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  • @svetlanaandrasova6086
    @svetlanaandrasova6086 Рік тому +1837

    I like that after declaring bankrupcy Oscar came in and helped him.

    • @seanA416
      @seanA416 Рік тому +93

      Oscar is a good guy

    • @ubuedro
      @ubuedro Рік тому +54

      "that's not anything" cracks me up

    • @juanzingarello4005
      @juanzingarello4005 Рік тому +29

      I think Oscar feels bad for Michael. Like even though he is offended by his comments he knows Michael is simply an innocent idiot.

    • @chintanjani
      @chintanjani Рік тому +7

      Same with Angela. She pays his bills I remember from one of the episodes💀

  • @wickedshadesproductions5254
    @wickedshadesproductions5254 Рік тому +1014

    “You can’t just shout ‘bankruptcy’ and expect anything to happen”
    “I didn’t shout it, I declared it”

    • @theluschmaster
      @theluschmaster Рік тому +11

      he gave Oscar an 'actually' moment 😂

  • @micahbush5397
    @micahbush5397 Рік тому +235

    "THIS scary black bar... is what you spend on things that no one EVER, ever needs."
    Such an underrated line.

  • @carson11100
    @carson11100 Рік тому +564

    His worst financial shortcoming was Scott’s Tots.

    • @galymzhankyrykbaev2976
      @galymzhankyrykbaev2976 Рік тому +17

      😭😭😭😭😭 why you reminded that

    • @theluschmaster
      @theluschmaster Рік тому +7

      don't even start 😂

    • @jonathantano1364
      @jonathantano1364 Рік тому +11

      It's the most cringe episode for me and hilarious at the same time.

    • @jonathanphillips6372
      @jonathanphillips6372 6 місяців тому +1

      God don't even bring that up 😅

    • @marielaausher
      @marielaausher 6 місяців тому

      Not really
      He didn’t give them a dime
      It was a terrible thing to do but financially it didn’t affect him

  • @BlackDiamond2718
    @BlackDiamond2718 Рік тому +713

    I love how oscar uses powerpoint to not only show michael but us how he mismanages money.

    • @Jason-uw9ex
      @Jason-uw9ex Рік тому +35

      PowerPOINT powerPOINT

    • @sumayyasyed4350
      @sumayyasyed4350 Рік тому +26

      It's because Oscar is a presentation tool

    • @douggale5962
      @douggale5962 Рік тому +9

      Michael can't even comprehend how much Oscar knows about spreadsheets and presentations. Oscar probably wrote macros to fully automate some stuff.

  • @batgurrl
    @batgurrl Рік тому +820

    Creed’s moment was typically fascinating. Creed Bratton has never declared bankruptcy, When Creed Bratton gets in trouble he transfers his debt to William Charles Schneider. Referring to himself in the third person always amuses me.

    • @seanA416
      @seanA416 Рік тому +61

      That was such a genius bit because Creed Bratton's birth name was William Charles Schneider but he changed it when he became a musician.

    • @micahbush5397
      @micahbush5397 Рік тому +44

      "Nobody steals from Creed Bratton and gets away with it. The last person to do this disappeared. His name: Creed Bratton."

    • @LemmyKBrinkwood
      @LemmyKBrinkwood Рік тому +5

      funny thing about it. that passport most likely is real. i used to check passports for online verification, and we almost had everything needed to get this passport through the system. the only probably stopping us was the fact that we SHOULDN'T verify passports that are covered like that, and that the passport already expired for several years when i worked there.

    • @micahbush5397
      @micahbush5397 Рік тому +5

      @@LemmyKBrinkwood It was Creed Bratton's real passport, if an outdated one; that's why his fingers are covering part of the Information.

    • @tiananesbitt7156
      @tiananesbitt7156 Рік тому +1

      I think he’s your favorite crook!

  • @yesykun
    @yesykun Рік тому +709

    I can feel Oscar’s frustration through the screen.

    • @Triggy6825
      @Triggy6825 Рік тому +28

      You know he was thinking don't get involved when Creed started on about bankruptcy, then couldn't bite his tongue anymore at the end.

    • @stabbityjoe7588
      @stabbityjoe7588 Рік тому +8

      @@Triggy6825 Oscar’s a good guy. I always figured he basically did the work of two people so Kevin could stay employed

  • @Y20XTongvaLand
    @Y20XTongvaLand Рік тому +247

    You know he's bullshitting when he says he hates monkeys. I can't imagine Michael hating monkeys.

    • @spacegamer267
      @spacegamer267 Рік тому +6

      If he really hated monkeys he would've fired stanley

    • @svgstarlight
      @svgstarlight Рік тому +15

      @@spacegamer267 side-eye

    • @spacegamer267
      @spacegamer267 Рік тому +1

      @@svgstarlight you laughed though

    • @theluschmaster
      @theluschmaster Рік тому +5

      for sure, he searches them on UA-cam just so that he can have a good day

    • @friendlyneigborhoodbean
      @friendlyneigborhoodbean 8 місяців тому

      ​@@spacegamer267 hahahaha get it cause Stanley's black and racism is funny

  • @rickdiesel9549
    @rickdiesel9549 Рік тому +26

    "Jan is smart.."
    "she poses."
    Perfect way to end the video. 😂

  • @dinuxplay8003
    @dinuxplay8003 Рік тому +406

    Bro, I lost it when he put the money back in his pocket. Wtf was that? LMAO

    • @firingallcylinders2949
      @firingallcylinders2949 Рік тому +17

      I replay that 10x everytime I watch it. Stanley's reaction is gold.

    • @micahbush5397
      @micahbush5397 Рік тому +35

      Originally, they planned to have him tear up the bill, but it's illegal to intentionally destroy U.S. currency, so they switched to having him crumple it up (which is honestly a lot funnier).

    • @Liam.Lacoste
      @Liam.Lacoste Рік тому +13

      @@micahbush5397 It absolutely makes the scene 10x funnier. One of my favorite scenes ever, it's fantastic.

    • @vincealdrichcortez2684
      @vincealdrichcortez2684 Рік тому +9

      If its a fake money he is tearing..thats not illegal.. plus have a scene where michael use a scotch tape to fix it up

    • @starry-ha
      @starry-ha Рік тому +29

      He destroyed it. It's not even usable.

  • @SoldierBoy3064
    @SoldierBoy3064 Рік тому +96

    Dwight said wow you'll be paying this off in your mid seventies... forget about retiring when you 65 😂😂😂

  • @WJen8
    @WJen8 Рік тому +198

    I remember a time when I was in debt. Bad times. Did some things I regret now. My condolences to anyone in a tough spot 🙏

    • @frantz4318
      @frantz4318 Рік тому +5

      I guess you learnt and grew from there, you did back then what you had to do. I hope you're fine now

    • @laestrella9727
      @laestrella9727 Рік тому +18

      What things please? Don't leave us hanging..

    • @DefyMG
      @DefyMG Рік тому +19

      They can just declare bankrupcy. But don't just say it, make sure to declare it.

    • @kastierchungel3626
      @kastierchungel3626 Рік тому

      @@laestrella9727 well, you can guess by user name...

    • @mattmurdog7590
      @mattmurdog7590 Рік тому +1

      ❤️

  • @prathamtamta2891
    @prathamtamta2891 Рік тому +82

    -Women be shoppin' 🤜
    ~"kevin malone"

  • @juanzingarello4005
    @juanzingarello4005 Рік тому +151

    The problem with the mortgage wasn’t that it was 30 years. That’s typical mortgage. The problem I see here is that he did a 10/30. Which means the interest rate will be fixed for 10 years and then re-adjust once for the remaining 20. He should have done a 30 year fixed. But I guess regardless this wouldn’t have been a problem since he left for Colorado and sold it before the 10th year hit. These mortgages are good if you don’t plan on staying there long. You typically get a lower interest rate initially than the 30 year fixed. I did a 15/30 mortgage when me and the wife bought a condo with the idea that when kids came into the picture we would sell and buy a house and saved alot of money doing this. It pays to be married to a realtor. 😁

    • @Incster21
      @Incster21 Рік тому +36

      Who would of thought I would learn something from an office comment section

    • @MarcoBonechi
      @MarcoBonechi Рік тому +4

      No. You refinance. Even if rates go up, your principal is lower.

    • @juanpablobarrazacaballero6187
      @juanpablobarrazacaballero6187 Рік тому

      thats just awesome

    • @juanzingarello4005
      @juanzingarello4005 Рік тому

      @@MarcoBonechi True but if he did a 30 year fixed at an excellent rate he could have avoided needing to refinance altogether. Also, you still have to pay fees when you refinance.

  • @robertbrauer6718
    @robertbrauer6718 Рік тому +70

    Great video, but I would have ended it with the clip of Michael trying to settle his money problems by hopping a freight train and skipping town.

  • @BrendanPappas
    @BrendanPappas Рік тому +195

    One of my biggest questions has always been “does Michael put the dollar back in his pocket because he’s poor or is he actually stupid enough to think he destroyed its monetary value.” 😂

    • @sandrakon4949
      @sandrakon4949 Рік тому +43

      Definitely because he is poor

    • @parmgill2635
      @parmgill2635 Рік тому +1

      He's been throwing folded notes in the trash his whole life 😂

  • @puredust5797
    @puredust5797 Рік тому +71

    He is so cringe with Carol..yet they are married in real life 😆

  • @Archetapp
    @Archetapp Рік тому +32

    1:30 Pam about to break lol.

  • @juniorlsdmusic
    @juniorlsdmusic Рік тому +10

    What Dwight said about the house that at Michael's age he is buying a coffin, still haunts me because I still rent and I wish to buy an apt.

  • @pablovazquezpablo3190
    @pablovazquezpablo3190 Рік тому +64

    Like a witness protection program?
    Creed:”exactly”
    Oscar:”not at all”
    😂😂😂

  • @mrrambo7324
    @mrrambo7324 Рік тому +34

    We need a reunion!!

  • @danish5850
    @danish5850 Рік тому +13

    The fact that michael didnt notice pam standing there wearing a red top is hilarious.

  • @abhishekrao1525
    @abhishekrao1525 Рік тому +7

    Former Marine here. Can confirm that we use the Core Blaster Extreme.

  • @ichangedmyusernamebecausei2551
    @ichangedmyusernamebecausei2551 Рік тому +62

    Jan was so bad for Michael. She used his house as her playground and made him buy or lease a Porsche while she drove it more than half the time. He was already bad with money but she just broke the piggy bank on him

    • @cocoino2307
      @cocoino2307 Рік тому +7

      And left him with no money and on debt

  • @MrGedget
    @MrGedget Рік тому +3

    1:30 Pam tries to hide her laughing with the cup :D

  • @MediaSubliminal
    @MediaSubliminal Рік тому +16

    I still trip out the Creed Bratton is an actual real person playing himself on this show.

  • @mitchelllynch1129
    @mitchelllynch1129 Рік тому +30

    imagine a uk office reunion in the cost of living crisis

  • @scottyc9304
    @scottyc9304 Рік тому +3

    “I love how you have my name at the top” 😂

  • @visimut
    @visimut Рік тому +3

    There is something wise and forthlooking in Michael's quote:

  • @johnjaydioleste3053
    @johnjaydioleste3053 Рік тому +4

    "I cant believe Michael has a second job."
    "not even good in his first one." - oscar.

  • @themarquis336
    @themarquis336 Рік тому +2

    Opening the Oscar/Michael Powerpoint scene with Michael’s face reflecting off the chart on the screen is so fucking brilliant. I can’t.

  • @DealthTheGreat
    @DealthTheGreat Рік тому +3

    1:08 michael looks at the camera (you) and becomes self conscious

  • @umiddey8714
    @umiddey8714 Рік тому +2

    4:40 Creed Bratton speaking nothing but facts here.

  • @pcbassoon3892
    @pcbassoon3892 Рік тому +12

    There was already a cost of living crisis. Creed lived in the quarry for crying out loud.

    • @timbuckthe2nd642
      @timbuckthe2nd642 Рік тому +3

      Hey I live near the quarry. We should hang out and throw things down there.

  • @slimjim1329
    @slimjim1329 Рік тому +18

    Who else thinks Michaels witness protection identity has an accent.

  • @drunkweebmarine9492
    @drunkweebmarine9492 Рік тому +25

    Him declaring bankruptcy was too funny when I first saw iy

  • @bhuvneshindoria6275
    @bhuvneshindoria6275 Рік тому +4

    OH Man! Oscar should have just CRUNCH SOME NUMBERS and Michael would have bought it instead of the fancy presentation.

  • @JibbsCompilations
    @JibbsCompilations Рік тому +4

    I like that after declaring bankruptcy Michael declared bankruptcy again

  • @2.6hog28
    @2.6hog28 Рік тому +1

    0:36 no shouting,just disappointment 😂

  • @giovannidykes6158
    @giovannidykes6158 Рік тому +1

    Yeah keep it up as long as you can! You’re bringing me to my college days with this

  • @okay5878
    @okay5878 Рік тому +12

    I will forever hate netflix for removing the office

    • @NiinchaSm
      @NiinchaSm Рік тому +1

      we still have it, I guess it depends on the country, where are you from?

  • @joscrowd
    @joscrowd Рік тому

    I love it! I need this show back!

  • @ThePercyJacksonDude
    @ThePercyJacksonDude Рік тому +2

    I still have no idea what carol meant when she was explaining the condo rules

  • @Smishh___
    @Smishh___ Рік тому

    “Yeah woman be shoppinggg”

  • @thesourpatchkidd579
    @thesourpatchkidd579 Рік тому +16

    I'm curious: was there a time when they actually would take your card and cut it up because it was declined or whatever or was that just movie stuff?

    • @windycitymo1
      @windycitymo1 Рік тому +9

      That definitely happened in the 1980s. Credit card companies would pay employees who ran a CC transaction where the card was flagged to cut it up on the spot. Worked for a restaurant where management didn't allow that bc as they pointed out, the customer would blame us for this instead of the credit card company. Later had it happen to me and it was very embarrassing.

  • @Justkj02
    @Justkj02 Рік тому +2

    It’s funny because 30 year loans are common place now. In the 50s I believe it was 5 years lmao…

  • @shikharmeh.8891
    @shikharmeh.8891 Рік тому +1

    Jan is smart, she poses😂

  • @ryans59
    @ryans59 Рік тому +13

    I declare BANKRUPTCYYYYYYYYYY

  • @Colafarr
    @Colafarr Рік тому +1

    he has postit on all of his credit cards lol. Properbly with the pincodes :D

  • @rohit_884
    @rohit_884 11 місяців тому

    I totally agree with you. But, I don't have money problems.

  • @fahadqureshi4570
    @fahadqureshi4570 Рік тому +1

    Oscar of all people should have known he didn’t say the word bankruptcy , he declared it! Smh 🤦‍♂️

  • @mikef55
    @mikef55 Рік тому +1

    Oh that's crazy, the title of this video is my life rn 👌

  • @mariebrock6716
    @mariebrock6716 Рік тому +21

    I know this is supposed to be funny, but financial stuff like this just stresses me the heck out.

    • @earedrobot7906
      @earedrobot7906 Рік тому +5

      It's mostly supposed to make you cringe and give you second hand embarrassment. I mean Michael gets so dumb it's kinda funny the absurds situations he gets in, i think that's the punchline

    • @wateveryo
      @wateveryo Рік тому +1

      @@earedrobot7906 yea 🤔

  • @curiotimetv
    @curiotimetv Рік тому +10

    Mo monkeys, Mo problems

  • @colinmcmasters8366
    @colinmcmasters8366 Рік тому +1

    2:36 lol

  • @chirumust
    @chirumust Рік тому +3

    It ain't possible that there is no bloopers in this scene 😂 1:22

  • @scott-hr3hd
    @scott-hr3hd Рік тому +4

    You are 2 year too late. We are now in a recession.

  • @shanzaaa8532
    @shanzaaa8532 Рік тому +7

    I
    DEClARE
    *BANKRUPTSYYYYY*

  • @mahigiri8062
    @mahigiri8062 Рік тому +1

    William Charles Schnider

  • @Dcook85
    @Dcook85 Рік тому +1

    Honestly if Oscar looked at any of our statements I'm sure it would look similar to 7:02

  • @bunkertons
    @bunkertons Рік тому +1

    Still slaps.

  • @beyoncenoona
    @beyoncenoona Рік тому +1

    appropriate timing...

  • @alleconti
    @alleconti Рік тому

    The Marine ''Core''

  • @FineFlu
    @FineFlu Рік тому +2

    "Chinese was my cheap suggestion"

  • @cheyennerice6673
    @cheyennerice6673 Рік тому +1

    I want a man like Michael. He don’t ask a woman about money! Period

  • @tech8939
    @tech8939 Рік тому

    1:29 you can see Jenna Fischer break

  • @prettylillaila7772
    @prettylillaila7772 Рік тому +16

    Can someone explain to me why Michael would've lost 7000 dollars if he would've walked? How is that legal?

    • @davewilson7602
      @davewilson7602 Рік тому +29

      There’s these things called closing costs to buy a house, they’re part of what you pay when you buy one. If he abandoned the deal he would still be liable to pay those costs even if he never bought the house since he signed a contract

    • @oldageisdumb
      @oldageisdumb Рік тому +19

      When you are buying a house and you enter into a contract (usually after you have the house inspected) you put down what is called earnest money t9 show you are serious. It’s usually 1-3% of the house price. If you back out of the deal, you lose that money

    • @prettylillaila7772
      @prettylillaila7772 Рік тому +10

      @@davewilson7602 thank you very much 🫶🏽

  • @ogretimethen8575
    @ogretimethen8575 Рік тому

    My grocery bill has doubled and my pantry is empty

  • @sahil2068
    @sahil2068 Рік тому

    You can even hear the white noise in the background.

  • @HenrySmith-kv9zu
    @HenrySmith-kv9zu Рік тому

    me looking at the characters in the video and seeing micheal, micheal and micheal

  • @skillz4life360
    @skillz4life360 Рік тому +1

    I love these lol

  • @charliecooper1646
    @charliecooper1646 Рік тому

    It’s mental that this is a title

  • @hasanabduqayumov
    @hasanabduqayumov Рік тому +1

    How do you do this this fast?

  • @aps-pictures9335
    @aps-pictures9335 Рік тому +12

    Oscar was legit the only decent human being by the end of it all…

  • @candypearlceliz3267
    @candypearlceliz3267 Рік тому

    I miss the office

  • @galymzhankyrykbaev2976
    @galymzhankyrykbaev2976 Рік тому

    What about Creeds 3$ cash? 😂

  • @marielaausher
    @marielaausher 6 місяців тому

    Honestly if I was Michael I would rather lose those 7k than singing a 30 year mortgage for that condo

  • @heyheyitrachelgray
    @heyheyitrachelgray Рік тому +1

    I honestly feel like I could handle monkeys better than I could handle my Money at this point…

  • @willreasoner4472
    @willreasoner4472 Рік тому +1

    There was a cost of living crisis in the mid 2000s? That’s cute..

  • @veg4life.
    @veg4life. Рік тому +16

    Stonks , you're around five years late for that

    • @ThumbsTup
      @ThumbsTup Рік тому +2

      5 years?? More like only 2 or 3

  • @_Seagie
    @_Seagie Рік тому

    clearly "stonks" aren't going down anytime soon

  • @Ash-tu2sr
    @Ash-tu2sr Рік тому +1

    The "I hate monkeys" would not fly in today's climate

  • @laurawhite9822
    @laurawhite9822 Рік тому +2

    Where’s the Office Superfan season 6?

  • @vivianaespinoza5281
    @vivianaespinoza5281 Рік тому +2

    I have an idea for the Disney animation studio What if Disney made a animation movie that’s about treasure hunting and takes place in Cuba and is about a man and his pet dogo cubano and they set off on an adventure to find the treasure and oscar Nunez Could play as our main character and his sidekick can be voice by Alan tudyk

  • @_Seagie
    @_Seagie Рік тому

    0:45 🤣🤣🤣

  • @rakreev
    @rakreev Рік тому +6

    Women be Shopinnnn

  • @brianellinger6622
    @brianellinger6622 Рік тому

    huh... u never heard james allen?

  • @Gugast925
    @Gugast925 Рік тому +7

    comedy bites still milking the office to this day holyy

  • @dusttoh8927
    @dusttoh8927 Рік тому +2

    Its Michael's problem 99% of the time.

  • @nt4136
    @nt4136 Рік тому

    its coming

  • @bensalter7997
    @bensalter7997 Рік тому

    Sorry for laughing at you. Sorry for laughing at you.

  • @theluschmaster
    @theluschmaster Рік тому +1

    You can't just say the word bankruptcy and expect anything to happen ..

  • @vivianaespinoza5281
    @vivianaespinoza5281 Рік тому +1

    Ooh ouch

  • @UnitedMA2489
    @UnitedMA2489 Рік тому

    Why show the same scene twice?

  • @hajihajihaji69
    @hajihajihaji69 Рік тому

    Yeah women be shoppin

  • @APatriotRevival
    @APatriotRevival Рік тому +2

    It's amazing to think that you used to get fast-food as a cheap, quick dinner.
    Also, this title doesn't make much sense. The financial crisis of 2007 really only affected 'well-off' people. A lot of people with money lost money, but you can't lose much money when you don't have any to begin with LOL

  • @amandac9894
    @amandac9894 Рік тому

    Not the cossy livs

  • @Road_beer123
    @Road_beer123 Рік тому

    0:48 bruh it's black history month

  • @tinashemunikwa4179
    @tinashemunikwa4179 Рік тому

    Did Pam ever get her $5000

  • @adarshthoduvakkal4495
    @adarshthoduvakkal4495 Рік тому

    stonks

    • @KatB426
      @KatB426 Рік тому +3

      So Pam says “don’t tell Jim” after she invests in Ryan’s “sure thing” for college basketball game wins; but gets very angry at Jim when he doesn’t tell her that he invested in his own start-up company. WTH is up with the hypocrisy?

    • @rrrrrfffff
      @rrrrrfffff Рік тому +3

      @@KatB426 this would be a good point, except the fact that she spent $50, while Jim spent their whole savings...
      Kind of a big difference

    • @KatB426
      @KatB426 Рік тому

      @@rrrrrfffff … I understand the monetary difference. My point was she wanted to keep something from Jim, but gets angry when he did it, regardless of what it was about. Kind of a double standard.