Home Loan Vs SIP | From EMI Burdens to Financial Freedom | Interest Free Home Loan

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  • Опубліковано 2 жов 2024
  • 👉 Start SIP with RS 500 (Free Demat Account) : tinyurl.com/yv...
    👉 Buy Best Term Insurance and Get up to 10% Discount : tinyurl.com/yb...
    👉 Buy Best Health Insurance and Get up to 25% Discount : tinyurl.com/uj...
    👉 Buy - మీలో ఎవరు కాబోయే కోటీశ్వరుడు : play.google.co...
    ✅ Telegram : t.me/TeluguAss...
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    Explore the emotional aspect of homeownership and the financial pitfalls many face when buying a house or apartment.
    Discover a strategic approach to home loans, featuring two insightful case studies.
    Learn how to minimize interest payments through a monthly SIP plan, utilizing a demat account.
    Uncover a tax-saving strategy under Section 54F. Whether you've already taken a home loan or are planning to, this video provides valuable insights for a financially secure future.
    Watch now to make informed decisions and secure your financial well-being. Don't forget to like, comment, share, and subscribe for more financial wisdom.
    Start your SIP journey with the link in the description.
    Be Rich, Stay Rich.
    Home Loan Strategies, Interest-Free Home Loan, SIP (Systematic Investment Plan) for Home Loan, Real Estate Investment, Long Term Capital Gains Tax,
    Section 54F Income Tax Exemption, Financial Planning for Home Buyers,
    Mutual Fund Investment for House Purchase, Step-Up SIP Calculator,
    Building Wealth through Real Estate, Home loans Vs SIP, Interest Free Home Loans, mutualfunds, how to start SIP,
    #homeloan #FinancialFreedom #investsmart
    Disclaimer
    Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

КОМЕНТАРІ • 138

  • @TeluguAssets
    @TeluguAssets  7 місяців тому +4

    👉 Start SIP with RS 500 (Free Demat Account) : tinyurl.com/yvm7m2ve
    👉 Buy Best Term Insurance and Get up to 10% Discount : tinyurl.com/yberpmda
    👉 Buy Best Health Insurance and Get up to 25% Discount : tinyurl.com/ujw6326y
    👉 Buy - మీలో ఎవరు కాబోయే కోటీశ్వరుడు : play.google.com/store/books/details?id=E-rgDwAAQBAJ
    ✅ Telegram : t.me/TeluguAssetsChannel
    ✅ WhatsApp Channel : whatsapp.com/channel/0029Va9W4GW6BIEcFTM6hK0Y
    ✅ Callme4 App ID: CSG@cm4

  • @koteswararao.a1272
    @koteswararao.a1272 7 місяців тому +29

    House konte loan sachinatlu EMI kattali so kadataru.. Ade e SIP lu evvanni dedicated ga cheyalemu edo oka avasaralaki money karchu pedatamu 😢😢😢😢😢

    • @bhanureddy4515
      @bhanureddy4515 7 місяців тому +2

      This is true

    • @TeluguAssets
      @TeluguAssets  7 місяців тому +16

      yes. punishment is the interest

    • @ramtej7662
      @ramtej7662 7 місяців тому +1

      ​@@TeluguAssetssir lumsump amount 10yrs avaka 40lkhs emi cheyali next 10 years

    • @fun-with_knowledge
      @fun-with_knowledge 7 місяців тому +1

      ​@@ramtej7662na number cheptha bro send cheyyandi ❤

    • @pavanindhu
      @pavanindhu 7 місяців тому +5

      COVID mundhu varuku meru cheppina vanni chala baguntai. Ippudu pellilondance chesthu chanipothunnaru. Btech students class lo chanipothunnaru. Ilanti samayamlo padellu padhenellu patu emi avadhu ani dachukuntu...velladam better aa....house tesukuni emi edho kattukuntu....house medha life insurance kadithey betteraa...oka Vela emi kattey veykthi ye Karanam chethanaina lekapothey...aa illu thana kutumabaniki untundhi...vallu emi lu amount emi kattakkarledhu. Invest chesina amount oka Vela manishi lekapothey illu koney manasika stithi kutumbamlo undochu lekapovachu ...

  • @rameshrachamalle3447
    @rameshrachamalle3447 7 місяців тому +3

    సార్ చాలా బాగా చెప్పారు
    SIP మీద ఒక వీడియో చెయ్యండి సార్. Thank you sir.

  • @aryankarthikeyan8865
    @aryankarthikeyan8865 7 місяців тому +7

    Manchi mutuval funds meda oka video cheyandi

  • @karthikkoruvada7452
    @karthikkoruvada7452 7 місяців тому +4

    Sir what about inflation, do you think we can get individual house with 1.3 crocre after 10 years ? Or falt at 70-80 lakhs ?

  • @chinnisomesh1437
    @chinnisomesh1437 2 місяці тому

    Real time lo workout avuddha sir.....losses undava mari

  • @umav6351
    @umav6351 7 місяців тому +1

    చాలా బాగా చెప్పారు .45 ఇయర్స్ ఉన్న వ్యక్తి 50వేలు జీతంతో 0 doun payment తో ఇల్లు కొనాలి అంటే సలహా ఇవ్వండి లేదా ఇంటి కోసం ఎలా మొదలు చెయ్యాలి చెప్పండి

  • @anilsmedi
    @anilsmedi 7 місяців тому +4

    Excellent explanation and informative. But Sad part is people don't realise and fall in trap of Loans as they are emotionally attached to House

  • @sekhar8827
    @sekhar8827 7 місяців тому +3

    Hi Srinivas Garu
    Nice information but there's some correction required in sec 54F, when capital gains realised, then residential house to be purchase before 1 yr or purchase after 1 yr or construct within 3 yrs of sale of long term assets.
    So, if house purchased more than 1yr before sale of long term assets, exemption will not come.

  • @b.prudvirajdop3312
    @b.prudvirajdop3312 16 днів тому

    Good information Sir,
    Sip చేయాలంటే Deemat అకౌంట్ ఏది అయితే బెటర్ దయచేసి చెప్పగలరు

    • @TeluguAssets
      @TeluguAssets  13 днів тому

      Angelone, Groww I prefer. No hidden charges.

  • @minkookkie5697
    @minkookkie5697 2 місяці тому

    2nd case lo tax gains ela guru

  • @Cryptocurrencytelugu1
    @Cryptocurrencytelugu1 7 місяців тому +1

    For case2 Rent anedi fixed khadu khada. Next 10 years rent gradually increase avthadi

    • @TeluguAssets
      @TeluguAssets  7 місяців тому +1

      raamaayanam lo pidakala veta. kompadeesi case pedtaaraa enti?

  • @Venkatsrk9
    @Venkatsrk9 3 місяці тому

    Present month sip start chestey next month home loan apply చేయొచ్చా..

    • @TeluguAssets
      @TeluguAssets  3 місяці тому

      Deeniki daaniki sambandham ledu

  • @raghavcorp4095
    @raghavcorp4095 7 місяців тому

    Sir, nenu 3 years nunchi SIP chestunnanu. Kaani Regular SIP chestunnanu. Vaatini regular nunchi direct growth ki switch cheyakunda convert cheyocha

    • @TeluguAssets
      @TeluguAssets  7 місяців тому

      With draw చేసుకొని direct growth లో పెట్టుకోవచ్చు. మళ్లీ sip start చేయవచ్చు. చేసే ముందు క్యాపిటల్ gains, లాంటివి check చేస్కోండి.

  • @hariprasad.vodapalli
    @hariprasad.vodapalli 7 місяців тому +3

    Make a video of good mutual fund sir

  • @krishnareddy3564
    @krishnareddy3564 7 місяців тому +1

    Good video andi but you may need add house cost incriment present also because when people seeing in sip they look for cagr but when they see the house they look for mare prices. When I discussed with some people their calculation is like below if 10k sip increase s to 8.73 L after 5 years with a 15% rate of interest 50L house becomes 63.81L with rate of return 5% then people will then house increased to 14L but sip is increased only 2.74L only like that. But in reality SIP increased more in mare prices also.

  • @tirupatisriramulu4629
    @tirupatisriramulu4629 2 місяці тому

    Sir financial meru chepins book📕 ani yekada dorukuthae sir please chepadi sir

  • @prakashbabu3251
    @prakashbabu3251 5 місяців тому

    Sir SIP vaka nela skip cheste amana problem vuntadha…….?

  • @kanneboinachandu7679
    @kanneboinachandu7679 7 місяців тому

    Mari mutual fund returns meedha tax gurinchi cheppatledhu meeru?

  • @Golden-Horse
    @Golden-Horse 7 місяців тому

    Tell something new bro.

  • @Rameshvaskula
    @Rameshvaskula 7 місяців тому

    SIP గురించీ clear గా ఒక vedio sir

  • @INDYEAH
    @INDYEAH 7 місяців тому

    Bokka le ivanni paper meedha baagane untai. Real life application work out avvavu

    • @TeluguAssets
      @TeluguAssets  7 місяців тому

      మీలాంటి వారికి వర్కవుట్ అవదు.

  • @umav6351
    @umav6351 7 місяців тому

    అన్ని బాధ్యత లు ఉన్న వాళ్ళు 20 సంవత్సర జీతం కుటుంబం కోసం పెద్దవాళ్ళ ఆరోగ్య సమస్యలు కి జీతం మొత్తం పెట్టినప్పుడు అమౌంట్ ఉండదు కదా అందుకు ఇలాంటి పరిస్థితుల్లో ఉన్న వారికోసం వీడియో చెయ్యండి,

  • @santhuartlines9173
    @santhuartlines9173 7 місяців тому

    Home loan valla income tax benefit untadhi kadha..? Tax tho compare chesina SIP returns ela untayi ?

  • @harimbg9343
    @harimbg9343 4 місяці тому

    Home loan down payment kosam unchukunnavi home ki kattali ga kattakunte home ela esthaaru and hone loan ela esthaaru adhi katteyali ga sir and miru aa amount ni thesukelli investment chey slantunnaru naku ardam kaledhu sir

    • @harimbg9343
      @harimbg9343 4 місяці тому

      Like kottaru anti sir plz give me reply for clarification

  • @IsmartShankar-ib4sb
    @IsmartShankar-ib4sb 7 місяців тому

    ఒక్కా 5 మిన్ మీతో మాట్లాడాలి pls pls pls

  • @PavanKumar-lq4nv
    @PavanKumar-lq4nv 7 місяців тому

    Tile marble granite ki difference teliyadhu home loan teesukuni illu kontunnaaru annaaru. Mari sip start cheyyadaaniki Demat a/c opening cheyamantunnaru idhi kuda anthey mari.

  • @bhagyabhagya7929
    @bhagyabhagya7929 7 місяців тому +3

    great sir

  • @sandeeppm5047
    @sandeeppm5047 6 місяців тому

    Kani 10k rent ki apartment ekkada dorukuthundi sir😊

  • @gantavenkatesh1948
    @gantavenkatesh1948 7 місяців тому

    Sir swp tho kuda house konacchu kada 5000000 swp chesi monthly home emi withdrawal chesukuni pay cheyyocchu average ga 30 years taruvata house+kontha money vassthundhi

  • @valmikitechnologyandservic9727
    @valmikitechnologyandservic9727 7 місяців тому

    INFLATION NI KUDA THEESEYANDI SIR APPUDU ORIGINAL RETURNS KANIPISTHADHI
    INFLATION 6-7.5% UNDI ANTE ORIGINAL GA MANAKU 5-7% RETURNS VATHUNAYANAMATA

  • @Any67889
    @Any67889 7 місяців тому +1

    But ipudu 40 lakhs vunna appartment 10 years tarvata double avachu kada apudu ala

  • @VishnuVardhan6969
    @VishnuVardhan6969 7 місяців тому

    SIP cheymani cheptunnaru SIP safe a naa? Present dentlo invest cheyyali oka video cheyyandi

  • @devarapallirakeshreddy
    @devarapallirakeshreddy 7 місяців тому +1

    Sir. Naku. Sip. Gurinchi. Asalu. Teliyadu. Naku. Manchi. Gide lines. Evvandi sir

    • @binakarveeravalli
      @binakarveeravalli 7 місяців тому

      FREE GA YEDI RAADU

    • @devarapallirakeshreddy
      @devarapallirakeshreddy 7 місяців тому

      Haaaa. Enat. Work. Unna. Mee. Video. Nenu. Free. Chukoni. Tappakunda. Chustunee. Unnatanuu. Sir

  • @binakarveeravalli
    @binakarveeravalli 7 місяців тому +1

    THANK U THAMMUDU MEE APPOINTMENT KAVALI ........HOW ITS POSSIBLE

  • @VSK999
    @VSK999 7 місяців тому +1

    MY DOUBTS CLEARED THANK YOU SIR.

  • @NagNalabothu
    @NagNalabothu 7 місяців тому

    10 yrs waiting kastam eroju house planning chese vallaki

  • @krishnateja7878
    @krishnateja7878 7 місяців тому +3

    Good topic

  • @IMPRESLIFE
    @IMPRESLIFE 7 місяців тому

    SUPER GREAT AWESOME SUBJECT SIR THANKYOU THANKYOU THANKYOU KOTI KOTI DHANYAVADHALU ❤❤🎉🎉

  • @vijaylovely3188
    @vijaylovely3188 6 місяців тому

    Nri account tho sip cheyocha sir.

  • @sivakumar700
    @sivakumar700 7 місяців тому +1

    Gud inform Anna..
    I was investing in sip.
    I was getting good returns...

  • @Veduvibes
    @Veduvibes 7 місяців тому

    10k ye society lo rent dorikiddii comedy kakapothe

  • @hitchkock6678
    @hitchkock6678 7 місяців тому +1

    Ipudu unde jobs eppudu untaayoo eppudu udipothaayo thelidu alantidhi investment lu avasarama bro brathakadame gaganam ipoindi

  • @bharathmanoj4412
    @bharathmanoj4412 7 місяців тому

    Sir nam bharath nyenuu bangalore lo unta naukuu start-up ideas unnai nakuu evarinii kalavalli em cyelli anii em telidhuu nakuu help cyegalara

  • @9HemanthKumar
    @9HemanthKumar 7 місяців тому +1

    Fixed emi nu floating emi ga marchukovocchaa

  • @simplifyyourlife2611
    @simplifyyourlife2611 7 місяців тому

    Plots ela konalo with loan, precautions chepthara?

  • @dgr3932
    @dgr3932 7 місяців тому

    4:21 మంచిదేకాని Inflation చూస్తె ఇప్పుడు 40ల ఇల్లు 10సం తరువాత కోటిపైనే అవుతది ఎలాకొనగలం సర్.

  • @KrishnaDoodi-jd3qh
    @KrishnaDoodi-jd3qh 3 місяці тому

    😢😮😮😮

  • @jj-hz5md
    @jj-hz5md 7 місяців тому

    Bakwas calculation 😂, apartment 10k lo rent vastada. Mali SIP cheste 15 CAGR vastadi aani sure ga cheputunav , even nifty 50 index ina 12 aani cheputaru. Final ga aani years aayaka manam kondam aanukuna place lo house undachu undakapovachu..... Unde chance takuva prime location ite enkta cost untado kuda chepalem.

    • @TeluguAssets
      @TeluguAssets  7 місяців тому

      Better avoid and go for homeloan..index fund returns 15.5 CAGR. Check the history.

  • @arhaa8887
    @arhaa8887 7 місяців тому

    10years ki 4000000 vastundhi... Kani house rent every month vastundhi..

  • @RajendraKumar-fz5vz
    @RajendraKumar-fz5vz 7 місяців тому

    20 years back 1 lakh huge amount now a days 1 crore is also not a big amount . City lo house kooda radu, outskirts lo tappa

  • @tastemaster
    @tastemaster 7 місяців тому

    @3:35 investment plus returns after 20 years is enough for interest. Now if we purchase another house after 20 years. Whats the use unless we repay the first loan and clear it off, what is the use of this SIP starting?

  • @shivakakarla2753
    @shivakakarla2753 7 місяців тому +1

    Sir stock market classes chepandi

  • @Junedfitness-o9m
    @Junedfitness-o9m 7 місяців тому

    Anni bagane unnadi future lo 10years lo 50lack de 5cr aypothunsi😅

    • @TeluguAssets
      @TeluguAssets  7 місяців тому

      Then you go for EMI only. This video is for the people who knows ground reality.

  • @SASI-ck1yy
    @SASI-ck1yy 7 місяців тому

    Manchi mutual fund yedo cheppandi anna

  • @kondachakradhari6807
    @kondachakradhari6807 7 місяців тому +1

    Thank you sir

  • @santhoshkumari6948
    @santhoshkumari6948 7 місяців тому +1

    House price is increasing more than SIP.

    • @TeluguAssets
      @TeluguAssets  7 місяців тому +1

      yes. in your area. not in all areas.

  • @suryaprakash-m6l
    @suryaprakash-m6l 7 місяців тому

    But by that time… house prices will be 2cr

  • @kannanlg
    @kannanlg 7 місяців тому

    How funny your analogy.. 10k rent for month where do u get. Also how about apartment rate after 10 years. This video ur doing for demat account promotion nor for actually not useful for prople

    • @TeluguAssets
      @TeluguAssets  7 місяців тому

      appreciate your knowledge levels..especially practical knowledge

  • @RajendraKumar-fz5vz
    @RajendraKumar-fz5vz 7 місяців тому

    What if market turn bearish and return becomes nil.

  • @5SMC
    @5SMC 7 місяців тому +1

    Waiting

  • @ramakrishna5325
    @ramakrishna5325 7 місяців тому +1

    Hi Anna

  • @killadasidhu4858
    @killadasidhu4858 7 місяців тому +1

    Manchi returns vachey mutual funds chepandhi sir.best results vii

  • @mrscalper7429
    @mrscalper7429 7 місяців тому +1

    Tquuu

  • @muthinenibhadram148
    @muthinenibhadram148 7 місяців тому +2

    Excellent 👌👌

  • @sridharmani1
    @sridharmani1 7 місяців тому +1

    Nice video sir

  • @ramakrishnadodda8276
    @ramakrishnadodda8276 7 місяців тому

    I am already doing sip with same EMI amount. Would like to continue SIP for 15 years. Hope this will benefit me for owning a house.

  • @arudraveerabrahamaiah6113
    @arudraveerabrahamaiah6113 4 місяці тому

    Sir tax enta padavchu

    • @TeluguAssets
      @TeluguAssets  4 місяці тому

      Long term capital gains 10% on profit ( above 1 lakh)

  • @Hpdelacer
    @Hpdelacer 7 місяців тому +1

    Nis sir make a video on Top 5 gaurantee return mutual funds..🙏

    • @TeluguAssets
      @TeluguAssets  7 місяців тому

      Guaranteed returns mutual funds? అలాంటివి ఏమి ఉండవు

    • @Hpdelacer
      @Hpdelacer 7 місяців тому

      Ok sir చూడండి బెస్ట్ mutual funds unte చెప్పండి...

  • @jaihanuman7673
    @jaihanuman7673 7 місяців тому

    super sir

  • @dr.chandrasekhar6558
    @dr.chandrasekhar6558 7 місяців тому +1

    Tq

  • @nagendraprasadchigicherla4958
    @nagendraprasadchigicherla4958 7 місяців тому

    Nice explanation between with and without home loan

  • @prabhasstatusvideos9838
    @prabhasstatusvideos9838 7 місяців тому

    Groww app lo pettocha

  • @saikrishna8733
    @saikrishna8733 7 місяців тому

    Sip 15% nammalem

  • @srikanthreddy2271
    @srikanthreddy2271 7 місяців тому

    Sir Daily sip how sir

    • @TeluguAssets
      @TeluguAssets  7 місяців тому

      Transfer amount daily in demat. Automatic option is available for monthly only

  • @aravindb9881
    @aravindb9881 7 місяців тому +1

    264 undhandi book, miru hardcopy print chesthe better, inko 100 ekkuvaina parledhu😊

  • @bghanumanth1116
    @bghanumanth1116 7 місяців тому

    Super ❤❤❤❤❤

  • @sheshikanthsharma308
    @sheshikanthsharma308 7 місяців тому +3

    Excellent sir Thank you

  • @prash646
    @prash646 7 місяців тому +1

    Mf lo swp cheyataniki ee account better ,kuvera lo call support ledu, angel one lo swp ledu

    • @TeluguAssets
      @TeluguAssets  7 місяців тому

      anni options annintlo vundavu. konni manual gaa chesukovaalsinde

    • @prash646
      @prash646 7 місяців тому

      @@TeluguAssets thanks 👍

    • @jackroot499
      @jackroot499 7 місяців тому

      Swp means what??

    • @prash646
      @prash646 7 місяців тому

      @@jackroot499 systematic withdrawal plan for every month withdrawal