Are Premium Bonds Worth It? What I Won in 20 Months!

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  • Опубліковано 3 січ 2025

КОМЕНТАРІ • 31

  • @Priesty1997
    @Priesty1997 5 місяців тому +2

    Good luck for August draw!

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  5 місяців тому +2

      You too!

    • @willewinky
      @willewinky 5 місяців тому

      ​@@Dr.JubairsFinancethank you I won £100 on a £12k holding in August draw. I've been very lucky as won £100 in July.

  • @jasonlewis3820
    @jasonlewis3820 5 місяців тому +3

    i had 50k in them last year had a few winners top prize for me was a total £300 in one month over the year i won £1200 so not too bad ....just to let you know if you auto re-invest it goes in the same months draw... i don't have that in their now put it into property..

  • @deanmartin9358
    @deanmartin9358 5 місяців тому +1

    well Jubair i know it really is down to luck however i think i will carry on with your good advice tomorrow i will be buying another big block i am still up so far this year and feel lucky many thanks

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  5 місяців тому

      Hey Dean. It's really not advice, I'm just sharing my journey, everyone is unique. Thanks for watching as always!

  • @captainjabbwok8817
    @captainjabbwok8817 5 місяців тому +1

    I've maxed out all my tax free allowances when it comes to investing, ISAs, pensions. Which I've done so every year.
    So I decided to max out my premium bonds this year and my first month this month I won a total.... £25 ha.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  5 місяців тому

      Ahh, sounds like a low ROI, but you never know what happens next month!

  • @yasir269050
    @yasir269050 5 місяців тому

    what is the best platforms to invest for premium bonds? Please share. Thanks

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  5 місяців тому +2

      You can only buy premium bonds from one place, and thats from the NS&I website.

  • @yasir269050
    @yasir269050 5 місяців тому +1

    Is it best to keep emergency funds in premium bonds?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  5 місяців тому

      Hi Yasir, if you want your money in the same day, Premium bonds won't be good, takes a few days. Othwr than that, it's a decent place to put an emergency fund, in my opinion.

  • @abdulrahmanmarouf8234
    @abdulrahmanmarouf8234 5 місяців тому

    I love your videos. Quick question, though: Do you think the Vanguard FTSE All-World is a good ETF to hold for the long term, or do you just buy it to try to time the market?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  5 місяців тому

      I will be continuing to invest in an all world index, not sure if I'll stay with Vanguard, might move to iShares or Investco

  • @beachamgroup2482
    @beachamgroup2482 5 місяців тому

    Nice upload

  • @colinuk1984
    @colinuk1984 5 місяців тому +2

    I've got £1200, in total invested. Adding £200 each month. No won anything

  • @pagrant
    @pagrant 5 місяців тому +4

    The most I would keep in a premium bonds is £5000 if I had them, my Mum and Dad both hold premium bonds less than 5000 pounds in each, most of the family has them I don't think no of them hold the maximum, the biggest amount won was my Nan she got £500 one month , the most my Mum won is a month is £100 , the most my Dad won is 50 pounds in a month.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  5 місяців тому

      Fair enough. £500 winning seems amazing, could really do with that this month haha.

    • @craig361
      @craig361 5 місяців тому

      the problem there is they only real way to make money off them is to have all 50000 in there i see premium bonds as an all or nothing kind of investment as without having it full the odds are too low

  • @fireninja4474
    @fireninja4474 5 місяців тому

    I just chuck in whatevers left after investing and saving by the end of the month, only £682 after todays deposit of £40. No wins so far but fingers crossed

  • @virtualdave
    @virtualdave 5 місяців тому +1

    Just imagine you come on here in a couple of months saying you won the 1 million 👍🤞

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  5 місяців тому +4

      Hahaha I think I'll run away if I won the million and never say anything 😂😂

    • @virtualdave
      @virtualdave 5 місяців тому

      @@Dr.JubairsFinance 😂

  • @francisdrake6093
    @francisdrake6093 5 місяців тому +2

    Full 50k since January
    Jan 0
    Feb 50
    Mar 275
    Apr 1050
    May 350
    Ju 200
    Jul 50
    Aug 75
    Hopefully next month I win big lol

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  5 місяців тому +1

      Hopefully!

    • @kaxar6954
      @kaxar6954 4 місяці тому +2

      You did well in April. I just want to win one of those high value prizes. Would love if premium bonds have weekly draws as a new feature