I dey owe for my old sim and i bought a new sim at their office....during the registration the guy was looking at me and i said in my head that "hey masa make u no come fool for here"😂😂😂😂
The MTN loan works just like bank loans. If you take the loan and your Momo account doesn’t show regular deposits and withdrawals, and you make a large deposit just before your repayment date, the system flags your account. When you settle the loan, you may be banned from taking another one because you are considered a high-risk customer due to your account not being in good standing. To avoid being banned keep using your momo account for payment, deposits and withdrawals after the the loan.
When you pay and they say do not qualify please retry after 24hrs and it will come. I am talking from experience. If you pay at 12am you can get loan after 24hrs
The funny and sad aspect of the whole thing is that,when you take the loan from MTN, you one way or the other feel that the money is yours. You only pay to get more. 😅
The sense of entitlement. It's just like banking. They look at your transactions during the loan period. If your transactions are not up to a certain amount, you don't qualify for the next
I believe the trick is that, you pay the loan in small amounts but not in full and on the spot. So by the time your date is up, you have a little amount to pay and that can help you receive new ones
yeah exactly..... you need an IQ on this, loan means u dnt hv money to pay full unless small small till you finish paying, that's what even the banks want not you paying in full on the spot they will sense your tricks 😅😅😅 and mind you they have run at lost before, this time eye clear😂
They did same to me at school 😂 I used my wacce practical fees to pay back and ready to receive another one but they told me I wasn’t qualified herrr that day erh 😂😂😂😂
I think what really cause this is that ,most people will wait till last hour and pay in full. But what you’re supposed to do is you’ve to pay it in installments so that by the time the date is due you’ll be done with it. That’s what I do . I do pay sometimes 50 cedis on the last payment date but they’ll give me after I’m done with that .
I remember the day I wanted to suprise a cousin. I sent him money without alerting him first jxt to suprise him for his birthday.😂😂😂he called me back crying and asking why I didn't tell him first,😂😂he was owing and mtn took all the money 😂😂
settling it early might be like trying to jump the queue at your favorite gobe joint. The system's like, 'Wait for your turn, buddy!' The system has its own monthly reset bottom 😊
Its when they notice that you have not receiving or sending or saving on your mono account, but you were able pay a loan, they will be like where did you get the money. Because whatever u do with the account they know
Thank you, That's the main reason but people don't know that!!! Because it is a business and not a charity so, they also want to benefit from you as well by seeing your account busy with some returns. At least, send money out and receive money into your account then they'll be happy with you. Thank you! Best wishes to all 😇 😊❤
And they are the same people who will complain when our politicians steal our monies when they are also stealing someone's business(MoMo) money and even proud of it 😔@@austinyeboah2628
Please kindly know that MTN check for your qualification at midnights so if you are owning them and throughout the period you don't have enough money in your account over nights they will disqualify you. You can receive big big moneys but if you don't leave it for a night you will not qualify note this ok. 😂😂😂😂😂 AM SORRY MTN IS NOT BAD THEY'RE DOING THEIR JOB TSWEEEEEE
This same wahala made me almost divorce my girlfriend of 3 years. She dey owe mtn 500 wey when the time was a day to end, she called me to borrow her 500 and that she will pay back in 1 minute time. Only for them to tell her she is not qualified after paying. Money i dey take pay for my business ads o… i bore the girl until she got money and paid me back 😅
Its a MONTHLY thing!! So if (say) u take the loan on 27th, u DO NOT qualify till the next 27th...ofcoz if uve fully paid!! So even if u pay on 15th, 18th or 20th, since its not 27th of the next month, U DONT qualify!!
@@deguenonserge5556 Come to MTN to find out!! As i write this, take it that u request for 2000 or 3000 do u get the EXACT amount now?? Or is 30cedis taken off as processing fee??? Was it like that before???? Have u EVEN made an attempt to call MTN to ask why when u pay early n its not yet a month, u DONT receive any more loans off late??? U HAVE NOT!!! Coz if u had, u wouldn't write "ITS NEVER TRUE"!!! I take up on myself as a staff of MTN to educate the viewers something u HAVEN'T even enquired of....n u write that?????? SUITE YOURSELVES!!!!!!!!!!!!!!!!!!
SUITE YOURSELVES!!!!! I take it upon myself as a staff and u INSIST that "ITS NEVER TRUE ", even without any of u both enquiring from ANY of the offices first, .....then I HEAR U....SALUTE!!!!!!
I think we Ghanaians made MTN devise this strategy. During sim registrations and link with the Ghana Card, most people discarded thier sim without paying the loan. They have been smart this time!!
I paid the mtn loan three days before the loan expires but the sad thing is I took my mother’s money to settle them with intention of getting the loan and deduct my mum money back to her but MTN refused me loan. I slept outside that day
I remember my parents sending me money when my own finish back at my school days forgeting of my dept. Hmm the funny thing is that the time I remember of the dept I wanted to call back but unfortunately i was not having airtime at that moment. The payment of the loan message came before the normal one hmmm😂
Edey pain pass .. Dem take some do me before er.. My own saf ebe that day wey the time go caught Na wey I paid my own But still " you're not qualified "😂
I just paid mine and I have borrowed again. The secret is simple. Do not borrow again right after payment. Wait and borrow the next 24hrs. I have suffered the same way but since I got this idea, I haven't faced this problem again
It's true paaa. They did some to me. The time for repayment wasn't due. It was just one day before I made the payment. It was my wife's money he gave me to keep it for her to purchase items for her shop. This MTN people didn't gave me the loan after making payment. It really became a burden for me. I will sure pay them back for what they did to me.
What many people are failing to understand is that, other people has misuse the opportunity that MTN provided, so in a bid to protect their business they put these systems in place. Some people intentionally take a lot of money and when it comes to time for them to pay and the money is too much and they know they cannot pay the opt to buy new SIM cards. Meaning whatever the owed before is automatically not going to be paid for. We are our own problems.
It's simple. Its all about cash flow. If you take the loan and you don't use your Momo regularly, it doesn't matter if you pay before time, you may not qualify for a new one. You need to keep using the number to send and receive money regularly and the system will automatically detect that you can easily pay. It's a trust thing.
oh okay so to me i borrowed ok and after that i transfer the money to my bank so anytime i want to withdraw the money i transfer the money back to my momo wallet so that i can withdraw. so am asking if i do not pay on time and i pay later can i still get a new offer ?
guy same o😂 I settled 1.2k before deadline in January up till now they are saying I don’t qualify meanwhile I’ve been doing serious transactions too the day they’ll open it for me Ano go pay again I swear 😂
Hello everyone, as someone who works in the finance sector, I understand what Mtn is doing, it’s quite unfortunate tbh but trust me when I tell you it happens far more often than it seems and sometimes it happens for a whole lot of reasons, and this where mtn should step and let people know why they are having issues
Please kindly know that MTN check for your qualification at midnights so if you are owning them and throughout the period you don't have enough money in your account over nights they will disqualify you. You can receive big big moneys but if you don't leave it for a night you will not qualify note this ok. 😂😂😂😂😂 AM SORRY MTN IS NOT BAD THEY'RE DOING THEIR JOB TSWEEEEEE😂😂😂😂😂😂
What I realized is that, after you pay an existing loan you can not access another loan immediately. You have to use your Momo account for about 3 day before you are eligible for another loan
Fortunately, in my case, it has been instant, unfortunately, I feel too pressured when owing. I feel so bad and disappointed that it's obvious many of us are living on a loan even to the extent of borrowing to pay another loan. What kind of life is this? We need help, please 🙏
They did the same thing to me last year the money is for someone and the way I suffer that day only God knows, but after one week time they open it for me and up to today I didn't pay to them 😂😂😂😂😂😂😂
I'm also a victim, and later I realize that when you pay you don't request for another loan instantly, you have to wait for about 2 to 4 days before requesting for another loan
My experience, money meant for my late mother's one observation, I was owing MTN, and my uncle did not get in touch before sending the money, he sent the money and MTN deducted leaving me coins in my wallet.
Hmm same happened to me last year Christmasy Mum gave me money to send to someone and this Mtn chop the money, from there i became depressed, planning all means to explain but chale it's over me😂😂😂
Sometimes those that borrows the money don’t run the account. Like they only wait and deposit money to their money as and when they are about to pay for the loan and take another one. So it makes the momo account look like it’s just for the loan that’s why once you’re done paying p3…… 😂😂😂😂
This is what I think when you borrow they expect you to pay it small till the due time but if you don’t pay it small small and you wait 3or 2 days to the due time dan you deposit money and pay that is when when they start to problem.
I dey owe for my old sim and i bought a new sim at their office....during the registration the guy was looking at me and i said in my head that "hey masa make u no come fool for here"😂😂😂😂
Wayɛ lucky 😹😂
Hehehhee
@@MosesMbaApam 😂😂😂😂
Lol 😂
Hahaha😂😂😂😂😂😂😂
Someone’s own company and you’re fighting for by force loan😂😂😂
😂😂😂
Amanbuobon3 nti
Asem oo😂
😂😂 ashock sef😂😂
Hhhrr I planned to pay mine tomorrow and borrow another one..Thank you for this video 😂😂😂
Don't they keep adding interest?
😂
😂😂😂😂
May THE LORD deliver us all from indebtedness. AMEN
Amen 🙏
Amen ooo
Amen 🙏🏽
Amen 😮
Amen
The MTN loan works just like bank loans. If you take the loan and your Momo account doesn’t show regular deposits and withdrawals, and you make a large deposit just before your repayment date, the system flags your account. When you settle the loan, you may be banned from taking another one because you are considered a high-risk customer due to your account not being in good standing. To avoid being banned keep using your momo account for payment, deposits and withdrawals after the the loan.
Good explanation
That's very true. The funny thing is that most of them do not read the T& Cs
Wow I think you work with MTM
That's not really how bank loans work. They have different operating systems and repayment methods.
When you pay and they say do not qualify please retry after 24hrs and it will come. I am talking from experience. If you pay at 12am you can get loan after 24hrs
That first guy is just tooooo HILARIOUS 🤣🤣🤣🤣🤣🤣
KKKKKKKKKKKKK!!!!!!!!! 😁
The funny and sad aspect of the whole thing is that,when you take the loan from MTN, you one way or the other feel that the money is yours. You only pay to get more. 😅
The sense of entitlement. It's just like banking. They look at your transactions during the loan period. If your transactions are not up to a certain amount, you don't qualify for the next
I believe the trick is that, you pay the loan in small amounts but not in full and on the spot. So by the time your date is up, you have a little amount to pay and that can help you receive new ones
True
You are supposed to pay the money small small and you are to finish before the deadline.
yeah exactly..... you need an IQ on this, loan means u dnt hv money to pay full unless small small till you finish paying, that's what even the banks want not you paying in full on the spot they will sense your tricks 😅😅😅 and mind you they have run at lost before, this time eye clear😂
That is it, if you pay all at ones, you are telling them you have enough money already
That’s not true
MTN ..... EVERYWHERE YOU GO 😂
The lady is my class mate in jhs 😅😅haven't seen her like this before 😂😂😂
Fredrick😂
😂😂😂😂it's painful though ..Ur only hope at that moment fails u😂
Everywhere you go Mtn😂😂😂😂
They did same to me at school 😂
I used my wacce practical fees to pay back and ready to receive another one but they told me I wasn’t qualified herrr that day erh 😂😂😂😂
After all this, the MTN will blame NCA😂😂💔
They will say NCA said we should stop giving loan or else the people will not work
I think what really cause this is that ,most people will wait till last hour and pay in full. But what you’re supposed to do is you’ve to pay it in installments so that by the time the date is due you’ll be done with it. That’s what I do . I do pay sometimes 50 cedis on the last payment date but they’ll give me after I’m done with that .
People don't know the telcos are now submitting their quick loan data to the credit bureaus. Once you default at one telco, others will deny you.
Sure
I remember the day I wanted to suprise a cousin. I sent him money without alerting him first jxt to suprise him for his birthday.😂😂😂he called me back crying and asking why I didn't tell him first,😂😂he was owing and mtn took all the money 😂😂
😂😂😂😂😂😂😂😂😂
settling it early might be like trying to jump the queue at your favorite gobe joint. The system's like, 'Wait for your turn, buddy!' The system has its own monthly reset bottom 😊
Why K starts with Knife😂
K stands for kill my brother
Hahaha a country call Ghana😅
It's like they read your mind and thoughts oooo aswear😂😂😂 immediately you decide that p3 when you pay, they won't give you again
🤣🤣🤣🤣🤣🤣
You are angry because of someone's money. 😂😂😂😂
I think this Mtn qwick loan is only in Ghana here oo coz if it enters Nigerian p333 they will collapse the company 😂😂😂😂😂😂😂
Atell you 😂😂😂
This first guy is a legend in comedy 😂😂😂😂knife I 3na edi nkan 😂😂😂
you people don't know how painful it is, the disappointment of not getting a new loan 😂😂😂😂😂😂😂😂😂😂
😅
Awooo. It's painful.
I can concur to that, it happened to me years back I almost collapsed cos I borrowed from a Momo vendor 😂😂😂😂😂… I was sweating like a pregnant fish 😂😂
It's serious😂😂😂
i want to cry oo
When you are overdue and u receive money on your phone the deduction messages comes first before the main momo message 😂😂
That's a smart move from MTN. Kudos to them. They have done their risk analysis well..
We go explain explain taya😂😂😂
Its when they notice that you have not receiving or sending or saving on your mono account, but you were able pay a loan, they will be like where did you get the money. Because whatever u do with the account they know
Thank you,
That's the main reason but people don't know that!!!
Because it is a business and not a charity so, they also want to benefit from you as well by seeing your account busy with some returns.
At least, send money out and receive money into your account then they'll be happy with you.
Thank you!
Best wishes to all 😇
😊❤
When it happens like that sometimes when you call them to make complaints they open for you 😅
They won't open,,,, I tried severally
My sister gave me money to buy cement and I used it to pay MTN quick loan. They never gave me back. I nearly hit my head on a tree😂😂😂😂😂😂
💀😂😂😂
😂😂😂😂😂😂
😂😂😂😂
😅😅😅😅
😂😂😂😂😂😂
This is why I don’t want to settle them ooo. Over three years now and am intentionally not paying them😂😂
You're part of the reason why they don't want to give the loan again 😂😂😂
You are proud saying this
@@joey_lexi wonder
Why would you even boost of saying that??
Please try and do the needful cos it's someone's business as well
And they are the same people who will complain when our politicians steal our monies when they are also stealing someone's business(MoMo) money and even proud of it 😔@@austinyeboah2628
😂😂😂they did that to me ooo someone's money ooo hmm
They must keep using the network by buying more credit and data and use their momo accounts often (deposit and withdrawals)😂😂😂😂😂😂😂
The Ghanaian government itself goes for loans to pay interest on other loans. Allow the citizens to enjoy some loans, MTN 😊
So what? You think loans are given out for free? Why must Ghanaians downplay and abuse anything that is supposed to help them?
Agyeiii 😂😂😂😂 ebusua sika make me laugh😂😂😂
The guy with the nfimfim is very funny o😂😂😂
King of Nfimfim is Reverend Doctor Adom Kyei Dua 😅😅😅
Please kindly know that MTN check for your qualification at midnights so if you are owning them and throughout the period you don't have enough money in your account over nights they will disqualify you. You can receive big big moneys but if you don't leave it for a night you will not qualify note this ok. 😂😂😂😂😂
AM SORRY MTN IS NOT BAD THEY'RE DOING THEIR JOB TSWEEEEEE
The thing enter de lady oooo 😀😀😀😀
MTN doing the most😂😂😂
This same wahala made me almost divorce my girlfriend of 3 years. She dey owe mtn 500 wey when the time was a day to end, she called me to borrow her 500 and that she will pay back in 1 minute time. Only for them to tell her she is not qualified after paying. Money i dey take pay for my business ads o… i bore the girl until she got money and paid me back 😅
hahahahahahaahah eeeeiiiii my stomach. the first guy
Well am yet to pay over 2years 😂😂😂😂😂
Hahah...I have 2500 to pay for over a year now. I've bought a new sim 😂
😂😂😂😂
That's crazy 🤣
You are part of the reason why Ghana's economy is dysfunctional.
Its a MONTHLY thing!! So if (say) u take the loan on 27th, u DO NOT qualify till the next 27th...ofcoz if uve fully paid!! So even if u pay on 15th, 18th or 20th, since its not 27th of the next month, U DONT qualify!!
It's not true
It is never true
@@deguenonserge5556 If u r in GH, call them or go there n ask for info wai!! Before u tell ME, "ITS NOT TRUE"!!!
@@deguenonserge5556 Come to MTN to find out!! As i write this, take it that u request for 2000 or 3000 do u get the EXACT amount now?? Or is 30cedis taken off as processing fee??? Was it like that before???? Have u EVEN made an attempt to call MTN to ask why when u pay early n its not yet a month, u DONT receive any more loans off late??? U HAVE NOT!!! Coz if u had, u wouldn't write "ITS NEVER TRUE"!!! I take up on myself as a staff of MTN to educate the viewers something u HAVEN'T even enquired of....n u write that?????? SUITE YOURSELVES!!!!!!!!!!!!!!!!!!
SUITE YOURSELVES!!!!! I take it upon myself as a staff and u INSIST that "ITS NEVER TRUE ", even without any of u both enquiring from ANY of the offices first, .....then I HEAR U....SALUTE!!!!!!
They do me but I'm waiting small small wen I get it, I will travel with it...
I think we Ghanaians made MTN devise this strategy. During sim registrations and link with the Ghana Card, most people discarded thier sim without paying the loan. They have been smart this time!!
That thing has been there for years now
Nkorɔfoɔ sika oo😂😂
I paid the mtn loan three days before the loan expires but the sad thing is I took my mother’s money to settle them with intention of getting the loan and deduct my mum money back to her but MTN refused me loan. I slept outside that day
I remember my parents sending me money when my own finish back at my school days forgeting of my dept. Hmm the funny thing is that the time I remember of the dept I wanted to call back but unfortunately i was not having airtime at that moment. The payment of the loan message came before the normal one hmmm😂
Kafra 😂😂😂😂
Shaaarp
Magraheb back to back update 🎉
Edey pain pass ..
Dem take some do me before er..
My own saf ebe that day wey the time go caught Na wey I paid my own
But still " you're not qualified "😂
Sorry to my fellow victims 😢😢😢😂😂😂😂😂
Yeah the same thing happened to me cos i paid 3 days before it will expired but they never give me upto now for about 4 months yet still
I just paid mine and I have borrowed again. The secret is simple. Do not borrow again right after payment. Wait and borrow the next 24hrs. I have suffered the same way but since I got this idea, I haven't faced this problem again
It's true paaa. They did some to me. The time for repayment wasn't due. It was just one day before I made the payment. It was my wife's money he gave me to keep it for her to purchase items for her shop. This MTN people didn't gave me the loan after making payment. It really became a burden for me. I will sure pay them back for what they did to me.
MTN never disappoints 😂😂😂
Hmm MTN di3😤now di3 dem dey spoil demma brand
The secret is pay on the due date. Nothing more, nothing leas😂😂😂😂
Sometimes it works fine either ways
sometimes i pay wen the date is not due mpo
Very serious issue, I've faced the same issue.
When they give you another one, play aseda by king paluta for them 😂
Due to this wahala ,I packed my car 🚙 for almost a week
😂
Painnnns painnnnns P. E double T. E 😂
They Some To Me Sometime Ago Ehhhh😂
Don't Worry My People... Dr Bowumia Will Solve This Issue Very Soon 😂😂😂😂😂😂😂
Story of my life..last year ooo i paid before time n i dont know when I will be qualified
What many people are failing to understand is that, other people has misuse the opportunity that MTN provided, so in a bid to protect their business they put these systems in place. Some people intentionally take a lot of money and when it comes to time for them to pay and the money is too much and they know they cannot pay the opt to buy new SIM cards. Meaning whatever the owed before is automatically not going to be paid for. We are our own problems.
It has happened to me countless times.But I timed them and now grab them soooookooo
It's simple. Its all about cash flow. If you take the loan and you don't use your Momo regularly, it doesn't matter if you pay before time, you may not qualify for a new one. You need to keep using the number to send and receive money regularly and the system will automatically detect that you can easily pay. It's a trust thing.
oh okay so to me i borrowed ok and after that i transfer the money to my bank so anytime i want to withdraw the money i transfer the money back to my momo wallet so that i can withdraw. so am asking if i do not pay on time and i pay later can i still get a new offer ?
What were you doing before quick loan😂
Bro everyone has to experience this at least once is very painful bro 😢💔
A lot of people are owing MTN, they trying to make their money back 😂😂
Hiiirrrrrrr this happen to me last Christmas, I use my Xmas money to pay,but till now they are not giving me,till now,MTN is really Bad
guy same o😂
I settled 1.2k before deadline in January up till now they are saying I don’t qualify meanwhile I’ve been doing serious transactions too
the day they’ll open it for me Ano go pay again I swear 😂
@@jamarscochis
Oh MTN is badest hirrrrrr,,
I felt sick three days herr mtn 😢😂
Hello everyone, as someone who works in the finance sector, I understand what Mtn is doing, it’s quite unfortunate tbh but trust me when I tell you it happens far more often than it seems and sometimes it happens for a whole lot of reasons, and this where mtn should step and let people know why they are having issues
It may be a network glitch 😂😂
Please kindly know that MTN check for your qualification at midnights so if you are owning them and throughout the period you don't have enough money in your account over nights they will disqualify you. You can receive big big moneys but if you don't leave it for a night you will not qualify note this ok. 😂😂😂😂😂
AM SORRY MTN IS NOT BAD THEY'RE DOING THEIR JOB TSWEEEEEE😂😂😂😂😂😂
I stopped taking this loan for about four years now and I'm now even a fan of that loan loan kraaaaaa
What I realized is that, after you pay an existing loan you can not access another loan immediately. You have to use your Momo account for about 3 day before you are eligible for another loan
Fortunately, in my case, it has been instant, unfortunately, I feel too pressured when owing. I feel so bad and disappointed that it's obvious many of us are living on a loan even to the extent of borrowing to pay another loan. What kind of life is this? We need help, please 🙏
They did the same thing to me last year the money is for someone and the way I suffer that day only God knows, but after one week time they open it for me and up to today I didn't pay to them 😂😂😂😂😂😂😂
Qualify se sen🤣🤣🤣😂😂😂
I'm also a victim, and later I realize that when you pay you don't request for another loan instantly, you have to wait for about 2 to 4 days before requesting for another loan
I think now their limit is 2000gh😂😂
MTN people are not serious, they're heatless 😢
My experience, money meant for my late mother's one observation, I was owing MTN, and my uncle did not get in touch before sending the money, he sent the money and MTN deducted leaving me coins in my wallet.
3y3 nkrofo tithe ooo 😅😂
This issue happened to me last month,it hurts ruff😢😢😢
They did same to me, I made up again on my 2nd SIM got 200gh and the SIM is in the toilet.😂😂
I have also faced the same oo
😂😂😂😂the first guy fool ruff😂
I call MTN not to give you people again 😅😅😅😅
Hmm same happened to me last year Christmasy Mum gave me money to send to someone and this Mtn chop the money, from there i became depressed, planning all means to explain but chale it's over me😂😂😂
Sometimes those that borrows the money don’t run the account. Like they only wait and deposit money to their money as and when they are about to pay for the loan and take another one.
So it makes the momo account look like it’s just for the loan that’s why once you’re done paying p3…… 😂😂😂😂
Oh Magraheb HMMHM and you a Laughing About it guy watch it at 2:30 HMMHM Ghana we day 😂😂😂😂😂😂😂😂😂😂😂😂😂
Victim paa ohh eei 😂😂😂
3ka aba no
MTN stop that isn’t good 😂
I can’t stop laughing 😂😂😂😂
Hmmm...I borrowed someone's money and payed earlier 😢 assuring the person I will take another to pay but they failed me. I cried for days 😂
This is what I think when you borrow they expect you to pay it small till the due time but if you don’t pay it small small and you wait 3or 2 days to the due time dan you deposit money and pay that is when when they start to problem.
Masa I laugh saaa they first guy funny the tithe place killed me rough
i have tried to get a new one but no available
I thought I was the only victim
Dem take do me b4 er 😂💔
😂😂😂good job
MTN GH should come clear with a blue print . A friend nearly developed stroke.