For those from the US seeking a move to Portugal, private health insurance comes with many questions. As with previous vids I have made on the topic, this is a quick update to keep showing how affordable private health insurance is in Portugal.
I am sorry to say that soon the prices will be driven up by expats, just like what happened to the rental and sales real estate markets. Those prices are affordable to expats, not so much to native Portuguese, who end up being priced out of a lot of things.
@@ASouFagreat comment, shouldn’t the government be stepping in to help the Portuguese? It seems like they should be helping their own before giving us discounts or incentives?
@@traveltidbitsrus I believe the Portuguese Heath care system is ok, but is being overwhelmed by the large number of people moving to Portugal. Private plans might be faster and more suitable for those not used to dealing with public health. I don't know if all foreigners can use it, Brazilians can because there's an agreement to use the public health system in Portugal ,all Brazilians have free public health in Brazil. Many natives and some immigrants (Brazilians etc... ) are getting private plans as well, but the way prices are increasing on everything, that is one more thing people will have to do without. If I have learned anything by being connected to three countries is that, governments hardly ever really care about how their policies will affect most, as long as their "chosen few" profit. It seems that Portugal " foi com muita sede ao pote" e "enfiou os pes pelas maos" now it's a mess and a lot of people who did what they were "kinda" welcomed to do are in a very dire situation. As far as health insurance, in my view, is not that it is so affordable, the truth is that in America Health Insurance is absurdly expensive, and it's something that should never be for profit, never.
Our private insurance was increased 60% and it is not so affordable anymore. We pay slightly more than what we paid in the US. But we had a corporate self-pay insurance in the US. Also the copayments have increased. A family members copay for a pet scan this year was was 300 Euro. I can guess how the couple was on the hook for the 36K for prescriptions. The whole appointment system is also strange. You can have an appointment and wait in the waiting room until you can‘t wait anymore and you have to go home without having received any care. Or appointments you waited for at least 2 months get cancelled a week before the appointment and you have to get back in the line and wait another 2 months. And this is private care. I am writing this so viewers know what they are signing up for.
That is only halfway through the year. It's drugs related to a botched surgery, which may be another video down the road. Yes, lots of drugs are not covered at all. Plans have pre-existing conditions, some lasting up to a year. We have lived here almost 5 years and the "exceptional" healthcare claim is a myth. Yes, you won't go bankrupt like the US, but, you get what you pay for.
@@traveltidbitsrus Thanks for the response. More videos on the Healthcare system in Portugal would be appreciated.. My wife and I both have medical issues. This is something to consider before taking the plunge. Thanks again!!
Thank you very much for the informative video. Did you use an insurance broker to purchase your policy? If so, what company? We are a family of 4 moving to Portugal in July using the D7 visa and would like to get health insurance for our family. We are also moving my 88-year-old mother with us who currently has Medicare. She lives with us.
We have insurance through an employer, similar to the US. We use Medis and you can go online and see how much a family of 4 would cost. I can tell you the insurance premiums have increased dramatically since we moved in 2019.
US is the worst and second next is Canada when comes to the medical mafia. Unfortunately can't call them any different. The cost in US for healthcare is insane high. Canada has a so called "free" health care where you are literally a hostage of the system. There are not much private options and for the little what exists the cost is extortionate. In Canada you get most things covered, however, the wait line is abnormal long and the doctors the government brings in I feel safer sometimes with veterinaire. The drugs Canada provide is generic and compare to EU standards are toxic waste. The US drugs are not much different either, except you pay a fortune for it. Both countries have terrible drugs. What is lot better in PT is that you have lot better quality of food and and lot better lifestyle. Probably no money over there but sometimes one needs to choose between money or life. In Canada people make lot more money then in PT but the liberal-fascist government steals everything from people with over taxation and the stupid high cost of living. Once your retired they give you alimony for pension and free MAID (assisted suicide). Canada is the country where Satan lives. It is great to know that in PT at least there are options and it is lot more affordable.
![Private or Public Health Insurance in Germany [Which One To Choose?]](http://i.ytimg.com/vi/M4WyXxSoe1I/mqdefault.jpg)
For those from the US seeking a move to Portugal, private health insurance comes with many questions. As with previous vids I have made on the topic, this is a quick update to keep showing how affordable private health insurance is in Portugal.
I am sorry to say that soon the prices will be driven up by expats, just like what happened to the rental and sales real estate markets. Those prices are affordable to expats, not so much to native Portuguese, who end up being priced out of a lot of things.
@@ASouFagreat comment, shouldn’t the government be stepping in to help the Portuguese? It seems like they should be helping their own before giving us discounts or incentives?
@@traveltidbitsrus I believe the Portuguese Heath care system is ok, but is being overwhelmed by the large number of people moving to Portugal. Private plans might be faster and more suitable for those not used to dealing with public health. I don't know if all foreigners can use it, Brazilians can because there's an agreement to use the public health system in Portugal ,all Brazilians have free public health in Brazil. Many natives and some immigrants (Brazilians etc... ) are getting private plans as well, but the way prices are increasing on everything, that is one more thing people will have to do without.
If I have learned anything by being connected to three countries is that, governments hardly ever really care about how their policies will affect most, as long as their "chosen few" profit.
It seems that Portugal " foi com muita sede ao pote" e "enfiou os pes pelas maos" now it's a mess and a lot of people who did what they were "kinda" welcomed to do are in a very dire situation. As far as health insurance, in my view, is not that it is so affordable, the truth is that in America Health Insurance is absurdly expensive, and it's something that should never be for profit, never.
Our private insurance was increased 60% and it is not so affordable anymore. We pay slightly more than what we paid in the US. But we had a corporate self-pay insurance in the US. Also the copayments have increased. A family members copay for a pet scan this year was was 300 Euro.
I can guess how the couple was on the hook for the 36K for prescriptions. The whole appointment system is also strange. You can have an appointment and wait in the waiting room until you can‘t wait anymore and you have to go home without having received any care. Or appointments you waited for at least 2 months get cancelled a week before the appointment and you have to get back in the line and wait another 2 months. And this is private care. I am writing this so viewers know what they are signing up for.
36k for prescriptions 😢. If I may ask what kind of medications were they taking? And some medications aren't covered at all?? That's scary
That is only halfway through the year. It's drugs related to a botched surgery, which may be another video down the road. Yes, lots of drugs are not covered at all. Plans have pre-existing conditions, some lasting up to a year. We have lived here almost 5 years and the "exceptional" healthcare claim is a myth. Yes, you won't go bankrupt like the US, but, you get what you pay for.
@@traveltidbitsrus Thanks for the response. More videos on the Healthcare system in Portugal would be appreciated.. My wife and I both have medical issues. This is something to consider before taking the plunge. Thanks again!!
@@Pauln71 I'l try to make a few more vids.
Thank you very much for the informative video. Did you use an insurance broker to purchase your policy? If so, what company? We are a family of 4 moving to Portugal in July using the D7 visa and would like to get health insurance for our family. We are also moving my 88-year-old mother with us who currently has Medicare. She lives with us.
We have insurance through an employer, similar to the US. We use Medis and you can go online and see how much a family of 4 would cost. I can tell you the insurance premiums have increased dramatically since we moved in 2019.
US is the worst and second next is Canada when comes to the medical mafia. Unfortunately can't call them any different. The cost in US for healthcare is insane high. Canada has a so called "free" health care where you are literally a hostage of the system. There are not much private options and for the little what exists the cost is extortionate. In Canada you get most things covered, however, the wait line is abnormal long and the doctors the government brings in I feel safer sometimes with veterinaire. The drugs Canada provide is generic and compare to EU standards are toxic waste. The US drugs are not much different either, except you pay a fortune for it. Both countries have terrible drugs. What is lot better in PT is that you have lot better quality of food and and lot better lifestyle. Probably no money over there but sometimes one needs to choose between money or life. In Canada people make lot more money then in PT but the liberal-fascist government steals everything from people with over taxation and the stupid high cost of living. Once your retired they give you alimony for pension and free MAID (assisted suicide). Canada is the country where Satan lives. It is great to know that in PT at least there are options and it is lot more affordable.