Even with insurance, woman hit with $40,000 in medical bills

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  • Опубліковано 26 січ 2025

КОМЕНТАРІ • 108

  • @swallowedinthesea11
    @swallowedinthesea11 3 роки тому +49

    My bill was near $2M in 1996. I had been struck by a car after exiting a school bus as a nine year old. Suffered a Traumatic Brain Injury (TBI) and lived at hospital for about eight months--couple of months in ICU and the remaining in recovery/therapy. Had it not been for my Dad's employer covering the costs, I don't know where I would've ended up. The healthcare system here is ridiculous! There was a story of a girl who got stabbed who chose to call Uber to drive her to hospital rather than an ambulance.

    • @zezmerelda240
      @zezmerelda240 3 роки тому +8

      swallow-- my friend's daughter was mugged and left unconscious in a gas station. She awoke as the ambulance arrived, and refused to get in because she had no insurance. Thank God she survived the concussion! She knew she could not pay the bill.

    • @swallowedinthesea11
      @swallowedinthesea11 3 роки тому +1

      @@zezmerelda240 I hope she's well now.
      Have a safe 2022, Zezmerelda!

    • @zezmerelda240
      @zezmerelda240 3 роки тому +1

      @@swallowedinthesea11 swallow-- yes she's better, thank you! All good things in the New Year!

    • @timrobertson2222
      @timrobertson2222 Місяць тому

      You bill is so high because you are also being charged to treat illegals. I just tell the bill collectors that I identify as an illegal and my bills are already covered by the American tax payers! Not a joke!

  • @Flaquito69
    @Flaquito69 5 років тому +67

    Feel robbed Everytime I hit the Doc's that's why I avoid as mush as possible, sad.

    • @specialK180
      @specialK180 5 років тому

      Jerry SUMMIT BOYS concentrate yeah well I felt robbed every time I was in medical school and had to pay for it while I had nothing in my pocket. Still paying off debt while working as a doc now. It’s not our fault. Don’t get mad at the doctors.

    • @specialK180
      @specialK180 5 років тому +1

      Thank Obama and Obamacare for your fees.

    • @ocarinaplaya
      @ocarinaplaya 5 років тому

      specialK
      The problem runs far deeper than your paycheck, my dude. Govt involvement in pharmacy, medical tool manufacturing and administration policy has developed a clusterfuck of tangled finances. It wouldn't surprise me if that tangle is used to obfuscate some of that money going into the pockets of politicians claiming to want to create "affordable healthcare".

    • @specialK180
      @specialK180 5 років тому

      ocarinaplaya just please try to remember that if I make $100, I take home $15. Hopefully that puts things a little into perspective. I’m not the one making the rules on things. I just want to take care of people. However, everything comes with a price and the patients aren’t the only ones that suffer. We do too.

    • @Timothee_Chalamet_CMBYN
      @Timothee_Chalamet_CMBYN 4 роки тому +1

      False news. Anyone with insurance knows that there’s an out of pocket max that does no go above 10,000. So how is she paying anymore? Do they mean that the bills are over 40,000 but there’s a contract amount and then there’s an amount she’s liable for??? Trying to spin a story. Lies, she would’ve not paid less out of pocket.

  • @Medmann48
    @Medmann48 4 роки тому +32

    Out-of-Network should be illegal, All doctors & hospitals should be required to be In-Network, period. What's the purpose of having health insurance if nobody will take it. If I tell you what insurance I have & you use an out-of-network doctor to perform the surgery, the hospital should be penalized or sued.

    • @AshleyCMoore
      @AshleyCMoore 4 роки тому

      With Jon Goven your Credit Report will be fixed without no traces and get your desired result for you. He gave me an excellent score and He helped me to accomplish my goals by getting rid of my negative items off my credit report, paid off my outstanding medical bills within 4 days. Trust me he's truly the best. Get more info via (Jon@creditpatchup.com)

    • @MrMartellSincere
      @MrMartellSincere 3 роки тому +4

      I agree

    • @thomasjust2663
      @thomasjust2663 2 роки тому +2

      That is unlikely to happen, insurance companies spend millions every year in lobbying lawmakers on both parties to make sure of it

    • @diegolara4202
      @diegolara4202 Місяць тому

      It is illegal as of 2022. As of January 1, 2022, federal law prohibits health care providers and facilities and air ambulance service providers from balance billing for certain items and services. It also requires Texas to enforce state laws against balance billing and manage its IDR system for state-regulated health plans.

  • @mclaine33
    @mclaine33 2 роки тому +18

    Out of network surprise bills are the most evil part of health insurance. Absolutely insane this is allowed to happen.

    • @captainteemo1264
      @captainteemo1264 Рік тому +2

      that not even the worst part. I have heart attack and spend 8 days in the hospital icu. They said they can't do bypass on me because I am block in so many areas and bypass will not help me. I have 2 100% block and other 6 block that are 70-80% block. They don't know why I am still alive maybe because I am a young guy. My family has heart problem. 😢 They do a stent, but it fails, and I got discharged. My insurance is trying denied claim even thought it was innet work. My bill was 110k and I am not even fix because I can still die at time since my block are still there. All they gave me was BP med and Aspirin.

    • @diegolara4202
      @diegolara4202 8 місяців тому

      This is now illegal. This report is 4 years old. A couple of years ago the government made this illegal and you can no longer be billed out of network when you go to an emergency room.

  • @privacyvalued4134
    @privacyvalued4134 5 років тому +23

    Internally: "Oh man, we got caught!"
    Press release: "We can do better!"

  • @Creativebettyart180
    @Creativebettyart180 3 роки тому +14

    People are drowning in education and medical debts.

  • @JesusChrist-xk9ee
    @JesusChrist-xk9ee 3 роки тому +18

    The best negotiating skills are not talking to them at all and paying nothing.

    • @Jake-rs9nq
      @Jake-rs9nq 2 роки тому +6

      @@skdoinit Your credit score will tank and your wages might be garnished. Tell the hospital you cannot pay $40k. They have a pot of money that is used to cover patients who are broke. But keep in mind that this allowance is refilled at the beginning of the year, it's probably gone by now.
      The hospital is going to ask "what can you pay?" when you call. Give them a very small number, or nothing at all. If you say: "I could pay $10k if I drastically changed my lifestyle" then they'll reduce your bill to $20k. If you say: "I'm a single-parent on government checks" then that bill will be entirely covered.
      Try to avoid lying though. That could get you in legal trouble.

    • @Michael-du1yg
      @Michael-du1yg 4 місяці тому

      Thanks, that's what I thought.

    • @Okva17
      @Okva17 3 місяці тому

      Can you explain what do you mean by mean by “this allowance is refilled and may be gone”? We went to ER in January 24 and they still didn’t send the bill, insurance company is not going to pay them, so they would definitely charge me, but it’s October 24. Why are they so slow? Is it trick?

  • @slevinkelevra5901
    @slevinkelevra5901 4 роки тому +24

    Without insurance. $348,000 🙄

    • @AshleyCMoore
      @AshleyCMoore 4 роки тому

      With Jon Goven your Credit Report will be fixed without no traces and get your desired result for you. He gave me an excellent score and He helped me to accomplish my goals by getting rid of my negative items off my credit report, paid off my outstanding medical bills within 4 days. Trust me he's truly the best. Get more info via (Jon@creditpatchup.com)

  • @Texasriogrande
    @Texasriogrande Рік тому +9

    Please read what I am going to tell you. Hospitals and anything medical related , they will do as many tests and do anything to add to your bill. And heaven forbid you end up in the emergency room!
    This country has a problem. Every year I keep waiting on a huge depression coming because one illness , one accident and even if you have insurance,,,, it will ruin your life and any generational wealth you wanted to pass down to your children.
    I work in the dental field. Dental offices look for any reason to prep a tooth. A filling is $100. A crown is $1200. Which one do you think an office will choose for you? And this is dentistry! This goes beyond teeth!
    I don't pretend to know the answers. I have been to Cuba and socialism is definitely not the answer. Not when you walked the streets down there and really seen what I have seen
    I don't know, but something has to be done.

    • @ladybugblu60
      @ladybugblu60 10 місяців тому +3

      I visited a dental office last year in may I think and they told me I needed a root canal and I still haven't gotten one. My tooth hasn't hurt since however it is chipped and sensitive and I probably will have to go eventually.

    • @RaulBetancourtC
      @RaulBetancourtC Місяць тому +1

      I came to this country at around 10 years old and the dentists did filings on many of my teeth, two root canals and one crown. Now less than ten years later a botched root canal caused an abscess and I'll have to pay thousands to get the teeth removed and replaced with an implant. All because a dentist looked at me and saw dollars signs and my parents didn't know any better.

  • @petecheng1
    @petecheng1 4 роки тому +13

    once media is contacted, they will drop the bill.

  • @Lakshyakapila
    @Lakshyakapila 6 місяців тому +4

    “I”m not a human to them i”m a $ sign “😂😂😂😂😂

  • @Roberqwur
    @Roberqwur 5 років тому +9

    Hope she's okay!

  • @diegolara4202
    @diegolara4202 8 місяців тому +2

    This is now illegal and you can no longer be charged out of network in an emergency room visit. Even if the doctors or anyone else who treats you are out of network.

    • @limeflavoredbleach5570
      @limeflavoredbleach5570 4 місяці тому +1

      Proof ??

    • @diegolara4202
      @diegolara4202 Місяць тому

      @@limeflavoredbleach5570 The fact that you asked for proof tells me you can't even bother to take 30 seconds to do a google search to confirm what I wrote and educate yourself on facts. This means you don't really care about things getting better because complaining is easier than admitting that things can get better.

  • @hankbridges5055
    @hankbridges5055 5 років тому +23

    Don't pay it. It'll get removed.

    • @akbarbukhari
      @akbarbukhari 5 років тому +1

      yup, because me and you will pay for it

    • @StrongFreeLovin
      @StrongFreeLovin 5 років тому +2

      @@akbarbukhari idiot, those costs are taken from thin air

    • @KennyakaTI
      @KennyakaTI 4 роки тому

      That's if the hospital decides not to sue. If they take you to court and get a judgment then you do have to pay.

    • @Timothee_Chalamet_CMBYN
      @Timothee_Chalamet_CMBYN 4 роки тому +1

      False news. Anyone with insurance knows that there’s an out of pocket max that does no go above 10,000. So how is she paying anymore? Do they mean that the bills are over 40,000 but there’s a contract amount and then there’s an amount she’s liable for??? Trying to spin a story. Lies, she would’ve not paid less out of pocket.

    • @genericamerican7574
      @genericamerican7574 4 роки тому +1

      @@Timothee_Chalamet_CMBYN you didn't watch the video.

  • @MM-wi5dn
    @MM-wi5dn 3 місяці тому

    Just had a cardio angioplasty. Hospital said price was $75,000. Insurance said they will pay $4k!! You must have insurance to get the best prices, or else you pay the rack rate.

  • @childrenslivesmatter3073
    @childrenslivesmatter3073 2 роки тому +3

    Regulate insurance companies or get rid of them totally.

  • @sandyware5043
    @sandyware5043 10 місяців тому +2

    Pay $10 a month.❤❤❤❤

  • @evah5997
    @evah5997 4 роки тому +2

    That why you take them to court and sue. Becasue they have to tell u by law u are put of net work. U go to court it will cost them a lot more money paying 1000 a hr

    • @AshleyCMoore
      @AshleyCMoore 4 роки тому

      With Jon Goven your Credit Report will be fixed without no traces and get your desired result for you. He gave me an excellent score and He helped me to accomplish my goals by getting rid of my negative items off my credit report, paid off my outstanding medical bills within 4 days. Trust me he's truly the best. Get more info via (Jon@creditpatchup.com)

  • @jaclynzinck4241
    @jaclynzinck4241 5 місяців тому

    she should sue!

  • @johnwayne1464
    @johnwayne1464 4 дні тому

    US is a great country, just don’t get sick there.

  • @MrMartellSincere
    @MrMartellSincere 3 роки тому +3

    America, the country altogether that got no universal healthcare 😓

    • @dng1377
      @dng1377 Рік тому

      Add to that so safety net if you unexpectedly lose your job. Glad that I have 2 passports.

  • @Laufield
    @Laufield 4 роки тому +5

    Why I born in USA? I wish my parents moving to Canada before I born

    • @aibansharailyngdoh8608
      @aibansharailyngdoh8608 3 роки тому

      Then go to Canada 🍁 go and save your self. You can't afford to live there

  • @markbrown5117
    @markbrown5117 4 роки тому

    Double Yikes.

  • @sbkpilot1
    @sbkpilot1 3 роки тому +1

    This is illegal now, new laws take effect 1/1/2022

    • @MM-wi5dn
      @MM-wi5dn 3 місяці тому

      Thank you Biden. GOP would allow it and then some. Anything to benefit corporations and impoverish citizens.

  • @kcroeder
    @kcroeder 4 роки тому +10

    MEDICARE FOR ALL - BERNIE SANDERS 👏🏻

    • @simon6495
      @simon6495 4 роки тому

      Unaffordable, even with the insane tax rates he suggests for the wealthiest people you would only get a fraction of what medicare for all would cost. Even if it is a good idea it is not going to happen in the USA.

    • @metalvideos1961
      @metalvideos1961 3 роки тому

      @@simon6495 it is affordable. if you stop spending 760 billion on your military that you dont need. because all the wars out there is created and funded by you as a tax payer. and put that money in the public sector. even you could have universal healthcare as an american. but nope they rather create false flags terrorist organizations being zionist puppets being puppets of the pharma industry and companies in general. then helping their people out. the war in the middle east have cost close to 7 trillion dollars. all payed for with your tax money. your whole country looks like crap. infrastructure is not even on par with the first world countries. Citizens dont get the help as what the rest of the people get in developed nations. no payed vacation days payed maternity leave or paternity leave. no payed sick days. should i go on? your government see their citizens as walking wallets not as people. but for some reason you americans choose to be ignorant and say well we cant afford it. yes you can your government just dont want to

    • @simon6495
      @simon6495 3 роки тому +1

      @@metalvideos1961 Hope you had fun ranting but I’m Dutch mate. Barking up the wrong tree here.

    • @metalvideos1961
      @metalvideos1961 3 роки тому

      ​@@simon6495 boeit me niks. ik heb gezegd wat ik wil zeggen. en hoe kan ik weten dat jij nederlands bent. komt nog al dom over jij. heb je wel meteen feiten gegeven hoe het er aan toe gaat. maar ja doe er mee wat je er mee wilt doen. boeit me niet zo veel eigenlijk. Want ook hier in nederand weten nederlanders niet wat er afspeeld in amerika. dus ik zal maar beter onderzoeken doen. want hier in het westen vinden ze het allemaal maar fantastich wat er gebeurd in amerika en willen zo veel mogelijk de kant van amerika op. anyway doe met miijn feiten wat je wilt. o nog 1 ding. ook wij hebben 25 miljoen euro aan isis gegeven omdat amerika dat wilde. die toyotas? ja die hebben wij bekostigd. Amerika creeerd isis en wij betalen er voor. want dat doen wij als goede puppets.

    • @simon6495
      @simon6495 3 роки тому

      @@metalvideos1961 Je kan net zo goed niet weten dat ik nederlands ben als dat je niet kan weten dat ik een amerikaan zou zijn slimpie. Lekker slapen nu welterusten!

  • @elpatria2184
    @elpatria2184 4 роки тому +1

    I thought Obamacare fixed the rising cost of healthcare?

    • @chaseman94
      @chaseman94 4 роки тому +4

      I thought Trump got rid of Obamacare?

    • @genericamerican7574
      @genericamerican7574 4 роки тому +2

      @@chaseman94 trump and the Republicans have been dismantling the ACA little by little.

    • @RooftopRose079
      @RooftopRose079 4 роки тому +2

      Um, a $1500 deductible and monthly base charge of $425? I don't know anyone who would find this affordable.

    • @genericamerican7574
      @genericamerican7574 4 роки тому

      @@RooftopRose079 I don't know what insurance you are talking about. That's actually cheaper than the private insurance that my aunt has right now though. Let me know and I'll recommend it to her and she will save thousands each year.

    • @scotland369
      @scotland369 4 роки тому

      Obamacare is still around. Lots of hospitals refuse to accept people with Obamacare because they don't make $$ off it. Obamacare is useless - I had it for my business and employees but got rid of it

  • @zeynand4039
    @zeynand4039 Рік тому

    I didn't know overaries could be cut because of contorsion.

  • @aibansharailyngdoh8608
    @aibansharailyngdoh8608 3 роки тому +2

    All Americans citizens money will go to united States military that has a defense budget of 700 billion dollars 💵

    • @TmanRock9
      @TmanRock9 8 місяців тому

      What about the other 27 trillion?

  • @diamondking3421
    @diamondking3421 Рік тому

    Fake news.

  • @Timothee_Chalamet_CMBYN
    @Timothee_Chalamet_CMBYN 4 роки тому +4

    False news. Anyone with insurance knows that there’s an out of pocket max that does no go above 10,000- there’s also an out of network out of pocket max but I’m not sure what that is but def not this high. So how is she paying more? Do they mean that the bills are over 40,000 but there’s a contract amount and then there’s an amount she’s liable for??? Trying to spin a story. Lies, she would’ve not paid less out of pocket.

    • @mathewheffley121
      @mathewheffley121 3 роки тому

      A lot of plans don’t count out of network care towards the deductible or the out of pocket max. Though a lot of states have pushed hard to make insurance companies cover all true ER emergencies regardless of network. Texas isn’t ahead of the curve there I suppose.

    • @steppenwolf3252
      @steppenwolf3252 3 роки тому

      Then what happened to her? Tell them that...I think you'll find they have reasons and "work arounds"--You'd be surprised, Casey, at what they'll pull unless you fight it. Sometimes even then....If you have no assets you're better off--otherwise they'll take your condo or whatever you've got.

    • @Timothee_Chalamet_CMBYN
      @Timothee_Chalamet_CMBYN 3 роки тому

      @@steppenwolf3252 tell me you don’t know how insurance works without telling me you don’t

    • @otakurocklee
      @otakurocklee 10 місяців тому +2

      Out-of-pocket max only covers in-network costs.

  • @robertoamaya5589
    @robertoamaya5589 5 років тому

    Frist