The first thing you mention is buying the baby some clothes with your check. The next was AAA for the car you drive your kids in. I shouldn't, but I'm comparing you to these other UA-cam(so called) moms. You are miles ahead of the game, sis. I will continue to support your videos.
Having so many of us be genuinely happy for you & your family, without ever have meeting you, speaks volume to how BIG your beautiful ENERGY is! May life continue to BLESS you all, and I will continue to watch without skipping the commercials! 😉💚
Listen, I am just blown away by all of the love from everyone each and every single time I receive it! I am so grateful 💚 Thank you soooo much for your support as well!
Congrats!! I will be here supporting you!! I know things are tight, but try to put some into a savings account for a rainy day. Even if it just $10 - put it into a good savings account that will get you at least 4% interest or more. Trust me on this, baby girl. Keep shining!
@@_EvolvingIntoHER_ I was a single mom long ago and my son and daughter are a true blessing to me all my life. Thank God. They never forget you and what you’ve done and how much you loved and helped them.
Oh my goodness. You had me flashing back to shopping with my youngest 🤣. Now years later he only wants Hoodies and Sweats......in 100 degree Texas weather.
Your video about living in the projects has been popping up in my algorithm and now I’m a subscriber. I have been binge watching your videos and enjoying the content. Love your vibe!
I love how your son has his own style and it’s not with all the other children are wearing. I’ve never watched any of your videos. This is my first one love it keep doing it keep doing it.
Just found your channel so had to comment on this vid as feel so proud for you. Congrats the first check of many to come 💜 Health Wealth and happiness to you and your family
Bless ur family,you reminded me of working over time and making extra when my 3 sons were kids and the joy I felt shopping with them memories.thanking God .
Pay them tides and offerings . God made it possible. Congratulations 🎉 I subscribed I will be supporting your channel. It’s a blessing you put your kids first they lucky to have you.May God continue to bless you and your beautiful kids.
Keep your receipt for your Cat & Jack items and you can return them up to a year and get a giftcard and get items for the winter. The items just has to be gently used. I do it every year for my grand daughter. I love them for that policy.
@@HeyMissParker314 , You making a comment back to me shows again how tacky you are and confirmed I was right you don’t care. I’m tacky for calling you out..😂🤣😂🤣😂
Good for you!!! You’re a joy to watch. Love your attitude! Keep up the good work. It’s all about being consistent. And remaining humble, makes you relatable!
Im a new subbie and i love your energy and resonate with your struggles!! Im older than you but your inspiring me to start my own channel and dhare my story!❤❤
Awww that is so beautiful. That makes me so happy to hear. You should definitely go for it. Thank you for subscribing to my channel, I am so grateful you have no idea 💚
keep up the great work! i love your content and it's a joy to watch your videos. it was nice to see you and your boys having a day out where you could treat them to some new (and needed) things. thank you for sharing those little celebrations with us all.
Great video... you did great for your babies. Keep up the good work. You are making me push with my youtube videos. One day, I'll be getting my first check. Keep up the good work.
Congratulations!! Im usually watching in the bushes and not commenting but I had to come on and say how well you are doing and i love your good clean content! I absolutely enjoyed seeing how you have taught yur children to be grateful and the look on your son's face was priceless! Keep the videos coming and i will continue to watch!💗💗💗
Congratulations girly!! Im so happy for you. I am like yesterday new to your channel, The first video I watch was living in the projects, your apartment is very nice, I love the way you decorated it.
Congrats 🎉 sis!!!!! ❤ I was just about to say the same thing you do not need to share your business like that with no one but God. Continue to work hard and get your bag. God bless ❤🙏🏽😊
When I say happy for you❤️🙌🏽Over excited. This was well deserved and earned! We love you and your content. May the Lord continue to bless you & the family Queen 👑🙏🏽
Aaaaaaaye!!!! Congratulations on your first UA-cam check. Those are some pretty cool outfits Brandon and Mitchell have, and I also wash my new clothes before I wear them. Yeeeees, those Drumline jackets are a must have. Your daughter is going to treasure it.
Omg! I appreciate you so much for that because I know those ads can be annoying, thank you so much for your support! She was so happy to get that jacket too! I am so excited to see it 💚
Hey from New York. I'm new to your channel and I want you to know you had me at hello! The realness, the raw and uncut version of another mother was like a breathe of fresh air. Keep winning, all positive vibes to you and your family 💯💯💯👏🏼👏🏻👏🏽👏🏿👏🏾👏
Oh wow hey there in New York! I am so grateful that you feel this way, thank you. 🙏🏾 I appreciate it more than you’ll ever know 💚 Welcome and don’t be a Stranger
I just started watching ur videos. Yesterday (my yesterday) was the tour of your apt! And today I saw you take your boys shopping. So sweet of you to take them to get new clothes and shoes. I have 3 grown kids now and I remember how fast they grew out of everything. Good job mom! I like that you washed those clothes immediately. If you see this did ur daughter like her jacket? Fun video to watch thanks for sharing...blessings
Make sure to keep your receipt and the tags for the clothes from target because cat and jack have a policy where if they have a growth spurt you can exchange them 😊
I just started watching you today and I love your spirit and how mild mannered the boys are..Pleaasseee continue to stay humble and sweet as you grow into You tube stardom..And we will keep watching..Congratulations 🎉🎉🎉🎉
Congrats on your first check! There's nothing better than a new pair of shoes!!! Maybe everyone was out shopping for back-to-school clothes and they are about sold out that day?? I love that your son has his own sense of style and that you let him choose.
🎉CONGRATULATIONS Your elderly white lady friend here. I’m so excited for your success. ❤Car insurance. Sweetheart you NEED full coverage on your vehicle!!!!!! If you are in a wreck and total your car you still will be making car payments and you certainly don’t want to pay for a vehicle that has been totaled. 💕💕💕💕💕💕💕💕 See you next time!!!
I just subscribed! I love your spirit with your children. You shopped very practically. I love seeing parents actually take care of their families. Thank you for real content… not the instagram fluff
Mother's. What we won't do for our children. I always take care of my children first. I even feel guilty getting myself anything. But I realized that I matter also. Treat yourself as well. And getting gas can be a treat. ❤🎉
I totally agree! Gas and AAA was the treat for me 🤣 but I get what you’re saying, hopefully next check or so I’ll be able to do something for myself too 💚💚💚💚
CONGRATS! I HAVE NEVER HEARD INFLUENCERS THANK THEIR VIEWERS FOR THE COMPENSATION RECEIVED... BLESS UR HEART! U LOOK CUTE, LUV UR FIT. IT IS OBVIOUS THAT U LOVE YOUR BABIES.. I'M PROUD OF YOUR DAUGHTER, SHE DOING HER THANG! GOD BLESS!
You should get an american express delta skymiles gold card. Use it to pay for clothing, food etc. Then use your youtube checks to pay off the card immediately each month. Your credit score will grow quick and you will get delta skymiles for a vacation. just a little tip my sister
Credit doesn't grow if you payoff the balance every month. You need to establish a pay history. Pay more than the minimum but they want to see a pay history at least 6 month. Maybe pay half or so.
@@TerriSiler-hv8in The notion that revolving a balance can help your credit is a stubborn credit score myth. In reality, paying off your credit card in full every month is best both for your wallet and your credit health. This has to do with a credit utilization rate, or how much of your available credit you're using. For example, if you have a $10,000 credit limit and a $1,000 balance, your credit utilization rate is 10%. To avoid credit damage from high credit utilization, you want to keep it under 30%. The lower the rate, the better for your credit - so striving for 0% is always the best approach.
@@TerriSiler-hv8in The reason I say pay it off immediately is because when money is already tight, we folks can end up spending the money we are supposed to use to pay the credit card bill on something else and before you know it, you have interest piling up and late fees. So be smart and just pay in full each month. Anyway, it was just a suggestion and a method I used when I first started building my credit.
@@loupremo my daughter is in the credit business and specifically deals with credit cards and she says that they want a pay history and its better to leave a balance. Establishes a credit history but pay more than minimum payment but keep a little balance.
The first thing you mention is buying the baby some clothes with your check. The next was AAA for the car you drive your kids in. I shouldn't, but I'm comparing you to these other UA-cam(so called) moms. You are miles ahead of the game, sis. I will continue to support your videos.
Exactly!!! I love her realness
Absolutely! I concur
I totally agree! 😊❤
@@NikLivinWithPurposeso do I!
I’m loving her more and more I watch her
You are a great mom!!! You spent the paycheck on your kids and I think that’s awesome!!!
Thank you!! 😊💚
So good to see you prioritizing your kids first! Congratulations!!
Thank you so much!! 💚
I love how you keep asking your son if he LOVE them….you’re indirectly teaching him not to settle 💚
💚💚💚💚💚
You don’t know how relatable, real and raw you are. Keep being you and showing real life situations. I love your videos!❤
Thank you! I really appreciate you for saying that 💚
Having so many of us be genuinely happy for you & your family, without ever have meeting you, speaks volume to how BIG your beautiful ENERGY is! May life continue to BLESS you all, and I will continue to watch without skipping the commercials! 😉💚
Listen, I am just blown away by all of the love from everyone each and every single time I receive it! I am so grateful 💚 Thank you soooo much for your support as well!
It’s givin grown woman vibes! So proud of you young lady! Keep rising to the top!
Yesss! I love that, thank you 💚
Hey sis,Congrats on your first paycheck. So happy for you!!!! Hey everyone let’s like and share!!
Thank you 🤗 I appreciate this so much 💚
Congrats!! I will be here supporting you!! I know things are tight, but try to put some into a savings account for a rainy day. Even if it just $10 - put it into a good savings account that will get you at least 4% interest or more. Trust me on this, baby girl. Keep shining!
Thank you so much for this suggestion 💚💚💚
Girl she knows that
Your son is so grateful ❤
He really is 💚
@@_EvolvingIntoHER_ your doing great with him. Keep up the good work. 🙏🏽❤️😉
@@_EvolvingIntoHER_ I was a single mom long ago and my son and daughter are a true blessing to me all my life. Thank God. They never forget you and what you’ve done and how much you loved and helped them.
@@NikLivinWithPurposeI AGREE, I FORGOT TO MENTION HOW WELL-BEHAVED HE IS AS WELL
@@jeanetttevelez399 he's going to be one of those sons that take care of his mama..
Oh my goodness. You had me flashing back to shopping with my youngest 🤣. Now years later he only wants Hoodies and Sweats......in 100 degree Texas weather.
😂😂😂 Sounds like my oldest she is obsessed with hoodies and pajama pants and I just don’t get it!!! Thank you for watching 💚
This made my heart smile!
Your authenticity is a breath of fresh air.
May many more blessings head your way! 💙💙💜
Awww 🥰 I am so grateful to hear that. Thank you for the blessings and just being here 💚
We are grateful for you and all your positivity ....and for you being your true self! Congrats on your first well-deserved UA-cam paycheck 💚💚💚🎉
Thank you so much!! I’m equally just as grateful for y’all too! 💚💚💚💚
I’m a newbie but I saw how grateful that you are so I subscribed! Congrats
Awww thank you so much 💚
Me Too!
#NewSubbie
You look so gorgeous in your shopping outfit!! Congrats on the check :)
Thank youuuu!! 💚💚💚
Congrats sistah!💕
Thank you 💚💚
Your video about living in the projects has been popping up in my algorithm and now I’m a subscriber. I have been binge watching your videos and enjoying the content. Love your vibe!
Aww thank you and welcome to my channel 💚💚💚💚
I love how your son has his own style and it’s not with all the other children are wearing. I’ve never watched any of your videos. This is my first one love it keep doing it keep doing it.
Thank you so much!! I’m grateful to have you here 💚💚💚
🎉❤CONGRATULATIONS! Sending you much love for your heartwarming & educational UA-cam channel.
Thank you so much 💚
That’s so cool!! Get your babies some savings accounts.
Thank you 💚
I’m so happy for you and the kids. You should be so proud of yourself. You will continue to grow and thrive. Congratulations!
Awww 🥰 thank you so much 💚
Putting your children and bills first deserves the utmost respect these days!!! Your heads in right sis!!! God bless❤️🙏🏽❤️💯🌷
Thank you 💚💚💚
Im doing everything listening and watching your video. Cooking cleaning crafting. I actually started an affirmation bowl from watching your video
Me too! I love the affirmation bowl idea.
Awww 🥰 I am so happy to hear that 💚
Keep up the good work your doing a great job
Thanks, will do! 💚💚💚
Congratulations! That must have been exciting and fun!
Very! Thank you 💚
blessings to you and your family!! ☺️🫶🏼
Thank you so much 💚
You better do it!! Getting them babies right!
Yes ma’am!!! 💚💚💚
Just found your channel so had to comment on this vid as feel so proud for you.
Congrats the first check of many to come 💜
Health Wealth and happiness to you and your family
Thank you ☺️ I really appreciate this 💚 and welcome to my channel!
Bless ur family,you reminded me of working over
time and making extra when my 3 sons were kids
and the joy I felt shopping with them memories.thanking God .
Awww! Thank you so much 💚
Pay them tides and offerings . God made it possible. Congratulations 🎉 I subscribed I will be supporting your channel. It’s a blessing you put your kids first they lucky to have you.May God continue to bless you and your beautiful kids.
Thanks for subscribing I really appreciate it 💚
Keep your receipt for your Cat & Jack items and you can return them up to a year and get a giftcard and get items for the winter. The items just has to be gently used. I do it every year for my grand daughter. I love them for that policy.
Thank you for putting me on 💚
Really 😮 That’s tacky but I know you don’t care.
@@busymom7729 what's tacky is you taking out the time to tell me it's tacky...& you right..I DON"T CARE!!
@@HeyMissParker314 , You making a comment back to me shows again how tacky you are and confirmed I was right you don’t care. I’m tacky for calling you out..😂🤣😂🤣😂
@@HeyMissParker314, You can’t handle the truth and probably also shop at Rent A Center.
Praise God, mommy things ❤
AMEN
You’re a awesome doing your mother duties putting your babies.I enjoyed watching your videos Many Blessings to you and your Family ❤
Thank you so much 💚💚💚💚
What a Blessing
Yes! 💚
Congratulations mom the boys look so happy... This and the future progress will change their lives 😊
Thank you 💚
I’m so proud of you. You’re an amazing mom and your children are the sweetest. I pray for continued blessings for you and your family.
Thank you so much!! 💚💚💚
Good for you!!! You’re a joy to watch. Love your attitude! Keep up the good work. It’s all about being consistent. And remaining humble, makes you relatable!
Thank you! I really appreciate this comment for it’s reminders 💚💚💚💚
God Bless you and your family❤❤
Thank you 💚
Congratulations, you deserve it!💖
Aww 🥰 Thank you so much!! 💚
I enjoyed your calm voice so I subscribe to you 😊
Thanks for subscribing 💚💚💚
Kudos to you Queen🎉👏🏾👏🏾👏🏾😍. You deserve every cent! I love your humbleness. Greater is coming🙏🏾🥰.
Hey boo! Thank you Goddess, I appreciate that and I receive that too 💚
Seeing vids like these make me want to grow my UA-cam channel even more
Go for it 💚
You deserve it! ❤
I appreciate that, thank you 💚
Im a new subbie and i love your energy and resonate with your struggles!! Im older than you but your inspiring me to start my own channel and dhare my story!❤❤
Awww that is so beautiful. That makes me so happy to hear. You should definitely go for it. Thank you for subscribing to my channel, I am so grateful you have no idea 💚
Love to see it!! Praying for an abundance of blessings for you and your family ❤️
You are so kind, same to you! Thank you 💚
Get the likes up y’all. We love your channel. Congratulations
🥹💚 Thank you so much!
Your a good Mumma putting your kids first 💞 from 🇦🇺
Thank you 💚💚💚
keep up the great work! i love your content and it's a joy to watch your videos. it was nice to see you and your boys having a day out where you could treat them to some new (and needed) things. thank you for sharing those little celebrations with us all.
You are so kind! Thank you for watching, I am so grateful 💚
I'm new on your channel...I ALWAYS skip commercials but your grateful heart made me watch...you're a great mom!
🥹💚 Aww! I hope you know just how much I appreciate that you did that too, thank you!!!
You deserve it love, congratulations!!
Thank you so much!! 💚
Love the content❤
Thank youuuu💚
Congratulations 🎊 👏🏽 💐 Sis.
Thank you so much 💚
@_EvolvingIntoHER_ You deserve it. You're a great mother and a hard-working woman as well.🎉🎉🎉😄
Great video... you did great for your babies. Keep up the good work. You are making me push with my youtube videos. One day, I'll be getting my first check. Keep up the good work.
Yes!!!!!! I am happy for you already, if I can do it then you definitely can do it 💚💚💚 Thank you too!
Awesome job mom...blessing to overflow of more to come!!!
Yes! Thank you! 💚
Congratulations!! Im usually watching in the bushes and not commenting but I had to come on and say how well you are doing and i love your good clean content! I absolutely enjoyed seeing how you have taught yur children to be grateful and the look on your son's face was priceless! Keep the videos coming and i will continue to watch!💗💗💗
Thank you so much!! I am really grateful 💚
Love this
Hey sis and family hey peace and blessings to u all congratulations on your first paycheck, sweetie
Heyyy! Thank you so much 💚
Congratulations girly!! Im so happy for you. I am like yesterday new to your channel, The first video I watch was living in the projects, your apartment is very nice, I love the way you decorated it.
Thank you so much!! 💚
Congrats 🎉 sis!!!!! ❤
I was just about to say the same thing you do not need to share your business like that with no one but God. Continue to work hard and get your bag. God bless ❤🙏🏽😊
Yes! Thank you! I really appreciate you just being here 💚
Love watching your videos. Congratulations on your first paycheck. So exciting!! I’m so glad I found your channel
I’m glad you found my channel too, thank you so much for being here 💚💚💚
You are so deserving of that!!! Love you girl!!!😘🥰👍🥰🙏
Love you too! 💚💚💚
When I say happy for you❤️🙌🏽Over excited. This was well deserved and earned! We love you and your content. May the Lord continue to bless you & the family Queen 👑🙏🏽
Thank you 💚 I appreciate you so much!
You deserve it congratulations 🎊 👏 💐
Thank you so much Tess 😀💚
I just started watching you & I enjoy every minute! Your kids are so sweet & you're a wonderful mother! I will continue to support your channel.
Thank you so much!! I really appreciate that more than you’ll ever know 💚
I love that you are being responsible and a great mom. So refreshing to see.
Thank you so much! 💚
So great your driving again most could never do it ..
Thank you 💚
Aaaaaaaye!!!! Congratulations on your first UA-cam check.
Those are some pretty cool outfits Brandon and Mitchell have, and I also wash my new clothes before I wear them.
Yeeeees, those Drumline jackets are a must have. Your daughter is going to treasure it.
LOL, and yes, I have definitely sat through one of your long ads. It was actually another vlogger's video used as an ad.
Omg! I appreciate you so much for that because I know those ads can be annoying, thank you so much for your support! She was so happy to get that jacket too! I am so excited to see it 💚
🎉
Thank you 💚
@@_EvolvingIntoHER_ your welcome
Hey from New York. I'm new to your channel and I want you to know you had me at hello! The realness, the raw and uncut version of another mother was like a breathe of fresh air. Keep winning, all positive vibes to you and your family 💯💯💯👏🏼👏🏻👏🏽👏🏿👏🏾👏
Oh wow hey there in New York! I am so grateful that you feel this way, thank you. 🙏🏾 I appreciate it more than you’ll ever know 💚 Welcome and don’t be a Stranger
This was such a sweet (and responsible) gesture! Wishing you many more big checks 💰
Thank you 💚💚💚
I just started watching ur videos. Yesterday (my yesterday) was the tour of your apt! And today I saw you take your boys shopping. So sweet of you to take them to get new clothes and shoes. I have 3 grown kids now and I remember how fast they grew out of everything. Good job mom! I like that you washed those clothes immediately. If you see this did ur daughter like her jacket? Fun video to watch thanks for sharing...blessings
Thank you so much and yes she did she was very happy 💚
I love watching your videos! You are an amazing woman and mother. May God continue to bless you and your family! 🫶🏼
Thank you so much!! I am so grateful to have you here 💚
Congratulations !! Much gratitude given to the universe ✨💫✨
Much gratitude 💚 Thank you!!
Make sure to keep your receipt and the tags for the clothes from target because cat and jack have a policy where if they have a growth spurt you can exchange them 😊
Thank you, I definitely did not know that and have thrown the receipt away but I know next time 💚
Do your thing girl bless
Thank you 💚
Congratulations 🎉❤ can't wait to see my first check 😊
Thank you!! It’s coming, let’s claim it 💚
Congratulations, so happy for you and your family!! All it took was you being a believer. Many more blessings to come. Loving your channel.❤❤
Thank you so much!! You are absolutely right 💚💚💚
I just started watching you today and I love your spirit and how mild mannered the boys are..Pleaasseee continue to stay humble and sweet as you grow into You tube stardom..And we will keep watching..Congratulations 🎉🎉🎉🎉
You are so kind, thank you so much I will be sure to remember this 💚
So happy for you! It's so great to see you all thriving. Wishing you and your family all the best! ❤
Thank you! You too!💚💚💚
I'm so proud of you...I am a supportive mother figure 🙏🏽👏🏾🙌🏾
Awww thank you so much 🥰💚💚💚
Congratulations!!!! You work so hard and you are so transparent. Thank you for allowing us to share in your family life.❤
You are so welcome! Thank you for watching 💚
Congratulations on your success!!!🎉🎈🎊
Thank you so much 😀💚💚💚💚
U are very welcome. Love 💕. y'all
🥹💚💚💚💚💚
I love Target clothes they be lasting a good little while😊
You are a great mom and your positive energy and attitude is everything! I wish u all the best sis ❤keep growing and glowing
Thank you so much 🥹💚
Saw the whole video and love how you love on your children ❤
I appreciate you very much 💚
Congrats on your first check! There's nothing better than a new pair of shoes!!! Maybe everyone was out shopping for back-to-school clothes and they are about sold out that day?? I love that your son has his own sense of style and that you let him choose.
Thank you so much 💚💚💚
Congratulations sis! This has become my favorite channel! Your story and journey is so similar to mine! I love it here! Keep striving and thriving!
Awww thats so wonderful, I’m am so grateful to have you. Thank you 💚
🎉CONGRATULATIONS Your elderly white lady friend here.
I’m so excited for your
success.
❤Car insurance.
Sweetheart you NEED full coverage on your vehicle!!!!!!
If you are in a wreck and total your car you still will be making car payments and you certainly don’t want to pay for a vehicle that has been totaled.
💕💕💕💕💕💕💕💕
See you next time!!!
Thank you! My car is paid off too but I appreciate your concern and advise, thank you 💚
Love your authenticity!! You’re a great mom!!❤
Thank you so much!! 💚
I just subscribed! I love your spirit with your children. You shopped very practically. I love seeing parents actually take care of their families. Thank you for real content… not the instagram fluff
You’re very welcome and thank you so much as well 💚💚💚 welcome to my channel also I’m so grateful that you subscribed!
So happy for you. We all need to like, leave a comment and share.
Awww 🥰 thank you 💚
Blessings and Congrats!!! Love watching your videos!!! Your oldest son is respectful and very humble..l will for sure support your channel.
Thank you so much. I am so proud of him, and grateful for you 💚
You such a great mom . So inspiring and you just inspired me to start back vlogging with my daughter 🤎
Aww thank you so much, and yes sis get back to vlogging! I want to seeeee 🥰🥰💚💚💚
@@_EvolvingIntoHER_ will do 🥰🥺
Mother's. What we won't do for our children. I always take care of my children first. I even feel guilty getting myself anything. But I realized that I matter also. Treat yourself as well. And getting gas can be a treat. ❤🎉
I totally agree! Gas and AAA was the treat for me 🤣 but I get what you’re saying, hopefully next check or so I’ll be able to do something for myself too 💚💚💚💚
Congrats on your 1st check😊
Thank you!! 😊💚
CONGRATS! I HAVE NEVER HEARD INFLUENCERS THANK THEIR VIEWERS FOR THE COMPENSATION RECEIVED... BLESS UR HEART! U LOOK CUTE, LUV UR FIT. IT IS OBVIOUS THAT U LOVE YOUR BABIES.. I'M PROUD OF YOUR DAUGHTER, SHE DOING HER THANG! GOD BLESS!
Awww 🥰 thank you so much and yes I am grateful for all of y’all 💚💚💚
You should get an american express delta skymiles gold card. Use it to pay for clothing, food etc. Then use your youtube checks to pay off the card immediately each month. Your credit score will grow quick and you will get delta skymiles for a vacation. just a little tip my sister
Credit doesn't grow if you payoff the balance every month. You need to establish a pay history. Pay more than the minimum but they want to see a pay history at least 6 month. Maybe pay half or so.
@@TerriSiler-hv8in works for me
@@TerriSiler-hv8in The notion that revolving a balance can help your credit is a stubborn credit score myth. In reality, paying off your credit card in full every month is best both for your wallet and your credit health. This has to do with a credit utilization rate, or how much of your available credit you're using. For example, if you have a $10,000 credit limit and a $1,000 balance, your credit utilization rate is 10%.
To avoid credit damage from high credit utilization, you want to keep it under 30%. The lower the rate, the better for your credit - so striving for 0% is always the best approach.
@@TerriSiler-hv8in The reason I say pay it off immediately is because when money is already tight, we folks can end up spending the money we are supposed to use to pay the credit card bill on something else and before you know it, you have interest piling up and late fees. So be smart and just pay in full each month. Anyway, it was just a suggestion and a method I used when I first started building my credit.
@@loupremo my daughter is in the credit business and specifically deals with credit cards and she says that they want a pay history and its better to leave a balance. Establishes a credit history but pay more than minimum payment but keep a little balance.
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