everyone can find someone hire you then move here is not a bad choose Is not boring here Have a lot of stuff you can do
Toronto u pay more heating cost, Ontario cars dont last as long as van. Many 20 to 30 yrs car can be seen driving here in van. Houses are not cheap in TO anymore. TO very few people lived close to town. Van is amuch smaller city dont commute as far.
我也主很久，沒有你們想的那麽好，discrimination against 中囯人,對印度特好，不要移民加拿大，生活日比日困難，退休金不夠用，think twice before you decide 移民來加拿大,地方冷又日夜下雨.正所謂住在福中不知褔,你們應該做自己的research.有很多事情你們不清,萬萬不要下決定來加拿大.There is no privacy & not a democratic country. Full of fake news just like US.
說開工作機會並不局限於多倫多市中心。我順便说說工作機會：多倫多市中心相當於中環，Markham 以電子工業為主(以前），滑鉄盧是科技。concord ，Brampton 有許多物流中心。南安省是greenhouses，nursery 花園，同時，retirement homes，long term cares 比較多。醫護人員工種多，亦有commute 美國工作。
另London，Hamilton 也有醫療research 中心。
另汽車廠並不在市中心，他們對技工，技術人員的有持續需求。而且新的汽車廠將移往innisfil，遠離市中心。
其他輕工業例裝配，車衣，在士嘉堡，Hamilton ，brantford...
謝謝你提供的資訊！
車：代步而己。舊車可以啦。建議買車前，先找一個好的，價錢合理的garage ，mechanic 。舊車修理可買舊零件，相對每年保養費平些。
我們家一般買reliable 的舊車而不要lemon car 新車。我們budget 一般定c$5000約五年換一架。平均每年維修，保養budget 在加元一千左右。舊車的insurance 也平些。
我們試過800加元買了一架certified 車，用了三年，其間沒有付越過c$500元修理費。亦曾用c$10000 買一架 Nissan 七人van ，用了十年。每年維修，保養也在c$1000 之內。
501 Levi’s 牛仔褲👖在多倫多不需要加幣$75-約$35-已經有👍
好多料不一定啱，我在Toronto 生活已經好多年。講生話質素好過在香港🇭🇰講創業超平，分分鐘好過打工👍生活超爽我也是來自香港。不要太信數據落地自己經歷才做準👏加油💪💪
中肯！不計買車/供樓，我們一家四口，每月開支約港幣$2.5萬元，包括比香港貴好多既電話費，home Wi-Fi , 保險（共約HKD$6000) 。
你肯定係中上產人士，開支咁大
@@pepecheung5309 謝謝您! 不是啦! 要供養還在讀書階段的兒子丶冇法🫢
@@Leann-ek5lh 我在英國每月開支2000港幣+4200租樓+45港幣5G電話費
@@pepecheung5309 不錯呀，很便宜😮
做足各種各樣的工作，計算，仔細，對比度！對所有新來加拿大人，非常有幫助！多謝
係呀 對我地準備過加拿大的人 好有幫助啊 謝謝
我是一位來自中國廣東佛山在加拿大的華人，有沒有在異國他鄉的伙計朋友，能否認識認識，多個朋友多條路，多個朋友多個家，期待能認識一位異國他鄉的好朋友。
施生、施太，情人節快樂喔，多謝分享👍🏻
衣服：Costco 是平均價，quality ok, 但outlet 可以用正價30%買到quality 品牌。
美國消委會做過調查, outlet買嘅商品, 同喺 佢自己品牌嘅商店買嘅商品, quality係差啲, 並非百分百一樣.
@USER USER yes. It is either outlet quality or 月下貨，brand name 次貨
比較的時候要注意，香港已是國際級一線城市，溫哥華和多倫多也只是二線甚至三線，商業與國際化程度遠不如香港 （雖然同時人口的種族分布卻比香港更多樣）。
一線城市=/=宜居城市，自己上網搵排名，更何況而家嘅香港已不是以前嘅香港喇！就算定位最多都是大灣區嘅二線城市，剩係睇吓d政府高官成日叫d後生返大灣區發展就知，因為佢哋都知道香港已玩能源
@@louieyam9368 Good point, 如果追求理想的居住地，溫哥華不錯，工作也hea, 退休最理想，香港人有自己的一個次文化小圈子，活在自己的comfort zone，很舒適，不過跑到一個小城市，下一代的格局和志氣也會變小，雖然從這一代開始自絕於中華文化和語言，但也許活得會更好。
@C 香港金融中心地位，單看過去一年成交數字就知道生意好到不得了，而其幫助國際資金投資中國的角色（包括幫助英國的資金），及其國際化和貨幣自由進出程度，深圳和上海未來十年都無可取代。無論英國某些機構怎麼講，香港繼續是國際一級城市，而深圳上海只是國際化程度較高但GDP體量更大的內地城市。
@@netric4011 其實好多加拿大人會到美國工作，有一個親戚讀書好叻，最後去咗美國大IT公司工作，薪酬福利一流，係叻仔嘅唔會懷才不遇
@@louieyam9368 是的，本身要夠優秀，而且更多是要小學年齡就在加拿大，真正融入主流文化而不是華人小圈子，願意闖蕩，才能有更遠大的發展，否則大多只是平淡生活。我也認識華人在溫哥華做IT生意發達的，但本身是CBC, 而且是持開放的心態利用中國大陸的人才，產品，和資金來達到的，香港人在與大陸人合作會有心理障礙，自斷機會。
好家庭好氣氛！祝牛年合家健康快樂！
看了此段片.覺得.使到想要移民的人.心中有數,沒有預算移民的人.可以增廣見聞👍👍👍
退休怕冷老人家溫哥華好、年青找工作多倫多好、始終多倫多是加拿大金鎘中心， 近new York, 工作種類比較多、溫哥華太多華人、要學加拿大主流文化多倫多好一點！
Condo 要交管理費，house 要交地稅，香港地方細，用油小D掛，大多市🈶️機會三四天入一次油，老實講，香港賣了有一層樓的話，是大致可以一家四口移民加拿大🇨🇦⋯⋯但是靠儲蓄那百〇萬港元，要多諗一些...
租屋屋主也将management fee 或地税加在租金里。
謝謝分享, 但背景音有D太大聲蓋了你地講野~我上班開聲偷偷聽=0=(冇得睇字幕)
香港家陣成日冇啦啦一個人食頹飯都可以食到超過港紙$100，平均80-100（九龍區）
食壽司男生起碼$150-$200先飽
食大字頭連鎖果啲一般50-60（除非刻意揀cheap野同只飲水不加錢飲嘢）
印象食嘢加杯特貴飲嘢冇餐優惠當單點係（X兄（譯音））發明，以前覺得咁好衰但而家愈來愈多仿效，等你覺得食個飯5-60蚊但一埋單8-90蚊
如果無本地工作經驗同一份長工有交過加拿大稅相信銀行係唔會做到 Mortgage ，所以最好先租settle後再買樓。除非可以夠錢full pay就可以先俾晒錢然後向銀行抵押間屋申請loan，啲息仲可以扣稅，當然按揭成數會比較低。
多謝施家，但有2個大數未有講，第一係買屋之後每年要比嘅地稅，第二個係每部車嘅燕梳。我知加拿大係超貴。
This is incredibly useful & practical. Me and my gf have been considering to relocate back to Toronto. And we have been struggling with numbers. Thanks!!!
希望對大家有幫助
疫性很多未知數，
但以前我們當年移民，( 技術移民)我們去 employment agency ，不論工薪（min pay 一定有），工種。明天上班。我們去銀行做臨時工。一星期後找到另一份工，並給我們employment letter 可以租apartment.
300元電費真的不是普通家庭的耗電量，是洗碗機和乾衣機用得多吧。
普通家庭仍是夏天戶外乾衣或地庫heat 口乾衣的。
我們家也是住小屋，我們安了一個小小的太陽版，Diy 拉線入屋，專給rechargeable小電器：mobile phone，rechargeable trimmer （剪草），夏天，可以推動小型家庭衣車和小小slow cooker 添。
Hello Greg, 不如你同大家講下海外資產申報法，同埋報税嘅資訊。如果你出呢條我又會返嚟同大家 share 少少我嘅經驗。
感謝分享!!! 音樂大聲左小小同可以再柔和小小! thank you
早晨施生施太多謝你們的分享。
加拿大嘅好處就係選擇多，豐儉由人，要平可以好平。我兩個姪女喺士嘉堡返high school，租個 basement ，兩房一廳，廚房，浴室，一千加紙一個月，包水電煤 wifi ，就算住一家四口亦絕無問題。食一個月大概五六百，兩部手機大概一百，此外就冇乜其他駛費。
rental basement usually around $1500 CAD for 2 bedroom now
@@kinfaichu9800 It depends on your budget, location and whether or not you have time to shop around. The landlords I talked about are friends of mine from hk. Retired couple. They are more than happy renting to two little girls for trouble free cash income. The point is, you have options and they don't necessarily have to be expensive. If ever possible, stay with a friend or relative for a couple of months before finding a more permanent place to settle down.
@@kinfaichu9800 1500? U can get a 1 bedroom condo already
Many of us don’t want to rent a Condo or apartment due to the Covid-19. I been seeing notice on Elevator? Telling us there are people got Covid and now isolating/ rest at th condo.
无料道移民，多倫多買工移民都係10萬加紙起步。車輛保險一年3000-4000加紙，加油3000-4000加紙，租屋20000萬加紙，買菜吃飯10000加紙。有錢有料道就黎移民，無錢好慘！
買工10萬？
@@Tomyaomail 多倫多買工10萬起，第D省買工平好多。
加拿大是重税,但生活質素是香港沒有得比美的，同等的錢在加拿大是可以有較高質的生活水平,我和我先生的收入7000加幣,我們也過着很優質的生活
希望大家來做鄰居 哈哈！
$7000加幣兩個人加起來嗎？ 請問在哪個城市？
@@verygood5377 Toronto
@@gracekapowong6061 謝謝回复。 $7000加幣兩個人加起來嗎？需要房租或供樓嗎？ 如果要，好像是不一樣。 很多年前我住加拿大的時候，最怕就是鏟雪。特別是Ontario. 這是我搬回香港的其中原因。
@@verygood5377 那麼你打算回來加拿大嗎
施老闆帶住过億身家強勢回歸多倫多,就算一家四口每年用50萬,十年先至500萬,一百年唔做嘢刀係洗5000萬,夠全家人用2个世紀恭喜晒施老闆！👍😄
施老闆今日开市佢副身家淨係隻莎莎刀幫佢升咗接近20%！😍保守估計升至2億身家列入多倫多富豪榜100強里面.....🤫佢哋一家人應該要幫加拿大振興經濟,買多幾十間豪宅&土豪車交重稅先至啱身份嘅!👍😏
@@kennyleung7976 敢大濟了！賺一億要畀5000萬稅！ 淨低嗰五千萬用來買樓，第日賣返出去再畀多次稅😅😂
@@aatnakedSG 加国咁窮,依家吸納到施父这種「金溶磚財」移民,收佢5千萬加幣稅款先至拯救到一班當地失业大軍😭,加埋複式增長同預繳稅,施父今年交$一億加幣刀算配合佢身價嘅！😏
Like the Hubby and Wifey mugs. 🤩
Thank you for sharing these useful info. with our HK folks. I have worked in Canadian banks for 25 years before my recent retirement, so I know the Banks are compelled by OSFI lending guidelines in granting Mortgage to borrowers without Canadian income. Likely these folks will be subject to a lower loan amount, so it will be safe to put in a condition on successful financing in the Sales and Purchase agreement. In addition, a family of 4 without any income should enjoy family allowance and GST tax credit payment from Government - not a great amount (likely a few hundreds per payment) but for sure will be helpful to pay the rent.
Like your analysis... I shared to my family and friends .. your info is really useful ... thanks 🙏
But pls lower clothing prices 😂
It’s a lot lower
其實須要嘅係安全感啫
想補充一下，我自己最近親身經歷過，如果你要買樓做按揭，如果你喺加拿大未有工作/或者主要收入係來自海外，最好去銀行先做 Pre-approval，有好多文件要交，所以需時係比較長。
I don’t think you can get a loan if you have no work. I recommend buy first before resign or buy after you have a job
Even preapproved , they might still check oversea income again after you bought for official mortgage which happened to me.
@@homewest5234 yeah, for me, my main source of income is from outside of Canada, I started the pre-approval process in December, and then they asked for so many documents including proof of income, tax return (Canadian and Foreign), the entire process took over a month. Just for the pre-approval.
@@wshnus I did the same. I got approved in June. Actually when I do drawdown end of august, they need to recheck most documents again. Pls prepare that and they need TU from HK now as well
谢谢分享，既要简单易懂又要详细解读每-个生活细节
Hello, 我都係想回流加拿大仔女在香港出世以有加拿大Passport，請問你知唔知佢哋回去加拿大讀grade1要唔要第一年都俾學費？
我希望我的回應帶給viewers 一個信息：移民加拿大並不是為只有身家豐厚的人，只要有志不怕苦，窮人也可移民。住公屋也可移民，住劏房的年輕人也可移民。
沒錯 只要肯努力就可以了
Well said! Labour is also contribution to economy
I live in Toronto. Last Year I tore my meniscus while playing sport. Had x-ray and ultrasound done, and got referred to see a Orthopedic doctor. He ordered a MRI, and decided that surgery was needed. Had the surgery and recovered quite well. Cost was $10.00 - for parking on the day of surgery. Yes, I did spend some money on physiotherapy afterwards.
This year I had my coloscopy done, and while lying on the bed, my doctor asked me if I wanted to have my stomach scanned too since I would be going under, I asked does the provincial health insurance (OHIP) cover the cost? He said yes and I killed 2 birds with 1 stone - all for free. No parking charge this time 😁🤣 How much would this cost in HK?
@@fasteddie328 I think it may be almost free in Hong Kong government Hospital. 😂
@@aatnakedSG It's free only if you present symptoms (e.g. blood in stool) but not as a regular check-up in Canada.
@@aatnakedSG but you will have to queue for years before you get to be scanned or treated with the HK public medical care system
@@MicheleFung 咪傻，加拿大都係排隊要等。
hi, 我最近plan緊去加拿大。岩岩畢左業2年左右, 一直做緊IT, 但我諗我既學歷去到加拿大應該比較難做返同行同post, 可唔可以問下, 如果我攞到OWP去加拿大溫哥華或者多倫多, 我英文一般, 搵份waiter或者其他服務業既工難唔難? THX
呢方面我都要搵專家同大家分享，因為上次搵工都已經20年前👌
你好，有事情想了解，你朋友是加拿大公民，另一伴是香港身份，入境加拿大未有open.work permit. 是否顺利入境
可否同另一半未婚配偶同時入境，到達加拿大後先结婚，再申請永居
分析中肯，讚！
Useful information!! Thxxx ar !
其實可以居住多倫多市中心外圍，cost of living 平些，人口稠密低些，但又不至於無人煙。
平時亦可以坐公共交通工具，有地鐵，巴士，市過市火車（go train)
多倫多地鐵得嗰兩條半線 巴士去嘅地方可能要轉兩三次車 go train過零兩個鐘頭一班, 市中心外圍midtown 係最雜的地帶，住唔住得過自己諗諗
@@aatnakedSG 何謂雜？Markham 中產華人密集區也有非法賭場和黑市毒品店。
我沒有提议原住九肚山的家庭搬去 多倫多舊麗晶區(已拆），打個比喻而己。
我只是提出alternatives 而己。
Mississauga ，burlington ,pickling and Oshawa 也有許多華人聚居，而crime rate 也不高。
@@aatnakedSG young and finch 是midtown ，交通方便，租金比downtown 平，crime rate 也低。
@@aatnakedSG 請問你有否坐過go train 和go bus？你知否每天有多少上班族依頼go train and go buses而不自駕上班。你知否繁忙時間的班次是多少分鐘？
@@dovemc6452 你講緊每日由union station開嘅go train呀? 咁你知唔知每日停unionville 嘅go train有幾多班呢?
Thanks for sharing. Very useful!
另外，可否 suggest 一下 Jackie 都講下移民台灣嘅資訊呀？😊
移民之前諗清諗楚 尤其是加拿大稅務複雜 唔係比稅同吾比稅咁簡單 稅務同懷疑洗黑錢銀行同稅局都好緊張 會對日常生活比你好大壓力 香港豐衣足食物質豐富 多倫多同溫哥華都冇得同香港比 若非政治因素真係唔好諗移民加拿大
香港豐衣足食物質豐富? seriously? What about pollution, punishing working hrs, overpriced organic/quality food? not to mention the undignified practice of hanging laundry on windows even at upscale apartments
@@learnedglobal9760 加拿大無pollution, 但加拿大政府預算每兩個加拿大人有一個人會生cancer。 加拿大食物安全？幾年嚟我只係試過有一間麵包公司買嘅方包，放十日之後會發霉， 其他超級市場買嗰啲，一個月都唔會發霉！ 鮮奶豆漿都一樣你開咗佢放心飲，一個月都未必會變壞。 加拿大啲apartment 差不多全係用木板間隔，走廊同埋隔離嘅間隔都一樣， 黑廁就唔使講，冇窗嘅睡房多的是。
@@aatnakedSG You pay less for food with preservatives. But for better quality food, Canada has more choice for less money for sure.
HK has
one of the world's highest cancer rates. Source: www3.ha.org.hk/cancereg/
Housing in HK - don't get me started!
很同意, 我們在加三年了，不要因為政治因素丶或者一箱情願想找天堂而移民丶回流另當別論，香港比世界其他地方都好.
極度同意.我係加拿大已經29年.係度讀書.同施傅係中學校友.佢回流真係冇做錯決定.留係多倫多一定冇咁好前途.係度搏都係交稅養懶人.我有自己生意.稅務對生活有好大壓力.有錢投資買股票買樓都好麻煩.加拿大生活環境好.但先決條件係要賺到錢.呢度機會一定比香港少.我今年都會結束生意回流香港.大家移民前要諗清楚.祝大家好運!
Cfu, thx for those useful info! 我想帶埋我80多歲老爸黎多倫多，唔知難唔難？醫療配套ok新移民老人家嗎？容易搵到幫忙照顧老人機構或設施嗎？
我們是普通家庭，恒常必需衣食住行，包括車保險，（不計mortgage)，只需500元。當然這個是基本，我們也間中外出吃飯，坐飛機，租車遠遊，買消費品，額外儲蓄，投資，但這些都是生存以外的生話，豐儉由人。
每個人生活習慣都不同，多謝分享你的經驗，可以給想移民的朋友作為參考！👍🏻
其實好informative 有心走既人自然會聽得落去
溫哥華可以整個11月天天下雨不停。夏天很好非常少雨但只有兩個月
Actually from May to Oct weather is pretty nice and stable!
I already be Vancouver 25 years ago
I apply by myself
I think everyone can find someone hire you then move here is not a bad choose
Is not boring here
Have a lot of stuff you can do
好有用！
快樂一家
你在香港？
Funny and useful information 👍🏻
你也在国外生活？
今次這個做節得好好，在加拿大都要睇住邊到，生活消費都有少少唔同的。
you did a really good job, thank you so much
一家四口就唔好買輛車仔，四人坐曬，得個trunk 仔鬼夠space放野！如果有兩個小孩，冬天要打吓hockey ，夏天玩吓soccer, house league or competitive game, 你輛車仔什麼都放不下！
有兩個小朋友，最好買架 van, 因加拿大多戶外活動，如果你喜歡，camping, 一家人去，就好像 moving
咁，而且你新來，要買家俬，自己來，可以 省回 delivery fee, 不平的
重點不是自己主埸的地方.....而又不一定有工作.....無學歷更加不用諗......投資就可以諗下!
多謝施生分享加拿大🇨🇦生活開銷給香港人參考，請問加拿大有食物銀行嗎？好似美國60歲以上可以免費領食物。咁一家人去，父母去嗰邊有冇食物銀行呢啲免費食物可以幫補上因病毒🦠找不到工作的生活。
有食物銀行！其實穩工唔難，所以好少人去食物銀行摞免費食物。
之前聽去加拿大港人分享天氣，話溫哥華比較溫暖，其他城市好凍，香港住慣左比較熱嘅天氣，去冰天雪地嘅地方真係好怕凍，每日都要鏟雪出門都凍到死死下，請問加拿大有邊啲城市天氣溫暖啲，多啲陽光氣溫比較高啲，同香港天氣接近啲，咁樣香港人去容易的適應D。仲有父母唔識英文又唔識揸車，乜嘢城市有公共交通唔使日日困住喺屋企，同搵工作容易啲嘅城市係邊度，唔該晒！
Richmond 適合您😀
無
如果住 downtown就唔好买车啦，坐地铁或者巴士啦。真系要买车，就无必要住downtown啦。
多謝分享！請問可不可以都分享下一般小朋友在那邊上學的費用？謝謝～
請問申請加拿大東/西退休（eg65歲）移民是否CAD250,000 ? 還要幾多跟尾 ? 幾多錢才夠衣食住行到85歲 ?
施生施太新年快樂🎈🎊🎉🍾️你哋一家人好溫馨呀，兩夫妻🎎咁後生就生夠四個BB啦，可以組一隊去踢波了。
問題係我以咩身份入境？先可以預一年冇嘢做？
資訊很好，但 towards to middle class .
這兒也有套房住，或者basement or up floor 單獨租。
2022,年回流多倫多準備中。呢集好好。
你也在国外生活？
Canada is tip society. It can get pricy when you have 13% tax and then a 13% tip. That's a 30% tax on restaurant eating!!!
I never calculate tips on top of tax. Just calculate tips pre-tax. Unless there is exceptionally good service then it's another thing.
You're right.
以一个曾住在繁华城市的家庭来说，请问Greg, 你觉得移民加拿大的好处和坏处是什么呢？想听听你意见。。（来自马来西亚的观众）😊
之前的vlog都有講過相關話題呢✌
ua-cam.com/video/i32YiIhYUNY/v-deo.html
對於啲急住走，要坐救生艇嘅小朋友
真係比唔起
咪就係，喺香港我都着唔起$500.1條牛仔褲，50蚊only
CAD$1M house, 35% down is 350k CAD, how to be OK w/under HK$1M ?
Same question
Organic milk is $10+, Regular milk is about $5
Cheese、ice-cream 好似平過Hk
你也在国外生活？
Level $70? Go to outlet la. $30-40 CK jeans
Winners 買25蚊一條jeans
我想問
如果身體某一部分有殘缺
但起居工作正常的話
這樣能工作簽移民嗎?
主要是去加拿大溫哥華能有更好的生活！能賺更多的財富！
你也在国外生活？
COSTCO 牛仔裤，$16.99, 舒服，有弹性。买两条够着1年，仲买乜鬼levis呀。
你是来这里卖牛仔裤的
@@叶峰-t7u 讲事实而已，唔信就自己去睇下
想澄清一點，據我所知如你是PR, 買屋就唔需要畀多15%稅，不用等到入藉。
工作冇分貴賤，有乜理由做公關要比多啲水
本地人慣把permanent resident 稱呼為PR
其實係香港做交易環球期貨的DELAER( 幫公司客戶落單的,不用跑數果種) ,去到CANADA, 英國會不會搵到華人的證券行做野呢?
電費同上網好貴呀... 300*6=hkd1800 and 195*6=hkd1179 .........
纽约市獨立屋的在冬天的煤和电氣(暖氣)仲贵,要500元美金,買Townhouse好d,屋不要太大,每年property tax好贵,尤其好區.以上是我自身经驗,香港人要多多注意.
食：一般在家煑食，加元10元一餐給一家四口不難：有肉有菜，有甜品（我一會做冰糖煑蛋，紅豆沙），豐儉由人！
孩子教育放首位👌
溫哥華比多倫多所有東西貴20%
Toronto u pay more heating cost, Ontario cars dont last as long as van. Many 20 to 30 yrs car can be seen driving here in van. Houses are not cheap in TO anymore. TO very few people lived close to town. Van is amuch smaller city dont commute as far.
溫哥華食飯只要俾GST! 所以平6%
THX
養小朋友好貴，daycare要千二蚊一個。
可以申請subsidy
現在海外購置稅已經升到20% 😢
施傅要請咩位呀？
背景音樂太大，影響收聽
食2：加拿大由於地大，除了正正多倫多市中心外，townhouses和 houses 比例仍是佔多數。後園除種花草外，許多家庭可種簡易的蔬菜，瓜，前園也可種edible herbs。年中省下不少伙食費。diy rain barrels 亦可有省下不少后園澆花草的水費。
我同c fu一樣，由一年級話移民講到五年級先移到
施太做乜不停撥個頭？？
有幾多人會用170 萬買2000呎?? 華人區up town 都唔算, 再遠少少都大把人住, 哩個數同位置唔反映真正用家市場...
逾多逾好!
Which city in Toronto?
👍👍
買工好危險架。。。
當然去溫哥華啦，TVB節目只去溫哥華
你留港啦！咁愛國sooooooo patriotic to CCP！
加拿大十年前將申請移民的手績外判了給外國機構，後來這機構接受了中國公安部入股管運，詳情請參看加拿大2月15日 Omni TV 新聞。
😰😨😬
We need to do more to stop these big6 influences in Canada
@@homewest5234
wee need stop bigW influences in canada. proud sis.
買屋要預算埋地稅
施太不停撥頭髮不停撥髮，又完全無神無氣無參與，但仍然坐喺度，好俾面！施生你下次俾太太去休息啦🤣
施太咁識分莊閒,完全讓哂發言權比施生表達搵到既資料,由交談語氣到舉手投足充滿文化同氣質已經比好多夫婦檔既youtuber高幾班...唔係下下要搶野講先表現到自己存在架=.=
我也主很久，沒有你們想的那麽好，discrimination against 中囯人,對印度特好，不要移民加拿大，生活日比日困難，退休金不夠用，think twice before you decide 移民來加拿大,地方冷又日夜下雨.正所謂住在福中不知褔,你們應該做自己的research.有很多事情你們不清,萬萬不要下決定來加拿大.There is no privacy & not a democratic country. Full of fake news just like US.
看戲就好了。不是不怕discrimination against me. 我吊番。來了就是要和白皮爭。
我夢想移民挪威, 但唔知可以點搞.