Hallo! Even though it is written that we have to upload the A2 form 1st and then payment proof but I uploaded the payment proof 1st and then I uploaded the A2 form. Will it create a problem?
@germanywalla While opening the account, I selected Ottonova study secure (private health insurance), instead of TK. Could you please tell what can be done now to change the health insurance from 'Ottonova' to 'TK'?
This is the most accurate video I have found on YT. I followed the steps and it was pretty smooth to get the blocked account confirmation within 24 hrs. Thankyou for the quality content. 🤗🙌
Can we allowed to make multiple transfer from own account via domestic bank transfer? To make multiple transfer do we need to use one single expatrio invoice or multiple invoices?
hello, I m going to use domestic transfer (electronic A2 form), can I transfer it in several installments or do I need to make a lump-sum payment in one go. I will be transferring it through different accounts of my parents.
i need to transfer money from two bank accounts of me. do i need to keep time gap between these two transactions?.can i initiate transfer together and pay separately . my vfs appionment is on july 15. tomorrow only im going to initiatepayment. will it finish?
Today only I did the transaction NEFT. Once scanned pdf of NEFT and Signed form A2 uploaded it showed 50%. After your whole amount gets deposited it will show 100%.
Hey I have a question. Can we transfer the total amount in more than one payment as the bank is not allowing us to pay more than 5 lakhs in one payment
Dear, In mine profile there is three sections. In which two are exactly same like yours while the other one was with AION banking so they don't proceed my block account due to some reason but I am confuse about these two that is it faulty one or will affect my acount ?
In the option someone else it have been asked for passport of the father or any other member in my case my father is doing the payment and he don't have passport so what i should do to continue the payment??
I took an education loan and the bank has provided few sheets to fill the details even they gave A2 form. Still can i opt for the domestic transfer electronic A2 Form.
How many days will the whole process take.. Say I initiate the process and transfer the money the same day. Will the block account show the amount received immediately or does it take a day Or two to reflect?
Hello Katikeya, I do not use instagram lot, so asking you here. How many days does it take to reflect the amount into expatrio after doing NEFT/ RTGS DOMESTIC ELECTRONIC (A2 FORM) ?
I need to extend my block amount to 11904 euros. Expatrio has given AION Bank account details even i don't have account in germany yet. I need beneficiary name to make additional payment. Can you guide me what to write in that?
Hi, in one of the documents, they have mentioned that the payer must have filed tax returns for last 2 years. I have filed for only 1 year. Can I still make the payment?
Hi, thank you for the video! I have one question. Can I use the domestic payment option and transfer money from different bank accounts to avoid TCS charges or should I transfer the entire amount from a single account?
@@sandypatil125 Transfer from two different accounts (each associated with a different PAN). Also, the transfer from each account should not be above 7L.
@@AshiAshi-p1t Thank you so much friend. I will definitely try this solution. Do you also know that if I get amount transferred from my wife's or father's account, she has pan but she never filed itr before, would that transaction be accepted by expatrio/cohort ?
Hi Kartik, thank you so much for the video, I am choosing the international transfer option in Euros ( in 2 transfers). Can you please tell me how long will it take for me to get a confirmation that BA has been opened ? Also after that do I get any document ?please eadvise
very detailed explanation. Thank you very much. I have 2 doubts. 1. goethe exam and uni assist fees payement i did with my Credit card. And for blocked account fund transfer will do with my Father's bank account. So can i show this under past tansfer history section? 2. Can I also do online NEFT payment with Net Banking, to Expatrio's mentioned bank account?
Hlo brother i sent money from my account to block account but they mailed me that i have pay extra money as tcs do i need to pay this extra amount and why i need to pay this please reply
Sir if i took education loan from hdfc and they do not transfer directly to the blocked account they will transfer in my father account and then i will rtgs to the expatrio in case expatrio ask proof of education loan so how will i give proof of education loan??
In the section of Details of the remittances made/transactions effected under the Liberalised Remittance Scheme table . i had paid Amount To uni assist once from Axis bank. And i am goin transfer money to blocked account from icici bank. Do I have to mention the name . If international transaction is made from another bank?
@Germanywalla hi, really helpful information. one question if we transfer the amount from our father/grandfather's account to a blocked account then on A2 page whose sign has to be made? ours or father?
Hi, I have transferred 1042 euros yesterday and now I want to tranfer remaining amount from same account. Do I need to mention 1042 euros in complaience section ? Or it should be in INR or in euros?
Hey Kartik, I recently received details from expatrio in terms of money transfer, and my recipient bank is Aion Bank from Frankfurt, Germany. So I'm suppose to do an international transaction, what would you suggest in my case?
Hi How to transfer money from saving account to blocked account In one shot can we transfer Or is there any other method. Any charges they will deduct for this transfer
Hi please advise about what documents are required to open the local bank account in Germany,to add it as a current account to Expatrio to get the monthly living expenses of 934€ every month.
@@sahanagoudar4360 Hey I had selected Study applicant by mistake and for that reason I was not able to find the domestic option. I email expatrio my admit letter and got my profile changed to Masters Student.
This video is just awesome brother. Helped me to fill. One query. After depositing all the money I will get the Iban number and account details or what?
Hey I wanted to know that VFS wants us to show two semesters tuition fees in the blocked account. I ll be transferring extra money above the normal 11208 Euros, How can I withdraw this money in Germany? Cause I will only get 934 Euros per month. Can I withdraw how much ever I want from the extra money?
Hi, Nicely explained ..Just to know ,while money transfer there is 4 option under documentaion section to transefer the money ..trunsfer form A2 and transfer form (A2) signed..please explain
I have already paid the fee amount but in expatrio they have asked about have you made any international transection before plz mention that amount ... is the fee included in the international transection ... should I mention the fee amount there or fill zero..plzz reply as soon as possible..
Thanks for the video!! One question, can we use this domestic bank transfer(electronic a2 form) service twice, so that amount doesnt exceed 7L in one transaction??
Hi Kartik, Thank you so much for your valuable time. Could you please tell me how we can get health insurance confirmation in Exptrio. Which have to show German embassy ?
I planned to transfer my blocked amount from my father's account. But I made a uni assist fees payment through my father's credit card. Does credit card international transactions come under the LRS scheme? Do I need to mention the total amount in the international transaction section?
I’m seeing this after 1 month so you’ve probably done the process now but I think yes you have to show because it’s still linked to his PAN number. Please consult with your CA first
Hi, I opened my blocked account and I received my health insurance also. But, I don’t know my blocked account number details. Please explain, how to get my blocked account number details. If I know, then only send the money from my account to my blocked account.
Hey brother I initiated a payment of 3800 euros but I didn't transfer the amount yet. When I tried to initiate a second payment I am getting an error. Saying ERROR - FILE UPLOAD PROBLEM. Can you help me out with this
is it mandatory to maintain blocked for Job seeker visa candidates? I heard that no need of maintaining funds in Blocked account, maintaining funds in saving account is enough. does it works?
Hello, i have paid deposit amount money to my german university with my bank account in feb 2022 should i have to mention it in the form and does it affect on amount i am going to pay for BA? please guide me
i upload my a2 form and in transfer proof i uploaded the receipt that bank gave me and now its only completed 50 percent but you said it would have complete 7 percent ....in this point i am so confused please help me out bro
What is the transfer proof document ... should i have to visit my local bank officials and asked the stamp copy of it ..I have never done this most of the time i did neft and rtgs while local indian transfer..Please brief in step how to upload it asap..will it be onine while transfering money or visit please clear ..
Thanks for the information. I have a question, I want to deposit unblocked amount for my first year semester fees in addition to the blocked amount of €11208. How can I do that? Is it possible to transfer the one year semester fees? Please assist. Thank you
For that you have to contact your university. A block account only holds the amount mentioned by german authorities. For semester fees payment contact your private university.
I am creating a block account in expatrio value package. In the section of address, 1.i don not have a street name on my passport but village name as i live in a village not in the city. Will it be okay if i write my village name in it? 2.I do not have any street number or house number written on my my passport. The address goes like this on my passport: VPO- village name Tehsil name, city name Pin code, state, india What should i mention? Please help me out bro!!!
Hello Kartik, Thanks for sharing a very detailed video. I have applied for Opportunity card (Job seeker) visa & so created a blocked account But I am facing an issue while initiating a payment - I am not getting "Domestic Bank Transfer" payment method. I see only 1 payment method - International transfer. What could be the reason ? Have you seen any such case before ? Please guide
Thanks for such detailed explanation, it helped alot. Just one doubt, I can do the RTGS transfer online also by netbanking. Can I do that and upload the downloaded receipt or should I go offline as you told. Waiting for a quick reply, Thanks.
Is the amount shown for RTGS (Electronic A2) transfer including the TCS or it will be charged later on? And if my parents pay the amount from their account, all the details are to be of them in the A2 form, right? And at the end whose signature is to be done? Mine or theirs? Thank you for this informative video😊
@@germanywalla characters are not working. The field requires a numbef itself. I have house nagar number, but its not in my passport address. Should i proceed with that number?
![Best Blocked Account in Germany [2024 Update]](http://i.ytimg.com/vi/ZV6x3AA6FU0/mqdefault.jpg)
Please do use my referral code kartikeyap1 , if the video was helpful to you ❤️
Hello
Hallo!
Even though it is written that we have to upload the A2 form 1st and then payment proof but I uploaded the payment proof 1st and then I uploaded the A2 form.
Will it create a problem?
@germanywalla
While opening the account, I selected Ottonova study secure (private health insurance), instead of TK.
Could you please tell what can be done now to change the health insurance from 'Ottonova' to 'TK'?
One of the most detailed videos in YT that I've ever came across.
Thanks a lot for the information Kartik Parashar.
Seriously you cleared many doubts, great video I came across with complete details
This is the most accurate video I have found on YT. I followed the steps and it was pretty smooth to get the blocked account confirmation within 24 hrs. Thankyou for the quality content. 🤗🙌
How u made transfers from ur account?
Total Amount: 1:15
Invitation code: 6:35
Payment Methods: 13:18
Transfer Proof: 20:38
Transferring Money: 21:38
A2 form: 23:21
What about the area which has to be filled by the authorised dealer on the A2 form? Just leave it blank and upload it
Thank you so much for the brief video🙌
What should be the beneficiary name while transferring the funds to expatrio? My transaction got rejected. Can someone please help
Thanks a lot dear. Successfully created, deposited and got the pdf too. Once again tons of thanks.
Bro how much time taken to reflect after transfer money
@@jaykishor4685 3 hours
Really bhai? Within 3 hours it reflects as bloked account?@@VaaramOruSaatchi
For me I don't see those options for Domestic transfer at all. There is only one option that is pay in Euros
Thank you so much for this video. This was very helpful 👏
Thanks for the information brother, you really cleared a lot of my doubts with this one video
Thank you very much. Highly appreciated.
Can we allowed to make multiple transfer from own account via domestic bank transfer? To make multiple transfer do we need to use one single expatrio invoice or multiple invoices?
hello, I m going to use domestic transfer (electronic A2 form), can I transfer it in several installments or do I need to make a lump-sum payment in one go. I will be transferring it through different accounts of my parents.
Can the Edu Loan issuing bank transfer the funds directly to Expatrio BA on behalf of the student through RTGS ?
Yes.
Thanks man, this helped me a lot.
i need to transfer money from two bank accounts of me. do i need to keep time gap between these two transactions?.can i initiate transfer together and pay separately . my vfs appionment is on july 15. tomorrow only im going to initiatepayment. will it finish?
what did you do? please guide me
for the date should we mention the current date or the day we made the transaction
After submitting both transfer proof and Signed A2 form, it is showing only 50 %. Anything else I have to do ?
Today only I did the transaction NEFT. Once scanned pdf of NEFT and Signed form A2 uploaded it showed 50%. After your whole amount gets deposited it will show 100%.
@@VaaramOruSaatchi So how long it took for it show 100 percent ?
Hey I have a question. Can we transfer the total amount in more than one payment as the bank is not allowing us to pay more than 5 lakhs in one payment
Dear, In mine profile there is three sections. In which two are exactly same like yours while the other one was with AION banking so they don't proceed my block account due to some reason but I am confuse about these two that is it faulty one or will affect my acount ?
In the option someone else it have been asked for passport of the father or any other member in my case my father is doing the payment and he don't have passport so what i should do to continue the payment??
hey did you got the answer ??
@@pulkitaggarwal2939 not yet can you please tell me.
I took an education loan and the bank has provided few sheets to fill the details even they gave A2 form.
Still can i opt for the domestic transfer electronic A2 Form.
How many days will the whole process take.. Say I initiate the process and transfer the money the same day. Will the block account show the amount received immediately or does it take a day Or two to reflect?
I have done uniassist fees but the account im going transfer the amount is different so international transaction will be zero right?
If my father is transferring the money whose documents should be submitted in that page . mine or my father's
Father's
What to choose in Cohart Go Fly wise?
I want to extend my expatrio blocked account. Can anyone know the exact detailed procedure?
Which document we have to upload in "Transfer Proof" section?
Hello Katikeya,
I do not use instagram lot, so asking you here. How many days does it take to reflect the amount into expatrio after doing NEFT/ RTGS DOMESTIC ELECTRONIC (A2 FORM) ?
It's very fast in RTgs , hours. In netf it can take 1-2 days
What is the correct time to Pay the money of a Blocked account?
In domestic transfer can we transfer amount from 2 different accounts?
The address on my passport is different from my current address. which address should i give?
@germanywalla thanks a lot brother for such a nice and deep explanation video. ❤❤
I need to extend my block amount to 11904 euros. Expatrio has given AION Bank account details even i don't have account in germany yet. I need beneficiary name to make additional payment. Can you guide me what to write in that?
Can I transfer the required amount with a credit card from Mexico?
Hi, in one of the documents, they have mentioned that the payer must have filed tax returns for last 2 years. I have filed for only 1 year. Can I still make the payment?
Hi Kotak Bank have block account service and it is registered my german embassy or not ? Please tell me ?
how can i open combine blocked account , I mean I would like to open account for me as well as for my 2 year old child. Please guide me.
Hi, thank you for the video! I have one question. Can I use the domestic payment option and transfer money from different bank accounts to avoid TCS charges or should I transfer the entire amount from a single account?
Hi, can we transfer from different banks?
Hi, Did you get any response ? I have the same doubt now. or did you find any other solution and transferred the amount without attracting TCS ?
@@sandypatil125 Transfer from two different accounts (each associated with a different PAN). Also, the transfer from each account should not be above 7L.
@@AshiAshi-p1t Thank you so much friend. I will definitely try this solution.
Do you also know that if I get amount transferred from my wife's or father's account, she has pan but she never filed itr before, would that transaction be accepted by expatrio/cohort ?
Hi Kartik, thank you so much for the video, I am choosing the international transfer option in Euros ( in 2 transfers). Can you please tell me how long will it take for me to get a confirmation that BA has been opened ? Also after that do I get any document ?please eadvise
After making block account how much time we have to deposit money or we can deposit any time?
very detailed explanation. Thank you very much. I have 2 doubts.
1. goethe exam and uni assist fees payement i did with my Credit card. And for blocked account fund transfer will do with my Father's bank account. So can i show this under past tansfer history section?
2. Can I also do online NEFT payment with Net Banking, to Expatrio's mentioned bank account?
what did you do?
Hlo brother i sent money from my account to block account but they mailed me that i have pay extra money as tcs do i need to pay this extra amount and why i need to pay this please reply
Hallo
I have made the payment and A2 form as well uploaded it still the blocked account is not updated
How is it now? Did you get any updates?
@@jeevageevarghese3259Same question, I did it today and uploaded transfer proof and A2, still it's showing 50% completed.
I would like to transfer money in euro. Do it take extra charges?
Sir if i took education loan from hdfc and they do not transfer directly to the blocked account they will transfer in my father account and then i will rtgs to the expatrio in case expatrio ask proof of education loan so how will i give proof of education loan??
Hi did you got the answer to this question
In Form A2, do i have mention my bank name too?
How to deposit my tuition fee in my expatrio account? ??
Hy Kartik
How the blocked amount from Indian Bank will considered for vis application...??
In the section of Details of the remittances made/transactions effected under the
Liberalised Remittance Scheme table . i had paid Amount To uni assist once from Axis bank. And i am goin transfer money to blocked account from icici bank. Do I have to mention the name . If international transaction is made from another bank?
Same doubt
SHOULD WE GET SEAL OR SIGN FROM THE BANK AUTHORITIES ON THE A2 FORM? ( THE LAST PAGE, LAST INSTRUCTION)
Any
@Germanywalla hi, really helpful information. one question if we transfer the amount from our father/grandfather's account to a blocked account then on A2 page whose sign has to be made? ours or father?
Did you get any response
@@MohitSharma-i4f no
Shall we have to put bank name on A2 form?
Hi,
I have transferred 1042 euros yesterday and now I want to tranfer remaining amount from same account. Do I need to mention 1042 euros in complaience section ? Or it should be in INR or in euros?
explained very well.
Why does it need to be blood relative?
Hey Kartik, I recently received details from expatrio in terms of money transfer, and my recipient bank is Aion Bank from Frankfurt, Germany. So I'm suppose to do an international transaction, what would you suggest in my case?
Hi
How to transfer money from saving account to blocked account
In one shot can we transfer
Or is there any other method.
Any charges they will deduct for this transfer
Everything is provided by expatrio when you carry out the transfer process.
Bhai expatrio blocked account kholne ke baad, kitne dino ke baad TK health insurance hamlog ka digital confirmation bhejta hein university ko ?
How much time will it takes our money to get transferred
Hi please advise about what documents are required to open the local bank account in Germany,to add it as a current account to Expatrio to get the monthly living expenses of 934€ every month.
Nothing new. Documents such as your visa, passport will work
Only international bank transfer option is available in my user portal ? What could be done to get Domestic Bank Transfer?
That's not possible. You're doing some error
Same here. Only international bank transfer option is available. How did you resolve it ?
@@sahanagoudar4360 Hey I had selected Study applicant by mistake and for that reason I was not able to find the domestic option.
I email expatrio my admit letter and got my profile changed to Masters Student.
Thank you so much !
Hey can you share me expatrio email I'd to which you sent an email
This video is just awesome brother. Helped me to fill. One query. After depositing all the money I will get the Iban number and account details or what?
Hey I wanted to know that VFS wants us to show two semesters tuition fees in the blocked account. I ll be transferring extra money above the normal 11208 Euros, How can I withdraw this money in Germany? Cause I will only get 934 Euros per month. Can I withdraw how much ever I want from the extra money?
Did you find a solution for this? I’m facing the same problem
@@Travel_Talismandid you find any solutions?
Hi,
Nicely explained ..Just to know ,while money transfer there is 4 option under documentaion section to transefer the money ..trunsfer form A2 and transfer form (A2) signed..please explain
Already explained this point in the video. Do watch it again :)
Sir, I have not my last name in my documents so what will I write in the column
Sir please reply...
I have heard u can enter ur first name again in some UA-cam video. But I'm not sure of this method. Check it with someone else
I have already paid the fee amount but in expatrio they have asked about have you made any international transection before plz mention that amount ... is the fee included in the international transection ... should I mention the fee amount there or fill zero..plzz reply as soon as possible..
Thanks for the video!! One question, can we use this domestic bank transfer(electronic a2 form) service twice, so that amount doesnt exceed 7L in one transaction??
Of course you can use as many bank accounts as you want to transfer money.
Heya! Did you do it in two transactions from same or different accounts? Was there any issue in that?
Hi Kartik, Thank you so much for your valuable time. Could you please tell me how we can get health insurance confirmation in Exptrio. Which have to show German embassy ?
In the download section after your expatrio account is approved
I planned to transfer my blocked amount from my father's account. But I made a uni assist fees payment through my father's credit card. Does credit card international transactions come under the LRS scheme? Do I need to mention the total amount in the international transaction section?
I’m seeing this after 1 month so you’ve probably done the process now but I think yes you have to show because it’s still linked to his PAN number. Please consult with your CA first
Hi,
I opened my blocked account and I received my health insurance also. But, I don’t know my blocked account number details.
Please explain, how to get my blocked account number details.
If I know, then only send the money from my account to my blocked account.
Is Expatrio have some personal representative in our country. i mean in Pakistan ?
Hey brother
I initiated a payment of 3800 euros but I didn't transfer the amount yet. When I tried to initiate a second payment I am getting an error. Saying ERROR - FILE UPLOAD PROBLEM. Can you help me out with this
Dm me on Instagram @germanywalla
Thank you so much bhaiyaa, very very informative video.
Thank you very much ❤
By mistake I chose the country of payment inetion Germany dose it affect payment procedure?
Yes
is it mandatory to maintain blocked for Job seeker visa candidates? I heard that no need of maintaining funds in Blocked account, maintaining funds in saving account is enough. does it works?
Blocked account is only required for study visa & not for job seeker visa
I am facing trouble in uploading passport photo please help me out
My mother is paying for my blocked account. So signature in A2 form should be of my mother’s?
Yes
Because everytime I transfer in parts i have to fill the A2 form thrice , once i will fill then my brother then spouse. It is time consuming
That's the only way
Hello, i have paid deposit amount money to my german university with my bank account in feb 2022 should i have to mention it in the form and does it affect on amount i am going to pay for BA? please guide me
Hey did u face any problems? Even I'm doing the same
Bro, I am not able to find Domestic transfer mode, only able to see International transfer mode. Any suggestion
It will be there.
Same here. How did you resolve?
can we do online RTGS?
No
i upload my a2 form and in transfer proof i uploaded the receipt that bank gave me and now its only completed 50 percent but you said it would have complete 7 percent ....in this point i am so confused please help me out bro
did you do an online next transfer? Is the online next transfer proof enough for uploading?
What is the transfer proof document ... should i have to visit my local bank officials and asked the stamp copy of it ..I have never done this most of the time i did neft and rtgs while local indian transfer..Please brief in step how to upload it asap..will it be onine while transfering money or visit please clear ..
Do Rtgs by visiting the bank branch. After transferring money ask the branch, stamped transfer slip of the RTGS. That's all.
Thanks for the information. I have a question, I want to deposit unblocked amount for my first year semester fees in addition to the blocked amount of €11208. How can I do that? Is it possible to transfer the one year semester fees? Please assist. Thank you
For that you have to contact your university. A block account only holds the amount mentioned by german authorities. For semester fees payment contact your private university.
Should we transfer the full amount (11000euros) before applying for visa?
Yes (11208)
Thanks a lot 😊
I am creating a block account in expatrio value package. In the section of address,
1.i don not have a street name on my passport but village name as i live in a village not in the city. Will it be okay if i write my village name in it?
2.I do not have any street number or house number written on my my passport. The address goes like this on my passport:
VPO- village name
Tehsil name, city name
Pin code, state, india
What should i mention?
Please help me out bro!!!
Did you got the answer??
Yes@@Manovarma2003
@Manovarma2003 ys
@@kaur6080 bro how did you write this ? like can you give a example bcz mine is same like yours and I am still Confused.
Domestic electronic a2 krne k Baad ise bank m leke jana h ya mujhe confusion hai isme make me understand please
After filling a2 electronic form, you have to upload it on expatrio portal.
@@germanywalla what about bank there is any need to go to the bank or not
@@germanywalla after uploaded there is need to go bank or not
@@germanywallaI have fill it by hand writing? Or pdf editor?
How many times or in parts we can send money to expartio?
Unlimited
@@germanywalla Thanks because someone told me that we can only initiate 3 transactions
Hello Kartik, Thanks for sharing a very detailed video. I have applied for Opportunity card (Job seeker) visa & so created a blocked account But I am facing an issue while initiating a payment - I am not getting "Domestic Bank Transfer" payment method. I see only 1 payment method - International transfer. What could be the reason ? Have you seen any such case before ? Please guide
Thank you ☺️
Were u able to claimn 5%TCS while filing ITR?
You claimed?
@@soumyakantide1523 I used multiple accounts. So no tcs for me
Thanks for such detailed explanation, it helped alot. Just one doubt, I can do the RTGS transfer online also by netbanking. Can I do that and upload the downloaded receipt or should I go offline as you told. Waiting for a quick reply, Thanks.
No, going bank branch & then initiating the payment is a good option then doing it yourself from your app.
Is the amount shown for RTGS (Electronic A2) transfer including the TCS or it will be charged later on?
And if my parents pay the amount from their account, all the details are to be of them in the A2 form, right? And at the end whose signature is to be done? Mine or theirs?
Thank you for this informative video😊
do you got clarification for this ?
@@rajasekharkopalli1822 yes
If my passport address doesn’t contain a street number, what must i enter in the number* field ?
Add .,' anything
@@germanywalla characters are not working. The field requires a numbef itself.
I have house nagar number, but its not in my passport address. Should i proceed with that number?
@@AshikSHumayoon yeah do that
Kindly please help meh to close Expatrio Blocked account. I Transferred money from my mother's account. So how can I close ND refund Blocked account.
Reason for closing?
@@germanywalla financial issues.. I couldn't extend my Expatrio blocked amount.