✅ Watch the Internet's #1 Online Medicare Educational Workshop for FREE: get.medicareschool.com/45V4Rbw ✅ To get 1 on 1 Help from our Team, Schedule a Call Here: get.medicareschool.com/3PuKFq3
I've said it before, I'll say it again; you are the best! I spent months studying all of my choices and in the end, I went with ABGD. I could have saved a great deal of time and stress just by watching your videos! Thank you for teaching others!
Good video. 2 things I would like you to adresss are 1. Which state outlaw excess chargers like PA does. 2. Which plan G or N has the greatest chances of premimim increases
Another clear and informative video. I have an age based Plan F so that initial deductible is paid by my January premium. There is only one source of money, premiums, so indirectly commissions are paid by the policy holder, it's built into the premium.
Oh! Finally some information that makes some sense anyway! I have no idea on what to do. I am on disability, and was on Medi-Cal. Medicare kicked in last year. I kept Medi-Cal as my secondary. Well this year I am being moved to Medicare due to my age, not because of disability. Due to my income Medi-Cal has moved me to share of cost. Longer story, you don't want to know. Fast forward I need to get off Medi-cal (which basically has a large monthly deductible), and onto a Medigap plan. To add to the confusion I am on a program called Extra Help which pays for Part D which is supposed to last for the rest of this year, but I will need a Part D next year . I have no idea if this is right. You see why I am so confused.😵
This is a very comprehensive video and it’s much appreciated. Can you do a video on some of the supplemental plans that recently announced that they are closing to new enrollments? Thank you.
I’m 64 this May, I’m planning on retiring at 70 from the Post Office USPS. I like the Medicare A and B with G supplement and I appreciate your lessons. What should I do next and when?
Plan N provides comprehensive coverage without the 25 percent more premium that you get with plan G. Also N has annual increases of 0 to 3 percent vs 10 to 20 percent for G. Excess charges are rare and illegal in 8 states and are more of an issue with psyc. doctors. Copays are not an issue unless you visit the doctors more than two times a month. HDG is also good if you want catastrophic insurance and self insure. That has very low rate increases also and the only way you will hit that 2800 dollar limit if you have a major event like cancer.
In your presentation the whiteboard that shows the A and B supplements should include and show all the fees including $174.10 monthly fee. I didn’t realize that the 174.10 is a monthly on top of that $240 deductible yearly.
You can switch to a plan that is equal. Plan G or N you wouldn't be able to switch to without underwriting since that is a greater plan. You can only switch to another high deductible plan G without underwriting.
You will have a few options as far as coverage, we'd be happy to lay out all those options and review them with you! You can give us a call at 1-800-864-8890.
It depends on your area and your needs. A licensed agent in your state will be able to compare Medicare providers and plans and help you. Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
Hi. I’m still working and planning to apply with my wife for ABDG in 12/31/25. I was born 8/22/1958 and my wife was born 12/11/1960. What date period we must apply for Medicare and Medigap?
You will want to begin the process at least 2-3 months before you plan to lose coverage from your current employer. Everything can begin right after the employer coverage ends so there are no gaps in insurance for you all.
I’m 64 on disability and I just received a letter saying in July I’ll be enrolled in parts A and B, and I told my wife I’m going to be getting medi-gap and was looking around and was told I can’t look around til July Wait actually I’m 63, July I’m 64, but they have me listed as eligible for A and B in July and I’ll have been on disability for about a year Is that normal for a person on disability to get A and B early And thank you for the videos they’re very informative for me
It's not uncommon for individuals under 65 who qualify for Medicare due to disability to be automatically enrolled in Parts A and B after a certain period of eligibility. One of our licensed agents in your state would be able to help you and answer any questions or concerns you may have. Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
I am 55 and in SSDI and I am getting Medicare I wanted to get part G and they said I am to young to get that in New Mexico why can’t I get part G I am starting my Medicare now in May I can get part C but not G do you know why that is
Most states do not offer supplement plan under the age of 65. The few states that do offer them at a MUCH higher price than the standard amount at 65. Once you do reach the age of 65 you'll be able to transition to a supplement at that time WITHOUT any underwriting. Here is a video discussing this topic as well ua-cam.com/video/hTwF6ME9oeM/v-deo.html
What if I'm on high deductible plan G and I want to switch to plan N or plan G more than 6 months after I start medicare part B? Can I do that and, if so when? What is required to make the switch in Missouri?
✅ Watch the Internet's #1 Online Medicare Educational Workshop for FREE: get.medicareschool.com/45V4Rbw
✅ To get 1 on 1 Help from our Team, Schedule a Call Here: get.medicareschool.com/3PuKFq3
I've said it before, I'll say it again; you are the best! I spent months studying all of my choices and in the end, I went with ABGD. I could have saved a great deal of time and stress just by watching your videos! Thank you for teaching others!
What’s D?
Presc drug plan
I'll prob do ABDN
Happy to help! Thank you. If you need any additional assistance, please call our client support team at 800-864-8890.
This is the best video I have seen which explains the overview of medicare
This is the best overview I have seen. I have to sign up eventually.
Thank you for another great tutorial. Nobody does it better.
You're very welcome!
Good video. 2 things I would like you to adresss are 1. Which state outlaw excess chargers like PA does. 2. Which plan G or N has the greatest chances of premimim increases
For specific plan details. Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
Another clear and informative video. I have an age based Plan F so that initial deductible is paid by my January premium. There is only one source of money, premiums, so indirectly commissions are paid by the policy holder, it's built into the premium.
Oh! Finally some information that makes some sense anyway! I have no idea on what to do.
I am on disability, and was on Medi-Cal. Medicare kicked in last year. I kept Medi-Cal as my secondary.
Well this year I am being moved to Medicare due to my age, not because of disability. Due to my income Medi-Cal has moved me to share of cost. Longer story, you don't want to know. Fast forward I need to get off Medi-cal (which basically has a large monthly deductible), and onto a Medigap plan. To add to the confusion I am on a program called Extra Help which pays for Part D which is supposed to last for the rest of this year, but I will need a Part D next year . I have no idea if this is right.
You see why I am so confused.😵
Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
Thank you for all your work! The birthday rule is coming up and I'll definitely need this!
Thank you. Great video.
This is a very comprehensive video and it’s much appreciated. Can you do a video on some of the supplemental plans that recently announced that they are closing to new enrollments? Thank you.
Always great content from this channel - thank you!!
I’m 64 this May, I’m planning on retiring at 70 from the Post Office USPS. I like the Medicare A and B with G supplement and I appreciate your lessons. What should I do next and when?
We would be happy to help! Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
Plan N provides comprehensive coverage without the 25 percent more premium that you get with plan G. Also N has annual increases of 0 to 3 percent vs 10 to 20 percent for G. Excess charges are rare and illegal in 8 states and are more of an issue with psyc. doctors. Copays are not an issue unless you visit the doctors more than two times a month. HDG is also good if you want catastrophic insurance and self insure. That has very low rate increases also and the only way you will hit that 2800 dollar limit if you have a major event like cancer.
In your presentation the whiteboard that shows the A and B supplements should include and show all the fees including $174.10 monthly fee. I didn’t realize that the 174.10 is a monthly on top of that $240 deductible yearly.
thank you
Very helpful
Can I switch from plan high deductible G to plan N or to plan G using the birthday rule or the anniversary rule in Missouri?
You can switch to a plan that is equal. Plan G or N you wouldn't be able to switch to without underwriting since that is a greater plan. You can only switch to another high deductible plan G without underwriting.
What happens when my carrier no lo ger offers medicare advantage plan
You will have a few options as far as coverage, we'd be happy to lay out all those options and review them with you! You can give us a call at 1-800-864-8890.
can you rate best top 10 providers
It depends on your area and your needs. A licensed agent in your state will be able to compare Medicare providers and plans and help you. Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
Hi. I’m still working and planning to apply with my wife for ABDG in 12/31/25. I was born 8/22/1958 and my wife was born 12/11/1960. What date period we must apply for Medicare and Medigap?
You will want to begin the process at least 2-3 months before you plan to lose coverage from your current employer. Everything can begin right after the employer coverage ends so there are no gaps in insurance for you all.
I’m 64 on disability and I just received a letter saying in July I’ll be enrolled in parts A and B, and I told my wife I’m going to be getting medi-gap and was looking around and was told I can’t look around til July
Wait actually I’m 63, July I’m 64, but they have me listed as eligible for A and B in July and I’ll have been on disability for about a year
Is that normal for a person on disability to get A and B early
And thank you for the videos they’re very informative for me
It's not uncommon for individuals under 65 who qualify for Medicare due to disability to be automatically enrolled in Parts A and B after a certain period of eligibility. One of our licensed agents in your state would be able to help you and answer any questions or concerns you may have. Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
I am 55 and in SSDI and I am getting Medicare I wanted to get part G and they said I am to young to get that in New Mexico why can’t I get part G I am starting my Medicare now in May I can get part C but not G do you know why that is
Most states do not offer supplement plan under the age of 65. The few states that do offer them at a MUCH higher price than the standard amount at 65. Once you do reach the age of 65 you'll be able to transition to a supplement at that time WITHOUT any underwriting. Here is a video discussing this topic as well ua-cam.com/video/hTwF6ME9oeM/v-deo.html
WHAT about max out of pocket?
That would be the plans monthly premium and the Part B deductible which is $240 for this year.
What if I'm on high deductible plan G and I want to switch to plan N or plan G more than 6 months after I start medicare part B? Can I do that and, if so when? What is required to make the switch in Missouri?
You can make changes to a supplement plan any time through the year, you will have to go through medical underwriting to do so.
I love you
Thank you.....❤❤❤❤
You're welcome 😊
Thank you. Great needed info.
you're welcome!