27-Year-Old Landlord: How I Prevent Getting SCREWED by Tenants
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- Опубліковано 27 лип 2019
- Considering real estate investing BUT nervous about tenants & property management? Fear not! Here’s step-by-step HOW I prevent getting taken advantage of by tenants. Learn the psychology and mastery of a pro & use code: Feb202020 for *28% OFF* any courses: meetkevin.teachable.com/ INCLUDING Investing, Sales, Management, Finance, & Vegas Meetup 2-20-2020.
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For some reason UA-cam is pushing this video to a group of people who think landlords are evil. To each their own, I suppose.
Landlords are fcking scum go get a real job and stop leeching off my fcking income.
Saying tenants instead of humans or people feels really dehumanizing considering everyone needs a place to life and sleep. But nah youre here to make sum money off them.
@@casewhite-954 Oh you look like you eat cold war propaganda for breakfast. At some point your system is going to drive society so far that there will be no more "high quality tenants". The rich get richer and the poor get poorer, there is no more inbetween. Most people you would call middle class are one missed paycheck away from poverty and people like asshat-kevin are the reason for that. And if that wasnt enough youre killing the fcking planet with it aswell. The poorest 50% of the planet produce a mere 2% of global co2 emissions while the top 2% a whoppping 50%. This "lifestyle" what you call it is just mindless consuming and investing to do more consuming. And wtf tells you im a failure at life? I got radicalized by my moms working conditions and several other things and i was able to get myself a better job than her, i have a loving family, very good friends, a few hobbies and i do my thing. Does this mean i cant be angry you're dehumanizing poor people and kill the planet? go read a fcking book that wasnt written by some bootlicking economist.
@@ionlyhavebadmemes blablabla like im going to read all that commie babbling.
I just leave this:
In 1967, Polish mercenary Rafal Ganowicz was asked what it felt like to take human life, “I wouldn’t know, I’ve only ever killed communists"
@@casewhite-954 Do not assume we're failures because you would be very wrong. We do not envy landlords, or capitalists in general. We want them to stop exploiting the workers, to stop living like leeches on their shoulders. We want justice, in our country and most importantly all over the world. We will get it, sooner or later.
The lower rent is exactly what I do. They stay longer knowing the good deal too.
Don't forget "NO SMOKING"
Smoke weed in all of the rooms and make sure the smell lingers? Copy.
My current LL said no smoking inside. This is key. Outside should be fine. (Having guests etc) there should be a place to smoke (weed).
@@Bellasafari How an landlord prove you smoked inside?
GREAT video Kevin as usual, thanks and keep up the good work!! 🤙🏾🤙🏾
This was a WEALTH of amazing info - thanks, Kevin! Literally watching again and taking notes.
Hey Kevin, I love all of your content. It is very informative, and I appreciate the time you take to upload all of the content. That being said, I was hoping you could inform me of what rental application and lease agreement you usually use? I live in TN, and I am trying to rent out a property. I hope it's not too much too ask, again I appreciate everything you do. Hope you have a great day
Great video and very intuitive, thanks Kevin 😁
Just subscribed. Wish I would have seen this video before. All advice is very well thought out and make so much sense.
This was one of your best video's Kevin, keep up the great work. Take care, Eric
LOL “ I’m so sorry the other owner said no” HAHAHAHAH
What system are you using for the virtual tour photos, with the little circles to click on?
hey kevin, thank you so much for putting the time and making us this videos, my question is, what do you do if your mortgage paying tenant leaves? and are rental apartment units considered commercial real estate?
another great video, thank you!
I like the content, quality stuff 👍
No joke I might get in your group soon, I’ll be going to take my real estate license test for Kentucky soon!!
Nice!
Thanks Kev, great podcast.
Thanks for sharing valuable information. Can you please confirm that SmartMoves screening still provides eviction history?
Also, do you have separate addendum to address animals at your properties such as added non-refundable deposit, bite insurance, breed exclusion, etc?
Those "military members" were probably officers. 😂😂😂
probably
Great info Kevin, thank you 🙌🏻
en.wikipedia.org/wiki/Mass_killings_of_landlords_under_Mao_Zedong
@@ionlyhavebadmemes 🤣😂🤤
I hate when people can't do something as basic as use a camera. I also had a place say they wanted a 800 credit score to live in their place that was very run down. I didn't see the inside of the property because I was offended my over 700 score wasn't good enough and their shirt looking apartment.
Yeah I mean some people can take landlording to an extreme
Greattttttttttt video, thank you!!
Your brain on a platter 😂
As a visualizer, that made me laugh. 🍴
Can I add a clause to the lease that any repairs beyond normal wear and tear discovered during the annual inspection will need to be paid by the tenant to remain?
Great video Kevin
Hey Kevin! What PMS do you use? I'm really impressed by DoorLoop but am still shopping around to make sure I'm as thorough as possible.
Great video. How does one discover addendums that are local customs specific to your area if you are acting as your own property manager? This could be particulary important if it is a local legal custom to prevent landlords from getting sued. Does MeetKevin still strongly advise against DIY property management even if the person works hard to educate themself first, or is the risk of lawsuit over a small oversight too great for the first time property manager and not worth the risk?
I usually recommend start with a manager and feel it
Can always transition out later
Another valuable measure is to insist on a guarantor no matter what! Leverage is key.
Cool video :) what's your opinion on the classicide of landlords? I personally think it's a very cool idea, we should look further into that
^I second this.
Too bad your kind is allergic to .308 and afraid of clapping. Good luck with your revolution.
@@DiscipleOfHeavyMeta1 The jews have entered the chat....the commie jews....wheres ben shapiru for some leverage?
Jacob Glenn they are all a bunch of idiots who don’t understand the beauty of personal property. They say landlords don’t deserve what they worked hard for and they should just die and “give” their property to them. (Never mind that they didn’t actually do any work to earn the property) We both know that they are just keyboard warriors who are frustrated that they lack the discipline to save their money and move out of their parents basement.
This was a really, really good video
thanks so much!
Kevin, curious as to a specific process: Do you have showings with multiple prospects after you've cleared them on the phone? Or one at a time?
If it's one at a time that can delay finding the great tenant and as you mentioned a great tenant has other options. Do you take multiple applications and showings, then pick the best? I do the phone screen and when I find one set up the appointment but if they don't work out I've got to reboot. Your process on that?
You're on your way, bro.
show it to multiple prospects at once, if you can! You want the assholes to see and feel the competition from other applicants!!!
I’ll be getting rental assistance as a result of being behind 1-2 months on rent (due to healthcare problems). Would you recommend anything important and relevant to write to the landlord?
Lol you checking with the other owner 😂
This video contained some impressively high quality advice!
Is that a pic of 10k rs gp in the left corner lol love it. you've inspired me to get into and learn more about real estate and crypto thank you very much keep it up 💯
If someone has a 700 credit score, why would they rent instead of buy?
because buying a home is a big commitment and if you dont' live there fore more than about 7 years it is cheaper to rent in most places.
@@sunshine5349 i would say 2-3 years but otherwise you are correct. I guess more what i was think most people with that score would want to buy.
Because when you own a business and or are a contractor you can write off your rent if you do it right. Reading is fundamental folks!!! A basic business or accounting class can treat you these factors✌🏾🖤
I'm a med student with a 700 credit score but I can't buy a house cuz I make no money yet, that is why I rent lol
What type of house should I look for as a first time buyer in college? I don’t want to stay there too long maybe 2-3 years then I want to try to put a tenant in there??
Thank you for the great advice. I am getting my first little rental too. So I need all the information I could get to make it.
In another note, don’t pay attention, don’t even reply to trolls. Haters are gonna hate, no matter what.
I hope any of your seminars are near my area, I would be so glad to attend.
Keep up the excellent work !
How is it going? Any tips for a new landlord
Pretty good RE video... havent seen one in a while
Hi Kevin, I am about to buy a two family house(I will live in the 1st floor) can you talk about this type of situation, any comments/advice will be appreciated
yeah watch tomorrow's video
Very good video sir!
Thank you!!
Thanks for the great video Kevin. Any experience with college housing rental? probably plenty of info on that on YT. I would imagine require the parents co-sign would be a good thing too.
ThePortraitArt I’ve seen videos on these by other UA-camrs. One of them made a good point as to why he doesn’t do it. He said his properties were trashed more times than not and you have a high turnover as the students are always leaving, so he had to spend money getting it back to move in ready. The pro is you can always find a tenant.
We don’t accept co-sign situations, which usually weeds out the college students. If the student can qualify on their own completely we would not be opposed to renting to them. They would be a very responsible young adult if they already made income/credit all on their own at their age.
I agree with Lauren (oh wait, HI LAUREN!!!). Cciphotos -- great answer! That's exactly what I would have said.
@@MeetKevin you said it cost $200 a day to hold a property empty; that's pocket change for most landlords.
Should you let your renters change the locks?
Hi Kevin. Do you happen to have a lease agreement that you could share?... even If it has a price tag, please
Hey Kevin
I live in belgium and we don't have the credit score here. Is there another good way to check something familiar then credit? For example calling their work place to check if they really work there?
Sincerely Razum-Dar
Thats none of your business. My work has a policy that they won't release any info on you to anybody. Better off with bank statements
@@JewUnit6 ye I thought so but wasn't sure. What are these bank statements?
You can ask for bank statements to prove their income (see what their the cash flows patterns look like), they can get a document from the court that states they’ve never been convicted, you can just ask if they have any outstanding loans (w documents) and ask for references from previous landlords.
Kevin when should you ask a tenent if they will renew rental lease?
Thank you for the advice
Anytime!
How do you take the good quality photos with what camera do you use and then upload?
The matterport I Use let’s you rip them then edit
Do they have to provide a bank statement if their credit score?? How do u find out
Nah watch the step where I tell you which websites like step 8 or something
Rule #10 you mentioned to only tell tenant that you're the manager. Can't the tenants just look up the property owner on the county's website. Do you buy the property under an LLC? Or just hope that they don't look it up?
Yeah so you’re “own of the owners”
Kevin has a video on this where he says even if they go thru public records and find out your the owner. You say I am part owner and don’t solely make all decisions ie even if your sole owner in reality you still consult friends, family, other landlords, even Kevin on decisions regarding the property. So you may be in grey area of ethics but not lying.
Most renters don't think of looking up the owner.
Oh I see now. Thanks for the quick explanation.
well said Ryan
I usually refrain from commenting on videos as I doubt everything gets read. However, if it does keep the videos coming! I look forward to listening to them on the way to work!
Thanks Hornet! I'm watching ya! :P
Why would you 3D scan/professional photo on a lower grade rental? Or do you only deal in grade A rental
All I handle
Meet Kevin you ever think about scaling up to apartments? Boy would that be an adventure. Whatever you do I’m rootin for you :)
Thanks for sharing these videos. As an investor that also buys and fixes rentals, I understand and respect your idea of fixing your rentals up to "rental grade" to attract better tenants. I believe you are doing a great service to the community.
It would be a service to the community if you paid cash for your buildings and passed your savings on not paying interest on to your renters. Buying mortgages and then renting them out is not a service to the community, it is placing the property of the community into the debt of banks and taking a piece of the profit for yourself. It's destructive to the housing market, after a few decades of this pattern hardly anyone can afford a house for a reasonable price any more.
@Gorky D It has ALWAYS been or looked like almost impossible to own a property for GENERATIONS! That's why some people chooses excuses while others go after it no matter how hard it will be and no matter what price they will have to endure, and how many extra jobs they will have to take.
@@andrealucero8523 No, it has been nearly impossible to own property at several specific times and places in history. Definitely NOT always, some times and places it was extremely easy to own property and just required you to make a formal claim to it. At most times, property was within the reach of any profitable enterprise. It's a cycle. There were numerous times in history when debts were forgiven on the orders of a government. Some cultures codified the periodic forgiveness of debts into law, i.e the Judaic custom of jubilee. These are like relief valves to reduce the strain and stave off financial collapse or rebellion. Because the US and the modern world does not allow actual debt slavery and has inbuilt methods for reducing the strain of debt, i.e filing for bankruptcy, the system is able to grow with the economy and accumulate debt much longer without collapsing. However, we can clearly see in the last few decades that debt has begun outpacing growth and it will get to a point where minor stressors on the system like war or bad weather can lead to complete ruin.
@@gorkyd7912 you are nuts!!!! Nobody chooses to be a "service to the community" because of some altruistic bent!
@@davidlindgren9735 Thank you for your comment that has nothing to do with anything I was saying 2 years ago.
That was the best ty
Im wondering how those military tenants panned out. We military often move or deploy every few years. Did any of those soldiers move yet?
Hi Kevin, Do you have experience with getting rid of Squatters?
Just evict in the legal way.
Hey how do you keep track of all your properties
Does anyone recall the video title that included the RPA of the actual deal?
I’m just trying to buy my first house now Kev!!!! Hahaha
Hi - any advice for security systems that is good for landlords?
How much do you rent it for house out for
So u do or do not recommend a RM company?
how do u sign a lease if u just a manager ?
Wait do you Runescape?? I see a Max cash stack icon in the top left corner of your room
Hey Kevin, I have a pretty good credit score. I make my payments on time and everything (currently 790) however the past three months my score hasn’t gone up. How can I make that next step to get into the 800-850 range?
What's your credit utilization like? Even if you make all your payments on time, if you use a lot of your credit that is available to you, that works against you. Pay off some of those balances and your score should improve. Just a guess though since I have no idea what your situation is.
By the way, 790 is excellent. Who cares if it is 790 or 810? Shouldn't affect rates much.
The big question I have is why do you care to have an 800-850? And honestly age I'm pretty sure plays a roll (I don't think the bureaus will say that though!). Not sure how old ya are.
The biggest limiting factor in increasing credit score is income, either as a solo factor or debt-to-income ratio.
Your smarter than your years! Thx for sharing :)
THIS VIDEO WAS GREAT! My wife and I are buying our first property and we are doing a comfortable house hacking that will become our first rental property. we will be dealing with tenants soon and this information was really helpful. thanks Kevin.
How is it going on your rental. Did anyone take advantage of the government in your area. N not paid you rent
Great video! Some new tips I haven't heard of before.
Can you get in trouble for denying someone because of their credit score? I know it's illegal for discriminating against religion, race and having kids, but does credit score fall into that category?
From what I've read, it's not a problem
@@Nads2020 great! Thank you
@@Sellingtheberkshires could be certain places are making it illegal but most places its perfectly legal, from what I hear, I'm not a lawyer so #dontsuemebro
@@Nads2020 thanks lol
This information is GOLD!!! Kevin you are awesome! BTW, you get paid by some of those name drops? If so, good for you! Keep 'em coming!
nope
Landlords get the wall
Eduardo Lemos 😂😂😂
Thats kind of disgusting to comment
today it's the people you hate, tomorrow it's the people you love, ''the wall'' is a funny thing outside utopian theories.
How much are you paying per credit score/background check?
45
My mindset is so similar to yours!
serious question, have you ever been sued for discrimination and how did you handle it? can you make a video on that please.
My way is renting the rooms Not the whole unit!
I’ve done it this way over a decade and have hardly any issues
I had a tenant tip me for fixing the dishwasher. Forgot to flip the switch...
So you’re allowed to not disclose that you’re the owner to tenants?
❤ Correct! There's no law that requires you to tell renters that you are the owner.
From what I've been told by landlords is that when they inform tenants of being the property owner, sometimes renters will start acting needy/wanty (is that even a word? 🤣 LOL) "Bart1meuz, I want you to install a new stove. I want you to let me have pets. I'm having financial troubles, can you lower the monthly rent by $100? Have a heart, I need you to allow me skip next month's rent until my income improves." See how people will attempt to manipulate you? It's so much more convenient to tell renters that you are only the property manager. If renters start asking for favors or exceptions, it's easier to tell the renters that you checked with the home owner and advised the renters to stick to the lease.
@@syguzman5739 en.wikipedia.org/wiki/Mass_killings_of_landlords_under_Mao_Zedong
In the west coast is usually the other way around. Have you seen the prices of these apartments lately.
I needed this video I have had nothing but bad experience renting in Florida! I had a tenant google to see who's the home owner once!
Whats wrong with that? U do your research so should tenants
How does an eviction affect a credit score? I haven't seen courts ask for a SSN during previous evictions.
eviction is separate -- judgements often get picked up
If a court records search shows you have an eviction, I'm not renting to you period, no matter what your BS story is. There is no valid reason whatsoever to have an eviction on your record. If there was a problem, MOVE!!! "But the place was an uninhabitable, roach infested hell hole". OK, but that didn't stop you from squatting in a so called "uninhabitable" hell hole rent free for as long as possible right? Deadbeat tenants tell this to landlords every day..."You won't be able to get me out for at least 6 months, the law is on my side". Tenants voted for laws that protect deadbeat tenants. Then bitch because smart landlords screen the piss out of tenants now prior to handing over the keys. They used to try and give second chances and overlook things. Not anymore. Enjoy all your renters rights. And before all the renters here get buthurt over what I just said, become a landlord for a few years, then tell me all about how tenants should have a right to free housing.
Is it very difficult in the US to find out who the owner of the house is? In Europe, it takes a few clicks, address is pretty much enough to look it up. If I was renting something for ourselves, I would always check first who the owner is and if I am signing with him directly not a fraudulent person.
Not at all. We have county records that shows all data open to public. All at a few clicks! I hope this helps to answer your question.
Kevin! Do you have any sample leases that you use for your properties?
Or would I be able to find that in the investing course? I have that too.
Go on the net you can find templates easily
Do you need you real estate license??
Do you recommend section 8 tenants?
No because you can't sue them.
Super helpful video at exactly the moment I needed it! I'm closing on my first multi-family property on Weds and I plan on putting all of your advice into action when I place tenants in a few weeks! Thanks Kevin!
Congratulations!! Watch tomorrow's too
Hey Kevin, I can't seem to find anyone with a credit of +700 when doing rental property. It would nearly take me a month or half to find a qualified tenant what should I need to do? And how do tenants pay renter insurance?
credit score is just 1 thing to look at. first you have to make sure your property is something a tier 1 credit worthy person would want amd that its in a good enough neighborhood.
next, when checking credit, you gotta look at how long ago the the bad behavior was that tanked their scores. if the negligent behavior was years ago and nothing recent has been bad, they may be worth taking in. Likewise if someone has shown a lot of growth in the last 9 months (like going from 500 to 680) thats also a very good sign and i would take a risk on that person. they're acrively working to fix their scores. Likewise if someone has a 700 score but they dont have much history, that score doesnt really mean much. a 700 score only achieved in the last 1 month is about as good as a 650 score in my opinion. the score itself is just 1 thing to look at.
as far as renters insurance, the tenant can just get it theough any insurance company like statefarm or allstate.
i hope that helps
@@itzbebop do landlord require renter to buy renter insurance or its up to them to decide
@@David-hh8on depends on the state and county. look up the rules and regulations on your county's website. my state and county dont require it. and make sure you get it down on your lease.
Nice Video.
I’m what some would consider a “quality tenant”/ soon to be landlord and this video is extremely informative and entertaining.
Clearly the trolls in these comments are 💩 tenants and/or Jealous of your success as an investor.
@5:17 - How do you find an area's rental comp?
Realtor
This video is valuable and right on time!
Thanks again Kevin👏🏾👏🏾👏🏾
Are you available to help people in the Discord on a case by case basis? After my deal is closed I may have to get rid of all tenants, all are paying low rent and month to month. I could use property management guidance from a seasoned and active investor like yourself🎯
Yes in our livestreams or post your scenario
I’ve been a rental agent since 1983. I have learned a lot.
Their is a formula I often use for renting. It has worked
successfully for me the past several years.
Remember easy in hard out!lol
This was a great video Kevin. Thank you for all the tips!
anytime thanks for watching!
Credit score is not that important ! If some one has a very good credit Usually he buy's a house or condo not rent...look for there income and proofs of income. Look for proof of paying rent on time to the other landlord with the bank statements...that work for us for 35 years...!
allconstruction1 that’s makes sense! I’ll keep that in mind in the future.
👍 I have an older couple as tenants. Bad credit score but great income. Rent comes 1st. I don't care if their toys get repoed.
Depends on the area really. There's been studies that millennials would rather rent than buy. Being one myself, my wife would always tell me to rent.
It's not that important like if it has to be a 700+ in my area that would increase vacancy like crazy.. my rule of thumb is 600 because no they can't buy a house but also shows they don't miss payments all the time
@@anniealexander9616 You may think rent comes first, they could have other ideas ...
I agree and disagree with the credit score. I feel like if someone who says they are rebuilding there credit but can also show a good debt to income ratio can be reliable. If they have no bad debt in the last few years. I understand where he is coming from though.
Anyone can be reliable, regardless of credit, there's just no reliable way of finding out who can be reliable. But reading these vague low-level clues like credit scores helps increase the odds of a reliable person, kinda like seeing that all routine maintenance was done at the dealership increases the odds of a reliable car.
What about someone that follows Dave Ramsey and doesn't have credit? Would you ever rent to a tenant that has other evidence of great money management but doesn't have credit because they don't plan on needing it?
Nope
Renters rent to people they're familiar with. Knowledge reduces risk. If you go through Kevin's training programs and show great potential of being another Kevin he'll rent to you regardless of your credit score. If you go through Dave Ramsey's training you'll need to find another Dave Ramsey to rent from.
How much (%) undervalued should a rental property be listed for rent to attract the most qualified tenants? 5% 10%
Don't know what you're talking about. If it's what to charge for rent the rule of thumb is 1% of property value.
@@DietBajaBlast I meant to ask how much under market value...was typing that in a hurry
I understand perfectly. I stay under only about 50.00 or about 3 percent, or 4 percent
Depends yeah maybe 3-5%
What do you think about getting a HELOC to buy a rental property?
Poseidon list he talks about it in his videos
Touched on it a ton in the I bought this property for 0 vid that’s recent
Not a fan. If you can't cashflow and you lose your own job (happened to many in 2008-10), your HELOC could be called. Uh-oh!
HELOC can only be called if you stop paying (most).
What if it's a house hack? Should we still never tell the tenant we're the owner?
Right
Great video Kevin. It’s relevant to landlords and renters as well.
My credit is under 700 because I’m 19, 100% on time payments, 2 accounts, and < 30% utilization :/
You'd qualify :P
I’m 22 and my credit is at 756. Hang in there you’ll climb the ladder.
@@sarahann530 because the score is usually accompagnied with a credit report and a credit history. You can easily see if someone always pays his debts.
Yeah I had the same issue with low score as I didn’t get my own credit card during uni so when renting I’d prove my income w bank statements and payslips/employment contract. Landlords are fine when they see healthy cash flow patterns and savings and I’ve always only rented through agencies and asset management companies.
A Conneely yes and I still got access to high quality properties held by stringent landlords (agencies and asset managers). Point being is landlords want reliable people and credit score is one way to justify that as it conveniently quantifies the credit history. That doesn’t mean you can’t ask for a review on your income and cash flows in case of a low score. Some of us have been renting since we were 18. My income and savings were what qualified me as they were above the average w clear patterns of an okay money management.
This guy has a consistent
Who does the tenant make the rent check out to, if you tell them you are only a manager and not the owner?
The manager :P
How do hide the fact that your owner of property when even after you put in address change with post office surely mail addressed to you will still end up there for a bit?
TotheK I N G D O M
Already bought property before meeting Kevin and bern living there a while. Thanks for response
Happens -- I just say it's because I turned the utilities on probably