How I became a Millionaire by 31 on a Low-Medium Salary (Copy & Paste My Lazy Strategy)

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  • Опубліковано 27 гру 2024

КОМЕНТАРІ • 2,9 тис.

  • @nkosienzuza4481
    @nkosienzuza4481 17 днів тому +37

    Just turned 40. Had no emergency funds, had no investments, just started recently. slowly and surely I will get there as my net worth is now at 50k

  • @Duttonmuffins
    @Duttonmuffins Місяць тому +27

    One lesson I've learned from millionaires is to always put your money to work, no matter how small. Even investing $100 per month can compound to tremendous wealth over decades. The key is to keep going!

    • @YvonneFreely
      @YvonneFreely  Місяць тому +3

      Absolutely concur 🙌🏾!!! c.80% of millionaires are self made and a good chunk built their wealth slowly with 9-5s and some with small to medium businesses. Literally millionaires nextdoor.

    • @Fitnzeko
      @Fitnzeko 19 днів тому

      Hi sisi I want to get into property with my intern payment please be my mentor I will pay you with what I can

  • @tall_bradda224
    @tall_bradda224 10 днів тому +2

    Really appreciate the advice as someone in my 30s this is so relatable and insightful. Stay blessed, you have a viewer from Zambia 🇿🇲

  • @ElleHousingSolutions
    @ElleHousingSolutions 2 дні тому +1

    You can't mention wealth without real estate
    And you can't build sustainable wealth without being intentional
    Welldone
    Your being intentional has brought you this far

  • @zuzilemtembu2910
    @zuzilemtembu2910 Місяць тому +20

    Pray over your pay check. I heard that!!!!

  • @LeratoPhuti_M
    @LeratoPhuti_M Місяць тому +6

    Thank you for the insightful video as always. Totally agree with the "praying over your finances" point. ❤

    • @YvonneFreely
      @YvonneFreely  Місяць тому +2

      You are so welcome! Glad you found it useful.
      When I started intentionally praying over my money and opportunities and focusing on what I was believing for in faith my financial circumstances dramatically changed.

  • @EddieMaria-i5i
    @EddieMaria-i5i Місяць тому +6

    *I'm glad you made this video* it reminds me of my transformation from a nobody to good home, $89k biweekly and a good daughter full of love..

    • @AnnabellaTaylor-d6t
      @AnnabellaTaylor-d6t Місяць тому

      My advice to everyone is that saving is great but investment is the key to be successful imagine investing $15,000 and received $472,700.

    • @YvonneFreely
      @YvonneFreely  Місяць тому

      I'm so proud of the work you've put in to transforming your life, you've done an incredible job! I wish you even more success on your journey to financial freedom! Thank you so much for sharing your story and for choosing to watch this video!
      All the very best 💕

  • @sipesihlenonxuba6187
    @sipesihlenonxuba6187 11 днів тому +3

    Immediately subscribed! As a recent graduate this is so important!

  • @shirleyndlovu7473
    @shirleyndlovu7473 6 днів тому +3

    This really made my 2025 year already 😊 thank you so much
    Budget.

  • @da6356
    @da6356 Місяць тому +4

    this video came at the perfect time for me, i hope to start praying over my paycheck , thank you :)

    • @YvonneFreely
      @YvonneFreely  Місяць тому +1

      You are so welcome! Wishing you all the very best! 🙌🏾

  • @thabithadiale8999
    @thabithadiale8999 Місяць тому +5

    Hey please make a video on the mistakes you did wjen you purchased your first house and tips for one to keep in future when considering property

    • @YvonneFreely
      @YvonneFreely  Місяць тому

      Thanks for the great idea! I will do that as part of the investing series which starts tomorrow. See you then ❤

  • @busisiweshandu7879
    @busisiweshandu7879 9 днів тому +4

    First time watching, hooked, my type of content because im planning to break curses on my finances 2025.... Already my grade 1 kids feels will be paid up by 31st of Dec taking advantage of 5% discount... Im just so excited about my financkal plans... Buying a financial journal...earn 22k.. 4500k for investments and saving... RA to increase percentage a bit...side hustle Consulting with my profession, already getting UK hires.. GOD IS WONDERFUL IF YOU CALL HIM

  • @malebogogaeepe8653
    @malebogogaeepe8653 29 днів тому +2

    I am subscribing for two reasons. You speak fast. You go straight to the point,BUDGET TEMPLATE PLEASEEEEEEE

    • @YvonneFreely
      @YvonneFreely  20 днів тому

      Welcome to teh Free Squad!!! I appreciate your support by watching the video! Access the tracker here: www.yvonnefreely.com/simple-money-business-tools. Don’t forget to subscribe and join the Free Squad for free!

  • @mahlakonkopodi7673
    @mahlakonkopodi7673 25 днів тому +4

    Love this👌🏾👌🏾Taking this mindset into 2025🙌🏾

  • @DanielBaleWyatt
    @DanielBaleWyatt Місяць тому +4

    Building wealth requires disciplined habits, such as consistently setting aside funds for reliable investments. Effective financial management is a critical topic that many avoid, often to their detriment down the line. Earning money is one thing-preserving and growing it is another.

  • @abongilem
    @abongilem Місяць тому +16

    I’ve used a similar strategy. I also made financial mistakes in my twenties but the best thing I ever did is paying off all my debts and saving and investing. I actually didn’t consider myself a millionaire since hitting that mark on my pension fund 😂

    • @YvonneFreely
      @YvonneFreely  Місяць тому +1

      I love this! I think it’s an excellent strategy! Slow, steady and focused! I wasted a lot of time and money in my 20s so I can relate to you!
      Thank you so much for watching, and being a part of the Free Squad by sharing your experience! We’re in this together! 🧡🙌🏾

  • @Johnwhite-c3n
    @Johnwhite-c3n Місяць тому +5

    There’s no 'easy way' to get rich overnight. The key is to diversify and avoid risky, get-rich-quick schemes. I’ve seen too many friends lose money trying to chase the next big thing. A solid plan and a good advisor can make all the difference

  • @Gopman321
    @Gopman321 3 дні тому +2

    More power to you pray on sister soldier.
    New subie🎉🎉🎉

  • @BibichesW
    @BibichesW День тому

    Thank you so much Yvonne for this video I am really happy to stumb on your channel ❤❤

  • @TheDayTheDay312
    @TheDayTheDay312 Місяць тому +6

    My outlook on money changed when I realized someone making $300,000 can retire broke & someone making $80,000 can retire a multi-millionaire. With the current market movement, you have $60k to invest. Where are you investing it?

  • @TheLeloM
    @TheLeloM 18 днів тому +8

    My retirement is around R250 😅like seriously 😅I'm a student so it's a small retirement account with easy equities

    • @PbXO6
      @PbXO6 17 днів тому

      You are doing better than most of your peers. You are building healthy habbits

    • @SibusisoBonganiMthembu-y9m
      @SibusisoBonganiMthembu-y9m 15 днів тому

      Great ; keep going 👌👌

  • @anthonyjane5045
    @anthonyjane5045 Місяць тому +5

    Praise to God Almighty!!!!'m favoured, $140k every 3weeks! | can now give back to the locals in my community and also support God's work and the church. God bless America🇺🇸❤️❤️❤️❤️❤️

    • @katjasoodt560
      @katjasoodt560 Місяць тому

      I believe when God blessess it exceeds beyond my expectation. I know my Father in heaven is a generous father who provides the needs of his children感

    • @MarkSarah-qn2oc
      @MarkSarah-qn2oc Місяць тому

      I'm 37 and have been looking for ways to be successful, please how??

    • @anthonyjane5045
      @anthonyjane5045 Місяць тому

      Sure, the investment-advisor that guides me is …………….Mrs Cynthia Bereniz Galvan!
      After enduring many struggles, I am now filled with gratitude for owning a new home. My family is happy, and everything is finally falling into place.

    • @YvonneFreely
      @YvonneFreely  Місяць тому

      Amen and amen!! This is incredible! Keep going! Here if you have any questions! 👏🏾

  • @nkechiodukwe492
    @nkechiodukwe492 9 днів тому +1

    Hello Dear, here watching and supporting, my fellow content creator, thanks for posting this content, here to encourage you to keep going, and keep pushing forward, thumbs up and blessings to you

  • @Lynn-tr5fd
    @Lynn-tr5fd 19 днів тому

    Well done sis! There is so much value in this video. Thank you

  • @sibamente
    @sibamente 15 днів тому +3

    Budget, for R4000😂😊

  • @pdprods1420
    @pdprods1420 Місяць тому +4

    how i became beautiful by 31

    • @YvonneFreely
      @YvonneFreely  20 днів тому +1

      I see what you did there lol! Thanks for watching!

  • @MEXTguide_yoyo
    @MEXTguide_yoyo 22 дні тому +1

    I'm not South African, but as a young adult struggling to be more financially independent (mostly from a lack of personal discipline), two big things I'll take away from this on my first watch are; budgeting and praying. Thankyou for making this. I need to learn more about the world of personal finance because there's alot of terms I didn't get but this was just a timely reminder to get back on the horse and be more deliberate from where I am right now.

  • @vuyolwethubili5707
    @vuyolwethubili5707 18 днів тому +1

    I love your content so much, it’s so insightful.I am 26 and I have recently started earning more than I ever have before and for some reason it seems like I run out of money quicker now than I did before. I don’t know what I’m doing wrong and would like the next year to be better for me because I would like to settle debt and buy and car and house by the time I’m 30!

    • @YvonneFreely
      @YvonneFreely  10 днів тому

      Glad you're part of the Free Squad! I'm here if you have any questions!

  • @mantsharachel2419
    @mantsharachel2419 17 днів тому

    Thank you soo much, clean, straight to the point and very useful information...you just gained yourself a subscriber😊

  • @mamolewamodiba9159
    @mamolewamodiba9159 16 днів тому

    I salute your divinity. Thank you for sharing your experiences 🙏🏽 May you achieve more goals

  • @nobuhletsili
    @nobuhletsili 18 днів тому +1

    Thank you so much, your video was helpful. ❤❤❤

    • @YvonneFreely
      @YvonneFreely  10 днів тому

      You're so welcome1 Thank you for being a part of the Free Squad and supporting this channel!
      Next video is coming up later this week - let me know what you think!

  • @emmanuelabel7945
    @emmanuelabel7945 13 днів тому

    This is very insightful. Thank you for sharing Ma'am Yvonne.

  • @TheRealAbdulIssa
    @TheRealAbdulIssa 15 днів тому

    Buget! Great video thank you. Excited to see your budgeting tool or template:)

  • @TheresaMolate
    @TheresaMolate День тому

    Thank you so much Yvonne

  • @shamypiper
    @shamypiper Місяць тому

    budget - thank you for your experience. I appreciate it.

    • @YvonneFreely
      @YvonneFreely  22 дні тому

      Your support means everything-thank you for watching! The tracker is here: www.yvonnefreely.com/simple-money-business-tools.

  • @ValentiaMothakwa
    @ValentiaMothakwa 28 днів тому

    I am new to this channel, and i am soo hooked ❤
    This is exactly what i needed.
    I really need to pay off my debts so i can start focusing on other things.
    I will be sure be watching for your side hustle videos

  • @MonicaMuza-z8m
    @MonicaMuza-z8m Місяць тому

    God bless you Yvonne! This is encouraging ❤

  • @comfortzimba7664
    @comfortzimba7664 15 днів тому

    Thank you so much for sharing...Great insights, iam intrigued and educated..

  • @TheFashionTutor
    @TheFashionTutor 10 днів тому

    Proper Budgeting is proving more difficult for me as a small biz owner

  • @frankbell1408
    @frankbell1408 Місяць тому +2

    From $10K to $25k that's the minimum range of profit return every week I think it's not a bad one for me, now I have enough to pay bills and take care of my family.

  • @SAIINTPAULL
    @SAIINTPAULL 17 днів тому

    This is incredible and informative, good look sis. Now: What are your top 5 ETF & REITS investments

  • @preciousmusenge8310
    @preciousmusenge8310 21 день тому

    I liked thisso much. Thank you! & It's also like a BUDGET template

    • @YvonneFreely
      @YvonneFreely  20 днів тому

      Thanks for helping grow this channel by watching! Get your tracker at: www.yvonnefreely.com/simple-money-business-tools. Subscribe for free and become part of the Free Squad!

  • @Latoya-cq7xs
    @Latoya-cq7xs 11 днів тому

    I like your advice on finances, though I'm a financial person . But my finances are spiraling out of control. I don't know where I messed up and ended up in huge debts.

  • @LydiaTifuh
    @LydiaTifuh 17 днів тому

    Just subscribed and I was so glad when you said you prayed over your salary. Budget link please 🎉

  • @DarshanSingh-mi
    @DarshanSingh-mi 12 днів тому

    Amazing content in this video! I rarely suggest anything in comments, but the book women’s magic truths on borlest is a game-changer. It provides deep knowledge on wealth and self-care that can really make a difference. Take care, everyone

  • @VusiM-c8l
    @VusiM-c8l 17 днів тому

    Budget please. This is very enlightening and encouraging.

  • @CatrionaStewart-d7b
    @CatrionaStewart-d7b 22 дні тому +1

    As a beginner, Taking less trade is actually more profitable than more. The more trades you take, the more your chances of losing increases.

    • @CatrionaStewart-d7b
      @CatrionaStewart-d7b 22 дні тому

      Your chances of losing trades are a lot higher provided you're not trading through the mentorship of an expert. Single handedly handling trades without proper mentorship is the major reason why most investors lose money

  • @samkelisodlamini2458
    @samkelisodlamini2458 17 днів тому

    budget, thank you for your insightful video

  • @Sphesihle.sphe2
    @Sphesihle.sphe2 21 день тому

    You've got yourself a new subbie❤

    • @YvonneFreely
      @YvonneFreely  20 днів тому +1

      I’m so grateful for your support-thank you for watching! Welcome to the Free Squad!

  • @paulusandreas2796
    @paulusandreas2796 12 днів тому +2

    In my case it's different. The more i give the financial crisis i experience. I don't know whether i should stop lending a hand or not.i am confused

  • @missndhlovu7200
    @missndhlovu7200 16 годин тому

    Thank you so much ....please send budget

  • @latifamthembu4372
    @latifamthembu4372 22 дні тому

    Budget! Thanks for the informative video :)

    • @YvonneFreely
      @YvonneFreely  20 днів тому

      I appreciate your support by watching this video! Get your tracker at: www.yvonnefreely.com/simple-money-business-tools. Don’t forget to subscribe for free and join the Free Squad!

  • @khanyisilemgidi
    @khanyisilemgidi 23 дні тому +1

    Thank you🙌🏾
    Budget

    • @YvonneFreely
      @YvonneFreely  20 днів тому

      I’m grateful for your time-thanks for watching! Grab your tracker now: www.yvonnefreely.com/simple-money-business-tools. Don’t forget to subscribe and join the Free Squad for free!

  • @RotondwaRadzilani
    @RotondwaRadzilani 14 днів тому

    Thank you it's very helpful ❤

  • @cryptoexpertman
    @cryptoexpertman Місяць тому

    Thank you for this great video. I'm facing some problems for starting to work on crypto. I made a safepal wallet with USDT and I have its phrase (verb convince valley seminar silent kiwi wire sound castle eternal west rough) I can see USDT in my wallet but when I want to use it I get this error: Insufficient funds for gas
    what should I do?

  • @jenniferichu2606
    @jenniferichu2606 19 днів тому

    Thank you so much for sharing

  • @sakhilempofu309
    @sakhilempofu309 16 днів тому

    Budget, loving this

  • @opelomagwadi4387
    @opelomagwadi4387 12 днів тому

    You are a lifesaver ❤

  • @ThaDot09
    @ThaDot09 6 днів тому

    Thanks for the insight. Budget

  • @simplythebest5341
    @simplythebest5341 13 днів тому +1

    Based in the US used the stategy like you now networth is around 3MM keep it up

  • @Prima_donna99
    @Prima_donna99 День тому

    Thanks for this. Budget pls

  • @SophiaOgebe-wq3op
    @SophiaOgebe-wq3op 13 днів тому +1

    Which side hustle can I start

  • @morganmasetlwa794
    @morganmasetlwa794 17 днів тому

    Budget! And I love the content

  • @Bizgrace
    @Bizgrace Місяць тому

    Thank you for this video
    I'm interested in the budget video

    • @YvonneFreely
      @YvonneFreely  22 дні тому

      Your support means everything-thank you for watching! The tracker is here: www.yvonnefreely.com/simple-money-business-tools.

  • @mayor-o1w
    @mayor-o1w Місяць тому

    I appreciate that you suggested Sarah Jennine Davis in one of your videos. She was contacted, and working with her on investments has been fantastic.

  • @pgpheimsta
    @pgpheimsta 20 днів тому +1

    So good!
    Budget please 🤓

    • @YvonneFreely
      @YvonneFreely  10 днів тому

      Hey! Thanks for being a part of the Free Squad! You can download your budget template here: www.yvonnefreely.com/simple-money-business-tools.
      Don’t miss this weeks video coming out on Friday and let me know your thoughts!

  • @alshasihlangu7943
    @alshasihlangu7943 Місяць тому

    Very useful information👏🏾👏🏾👏🏾

    • @YvonneFreely
      @YvonneFreely  22 дні тому

      So glad its helpful! Thank you so much for watching!

  • @okellomoses4886
    @okellomoses4886 Місяць тому

    Thank you, very helpful lessons

    • @YvonneFreely
      @YvonneFreely  22 дні тому

      You're so welcome! Thank you so much for watching and supporting the channel!

  • @EddyMashele
    @EddyMashele 12 днів тому

    Thank you so much❤

  • @JudithKorumbnga-px3jj
    @JudithKorumbnga-px3jj 3 години тому

    Please show me your budget plan

  • @nkosazanasimelane8040
    @nkosazanasimelane8040 19 днів тому

    Needed this❤

    • @YvonneFreely
      @YvonneFreely  10 днів тому

      Thank you so much for watching, I appreciate your time and support! ❤

  • @anselmokidaboma9328
    @anselmokidaboma9328 12 днів тому

    Thanks yvonne

  • @agathaochuba
    @agathaochuba 18 днів тому +1

    Stay true to yourself ❤

  • @abimbolaafere972
    @abimbolaafere972 20 днів тому +2

    Budget. Thank you

    • @YvonneFreely
      @YvonneFreely  20 днів тому

      Thanks for watching and showing your support! Your tracker is ready to download: www.yvonnefreely.com/simple-money-business-tools. Subscribe to join the Free Squad today-it’s free!

  • @mirriamchungu5236
    @mirriamchungu5236 17 днів тому

    I am curious, how old are you now and how old were you when you were earning 4000 rand?
    Also thank you so much for the tips in this video, they are very actionable and your delivery was straight to the point.

    • @YvonneFreely
      @YvonneFreely  17 днів тому +3

      Hi, good question! I’m 35 now and I was 24 when I earned R4k, straight out of university.
      Thanks for watching!

  • @rilindetshivhase3328
    @rilindetshivhase3328 13 годин тому

    Budget please share the template
    Regards

  • @Ntokozo-Andy
    @Ntokozo-Andy 17 днів тому

    Thank you

  • @alexisosborne2487
    @alexisosborne2487 16 днів тому

    Thanks for sharing

  • @Cngattah
    @Cngattah 18 днів тому

    New subbie🎉🎉

    • @YvonneFreely
      @YvonneFreely  10 днів тому

      Welcome to the Free Squad! You'll like it here!
      I’m so grateful for your support! Download your budget here if you need it: www.yvonnefreely.com/simple-money-business-tools.
      Don’t miss the next video this week - please subscribe if you haven't yet - and let me know what you think!

  • @kozykutz
    @kozykutz Місяць тому

    Budgeting Tool. Thank you.

    • @YvonneFreely
      @YvonneFreely  20 днів тому

      I appreciate your support by watching the video! Access the tracker here: www.yvonnefreely.com/simple-money-business-tools. Don’t forget to subscribe and join the Free Squad for free!

  • @vuyolwethubili5707
    @vuyolwethubili5707 18 днів тому +2

    Budget ❤

    • @YvonneFreely
      @YvonneFreely  10 днів тому

      Hi! I’m so grateful for your support! Download your budget here: www.yvonnefreely.com/simple-money-business-tools.
      Don’t miss the next video this week - please subscribe if you haven't yet - and let me know what you think!

  • @Ems_Favor
    @Ems_Favor 25 днів тому +1

    Budget
    Would you kindly share your budget template.

    • @YvonneFreely
      @YvonneFreely  20 днів тому

      I’m grateful for your support-thank you for watching! Download the tracker now: www.yvonnefreely.com/simple-money-business-tools. Hit subscribe to join the Free Squad-it’s free!

  • @PontshoMphokane
    @PontshoMphokane 8 днів тому +2

    If you can save 12k for retirement how much are you earning. I guess side business helped.

    • @YvonneFreely
      @YvonneFreely  8 днів тому +1

      My company had a fringe benefit that paid R4k, and then also matched my own R4k contribution to make it R12k. So R8k free money from my employer + R4k only from me.
      Yes, side businesses also boosted my disposable income.

  • @blessingpaulajayi
    @blessingpaulajayi 14 днів тому

    Great!

  • @FundiswaFaithMandongana
    @FundiswaFaithMandongana 10 днів тому

    Budget 💫

  • @Sharmaa2646
    @Sharmaa2646 12 днів тому

    It’s shocking how Women’s Magic Truths on Borlest isn’t being discussed. The book is full of life-changing insights, yet no one seems to notice. Time to break the trance and read it yourself!

  • @1ccleaves
    @1ccleaves Місяць тому

    Budget please; I’d love the budget tool

    • @YvonneFreely
      @YvonneFreely  20 днів тому

      Thanks for helping grow this channel by watching! Get your tracker at: www.yvonnefreely.com/simple-money-business-tools. Subscribe for free and become part of the Free Squad!

  • @enieM6
    @enieM6 21 день тому

    Wow you amazing 👏

    • @YvonneFreely
      @YvonneFreely  20 днів тому

      I appreciate your support by watching the video! Welcome to the Free Squad!

  • @seraphinenuwordu7598
    @seraphinenuwordu7598 День тому

    Hello my love
    Can I get the budget template

  • @JudithKorumbnga-px3jj
    @JudithKorumbnga-px3jj 3 години тому

    Interested

  • @raquel8883
    @raquel8883 16 днів тому

    Budget 👌🏼

  • @SanyuTrades
    @SanyuTrades 10 днів тому

    Congrats

  • @Thandz_
    @Thandz_ 23 дні тому

    🙌🏼
    Budget

    • @YvonneFreely
      @YvonneFreely  22 дні тому +1

      Thank you for supporting this channel by watching! Download your tracker here: www.yvonnefreely.com/simple-money-business-tools. Your likes and comments really helped this video reach alot more people, I appreciate you for being a part of the Free Squad!

  • @lilliankiterre2985
    @lilliankiterre2985 6 днів тому

    Share your budget template

  • @athomewithdudu
    @athomewithdudu 12 днів тому

    I want to do right by my fiancés but I think I am lacking here and there I wanna see more of your content thanks

  • @EmilyHiggerson
    @EmilyHiggerson 29 днів тому

    Hello, I don't know anything about investing and l'm
    looking to invest, any help? As well who can I reach out to?

    • @victorcowunna
      @victorcowunna 27 днів тому +1

      Start by reading The Psychology of Money by Morgan Housel.

    • @YvonneFreely
      @YvonneFreely  22 дні тому

      That book is a game changer! Thanks for recommending it to others!

  • @redvelvet8983
    @redvelvet8983 8 днів тому

    Nice

  • @desmondmakgatho2479
    @desmondmakgatho2479 19 днів тому

    Me and you wil be good friends one day..❤

    • @YvonneFreely
      @YvonneFreely  10 днів тому

      Yes we will! Thanks for being a part of the Free Squad! You can download your budget template here: www.yvonnefreely.com/simple-money-business-tools.
      Don’t miss this weeks video coming out on Friday and let me know your thoughts!

  • @SimonBenjamin-cu8nv
    @SimonBenjamin-cu8nv 12 днів тому

    Budget 🎉

  • @TheresaMolate
    @TheresaMolate День тому

    Hi Yvonne Please send me your budget please