BEST BUDGETING APPS PH | Managing Your Finances | Budgeting Basics

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  • Опубліковано 7 січ 2025

КОМЕНТАРІ • 271

  • @WanderwithJon
    @WanderwithJon 4 роки тому +173

    I used to do the envelope method. It's the best method for myself because I tend to forget that I have set aside money. So it was really effective for my savings.

  • @binjoguan2544
    @binjoguan2544 3 роки тому +432

    this kind of girl that i need in my life right now

  • @sabien2578
    @sabien2578 3 роки тому +8

    Thank you for schooling me. Been looking for commentary like this for awhile. Thank you so much!

  • @jenamarienubla6714
    @jenamarienubla6714 4 роки тому +28

    Sooooo amazed at the effort! Talagang tinest out lahat for that long~ just to give us quality content! Now THAT is dedication! Thank you so much for this!

    • @jenamarienubla6714
      @jenamarienubla6714 4 роки тому +3

      BTW, I use Wallets! Iba yata sa fineature mong Wallet, kasi parang iba logo. Hahah. Pero the Wallets app really works for me. I like na pwede ako maglagay ng madaming wallets so nailalagay ko lahat ng pinaglalagyan ko ng pera(bank accts, cash, etc). Tapos hindi lang expense and income ung pwede mong input, kundi pati yung "transfer" between wallets mo. Kasi problem ko dati sa dati kong app, yung kapag magwiwithdraw ako from mg bank acct, naiinput ko sya as expense. Pero sa Wallets, pwede input ko lang sya as transfer from my bank acct to my cash purse. Parang ganun. Hahah basta, hirap iexplain. And not sure if may ganun ding feature sa ibang apps(di kasi kasing extensive ung research ko about other apps, basta i just stuck with the one that worked for me)

    • @jenamarienubla6714
      @jenamarienubla6714 4 роки тому +1

      I'm using din the free version. And wala din syang ads 😊 and wala yata syang feature na pwede iconnect sa bank accts. Pero sakin, not really keen din naman na iconnect, so I don't really care for that feature.
      Di rin ako sure kung may reminder feature sya, pero di ko naman sya ginagamit kasi realtime ako magtrack ng expense, pagkagastos ko talaga, as much as possible iniinput ko na agad hahah. Kasi makakalimutin ako alam kong if i wait until the end of the day, makakalimutan ko na hahah

    • @CharmdeLeon
      @CharmdeLeon  4 роки тому +1

      Yes may ganun na feature din most ng all-in-one apps, you can transfer from one acct to another! i’m so glad you found an app that works for you ❤️

  • @khalilebdelli6199
    @khalilebdelli6199 Рік тому +4

    great video , i love how you categorized the apps and gave an immersive description , the pros and cons of each one .
    thank you so much

  • @VirtualKenji
    @VirtualKenji 3 роки тому +13

    Thanks so much ! Just downloaded Wallet based on your recommendations! Synced great with both BPI and Crypto. Thank you again for doing the good work!

  • @naybordesign
    @naybordesign 3 роки тому +41

    Excellent Video Review! Finally someone that can relate to real world needs! Excellent job on description and offering options for all users!

  • @felizasarah
    @felizasarah 4 роки тому +20

    OMG THIS IS EXACTLY WHAT I WAS LOOKING FOR! You the best, Charm!

  • @clarenzejoymaranan3700
    @clarenzejoymaranan3700 4 роки тому +30

    Thank you for that excel summary!!! This was very helpful

    • @CharmdeLeon
      @CharmdeLeon  4 роки тому +1

      Yay! For the spreadsheet geeks haha

  • @CozyGirlLon11
    @CozyGirlLon11 4 роки тому +13

    This is the type of Chanels I need in 2021 ..subscribing ❤

  • @Nahte2323
    @Nahte2323 3 роки тому +4

    the fact that some of those apps have afk to have premium for free is a big advantage already

  • @kysaimperial
    @kysaimperial 4 роки тому +16

    Love this!!! I've been testing out apps 🤣 thanks for doing this 🙏

  • @usc_lezah1529
    @usc_lezah1529 4 роки тому +4

    I just found your yt channel miss, thanks. I wanto to learn more about personal finance. Thanks miss charm!

  • @yuriykazmirchuk9641
    @yuriykazmirchuk9641 2 роки тому +1

    Awesome 😎👍 thanks for the spreadsheet you uploaded. Nice channel. Subscribed.

  • @formodapk
    @formodapk Місяць тому

    it was reallly helpful. thanks a lot, subscribed

  • @irenes8132
    @irenes8132 3 роки тому +5

    Glad to have bumped into your channel!!! will definitely binge watch everything 😍😍😍 thanks for your adulting tipssss

  • @shannenjeminanabor3505
    @shannenjeminanabor3505 3 роки тому +4

    Thank you for this! I have been watching your vids since last year, and thanks for starting my financial awakening hehe :> Stay safe and God bless!

  • @alifarah3665
    @alifarah3665 3 роки тому +2

    Very informative 🙌🏽✨, subscribed

  • @ayanieb.1226
    @ayanieb.1226 4 роки тому +1

    Based on this video alam kong Monefy is for me. Thank you Ms. Cha for the insightful review of these apps.

  • @rizelletenerife8827
    @rizelletenerife8827 3 роки тому +2

    Thank you for not adding ads. 😣💟

  • @gomo8523
    @gomo8523 3 роки тому +1

    So easy yet detailed. Thanks

  • @kennethmanlapg_
    @kennethmanlapg_ 3 роки тому

    My girl right there! ☝️ i need her! hahahaha just kiddin' ❤️

  • @engr.aranas5101
    @engr.aranas5101 3 роки тому +2

    Thank you for the reviews! ♥️

  • @equilezstealth460
    @equilezstealth460 4 роки тому +4

    Thank God, I found you. I'm lost.. Lost without you

  • @hfk1001
    @hfk1001 Рік тому

    Outstanding video, thank you very much!

  • @ruvyannchua6991
    @ruvyannchua6991 2 роки тому +4

    Wow! You just helped me find an app that would work for me! Your content is very useful, so detailed, brief, and concise! And with that, you just earned another subscriber! Thank you so much! ♥️

  • @rsharsha88
    @rsharsha88 2 роки тому +1

    Thanks for this - Keep it up

  • @shairagawad63
    @shairagawad63 4 роки тому +13

    Can you do a video on how much should we save for retirement? Thanks 🙏

    • @stunninga2326
      @stunninga2326 3 роки тому +1

      Look for method 50 30 20 , 50 spendings on essentials , 30 savings ,20 retirement

  • @RyanM-xq3ke
    @RyanM-xq3ke 2 роки тому +4

    I'm from the UK didn't realise she was in another country until she started talking in the 1,000's like eh? For what? An app you crazy? But then in pounds its not insane 😅

    • @CharmdeLeon
      @CharmdeLeon  2 роки тому

      1,000 pounds is like 60,000 pesos here 😅

  • @nurainulhayat9734
    @nurainulhayat9734 2 роки тому

    Hey thanks for the useful apps recommendation 😍

  • @dawndelacruz1202
    @dawndelacruz1202 4 роки тому +2

    exactly what i needed! thanks, Charm 🥳

  • @josephtotanes9250
    @josephtotanes9250 5 місяців тому

    You deserve many subscribers

  • @mohdshahnawaz.australia
    @mohdshahnawaz.australia 3 роки тому +10

    Absolutely loved this video. Thank you so much for this valuable information. Lots of love from an Australian property investor 🇦🇺😀

  • @ileeangelo
    @ileeangelo 3 роки тому

    Thanks Charm for uploading this video, luma na pala sya. Need this badly! Right now torn between Monefy and Money Manager 😀

  • @elainejunefiel4927
    @elainejunefiel4927 4 роки тому +3

    Thank you! Will try Wallet

    • @CharmdeLeon
      @CharmdeLeon  4 роки тому

      Welcome! Let me know how you like it!

  • @Danvik1
    @Danvik1 3 роки тому

    Loved it 😍👌 Best and most useful video

  • @norainjamain1923
    @norainjamain1923 2 роки тому +1

    Thank you. Your video do really help me a lot! 🤝🏻☺️

  • @hardeylim
    @hardeylim 4 роки тому +2

    Very detailed and comprehensive review and comparison, gj!

  • @imtowhid
    @imtowhid 2 роки тому

    This kind of princess I need in my life right now.

  • @Studmuf-Rockin
    @Studmuf-Rockin 2 роки тому

    Excellent video, thanks!

  • @hahai1988
    @hahai1988 3 роки тому +1

    very useful , thank so much 😭❤️

  • @emipro_0110
    @emipro_0110 3 роки тому +1

    Very detailed video. Thanks.

  • @janett8586
    @janett8586 3 роки тому +8

    Is it safe to link bank accounts to apps like WalletApp?

  • @cintiarossaneis2833
    @cintiarossaneis2833 Рік тому

    Thank you for the video!!

  • @MarjorieAmorada
    @MarjorieAmorada Рік тому

    I hope there will be updated version of this video. Thank this is such good video

  • @TheGrenadier97
    @TheGrenadier97 3 роки тому +8

    Hello, i'm testing Monefy and probably will purchase it. I use an account for daily expenses and another to track my bank savings. Question: can i have different categories for each account, for example, 6 for spendings' account and 1 for savings' account?

  • @Ivanmaradonaaa
    @Ivanmaradonaaa 2 роки тому

    you trew me out when you said pesos, i feel like i don't see a lot of filipinos in the internet, greeting from Mexico💗

    • @CharmdeLeon
      @CharmdeLeon  2 роки тому

      Oops! Hello from the Philippines!

  • @thegooplife
    @thegooplife 2 роки тому

    This is so useful! Thanks for this content! ♥️♥️♥️♥️

  • @victorajayi9056
    @victorajayi9056 3 роки тому +1

    This is such a good video. Thank you

  • @geminisduerme5266
    @geminisduerme5266 2 роки тому +6

    We need more woman like you in a America. Beautiful, smart, and down to earth. 🌎

    • @himesetsu1001
      @himesetsu1001 2 роки тому +3

      not creepy at all

    • @geminisduerme5266
      @geminisduerme5266 2 роки тому

      @@himesetsu1001 it's only creepy when u make it that way. It's just a cultural observation relax.

    • @himesetsu1001
      @himesetsu1001 2 роки тому +1

      @@geminisduerme5266 uh huh

  • @MrJyoung856
    @MrJyoung856 3 роки тому +2

    Adorable, and very helpful

  • @redxyoshi7374
    @redxyoshi7374 Рік тому

    than you! This video it was very useful to me!

  • @emersonluis5443
    @emersonluis5443 3 роки тому +7

    Could you have a topic about mutual fund investing? What do you prefer index investing or equity investing?

  • @mikeesev
    @mikeesev 4 роки тому +2

    Super helpful. Thank you for the effort!

  • @VasanthKumar_05
    @VasanthKumar_05 2 роки тому

    Thank you so much. From Malaysia 🇲🇾

  • @jingyr
    @jingyr 2 роки тому +1

    Very thorough and informative. Thank you. 😁

  • @yash7742
    @yash7742 3 роки тому +1

    Very informative video 👍

  • @LurichMichaelLee
    @LurichMichaelLee 3 роки тому

    Great video! 👍

  • @quattro4468
    @quattro4468 3 роки тому +3

    Not gonna lie. When I searched budgeting i was looking for an asian. Glad I found a couple.

  • @MyLifeVlogs2010
    @MyLifeVlogs2010 3 роки тому

    Thanks for this info! 😊

  • @dayvyyambao5746
    @dayvyyambao5746 3 роки тому

    Your audio and how your lips move are not synchronized. But good content either way. This is very helpful! :)

  • @noelbernardgarceniego6542
    @noelbernardgarceniego6542 2 роки тому

    Thanks Miss Charm 😍

  • @RecreationalTV2020
    @RecreationalTV2020 4 роки тому +2

    Thanks Charm. Im gonna try Monny.

  • @evamunro6245
    @evamunro6245 3 роки тому +1

    This video is lit 🔥

  • @sofiaelhatri3585
    @sofiaelhatri3585 3 роки тому

    Well done girl 🔥

  • @ismailaurum5321
    @ismailaurum5321 Рік тому +1

    As July 2023 Monefy have 2 version. Normal and Pro. Careful with the normal one, it ask for annual payment (next year is crazy expensive) while pro ver seems to be one time payment. Havent paid yet so not sure if the pro is also annual/scheme waiting for me

  • @ladysisyphus4243
    @ladysisyphus4243 4 місяці тому

    Love your video! May I ask based on your own experience if there any big differences between the wallet app and the money manager app besides the link to bank feature? Thank you❤

  • @07906050
    @07906050 3 роки тому +4

    Do you also have any recommendation of good apps that could track all your goals? Such as retirement, buying a house, etc..

    • @CharmdeLeon
      @CharmdeLeon  3 роки тому +2

      Tbh, I would go for spreadsheets for long term stuff 😅 But envelope system apps can also work ☺️

  • @ULfishingPh
    @ULfishingPh 2 роки тому

    kini ako gipangita salamat sa info mam.

  • @engr.apostle
    @engr.apostle 3 роки тому +1

    Wallet App FTW!

  • @irynahenyk7919
    @irynahenyk7919 3 роки тому +1

    Thank you. Very helpful.

  • @catherinecanlas5396
    @catherinecanlas5396 4 роки тому +1

    Thank you Ms Charm for this, new subs here 😊

    • @CharmdeLeon
      @CharmdeLeon  4 роки тому +1

      Welcome to the channel! ✌🏻

  • @angeloreanguico576
    @angeloreanguico576 4 роки тому +2

    Not used to commenting but i hope to get featured (silent supporter here) 😁😁😁

    • @CharmdeLeon
      @CharmdeLeon  4 роки тому +1

      Thank you for breaking your silence! Haha ✌🏻

    • @angeloreanguico576
      @angeloreanguico576 4 роки тому +1

      @@CharmdeLeon i have lots of questions and suggestions but i dont know were to reach out😂

    • @CharmdeLeon
      @CharmdeLeon  4 роки тому +1

      @@angeloreanguico576 feel free to message IG @ready2adultph or join our FB group : facebook.com/groups/ready2adultph

  • @zorenstandforz
    @zorenstandforz 8 місяців тому

    ohhhh thank you so much ❤❤❤

  • @majessicadionela9908
    @majessicadionela9908 3 роки тому

    I'm using envelope system. Pero may time na pag need nila mama ng pera nakuha ako dun kahit wala sa naka budget 😓. And also the wallet app ❤.

  • @caxixi0501
    @caxixi0501 2 роки тому +1

    When i downloaded monefy the only option for the pro is buing annual subscription. Where can i purchased the lifetime subscription?

  • @sal_alaa
    @sal_alaa 3 роки тому +15

    I love this! I’ve been looking for a daily expense tracker that supports multiple devices, and that can be synced with other people who live with you so you can track your household spending do you have any recommendations?

    • @aarontworek6747
      @aarontworek6747 3 роки тому

      Splitwise

    • @sal_alaa
      @sal_alaa 3 роки тому

      @@aarontworek6747 thank you so much! ill give it a try

  • @Redfield1128
    @Redfield1128 2 роки тому +3

    Hi Charm! Looks like Pro is now more expensive, P209 yr 1, thenP2050 yearly :(
    It no longer offers a lifetime payment

    • @czar_cz
      @czar_cz Рік тому

      By Pro, you mean Monefy Pro?

  • @RyujiYamaGushi
    @RyujiYamaGushi 2 роки тому +1

    big up from Qatar Charm

  • @cherrylayoso706
    @cherrylayoso706 2 роки тому

    Pag Lusakas ang ulan Heidi matutuloy dito na lang sa bahay at Tully ang investment at OK naman maswerte ka

  • @JCEcho13
    @JCEcho13 3 роки тому

    Yes yes.. 2022 is here and it's time for me to put my budgetting skills up a notch so I searched for budgetting apps that will really help me and your video came up first.
    My question to you, dear is... Are these app safe to link my bank accounts? Im really paranoid about linking my account to 3rd party apps

  • @lyzachua23
    @lyzachua23 4 роки тому +3

    Waiting for this Achi Charm☺️. Vlogmas please🥰❤️

  • @sydney4492
    @sydney4492 9 місяців тому

    Hindi na 149 for a lifetime sub yung moneyfy :( great video though!

  • @johnarnelaguilera1408
    @johnarnelaguilera1408 Рік тому

    Is there an app for couples that sync on both of our devices? Apple and android. Thanks for the help!

  • @biancadeguzman1999
    @biancadeguzman1999 3 роки тому

    Video suggestion: Usage of GCash Credit (Insights as well)

  • @CharishLlanzana-bx6ry
    @CharishLlanzana-bx6ry 8 місяців тому

    Hi, how do you categorize your expenses? Like when you go to groceries, do you separate the skincare, food, nonfood, toiletries items? Cause I mostly like to buy everything in 1 store.

    • @CharmdeLeon
      @CharmdeLeon  8 місяців тому +1

      I don’t categorize them anymore, groceries all go into one category. I have a video of how I do it here: m.ua-cam.com/video/GcVsfa7CAn8/v-deo.html

  • @blueberry.gnocchi
    @blueberry.gnocchi 2 роки тому

    My current favorite is Toshl Finance cos im a sucker for its dark theme lol

  • @danicruz5142
    @danicruz5142 4 роки тому +1

    Very helpful, thank you!

  • @wanderingshiiip
    @wanderingshiiip 4 роки тому +1

    Gonna try Wallet, yey 💕

  • @2430azharuk
    @2430azharuk Рік тому

    Which personal expenses tracking App for couples (Multiple Phones Users) is the best

  • @Winastwan
    @Winastwan 3 роки тому

    Do you have suggestion for app that can be used together with another person?

  • @sophiapineda6688
    @sophiapineda6688 4 роки тому +2

    Hellooo! Suggestion ko sana for your next video is application for different valid IDs para sa mga youngsters hehe

  • @wystanalcala8775
    @wystanalcala8775 3 роки тому +1

    Where did you buy your mic?

  • @rdigaya4353
    @rdigaya4353 2 роки тому

    I would like to ask a budgeting app for partners can access and more of a supplementary budgeting app. Thanks!!

  • @natural2983
    @natural2983 3 роки тому

    Very helpful 👍

  • @cryptoman2736
    @cryptoman2736 23 дні тому +1

    Cashew app not in your list?

  • @maryanjenettemagayammaaba8511
    @maryanjenettemagayammaaba8511 4 роки тому +1

    Can I get a link of the spreadsheet? :)

  • @lesliemaedingding5130
    @lesliemaedingding5130 3 місяці тому

    Just watching this now but Monefy is already at 2k anually😢 Sad :(((

  • @lucciaeon
    @lucciaeon 4 роки тому

    May alam kayong budgeting app na may PC at android, then yung nag sysync?

  • @codemarc16
    @codemarc16 3 роки тому +2

    My ideal woman❤