Here's a couple more ideas that worked for me: 1) Don't buy new stuff. Image is an illusion. Dressing or driving to impress will put you in the poor house. I drive a 20 yr. old Lexus. Costs me about $200 a year in regular maintenance. Still looks and drives great. Shop thrift stores as they are repositories of anything that didn't sell in stores. I furnished my home completely from thrift stores and it is stunning. 2) Stay out of the high-priced grocery stores. I found an off-brand store that cut my food budget in half. Use BOGOs and coupons and make a list before you go. I don't buy anything that's not on my list. Use the circulars to plan menus. 3) Pay cash. I paid cash for the Lexus and my homes from the money I put away every month. No car note and no mortgage. 4) Sell stuff online that you get at the thrift stores. I make pretty good $ selling books on Amazon. 5) Start small. Save up for a condo, fix it up and furnish it from the thrift store. Wait a couple years while you save money to upgrade, I did that and now own a gorgeous home on the lake. 6) Learn to like what you have. I get up every day grateful for another one. I buy stuff I can afford that I want to keep and it feels great. BTW, I am on Social Security. It ain't much but I made it work doing this stuff. Good luck to you,
1. Budget Everything 2. Debt Snowball 3. Have 3-12 months of savings as an emergency fund to kept you from debt. 4. Invest 15 percent into 401k IRA or some kind of investment account. 5. Marry someone that you're a team with, that you can share everything. Join accounts. If you both work thats 2 salaries to a house hold. Again, someone you willing to give your life too and they to you. Communication is key. 6. If you can, save for a Health Savings Account for future medical costs. 7. Try to get the best insurance through brokers and check every year to save on cost.
Spending money on character and self-development is never a waste of money. I hope you can as well strike a balance between having a good financial status and a good life. All the best :)
I prefer not to automate my bills, I prefer a statement where I can see how much I’m spending. But your credit card tip of not charging more than you can pay off when the statement arrive, is a good tip.
It can also be a good thing, seeing how much you're spending, but the goal of automating bill can be for a lot of reasons such as earning cash backs, and preventing from accruing any interest just so in case we forgot paying it, but it can also be good if you're not forgetful of your bills. At the end of the day, doing things on our own preferences and our comfort can help us save and invest faster.
Designer clothes was the biggest psychological trick played on western populations ever. Think about it: Put a postage stamp sized piece of material with the brand logo on it, jack the price up greater than 1000% and oh yeah, you can only wear it for this season meaning virtually brand new clothing has a "wear by date".
I shop in thrift stores and garage sales. Men's clothes are sturdy, comfortable, and utilitarian. So, My wardrobe is a bit*Ahem* masculine. Women's clothing is usually flimsy, uncomfortable, And frivolous.
I get a charge out of those labels. If you think about it one must pay for advertising. In fashion you are made to pay for the designers ad and you wear it with pride. I would NEVER put on anything that has somebody else's name on it.
@@Isadorka1 If you get a charge out of those labels then you will be charged a lot for it. To each his own. Who really looks at the labels on a person's clothing, purse, shoes, and really cares!!
This stands true, especially to those people who cares about labels and brands all the time. What they do not know is that they're losing too much by just trying to look rich.
This should be it! Having a vision will motivate you to keep doing better and together with consistency, discipline and patience - no goal is hard to achieve.
I love going during off season, especially right at the beginning/end of the off season. The first time I went to Alaska it was off season. I managed to get a free place at a hostel for a couple hours of work everyday. They even bought me food and got me a whale cruise for free. It was incredible and saved me probably close to $1,000. Still beautiful and not crowded because there wasnt many other tourists
I agree! Travelling off season can save us tons of money as a lot of resident folks can take advantage of prices when you go during its season. This advice can help a lot of travelers out there!
In Australia, solid cuts of beef is $30 to $70 per kilo; lamb lamb meat is nearing that price second, pork third. Low fat beef mince $21 to $26 per kilo. Soup bones ( of red meat) $8 ( all bones) to $9 to$10 per kilo. Sausage $12 to 14 per kilo. Salmon fillets $28 to $38 per kilo. Only Basa fillets from Thailand is $10-12 per kilo.
We are forced to become semi-vegetarians. Even cabbage is $5 to $6 each. Lettuce $3 to $4 each. Tomatoes $4 ( rarely) to $6.50 per kilo. Capsicums $6 to $9 per kilo.
It’ll never happen. The only solution is to look for better. Minimum wage positions should only be considered a starting line. Do it as a first job or to start moving up. Maybe even temporarily or as a second job. The more minimum wage or unskilled labor gets paid the more skilled labor will be paid. Prices will go up as a result. Or maybe your solution would be to pay both skilled labor and unskilled labor the same? That could lead to even more issues. I’m curious, do you have a solution that wouldn’t result in massive economic turmoil?
Good thing you are doing great practicing it. Keep up and I hope you can also share your cents on things that can help a lot of people in terms of financial matters.
You are right, Investing make up the top notch hemisphere of the wealth. That's the more reason one should save and invest to secure profit and ensure success, How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.
@@florianebner8926 Yeah, I'm not longer putting money into my savings account, I've got an Emergency fund set up, I try to invest as much as I can now...
That's achievable as long as you have a good mindset and a good attitude at the right place and time. All the best on your journey to financial stability :)
I am a SAVER since I was in my elementary days way back in the Philippines, I saw with my Mom, every night I saw her putting some coins in her piggyback, and UNTIL today it was instilled in my system, until TODAY, I still save, but I elevated it, I started investing in the EARLY 2000, and makes my life and my family becomes comfortable...
Nice! It is usual that our spending and saving habit can be because of what have been a practiced from the elders and family members. It's amazing that you have grown practicing good saving habit. I wish you all the best and luck in life!
Step 1. Look for one thing you spend money on and see if you can do without it. This includes things you like. Cancel that service or stop buying that item. See how it affects you. Happier? Go to step 2. Unhappy? Keep that item. Step 2. Repeat step 1. It's not complicated. All hobbies and fun things should cost no money and have the potential to earn money. There are so many things to do. If you're bored you're not looking and trying. You are doomed to be bored your entire life.
This sounds hilarious, but this is really what needs us to do in order to save and leverage our financial status. We can still do and feel great without having to spend too much money, we just have to find these things that can make us happy without spending any money.
This is the 4nd(?) Video I've watched. I need this back in my life. Kind of fell off the "make money work for me bus" ! My girl and I hardly go out. Once or twice a month(?) And we go to the nar I work in. Even with my discount we don't drink much. Maybe 4 beers each (?) We also don't go shopping every day/week. We hot the grocery store once or twice a month. Saving time and gas. For example my girls daughter and husband go to the store everyday. My biggest liability is my 31 year old truck. But cheaper than a monthly payment for a brand new p.o s. Again, I can ramble on and on. I'm working on 3 different investments right now. Ones diving another I haven't started yet. (Doing research) and 3th one I'm working on as I type.
#1 way to get rich and stay rich is to always be employed (at one if not two jobs) and always have passive streams of wealth generation/income, and to NOT get married and NOT have kids. The marriage and kids part is about the fact that divorce and custody including the legal costs is the single most expensive thing that can happen to you. [Edit]: Overall 50% of marriages end in divorce, and over 41% of 1st marriages end in divorce. Hence, the odds are that a lot of marriages become a huge mental/emotional and financial sink hole.
Totally. If only people with good and stable income or a lot of money would have children the world/country would be much better after a few generations.
@@aka.vivian Sorry. That actually was not meant for you. I think I am very tired but that doesn’t make any sense . I wouldn’t have said that to you based on what you said. So I apologize. That was totally not intentional. Weird
Cooking and buying some cheap but healthy and nutritious food would always help, depending on the time and money. Even if we're rich, we don't need to hire a personal chef. And don't buy too much food from hotels, because they're very pricey.
@@seasaltisland Look at this way, $25 of that frozen fish will last you until you eat it all. $25 on vegetables will last you only a few days either because you ate them or they went bad.
Can someone tell me what vegetable I can plant in my apartment if don't have a window in my kitchen or window sill? what are some low light or no direct sunlight vegetables I can plant in to pot?
Get a grow lamp/light. They are around 30-50. Lettuce and carrots. Burpees has some carrots that grow in less than 60 days and can do year round indoors
Shop Grocery Outlet stores, buy their WOW deals and buy them in bulk. Make dishes that use foods purchased at rock bottom prices, the reverse of making a list. Eat foods that are seasonal if fresh. Frozen veggies and fruits are usually cheaper than fresh. Buy everything used, only buy new if no other option. Only buy classic styles made from quality materials, they will never go out of fashion.
I have a very successful cleaning business in a town with around 100k people in it. Stopped advertising over 6 years ago. Shoot I can't even take on new clients because I'm packed with work. I didn't miss a beat during covid either. Most private houses I clean they are lower middle class. Most families have pets and kids and work full time. I come in for 2 hours every other week and clean like a madman and get cash left on the counter. It's a win win. The husbands never really care but they all notice how much happier their wives are. I'm like the cheapest marriage counselor ever. Best part is the businesses pay even better. I'm doing good and haven't worked a 40 hour week in over a decade. Can pay all my bills. No debt. And get to save extra every month. Best part is no boss. And not dependant on one place. I could lose any 4 jobs and be ok. Talk about security.
*_1_* Let’s live a simple life. To be healthy and happy we only need clean air, pure water, good homemade organic food, a few clothes, and a good apartment. *_2_* Leave these habits to the rich-going to the movies and theaters, rock concerts, stadiums, and pricey restaurants and boutiques. *_3_* Have a debit card, not a credit card. *_4 Totally_* avoid fast food, junk food, and all (il)legal drugs (including coffee, tobacco, and alcohol). *_5_* Use public transportation as much as possible. Keep plane trips to a minimum. *_6_* Buy used clothes and shoes; stop buying designer clothing (Armani, Gucci, etc). *_7_* Use little heating and cooling (from 65 °F to 79 °F). *_8_* Keep washing dishes and doing laundry to a minimum. *_9_* Shower for five minutes three to four times a week. 💕☮🌎🌌
There are ways to spend less be healthier enjoy life more work less hours it is not always what one does but how how many automobile owners realize it is more than just the cost of fuel gasoline insurance maintaince repairs tires or more we waste fuel idiling driving when we could walk short distances or cycle riding combine all trips driving in organized fashion to do in less time in one day donot waste time or fuel on long warm up starting your vehicle more speed more gasoline used rush hour when no one rushes stop or go more fuel wear on it we live in a throw it away society buy new somethings we could reuse save time shopping for new ones less earth polution conserves resources our health proper use of cars can be less chances of crashes or insurance cost going up or earning money when used for ones business some or most businesses are a gamble one never knows daily what will be spent or coming in or bad roads to brake autos it happen to me in snow or holes I did five cents returns or scrap metal to save on your vehicle park it walk around more often to find things lowers costs there is more I learned by doing easy does it not only for cars driving but other things we can reuse more than once tea bags 2cups one bag or as seen on this I pad use of old tea bags I donot recall when nylons socks hosiery wear out use them for your garden to hold up tomatoe plants you can read at libraries for free newspapers or magazines I see things on computer screens can recall it all repeat thank you you learn or I have in my day to day living
Or just pay off the cc every month. Using a debit card can be dangerous if you are hacked. I use my cc as a debit card. I pay it as soon as it hits my account. I don't even wait until it's due.
The reason to keep separate accounts....I will not allow ANYONE to pull me down, put and keep me in debt....so save your money, but also contribute ....
Try to explain you want to retire with them someday. I used to keep an index card in my wallet. I gave myself a budget to spend per week. It worked. I don't buy nearly what I used to
Here's a couple more ideas that worked for me:
1) Don't buy new stuff. Image is an illusion. Dressing or driving to impress will put you in the poor house. I drive a 20 yr. old Lexus. Costs me about $200 a year in regular maintenance. Still looks and drives great. Shop thrift stores as they are repositories of anything that didn't sell in stores. I furnished my home completely from thrift stores and it is stunning.
2) Stay out of the high-priced grocery stores. I found an off-brand store that cut my food budget in half. Use BOGOs and coupons and make a list before you go. I don't buy anything that's not on my list. Use the circulars to plan menus.
3) Pay cash. I paid cash for the Lexus and my homes from the money I put away every month. No car note and no mortgage.
4) Sell stuff online that you get at the thrift stores. I make pretty good $ selling books on Amazon.
5) Start small. Save up for a condo, fix it up and furnish it from the thrift store. Wait a couple years while you save money to upgrade, I did that and now own a gorgeous home on the lake.
6) Learn to like what you have. I get up every day grateful for another one. I buy stuff I can afford that I want to keep and it feels great.
BTW, I am on Social Security. It ain't much but I made it work doing this stuff. Good luck to you,
Thanks for sharing
This is one the best advice I found here. I hope a lot of people can read this comment and learn from you. Thank you for generously sharing this :)
@@site_is_down You're welcome. Have a wonderful day saving money, Olga!
1. Budget Everything
2. Debt Snowball
3. Have 3-12 months of savings as an emergency fund to kept you from debt.
4. Invest 15 percent into 401k IRA or some kind of investment account.
5. Marry someone that you're a team with, that you can share everything. Join accounts. If you both work thats 2 salaries to a house hold. Again, someone you willing to give your life too and they to you. Communication is key.
6. If you can, save for a Health Savings Account for future medical costs.
7. Try to get the best insurance through brokers and check every year to save on cost.
I love how the buy skillshare subscription comes directly after stop paying for subscriptions advice. Chefs kiss on that one.
Everyone is different, I prefer spending my money not on things but on my hobbies and on my experience and fun memories
Spending money on character and self-development is never a waste of money. I hope you can as well strike a balance between having a good financial status and a good life. All the best :)
I prefer not to automate my bills, I prefer a statement where I can see how much I’m spending. But your credit card tip of not charging more than you can pay off when the statement arrive, is a good tip.
It can also be a good thing, seeing how much you're spending, but the goal of automating bill can be for a lot of reasons such as earning cash backs, and preventing from accruing any interest just so in case we forgot paying it, but it can also be good if you're not forgetful of your bills. At the end of the day, doing things on our own preferences and our comfort can help us save and invest faster.
Designer clothes was the biggest psychological trick played on western populations ever. Think about it: Put a postage stamp sized piece of material with the brand logo on it, jack the price up greater than 1000% and oh yeah, you can only wear it for this season meaning virtually brand new clothing has a "wear by date".
I shop in thrift stores and garage sales. Men's clothes are sturdy, comfortable, and utilitarian. So, My wardrobe is a bit*Ahem* masculine. Women's clothing is usually flimsy, uncomfortable, And frivolous.
I get a charge out of those labels. If you think about it one must pay for advertising. In fashion you are made to pay for the designers ad and you wear it with pride. I would NEVER put on anything that has somebody else's name on it.
@@Isadorka1 If you get a charge out of those labels then you will be charged a lot for it. To each his own. Who really looks at the labels on a person's clothing, purse, shoes, and really cares!!
This stands true, especially to those people who cares about labels and brands all the time. What they do not know is that they're losing too much by just trying to look rich.
My grandma is a multimillionaire still goes to the thrift stores like Good Will cash is King 👑
That's why she's a millionaire 🤗. Lol
👋👏👏🥇
“If you are working on something that you really care about, you don’t have to be pushed. The vision pulls you.” - Steve Jobs
*M•y•w•h•a•t•s•a•p•p*
*{
Wisdom is compelling.
This should be it! Having a vision will motivate you to keep doing better and together with consistency, discipline and patience - no goal is hard to achieve.
Thank you for sharing. This was so valuable. I wish you a prosperous future.
using credit card to build credit and be able to use the rewards and perks while able to pay it in full every month is win-win
I love going during off season, especially right at the beginning/end of the off season. The first time I went to Alaska it was off season. I managed to get a free place at a hostel for a couple hours of work everyday. They even bought me food and got me a whale cruise for free. It was incredible and saved me probably close to $1,000. Still beautiful and not crowded because there wasnt many other tourists
*•w•h•a•t•s•a•p•p•m•e•*
*•+•1•7•0•8•3•0•3•2•8•6•3•*..
I agree! Travelling off season can save us tons of money as a lot of resident folks can take advantage of prices when you go during its season. This advice can help a lot of travelers out there!
You scored!
In Australia, solid cuts of beef is $30 to $70 per kilo; lamb lamb meat is nearing that price second, pork third.
Low fat beef mince $21 to $26 per kilo.
Soup bones ( of red meat) $8 ( all bones) to $9 to$10 per kilo.
Sausage $12 to 14 per kilo.
Salmon fillets $28 to $38 per kilo.
Only Basa fillets from Thailand is $10-12 per kilo.
We are forced to become semi-vegetarians.
Even cabbage is $5 to $6 each.
Lettuce $3 to $4 each.
Tomatoes $4 ( rarely) to $6.50 per kilo.
Capsicums $6 to $9 per kilo.
It would really help if houses wouldn't cost $2,000,000 ,rent $2,500/month yet minimum wage should only be $15/hr .
It’ll never happen. The only solution is to look for better. Minimum wage positions should only be considered a starting line. Do it as a first job or to start moving up. Maybe even temporarily or as a second job. The more minimum wage or unskilled labor gets paid the more skilled labor will be paid. Prices will go up as a result.
Or maybe your solution would be to pay both skilled labor and unskilled labor the same? That could lead to even more issues.
I’m curious, do you have a solution that wouldn’t result in massive economic turmoil?
I agree.
Nice video, all these are the stuff I have been doing all along, except for growing my own vegetables. Thank you for posting.
Good thing you are doing great practicing it. Keep up and I hope you can also share your cents on things that can help a lot of people in terms of financial matters.
I’d love to save a tone of Money!!!
You are right, Investing make up the top notch hemisphere of the wealth. That's the more reason one should save and invest to secure profit and ensure success, How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.
@@florianebner8926 Yeah, I'm not longer putting money into my savings account, I've got an Emergency fund set up, I try to invest as much as I can now...
:) You caught that too, I see.
That sounds like music to my wallet!
That's achievable as long as you have a good mindset and a good attitude at the right place and time. All the best on your journey to financial stability :)
I am a SAVER since I was in my elementary days way back in the Philippines, I saw with my Mom, every night I saw her putting some coins in her piggyback, and UNTIL today it was instilled in my system, until TODAY, I still save, but I elevated it, I started investing in the EARLY 2000, and makes my life and my family becomes comfortable...
Nice! It is usual that our spending and saving habit can be because of what have been a practiced from the elders and family members. It's amazing that you have grown practicing good saving habit. I wish you all the best and luck in life!
Excellent information, Thank You
Excellent video. Great practical tips
Step 1. Look for one thing you spend money on and see if you can do without it. This includes things you like. Cancel that service or stop buying that item. See how it affects you. Happier? Go to step 2. Unhappy? Keep that item.
Step 2. Repeat step 1.
It's not complicated.
All hobbies and fun things should cost no money and have the potential to earn money. There are so many things to do. If you're bored you're not looking and trying. You are doomed to be bored your entire life.
This sounds hilarious, but this is really what needs us to do in order to save and leverage our financial status. We can still do and feel great without having to spend too much money, we just have to find these things that can make us happy without spending any money.
Visit food pantries once or twice a month
Great practical tips.
This is the 4nd(?) Video I've watched. I need this back in my life. Kind of fell off the "make money work for me bus" ! My girl and I hardly go out. Once or twice a month(?) And we go to the nar I work in. Even with my discount we don't drink much. Maybe 4 beers each (?) We also don't go shopping every day/week. We hot the grocery store once or twice a month. Saving time and gas. For example my girls daughter and husband go to the store everyday. My biggest liability is my 31 year old truck. But cheaper than a monthly payment for a brand new p.o s. Again, I can ramble on and on. I'm working on 3 different investments right now. Ones diving another I haven't started yet. (Doing research) and 3th one I'm working on as I type.
Discipline and spending on long term value/utility.
I agree, it always starts with consistency, discipline and patience. Anything is achievable with the right attitude towards any goal.
#1 way to get rich and stay rich is to always be employed (at one if not two jobs) and always have passive streams of wealth generation/income, and to NOT get married and NOT have kids. The marriage and kids part is about the fact that divorce and custody including the legal costs is the single most expensive thing that can happen to you.
[Edit]: Overall 50% of marriages end in divorce, and over 41% of 1st marriages end in divorce. Hence, the odds are that a lot of marriages become a huge mental/emotional and financial sink hole.
Totally. If only people with good and stable income or a lot of money would have children the world/country would be much better after a few generations.
@@Py16777216 I could not agree more.
Or be self employed, having your own business..
@@50toinfinityatleast I didn't ask for your opinion.
@@aka.vivian Sorry. That actually was not meant for you. I think I am very tired but that doesn’t make any sense . I wouldn’t have said that to you based on what you said. So I apologize. That was totally not intentional. Weird
tap water option for washing machine saves even more as no energy to adjust. Cold water takes energy and tap does not.
Thankyou.
Cooking and buying some cheap but healthy and nutritious food would always help, depending on the time and money. Even if we're rich, we don't need to hire a personal chef. And don't buy too much food from hotels, because they're very pricey.
How does one save a "tone"?
I absolutly will never hang my clothes out to dry. I have allergies and pollen is everywhere. Nope
You can hang indoors too. My friend dries her clothing in her car and hangs them to dry that way
Dry them in doors.
People hung clothes out to dry for millions of years all over the world. And you are whining about "pollen". Give me a break!!
I am a cleaner I would be out of business 🤣🤣🤣
Thank you Bud. This was a great video
It's ok you can call me a cheapskate I accept that as a compliment because I am a cheapskate and know it and don't live above my means.
It's actually more expensive to buy vegetables than meat
That’s why everyone should learn how to grow their own vegetables, fruits & fungus.
It's not? Frozen is king here and fish is 25 per fille of a salmon
@@seasaltisland Look at this way, $25 of that frozen fish will last you until you eat it all. $25 on vegetables will last you only a few days either because you ate them or they went bad.
:) A lot cheapter to grow them.
Grow food and learn to can it all. It's practically free
Save
Can someone tell me what vegetable I can plant in my apartment if don't have a window in my kitchen or window sill? what are some low light or no direct sunlight vegetables I can plant in to pot?
Get a grow lamp/light. They are around 30-50. Lettuce and carrots. Burpees has some carrots that grow in less than 60 days and can do year round indoors
Shop Grocery Outlet stores, buy their WOW deals and buy them in bulk. Make dishes that use foods purchased at rock bottom prices, the reverse of making a list. Eat foods that are seasonal if fresh. Frozen veggies and fruits are usually cheaper than fresh. Buy everything used, only buy new if no other option. Only buy classic styles made from quality materials, they will never go out of fashion.
Tone should be "ton".... Might be a good idea to use spell check!
Most people clean their own house? Never heard of someone below the Upper Class hiring someone to clean their room.
Many middle class people hire a cleaning service, and enjoy the free time for themselves.
I have a very successful cleaning business in a town with around 100k people in it. Stopped advertising over 6 years ago. Shoot I can't even take on new clients because I'm packed with work. I didn't miss a beat during covid either. Most private houses I clean they are lower middle class. Most families have pets and kids and work full time. I come in for 2 hours every other week and clean like a madman and get cash left on the counter. It's a win win. The husbands never really care but they all notice how much happier their wives are. I'm like the cheapest marriage counselor ever. Best part is the businesses pay even better. I'm doing good and haven't worked a 40 hour week in over a decade. Can pay all my bills. No debt. And get to save extra every month. Best part is no boss. And not dependant on one place. I could lose any 4 jobs and be ok. Talk about security.
preaches not to waste money on subcriptions, then proceeds to talk about how i should subscribe to skill share, backwards ass advice right there
Hahahahaha right like what 😏
Skill share if used correctly will give you skills to save money. Imagine learning how to make gifts.....
well…its a subscription that helps improve your life by learning valuable skills and knowledge as opposed to unnecessary subscriptions
8:28 best money tip!
🔥
What’s a tone ?
Ton and tonne are measurements of weight. But tone does not belong in there,it has a several definitions but none of them relates to weight.
*_1_* Let’s live a simple life. To be healthy and happy we only need clean air, pure water, good homemade organic food, a few clothes, and a good apartment.
*_2_* Leave these habits to the rich-going to the movies and theaters, rock concerts, stadiums, and pricey restaurants and boutiques.
*_3_* Have a debit card, not a credit card.
*_4 Totally_* avoid fast food, junk food, and all (il)legal drugs (including coffee, tobacco, and alcohol).
*_5_* Use public transportation as much as possible. Keep plane trips to a minimum.
*_6_* Buy used clothes and shoes; stop buying designer clothing (Armani, Gucci, etc).
*_7_* Use little heating and cooling (from 65 °F to 79 °F).
*_8_* Keep washing dishes and doing laundry to a minimum.
*_9_* Shower for five minutes three to four times a week. 💕☮🌎🌌
I think #1 tip is automation.
ironic how they misspelled “ton” and they’re youtube name is “practical wisdom” 😂
✔️
I tried listening for tips in saving money, but it made me tone deaf...
There are ways to spend less be healthier enjoy life more work less hours it is not always what one does but how how many automobile owners realize it is more than just the cost of fuel gasoline insurance maintaince repairs tires or more we waste fuel idiling driving when we could walk short distances or cycle riding combine all trips driving in organized fashion to do in less time in one day donot waste time or fuel on long warm up starting your vehicle more speed more gasoline used rush hour when no one rushes stop or go more fuel wear on it we live in a throw it away society buy new somethings we could reuse save time shopping for new ones less earth polution conserves resources our health proper use of cars can be less chances of crashes or insurance cost going up or earning money when used for ones business some or most businesses are a gamble one never knows daily what will be spent or coming in or bad roads to brake autos it happen to me in snow or holes I did five cents returns or scrap metal to save on your vehicle park it walk around more often to find things lowers costs there is more I learned by doing easy does it not only for cars driving but other things we can reuse more than once tea bags 2cups one bag or as seen on this I pad use of old tea bags I donot recall when nylons socks hosiery wear out use them for your garden to hold up tomatoe plants you can read at libraries for free newspapers or magazines I see things on computer screens can recall it all repeat thank you you learn or I have in my day to day living
Skill Share - another subscription?
5 Avoid Credit Card Debt
Rather than getting a credit card, just use a debit card. Credit cards are evil, and best to keep away from them.
Or just pay off the cc every month. Using a debit card can be dangerous if you are hacked. I use my cc as a debit card. I pay it as soon as it hits my account. I don't even wait until it's due.
@@TheKelmonster 95% of people are drowning in credit card debt.
I guess 🤔 investing is much better than saving it will affect inflation in a long term.
What is a “tone of money”?
*•w•h•a•t•s•a•p•p•m•e•*
*•+•1•7•0•8•3•0•3•2•8•6•3•*..
What if your spouse is not on board
Divorce well.
The reason to keep separate accounts....I will not allow ANYONE to pull me down, put and keep me in debt....so save your money, but also contribute ....
Try to explain you want to retire with them someday. I used to keep an index card in my wallet. I gave myself a budget to spend per week. It worked. I don't buy nearly what I used to
I wrote on index card everything I spent on it and what it was. It helped alot
@@Isadorka1 How to lose half your stuff and spend a tone of money on lawyers.
Buy stocks! This video lacks how to do a budget
This frugal living tips are not for Filipinos...because their maintaining a luxurious social status
A “tone” of money? 😂
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Watching a video with a typo in the title will give you just the generic advice you would expect.
you could make more money
A "tone" of money??
Ton not tone
FYI - Ton instead of tone - just a heads up.
thanks for sharing.
Ton or Tonne. YMMV.
@@ninakoinz8477 they wrote tone though
@@ninakoinz8477 I really don’t like your tone
I don’t like your tone. You shall a tone, for your hypocrisy about saving a tone of money.
Don't serve the web/ shopping on the web.
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