Couples are given tons of options to maximize SSI, whether they deserve it or not. Singles are not allowed a beneficiary, if they die early, all employee or employer contributions amounting to hundreds of thousands SS keeps, just not right. Singles should get higher payment early and if they live long reduce the payment or some other option, or give an option to withdraw as a lumpsum all contributions.
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Couples are given tons of options to maximize SSI, whether they deserve it or not. Singles are not allowed a beneficiary, if they die early, all employee or employer contributions amounting to hundreds of thousands SS keeps, just not right. Singles should get higher payment early and if they live long reduce the payment or some other option, or give an option to withdraw as a lumpsum all contributions.
Considering other options ….delay a little …seems much to gain ….took …with two years before 70 Almost ….( January 23 ) $200 less than full at 70 ….