Person Finance Advice That Will CHANGE Your Life
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- Опубліковано 1 жов 2024
- Does the topic of money strike fear, guilt, or shame in your heart? If the answer is yes, drop everything and watch this episode of MarieTV now. I interview “My Money My Way” author Kumiko Love (aka “The Budget Mom”) who shares her top tips to face your financial fears, take control of your money, and live a life you love…on a budget you can afford.
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Thank you so much for having me on the show! I am cheering your whole community on!!
We're so honored that you joined Marie on the show. Our community is RAVING about your advice and insights. - Heather, Team Forleo
I sooo wish I had heard this conversation 30 years ago ❤️ you are doing essential work 👏👏👏
I needed this today thank you so much !!!!
Thank you so much I really needed these tips I feel another level of peace already. So excited to find and follow more of your content. Thank you again for sharing your story to help others 🙏🏽♥️✨
Beautiful conversation. I just scheduled a money date with my husband for this weekend. I'm also reviewing my business budget today. I'm getting clear with my multiple financial goals and my why!!! Thank you.
WAHOO! Love this Leah! :) - Monauar, Team Forleo
Good for you that you paid off your house, because the interest you pay on any debt is ALWAYS higher than the interest you can earn on an investment. Even Dave Ramsey, the financial guru and all Christian financial advisors will tell you to pay your house off as fast as possible and overall be debt free.
In the Bible in Proverbs 22:7 it tells us: "The rich rules over the poor, and the borrower is the slave of the lender."
I also paid my hime off and it is so peaceful to know that I have a for sure roof over my head.
And that story with your son eating a $1 ice-cream that you had to "finance" brought me to tears, because I know exactly what that feels like.
Thank you for being so open.
I didn’t expect to get so emotional while listening to a money advice episode. I connected to all of the points you both mentioned and I cannot wait to begin my journey. I am there. I recently had my “look on the rear view mirror and I want an amazing life, a stable and full of possibilities life for my child” moment. And she is two years old too!
I deeply understood how our own truth is the one that matters, why our decisions have to come from within, how that also becomes the drive in our actions and consistency in them. And it is so moving to listen to you confirming what it feels like and addressing this issue, this incomprehensible adult world of money and life style does not have to stay unknown and out of control. I am going to take action, I am going to do my best and I will get my finances in order and from there I know the peace of mind and self-confidence it will create, will allow me to go further and concentrate in creating my future business!
I have been looking for a while to understand and manage my personal and family finances but I never got to a point of truly knowing what I had to do, I believed there was no way if I didn’t study finances at school (and I didn’t!)!
I can’t wait I can’t wait I can’t wait!
Thank you for sharing this episode and for making it from and for what matters. Freedom, peace of mind and so, happiness in life.
Thank you for connecting so strongly and bravo to you both!
Your words are so beautiful- thank you for sharing them here for all of us to read and witness. Here's to you creating the future of your dreams for you and your daughter. xo- Heather, Team Forleo
I was in tears all through this episode! Women taking control of thier finances and thier financial freedom hit me today in a way it hasn't before. I didn't even know I needed to hear this, but clearly I did! I pulled out an old bulletin board, and clip boards, and I have no idea what Kumiko even has on her wall behind her, but I am gonna create my own that represents my goals. And, not following what everyone says is the "right" way. Doing what makes sense for our own unique situation is powerful! I wrote so much throughout this episode. I now have a better understanding of where I need to be and what I need to do. I'm uncovering what I need to focus on, and taking back control. For me, success isn't about money per se, it's about having money to create a life that gives me time with the people that are most important to me. That's been an eye opener for me recently! I am so excited to learn more, and can't wait to educate myself even more to keep moving in the direction of financial freedom. Thank you beautiful souls. :)
Serenity, thank you so much for taking the time to share this. "...success isn't about money per se, it's about having money to create a life that gives me time with the people that are most important to me." This is such a beautiful statement, and you are exactly right! We're so glad you enjoyed this conversation with Kumiko as much as we did. - Jeremy, Team Forleo
The first connection I made is the suggestion of writing things down for a month or two. It’s like when you want to lose weight, you should write down what you eat for a week, month, whatever, and do the math on the calories, fat, carbs, etc. and find the problem areas. Same exact concept! Physical health and financial health, I love it!! It’s also the same in both, you probably kinda know where the problems are but also being a very visual person, it helps me to see it. Thank you for that!
OMG! This is what I do. I literally just updated my numbers in my calender.
A Maze Ing! Here's the key that people of all ages need when adulting. Take a look. Don't be scared. Take control. The Budget Mom is remarkable. Can't wait to see her take out the toilet. Going to follow now.
Excellent interview. I've been working on my money goals and I feel these next few years are going to be abudant years for me. I feel it in my soul.
YES THEY WILL BE Rosamaria! Let's make those money goals come to life :) - Monauar, Team Forleo
This is so good!!!
This really hit home for me. After becoming a mom, I have become a lot more anxious about money and I know I spend too much to reach my saving goals. I know I need to dig deep to find the reason for my impulse buys, but you motivated me to track my expenses while listening to the podcast. A good first step.
Likewise. Well said.
I so needed this! Thanks for the great information.
Thanks for this guest, loved her!
Thank you for sharing that with us! - Heather, Team Forleo
I LOVE LOVE LOVE you Marie for doing this interview. The interview I've waited 45 years for xoxoxxoxoxoxoxoxo
Yes!!! Loved this episode. Thank you Marie. 👏🏽💗 so on point, emotional attachment to money is true and valid. Thank you for this 👏🏽 👏🏽💗💗
Keeping track of my expenses and where my money is going. Great tips!! Thanks Marie and Kumiko.
Enjoyed listening to this show. Learned a lot and started looking at my budget today. My 'have to do' changed in 'doing'. Yes! "Living in the unknown is a lot scarier than not knowing" This is so true.
My biggest takeaway was to get clear about where you are at financially. By getting out of the dark you can help alleviate the money anxiety and feel more in control. I love the idea Kumiko had of printing out your bank statements and highlighting like items the same color. I think that’s the action I’m going to start with! Thanks Marie and Kumiko! ❤️
We're so honored that you found this helpful and inspirational for taking action. YES! Get after it, Marie. - Heather, Team Forleo
I found TBM in 2018 and let me tell you that has transformed my life. I am so thankful for Miko's transparency and drive for helping people along their journey.
Thank you for the essential conversation!!!
Aquiring information is the best way to manage risk. The more you know, the better decisions you make.
I love TBM! She has helped me gain control of my financial goals so much!
My takeaway was there is no guilt for starting where I am. Just start!
I agree with komiko, as an entrepreneur it's really much better if it's no mortgage💰 or debts. Love this content ❤.
me to
This was a fantastic episode
We're so glad you liked it Lauren! - Monauar, Team Forleo
I'm a huge fan of earning more money, and I think everyone should have a side hustle. Side hustling can allow you to earn that little bit of extra money that can help you achieve your financial goals faster - whether it's paying off student loans or saving for retirement.
You are right. I also started my journey towards actualizing Financial independence. I am sick off earning from only one source especially 9-5daily. But I am having a tough time finding a good investment adviser. Seeing your testimonies, I believe that you achieved this through a good tactical means. I hope you don't mind sharing information on how you made it possible?
@@jarrettmacurdy3612 I don’t really believe in luck. I learn from one of the best. Gaining from investing is possible if only you can control you emotions, always sticking to the original plan ( cutting your greed to acquire more profit with a particular trade). I had a similar experience in the beginning until I met a professional her name is Jane Polidoro Page she is quite popular for her services, she made me financially stable investing through her help now I earn on a monthly basis... So I’ll advise you do get a good Investment advisor for yourself.
@@davidreus9321 I appreciate your advice. It's hard to find someone that's reliable. When I see how much you've made investing, I could really use your investment advisor. That is, if you don't mind sharing her information.
@@jarrettmacurdy3612 Sure!! She is easy to find , make a quick research of her on the internet with her name Jane Polidoro. She works with anyone independent of their location.
My biggest takeaway is that it is alright to handle my finances how it suits me. I've read about "budgeting "repeatedly, but nothing really changed. I've now been tracking exoenses for over a month, and plan to start checking that against statements. Thank you for the encouragement, in the meaning of the word encourage, to hearten, so I felt strong enough to start looking at MY finances.
That really impacted us too Kay! You can absolutely handle your finances in a way that works for YOU. XO - Monauar, Team Forleo
Thank you for this video. It's good to know we can do money our own way. My husband has always had control over our finances. We would always argue about what to do about the money because he would always talk about how broke he was when I thought something was seriously needed. We had over 10 children, 14 by the way and only his income, IN CALIFORNIA!!! LOL One time septic tank stopped working and I blamed him and told him how wrong he was with finances. The septic people told us it may cost 27,000 to fix. I worried and stressed so he finally turned the finances over to me. In the meantime the septic needed pumping and got fixed for $300. I had no clue what I was doing . When I ran out of money, I looked to him for more money he said what are you talking about, I turned it all over to you.
Right then and there I found out I would rather ask him for money than him me. I then learned to embrace the way he deals with money. We've always had food on the table and a roof over our head. We have 2 homes the one in CA is paid off. to make a long story shorter I became a real estate agent and as soon as I started, I found a financial provider. Asked him to let me handle my own money and he stay out of it. He agreed and now I can invest, do what I want and help him become debt free. My goal is to bring our finances together with him being able to get what he wants. He's a very good husband he works very hard to take care of his family.
Everything is figureoutable, Audra! Thanks for stopping by and sharing your story. -Jeremy, Team Forleo
So true! Your financial freedom depends on your mindset.
Also, you should always plan your finances having your present life in mind. Don't forget to enjoy life, while planning for the future.
Thank you for this episode.
Great video. I enjoyed the sentiment and how she broke down the simplicity of her system. Thank you.
I've sorted out all my paper and started a tracker and defined what my money goals are! Thank you! I'm a single Mum in NZ and really appreciate this video!
This has changed my perspective 360 degrees. Everything you say is a spot on. Especially this - "You cannot put a dollar value on peace of mind." It changed how I look at money. Thank for this! Love you both!
Wow! This is one of the best episodes of Marie TV that I’ve watched. Practical and brutally honest advice. I feel so empowered listening to this as a new mum. My finances were in order before pregnancy/maternity. However, since giving birth it seems that finances are scary and chaotic. Kumiko and Marie - you are both doing great work.
Hey there Tevec! Thanks so much for sharing that with us. We're so glad you enjoyed the episode! Congratulations on your little one :) - Monauar, Team Forleo
Great way to be proactive, not reactive
Glad to see your doing well. I ended 2021 driver of the year in my division for my company and have been the top driver pretty much the whole start of 2022, it's exhausting. My main priority is preventing burn out and my health. Check you later, from Nitro WV catch you on the flip flop
Thank you I needed this!! I was in tears as I thought about my why and realizing I CAN do this and get on track to taking control. I am so glad I heard this today. I’ve been stressing out about our finances. Now I know I can start by gathering and examining our spending then take the next step. I don’t have to do it all this week! Thank you
You're SO welcome, Christie. We hope that this episode inspires you and your heart in the most beautiful ways. You CAN do this. - Heather, Team Forleo
Thanks for this! Love you both! 💗
You're welcome, Liesje. We're so glad you enjoyed this! -Jeremy, Team Forleo
2 of my favourite people on the show. I have Miko's book!!
Terrific content. Thanks for sharing
Great interview Marie! Thank you so much! Keep up the great work!
We appreciate it, Jack. - Heather, Team Forleo
I’m male and a single dad raising a child on my own and divorce left me in financial despair. I recently came across your channel and I just want to tell you how much I appreciate your channel. I’ll definitely look up the budget mom. I’ve had a budget for several years. I’m eager to learn how to improve financially.
I enjoyed hearing that we sometimes need to make decisions, and that it okay to make money decisions, that make our soul more comfortable, not just what is the best way to save or spend money. Specifically, my husband and I both have been told by many that we shouldn't have paid off our house, and to keep our mortgage, and to out our money elsewhere, but for us, not having a mortgage is about the best thing we can do for our nervous system. We both have very low tolerance for debt, and no mortgage makes us feel lighter and more at ease than any other money decision we've ever made. Thank you for reminding us it isn't all about the numbers.
AND, I love that you both are good speakers and don't use "like" and "um" every other word!
This is awesome! The best takeaway for me is that I can still stay true to my goals and values and I do not have to choose between attacking my debt and honoring my values. This is such a big relief. Now I just have to figure out how to make it happen! Love ❤️ Marie, her guests and all that she and her team does. Marie always inspires me to achieve and be more and to never give up on my dreams. I am grateful the world has her gifts and that we all get to share in her knowledge through her company, videos, books and Marietv
Apart from many many many points adding to my learning of finances , knowing that Defining our own financial success is okay is the boost I needed. So thank you so much to this exchange and imparting of experiences from both of you 🙏
Fab advice here
How do I get my wife to align with me on this goal...we are both close to retirement and I am the only one working for the past 22 years...she keeps wanting to spend money and not wanting to save...any suggestions besides me forwarding her this video?
I like this session. And got to learn a lot, not only about finance but also about the thinking way towards life and towards family. Thank you so much.
How do you find youre why? I’ve been struggling with this for years.
Kamiko does not like the way she looks? What should the rest of us do? Such a beautiful woman
I close my eyes and she sounds exactly like Laci Green
It should have read “well done”.
Biggest take away: budget everything every time that you receive your money
"Living rich without much by living simply"
I just felt so empowered to do it my way. Hearing the "experts" and here you both as well and then knowing me and my situation allows me to create based on real life. Also without guilt, just being consistent and being sure to stay aware of my spending and goals. Thank you
You can absolutely do it your way friend! :) We're thrilled for you and so excited to see what you create. All our love! - Monauar, Team Forleo
OMG thank you …that’s why I spend to make me feel better because I don’t like how I look . Will read the book
Thank you so much Team Forleo. This episode touched my heart and resonated with me in all ways. Kuddos to all of you. Great job. Sending lost of blessings and love to your team.
My biggest take away lesson from this episode is to get all my finance related documents in one place. And i am committed to creating a dedicated space to keep all these docs and sort them in categories.
Hi Meenakshi! We're so glad you enjoyed this episode. Here's to you taking action in creating a dedicated space for your finances. That's a huge win! - Monauar, Team Forleo
I love this! I was told I was stupid for paying off my home but it was the best decision for me and my kids Thank you for sharing this ❤
We're so glad you followed your own plan Danni! Congrats on paying off your home, that's a huge accomplishment! - Monauar, Team Forleo
Thank you so much for your honesty and courage in sharing how to get out of a really difficult financial position. I have been having sleepless nights for months, worrying about how to manage, and this has made me realise I can tackle everything one day at a time; one problem at a time. And that's ok.
My why? So I can be debt free, have a mortgage free home eventually, and never be a burden for my children.
And right now, I am going to start getting everything ready for my tax return! Suddenly it had become less scary!
Thank you again 🌷
Take that fear out of it, Penny! Look at you taking action and stepping into your power. We love to see it! - Heather, Team Forleo
My absolute favorite advice was breaking down the budget to work for each paycheck instead of monthly. Yes, I couldn’t agree more!!!
She’s the FIRST money coach I’ve heard suggesting breaking down the budget to work for each pay period instead of per month. It’s so hard for me to wrap my mind around a monthly budget when I get paid biweekly or weekly.
Making the money inflow and outflow match seems like a no-brainer to me, so I don’t know why more coaches do it. Thank you for speaking the truth.
Right? That paycheck tip is steeped in a reality for SO MANY of us. Thanks for sharing your words here, Melissa. Have a lovely day. - Heather, Team Forleo
Great advice - well donez
such an exciting vlog!
This interview was full of such warmth!!! I loved Komiko’s personality and how beautifully Marie participated in this interview! So so beautiful & valuable at the same time! Thank you!
We're so glad you enjoyed it. Thank YOU for watching. - Heather, Team Forleo
TBM MEETS MARIE!!! 🔥🔥🔥🔥
Such a great interview! Loved the practical tips and just that reassurance that life happens and it doesn't have to derail your plans! So many advisors (financial and otherwise) are so academic with their advice and it never takes life into account... so you end up feeling like you have failed even before you've begun! Kumiko's interview makes me feel like I have a chance at winning. So keen now to see what her book has to say 😁🤞
You most certainly do have a chance at winning, Sanchia. Never for get that! - Heather, Team Forleo
Like your personality
Damn. Why she gotta make me cry though.
. We get it. - Heather, Team Forleo
This was so good!!
I love her conviction!
😩
🙏🏾🙏🏾🙏🏾❤️