WHAT I SPEND IN A MONTH + what I save!💰 | The REAL Cost Of Living in London | 2023 EDITION

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  • Опубліковано 10 лип 2024
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    How Much Does it Really Cost to Live in London?💰
    Let's break down my monthly expenses as a doctor working in London.
    00:00 Intro
    00:29 I have made cuts in my life :(
    00:41 Inflation in the U.K
    1:34 London is expensive
    1:49 Why do we want to continue living in London?
    2:23 On an average monthly spending...
    2:46 Forbes - Most expensive cities in the world
    2:59 Home bills
    5:50 Grocery bills
    6:58 Membership fees
    9:01 Subscriptions
    11:17 Total Cost
    11:41 Why I made this video
    12:01 Do I end up saving any money every month?
    13:04 Concluding thoughts
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    🙋🏻‍♀️ 𝐖𝐡𝐨 𝐚𝐦 𝐈?
    Hi! My name is Monisha...your friendly neighbourhood junior doctor currently training in Psychiatry in London. I was born and raised in India and moved to England in 2018. I make videos about my International Medical Graduate(IMG) journey, life in the U.K as an expat and given you an insight into the life of a doctor in the U.K
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КОМЕНТАРІ • 98

  • @DrJoyeetaDas98
    @DrJoyeetaDas98 Рік тому +52

    Moving to London for my first job in early 2024, thank you for this ! ❤
    Also, back in 2020 when I was an intern , you were the first person who inspired me to take up practice as a doctor in the UK ! ❤

  • @MuskaanArora15
    @MuskaanArora15 Рік тому +1

    This video was much needed!! Thankyou!!

  • @nir9790
    @nir9790 Рік тому +4

    Very detailed and transparent analysis
    Hats off to ur efforts👏🏻👏🏻👏🏻👏🏻👏🏻
    Keep posting such informative videos

  • @jointheconversation2782
    @jointheconversation2782 Рік тому

    Thank you very much for your very useful info.

  • @harshgunjal7998
    @harshgunjal7998 3 місяці тому

    Great elaboration you did⚡

  • @DrAntara
    @DrAntara Рік тому +2

    Liked the video even before it began ❤❤ also, love what you’re wearing 😍😍😍

  • @ham_solo08
    @ham_solo08 Рік тому +5

    Again a deep insight to living in uk😄... loving your content and getting inspired to be working in uk soon

  • @piunayak4079
    @piunayak4079 Рік тому +2

    Hi..great insight..I've read posts about the hardness of water in UK especially London..is it true that ur skin and hair gets affected a lot?

  • @avip9
    @avip9 Рік тому +1

    Monisha youre glowing...just saying. great video thank you for being so honest!!!

  • @zeynepeylulbakr1565
    @zeynepeylulbakr1565 9 місяців тому +1

    Thank you for this amazing video. Currently I am considering London for foundation year but I have questions in my mind, especially about the neighborhoods for accommodation. Which areas would you recommend for a first year junior doctor, regarding safety, environment and costs as well?
    Thanks a lot again Dr. Monisha, you are amazing. I have been following you for a long time and you inspired me a lot with your videos❤

  • @Tahmid_khan2021
    @Tahmid_khan2021 Рік тому +1

    Thank you for such an informative video.
    It will be helpful for me if you answer my question.
    After completing a royal college degree like MRCEM and then entering into national training program in UK ,will i be paid enough to bear my all basic costs and also save some money if i plan to stay in expensive places like London?

  • @hard_dil
    @hard_dil Рік тому +66

    So inshort your answer to compensate cost of living in London is to get married ASAP 😭

  • @harshavardhanven
    @harshavardhanven Рік тому

    Mam What if our college is not recognised by WHO directory of health , can't I apply for PLAB?

  • @shlokedutta5166
    @shlokedutta5166 11 місяців тому

    I have a doubt like what if I start there as FY 1....like will i earn anything to even pay my own rents in UK or I have to be dependent on parents

  • @tindrums
    @tindrums Рік тому +7

    when i visited london-- taxi airport to hotel was 100 pounds (Rs 8000 then), One city bus journey GBP 2.50 (Rs 200 then), one taxi local ride (GBP 22) (Rs 1760).. cheapest meal was from mcDonald.

  • @drzayamshahidkhan4796
    @drzayamshahidkhan4796 2 місяці тому

    In another video you mentioned you earn around 4K as take home salery. So 1200 expenditures months saves around 3K per month. So pretty good 👍🏻

  • @godsveryown986
    @godsveryown986 Рік тому

    Please do a video on locums 🥺🥺.. thanks in advance

  • @rahulchawla20
    @rahulchawla20 Рік тому +1

    Monisha, you can consider switching your Apple ID location to India and then pay for Apple One for INR 365 per month for family ;)

  • @flyingskhan467
    @flyingskhan467 Рік тому

    Trying to come Uk as a dentist hopefully 🎉

  • @vimeopictures5170
    @vimeopictures5170 Рік тому

    I don't understand why people are being soo harsh...it feels like you are pretty mindful about your expenses.

  • @supergiant563
    @supergiant563 Місяць тому

    is the situation not good in UK ?

  • @nightowl3x
    @nightowl3x Рік тому +1

    Hey I'm planning to do a bachelor's in uk and I'm doing bsc computer science, but the thing is im taking an education loan so after graduation what are the chances of me getting a job so that i can start paying back the loan

    • @Anirudh7755
      @Anirudh7755 Рік тому

      As much knowledge as i have it is not a good idea to go for graduation in uk.. you cannot pay fees by working 20 hours.. as much as i have heard or watched… you can try and search but i don’t think study for 3 years will be worth it and the loan amount will add up. Lastly when you have a break in bachelor’s degree then you have a chance to work full time if then you can work your ass off and save some of it then it might be possible but please try and search everywhere.. dont go on my word or anyone else’s strictly.

    • @nightowl3x
      @nightowl3x Рік тому +1

      @@Anirudh7755 well, I'm planning to take education loan so that i can pay later, i mean after graduation when i get a full time job, so i think I'll have to pay by X amount money emi per month, so my plan is to focus on my studies and not paying off my loans, I'll worry about loans after i graduate and i can pay that later. Thanks for your response ❤️

    • @Anirudh7755
      @Anirudh7755 Рік тому +1

      @@nightowl3x yeah that can happen buddy… interest wont be there until your study is completed and when it is done then you can pay the loan amount. Sounds like a solid plan..go for it mate. 🙌🏻

    • @nightowl3x
      @nightowl3x Рік тому +1

      @@Anirudh7755 🙏❤️

    • @Bandhu241
      @Bandhu241 Рік тому

      @@Anirudh7755 Wo ! Who told you that ? From the moment you take out the loan, interest continues to accrue. You can wait until you start earning to start paying however.

  • @dylanthomas7443
    @dylanthomas7443 8 місяців тому

    was some very personal info but like you said I would have loved to find out what others make because it makes clear your vision. Thank you again. About staying in London it's all about passion. I grew up in India reading Enid Blyton, Sherlock Holmes, Agatha Christie. So..... I've been trying to look at properties in westminister area or anywhere north of the Thames but all north of 4 million GBP.

  • @kaustubhmeshram1108
    @kaustubhmeshram1108 Рік тому +1

    Maam can you tell me how much time does it take to get first job in uk as a doctor

    • @doc_vader2776
      @doc_vader2776 Рік тому +1

      If you are an MBBS graduate in 2023 and not booked plab 1 , it will take a minimum of 2 years to get a job.

    • @drmonishamishra
      @drmonishamishra  Рік тому

      It is a very subjective question. Everybody’s timeline is different. Few people receive a job offer within a month of GMC registration and some struggle for months-years.

    • @LuckyLucky-il3rv
      @LuckyLucky-il3rv Рік тому

      @@drmonishamishra hi! mam I want know about plab exam

    • @LuckyLucky-il3rv
      @LuckyLucky-il3rv Рік тому

      @@drmonishamishra I want to be come neurosurgeon in London pls mam can u explain me about this 💝

  • @raffaelamartuccio7001
    @raffaelamartuccio7001 Рік тому

    What area of London?

  • @skKhan-jw8lt
    @skKhan-jw8lt Рік тому

    Hello thanks for making great content. I have booked plab 1 recently. But there is a concern. I got sick during my internship in my home country. I did medicine and allied for 6 months, then got sick and took 5 months break. After that, i did 6 months surgery and allied. I have all the medical reports with me. Will gmc grant me full registration in this case? I need ur opinion
    Regards

    • @prinsprins7895
      @prinsprins7895 Рік тому +1

      GMC has a WhatsApp chat channel and they can answer your individual question specifically

  • @rubenlarotin3141
    @rubenlarotin3141 Рік тому

    i can barely hold my sanity computing it helps a lot if i win the lottery

  • @gurleenkaur6186
    @gurleenkaur6186 Рік тому

    Can you tell me about scholarships to study mbbs in uk for non EU students?? Please....

  • @Dr_Rahu700
    @Dr_Rahu700 Рік тому

    Love u ma'am

  • @anumita4470
    @anumita4470 Рік тому +2

    Is the rent monthly or annually?

  • @rakeshshil2937
    @rakeshshil2937 Рік тому

    Great

  • @Dr.AdnanJutt
    @Dr.AdnanJutt Рік тому

    So many facilities no its dont matter the cost . ❤London ✌

  • @penguinfrangipani
    @penguinfrangipani Рік тому

    Which borough do you rent in

    • @user-dr3zk7wd2v
      @user-dr3zk7wd2v 8 місяців тому

      150 km outside of london i think😂

  • @alfesaanibelim
    @alfesaanibelim Рік тому

    Ma'am You have good speech & u r beautiful too...why u don't start vlogging....!

  • @anutrisha2294
    @anutrisha2294 Рік тому +1

    👍

  • @dr.ranajay
    @dr.ranajay 6 місяців тому

    Monisha , dunno if its good or bad,but maybe youre indirectly increasing competition for IMGs in the UK 😅

  • @yashasvigupta9914
    @yashasvigupta9914 Рік тому +3

    Hello dr Monisha,you must be earning through UA-cam too right? For a normal doctor there to pay for expenses might be more than you because you can pay through UA-cam money as well? It would have been more helpful if you included that too because not every nhs doctor is a UA-camr as well,however thankyou for the video it was very informative 💕

    • @drmonishamishra
      @drmonishamishra  Рік тому +5

      I don’t earn via UA-cam. I’m an IMG, on a tier2 visa. So, I can’t have another source of income. ☺️

    • @zeelgoti9966
      @zeelgoti9966 Рік тому +1

      ​@@drmonishamishra what about the "investment" portion from the salary breakdown? Won't that be considered extra income as well?

    • @drmonishamishra
      @drmonishamishra  Рік тому +1

      I haven’t encashed any of my investments in stocks as they are long term.

    • @rahulchawla20
      @rahulchawla20 Рік тому +1

      @@drmonishamishra Do you have pay taxes on the dividend pay outs?

    • @SurajInd89
      @SurajInd89 Рік тому

      @@rahulchawla20 Yeah, if it’s above dividend allowance for that financial year.

  • @fatimarehman3463
    @fatimarehman3463 Рік тому

    How much do you make off of UA-cam?

  • @paradoxff5583
    @paradoxff5583 Рік тому +7

    Maturity when u know every single thing about money in UA-cam is directly proportional to money 😅😅

  • @nova7w
    @nova7w Рік тому

    First comment 💝💝💝

  • @gourabsarker9552
    @gourabsarker9552 Рік тому

    Mam how much do you earn as a doctor in UK? Plz reply. Thanks a lot.

    • @shanmugasundaram1456
      @shanmugasundaram1456 Рік тому +2

      She made an entire video what's salary of doctors in UK look like u can check it out..

  • @vgvignesh5115
    @vgvignesh5115 8 місяців тому

    PAMPERING @ 20% is the best Doc..
    Being kind to one self !!
    GOD Speed. GOD Bless.
    🙏🇮🇳💙

  • @vishalsathwal7278
    @vishalsathwal7278 Рік тому +2

    Hey doc., I really love ur content nd ur videos are really inspiring for me to do residency in uk .
    Could you plz tell me that I took 2 year drop for NEET ug , does it affect my cv for getting job in NHS ?
    Is it necessary to do electives to make my cv/resume good ?

    • @manoj3813
      @manoj3813 Рік тому +3

      Bro, nothing matters what happened before you joined mbbs..
      You think uk ppl will know neet ug, drops etc?

    • @HiteshPatel-mb8oi
      @HiteshPatel-mb8oi Рік тому

      TWO YR DROP FOR NEET UG ! SO FOR NEET PG, IT WILL BE 3 YR DROP. SO BETTER GO TO UK ,AFTER MBBS IN INDIA, AND PREPARE FOR PLAB DURING MBBS

  • @varinderkaur986
    @varinderkaur986 Рік тому

    0.36 sec 😂😂😂😂

  • @akashshrivastava8422
    @akashshrivastava8422 Рік тому

    what is your husband name ?

  • @drsasif4428
    @drsasif4428 Рік тому +3

    so basically its 2400 single person expense unmarried ...better everyone get married to working man before shifting london.

    • @helheimpanda
      @helheimpanda Рік тому

      Or a woman? Getting married to a working woman before shifting to london right? Or are you gay? That's understandable then

    • @Doc_Ventures
      @Doc_Ventures Рік тому +1

      When you are single and setting up in a city ..there is something called room sharing /room mates

  • @nova7w
    @nova7w Рік тому

    Mam I have just completed my 12th standard
    And i have started classes for IELTS
    Can you suggest some of the best universities for MBBS in the UK.....

    • @harshalpanchal9602
      @harshalpanchal9602 Рік тому

      Pakistan ke madarse se karle na mbbs

    • @nova7w
      @nova7w Рік тому +2

      @@harshalpanchal9602 bro i'm Indian
      A follower of shivaji Maharaj 🦁🦁

    • @UKStudentLife747
      @UKStudentLife747 Рік тому +1

      ​@@nova7w jai shivaji

    • @nova7w
      @nova7w Рік тому

      @@UKStudentLife747 Jay shivaji

    • @aliturk6692
      @aliturk6692 Рік тому

      imagine being so pathetic that to prove that you're not a bad person you have to glorify a bandit.

  • @preetham4194
    @preetham4194 Рік тому

    I have sent you a message on Instagram, so could you revert back there once. Additionally, it says that this account is unable to receive your messages.

  • @UKStudentLife747
    @UKStudentLife747 Рік тому +1

    When a privileged make a informative video