I'm 49 & was never taught money management skills. Now that my sons are adults, I don't have all the responsibilities I used to have. I'm so determined to learn. Currently, my goal is to save $1K in 5 months which is $200 per month. I've obtained a 2nd job to make it happen.
Just wanted to let you know that I paid off my car. And I am now working on my emergency fund. So this video is right on time for me! THANK YOU SO MUCH!!!!
Your doing better than me. I've saved $7,800.00 in a year. Paying $500.00 a month and sometime more like on my Birthday. At the 3rd of the month, I will be able to add $500.00 into my saving and that will Make $8,300.00. I'm striving to make it to $10,000.00 and it will all be in 100 dollar bills and I also have bill straps to put on it. Even after the $10,000 is achieved, I will continue to save money. I wish I would be able to buy a Four Door Jeep with big tars, but that's a far reaching long term goal!
@@waynedrury2372 it doesn't matter how small you earn but how smart you utilise it. 6k I make every week is not from my work salary but from my invstments in financial market which is just a side hustle.
@@vivianpaul7759 I believe you 100%. Savings doesn't bring financial freedom but a good investment does. But i am yet to make profitable investments due to uncertainties in my finances and management.
We are tackling our last two debts before moving to aggressively saving. We paid off just under $15,000 since the start of year and will be sending our final payment to our only credit card this week then moving to our personal loan which at $27,000 should be taken care of in 6 months or less. It is our big goal for the year and am really happy with the focus and progress so far.
I am close to my 6 month emergency fund (about 80% there), I want to reduce my HELOC balance by 10% by end of 2022, start saving for a down payment, and invest more! Those are my current goals.
I’m working on a 5-6k savings goal for a used car purchase (taxes insurance etc) I’m a little over 2.5k. It started as a 5k in a 100 days challenge but realized I may need a little more for good car. I’m sticking to my budget and having low spend months. This is a magic month for me so hopefully I can put a big dent in this month
I’m watching these money saving videos because I really want to build my house in a few years. By 2024 or 2025 ( hopefully earlier) but I would love to save up to have my house built so I’m going to start saving and trying these methods 😍❤️!
Hi! New Subscriber here!! This video was very motivating and inspiring. I like how you use the editing to help correlate the information. Using tax refunds as leverage to (as you said "Turbo" your goals) is SUCH A GREAT IDEA
I am trying to purchase a house and wanted a down payment of at least 80,000. I'm overly stressed. I just bought a car ( neccesity) and having really bad buyers remorse. I felt like I got duped an extra $2,000. I'm also going back to school and had to take out student loans. I'm in my late 30s and feel like I'm acquiring more debts now than I ever did. I'm just overwhelmed!! Thanks for the video.
@L S the majority of the time people mean they are debt free from credit cards, or student loans or private loans. But I hear ya - completely debt free including mortgage is not something people say unless it’s true lol cuz it is a major accomplishment
Thank you for sharing! I think we’ve seen these tips. This is good advice but when people post videos like this and say “see how I did it” to me that sounds like expounding on specific/personal examples that you implemented. You did that in some of the examples but not all.
Most times this will be a new video for my viewers. Some content will be basic and some will be in-depth. Seems like you’re one who would be on the advanced side so your knowledge would be past this info if that makes sense! Still, these are the exact steps I took however and always take. They’re just basic in nature!
Hi I've been watching all of your videos. I have my taxes coming and I was wondering how you distribute your earnings to your emergency fund and then your debts? Should I just build the emergency fund first or do both?
Beautifully said,I tell this to my folks everyday.its good to save money but most people don't understand how the market moves and tend to mislead in facts like this and always depend on money in the bank.
@@bandmankevo7697 I understand the Facts that tomorrow isn't promised to anyone, but Investing today is a hard thing to do because i have no idea of how and where to invest in these?
No in fact I’d say you’re normal. We all do. I encourage you to do some self exploration to discover the root cause. What are your triggers, beliefs on saving, etc
Hey, so I’ve always leveraged extra money. I built the discipline I needed throughout a 4 year long debt free journey. So, now that I’m out of debt my incentive and tax refund was able to be put into savings. My budget is stable so I don’t need to use those funds for expenses, etc. It was broken down more clearly the last bit of the video.
This youtube feature of $8,000 in 3 months via the Dyanna Marie channel is very helpful and self determination boosting, the reminder to be very urgent with the goal timeline wise is especially the reminder I am glad to have heard especially because of my intent to be wise and resourceful with both current and upcoming money blessings coming my way.
@@SPrincessbeneficialknowledge your reality is a temporary circumstance. A temporary stage you are passing through. When you speak that it makes it seem permanent. I know you are capable of achieving higher!!
You move on to your next goal, whatever that may be. I saved this money as my emergency fund so that I could go after my next goal with a safety net. This way if something, like a car repair, popped up I would have the funds to cover it without taking from the goal I was working towards.
Goals. The reason why she talked about S.M.A.R.T in the beginning. I think it’s hard when your trying to work with a partner who doesn’t have the same understanding about saving. Whether personally or emergency
What are your savings goals?!
To save $5000 by the end of the year so I can buy a car in cash
Currently saving $7500 in my f*ck this job fund because chile I’m tired.
@@meriams2713 i like the name of your fund lol sassy
I don't know now,because all cash goes to DEBT!
@@simpleme5719 speak it sis same here 🌷❤
I'm 49 & was never taught money management skills. Now that my sons are adults, I don't have all the responsibilities I used to have. I'm so determined to learn. Currently, my goal is to save $1K in 5 months which is $200 per month. I've obtained a 2nd job to make it happen.
You can do it!
Yes girl WE can do this 🙌🏽 I’m in that boat too…learning at 47🤷🏽♀️….”it’s not where you start it’s where you finish “👍🏽
My goal is to save $15,000 by the end of the year! I’m currently at just over $4,000.
You're on track!!!
Go beast mode sis! Early congrats. Will it be for a specific purpose?
@@DyanaMariie Crime is getting bad where I’m at! So planning to move out of state. Still deciding where exactly!
Me too. So far I'm at 7000
Yassss 👏 👏
Just wanted to let you know that I paid off my car. And I am now working on my emergency fund. So this video is right on time for me! THANK YOU SO MUCH!!!!
Gooo sis!!!!!! Congrats!!!!!
@@DyanaMariie THANK YOU!!!!! 😭
Congrats
My goal was to save 10,000 dollars by the end of the year but I hit that goal already so I’m working towards 20,000 by dec
Okayyyyyy!!! 👏🏼👏🏼👏🏼
wow congratulations what did you do to accomplish it. I need as much advice and motivation as possible.
@@theab332 I increased my income. I started a side business.
@@tiffanylondon thank you. I am so excited to be as driven as you are.
Let's go!!!! That's a tremendous accomplishment.
Early am so close 🎉🎉🎉two payments away from being debt free
Early congrats!!!
@@DyanaMariie thanks queen 👑
Congratulations 👏 👏 👏 👏 👏 👏 👏
Yes girl! Congrats on becoming/being debt free.
@@simpleme5719 thank you 😊
10k I’m 3 months I already have 2k saved ! I will reach this goal !
Your doing better than me. I've saved $7,800.00 in a year. Paying $500.00 a month and sometime more like on my Birthday. At the 3rd of the month, I will be able to add $500.00 into my saving and that will Make $8,300.00. I'm striving to make it to $10,000.00 and it will all be in 100 dollar bills and I also have bill straps to put on it. Even after the $10,000 is achieved, I will continue to save money. I wish I would be able to buy a Four Door Jeep with big tars, but that's a far reaching long term goal!
My goal this year is to be able to save 200k but bills won't let me. Nevertheless, I'm currently saving 6k every week.
I don't even earn 6k in 2months.
🥲🥲🥲💔
@@waynedrury2372 it doesn't matter how small you earn but how smart you utilise it. 6k I make every week is not from my work salary but from my invstments in financial market which is just a side hustle.
The best way to maintain and create wealth is to invest. It has always worked for me.
The rich are the living testimonies.
@@vivianpaul7759 I believe you 100%. Savings doesn't bring financial freedom but a good investment does. But i am yet to make profitable investments due to uncertainties in my finances and management.
We are tackling our last two debts before moving to aggressively saving. We paid off just under $15,000 since the start of year and will be sending our final payment to our only credit card this week then moving to our personal loan which at $27,000 should be taken care of in 6 months or less. It is our big goal for the year and am really happy with the focus and progress so far.
This is amazing progress!!!
Congrats that’s awesome! We just became debt free so now we’re working on building up our emergency fund.
Congrats! It's so nice to actually keep your money!
this is amazing! my goal is to save around 10-20k by the middle/end of next year and this has helped me so far
I am close to my 6 month emergency fund (about 80% there), I want to reduce my HELOC balance by 10% by end of 2022, start saving for a down payment, and invest more! Those are my current goals.
Paying off these student loans is my main financial goal right now.
You got this!! I paid off $70,000 in student loan debt in 15 months. It sucked along the way but was well worth it in the long run.
You got this !!!!
@@josephinebournes8212 we have to assume you make over 100k a year ......
This is really helping me. This is really kind of you taking time out to tell us how you did this.
I’m working on a 5-6k savings goal for a used car purchase (taxes insurance etc) I’m a little over 2.5k. It started as a 5k in a 100 days challenge but realized I may need a little more for good car. I’m sticking to my budget and having low spend months. This is a magic month for me so hopefully I can put a big dent in this month
Wishing you the best of luck!
You are so right it’s best to make a plan and stick to it
Gotta have a blueprint!
I’m watching these money saving
videos because I really want to build my house in a few years. By 2024 or 2025 ( hopefully earlier) but I would love to save up to have my house built so I’m going to start saving and trying these methods 😍❤️!
I have learnt to save more and create an extra income stream! That’s been very useful this period.
Yeah I have made a research about that. Anyone that doesn’t get an extra income is really making a big financial mistake.
I don't know you. But I'm super proud of you 👏🏾.
I am working on my goals to pay off my debts. Thank you for your encouragement.
Paying off $16,621.00 worth in debt !! So I can finish build my six month emergency fund
Wow Dyana, that’s great! 👍🏻 Great tips! Thank you for sharing! ❤️
This is both helpful and actionable. Perfect timing. Thank you!
Yes I love this advice!😁 Im still going strong on the savings journey. Thanks so much Dyana, I love your videos!💖
Love this, thank you! As I have fell off do to the Pandemic. I really needed this
I took some good notes, it’s simple but very effective thank you for the tips!
I came across your channel by accident. I just subscribed! Thanks for sharing! Can't wait to see more!
Aww yay welcome!
I wonder if I can save 500 a week that’s like 2 grand a month
Most people don't make $8000 dollars in 3 months.
I’m going all in; if I have to drink water from a canal and forget to pay protein bars at the market, I will
I saved 12,000 in 6 months.
Hi! New Subscriber here!! This video was very motivating and inspiring. I like how you use the editing to help correlate the information. Using tax refunds as leverage to (as you said "Turbo" your goals) is SUCH A GREAT IDEA
Welcome!!
Girl you’re absolutely glowing! Gorgeous. Awesome savings tips!
Thank you so much!!
I am trying to purchase a house and wanted a down payment of at least 80,000. I'm overly stressed. I just bought a car ( neccesity) and having really bad buyers remorse. I felt like I got duped an extra $2,000. I'm also going back to school and had to take out student loans. I'm in my late 30s and feel like I'm acquiring more debts now than I ever did. I'm just overwhelmed!! Thanks for the video.
If you focus on putting 20% down so you don’t have to pay PMI (private mortgage insurance) you should be ok. 👍🏻
Goals is hit 8k by July 8th my bday ! 2 weeks I’ll be debt free. I currently have around 2.5k saved for emergency
Nice! Claim it, you’ll hit that goal!
Sidenote your skin is amazing !
Thank you! One day I'll film a skincare routine!
When people say they are debt free do they mean mortgage free also .. because that is a huge achievement
@L S the majority of the time people mean they are debt free from credit cards, or student loans or private loans. But I hear ya - completely debt free including mortgage is not something people say unless it’s true lol cuz it is a major accomplishment
You are smart boo🌿my goal is to pay 8k by dec. This is 1/2 of my car financing
Let's get it!🔥
I don’t even make 8000 in 3 month let alone save 8000 in 3 months
Lol! My time to shine 🤣😂 with an extra $100 dollars
Goal base savings make sense!!! 👍🏾
I’m in my debt free journey
Me who makes just over $1000/mo. "Yeah this is doable let's go" haha 😭🤣
Thank you for sharing! I think we’ve seen these tips. This is good advice but when people post videos like this and say “see how I did it” to me that sounds like expounding on specific/personal examples that you implemented. You did that in some of the examples but not all.
Most times this will be a new video for my viewers. Some content will be basic and some will be in-depth. Seems like you’re one who would be on the advanced side so your knowledge would be past this info if that makes sense! Still, these are the exact steps I took however and always take. They’re just basic in nature!
But I thank you for this feedback and will be sure to incorporate it going forward!!❤️
what do you do? Im very curious🙂
I have around 309$ in my account and my taxes just hit that will be in my savings
This was right on time🙌thank you sis❤️
I tought you will explain how to save $ on envelope
Am watching this video am now starting my emergency found
Heyy D.K! You better work Momma! Yassss!
Erikkkaaaaa!!!!
Congratulations 🎉 that is a huge blessing
I give all praise to the most high! Thank you!
Hi I've been watching all of your videos. I have my taxes coming and I was wondering how you distribute your earnings to your emergency fund and then your debts? Should I just build the emergency fund first or do both?
I would say to secure your EF and then your debt.
If only I had not been unemployed for over and year and have no income coming in at all.
I'm waiting for wanted to save for my self first home
Great tips and mindset shift 👍
Setbacks suck...
Awesome and thanks!
I don't know who needs to hear this but stop saving all your money. Venture into Investing some, if you really want financial freedom.
Investing today is priceless because tomorrow isn't promised. Trading bitcoin, gold, silver can save you from a lot.
Beautifully said,I tell this to my folks everyday.its good to save money but most people don't understand how the market moves and tend to mislead in facts like this and always depend on money in the bank.
Great facts 👏
@@bandmankevo7697 I understand the Facts that tomorrow isn't promised to anyone, but Investing today is a hard thing to do because i have no idea of how and where to invest in these?
True but people still need liquid cash to easily access in case of emergencies. Otherwise...they'll be in debt.
way to go proud of you
I love your content. Thank you.
Am I the only one who has a REALLLLLY hard time with self control on saving? It frustrates me.
No in fact I’d say you’re normal. We all do. I encourage you to do some self exploration to discover the root cause. What are your triggers, beliefs on saving, etc
@@DyanaMariie ok yeah I was thinking the same last night
Mannn im seeing all the weekly savings goals etc but i get paid biweekly so how do we do this for those of use who are paid like that?
I make 1800+ every 2 weeks but I suck at saving money , also I’m the only guy here lmao
Lol, there are others I’m sure! And you don’t suck…you just have to unlearn habits and beliefs you’ve always had!
How can you save 8000 if your not making it in 3 month
Hey, so I’ve always leveraged extra money. I built the discipline I needed throughout a 4 year long debt free journey. So, now that I’m out of debt my incentive and tax refund was able to be put into savings. My budget is stable so I don’t need to use those funds for expenses, etc.
It was broken down more clearly the last bit of the video.
Bro watch video at different speed.
I mean to say at 1:50
This youtube feature of $8,000 in 3 months via the Dyanna Marie channel is very helpful and self determination boosting, the reminder to be very urgent with the goal timeline wise is especially the reminder I am glad to have heard especially because of my intent to be wise and resourceful with both current and upcoming money blessings coming my way.
So inspirational
I don’t even make $8000 in 3 months
Me neither!! And I wouldn't have been able to get to this amount without the extra funds I received in the beginning of the year!
Early 🙏🙏🙏
I get paid biweekly it will take me an whole year to save 8k
Bills bills bills no way out😭
Don’t speak that on your life !
@@DyanaMariie thanks sis. ❤🌷but its the reality right now though
@@SPrincessbeneficialknowledge your reality is a temporary circumstance. A temporary stage you are passing through. When you speak that it makes it seem permanent. I know you are capable of achieving higher!!
You Save a lot of money, then what do you do?
You move on to your next goal, whatever that may be. I saved this money as my emergency fund so that I could go after my next goal with a safety net. This way if something, like a car repair, popped up I would have the funds to cover it without taking from the goal I was working towards.
I need help sister
❤
Very cute and sweet channel
Stop spending money on unnecessary things
Goals. The reason why she talked about S.M.A.R.T in the beginning. I think it’s hard when your trying to work with a partner who doesn’t have the same understanding about saving. Whether personally or emergency
True! I’ve had a partner and we were not aligned. Made finances hell
I’m struggling with that today lol
❤❤❤❤❤❤❤❤❤❤❤
Damn I’m a single male… guess this video isn’t for me :/ shame
Well, it could be for anyone. Over 95% of my audience is women so I address my audience based on the majority ❤️