John, my 92-year-old mother called me last night after a Home Title Lock commercial. She was just worried sick that someone would change her deed, sell her property, and put her out on the street. It's such a shame that there are people who gladly sell fear just to make a buck. Thanks for the info.
John, I think you should go ahead as you suggested, and try to get that title for 1500 Pennsylvania Ave. Let's face it, pretty much ANYBODY would be an improvement on the current occupant. That might be the only reason to go for Home Title Fraud that I can think of.
Question, how about the lady in the commercial who said one day the police showed up and removed her and her family from their home because they didn't own the house anymore? My mom and dad transferred (through an attorney) ownership of the house to me. My dad is deceased but my mom still lives there but the house is in my name. We did this 6 years ago so if my mom had to go to a nursing home, the nursing home wouldn't take the house. What about that lady's story from the commercial?
I had the exact same question, and I have not been able to get any answers. I suppose it is possible that the scammer forged a deed, recorded it, then sold the house to someone else. The new owners thought they were the REAL owners, and called the police. Unfortunately, the police are not trained or equipped to handle this type of fraud.
@@RealEstateCoffeeBreak So what is a person supposed to do if someone does this to them? get the deed of your home and put their name on it? anyone can know someone who is a notary and get them to do the scam with them. what are the real owners supposed to do?
If anyone comes to your door or contacts you and claims they are the true owner of the property in question, you should immediately call your attorney and ask them to check the title. You probably purchased OWNERS TITLE INSURANCE when you bought the house, but even if you didn't, you can hite a title attorney to run title and assist you with clearing any fraudulent claims. Your attorney can also assist you with filing charges of GRAND LARCENY against the scammer so that they go to jail. Grand Larceny is illegal in every state in the union.
I believe it IS a scam because they falsely claim that you can easily lose ownership of your house. That is NOT true. The truth is that ANYONE can file fraudulent deeds nd have those deeds recorded, but that action does NOT convey ownership. They also falsely claim that, if a scamster DOES file fraudulent deeds, they can then use YOUR home as collateral on LOANS and that YOU might then be responsible for paying the money back. That also is not true. I can file a deed that says I am the owner of the WHITE HOUSE at 1600 Pennsylvania Avenue in Washington DC. But filing that deed does not make me the owner.
I Had seen some Pathetic infra commercials but this one takes the Cake. It's amazing how Greed will scare people that have nothing to worry about into second guessing themselves.
It is truly amazing. I was thinking about offering HOME METEORITE INSURANCE promising to let you know if your house got hit by a meteorite. Only $16 per month. It turns out that about a million meteorites hit the earth's atmiosphere every day. Maybe one in a million gets through the atmosphere, but if it hits YOUR house, you'll probably want to know. In order for me to let you know, you would have to notify me. Like Home Title Lock, I would offer no protection, just notice.
I was quite disappointed in some of the people I saw endorsing this product. It is a scam and it preys on the unrealistic fears of primarily elderly people.
Thanks for this information, but In your first example, 0:55 you said ANYONE can file a deed on your property, but as long as it’s not in your signature, you don’t have to worry. But what would happen if they were able to duplicate your signature? And then later on, at 3:28, you say there’s no Notary that would participate in this fraudulent activity. So I guess that must be the only profession where everybody is 100% honest? Someone could take a weekend course, and be a notary. And someone who is fraudulent, can be a “witness”for free.
Good questions - here are the answers: 1. Even IF the scammers could duplicate your signature, it is STILL FRAUD as long as YOU did not sign it. Most states require that deed signatures be made in front of a NOTARY and an UNOFFICIAL WITNESS. Assuming the duplicated fraudulent signature was flawless, you would subpeona the NOTARY to testify that he WATCHED you sign it. You, of course, could prove that you DID NOT sign it. 2. Yes, I am sure there are crooked notaries out there. But is that crooked notary prepared to commit perjury in a court of law? Unlikely. He got paid $5 for the notarial act, now he facing jail time for GRAND THEFT and MAJOR FRAUD. And if he did it once, he's probably done it before. Let's start looking at his PAST notarial acts. This entire house of cardes is gonna come tumbling down!
They sign an OWNERS AFFIDAVIT at closing in which they SWEAR that they are the true owners. But they are NOT. It is like asking: How am I able to drive 85 miles per hour on the expressway when the speed limit is 65? The answer is that I have not yet been caught.
I always see these commercials and think wow, so you falsify a document, that is too bad for the bank but doesnt affect me, who has tons of documents proving ive bought this property over years of payments
I believe it IS a scam because they falsely (and dishonestly) claim that you can easily lose ownership of your house. That is NOT true. The truth is that ANYONE can file fraudulent deeds nd have those deeds recorded, but that action does NOT convey ownership. They also falsely (and dishonestly) claim that, if a scamster DOES file fraudulent deeds, they can then use YOUR home as collateral on LOANS and that YOU might then be responsible for paying the money back. That also is not true. I can file a deed that says I am the owner of the WHITE HOUSE at 1600 Pennsylvania Avenue in Washington DC. But filing that deed does not make me the owner.
John, my 92-year-old mother called me last night after a Home Title Lock commercial. She was just worried sick that someone would change her deed, sell her property, and put her out on the street. It's such a shame that there are people who gladly sell fear just to make a buck. Thanks for the info.
This so-called service preys on seniors. Good luck, Jim!
You are 100% right on what you had said on HOME TITLE LOCK ,it is a scam I had been there.
Thanks for sharing your experience.
Next scam they will cook up will be "auto title lock" and they'll offer it as a bundle along with home title lock. Hahahahaha
The latest is HOME WATER SUPPLY LINE INSURANCE for $8/month. Only an idiot would sign up for this, but it is happening.
John, I think you should go ahead as you suggested, and try to get that title for 1500 Pennsylvania Ave. Let's face it, pretty much ANYBODY would be an improvement on the current occupant. That might be the only reason to go for Home Title Fraud that I can think of.
Brenda, I think you mean 1600 Pennsylvania Avenue. And I agree with you as ot the current occupant. There is no "there" there.
@@RealEstateCoffeeBreaksadly, true.
I recently checked on the occupant at 1600 Pennsylvania Avenue, and iut turns out that there is no one at home.
yeah just check county record online often agree notary needed ....its 20 a month now
I guess inflation is hitting even the scammers.
It is a scam....they basically do what you can do, which is go online and monitor your deed info.
In addition, the act of attempted title theft is GRAND LARCENY.
Question, how about the lady in the commercial who said one day the police showed up and removed her and her family from their home because they didn't own the house anymore? My mom and dad transferred (through an attorney) ownership of the house to me. My dad is deceased but my mom still lives there but the house is in my name. We did this 6 years ago so if my mom had to go to a nursing home, the nursing home wouldn't take the house. What about that lady's story from the commercial?
I had the exact same question, and I have not been able to get any answers. I suppose it is possible that the scammer forged a deed, recorded it, then sold the house to someone else. The new owners thought they were the REAL owners, and called the police. Unfortunately, the police are not trained or equipped to handle this type of fraud.
I am sure it was all staged to help validate their scam.
@@RealEstateCoffeeBreak So what is a person supposed to do if someone does this to them? get the deed of your home and put their name on it? anyone can know someone who is a notary and get them to do the scam with them. what are the real owners supposed to do?
If anyone comes to your door or contacts you and claims they are the true owner of the property in question, you should immediately call your attorney and ask them to check the title. You probably purchased OWNERS TITLE INSURANCE when you bought the house, but even if you didn't, you can hite a title attorney to run title and assist you with clearing any fraudulent claims. Your attorney can also assist you with filing charges of GRAND LARCENY against the scammer so that they go to jail. Grand Larceny is illegal in every state in the union.
In Texas, Home Title Insurance does NOT insure against title or deed theft or the attempt on same.@@RealEstateCoffeeBreak
It is not a scam but why pay for something you could do yourself for free but probably never will.
I believe it IS a scam because they falsely claim that you can easily lose ownership of your house. That is NOT true. The truth is that ANYONE can file fraudulent deeds nd have those deeds recorded, but that action does NOT convey ownership. They also falsely claim that, if a scamster DOES file fraudulent deeds, they can then use YOUR home as collateral on LOANS and that YOU might then be responsible for paying the money back. That also is not true. I can file a deed that says I am the owner of the WHITE HOUSE at 1600 Pennsylvania Avenue in Washington DC. But filing that deed does not make me the owner.
I Had seen some Pathetic infra commercials but this one takes the Cake. It's amazing how Greed will scare people that have nothing to worry about into second guessing themselves.
It is truly amazing. I was thinking about offering HOME METEORITE INSURANCE promising to let you know if your house got hit by a meteorite. Only $16 per month. It turns out that about a million meteorites hit the earth's atmiosphere every day. Maybe one in a million gets through the atmosphere, but if it hits YOUR house, you'll probably want to know. In order for me to let you know, you would have to notify me. Like Home Title Lock, I would offer no protection, just notice.
God bless you brother!!!
Thank you kindly
WOW Thanks Jon, I was just watching this with some suppose to be reputable people endorsing it😞😞
I’m not into real estate but I SUBSCRIBED 😎
I was quite disappointed in some of the people I saw endorsing this product. It is a scam and it preys on the unrealistic fears of primarily elderly people.
HomeTitleLock folks claim someone can then take a loan out on your home for which you are responsible. Is that true?.
No, it is not true.
Thanks for this information, but In your first example, 0:55 you said ANYONE can file a deed on your property, but as long as it’s not in your signature, you don’t have to worry. But what would happen if they were able to duplicate your signature?
And then later on, at 3:28, you say there’s no Notary that would participate in this fraudulent activity.
So I guess that must be the only profession where everybody is 100% honest?
Someone could take a weekend course, and be a notary. And someone who is fraudulent, can be a “witness”for free.
Good questions - here are the answers:
1. Even IF the scammers could duplicate your signature, it is STILL FRAUD as long as YOU did not sign it. Most states require that deed signatures be made in front of a NOTARY and an UNOFFICIAL WITNESS. Assuming the duplicated fraudulent signature was flawless, you would subpeona the NOTARY to testify that he WATCHED you sign it. You, of course, could prove that you DID NOT sign it.
2. Yes, I am sure there are crooked notaries out there. But is that crooked notary prepared to commit perjury in a court of law? Unlikely. He got paid $5 for the notarial act, now he facing jail time for GRAND THEFT and MAJOR FRAUD. And if he did it once, he's probably done it before. Let's start looking at his PAST notarial acts. This entire house of cardes is gonna come tumbling down!
How those the criminals take loans out against the house ?
They sign an OWNERS AFFIDAVIT at closing in which they SWEAR that they are the true owners. But they are NOT. It is like asking: How am I able to drive 85 miles per hour on the expressway when the speed limit is 65? The answer is that I have not yet been caught.
do banks accept these farudulent deeds?
Yes, because the banks ALWAYS purchase a product called LENDERS TITLE INSURANCE which protects that lender against fraudulent deeds.
Great a video John 👍
Thanks for the visit
I always see these commercials and think wow, so you falsify a document, that is too bad for the bank but doesnt affect me, who has tons of documents proving ive bought this property over years of payments
The bank that is being defrauded is still protected, because the bank ALWAYS buys TITLE INSURANCE to protect their interest.
I'm actually a descendant of the real (political) John Adams.
I have always admired the 2nd president of our great REPUBLIC, even tho I don't think I am related.
No sound
I just checked it and it sounds OK to me. Check your speaker connections.
👍👍👍👍✅✅
thanks
They do what they say they will do. That’s not a scam. In fact, scam implies dishonesty, thus you are to one scamming us with this dishonest video.
I believe it IS a scam because they falsely (and dishonestly) claim that you can easily lose ownership of your house. That is NOT true. The truth is that ANYONE can file fraudulent deeds nd have those deeds recorded, but that action does NOT convey ownership. They also falsely (and dishonestly) claim that, if a scamster DOES file fraudulent deeds, they can then use YOUR home as collateral on LOANS and that YOU might then be responsible for paying the money back. That also is not true. I can file a deed that says I am the owner of the WHITE HOUSE at 1600 Pennsylvania Avenue in Washington DC. But filing that deed does not make me the owner.