Credit Card in Telugu - Advantages and Disadvantages of Credit Card | Kowshik

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  • Опубліковано 21 жов 2024
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    Credit Card in Telugu - Advantages and Disadvantages of Credit Card | Kowshik
    "A credit card can be used for any transaction up to the permitted limit. The card can be used to make purchases online, at gas stations, restaurants, and hotels, among other things. The credit card will have charges after being used. After a predetermined amount, you must pay the balance owed or the minimum amount owed. You only have to pay fees if you don't make the required payment within that time. Therefore, even if your account doesn't have enough funds for a certain period, you can still make a purchase and pay it back after you receive the money.
    There are multiple benefits of using a credit card. Credit Card advantages include enhanced financial health, improved credit score, balance transfer, easy loan approval, access to funds in an emergency, and affordable EMIs, among other benefits. Credit cards have a few disadvantages, such as high-interest charges, overspending by cardholders, risk of fraud, etc. There may also be additional expenses such as annual fees, foreign transaction fees, cash withdrawal expenses, etc., associated with a credit card. However, these disadvantages can quickly be neutralised if you manage your finances well and use your credit card effectively.
    "
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    #creditcard #creditcardadv #creditcardcons #creditcardbenefits

КОМЕНТАРІ • 106

  • @sriram-mp7cv
    @sriram-mp7cv Рік тому +26

    చాలా మంచివిషయాలు చెప్పారు బ్రదర్ 👌👏

  • @venkateswaravjinnuri3890
    @venkateswaravjinnuri3890 Рік тому +10

    చాలా మంచి సబ్జెక్టు చెప్పినారు థాంక్యూ సార్

  • @Balagolla
    @Balagolla Рік тому +6

    Ur explanation was super..🤗

  • @vinnusapavath3528
    @vinnusapavath3528 2 роки тому +14

    అన్న మరి ఇన్ని ఆఫర్స్ ఫ్రీగా ఇస్తుంది కదా మరి క్రెడిట్ కార్డ్ కంపెనీస్ డబ్బులు ఏల సంపాదిస్తాయి అన్న కొంచం దీన్ని గురించి చెప్పండి అన్న ఇంకా బాగుంటుంది అని నా అభిప్రాయం అన్న..Thank You So Much Anna for your good explanation and information also..

  • @adinarayana7487
    @adinarayana7487 Рік тому +5

    Explain about convert emi

  • @ereshbabu8997
    @ereshbabu8997 Рік тому +1

    Super sir ,iam a big fan of your videos ,you are awaring people,thank you so much

  • @udaykiranmunagavalasa8821
    @udaykiranmunagavalasa8821 13 днів тому

    Kaushik sir...
    Please explain payment apps which doesn't charge convenience charges for credit cards while paying utility bills.

  • @bhadragowda2250
    @bhadragowda2250 Рік тому +2

    Most valuable information bro

  • @kondal2986
    @kondal2986 Рік тому +4

    Thank you brother

  • @manjunathg7170
    @manjunathg7170 2 роки тому +3

    Good explanation 😁😁😁😁

  • @pathanrafi4552
    @pathanrafi4552 4 місяці тому

    Best explanation... bro

  • @shakeershaik4214
    @shakeershaik4214 Рік тому +3

    Good information bro👏

  • @satishvarma496
    @satishvarma496 Рік тому +1

    Thanks for your information brother 😊😊

  • @vasuvasu4121
    @vasuvasu4121 Рік тому +3

    Excellent 👍

  • @riteshbabu9633
    @riteshbabu9633 2 роки тому +7

    Good Explaination ☺️

  • @adinarayana7487
    @adinarayana7487 Рік тому +8

    Sir I have 100000 credit limit
    Can I use total amount at a time

  • @sekharrakam8296
    @sekharrakam8296 Місяць тому +1

    Hi Anna Naku SBI simple save undi malli SBI vallu elite card provide chesunaru a card better anna

  • @giridhargireeshu9104
    @giridhargireeshu9104 9 місяців тому

    Dear Sir, Can you make a video on IT - Work From Home Jobs - Remotely. Which Jobs is Genuine.

  • @SurendraKumar-iu6oe
    @SurendraKumar-iu6oe 2 роки тому +12

    Anna SBI lo over draft loan amount ala pay cheyali

  • @BommarajuPoojitha-vw4tq
    @BommarajuPoojitha-vw4tq 9 місяців тому

    Super explain sir

  • @pavannanip7743
    @pavannanip7743 11 місяців тому

    Clean and clear ga undhi anna

  • @jogaraorajibalaga5258
    @jogaraorajibalaga5258 7 місяців тому +1

    సార్ na దగ్గర క్రెడిట్ కార్డు లేదు ఎలా అప్లై చెయ్యాలి ఫాస్ట్ టైమ్ కావాలంటే నాకు ఎంత ఇస్తారు

  • @SrenuSrenusuper
    @SrenuSrenusuper 3 місяці тому +1

    Super srinu tilar 👌👃👃

  • @m.srikanthm.srikanth1063
    @m.srikanthm.srikanth1063 19 днів тому

    Credit card outstanding payment video Telugu bro??

  • @RKUploads
    @RKUploads 2 роки тому +8

    Sir. Flipkart pay later option gurinchi cheppagalaru

  • @muralikrishna7740
    @muralikrishna7740 Рік тому

    Meru super anna..

  • @sortvideocreater
    @sortvideocreater Рік тому +10

    Anna credit card 💳 lo amount swipe chesthe Ekkada kattali 😊

  • @ramanagorli1597
    @ramanagorli1597 7 місяців тому

    I used 28℅ of the credit card limit but that credit card provided the bank reporting to CIBIL as used 35%... Please advise what action need to be take to rectify

  • @Mahesh-sm9dz
    @Mahesh-sm9dz Рік тому +2

    Super brother

  • @srinivassrinu969
    @srinivassrinu969 3 місяці тому

    Annual maintenance fee aneydhi Yeppudu vastadhi sir , first bill generate ayenappuda leka after 1year tarvata generate avutadha ?

  • @sanyasinaidumalla3207
    @sanyasinaidumalla3207 7 місяців тому

    anna please unick pay chechck account yela close chyalo telugu lo video cheyandi anna

  • @shaikshaiksha9197
    @shaikshaiksha9197 15 днів тому

    Credit card lo petrol offer undi anta kaada anna naaku idea ledu unte cheppandi anna

  • @VellalaNareshKumar
    @VellalaNareshKumar 3 місяці тому

    Can we file a complaint if credit card representatives give false information and pressure us into getting a credit card we don't need? I specifically asked for a card with airport lounge access, and they assured me that it was available. However, after checking through all the documents, I couldn't find any information about the card offering airport lounge access. Despite this, they insisted that the feature was available and convinced me to get the card. How can I file a complaint about this?

  • @sivalalitharoyals
    @sivalalitharoyals Рік тому

    Thanks sir super explain

  • @UshaRANI-ut5cb
    @UshaRANI-ut5cb 5 місяців тому

    👌👌👌information 👍

  • @sankarmj4192
    @sankarmj4192 3 місяці тому

    Only shoping purpose kosame use avithundaa

  • @shortfilms6523
    @shortfilms6523 8 місяців тому

    Gold purchase means credit card any charges brother

  • @anithaanitha.b7866
    @anithaanitha.b7866 8 місяців тому

    Superb sir

  • @yoursnani123
    @yoursnani123 Рік тому +2

    Thank you bro 😊

  • @santoshmende3553
    @santoshmende3553 2 роки тому +2

    Thank you ❤

  • @jagapathib1995
    @jagapathib1995 2 роки тому +5

    Sir sbi cash back credit card gurinchi yapandi sir

  • @krishnavanka7248
    @krishnavanka7248 Рік тому +2

    Thanks bro

  • @Devil_queen_smiley
    @Devil_queen_smiley 7 місяців тому

    క్రెడిట్ కార్డ్ ఎలా ఫోన్ లో పెట్టుకోవడానికీ ఉంటె కొంచెం వీడియో థిసు పెటాండు

  • @NimmaSantosh-bh7mn
    @NimmaSantosh-bh7mn Рік тому

    Superb broh Tq

  • @kondaiahmodi2452
    @kondaiahmodi2452 Місяць тому

    Anduvalla na personal loan interest rate ekkuva avuthunda

  • @srihari241
    @srihari241 2 роки тому +24

    Best credit card cheppu broo ?

  • @Vinnuakky
    @Vinnuakky Місяць тому

    బయ్య నాకు 87000 లిమిట్ ఇచ్చారు ఈరోజు 42000 లిమిట్ తగ్గిన్చారు ఎందుకు చెప్పగలరా

  • @criminalvlogs706
    @criminalvlogs706 2 місяці тому

    No cost emi which bank has gives sir

  • @Beingsrikanth
    @Beingsrikanth 2 роки тому +2

    Life time free credit cards tiskovachha ah..brother?

  • @pkinterestingunknownfacts8705
    @pkinterestingunknownfacts8705 2 місяці тому

    నా క్రెడిట్ కార్డు లో ఎప్పుడు ఏ విధమైన లావాదేవీలు జరిపిన ఇన్ టైం లోనే జమ చేస్తున్నాను అవైలబుల్ లిమిట్ 10000 లిమిట్ అండి కానీ నాకు మైనస్ 3,800 మైనస్ లో ఉన్నది నా అమౌంటు

    • @anandtalla9825
      @anandtalla9825 29 днів тому

      ఎందుకో తెలుసుకున్నార

  • @satishkothala7288
    @satishkothala7288 2 роки тому +2

    Thank u sir

  • @kondaiahmodi2452
    @kondaiahmodi2452 Місяць тому

    Sir 2 laks credit card payment kattaledu

  • @Bala456SBR
    @Bala456SBR Рік тому +1

    Nice 👍👍👍

  • @Harshi1970
    @Harshi1970 Місяць тому

    Thank you sir

  • @CAK1999
    @CAK1999 Рік тому +2

    Tq🙏🙏🙏 bro

  • @bunnymani5978
    @bunnymani5978 2 місяці тому

    Time lopu full amount kattala off amount kadithe

  • @mrroyalsrs7458
    @mrroyalsrs7458 Рік тому +1

    TQ bro ❤

  • @Christopher-sv6st
    @Christopher-sv6st Рік тому

    Super ❤️

  • @Kalyani_queen
    @Kalyani_queen 5 місяців тому

    Credit card meda gold konavacha

  • @AKKAMREDDYSRIKANTH
    @AKKAMREDDYSRIKANTH Рік тому +2

    Good

  • @Vijay-cz7pe
    @Vijay-cz7pe Рік тому +2

    I want to use a credit card for fuel purchase(BPCL/IOCL/HP) as much cashback as possible. Is there any single card that gives cashback for fuel at all these 3 outlets?

  • @kumarpolasa12
    @kumarpolasa12 Рік тому +1

    Sir na credit card bill lo -16793 Ela chupistundi enduku sir

  • @bhavanimaddila7626
    @bhavanimaddila7626 Рік тому

    Offer money .. enni days ki refund avuthundhi

  • @HariPrasad-rm6vk
    @HariPrasad-rm6vk 2 місяці тому

    Flip kart emi interest unntindi bro

  • @ChinnaChina-kd4kc
    @ChinnaChina-kd4kc 7 місяців тому

    Bro, bro credit card alag apply cheyali

  • @sathishbomburi9807
    @sathishbomburi9807 5 місяців тому

    Brother naku oka doubt manaki card one lakh undi manam 1 tariku vachindi 25000. Vadaanu 1 tariku bill generate authundi ayithe bill generate ayina taruvtha 75000 lo nuchi 25000 katocha

  • @madhuswami-xt4pt
    @madhuswami-xt4pt 6 місяців тому

    Bro nKu 844 vundhi cbil score yenth loan vasrhumdhi bro

  • @Kalyani_queen
    @Kalyani_queen 4 місяці тому

    12000 monthly salary Naku vasthada credit card

  • @poldasumadankumar1203
    @poldasumadankumar1203 7 місяців тому

    our credit card limit is 1,00,000 but i used the 50,000 also i paid the outstanding amount after generateing my bill . Now it will affect my credit score???

  • @ravibokka6029
    @ravibokka6029 8 місяців тому

    Nenu payment ontimelo pay chestunanu but dishonour fee 500 two months nunchi extra bill vastundi yendukani cheppara plase

  • @mahi-kg2ly
    @mahi-kg2ly 2 роки тому +1

    Nice

  • @arunajyothi5426
    @arunajyothi5426 3 місяці тому

    Tq brother

  • @gopig3123
    @gopig3123 11 місяців тому

    Credit card 80 % loss 20% profit 😂😂😂😂

  • @sankarreddy4901
    @sankarreddy4901 2 місяці тому

    Nenu buffalo milk ammuthunna monthly 30000 vosthundi Naku vosthunda

  • @kanchiraju5442
    @kanchiraju5442 10 місяців тому

    Hi sir gud

  • @zameermohammed7726
    @zameermohammed7726 11 місяців тому

    Credit card వల్ల నష్టం ఎక్కువ

    • @moonu_tamizh
      @moonu_tamizh 5 місяців тому

      Endhuku sir

    • @zameermohammed7726
      @zameermohammed7726 5 місяців тому

      @@moonu_tamizh credit card వాడడం వల్ల,అప్పు పెరుగుతుంది,అనవసరంగా మనీ వాడుతారు,intrest pay చేయాలి,40 lakhs payment వాడిన ,తిరిగి కట్టిన,మళ్ళి కట్టలేని పరిస్థితిలొ,ఇంట్రెస్ట్ ఎక్కువ pay చేయాలి,sibil score పోతుంది,ఇంటి దగ్గర వచ్చి గొడవ చేస్తారు,కనీసం మానవత్వం కూడా ఉండదు,మా డబ్బులు మాకు కట్టాలి అంటారు,court నుంచి నోటీసు పంపుతాము అని బెదిరింపులు వస్తాయి,own house ఉన్న వాళ్ళు హౌస్ అమ్ము కోవడమే అప్పటి వరకు బాగా ఉన్న వాడు ,మానశిక౦గ కు౦గి పోయి suciede చేసుకుంటాడు,ఇంకా చెప్పుకుంట పోతే చాలా ఉన్నాయ్.

  • @rajashekar5972
    @rajashekar5972 Рік тому +1

    👌

  • @pavanvelugu
    @pavanvelugu 2 роки тому +1

    Hii sir good evening I am your new subscriber i have pan card and no credit card i have applied for zest money online loan app and they had provided no loan but they have provided rs 4000 bolt money by using my pan card my cibil score is NH but in cibil app amount enquiry showing 50000 by NAHAR what is that sir please explain will any problem arises in future please tell me sir I have used 1500 in 4000 bolt money to buy Bluetooth earphones and i have pid 1500 in time

  • @maheshmahi608
    @maheshmahi608 Рік тому +1

    👏👏

  • @srikanthbeast8888
    @srikanthbeast8888 Рік тому +1

    🔥🔥🔥🔥

  • @SaiD-p5y
    @SaiD-p5y 5 місяців тому

    Tq

  • @srinurasigiri3686
    @srinurasigiri3686 4 дні тому

    ❤❤❤

  • @kondaiahmodi2452
    @kondaiahmodi2452 Місяць тому

    Na problem solve

  • @arunajyothi5426
    @arunajyothi5426 3 місяці тому

    Naku credit card undi kani inthavaraku open cheyaledu expiry date kuda 2025 varaku undi .use cheyananduku edaina problem unda

  • @ismailshaik2404
    @ismailshaik2404 2 місяці тому

    👏

  • @Titanplanet1
    @Titanplanet1 4 місяці тому

    Intha clear ga cheppavo

  • @shaikshaiksha9197
    @shaikshaiksha9197 15 днів тому

    Anna mi number pettandi anna

  • @govindpasi8108
    @govindpasi8108 Місяць тому

    Koushik garu mee whatsapp mobile number chepandi

  • @radhakrishnabale4060
    @radhakrishnabale4060 Рік тому +2

    Thanks bro

  • @chinesedragonfastfood1925
    @chinesedragonfastfood1925 2 роки тому +3

    Superb explained

  • @naniram1423
    @naniram1423 Рік тому +1

    Thanks bro🤜

  • @chekkaripraveenkumargoud6642
    @chekkaripraveenkumargoud6642 Рік тому +1

    Thank you anna

  • @satyamreddypeddy9568
    @satyamreddypeddy9568 2 роки тому +1

    Thanks sir

  • @kchinni4980
    @kchinni4980 Рік тому

    Thankyou bro