Hello Rishab, I am new to investing so kindly help here. So since ETF doesnt have SIP option like Index as you said. So suppose i decide to buy NIFTYBEES so we have to keep a track of it on daily basis and whenever there is a dip we have to buy the ETF. Is my understanding correct ? Also incase of monthly SIP since it happens like an AUTO debit on a particular day so we dont have to keep a track there and investment will happen on its own. Kindly correct me if i am wrong please. Thanks
While some platforms like zerodha kite allow you to create SIP for ETFs too, it would be earlier to just invest in the equivalent index fund for ease of SIP
Thank you Rishabh. Whats your take on the Mirae Asset Multicap 50:25:25 ETF and DSP Nifty top 10 Equal weight ETF? Should we go for them strongly? I would prefer to invest in such ETFs than the thematc ones. Also pls let me know about Smart Beta ETFs.
I don't like multicap ETFs because I like to manage my caps separately I don't like equal weight because I don't think every business deserved equal investments So for me, a NO NO for both of those. Momentum ETFs are a good option I feel.
I invest manually each month at different times based on when I get payments since I don't have a fixed salary it's harder for me to commit to a SIP. For most people, SIP will be better. I don't go for dips. But yes, I do keep some cash aside for any big crash
Hi Rishabh, your videos are very helpful and add value... thanks 👍. Do discuss how to plan withdrawal from such a portfolio. I plan to expand my holding of such ETFs but if at some time one needs funds then how should one choose how to sell and which holding to sell. Thanks
It is worth exploring and researching. You can also check momentum index funds. They too have outperformed the regular index funds in the past. I'm personally also starting to invest in momentum index funds one in both large and mid cap categories. Happy to make a video on those
@@remoterish yes please, I’m considering Motilal Oswal Nifty 200 Momentum 30 Index fund and Quant Momentum (although I’m aware you personally don’t like their strategy :) )
Tata Gold ETF FoF - Direct Plan has a TER of 0.07% , which seems to be lower than the expense ratio of their ETF 0.38%. Is it a better idea to invest in their FoF?
Be careful with FoFs esp when it comes to expense ratio. You will be paying an expense ratio to the FoF which may be paying the expense ratio of the underlying fund - eventually adding up the expense ratios. Ideally the etf is cheaper than the fund version so I’m assuming in this case you’ll be paying 0.07% + the 0.38% or the etf. Just check the documentation or ask their support to confirm on this.
@@remoterish Thank you Rishabh for your word of caution. You are 100% right. After repeated follow-ups, I finally just heard back from their support team: Dear Investor, Greetings from TATA Mutual Fund. Thank you for your interest in our fund. We appreciate the trust you place in us to manage your investments. We would like to inform you that the expense for the Fund of Funds is over and above the expense for the ETFs. This additional expense is necessary to cover the costs associated with managing the fund, including operational costs. These efforts are crucial to ensure that the fund is well-managed and can meet its investment objectives. My 5K investment is down a bit, hovering close to 4868, I’ll def try to exit from this in the near future. Thanks again for your insightful videos and comments!
Perfect, I’m surprised they actually responded to you. None of them are interesting in clearing this. I hate when things aren’t made clear this is why I try to bring clarity and transparency through my videos instead of making it a marketing mess like finfluencers
Hello Rishab, I am new to investing so kindly help here. So since ETF doesnt have SIP option like Index as you said. So suppose i decide to buy NIFTYBEES so we have to keep a track of it on daily basis and whenever there is a dip we have to buy the ETF. Is my understanding correct ? Also incase of monthly SIP since it happens like an AUTO debit on a particular day so we dont have to keep a track there and investment will happen on its own. Kindly correct me if i am wrong please. Thanks
While some platforms like zerodha kite allow you to create SIP for ETFs too, it would be earlier to just invest in the equivalent index fund for ease of SIP
Thank you Rishabh. Whats your take on the Mirae Asset Multicap 50:25:25 ETF and DSP Nifty top 10 Equal weight ETF? Should we go for them strongly? I would prefer to invest in such ETFs than the thematc ones. Also pls let me know about Smart Beta ETFs.
I don't like multicap ETFs because I like to manage my caps separately
I don't like equal weight because I don't think every business deserved equal investments
So for me, a NO NO for both of those.
Momentum ETFs are a good option I feel.
@@remoterishHi Rshabh. Pls make a video on Smart Beta. I want to hear your version.
Finally i found a person who thinking same what i think.. cheers..happy investing..
Good to connect! Great minds think alike :)
Do you invest every month in these etf on same day or whenever there is a dip?
I invest manually each month at different times based on when I get payments since I don't have a fixed salary it's harder for me to commit to a SIP. For most people, SIP will be better. I don't go for dips. But yes, I do keep some cash aside for any big crash
Hi Rishabh, your videos are very helpful and add value... thanks 👍. Do discuss how to plan withdrawal from such a portfolio. I plan to expand my holding of such ETFs but if at some time one needs funds then how should one choose how to sell and which holding to sell. Thanks
I haven’t through about withdrawing. Instead I was to create other cash flow assets. This portfolio I just want to keep.
you are a gem to share your opinion and etf in public we really enjoy ur videos keep them coming happy etf investing
Thank you so much. I’m happy you’re enjoying this style of videos
Nice hands on in-depth video on ETFs. Thanks for making this!
Hey buddy... I like watching your videos... Great Job, you'll grow big time... all the best 👍 😊
Thank you so much 😀
Bro gold etf has comparatively high expense ratio than mutual fund
I’ll check out the mutual fund as well, thanks for the tip
Just catch 1 fish - Bitcoin.
🎏
Hi, ETF investment is best after watching your videos, but kindly put videos when to buy and when to book profit😊😊
For me it’s Buy anytime, Don’t sell
Sir Nifty Alpha 50 Index keya hee ?
Es etf mee investment karna chihee ?
It is worth exploring and researching. You can also check momentum index funds. They too have outperformed the regular index funds in the past. I'm personally also starting to invest in momentum index funds one in both large and mid cap categories. Happy to make a video on those
@@remoterish yes please, I’m considering Motilal Oswal Nifty 200 Momentum 30 Index fund and Quant Momentum (although I’m aware you personally don’t like their strategy :) )
Why etf over index fund?
Index funds are better for most people. I enjoy ETF
Hi..I understand that in Kite app, SIP can be done in the stocks or ETF. Is it correct?
Yes right
Do you also keep selling them at regular intervals ?
Almost never sell
Tata Gold ETF FoF - Direct Plan has a TER of 0.07% , which seems to be lower than the expense ratio of their ETF 0.38%. Is it a better idea to invest in their FoF?
Be careful with FoFs esp when it comes to expense ratio. You will be paying an expense ratio to the FoF which may be paying the expense ratio of the underlying fund - eventually adding up the expense ratios. Ideally the etf is cheaper than the fund version so I’m assuming in this case you’ll be paying 0.07% + the 0.38% or the etf. Just check the documentation or ask their support to confirm on this.
@@remoterish Thanks - good point. I’ve emailed their support, will update here once I hear back.
@@remoterish Thank you Rishabh for your word of caution. You are 100% right. After repeated follow-ups, I finally just heard back from their support team:
Dear Investor,
Greetings from TATA Mutual Fund.
Thank you for your interest in our fund. We appreciate the trust you place in us to manage your investments. We would like to inform you that the expense for the Fund of Funds is over and above the expense for the ETFs. This additional expense is necessary to cover the costs associated with managing the fund, including operational costs. These efforts are crucial to ensure that the fund is well-managed and can meet its investment objectives.
My 5K investment is down a bit, hovering close to 4868, I’ll def try to exit from this in the near future. Thanks again for your insightful videos and comments!
Perfect, I’m surprised they actually responded to you. None of them are interesting in clearing this. I hate when things aren’t made clear this is why I try to bring clarity and transparency through my videos instead of making it a marketing mess like finfluencers
Good one
Thanks