MY FIRST EVER INVESTMENT IN NIGERIA | Flo Finance

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  • Опубліковано 11 вер 2024

КОМЕНТАРІ • 224

  • @slowlivingjane
    @slowlivingjane 4 роки тому +20

    I was just talking about this with my daughter today. She was busy buying some stocks and called me for advice. I had to tell her how proud I was of her because the majority of Pan Africans that I know have no idea about investing in their future. Truly heartbreaking.

    • @theexile1155
      @theexile1155 3 роки тому

      You were predestined to be different(Romans 8:29), he who has an ear to hear, let him hear(Mark 4:9).
      HALLELUYAH!(PRAISE YE YAH!)

  • @hugs2mama425
    @hugs2mama425 4 роки тому +8

    Teacher Flo, your students are here. Teach us and mentor us on our journey to financial independence.

  • @nelospace
    @nelospace 4 роки тому +10

    Very interesting, i have learnt a lot from you Flo. Hmmm You took a very big risk and that your friend needs an award. She is one in a million

  • @geesimon1372
    @geesimon1372 4 роки тому +5

    Wow!!! You are a woman endowed with all the good qualities of life. Brilliant, goodhearted, beautiful etc. Your hubby is just too lucky to have you. You are the kind of woman every man would like to have as a wife. Your level of thinking, education, plans in future is astonishing. What a wonderful woman!!! Chei. I'm an Edo man oooo. If you have any sister that is not yet married please I would like to enrol oooo

  • @Munnoh
    @Munnoh 4 роки тому +5

    I’ve loved you from the days of all Nigerian recipes and I’m loving you more for all the useful info you bring on this channel. Dalu rinne

  • @grace4real
    @grace4real 3 роки тому +2

    You are so talented in all, when you cook, you cook perfectly well, and when you teach, even coconut head will understand 👍

  • @kossilove5398
    @kossilove5398 4 роки тому +4

    Thank you aunty Chinyere for sharing, inventing is a necessity, I invest in buying LANDS in our community through my husband.

  • @RozysKitchen1
    @RozysKitchen1 4 роки тому +2

    You’re so right, sending money then wasn’t an easy thing. 1 millions Naira was a lot then. I will check out that book. Kamsi really chewed on that book then 😅. This video is really inspiring .

  • @Mstees1
    @Mstees1 4 роки тому +2

    Flo you are a woman with a good heart ....who wears her heart on her sleeves. And that is why GOD keeps blessing you and the work of your hands. Daalu! sharing for sure

    • @FloChinyere
      @FloChinyere  4 роки тому +1

      My Tolzie! Thank you! You know my utmost desire is to spread knowledge, hopefully Nigerian yoot can understand so we can all make our country a better place. If a good number of us understand personal finance, we will begin to hold our leaders accountable.

    • @Mstees1
      @Mstees1 4 роки тому

      Flo Chinyere .......you are absolutely right. Everything must be done with calculated risks and understanding. Thanks again. Sent it to my children, nieces and nephews. 🎊🎉💃🏽.....You made it very easy to understand.

  • @amygraceysdiary007
    @amygraceysdiary007 4 роки тому +4

    Are you hungry to start investing? Are you? Are you?😂🤣🤣🤣😂😂 I've clicked the like button Aunty Flo...I'm ready! Thanks for this timely video! I've been inspired. I'll buy that book. I've seen it somewhere before! I need more enlightenment on investment.

  • @angelbb6848
    @angelbb6848 4 роки тому +9

    Sendwave should increase their rate, I always feep cheated now that we know the exchange rate is going higher day by day

  • @sainthuomah1774
    @sainthuomah1774 3 роки тому +1

    You spoke like a professional finance guru, even with investment/banking projections and terms you used.

  • @olubusolaawolaja6831
    @olubusolaawolaja6831 2 роки тому

    That Account officer of yours is a rare human or rare Nigerian. I remember when I was working in the bank those days even bankers were stealing from accounts that were owned by abroad people.

  • @ChibuikeUlasi
    @ChibuikeUlasi 4 роки тому +14

    Flo you keep inspiring me. Thank you so much ❤️.

    • @theexile1155
      @theexile1155 3 роки тому

      You were predestined to be different(Romans 8:29), he who has an ear to hear, let him hear(Mark 4:9).
      HALLELUYAH!(PRAISE YE YAH!)

  • @ingridphillip5367
    @ingridphillip5367 Рік тому

    About a year ago I found your video.. I was on fire because your passion for real estate it lit.. But my investment passion is investing in building churches. Blessings

  • @adepejudayo8207
    @adepejudayo8207 2 роки тому

    Nice to finally see your face. I'v been following you since the days of all Nigerian Recipes. Would love to invest; just don't know where to start

  • @SADEELAKITCHEN
    @SADEELAKITCHEN 4 роки тому +2

    I really enjoy watching videos like his when you educate people about investment..i have watched a couple of your videos like this and I really enjoy and appreciate them..thanks for sharing! 👍 ❤️

  • @simpleasebisees2954
    @simpleasebisees2954 3 роки тому +1

    Thanks for sharing Flo.... I only knew about IPO. But now I learnt there is something before the IPO which is Private placement. And you made it easy to understand. Thanks once again.

  • @fififinance7469
    @fififinance7469 4 роки тому

    Finally UK based channel! Thank you so much its been so helpful! I am doing great so far I have invested in stocks 💪

  • @rubyegbo8417
    @rubyegbo8417 4 роки тому +2

    ❤❤❤ I can't wait to watch this.
    Thank you for your constant enlightenment. I'm a huge fan.❤🎉

  • @samozoani
    @samozoani Рік тому

    Down to earth, very simple to understand and digest. Great video @flo

  • @lawistruth
    @lawistruth 4 роки тому

    Wise advice queen two more things;
    🌟invest in money you can afford to lose
    🌟smart invest - use other sources than your own

  • @Ofuobiamaka
    @Ofuobiamaka 4 роки тому

    Kai! Am short of words 🤝 Thanks so much and remain blessed. You are indeed my inspiration. Lots of love.

  • @IphysKitchen
    @IphysKitchen 4 роки тому

    Great and informative video, I enjoyed watching this. It is an eye opener

  • @sol_4real
    @sol_4real 4 роки тому +1

    First of all kudos to the woman you sent money to and she did not empty your account, that is someone you should never loose touch with, people like that are hard to find

    • @FloChinyere
      @FloChinyere  4 роки тому +1

      She's trustworthy quite alright but a bank employee cannot just empty your account. The person will lose his/her job and go to jail for that and will never be employed in any financial institution ever again. That there's rampant corruption in Nigeria does not get to the financial sector o. The person can't just get away with such. For how much kwanu? The amount of money in that account at any point in time is not worth it.
      If it's a random person like a family member or a friend that does not work in the bank, that can happen easily.

  • @ifemanimmazuubs
    @ifemanimmazuubs 4 роки тому

    Thank you Miss Flo for once again sharing investment tips, I was indeed pumped. It was very inspiring. I am glad I subscribed to your channel. Good decision so far!

  • @dollyosadolor1489
    @dollyosadolor1489 4 роки тому +1

    Early investment in life is very Important, it will help in future. All my investment is in Nigeria because is very comfortable. Nice one Beautiful sister FLO.

    • @FloChinyere
      @FloChinyere  4 роки тому

      Absolute truth sis. 💛 How are you doing?

    • @dollyosadolor1489
      @dollyosadolor1489 4 роки тому

      @@FloChinyere Good morning beautiful sister Flo, I am doing great and how are you and the family, please my regards. Keep on doing your Good work, educating people which is very Important. You are the Best one love❤❤❤

  • @udofia7830
    @udofia7830 4 роки тому +1

    This channel is underrated

  • @SpiceitupwithOnwadi
    @SpiceitupwithOnwadi 4 роки тому +3

    Interesting! Wow, on point always.

  • @chidinmaobi4526
    @chidinmaobi4526 4 роки тому +1

    Thanks for sharing. I have been thinking about investing however, have limited financial knowledge. Anyhow, I will follow your suggestion and read the suggested book. You are inspiring 😘

  • @theresatheresa7315
    @theresatheresa7315 3 роки тому

    Have you liked this video, have you, have you! 😊😊
    I've learnt a lot from you MA, GOD bless you.

  • @GraciousTales
    @GraciousTales 4 роки тому

    *Anty Flo thank you so much for this, I am always inspired by your finance videos*

  • @Cherish_folktale1
    @Cherish_folktale1 4 роки тому +2

    My first investment is fixing my 100k my little monthly interest is what I used as pocket money while in 200l then.

    • @FloChinyere
      @FloChinyere  4 роки тому +1

      That's great that you were investing as a student. 👏👏👏

  • @sweetmoxy
    @sweetmoxy 4 роки тому

    I love watching your finance videos, very educating..... I know about shares! I don’t know people still do it. Growing up my dad was a shareholder in different companies. If I see any good one, I’d like to do

  • @AdorableKitchen
    @AdorableKitchen 4 роки тому

    Flo finance❤
    Thanks for imparting this wisdom to us.

  • @thecryptodreamer
    @thecryptodreamer 3 роки тому

    Rich Dad poor Dad is a eye opener for anyone who wants a guaranteed future.

  • @joeahega
    @joeahega Рік тому

    Interesting. Robert Kiyosaki does not encourage buying shares.

  • @JustSayingwithTD
    @JustSayingwithTD 4 роки тому

    And your money will go Chikom😁 Thanks for sharing sis Flo your videos are always packed with useful info.

  • @olasimboaderibigbe3757
    @olasimboaderibigbe3757 2 роки тому

    Am really inlove with your strategy

  • @Scfidelis
    @Scfidelis 3 роки тому

    Stock market investing is very rewarding when done right. Problem is, people buy listed junks - bad stocks that end in tears

  • @mendiemmanuela1122
    @mendiemmanuela1122 4 роки тому +4

    Every time someone is talking about African countries, I never hear them call Cameroon,why nah??? The only time I hear UA-camrs say Cameroon is when they want to say "Cameroon pepper" I feel so lost😭😭😭

    • @nelospace
      @nelospace 4 роки тому

      🤣🤣🤣

    • @FloChinyere
      @FloChinyere  4 роки тому +2

      😂😂😂 Be glad that it's only Cameroun pepper. Nigeria is mentioned in all sorts: the good, the bad and the ugly.

    • @PamelaNwagbo
      @PamelaNwagbo 4 роки тому

      😳😂😂😂

    • @jupat24
      @jupat24 4 роки тому

      🤣🤣🤣🤣

    • @MamaNinaskitchen
      @MamaNinaskitchen 4 роки тому

      🤣😂🤣😂🤣🤣

  • @chinyerem8975
    @chinyerem8975 3 роки тому

    This is such a good investment story. Thanks for sharing Flo

  • @Idojournal
    @Idojournal 4 роки тому

    Thanks so much for this finance video, taking notes. Very hungry to invest although lost a lot during the stock crises.

  • @manifydesigns
    @manifydesigns 4 роки тому +1

    Interesting listening to you sis.Amazing experience

  • @IjeomaGloriaAnopueme
    @IjeomaGloriaAnopueme 4 роки тому

    Even now,1m is a lot of money oh.ejim ya?
    You took a bold step

  • @mary-joanihunna7316
    @mary-joanihunna7316 4 роки тому

    Hi Flo it's so good to see you again speaking on investments. Can you please tell me what other companies would you suggest to invest in.

  • @aniesplatter5979
    @aniesplatter5979 4 роки тому

    Super inspiring video! Thanks for this Mama Flo!💕 😘

  • @ezinneskitchen
    @ezinneskitchen 4 роки тому +1

    $6800 for investment in those days????🙆‍♀️🙆‍♀️🙆‍♀️, You get liver oh Sister Flo, I love investment but I usually start with little money, if it goes well, I'll invest more. This is exactly my Twin Sis kinda life, she can invest her House rent and her hubby's salary if possible 😃..!
    Very informative video 👌❤

    • @FloChinyere
      @FloChinyere  4 роки тому +1

      😂😂😂 Hijacking hubby's paycheck and investing it is me right there. But investing house rent? Mba o. O cholu ilaru n'iro? 🤣

    • @ezinneskitchen
      @ezinneskitchen 4 роки тому

      @@FloChinyere 🤣🤣🤣 I tire ooh , she's a dangerous investor

  • @UKENNADIKITCHEN
    @UKENNADIKITCHEN 4 роки тому

    This video is very inspiring, great share big auntie

  • @lindaeloanyi7046
    @lindaeloanyi7046 3 роки тому

    You're really an inspiration aunty Flo. Please are there companies shares you could recommend to me in Nigeria?

  • @UjuJustina
    @UjuJustina 4 роки тому

    thank you so much sister Flo

  • @amakagenevine6360
    @amakagenevine6360 4 роки тому

    Thanks sis, ur always inspired me. Investing is very important.

  • @destinyadam1868
    @destinyadam1868 4 роки тому

    I read all of those books as well
    They are a revelation, a must read definitely!!!

  • @nazomoflife
    @nazomoflife 4 роки тому

    I'm yet to see what it is on this earth you can't do. Honestly felt like u were speaking Greek the whole video hahahaha. I have to get that book so that I'll understand all this financial language I just heard. Beautiful video as always aunty!

    • @FloChinyere
      @FloChinyere  4 роки тому

      😂😂😂 Chi Chi. Forget the new financial terms, once you know the procedure, it's rinse and repeat for any company you want to buy their shares.
      Trust me to break it down on my finance channel: Flo Finance.

  • @chizobaonuoha91
    @chizobaonuoha91 2 роки тому

    I've always loved to invest. I'm based in Cameroon, don't really know which reliable company I can invest in

  • @everjoy7390
    @everjoy7390 4 роки тому +1

    Am very hungry to start o.
    Such a helpful and inspiring message.
    Please does sendwave work in Norway.

    • @nellyodunze513
      @nellyodunze513 4 роки тому

      Hi, download sendwave and we will see the countries.

  • @tessytessy9488
    @tessytessy9488 4 роки тому

    Am motivated by this information, thanks for sharing this video sis,God bless you for me🙏💕

  • @SimplyRuthport
    @SimplyRuthport 4 роки тому

    Everytime I hear people talk about buying shares or this stock market of a thing I immediately start to get anxiety. I feel like too much mathematics involved 😥 math is not my favourite subject 😐 I always appreciate people..especially women who able to do this kind of investment. Flo, am inspired by this topic and I guess I would like to read that book as well. But definitely not to invest in stocks, hopefully it will guide me towards other opportunities. Thanks dear.

    • @FloChinyere
      @FloChinyere  4 роки тому +2

      In life you can't run away from Maths. Even the cooking I do on this channel, the least expected thing, involves maths to get it right. But I think you are talking about day trading of stocks which involves watching share prices like a hawk, buying low and selling high every single day. I invest in stocks solely for dividends, you do your research once, buy into the company and sit back and get your dividends paid. It's not as crazy as day trading. And you don't make near as much money as day traders.
      Knowledge is power, if you learn how these things work, there will be no more anxiety rather you will be able to make informed decisions about which types of investments to go for and the ones you will never touch. I'm a passive income investor because I don't like stress at all. lol

  • @Lala-sy1si
    @Lala-sy1si 4 роки тому

    I really appreciate this info. I want to be like you when I grow up.

  • @olabimpeomopariola8245
    @olabimpeomopariola8245 4 роки тому

    Thank you for sharing. You are truly an inspiration.

  • @hauwajibrin2352
    @hauwajibrin2352 4 роки тому

    Very well explained and helpful. Thanks sis Flo.

  • @HoodsGlobal
    @HoodsGlobal 4 роки тому

    Surprised that you did not mention housing, a key choice for most Nigerians.

    • @FloChinyere
      @FloChinyere  4 роки тому +1

      I wonder if you understood this video. We may all invest in real estate but everyone's FIRST investment cannot be real estate. We all have our own stories.

  • @ellobymedia7197
    @ellobymedia7197 4 роки тому +1

    Thanks for reminding me about that book (Rich Dad, Poor Dad). Have seen it severally but never read it. Will lunch a hunt for it now 😃

  • @cappiah78
    @cappiah78 4 роки тому +1

    Love it when you say Madre Mia 🤣🤣🤣👍👍love this video!

  • @ifeanyinwuku
    @ifeanyinwuku 5 місяців тому

    Thank video is eyes opener thank you

  • @UK-sm4co
    @UK-sm4co 4 роки тому +1

    This is interesting, however, from where I currently stand, I'll rather invest in properties in Nigeria than buy shares.
    As a student at the university, I got a little share here and there. I recall 2 of them, 20k, 30k not so much ( but a lot for a university student then lol) Today, I dont know the head or tail of those investments sef. One is still very much alive, while the other bank folded up! One day, I took my certificate of investment to the new owners of the bank and asked about my funds and how best to retrieve it, the bank guy laughed hard😂 and told me to "hold the certificate well oh" and visit their headquarters in Lagos. 😂
    Nah, I'm done with Naija shares, stocks et al

    • @FloChinyere
      @FloChinyere  4 роки тому +3

      Sis you went to the wrong people. That someone works in a bank does not mean they know jack about investments.
      You should have gone to the registrar handling the shares of that company (this information is available online) which is usually a separate entity from the institution even if it's a bank. For instance, Access Bank shares is handled by Access Registrars which though a sister company to Access Bank, is a different entity. GT Bank stock is handled by Datamax Registrars etc.
      Usually when a bank goes under, the shares are converted to another bank's shares hence the shareholders transferred to whichever company that acquired the dead one. The number of shares may reduce because they are usually revalued to the value of the new company's shares Though there's usually a deadline for transfer but you can still check.
      It all comes back to financial education. When you know how this works, you will know how to follow up when something happens.
      When it comes to shares and real estate, you don't have to choose one over the other. Having a diverse portfolio is the way to go. Meanwhile the amount of money you need to invest in real estate is way more than the amount you need to invest in shares so not everyone can jump into real estate from the onset. One can start with shares and get into real estate when capable. Nothing wrong with having both. It's just a matter of knowing the ins and the outs.

    • @motherofalltv7709
      @motherofalltv7709 4 роки тому

      @@FloChinyere 👌👌

  • @eneebong5181
    @eneebong5181 3 роки тому

    Flo you have done very well. I wish I knew you then

  • @tollyliciouskitchen7379
    @tollyliciouskitchen7379 4 роки тому

    Teaching a baby about finances. Nice one.

  • @ladyjacy4933
    @ladyjacy4933 3 роки тому

    Aunty flo, thank you for tgis very video

  • @ogochukwustellamacs
    @ogochukwustellamacs 4 роки тому

    Interesting and very useful information, dalu

  • @Jossypassion
    @Jossypassion 4 роки тому +2

    You took a big risk oo. I know someone that invested all his school fees up til today he is Aron cos school him no go, shares money he didn't get.

    • @FloChinyere
      @FloChinyere  4 роки тому +1

      Investing with school fees? 😱 Chai o!
      🏃‍♀️🏃‍♀️🏃‍♀️

  • @sallieeze5450
    @sallieeze5450 4 роки тому

    Thank u Ma, this is educative indeed.

  • @ekwiezendu6562
    @ekwiezendu6562 4 роки тому

    Thank you Flo.That was inspiring.

  • @kellyf2424
    @kellyf2424 2 роки тому

    Please I have a question? This send wave I think we don’t have access to it here in Germany? Bcos I have tried to download the app ..but I can not have access to it

  • @orenufamous4879
    @orenufamous4879 2 роки тому

    Please I want to invest but I don't have an idea about investment and I don't know where to invest on, and please I also don't know the amount someone can start with, please I need help. I will be grateful if you can help me.

  • @mendiemmanuela1122
    @mendiemmanuela1122 4 роки тому

    Detailed explanation as usual 👌

  • @pauletteslifestyle5584
    @pauletteslifestyle5584 4 роки тому

    Wow very helpful video. Thanks for sharing

  • @UKENNADIKITCHEN
    @UKENNADIKITCHEN 4 роки тому

    Yes oh we have liked the video already

  • @sunnyprospertv8569
    @sunnyprospertv8569 4 роки тому

    You are full of wisdom

  • @SocialFunPill
    @SocialFunPill 4 роки тому

    You are right, honestly.

  • @tinoota
    @tinoota 4 роки тому

    Sighning your life away hahahaaa, your so good

  • @graceodezugo1263
    @graceodezugo1263 4 роки тому

    Very interesting Flo.Thanks for sharing

  • @hopeokeke3045
    @hopeokeke3045 4 роки тому

    Very informative! Thanks for sharing.

  • @juicydabo
    @juicydabo 4 роки тому +2

    Where did you get you hair from? Iy looks reallly nice. I always wanted to ask you every time i saw you wearing it

  • @nnekaafam9820
    @nnekaafam9820 2 роки тому

    Madre Mia got me 🤣😂🤣

  • @charlesehule444
    @charlesehule444 3 роки тому

    When will they start allowing people in USA to deposit money into their account in Nigeria through Sendwave?

  • @adebolaigbokwe8131
    @adebolaigbokwe8131 4 роки тому

    Thanks for this timely information

  • @uyoyoujuliana
    @uyoyoujuliana 4 роки тому

    Thank u for this wonderful inspirational video

  • @erodigie
    @erodigie 5 місяців тому

    Was your first investment Fidelity.. ?

  • @uzonwa3853
    @uzonwa3853 4 роки тому

    Thanks for the motivation👍

  • @promisebreezy
    @promisebreezy 4 роки тому

    Amazing experience

  • @odirilemakaba8309
    @odirilemakaba8309 4 роки тому

    I 💖 that book so much.

  • @christieobowofinesttv1425
    @christieobowofinesttv1425 3 роки тому

    You are doing an amazing job. I sure will inbox you for more information on Facebook.

  • @folaogun
    @folaogun 4 роки тому +1

    Flo! Thanks again for shearing this timely information. However, could you guide me through the process on to open an accounts with reputable secured institutions in Naija? Shout out To My SIS…from ATL. In the US. Peace out ✌️

    • @FloChinyere
      @FloChinyere  4 роки тому +1

      If you mean opening a bank account I have a video on that 👉 ua-cam.com/video/UeVcRPBJQJo/v-deo.html
      For opening accounts with stock brokers, I'll make a video on that.

    • @folaogun
      @folaogun 4 роки тому

      Got it! Very appreciative.

    • @nezzyshasha3800
      @nezzyshasha3800 4 роки тому

      @@FloChinyere can't wait to see that video

    • @FloChinyere
      @FloChinyere  4 роки тому

      @@nezzyshasha3800 everything about finance has moved to a new channel. Subscribe to Flo Finance channel for anything finance related. 👉ua-cam.com/video/lVqAsa3Nk9Q/v-deo.html

  • @princehelen1875
    @princehelen1875 4 роки тому

    Thank you so much. God bless

  • @westcameroonstatenews1562
    @westcameroonstatenews1562 4 роки тому

    Thanks for sharing,it helps alot

  • @JanA-jj2lw
    @JanA-jj2lw 4 роки тому

    Thank you for sharing. God bless you

  • @reetaann5050
    @reetaann5050 4 роки тому

    I got that book!!!

  • @eucharia_kenneth
    @eucharia_kenneth 4 роки тому

    Please aunty Flo, I'm an average business woman living in Ghana, I'm also interested in investing but it looks like only dollars n pounds are talking here o.. 😀, please how can I profitably invest in a local way. Daaalu. God bless you for all the inspiration.

    • @FloChinyere
      @FloChinyere  4 роки тому

      This is just one video. Follow my FLO FINANCE channel for more.

    • @eucharia_kenneth
      @eucharia_kenneth 4 роки тому

      @@FloChinyere ok

  • @m77ast
    @m77ast 2 роки тому

    That book did not help me. What He was saying for me was common sense. Perhaps it’s because there are some gaps.