The effects of the downturn are beginning to sink in. People are being impacted by the long-term decline in property prices and the housing market. I recently sold my house in the Sacramento area, and I want to invest my lump-sum profit in the stock market before prices start to rise again. Is now the right moment to buy, or not?
The stock market is likely the best smart investment. However, if you are thinking of investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. this way you could make more profit with less risk
The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.
’Laurel Ann Watkins, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Thank you for saying that you can’t invest your way out of poverty. A lot of people act as though people who struggle and are poor are that way by choice. If being successful was that simple, no one would be poor
@HenriiE I started investing while I was poor, and it was a $10 per pay kind of situation, and it frustratingly gets you nowhere. Once I was able to improve my earning capabilities, that it where it all changed and I could put money away. You really can't get rich when you can't afford to feed and house yourself.
@ a few. Comparatively to those who don’t. The ones who make it out of the cycle of poverty are the exception. Not the rule. Opportunity meets some people and others it doesn’t. That’s why the rags to riches story get so much attention bc it doesn’t happen all the time and it’s such a feat. I didn’t say it was impossible but it doesn’t happen often at all
"Sometimes, it's not about having a talent, skill, or passion. But what if I told you that with the right investment, you can still achieve your goals? No talent, no skill, no passion, but good investment can bring you financial freedom. Don't underestimate the power of smart financial decisions!!!!!!!!"
I agree with you and I believe that the secret to financial stability is having the right investment ideas to enable you earn more money, I don’t know who agrees with me but either way I recommend either real estate or bitcoin and stocks..
I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?
Many people often underestimate the effectiveness of a financial adviser in planning for retirement. Over the past 5 years, my FA has consistently restructured and diversified my portfolio and expenses, resulting in over $1 million in gains. While it might not seem like a huge amount, retirement now feels within reach.
How can one find a verifiable financial specialist? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
*Mr Gary Mason Brooks* a highly respected figure in his field. I suggest delving deeper into his credentials, as he possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions this 2024
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
My CFA “Diana Casteel Lynch”, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Agreed! The issue is people aren’t willing to LEARN investing. They think it’s boring and don’t realize how necessary it it’s. Most do not want to do the research, read the books, put it into practice. Thank God I read a book in college that introduced me to it, and from there, I’ve done research and learned trading the market.
The issue is some people are stuck. You missed half her point. You can learn investing you want, it doesn't matter unless you're in the upper middle class able to spend it.
@ That’s not true. For example, someone making $17 an hour at a warehouse can set aside money from each check, so that they can invest. Even if it’s $40 bucks out of each check, twice a month. In 5 months they’ll have $400 ready to start. Someone can fund a brokerage account with $700 and learn to trade futures. On a low salary, they can set aside $50 each check or use a portion of their tax refund. On a low income, it is possible. People can also increase their income by obtaining certifications in fields that are in high demand…there are programs like WIOA that will pay for someone to become a certified electrician. $0 out of pocket. More income allows more room to invest. Goodwill offers programs like these also. There’s always options, it just requires dedication, sacrifice and research for those who want to change their circumstances .
Literally anything is better than nothing. One for example my sister and I both got a $700 inheritance from a family member and our dad invested it. Just checked it yesterday. $6,700. It's been there since like 2003 so it's not stupid rich but way better than the $700. Invest it and forget it. And that would be a lot more if I put money into it( I put money in different ones) so that $700 by itself has done pretty well and it'll continue to grow. Saving doesn't make you rich, investing does. Money that can always be work. Plus if you're working then it's even better. That and increasing income is how you can do better financially.
I’m underclass and have investments. I lived with my parents and worked part time, only spent £200 a month and invested at least £400 a month for years. Now I live with my partner with our baby in his mum’s flat to save money but it’s hard until I go back to work and graduate uni so I can work full time. I’ve been practicing prop trading indices and so far so good. Keep up HOPE❤
@@bernadettethomas4266I started investing with about £250 in crypto in 2021. It didn’t make me much but it was an insight into the sphere. Now I have much more in it cause I worked part time as a student and have other more stable investments too. It’s 100% possible!!
I started investing when I got out of college and had decent job and pay. I was laid off and working part time but my accounts kept growing. I refuse to tell anyone in my life about this.
*I really appreciate your clear and simple breakdown on financial pitfalls! I lost so much money on stook market but now making around $18k to $21k every week trading different stocks and cryptos*
You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires
Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them. People prefer to spend money on liabilities, Rather than investing in assets and be very profitable
Just starting out with investing, and I’m already coming across some mixed advice on asset allocation. People say ETFs and index funds are great for covering the market, but I’ve heard they can also include weaker stocks that might dilute returns. I’m aiming more for financial independence than just traditional retirement, so I’m wondering if I should be more selective or if I'm maybe overthinking it. Already made some rookie mistakes too, like selling during a recent dip, which led to unexpected capital gains taxes
I’ve been there myself, especially as I got closer to retirement. The impact of market dips felt heavier, so in a panic, I shifted a lot of my portfolio from stocks to bonds, thinking it was safer. But I didn’t anticipate the capital gains taxes I’d owe or that I’d miss out on the rebound. That mistake alone cost me more than I realized until I spoke with a financial advisor. With their advice, I restructured my investments, used them tax-free to secure real estate, and the rental income covered the debt while the properties appreciate. I’m now on track to retire with around $4 million, something I might’ve missed out on entirely if I hadn’t sought advice. getting it right early can set you up for a far more stable future
@@MarjorieRyanJoy I’m trying to figure out the best approach for my portfolio. How did you find your advisor? I feel like I need that kind of direction
I'm honestly not one to recommend anyone specifically since financial needs are so personal. But, working with someone like Emilyava Milligan made a difference for me. Her approach was tailored to my specific goal, and she always shares insights of where I’d likely get tripped up in the future. It could be worth checking her out to see if her perspective resonates with yours
I think one thing that people are overlooking that's extremely important are the tariffs that was tried many years ago and sunk the United States deeper into a depression and more poverty "The tariffs implemented during the Great Depression were called the Smoot-Hawley Tariff Act. Explanation: This act, passed in 1930, significantly raised import duties on various goods, aiming to protect American businesses and farmers, but is widely considered to have worsened the Depression by triggering retaliatory tariffs from other countries, leading to a decline in international trade. "
Trump's tariffs during his presidency definitely impacted a lot of businesses. My family owns a construction company and imports Korean steel. Raw materials were so expensive that some projects had to be scrapped because it wasn't profitable. This time around, we planned ahead when he announced he was running to prevent lay offs.
@lesweizman388 He started writing checks to farmers and ranchers to pay for the damage from his trade war, which brought about higher tariffs that crushed agricultural exports and commodity prices. Trump created a dependency which is not sustainable. At the end of the day, it was your money. So what did you get out of it? Higher prices! And that didn't help post pandemic either when inflation was a global problem. Also, most of his MPF bail outs didn't go to the farmers that needed it the most. Many recipients were very wealthy or farmers in states that were not affected by his trade war. Farmers were also getting paid twice. Rather than waste taxpayer funds on needless bailout programs, Congress should've increased funding for farmers offering to take steps to reduce greenhouse gas emissions that are designed to help them better withstand the extreme weather caused by climate change. But nope, the government would rather continue f the average American while politicians continue to fill their pockets.
Trump's policies had been viewed by many experts as more positive for the financials sector, spurring this massive rally. It's enticing to consider purchasing some stocks, I'm contemplating investing more than $300k. Thoughts?
It seems like there's potential, but caution is warranted. hence I will advice you get yourself a financial advisor that can provide you with entry and exit points
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in stocks, which is pretty simple. On my portfolio, which has grown over 90% in a little over a year, my advisr chooses entry and exit orders
Let’s be honest..corporations main goal is to keep their investors happy it doesn’t matter who the president is. The goal is always earnings , giving employees better salaries is not contributing to their earnings
FOR THE MOMENT, YOU NEED TO KEEP YOUR MONEY OUT OF THE MARKET AND SAVE IT FOR THE MOMENT TARIFS WILL SPIKE INFLATION AND MAKE YOU TO PAY A LOT MORE FOR THE TARIFS FROM 10 TO 60% ON ALL GOODS, YOU PAY FOR COMBINED WITH THE MASS DEPORTATION, THERE IS GOING TO BE A RECESSION BY THE BEGINNING OF 2026 OR EARLIER GOOD LUCK AMERICA
It’s not trickle down if you blow your honey on trash like she said. Invest and it trickles Bezos owns 9% of the 2.2 trillion that is Amazon. The remaining 91% is wealth HE CREATED FOR OTHERS. Mk?
Thanks to one of your shorts 2 years ago, I started investing. Money really is power and it's also makes life less stressful when times are tough. I wasn't sure what a trump win would mean for the stock market, but I'm starting g to see it as an opportunity to invest. So got to take the positives where you can.
Same. Thank God I started an emergency fund and investing in stocks and ETFs while they were still cheap. Now they're going up 🙂 I feel like I'll be okay in the next four years no matter what happens.
I was a bit worried as well, thinking maybe I should pull some money out of the market to be safe. I'm still not 100% sure what I'll do, but this is a bit comforting.
And his policies will explode the debt just like 4 years ago while making the richest richer & everyone else poorer. Interest will go through the roof again & he is putting the burden of crippling debt payments on the next generation. Good job Donny.
So during Biden you felt richer? Please! No one liked how everything economically affected gas and grocery’s. Corporations will always make money. No matter who’s in power. And when so many regulations are on Corps they let go of employees
@@bib6594you can't go wrong with an ETF that tracks S&P500 or the entire US market, unless it's a leveraged one, then those are a bit more problematic. If you have no idea what you're doing, just buy VTI, it's the total US market, so as long as corporations are doing well, you will be too.
I finished her book ‘Rich AF’ last week. Incredible. I definitely recommend it to anybody getting their financial journey started (or want to learn more in depth) because she breaks down each $$ topic so well for the average person to conceptualize. Definitely contains some golden nuggets I hadn’t known before ! 🥳
@ I’m Canadian. She’s gives very useful advice for majority of people in this book! While it’s based on the US economy, She uses examples that you can transfer to your own country’s ways of banking/investing. But it’s all pretty interchangeable language (TFSA for Canadians vs ROTH IRA in USA) for example. Worth the buy.
The ticker symbols: SPY or VOO are S&P 500 index funds. You can buy through any brokerage account or IRA account (Roth or Traditional) through any brokerage
@Odes1Angel they never tell you because she's not making money by investing. She's selling courses to let other people try their luck. My husband is a day trader. It takes incredible mathematical fluency and pattern recognition to invest long term or short term. She makes it seem as if you just click a few stocks and the money starts flowing in. It's not that simple at all, and it's also risky.
Can you do a video in what beginners need to do to start investing and what is a great start amount? I may sounds ridiculous but i see the need, i just honestly have no clue on how to get started and i just found your channel a month ago. I just really need help and direction. If you've already done a video please direct me to the link ?
You can get started with an ETF like the S&P 500, it's like a group of good stocks so you don't have to pick individual stocks and the S&P has has historically performed really well. As for a start amount: even $20 is a good start! Select an amount of money you can spare every month to be automatically deposited in your investment account, and gradually increase that number when you're able.
Yes.. agree with the comment made by Vanessa. Don’t over think it. Start by taking your first 100 or first 1000 and put it into something traditionally less volatile like S&P 500 and just watch over one year what it does. When you’ve got 100000 + in stocks then you can over think it, get an advisor if you need, etc. As for individual stocks, I started looking for opportunities and did buys here and there w long term in mind. It’s fun to see how it grows long term.
26 днів тому+3
@@Vanessa-ru5kl How do I do that? Through my bank or is there a website or ...?
my mom and dad both tried investing and signed up to those classes that teach you how and yet it never led to anything. what helped us out is that my dad put a good amount of money (and continues to) into a savings account that allows him to accumulate interest. investing comes off as overwhelming if you don’t understand the terms they are teaching in the classes, hence the reason my parents gave up.
And I am looking forward to hopefully collectives of those of us who are at the bottom of that teardrop to find ways to continue to help lift ourselves up, especially if we lose SSI disability, and other safety nets. This is where we’re going to seek community to help pool resources together.
The rich have manipulated our government through the Republican Party to get richer exponentially (ex: 2010 citizens united case) Vote Democrat ! Dems have improved the general economy over republicans for the last 100 years yet they don’t get the credit
Friendly reminder to everyone that you can and should THOROUGHLY investigate and research any company that you invest in. Voting with your dollar is arguably as important as voting at the ballot box.
@@olgasantiago-agirlfriendsguideWhat a weird way to spell "my brain is not developed enough to understand what you're saying". I'm guessing your part of the class that won't be benefitting from this type of video anyway 😂
😂😂😂 record high stock market, record low unemployment, and inflation back at 2% My investments along with everyone else’s skyrocketed. Seriously look at actual data before putting out regurgitating propaganda. Enjoy the tariffs and unemployment. Next year this time heading into Christmas is going to be rough. You did it to yourself.
Not sure where you're starting at but always start with 401k, if your employer offers a match Take advantage of that first, it's an automatic return on your money.
Open a brokerage account, mine is with Schwab. Transfer funds monthly while you do some research. Even if you only purchase one share of a stock you’ll be able to understand the process. ETFs are a good way to cover a larger variety of shares. DO YOUR RESEARCH!
The barrier to entry is so much smaller now. There truly isn’t an excuse not to be investing. I remember when saving up $400 for a share was too steep a hill to climb. The priority was trying to afford oil for our furnace so we wouldn’t freeze to death. Keep up the good work!!!
Remember when we couldn't purchase stock without going through a financial advisor? It's soooo easy now, thankfully! It felt like it used to be for the elites only.
Rip my broke ass that has all of my money going to bills. Not because of poor financial decisions, but because my job pays like shit. I guess you can say not getting a degree was the bad financial decision 🤨
Degrees aren’t necessarily a good thing. If you can’t afford tuition going into debt isn’t a good option. Also, there are plenty of jobs that don’t require degrees. Regularly look at the job market starting in February
@@Tetsusaiga140 I've been actively searching for blue collar work and apprenticeships. You know, the jobs where people say you don't need a degree and can learn as you go. Haven't found one that will accept me without an associates, despite 4 years of leadership roles in previous employment 😂 I truly believe that the semi-lucrative "degreeless jobs" have next to disappeared
🙄🙄🙄🙄🙄 trampers, m@g@, are now “them”. The aggressive, threatening, trashy way they behave is vile. What animal raised them? People are already getting threatened to be “thrown out of the country” You are “them”. To be feared. To be shunned
@@adedow1333 🙄🙄🙄🙄🙄 trampers, m@ga, are now “them”. The aggressive, threatening, trashy way they behave is vile. What animal raised them? People are already getting threatened to be “thrown out of the country” You are “them”. To be feared. To be shunned
It's interesting how no one cares to mention how many small corporations were able to give raises, bonuses & better benefits as a direct result of said tax cuts. All people see when we say corporation is Amazon & Walmart size businesses.... but their are loads of small & medium sized corporations that need these breaks. No tax on tips No tax on overtime No tax on ss benefits..... there are tax cuts headed our way that all can benefit from ❤
There is also an 18m bear market and the instability tariffs will cause, also the prioritization of those here filling low pay jobs legally from abroad. What sectors do you think are vulnerable outside of the obvious agriculture, hospitality, and home building? Also, agriculture seems to be a total bust at this point due to China prohibiting any further US agriculture imports in the last week.
We have to figure out how to invest even in poor because without investing we really won't have anything. Stash lets you start small and up it. I'm investing $100 monthly I do need to up it but its a start though.
I don't know how to invest. Also, those who claim they want to teach me charge so much. UA-cam has a lot of information. I don't know who's honest, right, or wrong. Anywho, hopefully I'll learn soon enough. 😊
Hi very interested. I'm getting ready to begin investing. What do you recommend? Or could you make a video if you're a beginner investor with 10k to 12k?
Please help with who we should invest in. Start with the least amount because I am among the poverty stricken now. Stressed out. Thank You ❤❤❤. Appreciate you sharing your wealth of knowledge!!!
I read your comment because I've just wrote one I don't like give advice on investment but you seem young ang beginner. Etf on s&p 500 you buy a little every month and after like 5 years you 'll see a great result without the risk of picking single stock and etf like vanguard accumulate on s&p 500 has a low cost. This is my experience, and when the times go hard ( like covid) don't be scarry and buy more!!! That's the key
@eustacia9722 ETF's all the way. I've done ok from a few individual stocks, but overall my EFT's are more stable and earn more. I used to have 30 different companies, now it's 5 ETF's across different markets and a few good stocks. Just to add on from the other commenter.
If you're young (under 30), you shouldn't have so many bills that you don't have any money to yourself. If you do follow Dave Ramsey and pray, but if you're just paying rent and the wifi, you should live on the bare minimum you can, save money to invest. ETFs are a great starting point for people without time. But if you ever get the opportunity, get yourself into a duplex/triplex and rent out the other spaces. It's the most surefire way to build and keep wealth that I'm aware of. Now, I'm not saying any of that is easy, but not everyone is rich for a reason.
This is JUST investing. Youre not talking about how the hiring freezes, layoffs, etc will be much better. Everyone is coming out of a recession, increasing taxes and regulations typically lengthen a recession. The best thing you can do is spur growth and job creation. No more outsourcing departments to other countries, bring the jobs back. Also, an average person can start businesses easily when theres less taxes and regulation, when thete is more it protects larger corporations from competition.
So all I need to do is not eat, not fix my house, never buy clothes, go no where (because tariffs & deregulation) and instead invest all my money just so I can amass power? Got it. This country is so fun.
MEd. in Business here. You are making a simple point about why the market should go up without considering the devastating effects of tariffs. Warren Buffet and I are selling. It may take a few months but my shorting the markets will pay off big.
Unemployment is near record lows, job creation is near record highs, we have the best economy in the world, and it is still growing, driven by consumer spending. Stock market has been hitting record highs. Low gas prices. Plummeting inflation. Border crossings down 60%. GNP growth, the stock market is at 30% - 12,000 points crime is down and remember those supply chain issues will buy the Biden fixed those too, thank you President Biden, VP Harris and Democrats .
Exactly 💯. Our GDP is 3% and unemployment is 4% , but trump supporters who can afford Trips to exotic islands while claiming Inflation which is Echo by his lower income supporters
What happens when economy tanks and your 401k tanks? So my financial future is currenty in jeopardy. I dont have 10 years for my 401k bounce back. Yeah they vest they buy back their stocks.
Investing is something I would love to learn how to do but currently when I add up my income I am in the working poor class right now and even though I’m working on that It’s still a ways out
@ Not paying bills in order to invest isn’t smart. Folks. If you don’t have money to invest… don’t invest. Please realize: This bff has money. Don’t be foolish listening to people making bank advising you to emulate them when they are making YT videos as their source of income. With her number of subs… and views and other social media side jobs and her publications and her appearances…and her sponsors and possible patreon…she has investment capital. You probably don’t. You are NOT her. But she’ll sell you her book.
❤work you ask off and promote, work a second job, make things you're .good at and sell them. Just a few ideas we single moms do to thrive and get out of poverty as we provide for our kids! While ex husband's lie as they bring in millions! ❤WORK AND SAVE! THEN INVEST!😊 delay fun and instant gratification so that you can live comfortably later!😊
The effects of the downturn are beginning to sink in. People are being impacted by the long-term decline in property prices and the housing market. I recently sold my house in the Sacramento area, and I want to invest my lump-sum profit in the stock market before prices start to rise again. Is now the right moment to buy, or not?
The stock market is likely the best smart investment. However, if you are thinking of investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. this way you could make more profit with less risk
The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.
Could you kindly elaborate on the advisor's background and qualifications?
’Laurel Ann Watkins, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Thank you for saying that you can’t invest your way out of poverty. A lot of people act as though people who struggle and are poor are that way by choice. If being successful was that simple, no one would be poor
PREACH!
@HenriiE I started investing while I was poor, and it was a $10 per pay kind of situation, and it frustratingly gets you nowhere. Once I was able to improve my earning capabilities, that it where it all changed and I could put money away. You really can't get rich when you can't afford to feed and house yourself.
They aren't powerless, tho. A lot of impoverished people have gone on to become wealthy.
@@NoIdea1492deadass there are not “a lot” of people from working class backgrounds who have made it out
@ a few. Comparatively to those who don’t. The ones who make it out of the cycle of poverty are the exception. Not the rule. Opportunity meets some people and others it doesn’t. That’s why the rags to riches story get so much attention bc it doesn’t happen all the time and it’s such a feat. I didn’t say it was impossible but it doesn’t happen often at all
This is the best and most important short youve ever made. So true
Yeah, this short is super important 👌🏿
I need to know Vivian my Rich BFF is going to have kids in this new Trump world
Put in your trust in God, not money 🙏🌏
@@loonycushion I don't come to UA-cam for advice on God. Just financial tips from this girl.
@@loonycushionYou can trust in God and invest. They're not mutually exclusive.
"Sometimes, it's not about having a talent, skill, or passion. But what if I told you that with the right investment, you can still achieve your goals? No talent, no skill, no passion, but good investment can bring you financial freedom. Don't underestimate the power of smart financial decisions!!!!!!!!"
I agree with you and I believe that the secret to financial stability is having the right investment ideas to enable you earn more money, I don’t know who agrees with me but either way I recommend either real estate or bitcoin and stocks..
I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?
Many people often underestimate the effectiveness of a financial adviser in planning for retirement. Over the past 5 years, my FA has consistently restructured and diversified my portfolio and expenses, resulting in over $1 million in gains. While it might not seem like a huge amount, retirement now feels within reach.
How can one find a verifiable financial specialist? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
*Mr Gary Mason Brooks* a highly respected figure in his field. I suggest delving deeper into his credentials, as he possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions this 2024
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
My CFA “Diana Casteel Lynch”, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you.
Correct 100% I am not a wise investor but watching my money make money while I do
My daily grind is totally empowering!!!
Thx U
I made 100k I the past 3 years
Amen 🙏🏼
Agreed! The issue is people aren’t willing to LEARN investing. They think it’s boring and don’t realize how necessary it it’s. Most do not want to do the research, read the books, put it into practice. Thank God I read a book in college that introduced me to it, and from there, I’ve done research and learned trading the market.
The issue is some people are stuck. You missed half her point. You can learn investing you want, it doesn't matter unless you're in the upper middle class able to spend it.
@ That’s not true. For example, someone making $17 an hour at a warehouse can set aside money from each check, so that they can invest. Even if it’s $40 bucks out of each check, twice a month. In 5 months they’ll have $400 ready to start. Someone can fund a brokerage account with $700 and learn to trade futures. On a low salary, they can set aside $50 each check or use a portion of their tax refund. On a low income, it is possible. People can also increase their income by obtaining certifications in fields that are in high demand…there are programs like WIOA that will pay for someone to become a certified electrician. $0 out of pocket. More income allows more room to invest. Goodwill offers programs like these also. There’s always options, it just requires dedication, sacrifice and research for those who want to change their circumstances .
What book did you read
@ the book “Rich Dad Poor Dad” was my introduction to investing :)
@Itstmera good for you. I had trhe book and didn't helped.
It is hard when have been underclass all your life. It is so hard to invest when you have to spend all your money on basic necessities.
Some investment sites don't require obscene amounts to start investing. Do a little homework, you'll find one that fits your finances.
Literally anything is better than nothing. One for example my sister and I both got a $700 inheritance from a family member and our dad invested it. Just checked it yesterday. $6,700. It's been there since like 2003 so it's not stupid rich but way better than the $700. Invest it and forget it. And that would be a lot more if I put money into it( I put money in different ones) so that $700 by itself has done pretty well and it'll continue to grow.
Saving doesn't make you rich, investing does. Money that can always be work. Plus if you're working then it's even better. That and increasing income is how you can do better financially.
Barring those in poverty, the vast majority can invest. They're making a choice not to.
I’m underclass and have investments. I lived with my parents and worked part time, only spent £200 a month and invested at least £400 a month for years. Now I live with my partner with our baby in his mum’s flat to save money but it’s hard until I go back to work and graduate uni so I can work full time. I’ve been practicing prop trading indices and so far so good. Keep up HOPE❤
@@bernadettethomas4266I started investing with about £250 in crypto in 2021. It didn’t make me much but it was an insight into the sphere. Now I have much more in it cause I worked part time as a student and have other more stable investments too. It’s 100% possible!!
I started investing when I got out of college and had decent job and pay. I was laid off and working part time but my accounts kept growing. I refuse to tell anyone in my life about this.
That’s amazing 🙏 may I ask if it was s&p 500 or big name stocks you invested in?
Perfect! Tell no one
Why???
@@kc7280???
I have not told anyone either! It’s better than way.
How you said so much in such a short time was seriously skillful. Thank you for sharing❤
❤ THANK YOU for acknowledging that investing doesn't bring you out of poverty! One thing I HATE about fractional shares of stock....😢🤬😡
*I really appreciate your clear and simple breakdown on financial pitfalls! I lost so much money on stook market but now making around $18k to $21k every week trading different stocks and cryptos*
You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires
Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them. People prefer to spend money on liabilities, Rather than investing in assets and be very profitable
You are so correct! Save, invest and spend for necessities and a few small luxuries relatives to one's total assets ratio.
Waking up every 14th of each month to $21,000 it’s a blessing to I and my family… Big gratitude to Josh Olfert🙌
Hello how do you make such monthly?? I'm a born Christian and sometimes I feel so down 🤦♀️of myself because of low finance but I still believe in God
Just starting out with investing, and I’m already coming across some mixed advice on asset allocation. People say ETFs and index funds are great for covering the market, but I’ve heard they can also include weaker stocks that might dilute returns. I’m aiming more for financial independence than just traditional retirement, so I’m wondering if I should be more selective or if I'm maybe overthinking it. Already made some rookie mistakes too, like selling during a recent dip, which led to unexpected capital gains taxes
I’ve been there myself, especially as I got closer to retirement. The impact of market dips felt heavier, so in a panic, I shifted a lot of my portfolio from stocks to bonds, thinking it was safer. But I didn’t anticipate the capital gains taxes I’d owe or that I’d miss out on the rebound. That mistake alone cost me more than I realized until I spoke with a financial advisor. With their advice, I restructured my investments, used them tax-free to secure real estate, and the rental income covered the debt while the properties appreciate. I’m now on track to retire with around $4 million, something I might’ve missed out on entirely if I hadn’t sought advice. getting it right early can set you up for a far more stable future
@@MarjorieRyanJoy I’m trying to figure out the best approach for my portfolio. How did you find your advisor? I feel like I need that kind of direction
I'm honestly not one to recommend anyone specifically since financial needs are so personal. But, working with someone like Emilyava Milligan made a difference for me. Her approach was tailored to my specific goal, and she always shares insights of where I’d likely get tripped up in the future. It could be worth checking her out to see if her perspective resonates with yours
I took a moment to do a quick search and found her page. I emailed her with a few questions to gather more info. I appreciate you sharing
@@MarjorieRyanJoy How much did she pay you to advertise her?
I think one thing that people are overlooking that's extremely important are the tariffs that was tried many years ago and sunk the United States deeper into a depression and more poverty
"The tariffs implemented during the Great Depression were called the Smoot-Hawley Tariff Act.
Explanation: This act, passed in 1930, significantly raised import duties on various goods, aiming to protect American businesses and farmers, but is widely considered to have worsened the Depression by triggering retaliatory tariffs from other countries, leading to a decline in international trade. "
Trump's tariffs during his presidency definitely impacted a lot of businesses. My family owns a construction company and imports Korean steel. Raw materials were so expensive that some projects had to be scrapped because it wasn't profitable. This time around, we planned ahead when he announced he was running to prevent lay offs.
@@Moss_piglets you bought 4 years of inventory to deal with his Tarrifs. That is a hell of a lot of carry cost expense.
lots of people clearly never learned about the smoot hawley act
@@Moss_piglets he had to bail out farmers with our tax dollars.
@lesweizman388 He started writing checks to farmers and ranchers to pay for the damage from his trade war, which brought about higher tariffs that crushed agricultural exports and commodity prices. Trump created a dependency which is not sustainable. At the end of the day, it was your money. So what did you get out of it? Higher prices! And that didn't help post pandemic either when inflation was a global problem.
Also, most of his MPF bail outs didn't go to the farmers that needed it the most. Many recipients were very wealthy or farmers in states that were not affected by his trade war. Farmers were also getting paid twice.
Rather than waste taxpayer funds on needless bailout programs, Congress should've increased funding for farmers offering to take steps to reduce greenhouse gas emissions that are designed to help them better withstand the extreme weather caused by climate change. But nope, the government would rather continue f the average American while politicians continue to fill their pockets.
Trump's policies had been viewed by many experts as more positive for the financials sector, spurring this massive rally. It's enticing to consider purchasing some stocks, I'm contemplating investing more than $300k. Thoughts?
It seems like there's potential, but caution is warranted. hence I will advice you get yourself a financial advisor that can provide you with entry and exit points
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in stocks, which is pretty simple. On my portfolio, which has grown over 90% in a little over a year, my advisr chooses entry and exit orders
I could really use the expertise of this advsors
Her name is ‘Marissa Lynn Babula’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for the lead. I curiously searched her up and her webpage popped up, and I have sent her an email. I hope she gets back to me soon. Cheers!
Let’s be honest..corporations main goal is to keep their investors happy it doesn’t matter who the president is. The goal is always earnings , giving employees better salaries is not contributing to their earnings
FOR THE MOMENT, YOU NEED TO KEEP YOUR MONEY OUT OF THE MARKET AND SAVE IT FOR THE MOMENT TARIFS WILL SPIKE INFLATION AND MAKE YOU TO PAY A LOT MORE FOR THE TARIFS FROM 10 TO 60% ON ALL GOODS, YOU PAY FOR
COMBINED WITH THE MASS DEPORTATION, THERE IS GOING TO BE A RECESSION BY THE BEGINNING OF 2026 OR EARLIER
GOOD LUCK AMERICA
TRICKLE DOWN ECONOMICS.....We have been down this Road before.
Bread and Circuses
It’s not trickle down if you blow your honey on trash like she said. Invest and it trickles Bezos owns 9% of the 2.2 trillion that is Amazon. The remaining 91% is wealth HE CREATED FOR OTHERS. Mk?
Rule #1 no rich person tells you how to be rich
They use debt to create income. By buying apartments or townhouses or houses
It's going to get worse when the tariffs and deportations raise cost of living.
Deportations will lower cost of living and generally benefit society especially in urban areas where there is incredible overcrowding.
@@Amila-ym7nywhich urban areas have incredible overcrowding?
Literally all of them. I’m from Phoenix. It went from 600 for a 2 bedroom apartment to 1600.
@@ahndrayuh DMV area
Thanks to one of your shorts 2 years ago, I started investing. Money really is power and it's also makes life less stressful when times are tough.
I wasn't sure what a trump win would mean for the stock market, but I'm starting g to see it as an opportunity to invest. So got to take the positives where you can.
Same. Thank God I started an emergency fund and investing in stocks and ETFs while they were still cheap. Now they're going up 🙂 I feel like I'll be okay in the next four years no matter what happens.
Can yo share any tips on where and how to invest?
@@soniarocha6280do it with a bank so u don't loose money that's what I did gd luck regardless
Drill baby drill
I was a bit worried as well, thinking maybe I should pull some money out of the market to be safe. I'm still not 100% sure what I'll do, but this is a bit comforting.
If you don't have at least 100k in cash, don't worry about investing. Save up first then get in the game
And his policies will explode the debt just like 4 years ago while making the richest richer & everyone else poorer. Interest will go through the roof again & he is putting the burden of crippling debt payments on the next generation. Good job Donny.
So during Biden you felt richer? Please! No one liked how everything economically affected gas and grocery’s. Corporations will always make money. No matter who’s in power. And when so many regulations are on Corps they let go of employees
Cutting regulations on corporations is bad news for everyone- for our health, safety, and planet
Can you tell me which regulation being cut is affecting your life negatively?
I graduate within the next year, and will be making enough to get out of poverty. This is the advice I really need
Good luck
If you invest slow and steady, and over time you can build wealth. If the stock market goes up so does your investment.
Exactly
Now explain to me how I build "slow amd steady" in 3 months.
Ppl forget that labor is the biggest expense for corporations. Get ready for massive layoffs. It will get worse before it gets better.
Vanguard, S&P500 you’re welcome. The average yearly return of the S&P 500 over the last 10 years is 12.864%, assuming dividends are reinvested
They both have multiple portfolios. Can you be more specific?
@@bib6594you can't go wrong with an ETF that tracks S&P500 or the entire US market, unless it's a leveraged one, then those are a bit more problematic. If you have no idea what you're doing, just buy VTI, it's the total US market, so as long as corporations are doing well, you will be too.
Following 👀
over 40%
Is this VFIAX through eTrade?
I finished her book ‘Rich AF’ last week. Incredible. I definitely recommend it to anybody getting their financial journey started (or want to learn more in depth) because she breaks down each $$ topic so well for the average person to conceptualize. Definitely contains some golden nuggets I hadn’t known before ! 🥳
Title plz
@ Rich AF (winning money mindset to change your life) by Vivian Tu
I'm a little in doubt of buying it as a non american, would it still be usefull? Or is it mostly focused on the american market and economy?
@ I’m Canadian. She’s gives very useful advice for majority of people in this book! While it’s based on the US economy, She uses examples that you can transfer to your own country’s ways of banking/investing. But it’s all pretty interchangeable language (TFSA for Canadians vs ROTH IRA in USA) for example.
Worth the buy.
Teach me, girl. As soon as he won, I knew I needed to start investing, but where do I start!?
They never tell u this part 😂
Start with S&P 500 index funds
The ticker symbols: SPY or VOO are S&P 500 index funds. You can buy through any brokerage account or IRA account (Roth or Traditional) through any brokerage
@@goldenparachute392yeah but then what? just keep buying it?
@Odes1Angel they never tell you because she's not making money by investing. She's selling courses to let other people try their luck. My husband is a day trader. It takes incredible mathematical fluency and pattern recognition to invest long term or short term. She makes it seem as if you just click a few stocks and the money starts flowing in. It's not that simple at all, and it's also risky.
Can you do a video in what beginners need to do to start investing and what is a great start amount? I may sounds ridiculous but i see the need, i just honestly have no clue on how to get started and i just found your channel a month ago. I just really need help and direction. If you've already done a video please direct me to the link ?
I'd like to know too!
You can get started with an ETF like the S&P 500, it's like a group of good stocks so you don't have to pick individual stocks and the S&P has has historically performed really well. As for a start amount: even $20 is a good start! Select an amount of money you can spare every month to be automatically deposited in your investment account, and gradually increase that number when you're able.
Yes.. agree with the comment made by Vanessa. Don’t over think it. Start by taking your first 100 or first 1000 and put it into something traditionally less volatile like S&P 500 and just watch over one year what it does. When you’ve got 100000 + in stocks then you can over think it, get an advisor if you need, etc.
As for individual stocks, I started looking for opportunities and did buys here and there w long term in mind. It’s fun to see how it grows long term.
@@Vanessa-ru5kl How do I do that? Through my bank or is there a website or ...?
There are broker apps like Fidelity, Robinhood, Qtrade... I'm in Canada and use Wealthsimple.
I just love this woman...
True, thus income inequality widens.
my mom and dad both tried investing and signed up to those classes that teach you how and yet it never led to anything. what helped us out is that my dad put a good amount of money (and continues to) into a savings account that allows him to accumulate interest. investing comes off as overwhelming if you don’t understand the terms they are teaching in the classes, hence the reason my parents gave up.
And I am looking forward to hopefully collectives of those of us who are at the bottom of that teardrop to find ways to continue to help lift ourselves up, especially if we lose SSI disability, and other safety nets. This is where we’re going to seek community to help pool resources together.
In other words the poor are screwed
The rich get richer no matter what!
The rich have manipulated our government through the Republican Party to get richer exponentially (ex: 2010 citizens united case)
Vote Democrat ! Dems have improved the general economy over republicans for the last 100 years yet they don’t get the credit
Not true. Some fail. Some fail a little and the really greedy sometimes fail a lot and go broke. You cannot succeed though if you don't invest.
Thank you for posting stuff like this. It helps to see encouraging posts outside of all the "doom and gloom" on social media right now.
My dad always said "its not how much you make it is how you spend your cash".
Invest in what give us an example ….
People act like he wasn't president before it wasn't great
Friendly reminder to everyone that you can and should THOROUGHLY investigate and research any company that you invest in. Voting with your dollar is arguably as important as voting at the ballot box.
Apples in my area are $8.00 a bag… I can’t afford apples or Apple. 😅😂😂😢
And this is why I follow you. Thank you
We are already feeling his impact from his last presidency.
Peoples Rent raised bcos of his policies
That benefit his real estate businesses.
😂😂😂
@@olgasantiago-agirlfriendsguideWhat a weird way to spell "my brain is not developed enough to understand what you're saying". I'm guessing your part of the class that won't be benefitting from this type of video anyway 😂
Kamala Harris had a policy to cap rent increases to 5%. But oh well.
😂😂😂 record high stock market, record low unemployment, and inflation back at 2% My investments along with everyone else’s skyrocketed. Seriously look at actual data before putting out regurgitating propaganda. Enjoy the tariffs and unemployment. Next year this time heading into Christmas is going to be rough. You did it to yourself.
@@sd1660 The find out stage will be crazy. There's a lot of financially illiterate folks out here who just don't understand.
Can you please talk more about this? We need all the information we can get our hands on.
She's the best !
Ugh there is so much to learn, where should I start?
All suggestions are welcome :)
Not sure where you're starting at but always start with 401k, if your employer offers a match Take advantage of that first, it's an automatic return on your money.
Open a brokerage account, mine is with Schwab. Transfer funds monthly while you do some research. Even if you only purchase one share of a stock you’ll be able to understand the process. ETFs are a good way to cover a larger variety of shares. DO YOUR RESEARCH!
Start by not voting for Trump 😂
@@1234willaliToo late.
The algorithm has me bumping into you on and off for months. today I subscribed. Thank you!
The barrier to entry is so much smaller now. There truly isn’t an excuse not to be investing. I remember when saving up $400 for a share was too steep a hill to climb. The priority was trying to afford oil for our furnace so we wouldn’t freeze to death. Keep up the good work!!!
Remember when we couldn't purchase stock without going through a financial advisor? It's soooo easy now, thankfully! It felt like it used to be for the elites only.
Hey man. Love this short. Respect. Telling it like it is. 👊🏿
Rip my broke ass that has all of my money going to bills. Not because of poor financial decisions, but because my job pays like shit. I guess you can say not getting a degree was the bad financial decision 🤨
Lots of people with degrees and no jobs. 😢
Degrees aren’t necessarily a good thing. If you can’t afford tuition going into debt isn’t a good option. Also, there are plenty of jobs that don’t require degrees. Regularly look at the job market starting in February
Your supposed to blame Biden and the vp for everything trump said so
@@Tetsusaiga140 I've been actively searching for blue collar work and apprenticeships. You know, the jobs where people say you don't need a degree and can learn as you go. Haven't found one that will accept me without an associates, despite 4 years of leadership roles in previous employment 😂 I truly believe that the semi-lucrative "degreeless jobs" have next to disappeared
💯 💯 💯
Thank you so much for speaking to both sides of the aisle and not perpetuating an “us vs them” narrative amongst everyday Americans.
Yes, indeed! One Nation, indivisible.
Well if you are POC or a woman it is us vs them… Don’t ever forget that!!!! 🥵
🙄🙄🙄🙄🙄
trampers, m@g@, are now “them”.
The aggressive, threatening, trashy way they behave is vile. What animal raised them?
People are already getting threatened to be “thrown out of the country”
You are “them”.
To be feared. To be shunned
@@adedow1333
🙄🙄🙄🙄🙄
trampers, m@ga, are now “them”.
The aggressive, threatening, trashy way they behave is vile. What animal raised them?
People are already getting threatened to be “thrown out of the country”
You are “them”.
To be feared. To be shunned
Deregulation always ends in economic collapse and workers getting the short end of the stick. But hey, you should still save and invest.
It's interesting how no one cares to mention how many small corporations were able to give raises, bonuses & better benefits as a direct result of said tax cuts.
All people see when we say corporation is Amazon & Walmart size businesses.... but their are loads of small & medium sized corporations that need these breaks.
No tax on tips
No tax on overtime
No tax on ss benefits..... there are tax cuts headed our way that all can benefit from ❤
Hahahahaaaaaa! You were born here! It shows! Hahahahahahahaaaaaa
Correct, don't believe in blue or red! Just believe in green
There is also an 18m bear market and the instability tariffs will cause, also the prioritization of those here filling low pay jobs legally from abroad. What sectors do you think are vulnerable outside of the obvious agriculture, hospitality, and home building? Also, agriculture seems to be a total bust at this point due to China prohibiting any further US agriculture imports in the last week.
We have to figure out how to invest even in poor because without investing we really won't have anything. Stash lets you start small and up it. I'm investing $100 monthly I do need to up it but its a start though.
This is the sort of content we need right now. ✌️😎
Thank you for the great content! I always love seeing your shorts pop up! Great advice all around!
Where do we start? Besides reading you’re book 😊😉
I look forward to your content, I have a "small" lump sum of money that I want to invest but have no idea how or where so thank you girlie ❤
I don't know how to invest. Also, those who claim they want to teach me charge so much.
UA-cam has a lot of information. I don't know who's honest, right, or wrong.
Anywho, hopefully I'll learn soon enough. 😊
Hi very interested. I'm getting ready to begin investing. What do you recommend? Or could you make a video if you're a beginner investor with 10k to 12k?
Thank you for saying the truth .. poor will only get poorer under trump
They were also poorer under Biden but more working class joined the group.
The underclass can 100% invest I mean the GameStop thing proved it.
Im interested, I don’t know where to start investing! Please advise 😊
Thank you, really appreciate this content! More please 💝
Please help with who we should invest in. Start with the least amount because I am among the poverty stricken now. Stressed out. Thank You ❤❤❤. Appreciate you sharing your wealth of knowledge!!!
I read your comment because I've just wrote one I don't like give advice on investment but you seem young ang beginner.
Etf on s&p 500 you buy a little every month and after like 5 years you 'll see a great result
without the risk of picking single stock and etf like vanguard accumulate on s&p 500 has a low cost.
This is my experience, and when the times go hard ( like covid) don't be scarry and buy more!!! That's the key
@eustacia9722 ETF's all the way. I've done ok from a few individual stocks, but overall my EFT's are more stable and earn more. I used to have 30 different companies, now it's 5 ETF's across different markets and a few good stocks. Just to add on from the other commenter.
@ Thank you for sharing your insights. Blessings to you and your family !!!
@ Thank you 🙏🏿 I appreciate your insight. Blessings to you!!
@ Thanks for the advice.
If you're young (under 30), you shouldn't have so many bills that you don't have any money to yourself. If you do follow Dave Ramsey and pray, but if you're just paying rent and the wifi, you should live on the bare minimum you can, save money to invest. ETFs are a great starting point for people without time. But if you ever get the opportunity, get yourself into a duplex/triplex and rent out the other spaces. It's the most surefire way to build and keep wealth that I'm aware of. Now, I'm not saying any of that is easy, but not everyone is rich for a reason.
YYYEEESSS!!! Teach me.
This is JUST investing. Youre not talking about how the hiring freezes, layoffs, etc will be much better. Everyone is coming out of a recession, increasing taxes and regulations typically lengthen a recession. The best thing you can do is spur growth and job creation. No more outsourcing departments to other countries, bring the jobs back. Also, an average person can start businesses easily when theres less taxes and regulation, when thete is more it protects larger corporations from competition.
Exactly, money gives you the freedom to decide your own life
"I can teach you" at a price, i am sure! LOL
So all I need to do is not eat, not fix my house, never buy clothes, go no where (because tariffs & deregulation) and instead invest all my money just so I can amass power? Got it. This country is so fun.
Investing is about putting in what you have and if you have some, you invest a portion of that if you can.
You left out having children that you cannot afford to buy clothes, feed, and educate.
@@marvelouss719 Funny how they say how bad it will get. But we are already that bad, NOW.
MEd. in Business here. You are making a simple point about why the market should go up without considering the devastating effects of tariffs. Warren Buffet and I are selling. It may take a few months but my shorting the markets will pay off big.
😂😂😂 Trump supports decided that I should have 'more' money.🤷🏾♀️ Who am I to deny their wish to grow my wealth.💅🏾🍷 I'll gladly abide. LET'S GO!!💰💰💰
Thanks for keeping this politically neutral. Classy move. Much appreciated
Except she is missing the actual impact of Trump's across the board tariffs and tax cuts. It will not increase the economy.
Unemployment is near record lows, job creation is near record highs, we have the best economy in the world, and it is still growing, driven by consumer spending. Stock market has been hitting record highs. Low gas prices. Plummeting inflation. Border crossings down 60%. GNP growth, the stock market is at 30% - 12,000 points crime is down and remember those supply chain issues will buy the Biden fixed those too, thank you President Biden, VP Harris and Democrats .
Exactly 💯. Our GDP is 3% and unemployment is 4% , but trump supporters who can afford Trips to exotic islands while claiming Inflation which is Echo by his lower income supporters
Excellent video short. So true and so important!!!
I mean, but like, do you have to always use that pic of you at your old job so we can be like “omg, yea, she’s certified, she has a desk”
Yes! Teach me to invest.
Please 🙏 teach me ❤❤❤
It’s learning the basics and starting off small. Trust me.
So thankful and relieved President Trump is back! Looking forward to no more income tax. That will definitely benefit us who work for others.
ummm. income tax is to be increased 25% to pay for the billionaires tax cuts. perhaps you didn't get the memo.
@ ok NPC
I definitely plan on investing within the 1st quarter of 2025. I have absolutely nothing the loose.
What happens when economy tanks and your 401k tanks? So my financial future is currenty in jeopardy. I dont have 10 years for my 401k bounce back. Yeah they vest they buy back their stocks.
Literally just went to add more to my portfolio after your video. Thanks for the reminder!
So basically Trump is 👍 for the economy.
Sure thing BFF Vivian please educate us with your financial knowledge
Let's get it!! 🤑Looking forward to the next 4 years😄💲💲💲💲
Hi can you please share more videos on this content. Super helpful! Thank you!
Husband and I are working class with combined income we are able to invest a little at the time
👏🏾👏🏾👏🏾
Investing is something I would love to learn how to do but currently when I add up my income I am in the working poor class right now and even though I’m working on that It’s still a ways out
If you’re broke… living paycheck to paycheck, or barely keeping afloat…where’s that investment money coming from? Prayers and well wishes?
Everything gonna get more expensive due to tarrifs so may as well try your hand at it 🤷🏿♀️
@ Not paying bills in order to invest isn’t smart. Folks. If you don’t have money to invest… don’t invest. Please realize: This bff has money. Don’t be foolish listening to people making bank advising you to emulate them when they are making YT videos as their source of income. With her number of subs… and views and other social media side jobs and her publications and her appearances…and her sponsors and possible patreon…she has investment capital. You probably don’t.
You are NOT her. But she’ll sell you her book.
❤work you ask off and promote, work a second job, make things you're .good at and sell them. Just a few ideas we single moms do to thrive and get out of poverty as we provide for our kids! While ex husband's lie as they bring in millions!
❤WORK AND SAVE! THEN INVEST!😊 delay fun and instant gratification so that you can live comfortably later!😊
@@olgasantiago-agirlfriendsguideYES!!!!! Work, budget, pay off debt, save, invest.
Be disciplined and patient. It WILL pay off!!!
Great. You just very fancily pointed out that bcuz I'm below the poverty level, I'm screwed. Literally. F-ing fantastic. Ruined my goshd*mend day. 😓😥
Investing in the correct things can help you escape poverty. Rich definitely can be a relative term and or word.
If you’re concerned about getting a job in the energy sector or in manufacturing, you should be pretty happy.
Thank you for this.❤❤❤❤❤❤❤
I don't know what the tariffs policy will do to the US corporations, could be real bad.