Penny Pinching to Prosperity: Saving Challenges for All Wallets

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  • Опубліковано 8 чер 2023
  • Today we are doing cash stuffing saving challenges. Below I have linked all the challenges, some paid for and some freebies are available so check them out.
    🌟Penny Challenge
    myorganizedchaos.net/the-penn...
    🌟Olive Green Cash Envelope Binder A6
    amzn.to/3Nb4ClS
    🌟Marble White Cash Envelope Binder A6
    amzn.to/42ouuPr
    🌟Saving Challenge Book
    www.etsy.com/listing/13457959...
    🌟 2 Sister Bees
    TONS OF FREEBIES
    2sisterbees.com/
    🌟Grinch Christmas Scratch-Off
    www.etsy.com/listing/12529714...
    🌟Trackers
    www.etsy.com/listing/10974265...
    🌟 Jordan Budgets Trackers
    jordanbudgets.com/listing/120...
    🌟Sticker Challenge
    www.etsy.com/listing/14037449...
    🌟Travel Sticker Game
    www.etsy.com/listing/13198407...
    🌟Come save money with me on Fetch! Join w/ code VQQDNH for a point bonus.
    referral.fetch.com/vvv3/refer...
    ***As an Amazon Associate, I could earn from qualifying purchases, some of the links above could be paid links and I can earn commissions. I may have other associate affiliate products linked above as well.***

КОМЕНТАРІ • 54

  • @chenelly84
    @chenelly84 Рік тому +6

    I love the way you are so positive, and you break everything down to be able to understand everything.

    • @lymanjoy
      @lymanjoy  Рік тому +1

      I am so glad I want everyone to be successful!!

  • @Mah_fb
    @Mah_fb 10 місяців тому +3

    Thank you for putting saving in perspective...that was really impactful.

    • @lymanjoy
      @lymanjoy  10 місяців тому +1

      Thanks for watching. 😊

  • @lizbrown3021
    @lizbrown3021 23 дні тому

    Absolutely!

  • @lynnyo1467
    @lynnyo1467 Рік тому +1

    I LOVE the penny challenge!

    • @lymanjoy
      @lymanjoy  Рік тому

      Makes it fun and obtainable!!

  • @whitney8937
    @whitney8937 Рік тому +3

    I needed to hear this... I know I can do it 😊

    • @lymanjoy
      @lymanjoy  Рік тому

      You can!! You got this...one day at a time. 😁

    • @yolandawebb3032
      @yolandawebb3032 Рік тому

      Me 2.. it's a STRUGGLE.. I have started by saving the dollars at the end of the day .. wish me luck

  • @yolandawebb3032
    @yolandawebb3032 Рік тому +1

    You have really changed my life

    • @lymanjoy
      @lymanjoy  Рік тому

      I am so glad you find these tips helpful!!

  • @naturallycharity9929
    @naturallycharity9929 Рік тому +2

    Hey!! New Subbie. ❤ I’m on my debt free journey and saving to purchase a new home! Just paid off some debt. I use cash envelope stuffing. Great video ❤

    • @lymanjoy
      @lymanjoy  Рік тому

      Thanks for being here. Great job on paying off debt.

  • @beautymombudgets
    @beautymombudgets Рік тому +2

    Hello there, new subbie here.
    I am here for your simple yet so pretty setup.
    Great video ❤

    • @lymanjoy
      @lymanjoy  Рік тому

      Thank you so much 🤗

  • @AbbyDelgado-zc9st
    @AbbyDelgado-zc9st Рік тому +1

    Love your attitude of whatever i have i have. Adopting it.

    • @lymanjoy
      @lymanjoy  Рік тому

      Love yours too, glad your here!!

  • @marylovecountryliving
    @marylovecountryliving Рік тому +2

    I made myself a a Dime challenge for 100 days and at the end of the 100 days it adds up to 505.00. and I'm am almost done with it. It takes self discipline to be able to save and I have learned that I can do it and it is an Amazing feeling.

    • @lymanjoy
      @lymanjoy  Рік тому

      That's awesome!! Congrats, taking those steps forward really does make a difference. Thanks for sharing that with me 😁

  • @shawnawhiting
    @shawnawhiting Рік тому +2

    Wow, this was amazing, thank you! So informative and motivating 😊❤

  • @judyhernandez3391
    @judyhernandez3391 8 місяців тому

    I really enjoy your videos. You are great about managing your money and saving. Thank you for sharing your journey,

    • @lymanjoy
      @lymanjoy  8 місяців тому

      Thanks for watching. 😊 If you ever have any questions, don't hesitate to ask.

  • @fourdayhomestead2839
    @fourdayhomestead2839 10 місяців тому

    Love the canning jar tracker.😊

    • @lymanjoy
      @lymanjoy  10 місяців тому +1

      Makes it fun!

  • @lucillesmith9764
    @lucillesmith9764 Рік тому +1

    I love the video. I’m working on a roll the dice game. This video was so encouraging ❤

    • @lymanjoy
      @lymanjoy  Рік тому

      Love roll the dice game!! Thanks for sharing. 😊

  • @TrickyChi
    @TrickyChi Рік тому +1

    Your correct pets are expensive and keep getting more and more expensive....... my service dog gets a allowance that I devide up in her binder categories
    Her categories are:
    Yearly exam and shots
    Food and treats
    Teeth cleaning care
    Doggy emergency fund
    And I have 1 credit card to cover what I don't have in her envelopes

    • @lymanjoy
      @lymanjoy  Рік тому +1

      They sure are. That's a great idea. I love all her categories!

  • @AbbyDelgado-zc9st
    @AbbyDelgado-zc9st Рік тому +1

    Before I saw any cash envelop system I was keeping my money in regular smaller white envelopes. Put the item name on upper right hand corner. The amt I budget it for. Some math as to whether I dipped into it if I need change and my balance. I also thought no one would do my system thinking it was so primitive! Blown away when I found out so many people were doing similar system and adopted some ideas along the way. Feels good.

    • @AbbyDelgado-zc9st
      @AbbyDelgado-zc9st Рік тому +1

      Going to start a penny & dime challenge today with some fun way to do it.

    • @AbbyDelgado-zc9st
      @AbbyDelgado-zc9st Рік тому +1

      I listened to you today while cleaning out my sister's frig and continued after I rested from sweeping patio, sidewalk with trash & organizing my room. Very fulfilling productive day!!

    • @lymanjoy
      @lymanjoy  Рік тому +1

      Amazing!! I think you're amazing coming up with that on your own....but I sure do love doing it with a community, so I am so glad you're here on this journey with me and the LymanJoy community.

    • @lymanjoy
      @lymanjoy  Рік тому +1

      Wow, you were amazingly productive!! 👏

  • @ginamoffett1973
    @ginamoffett1973 Рік тому +1

    Great video again ❤

    • @lymanjoy
      @lymanjoy  Рік тому

      You are so kind, glad you liked it!!

  • @simplylivingsaves
    @simplylivingsaves Рік тому +1

    Loved this video! Your set up is some bright and cheerful!

  • @fourdayhomestead2839
    @fourdayhomestead2839 10 місяців тому

    Been derailed by my drivers license renewal of all things! On my birthday (heading out for a wknd away) I waited 3 hrs in DMV !! Unusual, semi annual & annual sinking funds updated while I waited.

    • @lymanjoy
      @lymanjoy  10 місяців тому +1

      Well, that's a long wait, but great job using that time productively. 😊👍

  • @kimmatura3564
    @kimmatura3564 Рік тому +1

    I also had a tree I had to trim and it was $700! I had to restart my one month ahead with that blow to my budget.

    • @lymanjoy
      @lymanjoy  Рік тому +1

      Sorry that happened to you 😔 restarting is no fun, but congrats on having the funds to pull from!!!

  • @katelosteter
    @katelosteter 10 місяців тому

    Recently our cars have been an issue. Last month I got my car inspected and it ended up being $1.4 K I had to put on a credit card 😢and yesterday my hubby needed new brakes and rotors so that was another $300. Started my car maintenance envelope a week ago, hopefully it will help us for future issues with our money pit cars 😅

    • @lymanjoy
      @lymanjoy  10 місяців тому

      Such a great idea. A car maintenance fund has really helped me!! And I just needed it recently and was so happy to have money set aside. It is so wise to start an envelope when you see a gap in the budget.

  • @SeaShelleyCrafts55
    @SeaShelleyCrafts55 5 місяців тому

    Hi Laura, I have my challenges but haven’t assigned any reason for them. I’m going to do that so I have a reason for saving. I am currently following Dave Ramsey. So this should help with my saving. Thank you.

    • @lymanjoy
      @lymanjoy  5 місяців тому

      That's awesome. I really enjoy having the categories for saving. it feels good telling my and money where to go. Thanks for watching 😁

  • @madethemlook
    @madethemlook Рік тому +2

    ❤. I have a video request, can you please do a video on high yield savings accounts?

    • @lymanjoy
      @lymanjoy  Рік тому +2

      Yes, absolutely, but here s a mini one. I have 3 suggestions for HYSA at a little past the 7-minute mark. 😁
      ua-cam.com/video/GaqFVXN3pa8/v-deo.html

    • @lynnyo1467
      @lynnyo1467 Рік тому

      Very interesting!

  • @WivesofBishopAzariyah
    @WivesofBishopAzariyah Рік тому

    Thank you for this video. I was stressing to save at least $1000 a month. With a family it was hard. I am to save for my goal easily.

    • @lymanjoy
      @lymanjoy  Рік тому

      Slow and steady, you got this!!

  • @user-gv9or8ro2c
    @user-gv9or8ro2c 10 місяців тому

    I don't understand where the cash comes from

    • @lymanjoy
      @lymanjoy  10 місяців тому +1

      I do side hustles, try to save on groceries, and anything left over I put toward saving challenges.