First time seeing your vide. I make $23/hr and work full time but in So Cal my income doesn't go far. I had to take on a second job but now that the holidays are over, my hours were dropped drastically. Noe I have to re-examine my 2nd job. Thanks for the video and sharing!
Hello from France. I will be a single mother because my husband wants to separate from us. My son has cystic fibrosis. He will go to a private school after graduation and I will pay for it. I wait for my husband to go, and I must do a budgeting strategy too. I have some debts that I'm still paying, and my son will need a very good laptop (It 's a computer animation school), so it will be tough for me. I wish you and your daughter the best🥰
I enjoyed watching your budget. When I first became a single mom I was earning very little. I think maybe $16 an hour in CA. A few years later, I had to move in with family as I prepared to go back to school. I am really proud of how far I have come and now my son is in college so it’s just me. Good luck with your budget and goals.
I had 2 68-degree curves. They put one rod in. Also I was put in a body cast for one year! I was 21 when I had the surgery. I am now 63. Will be praying for your daughter.
This is my first time seeing your videos, and I wanted to comment on your daughter's surgery. My stepdaughter had the same surgery when she was 14 from extreme scoliosis due to a muscle disorder. Yes, the recovery is rough, and you will do everything for her for the first couple of months. For the first few years, she had excruciating muscle spasms so many times. She's 35 now and still has occasional muscle spasms from the rods, but not as severe. If she had not had that surgery, she would have lost the ability to sit up on her own at least ten years ago. I hope your daughter's surgery and recovery goes well.
I implemented a strict budgeting strategy to track expenses and set clear limits, while also focusing on a smart investment approach. In just six months, my investments grew by over $80,000, boosting my savings and financial confidence. This combined strategy has set me on track to achieve my long-term financial goals.
Thanks! The strategy was all thanks to Lorrie Greta Hillard, a brilliant financial advisor. She helped me create a personalized budgeting plan, track my expenses, and prioritize savings effectively. Her expertise made all the difference in reaching my financial goals!
I hope your daughter has a speedy recovery! If she is going to be recovering from surgery maybe the transportation you paid ahead for maybe they can refund you for the time she will not be riding the bus?
You mean i was low income and didn't know it? It took me over 40 years to get to up to 24.00, and 2.00 of that was because I was a manager. Glorious retail....
Her hourly salary of 23.74 and yours at 24.00 hourly can be considered low-income depending on how many individuals are in your household. If it is just you, then, no, it would not be considered low-income. It would actually be considered middle-class. Even having another individual factored in and it would still be middle-class just the lower-middle class.
It depends on where you live and the cost of living in your area. I’m one paycheck away from losing everything - like many people on my income. Obviously, that doesn’t discredit those living on a lower income - if you watched my older videos, you’d see where I was once making $16/hr and also living on my own. My rent was also about $500 cheaper. My income went up, as did all of my bills.
I think if you make $16 an hour, you’d have a partner or roommate also earning income and split the rent. All my adult sons have had roommates when they were earning less than $20 an hour.
I do! I use the paycheck budget method and only pay my bills according to when I am paid. This pay period, I didn’t have many - if any - bills to pay. Next pay period, I’ll have quite a few! I also have a separate bank account that I utilize just for rent. Every paycheck I have $625 directly deposited into that account - I never see it and it’s better for me to do it that way, so I am not tempted to spend it!
I make just a few cents less than you. It is low income. It's less than $50k per year. I consider myself low income because most of my friends make 6 figures.
Title: Low Income $23.24/h!
*cries in $15.18/h*
Absolutely 💯 .
Try $7.75/hr 😢
I make $15 p/hr 😢
@@Ashisnotashamedthat amount should be illegal 😢 I earn around 21 dollars an hour but I live in europe.
First time seeing your vide. I make $23/hr and work full time but in So Cal my income doesn't go far. I had to take on a second job but now that the holidays are over, my hours were dropped drastically. Noe I have to re-examine my 2nd job. Thanks for the video and sharing!
i feel you on $23/hr in Cali... good luck on your 2nd job!
Hello from SoCal. 👋🏼
Love your relatable financial situation and your handwriting is beautiful! Your nails are so cute too:)
Hello from France. I will be a single mother because my husband wants to separate from us. My son has cystic fibrosis. He will go to a private school after graduation and I will pay for it. I wait for my husband to go, and I must do a budgeting strategy too. I have some debts that I'm still paying, and my son will need a very good laptop (It 's a computer animation school), so it will be tough for me. I wish you and your daughter the best🥰
I enjoyed watching your budget. When I first became a single mom I was earning very little. I think maybe $16 an hour in CA. A few years later, I had to move in with family as I prepared to go back to school. I am really proud of how far I have come and now my son is in college so it’s just me. Good luck with your budget and goals.
I had 2 68-degree curves. They put one rod in. Also I was put in a body cast for one year! I was 21 when I had the surgery. I am now 63. Will be praying for your daughter.
Thank you for sharing! We are certainly nervous! But, also, hopeful!
This is my first time seeing your videos, and I wanted to comment on your daughter's surgery. My stepdaughter had the same surgery when she was 14 from extreme scoliosis due to a muscle disorder. Yes, the recovery is rough, and you will do everything for her for the first couple of months. For the first few years, she had excruciating muscle spasms so many times. She's 35 now and still has occasional muscle spasms from the rods, but not as severe. If she had not had that surgery, she would have lost the ability to sit up on her own at least ten years ago. I hope your daughter's surgery and recovery goes well.
Enjoyed watching your budget. Great video❤
What planner do you use? I just bought a new one and it is not as nice as yours.
I implemented a strict budgeting strategy to track expenses and set clear limits, while also focusing on a smart investment approach. In just six months, my investments grew by over $80,000, boosting my savings and financial confidence. This combined strategy has set me on track to achieve my long-term financial goals.
that’s incredible! What’s the secret behind this strategy? How did you manage to save up so much so quickly?
Thanks! The strategy was all thanks to Lorrie Greta Hillard, a brilliant financial advisor. She helped me create a personalized budgeting plan, track my expenses, and prioritize savings effectively. Her expertise made all the difference in reaching my financial goals!
Thanks for the tips! I was curious, so I did a little research and looked up the name.
That's my goal!
@@MoniqueJ-g2s please be careful with contacting "financial advisors" through UA-cam or email, etc. That's how so many people get easily scammed.
where can I purchase this buget book ? its cool relevant . thanks
Love watching your videos keep it up girl 🎉
Thank you so much!!
$23.74 is not considered low income lmfao wtf it’s not much, but trust there’s literally people making $8-$17!!
New subbie….great video🎉
I can’t wait to see your life in your new home
Hi. I love your planner. Where did you get it?
I see this question has been asked a few times, but not answered yet.
She made it and will be launching it soon I believe
That's great u are putting away more into your Savings! One day u might start investing your money. :) Wishing u all good things in 2025!💜
Great progress 🎉🎉
I hope your daughter has a speedy recovery! If she is going to be recovering from surgery maybe the transportation you paid ahead for maybe they can refund you for the time she will not be riding the bus?
where did you get your budget planner?
You mean i was low income and didn't know it? It took me over 40 years to get to up to 24.00, and 2.00 of that was because I was a manager. Glorious retail....
Her hourly salary of 23.74 and yours at 24.00 hourly can be considered low-income depending on how many individuals are in your household. If it is just you, then, no, it would not be considered low-income. It would actually be considered middle-class. Even having another individual factored in and it would still be middle-class just the lower-middle class.
@@theresaruiz-dn1pe I'm retired now, and my income is about 2/3 of what it was when I was working. Oh well. I can pay my bills. I am blessed in that.
@@theresaruiz-dn1pe no, middle class now starts at 53k adjusted for inflation
Do you have a link to your budget book?
How are you low budget at almost $24 per hour? Plus, a youtube paycheck? Low budget is $16 or below.
It depends on where you live and the cost of living in your area. I’m one paycheck away from losing everything - like many people on my income. Obviously, that doesn’t discredit those living on a lower income - if you watched my older videos, you’d see where I was once making $16/hr and also living on my own. My rent was also about $500 cheaper. My income went up, as did all of my bills.
I think if you make $16 an hour, you’d have a partner or roommate also earning income and split the rent. All my adult sons have had roommates when they were earning less than $20 an hour.
Did you put some on the side for Hual and the guys …. I’m just saying ….. you are pretty good for a mom with two kids and work full time 😅
Do you have a Etsy shop?
New subbie. where did you purchase your planner and what high yield savings do you use? Please answer .
Does your son have any friends that can help and you can buy pizza and whatnot?
❤
Do you pay rent and utilities?
I do! I use the paycheck budget method and only pay my bills according to when I am paid. This pay period, I didn’t have many - if any - bills to pay. Next pay period, I’ll have quite a few! I also have a separate bank account that I utilize just for rent. Every paycheck I have $625 directly deposited into that account - I never see it and it’s better for me to do it that way, so I am not tempted to spend it!
You’re missing the 31st on your Dec monthly calendar (I think).
Low income. How much is high income?
💵💵💵 Life Insurance
You save more money in your savings account then I make retired a month.
Low income Christmas budget/haul
I make just a few cents less than you. It is low income. It's less than $50k per year. I consider myself low income because most of my friends make 6 figures.
Can't see what you are writing.