bro you are the first person i liked on any finance influencer show. Very rooted and grounded discussion. I have a nw of around 15cr. Out of which 8.5 cr is investable. most of it is sitting in US tech stocks. any advice?
@@vthakar77 At the age of 40 i will achieve 50 crore cash in bank.Every time I am searching for cheap assets like real estate ,Crypto and share market .Generally I am waiting for long time to invest cheap assets for multibagger returns with full of confidence
Yes after watching half video, I have realised that I have met him. He was such a gem person and very nice spoken person. Sanjay. If you can recall, I am Ruchi. Pl connect
I did my schooling from La Martiniere School and my school fee were Rs35/- p.m. I did my graduation from SRCC and my college fees were Rs65/ per semester. Both were outstanding institutions. I feel so lucky and fortunate when I see youngsters getting enrolled in these fancy institutions like Lovely University and Amity University etc etc.
That's so true and very understated. Sometimes family background and your network also matters a ton. How many of us know about investing when we graduate or even start working?
@@TheAnalyst-ib9rr more ppl on interent more saturated it get, thier is no way to cosnume good content without algortithm forcing u to consume bad ones lol
IMHO His definition of passive income is completely wrong. Passive income is something like interest, rent, dividend which you earn by doing nothing. Whereas he is comparing it with consulting where he himself said he had to give a great chunk of his daily time.
It would be nice if you made a video addressing the issue regarding new SPOM announcement by Institute. Like the site is crashing everytime.... Nov 24 exam is close and they want students to spend 80hr. on their site watching lecture.
Dear Sanjay your advice is a very good investment in Mutual SIPs and not to lend money to friends I have a bitter experience and never ever lend money to friends only help the extent possible and write off 🙏🏿
Pls don't violate ethics Don't say I am a CFA as per our Code of Standards and Ethics we as a CFA candidate or members cannot say or use CFA designation as a noun. We can use it behind our names as here in an example Mr.Rahul, CFA. But not as Mr.ABC here is a CFA. It violates ethics. Please don't do so. Respect the profession and respect the designation. Thank you for reading.
He said six crores as his corpus right..with no real estate. Somehow I feel that his corpus is too low, considering his salary in 2007-08, 2012-13 etc. 😮
True. I am a software engineer in India who started around the same time and my net worth is much more than this guy. My investments are 70% real estate with 1L passive income from rents and remaining in my current company RSUs.
@@sranilI think you're a minority. Not everyone has the luxury of getting ESOPs. Good on you that you got em and I'm happy for you, but ESOPs in a good company really increase the velocity of wealth generation. By the way, what's your NW if you don't mind my asking? Thanks.
Takeaway from video is "Don't have disproportionate asset allocation and illiquid assets for retirement". You need to have have liquid retirement fund because you should able to suck out sum of money every month or atleast every 6 months.
Indian market is trillion $ 3.5 economy. Population 1.45 billion (No 1 on earth), Approx 300 million Indians above 22 yrs yrs. Suppose one tenth or 30 million or 3 crore achieve financial independence earning @ ₹8crore from NSE/BSE Satta bazar, the amount would $ 30 Trillion equivalent to US MARKET going bust. But this u tube would get good hit . Cheers but do t day dream
One question to mr Sanjay Sanjay was partner with Vivek bindra his consultancy fees was 3 lakh + GST what happened about that business. Not told anything about it ?? @kushal lodha
Please someone guide me . I am in class 12 commerce ( without maths) . And now I feel demotivate that my future is in danger . My all friends take science they ALL want to become mercent navy, doctor, etc . I feel I left alone. 😢 I don't know my interest is In Which field or job . My you tube alway recommend iit video NEET video . But I tell you one thing that I am want to do something I am not that kind of person you know Haa hamko kuch nahi karna I just want to chill. So please 🙏 suggest me something and please take it seriously and sorry for spelling mistake. And grammatical mistake. 😢
Start making content on YT/insta, explore all the available options and also keep yourself open to all options and the most necessary thing, never stop working hard
Bro if you well teach your children they don’t throw you also you have to be smart like be your poperty owner have good amount of money in your portfolio show dominance your child wouldn’t dare to throw also have 2 or 3 advocates contacts monitoring own children
@@KushalLodha548 Sir ek suggestion Dena tha , ap apna note taking conversation ke sath sath mat Karo , make eye contact with the other person it looks good!
Had a wonderful time with you Kushal. Looking forward to many such interactions
Best podcast Ever seen ❤
Great to see you I've watched your videos on bada business
@@sibasishpadhy0445⁰⁰⁰
bro you are the first person i liked on any finance influencer show. Very rooted and grounded discussion. I have a nw of around 15cr. Out of which 8.5 cr is investable. most of it is sitting in US tech stocks. any advice?
i liked the passive income thing you said. what should i do to generate some passive income.
Never give loan to a friend
Celebrating what you achieve writing what I want and what I achieve is just a very smart way. Thanks sir
My age is 36 and my networth is 15.5 cr .When I was in job in 2015 my salary was Rs 30000 and I am financially independent
How
@@vthakar77Quit job and running the same Business .
At the age of 28 I paid 29 lac income tax to Indian government and my overall income before tax 1 cr
@@vthakar77 At the age of 40 i will achieve 50 crore cash in bank.Every time I am searching for cheap assets like real estate ,Crypto and share market .Generally I am waiting for long time to invest cheap assets for multibagger returns with full of confidence
Keise???
You know why he's not invested in real estate...because he made his wealth selling wrong real estate to normal public
Very transparent, honest personal disclosure. You hardly find such guy. Excellent
Very encouraging discussion for ambitious youngsters to learn finance.Keep it Up Sanjay.God bless you
I am 36 and my current worth is 55 lakhs ...my current sip is 1.25 lakhs per month ...my vision is of 25 years
Yes after watching half video, I have realised that I have met him. He was such a gem person and very nice spoken person. Sanjay. If you can recall, I am Ruchi. Pl connect
I did my schooling from La Martiniere School and my school fee were Rs35/- p.m. I did my graduation from SRCC and my college fees were Rs65/ per semester. Both were outstanding institutions. I feel so lucky and fortunate when I see youngsters getting enrolled in these fancy institutions like Lovely University and Amity University etc etc.
Which school?? govt funded?? Lucknow???
Bro SRCC 3 years fees is around 1 lakh
@@linearequation99 I studied in SRCC from 1983 to 1986. That was the fees structure then.
@@linearequation99maybe he did it in 1990 or around that time period
Where in Kolkata?
The problem this are the ppl who werr earning good at that time and they knew where to invest while 70% of our country on our survival bias
That's so true and very understated. Sometimes family background and your network also matters a ton. How many of us know about investing when we graduate or even start working?
@b.r.8528 now everyone has internet. If someone still doesn't have knowledge it's because they wasted time on shorts and reels.
@@TheAnalyst-ib9rr more ppl on interent more saturated it get, thier is no way to cosnume good content without algortithm forcing u to consume bad ones lol
IMHO His definition of passive income is completely wrong. Passive income is something like interest, rent, dividend which you earn by doing nothing. Whereas he is comparing it with consulting where he himself said he had to give a great chunk of his daily time.
I agree varun
thanks you kushal and sanjay sir for giving advices ❤enjoyed a lot
It would be nice if you made a video addressing the issue regarding new SPOM announcement by Institute.
Like the site is crashing everytime.... Nov 24 exam is close and they want students to spend 80hr. on their site watching lecture.
Dear Sanjay your advice is a very good investment in Mutual SIPs and not to lend money to friends I have a bitter experience and never ever lend money to friends only help the extent possible and write off 🙏🏿
Yes, correct. I gave only to the extent I was able to write off.
Sanjay Kathuria a very knowledgeable finance.! But he is hiding bada business work experience.
Means
Excellent advices ❤❤ Enjoyed the video..
Good amount of wisdom! Thanks for this!
Pls don't violate ethics Don't say I am a CFA as per our Code of Standards and Ethics we as a CFA candidate or members cannot say or use CFA designation as a noun. We can use it behind our names as here in an example
Mr.Rahul, CFA. But not as Mr.ABC here is a CFA. It violates ethics. Please don't do so. Respect the profession and respect the designation.
Thank you for reading.
Standard 7B
I am 39 and my current net worth is 7 crore
Buy a g wagon
@@shrenikambre4004 You stop watching reels man !
I am 41 with 30cr
I'm 52 with somewhat around 764 crores
I'm146 and I have 239000 crore.
Hey kushal, thnks for this valueable knowledge... Looking morr forward... God bless u... Ua ging grt job
16:35 Dil par lagi baat 😢
He said six crores as his corpus right..with no real estate.
Somehow I feel that his corpus is too low, considering his salary in 2007-08, 2012-13 etc. 😮
True. I am a software engineer in India who started around the same time and my net worth is much more than this guy. My investments are 70% real estate with 1L passive income from rents and remaining in my current company RSUs.
Tax 😢
@@sranilI think you're a minority. Not everyone has the luxury of getting ESOPs. Good on you that you got em and I'm happy for you, but ESOPs in a good company really increase the velocity of wealth generation. By the way, what's your NW if you don't mind my asking? Thanks.
My cement dealer uncle has a net worth 20cr+ at the age of 50...
Commodity market is stable no dead stock and best business if u know how to do it
Hey Kushal, this video is helpful and good ❤❤
Best podcast ever
Takeaway from video is "Don't have disproportionate asset allocation and illiquid assets for retirement". You need to have have liquid retirement fund because you should able to suck out sum of money every month or atleast every 6 months.
Excellent candid conversation and great insights
COMPOUNDING A GREAT WONDER
Bhaiya Please DR. CA RC SHARMA ka bhi Interview lijiye na please
Amazing video!!
Nice conversation ❤❤❤🎉
Nice conversation. Learned lots..
Great open video for youngsters. Great 👍
Indian market is trillion $ 3.5 economy. Population 1.45 billion (No 1 on earth), Approx 300 million Indians above 22 yrs yrs. Suppose one tenth or 30 million or 3 crore achieve financial independence earning @ ₹8crore from NSE/BSE Satta bazar, the amount would $ 30 Trillion equivalent to US MARKET going bust. But this u tube would get good hit . Cheers but do t day dream
But only a fraction of it is aware of the investment lessons or they are afraid of it due to social and literacy, mindset.
As mentioned , BNPL has also a financial limit. It’s not unlimited.
One UA-camr is promoting other
Nothing to learn from this video
Well said. This video just seems like a circle jerk with two UA-camrs.
I could relate to his last mistakes in the video. Finding reasons to get your money back is the worst thing that can happen with friends.
why you are writing in diary when someone is talking to you.
this looks very cheap
"itni toh mahri ek jameen ki aadhi laagat hai le mahra lele intervoo" - a random uncle in any semi-urban
town of u.p & haryana
Good video, point to point 👍🏼👍🏼
Kushal no doubt u are lucky hope u understand . But on the other side I did not like facing audience with keeping one leg resting on other
Mere school ki ek sal ki fees 45 k hai konse school m hai ush ka bacha😮
I am 40 yr old and net worth is 400 CR
Interviewer needs to work on his tone. Sounds so tired and bored.
showoff..he is not wealthy, he is just rich…school fees 5L is not required
Well if he can afford, why not send his son to a good school.
Very inspiring 🌟
Boss call and put is not investment.
Yup, that's pure trading/punting on the market's/ a stocks's direction.
He is sasta wala amir aadmi….😂😂😂
1 lakh ki watch he finds it expensive !!!!😂😂😂 GARIB AMIR
True. Faltu ki sheki with little wealth after 40 years
I have met him , I guess he was with Mr Vivek Bindra n looked like his right hand
Amazing !!!
Compounding Eight Wonder of the World 🎉
Interview fully language English tel me bro..
9:05 "Papa bolenge ek chamaat marunga aise quotes meko suna rhe" this was epic.😂😂
Hahahaha
Isme kya epic h
@@RealKingthegreat😂😂
How passive income 95 in mutual fund
I want to retire at the age of 50
Great & lovely man
Kushalbhai..mera bhi same haalat he..job gya gulf me..kya kre
CONVERSATION ki spelling galat nhi hai
One question to mr Sanjay Sanjay was partner with Vivek bindra his consultancy fees was 3 lakh + GST what happened about that business. Not told anything about it ?? @kushal lodha
Request u to give up eng subtitles
Not impressive. This isn’t a proper conversation
What did you not like? Could you pls let us know?
Do a podcast with sharan...
Amazing!
Best advice ever 😊 thanks
Very nice learning and true
His 13 lac of big loss is half of our Stop loss. 😂
Full financial video. Great
Self proclaimed business coach..the most overrated title
Amazing genuine content on youtube
Thanks a lot for giving such wonderful video with lots of knowledge
I am sure my life will improve
hmm. joker ki new series aa ri hai, i think cover that instead...
😂😂
SIP for middle class...💀✅
acha gyan agar practicality is different
Sanjay ji plz invest in AIF with tax free income and amazing returns
Tu notes kyu le raha hai be...video dekh lena baad mai 😂😂
Please someone guide me . I am in class 12 commerce ( without maths) . And now I feel demotivate that my future is in danger . My all friends take science they ALL want to become mercent navy, doctor, etc . I feel I left alone. 😢 I don't know my interest is In Which field or job . My you tube alway recommend iit video NEET video . But I tell you one thing that I am want to do something I am not that kind of person you know Haa hamko kuch nahi karna I just want to chill. So please 🙏 suggest me something and please take it seriously and sorry for spelling mistake. And grammatical mistake. 😢
Hey bro keep calm and do CA ❤
CA Kro bro
I understand that but kya ca mein future hai salary etc and which state is best for ca .
@@Rajsinghbk9zq wo baad mai sochna but kya tere mai himmat h ca krne ki? Kya tere mai patience h? Kya tu 12 hr lecture dekh payega?
Start making content on YT/insta, explore all the available options and also keep yourself open to all options and the most necessary thing, never stop working hard
That’s too little amount to retire
40,000 per month for 1 child school fees ... and he will throw away you from your home after 20 years
You looks more than 20 ,Have you thrown your parents of home?
@@arjun_maan Yes I am above 20 , do you want to send your sister's marriage proposal to me ? That is why you are concerned about my age
Bro if you well teach your children they don’t throw you also you have to be smart like be your poperty owner have good amount of money in your portfolio show dominance your child wouldn’t dare to throw also have 2 or 3 advocates contacts monitoring own children
Sanjay bhai ji baat pe vishwas nhi ho rha hae !!!
Worst podcast ever
Very nice talking
2 lakh expense per month😢
Bhaiya had to ask did you used to go for coachings for ca cfa acca?or self study....can one clear it by self studying pls reply🙏🏻🙏🏻
I am 42 my net worth is 10 lakhs only😂
Sir toh ashneer grover lg rhe❤
Bad person to have on show…… ye barbad Karen Ke like paida hua hai ye😂😂😂
He looks like Reid Hoffman haha
Thanks
This guy is blah blah blah. Nothing to learn
Sahi pakde
Bahaut dino baad ak bahaut aacha interview Dekha
Good. After 40 with lot of money you will get enough time to scratch pair of balls. Great.
You look very much tired Kushal.
Hahaha no why do you think so
Overconfidence
Still a confidence that you are lacking.
@@dhananjay.8 😂😂😂 i have half of the guy giving interview at a lot less age, self earned but thanks for your compliment
Vahi toh 90 percent mutual fund mai rakh ke gyan de raha hai
From which college he did his MBA
He mentioned welingkar
Welingkar college, Mumbai Matunga
1 million USD is barely financially independent 😂
Could you explain that a little more? Why isn't 8.5 Cr good enough to be financially independent?
Main khula mooh wala thumbnail dekh ke aaya...jibh nikli hoti toh aur mazaa aata
🤣🤣🤣🤣
First !
Let me know how you liked the video!
@@KushalLodha548 Sir ek suggestion Dena tha , ap apna note taking conversation ke sath sath mat Karo , make eye contact with the other person it looks good!
Great video 💯🎉
Bass 1 million, sanjay mlm join karo
Jab diamond level ayega to bmw milega ,private island milega
40 thousand fee Dene ke bajay sip karleta to baccha bada hone tak tumne jitne paise abtak kamaye usse Kai Guna jada usse milte😂
Contact me, better story and portfolio than this one.