@antoniojaed3488 if you want to earn from real estate then take loan to get a commercial property or get a normal property in a highly demand location. Rent out for commercial companies. Earn better returns
Bhai jispe ₹200 crore honge wo teri video nahi dekh raha hoga 📹 Arre thanks guys, 5 se jyada like aajtak mile nahi the kabhi ❤️ Halaki matter nahi krta like kitna mila but Haa number has a quality of its own 👀
bewakuf tu hai 2 crore konsi badi baat hai Bahut log kharidte hai salo ke pas ek bike nhi hai Muawaja naam ka word suna hai Delhi ncr ke logo se puchiyo Bahut gawar log hai jinko croro ka muawja mila hai 2 crore bahut kum hai Sale adha se jyada amount mauj masti me uda dete hai
Main jis coching me jata tha waha jo jhadu lagata tha Uski jamin highway ke pas aa gai ab Sale ki jamin ki kimat 2 crore se jyada ki hai Wo bech ke ghar hi kharidega
Mujhe jannna h.... Ye 2 crore ke loan pr 4 crore kaise intrest aaega... Nd investment me 9 crore kaise aaega.. i mean kitne saal ka baat kia jaa raha h... Plzz explain
Right information. Agar 10% yearly loan interest hua to bhi apni investment pe kam se kam 12-15% yearly interest mil jayega. Ye ek win win situation hai. Jin gadho ko nhi pata, wo is baat ko aur is video ko nhi samjh payenge😂
Mera bhi same thinking tha par badme calculate krke dekha wohi loan leke jo emi wala amount wo loan na leke agr wohi emi wala amount monthly as sip same 12-15% roi mein invest kru to lagvag same hi value ho rha Example 30L loan with 9% interest for 25 yrs Monthly emi around 25175 In 25 yrs loan complete And same time 30L invested with 12% roi for 25 yrs which should be 5 crore 10 L Now same 30L one time payment done and instead paying the monthly emi 25175 now investing with 12% roi for 25 yrs which should be 4crore 77lakh And the point is SIP always better than lumpsum since you never know the market high low if you invest in wrong time the lumpsum amount you will regret a lot.... Hence do no blindly trust social media influencers always do your own research 😅
But bank can increase interest rate at any time, and interest rate is always 10-12℅+ range. But actually using loan can help us *maintain cashflow *Principal and interest amount can be used for income tax deduction Drawbacks are * The bank will have control over the property * if in anycase you make default in any month your credit score gets affected * You have keep some part of income every month for EMI
@@SardineGigaBreathNo bro u have to emi so your investment will reduce if you pay from that 2 crore and you'll end up in loss unless you have your own other income to pay emi
@@SardineGigaBreath it was all good until i heard we have to pay emi by active income source, lol ... I'd rather buy a house and do sip or some other kinda investment with my active income 💀
@@shashianand250 even if u have other active source of income...still u will have a opportunity cost of it...for eg interest on that active income which u will receive will not be there if u pay emi...
I am a CA with 8 years of experince .. please dont listen to this , he skipped 1. Current value of money vs inflation 2. Asset without collateral pledge freedom vs asset with pledge 3. Reduced home loan interest substantially vs deposits / average roi on mutual funds 4. He completely skipped interest and no deduction on taxation logic Try to invest money and make some corpus by compounding , stay in smaller home with rent trying to save . Have atleast 50% downpayment money on hand and take , as less loan as possible , and then move to new home , always try to pay off loan as early as possible and keep saving a portion which is never broken and keeps compounding even if it is 10k or 15k .. dont touch it , let that compound and stay as emergency fund or future savings.... while you are paying of loan or saving another portion for downpayment.
Bhai thume pta nhi h ,but tmne mje mje m is duniya ki sbse shi baat bol di hai, poori ki pooi race hi wo pehli 2 crore ki h , bs challange ye h ki kon ye 2 crore kitna jldi kma le rha h apne life m starting from 0 and all these taxes nd stuff 🥴 , ha agr rahees k choda h koi to unki baat hi alag h 😅
Not a ameer ka choda but 0 se 2 crore nahi kama sakte ,thats why most of the people stay poor all the time thinking they'll be rich one day ,bas day dreaming hai @@SatisMind
Bhai Ham to Hona 2 karod Mein sabse pahle Apna Chhota Sa business kholenge aur use per bahut mehnat Karenge aur usse paise kamaenge aur karodpati Ban Jaenge aur Aise 30 bangle khareed Lenge 🗿🗿🗿🗿
Bhai basically 2cr tumne invest kar diya hai to ab baki 4cr tum alag se bhar rahe ho so vo Ghar kharidne ke liye😮. To tumhare paas me min 6cr hona chahiye aise to
Agar 2 crore cash ka ghar le lunga aur active source jisse EMI pay Krna hai uski SIP krunga fir bhi wohi baat pdegi. There is no arbitrage profit in this world 😂. Please reply if am worge. No hate
If you're unfamiliar with how loans work, it's best not to mislead people. When you take out a loan, the lender typically charges interest, which is paid before the principal amount is reduced.
Sir minimum house value of 2 cr after 20 years=(2cr*2*2)=8cr+ rent saved/earned(60000 per month *12*20*1.07^20= 5 cr (7% annual rent increase)means you have saved 5 cr in rent so 8cr+5cr=13 cr now 13cr-4 cr=9 cr so here value is also 9 cr… even if did not had money of 2 cr… so buying house wins here 😂😂😂
@@stephenwilson4931 same hi hai jitna aap kiraya doge , usse accha thode zyada paise deke loan lelo aur ghar bhi aapka ho jaayega ofc jab aap afford kr skte ho. Agar nahi kr skte to phir to rent hi hai sahi.
Har cheez btayi nahi jati woh bnda jo 2cr ka ghr lega uspe sirf 2cr hi honge kya kuch or saving nhi hogi jab usne Zuckerberg ka eg diya tab toh idea laga lete
1 cr and below Itna paisa kaise kamaye 😂😂😂😂😂😂😂😂 Why I am lifting is there any solution who haven't anything background ....and what ever who as u they are friend of PM............. assum kijiye a,,,,,,,,,,,,,,,,,,unkal dada
To get a loan of 2cr @ 8% for 25 years EMI being 154,000 you need a salary of 45-50Lac p.a. so that your DBR is under check. Most viewer who is watching he doesn't have package of 4-5Lacs.pa. be like. Chotu one 2cr loan parcel @ 8%.😂😂😂😂
That doesnt seem rational! You wouldn't expose 2 CR into the market and expect a continious return at 8%, at the same time have a liability of 2Cr + Interest for 20 Years! Just incomplete and wrong guidance. FACT CHECK: You will pay ur debt regardless of the market, inflation, health, employment changes.
misleading incomplete information...Bank home loan is start type of loan by bank where EMI is not equal for the tenure ,initially Principal amount is very less then interest amount and over the years you pay gradually less interest amount means principal increases with years...better to avoid loans but take if necessary and you don't have money ,second scenario where loan is better if you know proper financial management and you can grow your money with 24-30% growth as in PMS , MANAGED SIP then loan is better.. Hope you like this details
BC kuch bata raha he 1) Always interest on Loan will be much higher than FD 2) Our Rent cost will increase as we are renting now 3) who will comsider increase in proeprty value. 2cr property will become 2.5cr in 5 years 4) You need to change homes if landlord is removing you etc.
That's so wrong ..amortization is not distributed evenly for the full tenure. During first 25 percent of tenure you already end up paying more than 50 percent interest due for full tenure. Infact in last 25 percent of tenure you are paying mostly principal..90:10 . Bhai itna confidence chaiye bus life mein😂😂
Yeah for a 8lac property I'm giving 20lac to the bank because of this loan and for 5.5lac car I'm giving 11lac as loan, never buy anything on loan, it always will increase the real amount. Maths, and income doesn't increase over the time magically, that's why inflation hurts. If every year there's more pay increase, then facing inflation would not be a problem. Sorry for my poor English
Dusra tarika batata hu. 2 crore ki FD karo. 90% loan uthao. Bank gives you 6% for FD. And you pay 8% for loan on FD. Interest paid is 2% until maturity or loan closed. The price of the property gets increased over time. You are now paying 2% interest for a property which has a clear title and is an asset that gets its value increased everyday. The best part is you can rent out this property, the rent will pay the emi for the FD loan, while you are still eligible for a housing loan if you wish to buy a second house. If you already own a house, or are comfortable living in a rented house, get a housing loan now, rent out the house which is bought, the rent mostly pays the emi. You now have two properties without any liability.
2 crore ke loan per emi koun bharega Pa p ji 20 year loan ki emi monthly 167000 aari hai Total amount 4 CR hori hai 9.5 cr Mila 2 cr interest - 7.5 cr Mila + properly 2 cr house cash 167000 ko monthly investment Kara 8% tu 9.5 CR hori hai + properly Emi miss howa tu gan😮 marte o alag se Investment me aage piche howa tu chalta
I am a Mutual Fund Distributor. Isko mere paas bhejo compounding sikhne. 7% Rate ka 20 Saal kaa loan Chukane ke liye 9% ka return chahiye kyuki EMI ME principal bhi to DENA HAI. Abhi 8.75 par loan mil Raha hai to kamse kam 11-12 Return chahiye
Bhai, Interest Rates in Devloping and Devloped countries have huge diffrences. You can't compare these goals based on Mutual Fund Returns and Interest Rate, right?
Best example of social media economist 😂 Real fact is if you get loan at 8% interest you will never get investment profit at the same rate. After that you have to pay EMI so there is no change to grow your investment amount...EMI tera bap verega kya😂
Ek kaam kar. Cash down karke ghar khareed le. Instead of paying EMI, invest that amount for 8% returns. Let us see who ends up with more money on the day home loan is paid off.
ok first a fall even thought 2 cr has compunding and for a sec even if we neglect inflation but bro loan amt monthly dena hota hai toh woh apke JIJAJI denge>>>>>>>>>>>>>>>>>>>>>>>>
2 करोड़ की FD करो. 6% साल का ब्याज आएगा मतलब 12 लाख साल का... मतलब 1 लाख रुपए प्रतिमाह की आय...किराये के मकान में रहो...घूमने जाओ कोई नौकरी की जरूरत ही नहीं...😅😅😅😅
Isko ye nahi pata ki bank EMI me pehle interest hi wassol krti hai If you take loan for 10 yrs for 9% and even if you close it in 5 yrs you will endup paying interest with 14 or 15% on your loan amount.
Bro foir lagega and also bank whole amount nahi degi max 75% of the loan amount hi degi remaining 25% you have to pay + stamp duty + registration fees 8 to 9% extra
But still i think that investments on stock market is a big scam and more accurately "A game" played by market biggies..... If everyone knows the secret then what exactly does the secret mean?
😂 these idiots giving idiotic ideas😂😂😂. Listen good old advice, don’t keep any loans if you have money then buy it, it worked for our ancestors so it will work for us too. Never take loans 😂😂😂
when the emi time comes you need to take money out and in 8 percent loan you have to pay 8 percent interest + principal (based on tenure) by this scenario you end up exhausting your 2 cr so called investment smarty pants 😂 also forget to tell you about short term capital gains taxed at 15 percent and long term at 12 percent so you will lose around 12 - 15 percent of interest amount😮
8% pe appke papa ji loan denge
Mil jaata hai 8% pe , US me 😂😂😂
Education loan 8.5%pa(top ranked college), housing loan 8.5-10%pa mil Jaye ga, car loan 8.85% pa par mil jata he(Ev car)
@@virensheth2786 nahi milta
To sirf aapke papa ji hi hai jo fd karate honge 6 8 % growth k lea.
Hame to minimum 13 14 mil raha hai,..
21.45%
Never take a loan until it's a commercial property. Practical experience matters. Take this successful suggestion
How ????😮
@antoniojaed3488 if you want to earn from real estate then take loan to get a commercial property or get a normal property in a highly demand location. Rent out for commercial companies. Earn better returns
@@antoniojaed3488 buy a property in a good area and rent it out to companies.
@@antoniojaed3488 buy a property and give it for commercial rent
@@antoniojaed3488 take loan to buy a good property in a good area. Then rent that commercially
Bhai jispe ₹200 crore honge wo teri video nahi dekh raha hoga 📹
Arre thanks guys, 5 se jyada like aajtak mile nahi the kabhi ❤️
Halaki matter nahi krta like kitna mila but Haa number has a quality of its own 👀
Unha phla sa pta hota h 😂😂
Bro Money Ho ya na ho consultant lagta Hai Hai agar uski expertise nhi hogi toh
😂😂😂shi baat h
bewakuf tu hai
2 crore konsi badi baat hai
Bahut log kharidte hai salo ke pas ek bike nhi hai
Muawaja naam ka word suna hai
Delhi ncr ke logo se puchiyo
Bahut gawar log hai jinko croro ka muawja mila hai
2 crore bahut kum hai
Sale adha se jyada amount mauj masti me uda dete hai
Main jis coching me jata tha waha jo jhadu lagata tha
Uski jamin highway ke pas aa gai ab
Sale ki jamin ki kimat 2 crore se jyada ki hai
Wo bech ke ghar hi kharidega
Important points- return on investment is not guaranteed.
😅
Guarantee of Fd 6-7℅, not guarantee mf 20-30℅
What about inflation %? I think it’s equal to FD interest.
Are bhai fd karle
Loan pe ghar lena chahiye ❌️
Loan pe ghar lena padta hai ✅️
Wow I get these much like Thanks plz make it 1k+ 🥳😊
😂
😂😂😂
😅😅😅
😂😂
😂😂😂😂
Him: "Agar apke pass 2 crore rupees hai"
Me: "Scrolls"
Bhai kuch smz to nai aaya lekin sun ne me accha laga😅
Main btaun?
Sunne mein bhi accha nahi laga. 😂
Financial education is important..but ajkal creators bhi C panti kar rahe hai 💀
Mujhe jannna h.... Ye 2 crore ke loan pr 4 crore kaise intrest aaega... Nd investment me 9 crore kaise aaega.. i mean kitne saal ka baat kia jaa raha h... Plzz explain
😂😂
Right information.
Agar 10% yearly loan interest hua to bhi apni investment pe kam se kam 12-15% yearly interest mil jayega.
Ye ek win win situation hai.
Jin gadho ko nhi pata, wo is baat ko aur is video ko nhi samjh payenge😂
Mera bhi same thinking tha par badme calculate krke dekha wohi loan leke jo emi wala amount wo loan na leke agr wohi emi wala amount monthly as sip same 12-15% roi mein invest kru to lagvag same hi value ho rha
Example
30L loan with 9% interest for 25 yrs
Monthly emi around 25175
In 25 yrs loan complete
And same time 30L invested with 12% roi for 25 yrs which should be 5 crore 10 L
Now same 30L one time payment done and instead paying the monthly emi 25175 now investing with 12% roi for 25 yrs which should be 4crore 77lakh
And the point is SIP always better than lumpsum since you never know the market high low if you invest in wrong time the lumpsum amount you will regret a lot....
Hence do no blindly trust social media influencers always do your own research 😅
2 crore rupees waaale UA-cam pe time barbaad Nahin karte 😂😂
Dream 11 kaa naam suna hain
💯💯
@@ferrotricks147 mera khud kaa 4 crore laga iss ipl main
@@Crimeworld7865pppppppppchal jutia
@@Crimeworld7865pppppppppto kon ha be😂
But bank can increase interest rate at any time, and interest rate is always 10-12℅+ range.
But actually using loan can help us *maintain cashflow
*Principal and interest amount can be used for income tax deduction
Drawbacks are
* The bank will have control over the property
* if in anycase you make default in any month your credit score gets affected
* You have keep some part of income every month for EMI
Chill guys bhai ka dimaag ghutno mein hai 😂
Bro it's true on papers
@@SardineGigaBreathNo bro u have to emi so your investment will reduce if you pay from that 2 crore and you'll end up in loss unless you have your own other income to pay emi
@@SardineGigaBreath it was all good until i heard we have to pay emi by active income source, lol ... I'd rather buy a house and do sip or some other kinda investment with my active income 💀
Thats what I have commented...
This blogger is chutia ..
@@shashianand250
@@shashianand250 even if u have other active source of income...still u will have a opportunity cost of it...for eg interest on that active income which u will receive will not be there if u pay emi...
I am a CA with 8 years of experince .. please dont listen to this , he skipped
1. Current value of money vs inflation
2. Asset without collateral pledge freedom vs asset with pledge
3. Reduced home loan interest substantially vs deposits / average roi on mutual funds
4. He completely skipped interest and no deduction on taxation logic
Try to invest money and make some corpus by compounding , stay in smaller home with rent trying to save . Have atleast 50% downpayment money on hand and take , as less loan as possible , and then move to new home , always try to pay off loan as early as possible and keep saving a portion which is never broken and keeps compounding even if it is 10k or 15k .. dont touch it , let that compound and stay as emergency fund or future savings.... while you are paying of loan or saving another portion for downpayment.
Sab samjh gya bas 2 crore kamana hai😅
Bhai thume pta nhi h ,but tmne mje mje m is duniya ki sbse shi baat bol di hai, poori ki pooi race hi wo pehli 2 crore ki h , bs challange ye h ki kon ye 2 crore kitna jldi kma le rha h apne life m starting from 0 and all these taxes nd stuff 🥴 , ha agr rahees k choda h koi to unki baat hi alag h 😅
@@SatisMind💯
Not a ameer ka choda but 0 se 2 crore nahi kama sakte ,thats why most of the people stay poor all the time thinking they'll be rich one day ,bas day dreaming hai @@SatisMind
@@ironteeth11 truuu ✅
@@ironteeth11 bhai jo log 50lpa pe hai wo to kama hi skte h na
Bhai Ham to Hona 2 karod Mein sabse pahle Apna Chhota Sa business kholenge aur use per bahut mehnat Karenge aur usse paise kamaenge aur karodpati Ban Jaenge aur Aise 30 bangle khareed Lenge 🗿🗿🗿🗿
You forget the concept of tax on interest and inflation rate....
Yes
Swp suna h ?
Bechara UA-camr hi to hia
@@sanankhan2960 normal youtuber nhi CFA hai ye banda
And also effective interest rate
This is the biggest Mistake if u r unnecessary paying interest
UA-cam shorts are better than tiktok and Instagram.
Meanwhile the UA-cam shorts- ...
What?
@@OnMywaY-kh9tuuska kehna hai C. Level ka video hai
😂😂😂
Bhai basically 2cr tumne invest kar diya hai to ab baki 4cr tum alag se bhar rahe ho so vo Ghar kharidne ke liye😮. To tumhare paas me min 6cr hona chahiye aise to
Accha hua merepe itna paisa ni barna mujhe bhi itna dimaag lagana parta😅😂
😂😂
Tabhi Paisa nhi hai
@@kartikaypant1393😅 nailed it 🤣
😂
You are wrong. Though we pay less interest but we loose the interest income or any income on the principal we pay yearly.
2 corore kon dega mujhe pehle ye batao
Recently my father sanctioned a loan of 10 lakh rupees from SBI at 12.5 % of interest and he is saying that it is to get loan at 8 per cent interest 😅
That's true ...
8% pe housing loan tera baap de raha h kya bhai
Agar 2 crore cash ka ghar le lunga aur active source jisse EMI pay Krna hai uski SIP krunga fir bhi wohi baat pdegi. There is no arbitrage profit in this world 😂. Please reply if am worge. No hate
Vohi toh 😂mujhe is ki baat hi ni smjh aayi
If you're unfamiliar with how loans work, it's best not to mislead people. When you take out a loan, the lender typically charges interest, which is paid before the principal amount is reduced.
0.70 Paisa In Phonpe and watch 2 Cr Video's 😢
Boss, the hidden secret is that bank doesn't provide you the 2 CR loan for ITR less than 60 lakhs.
Salaried ho to 45LPA salary pe mil jayega 2cr home loan
Bhai chal 2 crore ki investment aur 2 crore ka loan bhi le liya
Chal ab bata EMI kaha se bharu 😂😂
Me skipping the video cause I don't have 2Cr
😁 same here but i purchased a home worth 15Lkh😂
2 crore,Iska EMI calculate karo ,
Aapki income kam na lage to batana. 😅😅
Aapko loan 12%per milega aur profit 5%to ap 1 crore aur loan pay kroge
Aur aap mark jukaam berg ho jaenge
😂
😂😂
Bhai ye alien musk se Sikh ke aaya hai
Mark jukaam berg 😂😂😂😂
Bro lived his life with Pokemon he grown up with shinchain and pikachu
8% home loan where? 😂 Again, 8% saving FD interest rate where? 😂
Sorry Bro Wakeup To Reality Aisa Kuch Nahi Hota
concept samajliya ab dedo 2cr mujhe Investment karnahai....
😅😅 pgl
😅😅 pgl
😅😅 pgl
✋✋✋✋ Lone mat Lana ✋✋✋✋✋
😱😱😱😱 Bayaz Islam may haram ha 😱😱😱
कितने प्रतिशत भारतीयों को लगता है कि 2 करोड़ का घर खरीदने वाला इसका वीडियो देखता है 😅
When you get to high school you will learn about a concept called tax 😂
Idhar zehar khane ko paisa ni hai 😢😢😅😅
Mai de deta hu 😂😂
Main help kru
@@SantuRaj07 de do
@@Chanchal-ji3kv plz
@@AAYUSHI_9. Ok address
2 crore rupaye to pade hain , lekin jhaat kuchh samjh nhi aya ye kya bol rha hai 😢
which Bank gives loan at 8% ?
& which Bank gives FD rate at 8% ?
Government banks if u fullfill requiment
axis gives 8.5 % interest on fd
2 cr he or 2 cr invest kar diye to loan kon barega😮😮😮😮😮😮😮
जिनके पास 2 करोड़ है वह युटुब पर झक मारने नहीं आएंगे😂😂😂
Sir minimum house value of 2 cr after 20 years=(2cr*2*2)=8cr+ rent saved/earned(60000 per month *12*20*1.07^20= 5 cr (7% annual rent increase)means you have saved 5 cr in rent so 8cr+5cr=13 cr now 13cr-4 cr=9 cr so here value is also 9 cr… even if did not had money of 2 cr… so buying house wins here 😂😂😂
Loan pe house khari dega toh woh bhi baadme 20 CR hone par sale hi karega na bhaii kyu unpadh ki tarah ho rha hai numbers mein confuse
After reading comment he will do another video by using your knowledge😂😂
Kya kya bakwas
Brilliant
Even while paying loan, u can stay in that house or rent it to others lol. What nonsense calculation
Tax kon tera baap bharega😅
Aur 8%pe home loan milta kaha hai🤔
Abeee 6 ki khud ki jamin he beee. 2 Bade bade Gar ke Sath ....😎.
sarch kar Lena 👉 modasa city majum dem...
Uske pas hi he
Bhai 2 crore ka ghar 20 Saal baad 20 crore ka bikega 😂
😂
Right 💯
Haa to loan liya h bhai kiraye pe nhi h
@@stephenwilson4931 same hi hai jitna aap kiraya doge , usse accha thode zyada paise deke loan lelo aur ghar bhi aapka ho jaayega ofc jab aap afford kr skte ho. Agar nahi kr skte to phir to rent hi hai sahi.
Bhaiya mere pass 20 Rs. Hai to kya mai loan le lu?? 🤣🤣
2 cr loan le liya 2cr invest kar diya... emi ka paisa kaha se ayega bhai....
Same doubt mera bhi h😂
That's why u got kneeache instead of headache 😂
Har cheez btayi nahi jati woh bnda jo 2cr ka ghr lega uspe sirf 2cr hi honge kya kuch or saving nhi hogi jab usne Zuckerberg ka eg diya tab toh idea laga lete
@Egdgqg
Job vaale ke paas 2 corer cash?.
@@Ashu-if8ryAbe chomu saving ki hogi na😂😂
Bhai is investment income pe tax bhi bharna hoga wo bhi bta dete😂
8% pr loan kon bank de rha?
Home loan deti hai hdfc maine liya hai
1 cr and below Itna paisa kaise kamaye 😂😂😂😂😂😂😂😂
Why I am lifting is there any solution who haven't anything background ....and what ever who as u they are friend of PM............. assum kijiye a,,,,,,,,,,,,,,,,,,unkal dada
😂😂 8% loan kaha milega
Corona ke time 7% main bhi milta tha, agar aisa kuch phirse aah jaaye toh mil jayega😅
active income ho hi nahi aur naukri dhandha kuch nahi ho tab kya
Mere paas 2 corce honge toh m ghar hi banaunga bhai 4 manjil ghar banake rent par dunga per floor 10000 rent par dunga 40000 mahine k aayenge
To bhi to nuksaan hi hoga 😅
2 cr ka 5 per cent interest bhi 10 lakh hoga😂😂
@@kongusgaming7274 aur 10 lakh kon dega bank ya byaj par paisa chalana hai byaaj par paisa m nhi chala sakta m thode m khush hu
@@Akshaygill7 bank bhi deti hai fd karwa lo 5 percentage se to upper hi milega ga , mai knowledge ki baat kar Raha hu baki sab ki alag soch hoti hai
Isiliye education bohot jaroori hai nahi to paise milneke baad bhi insan gareeb banjata hai without proper knowledge.
To get a loan of 2cr @ 8% for 25 years EMI being 154,000 you need a salary of 45-50Lac p.a. so that your DBR is under check. Most viewer who is watching he doesn't have package of 4-5Lacs.pa. be like. Chotu one 2cr loan parcel @ 8%.😂😂😂😂
Loan is liability so I can't agree with you.
Who says liability is bad. All you have to do is manage it properly.
That doesnt seem rational! You wouldn't expose 2 CR into the market and expect a continious return at 8%, at the same time have a liability of 2Cr + Interest for 20 Years! Just incomplete and wrong guidance. FACT CHECK: You will pay ur debt regardless of the market, inflation, health, employment changes.
Gali dana wala like karo ❤😂
Tujhe Gali Dena Wala 😂😂😂
Tax on interest left the chat... 😂
My family sold land for 2 cr 2 years ago now it's worth 10 cr and owner is asking for 16 crore price it's in Ayodhya
misleading incomplete information...Bank home loan is start type of loan by bank where EMI is not equal for the tenure ,initially Principal amount is very less then interest amount and over the years you pay gradually less interest amount means principal increases with years...better to avoid loans but take if necessary and you don't have money ,second scenario where loan is better if you know proper financial management and you can grow your money with 24-30% growth as in PMS , MANAGED SIP then loan is better..
Hope you like this details
Mere pass 2000 crore hai....kaha le invest karu?
Bhai tu rent pe raho gadi mat lo sab invest kardo aur 10k ki nokri Karo as per these influencers 😂
@@kuldeepshukla3510 are mein toh pichle hafte Porsche lene wala tha....magar us chutiye ke bete ne pura naam mitti mein Mila Diya ....😂😂
BC kuch bata raha he
1) Always interest on Loan will be much higher than FD
2) Our Rent cost will increase as we are renting now
3) who will comsider increase in proeprty value. 2cr property will become 2.5cr in 5 years
4) You need to change homes if landlord is removing you etc.
Bhai 2 to nhi par ek do hazar crore hai uska bata 😊
That's so wrong ..amortization is not distributed evenly for the full tenure. During first 25 percent of tenure you already end up paying more than 50 percent interest due for full tenure.
Infact in last 25 percent of tenure you are paying mostly principal..90:10 .
Bhai itna confidence chaiye bus life mein😂😂
Can you calculate by taking taxation as an input?
Yeah for a 8lac property I'm giving 20lac to the bank because of this loan and for 5.5lac car I'm giving 11lac as loan, never buy anything on loan, it always will increase the real amount. Maths, and income doesn't increase over the time magically, that's why inflation hurts. If every year there's more pay increase, then facing inflation would not be a problem. Sorry for my poor English
Mere paas 2 crore rupaye hai hi nahi😢 😂😂
@@TREN_900mg us ne bola agar 2cr hai toh loan lo🤡
Dusra tarika batata hu.
2 crore ki FD karo. 90% loan uthao.
Bank gives you 6% for FD. And you pay 8% for loan on FD.
Interest paid is 2% until maturity or loan closed.
The price of the property gets increased over time.
You are now paying 2% interest for a property which has a clear title and is an asset that gets its value increased everyday.
The best part is you can rent out this property, the rent will pay the emi for the FD loan, while you are still eligible for a housing loan if you wish to buy a second house.
If you already own a house, or are comfortable living in a rented house, get a housing loan now, rent out the house which is bought, the rent mostly pays the emi.
You now have two properties without any liability.
Jiske pass 2 crror han wo teri video nhi dekhta
2 crore ke loan per emi koun bharega
Pa p ji
20 year loan ki emi monthly 167000 aari hai
Total amount 4 CR hori hai
9.5 cr Mila
2 cr interest -
7.5 cr Mila + properly
2 cr house cash
167000 ko monthly investment Kara 8% tu
9.5 CR hori hai + properly
Emi miss howa tu gan😮 marte o alag se
Investment me aage piche howa tu chalta
Jaldi se comment kar leta hu ...
Maa ekdin Mera bhi comment famous hoga kya ??🥲🥲😔😔
Bouncer
In my scenario, Bank provides 7% for more than 5 year FD and charge aroundly 12.5% interest for loan. 😂😂😂 Bank ni tuma rey Scheme pe muta diya 😅😅
2 cr rehna bhi to chayea😅
I am a Mutual Fund Distributor. Isko mere paas bhejo compounding sikhne. 7% Rate ka 20 Saal kaa loan Chukane ke liye 9% ka return chahiye kyuki EMI ME principal bhi to DENA HAI. Abhi 8.75 par loan mil Raha hai to kamse kam 11-12 Return chahiye
Bhai kya zaruri ki investment par pakka 8% milega
Ha infact 12-13% to mil hi jata h. Bewakoof bana rha h yeh
SIP me milta hai
Jinke kuch samaj nahi aaya like karo
Loan lene Bank 🏦 mat chale Jana guard Goli mar dega 10k loan nahi milta Bhai crore ki baat kar te hai 🤣🤣
8% pe home loan kaun deta hai bhai aaj k dt main
जिसकी active income है और EMI भरने की ताकत रखता है वो ऐसी रिस्क ले सकता है । इन्वेस्टमेंट का रिटर्न कम या नेगेटिव होगया तो लेने के देने पड़ सकते हैं।
Accha mere paas 2 hazar rupiye hai....abb zara hisaab lagao toh ....9000 kab milega mereko ?
7 Hazar kisi se udhaar le kar unn 2 Hazar Rupiyu me rakh do.... Ho gye 9 Hazar.... 😂😂 Simple......!!! 😂😂
Agar har year apko 8% 2000 rs par milta hai to 44 years ke baad apko 9000 milega 😊
Bhai calculate kaise kiya ?@@sagarshigvan8132
Bhai, Interest Rates in Devloping and Devloped countries have huge diffrences. You can't compare these goals based on Mutual Fund Returns and Interest Rate, right?
Yah to upar uper ki baat hi... Interest se AJ Tak kisi ka bhala nahi huva hi... I respect my Muslim brothers
Per mere paas to keval 1 crore hi hai me kya karu 😢
What about inflation ... 😂😂
Arehh mere pass to 1.9crore hi hai 😢
💀
😂
Bhai jiske paaas paisa hoga wo loan lene kee sonchega q
👉FD Rate 6.5%....Home Loan Interest Rate 10%.....How our money will grow by taking a loan to build the Home❓❓
The ridiculous part is, this guy is talking about something baseless and with Zero knowledge of finance. But, still have 300k subscribers
Best example of social media economist 😂
Real fact is if you get loan at 8% interest you will never get investment profit at the same rate. After that you have to pay EMI so there is no change to grow your investment amount...EMI tera bap verega kya😂
Ek kaam kar. Cash down karke ghar khareed le. Instead of paying EMI, invest that amount for 8% returns.
Let us see who ends up with more money on the day home loan is paid off.
ok first a fall even thought 2 cr has compunding and for a sec even if we neglect inflation but bro loan amt monthly dena hota hai toh woh apke JIJAJI denge>>>>>>>>>>>>>>>>>>>>>>>>
2 करोड़ की FD करो. 6% साल का ब्याज आएगा मतलब 12 लाख साल का...
मतलब 1 लाख रुपए प्रतिमाह की आय...किराये के मकान में रहो...घूमने जाओ कोई नौकरी की जरूरत ही नहीं...😅😅😅😅
Isko ye nahi pata ki bank EMI me pehle interest hi wassol krti hai
If you take loan for 10 yrs for 9% and even if you close it in 5 yrs you will endup paying interest with 14 or 15% on your loan amount.
Bro foir lagega and also bank whole amount nahi degi max 75% of the loan amount hi degi remaining 25% you have to pay + stamp duty + registration fees 8 to 9% extra
But still i think that investments on stock market is a big scam and more accurately "A game" played by market biggies.....
If everyone knows the secret then what exactly does the secret mean?
😂 these idiots giving idiotic ideas😂😂😂. Listen good old advice, don’t keep any loans if you have money then buy it, it worked for our ancestors so it will work for us too. Never take loans 😂😂😂
when the emi time comes you need to take money out and in 8 percent loan you have to pay 8 percent interest + principal (based on tenure) by this scenario you end up exhausting your 2 cr so called investment smarty pants 😂
also forget to tell you about short term capital gains taxed at 15 percent and long term at 12 percent so you will lose around 12 - 15 percent of interest amount😮