What is a FBAR? Who needs to file one?

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  • Опубліковано 28 січ 2025

КОМЕНТАРІ • 29

  • @majidmarkous2295
    @majidmarkous2295 Рік тому +2

    I moved from Canada to US in Nov 2022 as a green card holder. If I will be reporting my bank amounts on now, will I be taxed if I sell my house in few years from now when reporting a sudden increase in bank account? Thank you.

    • @quintilonetax
      @quintilonetax  Рік тому

      Selling a house is a reportable transaction. Filing an FBAR has no impact on what is and is not a taxable transaction. I advise you to seek professional advice from a credentialed tax professional to clarify and questions you may have. Thank you-Dylan

  • @karthikeyannataraj3786
    @karthikeyannataraj3786 Рік тому +2

    Thank you for the video. I did not know about FBAR so I missed filing it for a few past years. IRS hasn’t contacted me. Will there be any penalty if I file for those years now?

    • @quintilonetax
      @quintilonetax  Рік тому

      If you did not file FBAR for previous years, seek the guidance of a tax professional and file delinquent FBARs. -Dylan

  • @olivermillare2282
    @olivermillare2282 9 місяців тому

    Hi, are digital wallets included to be filed in fbar? It doesnt earn interest

  • @lougervais9831
    @lougervais9831 Місяць тому +1

    Hi Dylan, is it possible to contact you?

    • @quintilonetax
      @quintilonetax  Місяць тому

      Yes, you can email me directly at quintilone@mf.me or call me at +1-407-864-2792 through WhatsApp

  • @greenapple2167
    @greenapple2167 Рік тому +1

    I brought cryptocurrency coin thru an exchange Kucoin, not listed in usa , it’s in Singapore, do I need to file Fincen form 114?

    • @quintilonetax
      @quintilonetax  Рік тому

      You need to report on form 1040 you transacted in cryptocurrency. You would file an FBAR if your foreign financial account ever crossed 10,000 USD in value at any point during the year in 2022. -Dylan

    • @greenapple2167
      @greenapple2167 Рік тому

      @@quintilonetax I just have an account for trade (buy & sell coins only) in 2021 Kucoin exchange , so I don’t need to file FBAR right???

  • @scottv3337
    @scottv3337 6 місяців тому

    I’m a little confused as to the aggregate amount. Let’s say I put $9k this month and spend that all next month and put another$9k in a few months later is that considered going over the limit since it adds up to $18k, but never having over 10k in the account at any one time? Thanks for any clarification you can give me.

    • @quintilonetax
      @quintilonetax  6 місяців тому

      Thank you for the comment,
      First, I advise you to speak to an international tax professional. Based on your example, you do not need to file an FBAR. Please keep in mind, if you have any other foreign financial accounts, you would combine the value of these for FBAR reporting purposes.
      One thing I advise clients, is to err on the side of caution and file the FBAR if you are unsure if you met the filing requirement. There is no punishment for over reporting, but the consequences of not reporting are very severe. -Dylan

    • @scottv3337
      @scottv3337 6 місяців тому

      Thank you

  • @kellypham6293
    @kellypham6293 Рік тому +2

    Hi, my husband just got his green card and SS on February, 2023.. He hasn't work in the US yet. He has foreign account over 20k on January 2023. When do he needs to File his Fbar..now or 2024 tax year? We got married last year but I don't have any joint foreign account with him. Do I need to file with him? Or He just files fbar by himself? Thanks in advance!

    • @quintilonetax
      @quintilonetax  Рік тому

      The FBAR would be filed in 2024 based on your comment. I would advise you to seek the guidance of tax professional to give more specific guidance about your situation. -Dylan

  • @Hirsch9867
    @Hirsch9867 Рік тому +1

    Just to be clear, I did not meet 10k for balance. Do I still have to file?

    • @quintilonetax
      @quintilonetax  Рік тому +1

      Make sure to use the US Treasury Department published currency conversion rates for the calculation. Here is the link for the 2022 conversion rates. If using that conversion value does not equal greater than $10,000 USD, then you would not be required to file. It is best to speak to a tax professional before you definitively say you do or do not need to file an FBAR.
      When in doubt, err on the side of caution and file the FBAR. The monetary penalties are too severe if you are unsure about your filing requirement.
      fiscaldata.treasury.gov/datasets/treasury-reporting-rates-exchange/treasury-reporting-rates-of-exchange

  • @ollybrownuk
    @ollybrownuk 9 місяців тому

    Hi Dylan, I am a green card holder living in the US, I have an amount over the threshold in my Bank account back in the United Kingdom where I am still a citizen. Do I need to file an FBAR? thanks

    • @quintilonetax
      @quintilonetax  9 місяців тому +1

      It sounds like you need to file an FBAR, Yes. -Dylan

  • @erwinsanders7379
    @erwinsanders7379 Рік тому

    So this is just information to provide to the US government, and it's not taxed? If I understand correctly?

    • @lexiemaep7930
      @lexiemaep7930 6 місяців тому

      Yes, you are just letting the irs know you have money. It's not taxed

  • @EHManjo
    @EHManjo Рік тому

    Hi Dylan, thank you for your informative video! I am a US resident alien that has an international chequing account back in Canada (containing just above 10k). I usually convert my USD to CAD and deposit it into this intl account to exclusively pay off a Canadian loan. I do not have a Canadian source of income. Do I still need to report this account? Thank you!

    • @quintilonetax
      @quintilonetax  Рік тому

      Based on your comment, I would advise you to seek professional tax guidance. It appears you need to file a FBAR. -Dylan

  • @stevenmacdonald
    @stevenmacdonald Рік тому

    Hi There, I emigrated to the United States on a spouse visa in October of 2023, shortly after arriving to usa, I closed my foreign accounts, and opened an account in usa, do I still need to file an fbar for the 2023 tax year?

    • @quintilonetax
      @quintilonetax  Рік тому

      I’m happy to answer your question over a quick phone call, you can reach me directly at 689-257-9400, or WhatsApp +1 407-864-2702. It appears yes, you do need to file FBAR for 2023 if the balances were in excess of the reporting thresholds. -Dylan

  • @peterliggett8829
    @peterliggett8829 2 роки тому +1

    How about if you renounce your USA citizenship, and hold citizenship in a European country.

    • @quintilonetax
      @quintilonetax  Рік тому

      If you are a citizen of a European country, you are not required to file a FBAR.
      Before renouncing your citizenship, it is best to speak to a tax professional to make sure you fulfilled any filing requirements. Renunciation of US citizenship is permanent and irrevocable. If you owe money to the IRS, you should expect to still owe that money after you renounce US citizenship.
      Renouncing US citizenship does not relieve a person of tax liability for US taxes or penalties incurred before giving up citizenship. The IRS could still audit and impose taxes and penalties.
      This is why it's best to speak with a tax professional before you make such a permanent decision. -Dylan

  • @mangeshabhang2607
    @mangeshabhang2607 11 місяців тому

    I have two brokerage account and I have two bank account in India. I am US tax resident. Do i need to disclose only bank account or all 4 account? Also for filed jointly do I disclose my wife's account as well?