When I created my budget, it was after I had been earning a regular income for about 3 months and knew how much I realistically spent especially in critical stuff. Then I set up a budget keeping the critical stuff like rent, food and transport to what I observed, but then tried to curb the clothes, eating out stuff. You can fix your budget for next time by looking at your previous budgets, is the stuff that keeps getting out of budget a need or just wants? If they're needs, your budget needs to be realistic. If they're wants you either need to understand how to control yourself or start budget shifting, which is where you've overspent on one category of wants, another category will have its budget reduced. I also use a mobile app for mine instead of paper, I have to manually enter what I spent, but it sets the date and everything and shows me colour coded progress of how much in spending withing a category. I then adjust the budget for wants if I overspend.
Budget‼️ man I just found your video today it’s inspiring how you it real. I’m 23 years old feel way behind in life but I saved 10k this year. Got comfortable for a little bit. Now I have desire to build on making 10k to the next level.
Thank u Tommy u said that u should have a offer from credit card company for a balance transfer question is who do I need an offer from the company that I’m going to transfer to or from
Tommy u r the best. Best advice I ever gotten financially I got from you. Ever since you recommended me to read the "intelligent investor" by Benjamin Graham Great stuff thank you soo much!
Facts I try to save first and it never works out always end up going to my savings for additional money
I have the same problem. But this month I'm gonna try something else because I have a goal for my savings. And this way i won't reach my goal.
I just wanna stop going into my savings
Same here and this last time I had to sell some stock also. Need a better routine.
When I created my budget, it was after I had been earning a regular income for about 3 months and knew how much I realistically spent especially in critical stuff.
Then I set up a budget keeping the critical stuff like rent, food and transport to what I observed, but then tried to curb the clothes, eating out stuff.
You can fix your budget for next time by looking at your previous budgets, is the stuff that keeps getting out of budget a need or just wants? If they're needs, your budget needs to be realistic. If they're wants you either need to understand how to control yourself or start budget shifting, which is where you've overspent on one category of wants, another category will have its budget reduced.
I also use a mobile app for mine instead of paper, I have to manually enter what I spent, but it sets the date and everything and shows me colour coded progress of how much in spending withing a category. I then adjust the budget for wants if I overspend.
DO NOT DO IT!!
Great video.
Straight facts.
Thank you bro. To make sense is a certain way to help and, that is appreciated. Best.
Budget‼️ man I just found your video today it’s inspiring how you it real. I’m 23 years old feel way behind in life but I saved 10k this year. Got comfortable for a little bit. Now I have desire to build on making 10k to the next level.
10 dollars a week is good enough, u cook at home and bring food from hoke to eat at work
You need car, bus FARE OR GAS MONEY.
Good stuff tommy
IT is hard to save 70% each month.
Thanks for the financial literacy. Be safe down there in PR Tommy, heard about the Hurricane.
Very good
Thank u Tommy u said that u should have a offer from credit card company for a balance transfer question is who do I need an offer from the company that I’m going to transfer to or from
Do you say change, and what are good investments?
VFIAX
What he'd say? My ears are slow.
Yessssss!!!
Tommy u r the best.
Best advice I ever gotten financially I got from you.
Ever since you recommended me to read the "intelligent investor" by Benjamin Graham
Great stuff thank you soo much!
Nice 😎
Read the little book about common sense investing next
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College
Poliish your shorts game up son. Write a script as a loop