How To Biweekly Budget | Step by Step Tutorial Beginner Guide To Budgeting | Payday Routine
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- Опубліковано 8 лют 2025
- Trying to set up your biweekly budget and get on a payday routine that works? I walk you through step by step with easy to understand instructions on how to finally begin budgeting. Download the budget sheet and get ready to follow along:
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If you have other questions pop up while watching this - please comment them below!
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❤❤ you go, Girl!!
thank you I would like to see a semi-monthly break down like this. I get paid on the 15th and 30th
how do I manage my weekly spending so I am not broke before the next pay? and also get started with my month ahead
I would like to learn more about retirement options. I am not familiar with 401k etc
Another idea is how to manage cashless spending
Jenn, this is the BEST bi weekly paycheck budget I’ve seen. Thank you so much for sharing and also letting us know how your daughter splits her paycheck. I’m going to follow this full method. Super grateful! 🙏🏾🥰
Thank you!! No one has a video for ppl who get paid biweekly!
Jenn, you’re Amazing! You saved my and my partner’s life. We didn’t know where our money went and we always lived month for month (In Bulgaria we get paid once a month) and we never saved. After watching you and other UA-camrs for a month we’ve decided to go cash stuffing and take our finances in order. For just two months we were able to save our month ahead which I am so proud of and we are on our way to save our 1k emergency fund. At the beginning of the year we plan to start saving for a second month ahead😇 and all of this thanks to you!!!! I would be forever thankful. Please keep going and giving hope to people who are struggling financially. We love you❤
P.s. I shared you and your tips to a friend of mine and she’ll start cash stuffing as well🥰
I absolutely LOVE PNC Bank - was so excited when they opened a branch in my town. My oldest daughter had me sold with the categories you can set up in the Reserve and Growth Accounts as a digital envelope system. Thanks for breaking this down and generosity with the free resources. 🐝🌻
I love you…thank you so much.. now I understand
I am so glad the video helped you!! That's awesome! 💛
Getting paid bi-weekly is a struggle but I just adjust my budget more often and I never rely on OT on my checks or our bonuses because they can be stopped at any time. I love this budget page you made it's beautiful and is going to be so helpful.
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Thank you so much for all the valuable information and worksheets. You motivate me to get my finances in order. This debt free journey has been a roller coaster so far. My goal is to stop living paycheck to paycheck with your help. God bless you.
Thank you for the easy to follow videos. I also appreciate the free worksheets. I am not able to purchase extras right now so the free resources Are greatly appreciated.
I watched this video twice, and realized that I was featured in it. Thank YOU so much to answering my question! This has defenetly cleared up a lot of questions for my and helped with my anxiety! I also start mini challenges and it is amazing what small amount and little games can do. Thank you again so much! I love that I had stummbled on you videos and love love love this chanel!
Yes! You were! 💛
I love when someone asks a question that I know a lot of other people are wondering but haven’t asked yet.
Your question helped A LOT of people.
I am happy to hear that you are saving and seeing that small changes can make a big difference! 💛🐝
Oh my gosh, Jenn! The saddest thing happened here. My oldest son and daughter-in-law have really good sweet friends with 2 beautiful teenage girls. The dad hasn’t been able to find a good job here so he was going out of state to work, and on his way to Arkansas in the wee hours yesterday morning he was killed after falling asleep at the wheel. We are all in shock and mourning and I feel horrible that he was having to go to work to support his family and now they have to live without him. We are trying to rally around her and the girls with a meal train and a GoFundMe account, but it breaks my heart that this young family lost so much!! 😭 This is the story of so many families nowadays trying to make a living, support and love on their families the best they can. Please pray for them!!!
I am very sorry to hear this news and I will absolutely be keeping them in my prayers. 💛
@@2SisterBees thank you so much! I truly appreciate it and I know she appreciates each and every single prayer for her and her girls right now. ❤️
😢❤🙏praying
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I'm so so sadden for your loss i pray each day is bright over time God will give you grace to keep strong and find some stability and comfort hope pea5 LOVE.
MY CONDOLENCES ❤❤❤❤
GOD BLESS YOU AND YOUR FAMILY ask God for strength
Blessings 😊
Hello Jenn, This so helpful. I didnt know you could change the due date wow. It's so easy to get into debit. If you don't budget
yourself. Thank you for all the help, plus all free items. I'm going to share you information with my daughters. Thank you again.
I’m so glad you find the video helpful! 💛 I hope your girls like it, too!
I have a seperate account for my bills and discretionary spending too! It is so easy to see how much discretionary spending I can still do that month!
Excellent breakdown! I split my larger bills between both paychecks and it makes it less stressful. I also have a bills account at a different bank and I uee my main checking account at my credit union as my cash envelope account.
Thank you again for tutorial. Just appreciate your "walk thru" budgeting is so great at any level of where a person is in their journey.
Jenn, you're amazing, I was able to get my month ahead, by using the two extra checks that I received in a year and that made it so much easier for my budgeting ❤
Thank you for the freebie biweekly budgeting sheets! I’m a biweekly budgeter and look forward to utilizing the in the coming months.
Finally! It seems simple enough but actually writing down each bill and when due, and then selecting the biweekly pay cheque (canada, eh?) it will be paid out of has made everything so much clearer!! I could easily see that I was going to be short the first pay period of the month, so I rejigged a couple of bills before utter confusion hit (ie, where did all my money go?). As a bonus, I built $490 in my emergency fund in just FOUR days! $150 was stashed in the heat duct (really), $100 was a Visa gift card and the rest I found in old bank accounts I hadn't used in years.... cashed out and closed. Amazing what you can achieve when you focus a bit and get some guidance. Thank you!
Thanks for your content. I appreciate all the information and worksheets. I'm just starting out and there is soooo much information out there. Your content is easy to follow and understand...and you make saving money.....dare I say it....fun!
Yes, you dare!! 🙌 I love hearing that! 💛
Thank you so much for this video and freebies!!!
You are very welcome!! 💛💛
Yes!!! Thank you so much!!!!!😊
Budgeting is definitely the smart thing to do and is an excellent method of saving money 💵🤑💰
I’m so happy I found your videos. You make it so easy to understand.
I’m so glad to hear that ! 💛
Jenn, you are amazing! I love the information you give us and the ideas you come up with to help us better save. 😊
I simply write all my bills due that month onto the calendar. Now when I get paid, I just looks what's due and pay those bills that are due before my next check. Always works for me and never was late paying a bill.
My sister and I talk about this exact thing all the time. That’s how we did our bills for YEARS! and it absolutely works. Due? Pay.
We are a bit ahead now so we have the ability to have auto pay but I only recently switched to that.
💜💜💜 happy Wednesday my friend 😊. Here watching 💜💜💜
Hi there, Kathy! 💛🐝
Thank you so much for this. I’m working on building my 3 mos of expenses and this will help give me concrete numbers.
Great video, Jenn! I love how helpful you are.
❤❤ I'm currently semi monthly.... and my checks are commission driven so it's usually that I budget the lowest amount.
❤❤ Baseline works when I sell cars 😂😂 I have to make sure it's covered and it sucks sometimes!!! There's a huge swing in pay at times.
❤❤ Budgeting videos don't happen enough on channels these days. Beginners need multiple examples like this!! Thank-you so much for doing this.
❤❤ Utilities fluctuate regularly most months
❤❤ That budget sheet and calendar are super nice! Thanks for them and I downloaded the bee-ngo sheets, too!
Great budgeting video. You are a good teacher.
Thanks so much! 💛💛💛
Thanks for sharing. The budget sheets will help. Thanks for explaining.
Thank you you made this video helpful and realistic ❤ 😢I actually have hope now
I’m so glad it is helpful for you.
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Ally Bank allows you to have various "buckets" in one account so you can separate out various pots of money. I love it and it helps so much. I have a savings account and have the money there divided into buckets for car, tax payments (self-employed), emergency fund, repairs fund, etc.
That’s awesome! Thanks for sharing that with us! ⭐️
Absolutamente es lo máximo ,como nos ayuda a poder salir de este estrés que es pagar facturas y vivir libres de deudas ,gracias por todo lo que hace,gracias por los free download nos ayudan muchísimo a ser más organizadas 😍Gracias
It is so awesome what you do, so appreciated, Blessings
Thank you! I appreciate your kind words - 💛
??? Next budgeting question! Thank you for answering my last one - I set up a checking account like your daughter did that is just for bills, and I changed my direct deposit for the amount each week I need in there to cover those! I don't have to worry about getting back to the bank in time for the bills to come out now! Now...since I am seeing the biweekly budget this week, do you suggest doing that for families who have one weekly payroll spouse, and one biweekly payroll spouse? I'm weekly, so I would just save up both paychecks to cash stuff on the weeks that my husband gets paid?
Or the opposite and budget weekly, with more on my husbands weeks?
Thanks Jenn, you are helpful!
I’m so glad to hear that! 💛
Hi Jenn my friend 👋🏾
Here watching 💁🏾♀️
Ohh bi -weekly paycheck. That was a good question, I wish I had this video when I started my budgeting journey 🤩
Just realized that I am semi -monthly and not bi-weekly lol 😂
I need the extra 2 paycheck Jenn 👀💁🏾♀️🤪
#barbieheresupporting
Adjusting to semi monthly was difficult, since payday is always on the date each month, but different days of the week for each date.
this video helped me so much!! thank you ❤
You are so welcome! Glad this helped! 💛
Great information 🎉❤
I’m so glad to hear that! 💛
Simple, thanks for the breakdown
Sweet- glad you found this to be easy to understand. That’s great news! 💛
I needed this video 💕
Yay!! I love it when the timing hits! 👏💛🐝
Jenn you guys should go do a debt free scream in Nashville!
I’ve had a few people say that. 😂
If I ever go to Nashville- I will definitely pop in on ol’ Mr. Ramsey! 😂
@@2SisterBees I can't wait to watch that 🎉🎉🎉
Hi Jenn!! 💛
Hello!! 🐝💛
Have an amazing rest of your day! God bless you guys! 💛
Jenn, my husband gets paid biweekly, then we receive a monthly disability payment, and a rent payment (as we own an apartment that we rent out). We get the rental payment and the disability payment once a month, then the employer payment biweekly. I usually save up that biweekly pay for the following month and use all of that for the next months budget. Is this the best way to do things? It seems to work well for us, but just thought I'd check?
Jenn, this one is so helpful. My mom taught me the envelope method when I was in my 20's ( I am now 56), but applying it when and how has been confusing for me. I like your method of leaving the fixed expenses in the bank and the rest comes out. Now to stick to my budget! How do you keep from going over budget at the grocery store?
I have a video on saving at the grocery store - but honestly, it’s been - looking at what I have, then meal planning from that. It’s the #1 way to save- in my opinion. I also really like using “scan and go” because it adds up your total for checkout. If it’s too high- take stuff out of the cart! I just did this. I took out $100 worth of groceries.
ua-cam.com/video/TkN85vHekhc/v-deo.htmlsi=EO_0pCvsFa1zZMVT
I get paid weekly i got 5 checks for august 😊
I was hoping you would do a video like this as this is how I’m paid and I’m based on hourly so my pay is always fluctuating which is so frustrating I feel like I can never catch up 😢
I know what you mean- I was a server for YEARS - from the ages of 22-32… so 10 years. I never knew how much money I was going home with.
I wish I knew then what I know now. 😅
My income is biweekly and my husbands is semi-monthly. What type of budget would work best? I've just been doing a monthly budget and tracking expenses but I feel like I'm not saving enough.
Hi Jenn!!!
Hey there!! 🐝💛
@@2SisterBees HI Jen, Karina here. Do you remember when you sent an envelope to me in Brazil? I won a draw. I created a channel to share my process of getting out of debt. I added subtitles in English, in case you want to check them out!
What about irregular income? I’d love a video on that. Thanks!
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Thank you, Jenn for your video. I'm from Canada and i didn't find the same things in french. But, it's ok because i understand english and i love your video. I'm beginner in the process of budgeting and your video and stuff for that are really helpfull. Thanks again!
great video
Thank you! 💛
Hello! I am looking for the printable used in this video and I can't seem to find them. I did click on the link but I'm not sure where to go from there. Can you please help me??
I think this would help me a lot but I've been doing the split the money up between the two paychecks of the month to try and get ahead but I think this helps too because I can still do that and get ahead by using the last paycheck this month to start September and it seems like it seems like a good way for me to get it where I can control it better I'm still spending nearly everything I make but I'm not struggling like I was before.
Can I use this sheet for each job I have or do add up all my income?
Hello- you would want to add up your income and write it at the top. 💛
Hello, this was so helpful. Do you have a sheet for weekly pay just like the bi-weekly sheet?
I do- it’s in the Beginner Packet - it’s also linked in the free downloads - in the description.
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How do you budget when you get paid once a month
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Thank you for the freebie. My fiancé and I plan to share a joint account for bills. I'm confused how to do this when I'm paid bi-weekly and he is paid weekly. I feel like when I play around with it, there's always a check where we are short money. I try to to go based on what bills come out after that pay period and I slit our mortgage and high bills by 4 smaller payments.
Thank you for sharing this. 💛Make sure you are subscribed and hit the bell for notifications! I got you- 😉
Jenn, i need your help figuring out how to do my budgetting. My husband gets paid weekly and I get paid bi-weekly. I want to get one month ahead as well. I am in charge on my husband paycheck so figuring out where it needs to go with my check feels overwhelming (it maybe it easiest thing, but i overthink 🤣)
btw, i have already printed out your beginner budget packet. Thank you so much for detail explaining things!!
Good afternoon so I really want to get in track in my financial and budgeting but it’s so hard to get into a system I know is not a overnight thing but my question is I have two income myself and then my husband’s so one job I get paid biweekly then the other one is twice a month 1st and 16th my husband is biweekly but alway the opposite week of mine I just want to get to a routine and see where is our money going and not get behind on bills😢
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I thought I heard you comment that your sister does a monthly budget video and her channel link was listed. I'm not seeing it. Thanks!
Yes, her channel is featured there on my front page-
youtube.com/@neighbeehood?si=6XbCrJs5OM_r7Fw9
She is a monthly budgeter but she hasn’t posted a budget video in quite some time.
She has recently started a new interactive game on her channel- definitely check that out! 💛
The sheets aren’t free?? You have to pay to join in a manner ship fee.
If I say a sheet or packet is free in a video- it IS free and it’s linked here : ko-fi.com/twosisterbees/shop
🧠🧠 nuggets 3:02
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What if you paid your bills with money order then what
I’m not sure why you’re thinking that makes a difference. You would still do everything the same on the budget sheet.
I still can't get the download for biweekly budget.
💛🐝 This is the link and should definitely work:
drive.google.com/drive/mobile/folders/1VRf2dzNHV84v-oLIbufEnM3LlNcDpXcr
@@2SisterBees I just saw this today. I watched your sunday morning video and thought, Let me recheck and sure enough it did. I'm so thankful for these things that you allow us for free. Thank you thank you thank you.
Thanks but I didn't see the bi-weekly budget sheets
It’s up now- didn’t work first time. I fixed it! 💛
@@2SisterBees Hi there. Biweekly here. Went to check now and I don't see it? 3:13 pm 8/21 I'll keep checking as this would help me. Thank you for all you do.
Thnk you!@2SisterBees
❤ good evening how are you doing today ❤
Very well! Thank you!
Another HUGE difference between biweekly and bimonthly is that biweekly is constantly paying for different bills or a fluctuating total each pay period because the due dates are shifting which days they come out each month.
Yes- that is very true. I was paid biweekly for YEARS. It will definitely keep you on point with knowing your due dates.
How would you budget your money for sinking funds and savings challenges in this?
Let’s not forget co pays and miscellaneous expenses
My direct deposit gets split into two seperate checking accounts and I just use one a week
It makes it easier for me to grasp how much time and money I have left
Thank you for sharing. It’s very helpful 🩷🩷🩷
I’m glad to hear it! Nice to see you ! 💛
Thank you so much for all the valuable information and worksheets. You motivate me to get my finances in order. This debt free journey has been a roller coaster so far. My goal is to stop living paycheck to paycheck. Thank you and God bless.
I am so glad you find the channel motivating. 💛
It can feel like a roller coaster but you’ll get better and better- stick to it! We are here for you!
Great video