They should teach a Dave Ramsey financial course in school. He completely changed my life and led me on a path I didn’t even know existed. Because of Dave I get to live and give like no one else. This guy is a hero.
His program is taught in tons of high schools around the US, I heard him say it on a video on here. It's a lot of high schools but I don't remember how many.
@@kellymary2444 Wow! That is so wonderful! I didn't know. Well, those kids are truly blessed with this kind of knowledge. I wish I would have been taught how to budget at an early age.
That's the thing, a lot of people don't know how to do basic goal setting. We are usually stronger in a few life areas than others. So like he says to work on the weaker areas.
The other day, at lunch at my work I was trying to get one more follower to the David Ramsey show and the guy said he is on it already. He then asked me what I had for lunch...I said, rice and beans. I it really was....6 more months to be debt free...🙏🙏🙏🙏
@@bottledoo3639 I am Brazilian, so we eat rice and beans every day + protein and vegetables. We like also to cook sausage inside the beans. It gives the beans more flavors. That was the meal I had that day. Rice and beans cooked with sausage...😉
5:20 Dave, some people's circumstances don't allow them to work. For e.g my case I was with my wife in a foreign country, I could not work there legally. Hope you are compassionate to people who are in this position as well. During that time my only hope was that God would somehow open a door so that I could work legally. I was offered a job but the employer would not provide me the legal right to work (My christian convictions did not allow me to violate the law). I had to stay to help my wife because of the kids.
If you have access to the internet there are many ways to earn money. You don’t necessarily need a physical job to go to. If something doesn’t exist, sometimes you can create it... an online source of income.
"Rich people are afraid of leaves," lol...thanks Dave for encouraging us not to have excuses to do what God created us to do BEFORE the fall, which is to work! 💪🏽👊🏽☝🏽 Proverbs 6:6-11 6 Go to the ant, O sluggard; consider her ways, and be wise. 7 Without having any chief, officer, or ruler, 8 she prepares her bread in summer and gathers her food in harvest. 9 How long will you lie there, O sluggard? When will you arise from your sleep? 10 A little sleep, a little slumber, a little folding of the hands to rest, 11 and poverty will come upon you like a robber, and want like an armed man.
Moghulmakers: the reality is us women in my male dominated engineering company is that we write our goals every year and the boss says: "You did an extraordinary job this year".....but no promotion. The men get promoted. We just keep filling out that goal form.
Dave Ramsey: 7 Goal setting categories NOTES: 1) Categories of goals: Career, personal financial, business financial, spiritual, physical, intellectual, family, social Zig Ziglar calls this the Wheel of Life. Zig says each person has a strong & weak area where you struggle w/. You need balance on all or you'll have a flat tire or consequences. 2) Write down your goals.
Which piece of the pie would creative goals fit in? As in just expressing myself creatively and working on my skills as an artist in a non-business atmosphere?
my brother has been unemployed for 8 years.. he quit his job because of 'work place stress' and never went back to work. now he's trying to find a job doing the same thing and he doesnt get it that his skills are outdated, he's too old, and he doesnt even put forth a huge effort.
I am not sure but can any Financial advisor or any one can help me stop ruining my life and more I am so overwhelmed with how help help help me out of this bad place
I like this man and have binge watched his shows in the past weeks, however I can't help the feeling I'm getting that he's slightly misanthropic, lol. But that's really just me complaining on high level.
Chocolate donuts! Aha! I knew there was something about him that was similar to me. Note to readers, may not find beans and rice on the menu at Ramsey Solutions. 😉
Even before the 2 min mark I know I'm screwed despite what Dave said. A career goal? Really? OK I have to write down my goals in my office for the boss. We all do. After 9 years trying to progress in this male dominated company, I still have NOT gotten the promotion that my boss said TO MY FACE he would give me. I see the lady coworker who wears clothes that are down to there and skirts up to there, I see the men going fishing with the boss, I see men who are buddies with the boss. Guess who got a promotion? The lay about buddy who talks sports with the boss, who completes half the amount of work that I complete. So my goal is not going to amount to anything. It's just me filling out the form year after year.
i disagree. i watched the first minute or two of this video up until the pie chart. I think the 5, debateably 6, areas you should set goals in are: 1) Intellectual: Constantly being a pursuit of knowledge 2)Social: MAKING or setting aside time for close friends and family 3)Physical: Having a physical outlet that you thoroughly enjoy which enables you to be active and allows you the physical capabiliy to not be prohibitted from enjoying things in life 4)Creative: a form of creative expression is also essential in my opinion, whether this is some form of art, photography, music, etc. that allows you to express yourself and relieve stress 5)Financial: Having financial goals and working towards a solid financial foundation allows you to relieve unnecessary stressors, that come from having a tight budget, and focus on the above categoies 6)Spiritual: This is debatable. I personally am a spiritual person, but i understand many people are not so I typically only say or suggest that people constantly be searching, not necessarily for a higher being, but his/herown individual place in the universe I think setting goals in these 5/6 categories allows for personal growth and ultimately enables you to achieve an overall well being which leads to happiness.
I think its important to set career goals but your career is something that should come second to each of the afformentioned 5/6 I have listed. You shouldnt ever move to a city for a job, but move to a city because you love the city and the atmosphere it provides.
This was great, I have been researching "business personal goals" for a while now, and I think this has helped. Ever heard of - Conoah Goalify Gotchie - (just google it ) ? Ive heard some decent things about it and my buddy got amazing success with it.
I think he is just making a point to get up out of our couch and off netflix and do something with our lives. Set goals and accomplish them. So he has to tell us his life to let us know he has been there and knows its not easy. Its called relating to people instead of just TELLING them what to do. People who are honest and open like Ramsey tend to touch more people's lives than people who pretend like they are perfect and never made a mistake in their entire lives so they have a right to tell you what you're doing wrong tends to never be able to really help anyone nor themselves because they are im denial. We all have strengths and weaknesses like he said in this video. Alot of the older generation like him are prideful and quick to judge and likes to tell our generation what to do, but are never honest and open about their own lives and experiences so that we can understand that it's coming from a place of love, experience and being there already. When Ramsey gives advice he always lets his listeners know he has been there to get to where he is at now to motivate us to make changes in our lives.
rosieforChrist: That's my point too. He always says; "Been that done that" he can relate. Like going to AA, all those people are in the same situation and can relate. Would you take advice from an alcoholic if you were one? If you wanted to loose weight would you ask someone who weighs 300 lbs?
Because of this Man I am starting to Change my family tree financially. He is the Man!!!!!!
It truly works!
Christian Sefesi No, you are the Man, you’re the one taking action!
Congratulations, I'm trying too!
@@mistyb8697 qqaaaa
@@pdxlife5879 aaaa
They should teach a Dave Ramsey financial course in school. He completely changed my life and led me on a path I didn’t even know existed. Because of Dave I get to live and give like no one else. This guy is a hero.
His info has done the same for me but i have learned that it does requires discipline.. Keep up the good work
His program is taught in tons of high schools around the US, I heard him say it on a video on here. It's a lot of high schools but I don't remember how many.
@@kellymary2444 Wow! That is so wonderful! I didn't know. Well, those kids are truly blessed with this kind of knowledge. I wish I would have been taught how to budget at an early age.
We took his class in my school in nashville!!
@@kellymary2444 aaaaaaaa
That's the thing, a lot of people don't know how to do basic goal setting. We are usually stronger in a few life areas than others. So like he says to work on the weaker areas.
The other day, at lunch at my work I was trying to get one more follower to the David Ramsey show and the guy said he is on it already. He then asked me what I had for lunch...I said, rice and beans. I it really was....6 more months to be debt free...🙏🙏🙏🙏
You are on the right track - you can be cheerleaders for each other!
I had one sausage with rice every meal today with soya sauce on the rice. And loved it. But how do you mix the two?
@@bottledoo3639 I am Brazilian, so we eat rice and beans every day + protein and vegetables. We like also to cook sausage inside the beans. It gives the beans more flavors. That was the meal I had that day. Rice and beans cooked with sausage...😉
Ana Paula Moraes I am about to have rice and beans.
Ana Paula Moraes how is it going?
5:20 Dave, some people's circumstances don't allow them to work. For e.g my case I was with my wife in a foreign country, I could not work there legally. Hope you are compassionate to people who are in this position as well. During that time my only hope was that God would somehow open a door so that I could work legally. I was offered a job but the employer would not provide me the legal right to work (My christian convictions did not allow me to violate the law). I had to stay to help my wife because of the kids.
If you have access to the internet there are many ways to earn money. You don’t necessarily need a physical job to go to. If something doesn’t exist, sometimes you can create it... an online source of income.
@@mayhemschild Yes I was doing it but I was earning a very modest amount.
Jesus would understand 🙏 if you needed to provide food on the table to feed your family .
Everyone should have goals
Career
Financial
Spiritual
Physical
Intellectual
Family
Social
Thanks for the list👍🏽
Thank you!
Ambition. Drive for a better life . Its what life is all about lazy you will get nowhere. Keep going & don't be afraid of hard work .
"Rich people are afraid of leaves," lol...thanks Dave for encouraging us not to have excuses to do what God created us to do BEFORE the fall, which is to work! 💪🏽👊🏽☝🏽
Proverbs 6:6-11
6 Go to the ant, O sluggard;
consider her ways, and be wise.
7 Without having any chief,
officer, or ruler,
8 she prepares her bread in summer
and gathers her food in harvest.
9 How long will you lie there, O sluggard?
When will you arise from your sleep?
10 A little sleep, a little slumber,
a little folding of the hands to rest,
11 and poverty will come upon you like a robber,
and want like an armed man.
Rosalind Robinson Cool!
Great goal setting video! I've watched most of you shows, and you provide reality for everyone who needs it.
Moghulmakers: the reality is us women in my male dominated engineering company is that we write our goals every year and the boss says: "You did an extraordinary job this year".....but no promotion. The men get promoted. We just keep filling out that goal form.
Dave Ramsey: 7 Goal setting categories
NOTES:
1) Categories of goals:
Career, personal financial, business financial, spiritual, physical, intellectual, family, social
Zig Ziglar calls this the Wheel of Life. Zig says each person has a strong & weak area where you struggle w/. You need balance on all or you'll have a flat tire or consequences.
2) Write down your goals.
DR is awesome 👏
where do i fond the full longer version of this presentation? in case there is
I started laughing so hard when he mentioned "rich people are afraid of leaves" XD
that last part hit home
Which piece of the pie would creative goals fit in? As in just expressing myself creatively and working on my skills as an artist in a non-business atmosphere?
Olivia Graves I would say under Intellectual
I would say Career
“You have a mistress called your business” oh man true words.
Good program 👍
Gosh!!! We are so much alike!!!
Is crazy!!
The man
Thanks you so much Sir
I want to eat chocolate doughnuts with Dave Ramsey 🍩🍩🍩🍩🍩
LOL
"no"
I owned a donut shop for 21 years.
Me too, Kim
Just what I needed today. Thank you, Dave!
Good reminders to be intentional with every aspect of our lives.
my brother has been unemployed for 8 years.. he quit his job because of 'work place stress' and never went back to work. now he's trying to find a job doing the same thing and he doesnt get it that his skills are outdated, he's too old, and he doesnt even put forth a huge effort.
Thanks
Absolutely love this
Interesting perspective.... never actually heard of this wheel....
Set big unreasonable long term goals and take small daily steps towards them
Goals in all realms=Balance.
Thank you 😁!
You got a misstress name your business. Omg! This is a hars reminder for me 🙈 and the social thing, I also struggle with that 🤣
Let's never have lunch! Good to see you!!!😂😂
So good 😂😂
I am not sure but can any Financial advisor or any one can help me stop ruining my life and more I am so overwhelmed with how help help help me out of this bad place
I like this man and have binge watched his shows in the past weeks, however I can't help the feeling I'm getting that he's slightly misanthropic, lol. But that's really just me complaining on high level.
Chrysi Chrysi He just doesn’t like stupid...
good
I'll remember this for the future
Chocolate donuts! Aha! I knew there was something about him that was similar to me. Note to readers, may not find beans and rice on the menu at Ramsey Solutions. 😉
I like this guy I’m laughing he goes the only one that I don’t get when a guy calls and says he was unemployed for two years. I don’t get it either.
Lack of initiative is how someone can be unemployed for 2 yrs. They depend on a job aka pay check
Good Job Dave TEACHING them How to CHEAT 😁
You can’t out-earn stupidity!
Even before the 2 min mark I know I'm screwed despite what Dave said. A career goal? Really? OK I have to write down my goals in my office for the boss. We all do. After 9 years trying to progress in this male dominated company, I still have NOT gotten the promotion that my boss said TO MY FACE he would give me. I see the lady coworker who wears clothes that are down to there and skirts up to there, I see the men going fishing with the boss, I see men who are buddies with the boss. Guess who got a promotion? The lay about buddy who talks sports with the boss, who completes half the amount of work that I complete. So my goal is not going to amount to anything. It's just me filling out the form year after year.
Ray Dalio's Principles in concise, succinct form: @t
Chocolate doughnuts? That's all? Hey Dave there are much finer edibles you have yet to discover. Cmon people, name him some better things:
........ powdered donuts? 🤣
Doubles, accra, roti, fried plantain, fried chicken....the list goes on
Kahlua ice cream, Godiva chocolates, whole All-Jersey milk, honey-roasted pecans, blueberry crisp, and oc a sou-vide Wagyu steak
DR meet Tony Robbins
Have you thought about training like, #GrantCardone, #TonyRobbins ? Check out NewMexicoLSVT.com to do. The same.
Don't diminish MBAs. They are fine random letters.
i disagree. i watched the first minute or two of this video up until the pie chart. I think the 5, debateably 6, areas you should set goals in are:
1) Intellectual: Constantly being a pursuit of knowledge
2)Social: MAKING or setting aside time for close friends and family
3)Physical: Having a physical outlet that you thoroughly enjoy which enables you to be active and allows you the physical capabiliy to not be prohibitted from enjoying things in life
4)Creative: a form of creative expression is also essential in my opinion, whether this is some form of art, photography, music, etc. that allows you to express yourself and relieve stress
5)Financial: Having financial goals and working towards a solid financial foundation allows you to relieve unnecessary stressors, that come from having a tight budget, and focus on the above categoies
6)Spiritual: This is debatable. I personally am a spiritual person, but i understand many people are not so I typically only say or suggest that people constantly be searching, not necessarily for a higher being, but his/herown individual place in the universe
I think setting goals in these 5/6 categories allows for personal growth and ultimately enables you to achieve an overall well being which leads to happiness.
I think its important to set career goals but your career is something that should come second to each of the afformentioned 5/6 I have listed. You shouldnt ever move to a city for a job, but move to a city because you love the city and the atmosphere it provides.
Not social either ~ fake people. Hate small talk, rather be productive.....meh 😐
Social is okay - we have different make-up.
Im for sure , STUPID ! In many ways.
What if you’re an atheist?
Repent
Find G d
Spiritual could also encompass emotional and mental well-being.
She is a doughter's woman and she can marry you 😆😆😆
Nutrition is your weakness. Please work on it. Maintaining is boring. Food is a great comforter..................
Gosh now he is boasting
This was great, I have been researching "business personal goals" for a while now, and I think this has helped. Ever heard of - Conoah Goalify Gotchie - (just google it ) ? Ive heard some decent things about it and my buddy got amazing success with it.
He certainly thinks highly of himself.
Philip Lane why wouldn’t he? He went from being bankrupt at 30 to a multi millionaire
I think he is just making a point to get up out of our couch and off netflix and do something with our lives. Set goals and accomplish them. So he has to tell us his life to let us know he has been there and knows its not easy. Its called relating to people instead of just TELLING them what to do. People who are honest and open like Ramsey tend to touch more people's lives than people who pretend like they are perfect and never made a mistake in their entire lives so they have a right to tell you what you're doing wrong tends to never be able to really help anyone nor themselves because they are im denial. We all have strengths and weaknesses like he said in this video. Alot of the older generation like him are prideful and quick to judge and likes to tell our generation what to do, but are never honest and open about their own lives and experiences so that we can understand that it's coming from a place of love, experience and being there already. When Ramsey gives advice he always lets his listeners know he has been there to get to where he is at now to motivate us to make changes in our lives.
rosieforChrist: That's my point too. He always says; "Been that done that" he can relate. Like going to AA, all those people are in the same situation and can relate. Would you take advice from an alcoholic if you were one? If you wanted to loose weight would you ask someone who weighs 300 lbs?
@John Lester RIGHT! I DO😁
@@Wisdom_Paramore EXACTLY!! We should celebrate ourself!! It is not bragging....
Full of himself
Ray Dalio's Principles in concise, succinct form: @t
Ray Dalio's Principles in concise, succinct form: @t