An HONEST Review of the no annual fee Bilt Mastercard

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  • Опубліковано 18 лис 2024

КОМЕНТАРІ • 253

  • @dsr8223
    @dsr8223 9 місяців тому +189

    A friend of mine used my link to apply. He was planning an overseas trip soon, so I told him to watch for the 5x points new cardholder offer before he paid the tour company. He did get the special offer and charged $10,000 for the trip during the 5x bonus period. He's getting 50,000 points for that one transaction (which he's using for a business class flight). That's better than a sign-uo bonus, IMO, since there's no annual fee or minimum spending requirement.

    • @yeelouie2569
      @yeelouie2569 9 місяців тому +2

      That requires $10,000 credit limits? No?

    • @dsr8223
      @dsr8223 9 місяців тому

      @@yeelouie2569 He got a $13,000 limit, so that was enough for his rent and the $10,000 tour charge.

    • @andyYWZmusic
      @andyYWZmusic 9 місяців тому +29

      If he is taking a trip that costs 10k. He probably has way more than 10k for a credit limit.

    • @dsr8223
      @dsr8223 9 місяців тому +1

      @@andyYWZmusic Right

    • @dsr8223
      @dsr8223 9 місяців тому

      @@yeelouie2569 Yes. His limit is higher than that.

  • @RichardBullwinkle
    @RichardBullwinkle 9 місяців тому +134

    My dude! Here are some tips I wish creators were speaking of more:
    On the 1st:
    Load your Starbucks account: 6x
    Schedule Door Dash deliveries for upcoming nights and cancel if you change your mind: 6x
    Pay your utilities: 2x
    Pay your cell phone bill: 2x + you get $800 coverage per phone on your plan

    • @PewPewNomNom
      @PewPewNomNom 9 місяців тому +3

      Utilities are 2x??? Wow

    • @RichardBullwinkle
      @RichardBullwinkle 9 місяців тому +15

      Everything but dining and travel is 1X. EVERYTHING is 1X. But on rent day (the 1st), everything except rent is 2X. (Rent is always 1X). So on rent day, utilities, phone, whatever, is 2X.

    • @janmajaykailash2
      @janmajaykailash2 9 місяців тому +5

      Cellphones don’t give you the autopay discounts with credit cards anymore

    • @RichardBullwinkle
      @RichardBullwinkle 9 місяців тому

      @@janmajaykailash2 Sign up for autopay with your bank account. Then pay early with ApplePay

    • @KillDevilXO
      @KillDevilXO 9 місяців тому

      @@janmajaykailash2Verizon does

  • @ryanberry8951
    @ryanberry8951 8 місяців тому +13

    John I watch a lot of your videos and decided to give the BILT card a chance and oh my god its easily the best card I'm gonna have for a while. So many random fun benefits and promotions, plus I pay rent for my entire unit and I have 3 roommates so I get a ton of points every month. This has been a game changer and I hope everyone who sees this and is considering to get this card for rent to get it immediately, its almost impossible to explain how beneficial it has been to me. Keep up the great videos.

  • @Notorious2PacOG
    @Notorious2PacOG 9 місяців тому +17

    This was the first card I applied for back in October thanks to your videos then got more cards. I have been paying rent with it for a few months now & it’s been great! Absolutely love it!

    • @alonser1
      @alonser1 3 місяці тому

      Hola, cómo pagas el alquiler?. Yo lo pago con esta tarjeta por medio de PayPal pero al dueño de la casa le cobraron una tarifa de $23 dólares 😮. El me lo está cobrando a mi 😮

  • @valk7229
    @valk7229 9 місяців тому +25

    Thank you, John for the tips. I got the BILT card about 6 mos ago. I love using it for rent. I also save my dining purchases for the 1st of the month to get max points. I was glad to see that they finally added some Phoenix restaurants to the plan. I'm new to the whole points thing. I'm saving up for travel. And I appreciate that there is help in BILT for making transfers.

    • @johnsfinancetips
      @johnsfinancetips  9 місяців тому +2

      Not at all!! Always happy to help!! Excited to see where your first travel redemption takes you!!

  • @SanaManoj-eu8xw
    @SanaManoj-eu8xw 8 місяців тому +7

    Absolutely loved your detailed video. I have had this card for a while and did not know the extra benefits with the points transfer. Thanks for breaking this out and will be able to use the benefits to max extent.

  • @shanetravel
    @shanetravel 9 місяців тому +30

    I unfroze my credit reports and applied for this card since you're the one who showed me this originally. thank you man. enjoy the free 2,500 points :)

    • @johnsfinancetips
      @johnsfinancetips  9 місяців тому +3

      Thank you so much!! And enjoy the card!!

    • @shanetravel
      @shanetravel 9 місяців тому +3

      @@johnsfinancetips yeah we’ll see. I’ll start paying rent next month with it. :)

    • @shanetravel
      @shanetravel 8 місяців тому +4

      @johnsfinancetips i just paid my first months rent with it. was super easy. can't wait to have a lot of points at beginning of next year :D

  • @RSquared-travel-rewards
    @RSquared-travel-rewards 9 місяців тому +23

    John - I think that it is clear that I love the card. I can't stop talking about it. I'd argue that it's the most valuable card on the market.

  • @BlackTheEngineer
    @BlackTheEngineer 9 місяців тому +12

    Sitting at a 608 but just paid off collections and halved my credit card debt in just the past few days and can pay it off in full in a few weeks, i wished they updated credit reports faster cuz i want this card so bad 🤧

  • @christopheresquivel4169
    @christopheresquivel4169 9 місяців тому +7

    Wish I could have gotten this card as soon as it came out. It's my favorite card so far! Transferred points to Air France and hopefully using the miles to go to Germany 🇩🇪

  • @KateVidaure
    @KateVidaure 8 місяців тому +1

    Im getting a bill card and using your link for you to get the points. You deserve it! Thank you 🙏 and I’ve been following you for all the info

  • @parrotheaddanny
    @parrotheaddanny 9 місяців тому +7

    Thanks John. I'll link Chase Freedom to Bilt Wallet! Did not know I could!

    • @pesoschess
      @pesoschess 2 місяці тому

      What does this do to help?

  • @bchantharath
    @bchantharath 6 місяців тому +1

    Moving to NYC soon & will be renting an apartment. so glad to have found this video & your channel!

  • @ksh2106
    @ksh2106 6 місяців тому

    Wow I love your energy. Got me hyped to get the card. Wish the video never ended

  • @boblob-law9401
    @boblob-law9401 9 місяців тому +12

    I screwed up by not getting the BILT card before I added 3 other cards to my portfolio. Wells Fargo is super strict about recent card inquiries.

    • @johnb1155
      @johnb1155 9 місяців тому

      Dang man I think I did too. I might be renting soon but I already have 4-5 hard pulls

    • @tammyoblander1393
      @tammyoblander1393 9 місяців тому

      I got the card with 6 pulls, so maybe it’s still possible.

    • @johnb1155
      @johnb1155 9 місяців тому

      @@tammyoblander1393 Awesome! Good to know

    • @johnsfinancetips
      @johnsfinancetips  9 місяців тому

      Thanks for sharing this DP! I wasn’t sure how inquiry sensitive WF is but this is good to know

    • @_w_w_
      @_w_w_ 9 місяців тому

      The real story here is Wells Fargo underwrites some of the best cards on the market, i.e., BILT, AutoGraph, ... If Wells Fargo's customer service is any better, I would get more of their cards.

  • @jmagicd9831
    @jmagicd9831 9 місяців тому +5

    This is unironically my dining card with the multiplier. Easy way to get the 5 transactions especially on Rent Day. Their dining category also covers cafes and bars which not all cards with "Dining" categories do. Even then, I'm fine with the negatives so that the card doesn't get too powerful to be no Annual Fee.
    I do need to find a way to earn status on it, now that I have it. The amount of spending/points, I'm pretty sure has to be annual and not cumulative. The rewards system makes it tempting to go ham on rent day spending which not everyone has in budget.

    • @newagain9964
      @newagain9964 9 місяців тому

      What is the specific merchant code used to get the 1% rent reward category?

    • @jmagicd9831
      @jmagicd9831 9 місяців тому

      @@newagain9964 you get to use the Pay Rent feature once per month

  • @sebastianfranco8115
    @sebastianfranco8115 7 місяців тому +20

    Everything was going well until I realized you will receive a commission for advertising this credit card

  • @Phennom
    @Phennom 9 місяців тому +3

    I got a $300 bilt sub by getting the card right before black Friday. That 5x everything was nice

    • @johnsfinancetips
      @johnsfinancetips  9 місяців тому +1

      Let’s go!! I wish got something when I signed up🥲

  • @ChaimS
    @ChaimS 9 місяців тому +2

    I appreciate you doing these comprehensive reviews, but I wish you would give examples of domestic flights, not just luxary vacations. Many people just want to be able to fly a family of 4 to a vacation in Orlando or a family reunion in Denver, etc. It would be great to know what the points are worth, especially if you're more than one person.

  • @ep411
    @ep411 9 місяців тому +8

    I know u used those trips as examples of what you can do with pts but the flight to japan was 60k pts ONE WAY. That would mean you need to pay $120,000 in rent and wait TWO yrs to travel round trip in Japan in the best possible scenario. The Hyatt was 25k/night which is a lot more reasonable for ppl who dont pay a ridiculous 5k/monthly rent. maybe use the lower end of spectrum for examples as well to see what a normal person who pays 2-3k monthly rent could get.

    • @TheXxdarkhackxX
      @TheXxdarkhackxX 9 місяців тому

      You're right but he also covered the smart way to use your points which is to find the award flights and transfer your points when it's not a 1-1 ratio. Go back to the part where he mentions 75%-150% bonus for transfers

    • @unaquetzadilla
      @unaquetzadilla 9 місяців тому +1

      Still, you're getting that by paying rent. You wouldn't be getting any flight by paying rent.

    • @_w_w_
      @_w_w_ 9 місяців тому +2

      I travel constantly for work and have to do my own flight booking. Honestly, he is inflating the value of airline redemption. To get good business class redemption, you literally have to travel on the least busy day and off time. This is often time people are all in school and work, with difficulties using their PTO. Otherwise, the redemption amount is VERY high or outrageous. Most airlines have gone to demand based redemption, so the amount changes all the time based on travel/booking demand. In addition, the taxes and fees for international flights are very very high, often into hundreds of dollars. If your interest is just to travel, there are so many good deals to be had just paying the ticket with cash/credit card. For example, you can go from the US to London for $400 or Paris for as low as $375...roundtrip, tax included. Or you can go to Japan, roundtrip for $500-$600, tax included. If you then remove the tax amount from these cheap fares, your redemption rate is not very high... I ran the numbers and for the normal range renters, you AIN'T going anywhere with the rewards - not for a long time... and that's assuming the airlines don't change their redemption structure in the time you are accumulating your points, which almost all of them have changed.

  • @penguin1o4
    @penguin1o4 6 місяців тому

    John, I used your link to apply and I got the 5x points offer!! In the email letting me know that my card has been delivered, it said my 5x points is only valid for 5 days, starting on the date of the card delivery. Thank you!

  • @MomIsCrying
    @MomIsCrying 9 місяців тому +3

    My main issue with the bilt mastercard is this is the card I got the most fraud purchases from in my life, I had no other that has gotten frauded before and this card was flagged multiple times which is very annoying but I still have the card so that's saying something and the customer service is also good (this last time i had to call multiple time before i talked to a person)
    its a good card but i people to be aware of these little quirks

  • @Milkinporsche
    @Milkinporsche 9 місяців тому +3

    if you can send your landlord a check, why not use this loophole to pay your mortgages with the card. Use your property address as "rent address, and send yourself a check every month.

  • @Tom-ff8cv
    @Tom-ff8cv 8 місяців тому +2

    i looked up the flight similarly priced from Tx to Japan. It seems like you're showing a one-way ticket rather than round trip which is cheaper. Main cabin if low $1000, it shows as 35k points, but business around $7k is around >300k points (not 60k). Idk if that's a glitch, but it's misleading giving false hope in thinking average people can get round trip business to japan for 60k AA points... At time slot 8:14, the Business one way @ the 2:35pm slot is 450k AA points...
    Otherwise, appreciate your video and your content. Been a follower for a long time!

  • @SectionChief
    @SectionChief 9 місяців тому +5

    I only use the card on the 1st of the month (to get my 5+ transactions). And I was fortunate to get the 5x new account bonus during the Black Friday/Cyber Monday week.

  • @Rhodesters
    @Rhodesters 9 місяців тому

    Superb explanation! My card arrived today.

  • @jay_bird83126
    @jay_bird83126 9 місяців тому +4

    I pay my rent through Venmo, so when you use that routing and account number, the card automatically sees it as rent?

  • @ericchang9568
    @ericchang9568 9 місяців тому +1

    Thanks for this great review - can we use the ACH feature to pay mortgage instead of rent?

  • @homosapien6031
    @homosapien6031 2 місяці тому +1

    For people who live at home… what’s stopping their parents from transferring $3000 to their account every month, and they just transfer it back through this?

  • @BlazerManiacNumber96
    @BlazerManiacNumber96 9 місяців тому +1

    Was super excited to get this card. Have had it for a year and the thing hasn’t worked once. Every single rent payment gets declined and after 9-months the customer support has been able to do nothing

    • @1stoptech
      @1stoptech 9 місяців тому

      Mine got declined the first time because of bad timing on my behave. You can Send a check if it never works for you the easy way

    • @BlazerManiacNumber96
      @BlazerManiacNumber96 9 місяців тому

      @@1stoptech My apartment only accepts payment via the online portal

    • @thedman05
      @thedman05 3 місяці тому

      Sorry to hear that man. It worked for me since the first day, and I’ve been using it fine for almost 5 months now to pay for rent. I’m glad I haven’t had to deal with customer support

    • @BlazerManiacNumber96
      @BlazerManiacNumber96 3 місяці тому

      @@thedman05 It must have been an issue with my last apartment. I’ve since moved and my current place is in the Bilt Alliance. It works fine now haha

  • @davidradtke160
    @davidradtke160 8 місяців тому +2

    I go to a 5x bilt dining restaurant on the 1st every month. 11x points per dollar.

  • @russia274
    @russia274 9 місяців тому +1

    Get it now, if you get 5x then pay taxes with it. 1.8% processing fee is more than offset by 5% return.

    • @johnsfinancetips
      @johnsfinancetips  9 місяців тому

      THIS. I didn’t even consider that!! Great call out

  • @kenjohnson1594
    @kenjohnson1594 5 місяців тому

    Great video. I love how you breakdown the Bilt card. Just a few questions;
    1-if I transfer my points on rent day or any other time, do I have to schedule a trip then or can I wait to travel later when I’m ready.
    2-can I schedule my monthly rent myself with Bilt protect or do they automatically take the funds.
    3- if I already have great credit and don’t want credit reported is that possible?
    Any guidance you can provide on these three concerns I would greatly appreciate it.
    Thanks

  • @StockerM
    @StockerM 8 місяців тому

    Great recap! Do you have a preferred Visa (so I can use at Costco) to pair with a Bilt?

  • @DavidC-ru4it
    @DavidC-ru4it 8 місяців тому

    Excellent content!! Thanks for all the valuable information.

  • @ericchausse1701
    @ericchausse1701 5 місяців тому

    Awesome video. Question: Is the BUILT credit card for someone who's credit score is Good and not Excellent? What if you have great credit utilization, but a not so good payment history?

  • @janezhao3105
    @janezhao3105 9 місяців тому +2

    Can you use it to pay car loan then?

  • @youwhy2
    @youwhy2 6 місяців тому

    Thanks for the thorough review! I’ve heard there are cards that have been getting compromised and the customer service/app aren’t good. Any thoughts? Def interesting in applying for the card

  • @PoorvaBirari
    @PoorvaBirari Місяць тому

    Hey John! I have been watching your videos since two years. I am an international student and I have a Discover credit card. Should I apply for chase unlimited card or Bilt card as my second credit card? Please help me in this. Thank you!

  • @ohcrapitsxfox
    @ohcrapitsxfox 9 місяців тому +3

    Ughh.. I want the bilt card but also… I want to get the Venture X card… I mean bilt is a black card that’s made of metal and no annual fee! But I want the VX so I can get the capital one combo (savor one+ VX) I do rent, however… in order to get bilt points don’t I need to use the card 5 times?

    • @newagain9964
      @newagain9964 9 місяців тому +1

      Get the VX while u can. And IF you can. Cap 1 can be restrictive to its higher end cards.

    • @davidradtke160
      @davidradtke160 8 місяців тому +1

      Bilt does require 5 transactions a month. So do coffee, breakfast, lunch and dinner on rent day at 6x. That plus rent hits 5 transactions in the month.

  • @Langston-wq8lu
    @Langston-wq8lu 8 місяців тому

    Don't know if you'll see this I have the bilt card love it thank you for doing all the videos on it. But is there a trifecta with the bilt card or could you recommend some cards that would work well with the bilt card.

  • @David.loves.to.travel
    @David.loves.to.travel 9 місяців тому +3

    Great video.
    Do you know if you can charge all 5 transactions all on rent day and still qualify for your points or does all 5 transactions have to be on different days?

  • @ryanmak1747
    @ryanmak1747 7 місяців тому

    Gold review, thank you!

  • @RichardHorpe
    @RichardHorpe 9 місяців тому +4

    no one mentions the data breach

  • @maddog8148
    @maddog8148 9 місяців тому +4

    Can I use this to pay my mortgage company?

    • @rikbhattacharyya2143
      @rikbhattacharyya2143 9 місяців тому +1

      There is a news recently, Bilt is launching mortgage soon. Currently you can pay HOA fees

  • @Adiscretefirm
    @Adiscretefirm 9 місяців тому

    6:50 the higher value of Bilt points is what makes 2x on travel better than 2% cash back

  • @daniel.delosrios
    @daniel.delosrios 9 місяців тому +5

    Actually you can pay Mortgage payments with the Bilt card the same way you pay rent. Use the routing and account number on the app. You also get points. I’ve done it for a few months already.

    • @youredxspanktube
      @youredxspanktube 9 місяців тому

      WHAT i'm gonna try that!

    • @misaelterriquez4100
      @misaelterriquez4100 6 місяців тому

      I pay my mom rent . Do you think i can give her a check and it would count too 😭?

    • @kinkkkin
      @kinkkkin 5 місяців тому

      How do you request the account # and routing #?

  • @johnl9135
    @johnl9135 9 місяців тому +1

    I only use this card for rent and only used for small purchases to meet the requirement.

  • @AlonAttias
    @AlonAttias 12 днів тому

    Hey,
    Can i pay my mortgage payment of my rental properties with this card?
    what are the disadvantages?

  • @deskubrir
    @deskubrir 7 місяців тому

    Great video! I’m looking for a Visa/MC no annual fee and no foreign fee as my Amex Gold is not widely accepted abroad. Thanks to you and the info, I think I will get Bilt vs. the Capital SavorOne, specially bc of the Travel Partners and Rent points. Thanks!

  • @akashprasad5750
    @akashprasad5750 9 місяців тому +1

    even without watching the video, as a current card member, I would say it is worth having this card if you pay rent. 😊

  • @RenigadeWarrior1
    @RenigadeWarrior1 2 місяці тому

    Letting you use points to pay your rent or towards a down payment is awesome.

  • @stanislavdidenko8436
    @stanislavdidenko8436 2 місяці тому

    It's all exiting and promising. And yes, thanks for the video, I have just made the Bilt card. But honestly I would like just focusing on my life and hobbies instead of this endless vanity discount hunter I am not a fun of.

  • @CRSALSERO
    @CRSALSERO 9 місяців тому +1

    Can I use this for my mortgage?

  • @m.w.3692
    @m.w.3692 7 місяців тому +1

    I wonder, if you accumulate enough points, can you use them to pay rent?

  • @tonyvargas76
    @tonyvargas76 9 місяців тому

    Hahaha, I almost never comment on videos but I saw this on Rsquared Travel a couple days where he released 2 bilt hacks. You should give the guy a shout out.
    Love your channel BTW! Whatch all your vids.

  • @itsjamilahassan
    @itsjamilahassan 5 місяців тому

    So informative, thank you!

  • @Rob-ew4bl
    @Rob-ew4bl 9 місяців тому +1

    The bonus is being able to pay your rent with no fee every year.

  • @these4things555
    @these4things555 7 місяців тому +1

    I just got my BILT card yesterday (great video btw, ty very much). Can I use the BILT account and routing numbers to auto pay all of my other credit cards on the first of the month? That would be Huge...

    • @these4things555
      @these4things555 6 місяців тому

      Here we are two weeks later... The answer is NO! You cannot use that Routing number and Acc. Number for anything but your rent (one time a month mind you. Now I have to call 3 banks and convince them to drop the fee that was due to the ACH payment being reversed.

    • @sunny051488
      @sunny051488 6 місяців тому

      @@these4things555why do you have a fee? Did it get declined?

    • @these4things555
      @these4things555 6 місяців тому

      Yes. You can't use the ACH account for anything but rent. I tried to use it to pay off other credit cards to rack up rewards points...

  • @Bangpaulxu
    @Bangpaulxu 3 місяці тому

    Just a quick question, I am new to credit cards. If I apply for this card I can link payments for this card to other banks right? Do I have to have a Wellsfargo account to pay off this bill credit card?

  • @priyan776
    @priyan776 9 місяців тому

    Nice video. Good information.
    Can we use that routing number and the account number to do car payments and mobile bill payments?

    • @fbx03
      @fbx03 9 місяців тому

      They allow utilities payments as well as Internet/cable bill

    • @priyan776
      @priyan776 9 місяців тому

      @@fbx03 thank you

  • @johnwilliamsoniii3936
    @johnwilliamsoniii3936 9 місяців тому

    Considering that BILT points are valuable, even at 1x points back on other purchases, do you believe that this would be a good everyday card?

  • @tjaco13
    @tjaco13 3 місяці тому

    QQ: I thought you can transfer to American Airlines if you have Chase by way of British Airways Avios. I hear Iberia and Aer Lingus should work too as they’re all IAG. Does this no longer work?

  • @honorpatience1301
    @honorpatience1301 6 місяців тому

    Amt kind of rent ? Can it be charged twice ? One residential and commercial same month ?

  • @ericchausse1701
    @ericchausse1701 4 місяці тому +1

    Does anyone know if you need an excellent credit score to successfully apply for the BUILT credit card, or will a GOOD credit score be acceptable?

  • @wingtsunclan2307
    @wingtsunclan2307 8 місяців тому

    Does this work for commercial rent?

  • @Nowayhomek
    @Nowayhomek 8 місяців тому

    Can it be used using PayPal or Venmo to pay rent?

  • @chief-long-john
    @chief-long-john 9 місяців тому +2

    New York city rent is def not that expensive but good exercise

  • @MVA-22
    @MVA-22 7 місяців тому

    I heard you can use this for HOA fees for a condo or townhouse, do they need to be in the network for that or can that apply anywhere?

  • @510marlon
    @510marlon 9 місяців тому +4

    Dude! Again with this card? How many videos are you going to make on this? We get it, you love it

    • @iloa3687
      @iloa3687 9 місяців тому

      😂

    • @SolidLiquidFox
      @SolidLiquidFox 9 місяців тому

      He should just marry it 😂

    • @newagain9964
      @newagain9964 9 місяців тому +2

      Notice he won’t talk about the serious security flaw bilt has. Lots of ppl get fraudulent charges on their account. And of course, Chase/issuer b4 them is good at denying claims.

    • @510marlon
      @510marlon 9 місяців тому

      @@newagain9964 classic Jonh

  • @Badgirlveve
    @Badgirlveve 7 місяців тому

    So if I'm setting up this to be debited from my mortgage bank. Will it be a checking account since I have an account and routing number?

  • @DeenWorley
    @DeenWorley 9 місяців тому +1

    What no one has asked is, if you live at home and have to pay “rent”, can you send a check to your parents?

    • @davidradtke160
      @davidradtke160 8 місяців тому

      As long as you sign a lease…why not?

    • @davidradtke160
      @davidradtke160 8 місяців тому +1

      Just get your parents to sent up Venmo and sign a lease with you.

  • @kbeezy7417
    @kbeezy7417 9 місяців тому +1

    What about mortgage?

  • @MrJpak7777
    @MrJpak7777 3 місяці тому

    Fantastic video. Thanks!

  • @SS-dc6ur
    @SS-dc6ur 7 місяців тому

    On your summary, it seems that we can’t go up the hierarchy status with just using it for rent?! 😮😢 My plan is to only use it for rent. And use it for the minimum of five transactions required monthly only. As I have other credit cards that give me better miles & points category multipliers anyway. Please respond

  • @marcomarmo5923
    @marcomarmo5923 9 місяців тому

    Can this be used for a mortgage?

  • @Husssiani
    @Husssiani Місяць тому

    I pay rent through zelle. Does bilt still work?

  • @none317
    @none317 5 місяців тому

    I got approved for this card and was really looking forward to transfer points to AA. Unfortunately, AA is ending its partnership with Bilt this year in June 😢

  • @chittytherobot
    @chittytherobot 9 місяців тому

    the utilities on the first day is a great pro tip !!!

    • @leternadia
      @leternadia 6 місяців тому

      How you pay utilities? Where I live have to be by check, not credit card #, so I can’t use Bilt to pay anything besides rent using Routing and account number.

    • @mohamedyoussef6187
      @mohamedyoussef6187 6 місяців тому

      @@leternadiayou can ask them to send you a check book and use it
      So you can still earn points

  • @tomd336
    @tomd336 9 місяців тому +1

    Do you need a high credit score and long credit history to be approved?

    • @Mike39576
      @Mike39576 8 місяців тому +2

      At least a 650 credit score

  • @michaelshui88
    @michaelshui88 8 місяців тому

    Can I use this Bilt card to pay rent for my family members asi don’t rent. Thanks

  • @amitkumar-gs1xe
    @amitkumar-gs1xe 8 місяців тому

    question if 2x is offered on first and i pay on the first do I still get credit, even though it shows pending as for five days for example

  • @suzannecausin7855
    @suzannecausin7855 4 місяці тому

    Can you pay your mortgage payment with Bilt?

  • @raykibiri
    @raykibiri 9 місяців тому

    I really value the Bilt Mastercard in my wallet, the only thing I dont like its my current limit 1,9k 😪 I have Silver status and another benefit is you can earn interest on points.

  • @AD-xn7pt
    @AD-xn7pt 6 місяців тому

    Weird question but can i have the check shipped to my self? My landlord comes pick up the check every month, and certain ppl would rather not give out theor address

  • @E_Crypto
    @E_Crypto 5 місяців тому

    Are point transfers on a 1:1 basis?

  • @Paldentseringsherpa
    @Paldentseringsherpa 4 місяці тому

    Only thing i would say is shitty is now that, i have to open wells fargo checking to use autopay !!! , or am i not getting this right ?😊

  • @jorgennicholls3835
    @jorgennicholls3835 8 місяців тому

    Are there any cards that offer no-fee rent payments like the BILT but aren't affiliated with Wells Fargo?

  • @4ndroid55
    @4ndroid55 9 місяців тому +2

    I'm waiting for Capital One, or SoFi's version of this

  • @lorettaknoelk3475
    @lorettaknoelk3475 9 місяців тому +1

    My client said they do mortgages now and even HOAs.

  • @matteog535
    @matteog535 9 місяців тому +1

    How does it work when you link other cards in Bilt Dining and you get points on both?

    • @caroarceo
      @caroarceo 9 місяців тому

      I’ve been trying to figure that out also

    • @alexandra_bac
      @alexandra_bac 9 місяців тому +1

      I eat at Bilt Dining restaurants all the time and often use other cards - when you pay with a card you've linked in the app, Bilt members can earn between 2x-10x points in addition to the points you get from that other card

    • @matteog535
      @matteog535 9 місяців тому

      @@alexandra_bac got it! So its more convenient paying with a linked card than the bilt?

  • @ryanshehata6339
    @ryanshehata6339 8 місяців тому

    Can it be used for double points on student loans too???

    • @sibymiller
      @sibymiller 7 місяців тому

      I think it might. Otherwise, you can try paying with the check option. If you do it on the 1st you'll get the 2x.

  • @markg.9981
    @markg.9981 9 місяців тому

    thx for video...if you link an outside credit card e.g. amex card to bilt...do you get double points e.g amex membership rewards points and bilt rewards? currently i only have my bilt mastercard links. thanks gain

  • @dawannwilliams6301
    @dawannwilliams6301 4 місяці тому

    Interesting if they are giving you a routing number wonder why you cannot pay your mortgage. It seems like a card to get easy travel points on things you use /pay monthly anyway.

  • @eckocellzxd2665
    @eckocellzxd2665 9 місяців тому

    Can the assigned account + routing number be used to pay back student loans or medical bills?

    • @jadesweeney6413
      @jadesweeney6413 9 місяців тому

      I wouldn’t do it. They have someone check the transactions daily to make sure the payments are rent. If I understood correctly

  • @r4rasa
    @r4rasa 9 місяців тому +1

    Does this work for mortgage..?

  • @PaMartiin117
    @PaMartiin117 8 місяців тому

    Dos have a fee for international shopping??

  • @fakelife4429
    @fakelife4429 6 місяців тому

    can I apply for it if I’m from the uk - or better said currently living in uk? (I’m not an us citizen) please help me - I’ve been looking online for like forever and I still can’t find an clear answer

  • @Joy011
    @Joy011 7 місяців тому

    Can we pay mortgage from BILT?

  • @julienleblanc2351
    @julienleblanc2351 8 місяців тому

    Is it available in Canada?