I absolutely love watching your videos. You have inspired me to be more responsible with my money. I live in the same town & state as you, and my salary is about 67K.. Today I only have about 1300 in savings, so that should tell you how irresponsible I've been. Anyway, I'm committed to doing better next year, and you've inspired that spark in me! I purchased a budgeting notebook on Amazon, and I already have it filled out to start budgeting the first paycheck in January. I'm excited!🎉
Hi Lisa, love how you breakdown your budget. Congrats on the weight loss. Goodwill shopping is definitely a cheaper option especially when you are on a weight loss journey ❤
If you changed the direct deposit so you don’t deposit into the joint account more than the $1700 a month, why did you put 3 payments in there? You could work on your other goals with the $ 😍 Am I missing something?
Hi Lisa.. Great video. My hubby is paid 24 x a year. It actually works out well because they take his entire year of take home pay and divide it up by 24 instead of 26. He doesn't get magic months but he makes a lot more take home pay over all per month that way. I do get 26 pays and would be fine either way. Magic months only give me a bit more take home pay 2 months out of the year vs. all 12 . Happy New Year to you and your family!
I just got 100 day challenge book off Temu. I only have about 1500/mo to work with. It may take me longer, but I want to go to Florida soon to see daughter and family. My son gave me some money toward that goalwhich will help. I am on low-income housing and limited to how much I can have in the bank.
Yeah I figured you would be retiring in not too long and was wondering if you would have to pay for the mortgage while retired. Hopefully you don’t and can retire with no mortgage!!
I realized after the fact that I forgot to add a sinking fund for car insurance! I’ll definitely be adding it next month.
I absolutely love watching your videos. You have inspired me to be more responsible with my money. I live in the same town & state as you, and my salary is about 67K.. Today I only have about 1300 in savings, so that should tell you how irresponsible I've been. Anyway, I'm committed to doing better next year, and you've inspired that spark in me! I purchased a budgeting notebook on Amazon, and I already have it filled out to start budgeting the first paycheck in January. I'm excited!🎉
Howdy fellow Arkansan!
Congratulations Lisa on your weight loss!🙌🙌🙌
Great video and congratulations on your weight loss you are doing a great job and I am excited to see you do the 100 envelope challenge again so fun
Thank you! I am really excited about it too!
Great video and I brought some stickers from vanlily’s for the first time because of you and they are great. I love them.
Glad you like them! They are my FAVORITE!
Hi Lisa, love how you breakdown your budget. Congrats on the weight loss. Goodwill shopping is definitely a cheaper option especially when you are on a weight loss journey ❤
Thank you! I love Goodwill!
Great looking ahead. I get paid bi-weekly as well, and will have 2 "magic" months this upcoming year.
🥳🥳🥳🥳🥳🥳
I've been sick with cough abd stuffy nose. Hope you stay well❤
Feel better soon!
Good morning Lisa Marie. 😊 That’s an awesome planner you’re using. 👍
Thanks Mommy 🩷
Great budget set up, Lisa!
If you changed the direct deposit so you don’t deposit into the joint account more than the $1700 a month, why did you put 3 payments in there? You could work on your other goals with the $ 😍
Am I missing something?
1700x12 the divided by 26 paychecks. I mentioned it’s easier and works out the same for the year.
@@LisaMarieBudgetsGot it!
Hi Lisa.. Great video. My hubby is paid 24 x a year. It actually works out well because they take his entire year of take home pay and divide it up by 24 instead of 26. He doesn't get magic months but he makes a lot more take home pay over all per month that way. I do get 26 pays and would be fine either way. Magic months only give me a bit more take home pay 2 months out of the year vs. all 12 .
Happy New Year to you and your family!
Happy New Year to you and yours too!
Happy weekend. Another great video.
I just love your channel
Happy Saturday!😊
Happy Saturday to you too!
I just got 100 day challenge book off Temu. I only have about 1500/mo to work with. It may take me longer, but I want to go to Florida soon to see daughter and family. My son gave me some money toward that goalwhich will help. I am on low-income housing and limited to how much I can have in the bank.
We can do it!!!!!! 🥳🥳🥳🥳🥳
What’s your thoughts on paying off your half of the mortgage early ? If you do want to what is your plan for that? Thanks
I’ll work to pay down the mortgage to $0 or until I retire, then my daughter will cover the mortgage.
Yeah I figured you would be retiring in not too long and was wondering if you would have to pay for the mortgage while retired. Hopefully you don’t and can retire with no mortgage!!
I miss Carole Ann’s budgeting videos :)
I call my “beauty” Personal Maintenance. 😊
I like that!
Do you have a sinking fund for car insurance?
Starting next month!
Will the medication budget cover the semagutide?
Yes when we need to refill. We have a few months on hand.
What is the name of the planner you’re using?
The Budget Mom’s Budget By Paycheck Workbook. Google it to find her website!
Do you still use the cleaning ladies?
Sure do! It’s in our new house budget.
Good Morning, do you need to add Cleaning Service or is it in the budget for Joint acct?
It’s in the joint budget I posted Friday!
❤❤❤❤
𝓔𝔁𝓬𝓮𝓵𝓵𝓮𝓷𝓽 𝓫𝓾𝓭𝓰𝓮𝓽!
I hope you hide your safe while it is in the garage in the case you have service/repair on your home and an outside person does not see your safe.
Don’t think I’d have anything to worry about with a 5 foot 400 pound safe 🤷♀️
@ you will be surprised by what goes on in this world. I live in a big state and they are stealing atms out of stores by crashing into buildings
🥰💙🩵☃️
☕️