You Won't Believe What The Insurance Made Me Do To Our 100 Year Old Root Cellar

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  • Опубліковано 1 жов 2024
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КОМЕНТАРІ • 60

  • @jamesmyers7460
    @jamesmyers7460 10 місяців тому +8

    File a complaint with your state insurance board. Unfair business practices and trying to force you to drop coverage.

  • @Sellarmusic
    @Sellarmusic 10 місяців тому +6

    Never let insurance companies or assessors on your property unless you are there to walk with them. You have no way of knowing who they are or what their qualifications are to make these kind of judgements unless you're there to ask the right questions. I've been through a few of these inspections on my daughters home and in my case found that these people had zero knowledge of construction, didn't even know the current code requirements, and did most of their inspections by simply walking around the house. What they did know was how to make sure they were paid for being there.

  • @Citizen16603
    @Citizen16603 10 місяців тому +3

    They are corporations. They make money. A certain political party allows corporations to run the country. These corporations need government oversight. A certain party does everything they can to remove government oversight. All this make sense? It should.

  • @daviddeaton4250
    @daviddeaton4250 10 місяців тому +2

    I would try changing car insurance and bundling in your house, that would probably work.

  • @melaniehodges5828
    @melaniehodges5828 10 місяців тому +4

    Change car insurance and bundle the house with it. Good luck.

  • @jburch1544
    @jburch1544 10 місяців тому +2

    The insurance company is trying to drop you for some reason. Some bean counters have changed criteria and it sounds shady. As suggested maybe state insurance board could help but not hopeful as they could be in someone's pocket. Discouraging world sometimes.

    • @Mallard5plus1Farmhouse
      @Mallard5plus1Farmhouse  10 місяців тому +2

      Yeah after going through this it's obvious to me that the insurance companies are completely against these old houses. Which is a shame. They are obviously solid along with character. Good news is that we won this battle today!

  • @gwp1ohio
    @gwp1ohio 10 місяців тому +2

    Good to hear that it's been approved. Maybe a good power washing will get the look back?

    • @Mallard5plus1Farmhouse
      @Mallard5plus1Farmhouse  10 місяців тому +1

      Thank you! Yes one of our subscribers recommended an acid wash.. so we might try that

  • @markbogannan3979
    @markbogannan3979 10 місяців тому +2

    CJ they don't want pellet stove either it's all electric or nothing.

  • @moiragoldsmith7052
    @moiragoldsmith7052 10 місяців тому +6

    I hope and pray this all gets resolved as soon as is possible. 🙏🙏🙏
    Insurance is a raquet!

  • @SpotTheBorgCat
    @SpotTheBorgCat 10 місяців тому +2

    It's a pity that being over 100 years old, you can't get a Historical society to help designate the house/ root cellar on a registry somewhere. Then the insurance companies might back the h** off.

    • @Mallard5plus1Farmhouse
      @Mallard5plus1Farmhouse  10 місяців тому +1

      Good news is that yesterday they FINALLY approved it!

    • @SpotTheBorgCat
      @SpotTheBorgCat 10 місяців тому

      @@Mallard5plus1Farmhouse Great!! Happy Thanksgiving!!

  • @GlenKent-n8n
    @GlenKent-n8n 10 місяців тому +2

    I hope all works out for you. I am just curious. Have you contacted the historical society?

    • @GlenKent-n8n
      @GlenKent-n8n 10 місяців тому +1

      They may be able to help you with your insurance company or point you to a better company.

    • @Mallard5plus1Farmhouse
      @Mallard5plus1Farmhouse  10 місяців тому

      No we have not tried that yet but thank you for bringing it up. Gives me another arrow to use 👍👍

  • @chris3m98
    @chris3m98 10 місяців тому +3

    Another case of a company too big to care about its customers.
    I was in the ER hospital for 3 days & 1st. of America charged me a $25.00 late fee & until I paid $25.00 I couldn't have a C/C. In the long run, I had to cancel an appointment the next day as I had no cash money.
    I'm 91 years old.
    I wish this country could go back to the 50s. That's when people cared about kindness.
    I 🙏🙏pray someone will end up helping you, stay strong.💪

    • @Mallard5plus1Farmhouse
      @Mallard5plus1Farmhouse  10 місяців тому

      I agree! They are only out to make money. Not a care to help us out

  • @bwest-yq3uc
    @bwest-yq3uc 10 місяців тому +2

    no sound at this end

    • @Mallard5plus1Farmhouse
      @Mallard5plus1Farmhouse  10 місяців тому

      That's weird. It's working on all my devices and noone else has said anything

  • @farmertylerranch4399
    @farmertylerranch4399 10 місяців тому +2

    That’s not right what they’re doing to you. You’ve been more than cooperative and have tried to work with them. Sorry you’re going through this and shame on them

    • @Mallard5plus1Farmhouse
      @Mallard5plus1Farmhouse  10 місяців тому

      I know buddy.. that's why I feel I'm being attacked because it seems like no matter what I do they won't approve it

  • @markbogannan3979
    @markbogannan3979 10 місяців тому +3

    Hi CJ insurance companies are the ones who run the country and gov doesn't want wood stoves or pellet stove stoves or oil furnace or gas furnace. Sorry your getting the run around. My son and I both use pellets. He was told to replace his heat source or they won't insure. Best of luck and have a nice safe Thanksgiving to all of you. ❤ prayers

    • @Mallard5plus1Farmhouse
      @Mallard5plus1Farmhouse  10 місяців тому

      You're absolutely right Mark! But they aren't making me switch to pellets. I like burning real firewood 👍🔥

  • @richardbritton5280
    @richardbritton5280 10 місяців тому +2

    🙏🙏💙CJ

  • @moneymakingmikeg.9555
    @moneymakingmikeg.9555 8 місяців тому

    I think by the time I've watched this you guys have gotten certified & most of the problems have ended. My 2 cents on the root cellar is wipe it with some wet mud as much as you can. It will darken all that mortar & help moss grow on it making it look more natural. Love Ya Bud, Dirty Jersey out!!

  • @VicShoup-ec6jb
    @VicShoup-ec6jb 10 місяців тому +2

    This is why so many folks are moving to Alaska. Praying for you.

  • @dhoop688
    @dhoop688 10 місяців тому +2

    Hey bud. Thus us Dave from mo. Install a mini split. For the secondary. It heats and cools. And got me insured for the farm

    • @Mallard5plus1Farmhouse
      @Mallard5plus1Farmhouse  10 місяців тому

      Yeah Dave I brought up the same thing to my auto insurance company and she still acted like that wouldn't be good enough for them either.

    • @DBurgg
      @DBurgg 10 місяців тому +1

      Wow what a strong arm ins. company. So unreasonable. I hope it works out for you. The railing you installed looks very nice. Stay calm.

    • @Mallard5plus1Farmhouse
      @Mallard5plus1Farmhouse  10 місяців тому

      Thank you I'll try

  • @sshumkaer
    @sshumkaer 10 місяців тому

    use the root celler

  • @mandbhomestead
    @mandbhomestead 10 місяців тому +2

    CJ, hopefully all works out. I agree they are overreaching a bit here. Good luck. Ken

  • @kevinbrewer2141
    @kevinbrewer2141 10 місяців тому +2

    I hope everything works out soon. When I first moved into my house I had Farmer's insurance and we had the same trouble a year later. We ended up getting different insurance.

    • @Mallard5plus1Farmhouse
      @Mallard5plus1Farmhouse  10 місяців тому +1

      I'm past that point of getting anyone now that I'm a red flag of getting dropped

  • @TripleTAcres
    @TripleTAcres 10 місяців тому +3

    It sucks they are doing that to you. I hope it all works out for you pal.

  • @davidhaskins9457
    @davidhaskins9457 10 місяців тому +2

    Sorry to hear CJ the issues you're going through, just know we're all hoping for good times for you and your family, things will get better good will overcome my friend

  • @bryanforney6063
    @bryanforney6063 10 місяців тому +2

    keep you guys in my prayers

  • @BrettCraft
    @BrettCraft 10 місяців тому +2

    They sure can be frustrating to deal with at times. Don't do anything Jesus wouldn't do.

  • @olafbigandglad
    @olafbigandglad 10 місяців тому +1

    Why are you even bothering to fight an insurance company? You will lose. Just do what they want you to do.

    • @Mallard5plus1Farmhouse
      @Mallard5plus1Farmhouse  10 місяців тому +4

      No buddy I just don't sit back and take it.. that's the problem too many people do

    • @a.l.l.firewood8883
      @a.l.l.firewood8883 10 місяців тому +4

      Don’t put up with their BS

    • @olafbigandglad
      @olafbigandglad 10 місяців тому

      Meh. You're going to end up doing exactly what they tell you to do, or you won't have any insurance.@@Mallard5plus1Farmhouse