Alot of confusion here. The dealership did not add the unwanted services to the contract. The bank mentioned the extra items during loan pre-approval. Way before a dealership was found to buy from.
@CarWizard Wow, that's disgusting! I've never had a bank or credit union do that. Your daughter should have gone elsewhere just because of that. I still think she would have gotten a better deal with a credit union. They are not for-profit institutions, so they charge less.
Christ Wizard ! Who is she using for a "bank" if they are offering a bunch of crap products. Every bank car loan I've got offers one thing...Financing.
@@CarWizard i wouldn't let dealers off that easy. I've seen cock and bull shows with conveyance fees, documentation fees, service and dealer fees that go into the thousands of dollars. All at the last minute, after making you sweat for hours. Hats off to Carvana and Carmax at least they screw you up front (not from behind.)
Yes, 13-16, the Ecoboost 2.0 are solid engines. Anything newer! of those engines, stay away from them. The Ford Edge got the Open Deck Design much earlier than the Fusion, which started in 2017. The Fusion, which once was a perfectly fine car, has nothing but head gasket issues or cylinders 2 and 3 coolant intrusion issues. So stay away from any Fusion 2017-2020 that has the open deck block design.
@@geogmz8277yes luckily mine was totaled in a hailstorm. My 14 had cylinder 2 coolant intrusion. By the time I figured it out I went to change the spark plug and it broke off in the cylinder after getting it out and back up running threw some head gasket sealant in it. The turbo blew. lol and a lot of other stuff went wrong with it. Nice car but engine was trash and transmission shifted alwardly
@@604h22aI guess that's what happens when wages remain low and the cost of living goes through the roof. People have to resort to unethical tactics to make money
No doubt The World has always been this way,and even worse The USA has had quite a few Depressions where the real sxumbags breed like fleas and ordinary Joes ended up on the sidewalk and their families in The Poor House This IS what Big,Old Money does,and has always done and will always do Profit greatly from crooked politicians,judges and law enforcement favoritism and financial interests
We had a 2017 Fusion Titanium Hybrid. Absolutely LOVED that car. Didn't give us one problem. I once drove it across the country and got well above 40 mpg. Still miss that car...
I am a former manager at a dealership. That is not the bank. That is the finance manager at the dealership. You can make the dealer take those off, or you can cancel them by calling the company they use for the warranty and gap insurance.
I had an Autonation finance dirtbag sneak an aftermarket warranty into the deal by lying how much it would cost. They eventually refunded the money though.
spent 11+ years from 90 on selling cars and eventually working in finance for Saturn, at least they had listed pricing and we stuck to it for warranties. However there dealerships that would rip someone apart in F&I. Glad I'm out of the business because all these years later, nothing has changed.
Accurate. Was 14 yrs in business. Also, if they were ripping her off for $7000 in extra ads that were not disclosed properly- warranty, credit life disability- when those are removed the monthly payment drop of $100 doesn’t make sense unless she was on a six or seven year loan. Someone double check my math. I’m getting older and have you did you did my gut with been out of the business a long time.
NEVER finance with the dealer! Do it on your own, with an institution you know and trust! They just mark up the rate from what you could get. The exception is if you have bad credit, when the dealer my under right the loan. AVOID THAT too. Buy something you can afford!
@CarWizard - I recently purchased a 2018 Cadillac CT6 from a dealer. I purchased a Cadillac Protection Plan managed by a 3rd party (not a GM affiliate company). I had to have a knock sensor replaced. I went to my local Cadillac dealer, not the dealer I purchased the car from. There were ZERO issues with the warranty. No questions, no used parts, no discounted labor rate. No delays. They simply paid the bill minus my $100 deductible, and I drove home. Not all extended warranties are worthless!
They did plan to stop the Euro/UK version, the Mondeo, in 2019 but customer demand meant it continued until 2022. The main reason was it couldn't be converted to an SUV/EV platform. There is version produced in China from 2023 onwards which replaced their mk4 version showing how popular it still is, even though a bit behind on model year.
My 2019 is a piece of shit With awful build quality. Really. Slam the trunk and watch the area behind the back seat bounce. Look at all the loose fiber crap in trunk. Look at the uneven spot just above the radio. Feel the door handles plastic flex as you close the door. Mine has 100k and let's out a yuuge cloud of smoke on start up. 1.5 ecotec And I have 4 years to pay and $20,000 after already paying 2 years. Carmax offered me $7000.
Consumer Reports had lots of good things to say about the Fusion and Fusion Hybrid. I drove a Fusion Hybrid as a rental and was impressed by its performance and MPG… 45 MPG on suburban Detroit Interstate travel.
My son purchased a new Ford Fusion in 2013 with the 2.0 Ecoboost. He still has it to this day (11 years, 80,000 miles) and he has never had one single mechanical issue with it, not one.
Gap insurance is mandatory from ALOT of lenders. Cars depreciate so fast, and if the car gets wrecked, they’ll never get the difference in money back from you. It’s to protect their asset. That one is totally understandable. It’s the same reason why you’re required to have full collision insurance on a bank owned car.
@@petrosaguilar8916 but atp it's a matter of what makes more sense for your budget when it comes to insurance and car payments imo. Big city insurance is more expensive, especially for a first time car buyer. So it could be more affordable to pay the extra over time in car payments. It's predatory, I'm not negating that, but it's the world we live in.
I have bought many, many cars from a bunch of dealers in my 76 years, including 2 in the last 2 years, and I have never had to buy gap insurance. Always offered, always refused.
There's also the scam where early repayment of the loan gets charged penalties. I didn't hear anything about that, even tho rapid repayment was mentioned.
Exactly , "Wizard" didnt want to admit his daughter DIDNT LISTEN to him and bought everything in the dealer's fiance department that was offered to her.
My best sale during my 10-week stint as a car salesman was when a customer told my manager that they are buying a car from me because I'm honest. BTW dealerships today make more from financing then the profit from a new car sale.
Because they get kickbacks from interest rates, that’s why the interest rate is “negotiable.” If you were just dealing with the raw bank, it’s not negotiable. It’s a slimey tactic and it should be illegal. You can easily bring a 5% interest rate down to 2.5% by threatening to walk out. Right after they told you that 5% is the LOWEST the bank would go and it’s not their fault.
That’s a ton of disinformation. Most dealers use CUDL which is direct lending. Very few don’t do direct lending. That means they can’t markup the rate. If you’re so scared of dealers apply for your own financing before you come in… really simple stuff.
Here in the U.K. I was told by a dealer that the price they had on Autotrader for a new car they was only applicable if I took out finance. I went elsewhere and bought a used one. I think the salesman there was reading the room as he didn't mention finance once. I bought the car using my debit card just like the last two.
Nice car, we also had a white Fusion They are a super sharp looking car. When FORD owned Aston Martin Ford borrowed the styling for the nose of the Fusion. The Fusion is a comfortable car for long distance driving with great mileage even around town. As for handling, one of the best cars we ever drove. We turned ours in for a roomier Ford Edge, we do miss the mileage and looks of the Fusion. Good choice!
Yeah but still.......This is one of the Daughters of Omega! "She shouldn't be Financing any Vehicles". With all the little Gems Dave comes across. These Kids should be rolling in a new ride every month 😂😂 FINANCE SHOULD BE LIKE A FAMILY POT.👍
I bought my daughter a Jeep Grand Cherokee when she was in high school for $750 which had a seized engine. I told her the car was hers..IF she rebuilt the engine. The block had spun mains, so I got another from a wrecking yard, and every day when she got home from cheerleading practice she would work on the engine, of course with my supervision. Fast forward 13 years and shes still driving a different Jeep with the engine she rebuilt installed in it, the first one got wrecked. The second one had the garbage 4.7 V-8, which (of course) was bad, so we stripped the wiring harness out of the first one and installed the 4.0 she had rebuilt. She (and I) have around $4,500 in both vehicles and she got over a decade of service for her efforts
@@8avexp The 4.0 was one of the best inline 6 cylinder engines ever made, only the 300 ci Ford inline 6 matches it for durability and reliability. It is far superior in those terms to the 4.7 V-8 used in Jeeps and Dodge trucks.
@@aarg2609 The idea was to teach my daughter that one has to work for things, not expect them to just be handed to them, and that a work ethic is critical for success. I would like to think that life lesson paid off. She started as a cashier just out of high school, and now at age 29 is currently a regional manager in the same multi national company, commanding more money than any of her high school friends who spent 4 or more years in college. She still repairs her own vehicle.
Love your content, CarWizard. 👍🏻👍🏻 My own daughter is 17 and we're beginning to look around for her first car. We have been doing our research and your tips and insight have really helped us avoid a couple pitfalls already. Please keep these videos coming, and thank you!
Folks I’m seeing a lot of comments about ford not being reliable, Ford Fusion Hybrid is a completely different animal and is derived from Toyotas hybrid system. This is not fusions eco boost with leak problems, this 2.0 engine is super reliable and their e-cvt is derived from Toyotas e-evt. It uses planetary gears which is even more reliable than a manual transmission. I had the older model fusion hybrids, 240,000 before it was totaled in an accident, bought a 2011 with 140,000 now with no drive train isssues. Do your research people 😂
My 2014 #Ford_Fusion became a endless Money Pit $💲$ 😒 After 6 years. To me they are very Beautiful cars, the Fusion has a Great Following and many Ford Fusion fan channels on UA-cam.
Back in 2004 or so, Ford Motor Co. acknowledges it has licensed the rights to about 20 Toyota Motor Corp. hybrid system patents in order to help the American auto maker develop its first-ever gasoline-electric hybrid vehicle.
@@Chieftain357 yup the first generation hybrid both fusion (2010-2012) and escape were well made, transmission were aisin on fusions. Might be the same on escape, the 2013 model fusions were slightly different, had trans bearing issues from 2013-2016. Corrected for 2017-2020 models.
Congratulations on your daughter's first vehicle purchase. Good thing you caught those scams! Now she can take that difference and put it away in a separate savings account and forget about it until it is time for major services, tires, etc. I have been doing this for over 35 years and I always have money for any parts and services that I need and then some!
Or pay cash. I would never get a loan for a car but I do understand why people today would want a newer car with all the gizmos and because they don't know how to look after them these days.
Most car dealerships are full of scumbags. There, I said it. Its almost as if they want me to shop at a clown show like Carmax or Carvana so I dont have to deal with Mr. Garlicbreath.
Honestly in NC Carmax has Been Pretty good. Went to Scout Cars with 3 Friends and all Three have Had almost No Issues WIth thier Cars and Have Owned the 5-6 Years. a 2009 Genesis, 2017 Rogue, and a 2018 Honda Civic.
My family and friends also recently myself have purchased from CarMax and everyone has been happy with the one on the north side of Indianapolis! They have never tried pushing anything on us that we didn't want.
Carmax doesn't need to "front load" or "back load" deals because they have very high asking prices to compensate for lost monies. In five years of working Carmax our asking price was at or above KBB on all vehicles. Not unusual for one or two year old vehicles to sell for more than new MSRP vehicles selling at new franchise stores.. They also own a finance company for sub prime borrowers willing to pay high interest rates.
David- it was the dealer's finance manager. The last stop in the chain before possession changes, and they know the buyer wants to drive away soon. The dealer makes more money on the commissions from these add-ons than mark up on the car.
OEM extended warranties ARE worth it. I am a Ford senior Master Technician and just purchased 3 new F150s. I purchased Ford ESP extended warranty on all of them. Most of my career was as a shop foreman at a large Ford, and a Lincoln dealerships here in Houston. I have always purchased a factory extended warranty. My latest ESP is a 10 Year 175,000 mile Premium Care warranty, so I have no worries in the future. You don't want repair bills at current repair rates do to outrageous part costs. That's my two cents, after being in the business for 35 years. I now teach Automotive technology at Lone Star College here in Texas. Hell, I even make ALL my family carry AAA roadside assistance so I do not have to come running to the rescue. Great videos Wizard, I enjoy your content and agree ALL AFTERMARKET warranties are a TOTAL SCAM!
The new fusions are fairly reliable, depends on the engine choice. The weakest point as they age is they are more likely to encounter an evaporator core leak, dash removal to install. But the Wizard has that covered in his shop, so probably a good choice
I have a 2014 Fusion Hybrid Titanium (first year of the redesign) that I bought new and it's been really solid. I've been consistent with the regular maintenance and have had no issues at all with it. No regrets with that car at all.
Wizard, take it to Van Gogh and pay for a detail, an "I" and a repair of the the terrible dealer paint chip fix. It's emotionally rewarding to do nice things for your kids. LOL at you letting your daughter buy a Ford. My son's Focus ST was in for a couple repairs each year he had it.
I get so frustrated with dealerships and shops trying to scam my family and friends that are just confused and not knowledgeable about cars or how they work. I don't understand how they cannot try to learn given they're one of the most expensive things you will ever buy, but I also get life happens and folks have different priorities. I have so many stories just from this calendar year alone of shops scamming. I see how busy these places are and I think to myself how many people are being taken advantage of and the money they are making off of them. Many are not mechanics anymore, but just parts replacers. I appreciate channels that try to help folks avoid this like this one.
Gotta say my 2014 model has been excellent. Absolutely no mechanical issues and 98,000+ miles. Has been the most dependable and enjoyable driving car I have ever had and let me tell you, I have owned them all.
I own this car (year, make, model) I get 40-45MPG+ and I LOVE IT. IT's really a Dimond in the ruff.... Never EVER walk into buying a car without your own preapproval from at least 2 banks or credit unions you know and trust.
Hi Wizard. Thanks for another good video. I am grateful that all my car purchases have been with honest, professional dealers. Also, I have bought extended warranties on most of my cars, and I have not had problems with shops taking them. Our local Honda dealer has taken the warranty on my wife's car, and my BMW whisperer accepted the warranty on my car.
At one particular Autonation Honda dealer the finance manager has you sign everything electronically on a tablet precisely so you won't see what you're signing .be careful folks
Thanks car wizard, I just bought a 2005 Impala with the 3.8 liter based largely on your high praise of that engine. Looking forward to cleaning it up, changing fluids, bringing everything up to top condition.
My dad bought one, it was his first Ford. Pretty much trouble free besides maintenance till nearly 200k miles when a radiator hose blew out and his wife tried to make it 2 extra miles home and it warped the cylinder head.
This is a nice looking car. It's the same year as my Civic and it gets about the same gas mileage. Personally, I would have recommended trying to get the loan through a credit union first and avoiding the dealership as much as possible. They always add on lots of "junk" fees to their loans so the finance dept. makes money off the car too. But other than that, it looks like she made a decent choice.
"Dead peasant" policy. Walmart was known for that little gem. Good bet -- at the time, young demographic, low premium, high potential for return. You know things are bad when your employer is making "book" on your life... I guess that's what's meant by "human resource" management. So, why don't people support unions? Even with the inevitable graft and corruption (human condition), in balance a much better proposition for the employee.
You should have every request of things the dealer needs to fix and accessories to be added to the car clearly stated on the "We Owe" document. And go back to dealer ASAP, to get the work done, as there is usually an expiration date of that We Owe, as per my experience working for dealerships.
@@jeffk464 A good mechanic would never advise their children to buy a modern Ford Fusion. They would steer them to a good Toyota, Honda or a Old GM with the 3800 V6. The modern Fords are garbage. They have led the car industry in recalls for the past few years now.
@@Nousername9-b1n She wanted a screen, so from my POV that's the main reason she bought it. I'm sure a Fusion wouldn't have been her dad's 1st choice, but...
When i get to finance office,I tell them lets skip the formalities, i only want the car,no paint protection, gap,vin# etched into glass,had me sign rejection papers.
Wizard keep us posted on how this holds up over time PLEASE!! I have a Ford maverick hybrid and hope it holds up . I also like these, the 2.0 seems to be very understressed in this hybrid configuration.
@@jeedwards1981the hybrids are completely different. I had - 2012 fusion hybrid, 240000 and still going before it was totaled in a accident. Have a 2011 for replacement at 140,000 with no issues.
I recently bought my 16 year old daughter her first car on Facebook marketplace it’s a white 2015 Toyota Avalon Hybrid with 190K miles for 10K. It runs like a dream literally drives like a new car. She’s so happy.
It is sad that so many people that deal in cars like selling, repairing, financing and insuring are not honest with the consumer. I admire the honesty and integrity of Mr. and Mrs. Car Wizard and the fact that they have helped their children in car decisions and probably other life decisions as well. You folks are a great role model for all families and enjoy watching your vids. Thank you for all the great content and information that you generously give us. Best to you always
I think the key is "...120 miles every day". Driving 120 miles in the city (spread over several days) is not quite the same as driving 120 freeway miles in 2 hours (spread over 2 drive cycles).
My dad had one and it was a great car. Unfortunately they overheated it and warped the cylinder head when a radiator hose blew and his wife tried to make it home. It was a great car
@@turdferguson4124 Sorry, I was not clear. 270k miles is absolutely a lot and also unusual. I meant to say that cars with very high miles tend to have long freeway commutes, although I think even a city-driven car can get there if the owner is excellent with maintenance.
The Car Max extended warranty is reliable and comprehensive. I've bought one twice now, and I've made maybe 6 different claims, one of which had to be re-fixed under the repair warranty 3 times, and never had a single issue getting approved. They tell you what local service garage to go to, and that shop will have a pre-existing relationship w Car Max.
Also own a fusion hybrid 2012 206k absolutely no issues. just replacing normalbwrar parts. The 2.5 in these is a pretty solid engine. Have to say i am very surprised with all the fusion hybrid haters
I can't think of a more embarrassing car to be seen in. Not only to they have major transmission issues and terrible build quality, but they are dreadful to even look at. I can't wrap my head around looking at one and letting yourself be okay with being seen in such a garbage car. And then you sit in it. Actually. The lack of quality starts the second you pull that door handle and feel the cheap plastic flex. Then you sit in that dreadfully stiff and cheap seat. Then you move on to pressing the buttons and twisting the knobs. You can feel just how cheap and poorly built it is in every single button, handle, and surface of that vehicle. I genuinely can't wrap my head around it. If you're going to be okay with driving such an ugly car, why not buy a 7th generation Honda Civic sedan? Those are ugly, but at least they are built well and have a fantastic reputation for reliability.
@@MalcomHeavy haha 7th gen civic, oh hell no I had one and the trans shit the bed and its small as hell. You don't even know the fusion hybrids have a totally different drive train derived from Toyota hybrid and this is the advice you recommend, do your research 😂
@@beammeupscottsp7952 I've worked on multiple. The transmissions are still problematic. Your anecdote doesn't invalidate the multiple vehicles that have come into my shop with complaints of harsh shifting and the car struggling to find it's next gear. 7th generation Civics are junk. But they are reliable junk. I've seen a few come in with similar transmission issues to the Fusions. Here's the difference. I haven't had a single one of those Civics come in with a shot trans at less than 200k miles. The last Fusion hybrid we had come in with transmission issues was at 66k miles, and since it was bought used with a limited warranty, the owner had to foot the bill. The one that came in 5 months before had them at 80k miles and some change. And those are just the specific hybrid model you are referring to. If we were talking about Fusions as an entirety, I've seen a couple dozen so far this year. They are always falling apart. The build quality is some of the worst I've seen roll in for newer vehicles. Even Nissans that come in have been in better shape.
@@beammeupscottsp7952 Fighting to the death over a throwaway fleet sales Ford is crazy to me. I would understand if it was a car that was somewhat desirable but had some issues, but you are defending the equivalent of a cheap $40 Walmart brand microwave. Does it cook your food? Sure. Will it last as long as something actually nice. No. Not even close.
Me and my father had the same experience That’s when my dad discovered how much has changed in 30 years and some dealerships don’t even let you buy the car with out the bullshit add ons
Another great vid! Thanks again wizard ;) hope your daughter enjoys her new car! Unbelievable what some people are willing to go to , glad she's very smart n read through it all before signing that dotted line! Even in the UK it's the same here, we hate extended car warranties / or aftermarket warranties they're called here, we don't deal with em either, such a load of BS !
The haters will hate, these are great cars, especially the hybrids. The older Ford Escape Hybrids were literally bulletproof aside from rust. NYC used them as taxis and got 500k miles out of a lot of them easily. Same with the Fusions. I have an older Fusion (2009, non-hybrid) and I absolutely love mine. I've had lots of friends and family who have these newer ones and love them too.
My SIL has a 16 fusion hybrid, absolute trash. Terrible mpg, reliability issues. Wife has a 17 focus, clutch has been replaced under the extended warranty 6 times now. Never again.
@@Drewcardello I haven't heard anything bad about them but they are also so new still. All I know is that if I could afford a Maverick, I'd buy one in a heartbeat.
@@jakedarang The newer Focuses have horrible automatic transmissions. Ford screwed that one up. They did a recall on them. Only way I'd ever get a newer than 2011 Focus is if it was a manual.
Carmax is a clown show. Inb2018 I purchased a Trailblazer. In the first week all kinds of issues! They did not honor the warranty. $3500 later at another shop got fixed
I just bought a car there a few months ago...they were actually pretty great. Not only did they happen to have the EXACT car I was looking for (took me YEARS to find), they shipped it from Vegas to Phoenix for a whole 90 bucks, AND they gave me a second key without me even asking. They even let me drive the C8 they had on the lot. lol...all in all, 10/10.
Remember see the other day, about a older guy had a dodge Durango that he bought new and also bought a lifetime warranty. he used it many times over the years for small thing, but last years he took it in for some engine issue Dodge company decides to cancel the warranty because the repair was more than the cost of the repair. remember this was a lifetime warranty.
You can buy GAP from most of your insurance companies or some of them call it "New Car Replacement" but, lots of times they will only offer that coverage on brand new cars if your insurance even offers it at all. Where you have to watch is the limit of coverage. Most insurance company gap will only pay out 125% of the retail value at time of loss where dealership GAP in most cases are 140-150% of Retail at time of purchase. If you buy extended warranty coverage, you want to buy the "Manufacturer" contract not the "Dealership 3rd Party" Contract which, would be the kind that you would have had experience with. Manufacturer coverage is very cut and dry on coverage and only that Manufacturer's Service Department can do the repairs. This is a great video and very important for people to know how important it is to look over your contracts and don't be afraid to ask questions. One thing I've always told my customers is "No Question is a Dumb One" when it comes to a car purchase and I'm shocked at the amount of people that just sign and don't read anything or ask questions. Especially my first time buyers.
Amazing how low that is for a hybrid. Just did a 1000mi round trip in my 2.0 turbo diesel Octavia with a roof box on, three big blokes and a load of dive kit on board and averaged 58mpg
@@jongmassey They rated the car at 40 mpg, but those EPA ratings are notorious for being optimistic. Other people that had them had a similar experience. This is a 3900 pound/1800 KG car due to the battery, so 37 mpg in the city is really very good.
I have owned a 2017 Lincoln MKZ Hybrid for 2 years. It just hit 100,000 miles. I bought it with 53,000 so I drive a lot. It is the most comfortable car I have ever owned, with the same reliability as my 2013 Honda Civic that I had for 7 years prior. Very safe crash ratings and gets over 40 MPG. Same car as this Ford, I have seen these hybrids with their Toyota derived eCVT transmissions go to well over 200,000 miles. Wizard, I hope your daughter enjoys her car as much as I have enjoyed mine.
I have to say, one thing I like about my 2019 nissan sentra is how simple it is...the steering wheel, radio, and hvac couldn't be any easier. Yes it does have the CVT it gets serviced it's fine.
You guys should of still went with her!! I'm 44 and my parents are gonna go with me when im ready to get another new car again :) your right about all this stuff :) How old is she? They saw she was alone?
I just helped my friend to pick another used car last week. Toyota and Honda are so overpriced right now on the used market. Mazda and Mitsubishi is the way to go. Got a mitsubishi outlander 2017 v6 6 speed at, timg belt replacement suspension all good still under mitsubishi 10 years warranty for $6500.
Excellent example and advice, thank you! We just bought one of my children a car: Hyundai Ioniq plug-in hybrid. Turns out, the plug in isn't likely to be too useful, but I have a friend who loves theirs. Fingers crossed!
These hybrids are underrated as far as Fords go. While some powertrains for this generation Fusion/MKZ are extremely unreliable (i.e. 2.0L Ecoboost), the hybrids are pretty bulletproof overall. I had a 2014 MKZ hybrid and traded it in on a 3.0LTT Continental. MKZ had zero powertrain or mechanical issues during 4+ years of ownership, was a great car - just not fast! And it had the panoramic roof as a bonus.
I can understand your frustration with extended warranties as an independent shop. But i was quite happy to have purchased it for my vehicle. It was provided by Allstate and it paid for itself in the time i had it. Had three issue with the vehicle, one being fairly major and the warranty paid for all issues, no questions asked. No requests for used parts, etc.
@@JeremyMcKnight-ey9gc Ford's Hybrids are super reliable. Current Hondas are less reliable than old ones, specially those ones with the 1.5 Turbo and the 3.5 with cylinder deactivation and timing belts .
@@engineer_alv right. The ones with the eCVTs are indestructible. I've rarely seen a Honda with over 140-150k miles, I have friends with fusions and escapes hybrids with 250k. Ignore the Honda/toyota koolaid.
My son has a 2016 Ford Fusion Twin turbo 2.0 All Wheel Drive with no problems in the Six years he has had it As well as it being a very comfortable car even though he is 6’3” The only thing is the 2 recalls that it has had but ford did them both quickly with no hassles
You have to love the dealers business office, they love to give you the business! When ever they ask you how much you want to pay a month the assume you have no clue what you are or will be paying in the long run! Love cars but hate almost every dealer I have dealt with!
I have a 2017 Fusion Hybrid, Titanium as well. I bought it in 2018. Just under 100k miles now. No issues - I bought it because it was cheap and got great mileage. Turns out it was the most reliable car I had owned, and I had Hondas in the past. Not a bad car.
GAP is not a scam 🤦 what a stupid thing to say. You wouldn’t believe the amount of low income people who RUIN their entire credit because they wanted to be cheap and didn’t pay the few hundred dollars for GAP. Look up GAP and what it does. It’s offered via banks, dealers and even your insurance. It’s totally legitimate. It pays off the loan when you total your car. Insurance will not payoff your loan when you put min down.
@@tjnucnucit depends on the loan and car and your car insurance. I had gap on a car years ago and it was totaled in an accident. The gap coverage didn’t cover it all. I still owed $3k.
@@joncope9175 then you did not buy the right insurance. GAP insurance is designed to cover the gap between the wholesale/wrecked value and what is owed on it.
Thank you for spreading awareness on this. Finance teams at the dealerships will try to pull the same tactics on these used cars. They offered my gf a crazy interest rate and only brought it down to something reasonable when they found out she had a better offer from her own bank. Then the next day we get a call from a credit union asking if we wanted to move forward with inquiry the dealership had submitted on her behalf and it an even lower rate that they conveniently decided not to disclose to her. A lot of these dealerships get a cut on the back end for higher interest loans. If you have the luxury of time take it and review all options. Unfortunately she needed a car asap, so they got us.
Yeah seems steep to me too - Decent looking car but I'm not paying nearly 20 large for anything 5 years old with close to 100k and idc if it was a 6 figure car when it was new.
Cash for clunkers was 15 years ago. FYI don't get sick. Hear about dear leaders idea for health care? Don't get sick and if you do get sick he thinks euthanasia needs implemented.
Best car financing advice I ever heard is to go get pre-approved for a loan at your local credit union. Not only does it avoid all the dealer finance manager BS, but you may also even have a little extra price negotiating leverage.
Probably because if you have the money it's a really great time to buy. I bought a car a year ago for $15k, the same dealership is selling 2 model years newer with 10k less miles today for for $12k
That’s what I was thinking? Didn’t they just get a Honda or Toyota? Maybe that was another daughter? Oh well, at least they got a screen, lighted cup holders and cold air up her hooha… priorities and all that.
Back in August 2017, when I bought my 6 month old used Dogde Journey 2017 with 3,100 miles the dealership had installed a Lo-Jack which I had them remove. The only thing I got stuck was for $50 bucks for nitrogen for the tires. As I paid cash the only other thing they tried to push was the extended warranty, which I turned down.
I always like it when the letters are individual and you could move them around if you want. One of my neighbors has a Nissan “Rouge”, although unfortunately it isn’t red. The best would be a GMC Yukon Denial.
I work at a Chevy dealership and all I have to say is since working there I cannot recommend an extended warranty enough. As long as you use it at the dealership you bought the car from it should all be fine. It has saved peoples butts when it comes to major repairs aka transmissions and engines. Instead of paying $4,000-$10,000 they may pay a few hundred to $1,000 without the extended warranty those people would probably have had to let their cars get repossessed and ruined their credit. Now it may be different at other places for smaller dealers but I work a a very big dealership company in Indiana and it is a lifesaver most of the time.
Agreed, I have purchased a few extended warranties through the years and I can’t say I have ever had a problem with any of them. From transmissions, to rear ends, transfer cases they were all covered and not always at the dealer that sold it to me as often the car was purchased a ways away. There has also been a time or 2 when the warranty was never used and so be it. It is easy for the Car WIzard to say don’t get an extended warranty, he is a certified mechanic with his own shop getting parts at jobber or dealer cost. I would say no too. But as a regular consumer, this is bad advice, get a warranty, know what the warranty is covering. As @tylerdaniels203 said, the dealer that sold the car will most certainly honor their extended warranty.
We have a 2017 Fusion Energi plug in hybrid Titanium that we got new in 2017. Well, it was a demo model that was pampered by the owner of the dealership’s wife . It had 6,000 miles on it and was $23,900. We grabbed it and still have it now with 91k on it. Runs like a champ and gets amazing mileage. Sometimes gets 1000 miles on a tank of fuel. That depends on how you drive it. That was around town and plugging it in every night and staying in battery mode within the day. Truly a great car.
I purchased an extended warranty through YAA when I bought my 2005 FX45. Phenomenal company. I didn't have the car for 2 months before the wheel bearings started complaining. They covered the repair with ZERO hassle in 2 days! That was almost $1k. My regular shop was flabbergasted.
Only time I get an extended warranty is when buying a car from CarMax. I've had great past experience from having it added, especially when the vehicle is already out of its original warranty. But for a brand new (not used) vehicle? I would never, because that extended warranty doesn't kick in until the original warranty is over with, and even then it won't extend it too much.
Good pick, wizard. Generally speaking the hybrid system in that generation is pretty solid. I believe it uses a cvt as opposed to the 6f35 in the non hybrid models. And for some corrections regarding people saying Ford fusions are junk: a lot of it depends on either how it was treated before you got it if there was a previous owner, and which engine you’re getting. Generally speaking, the 2.5 base engine is really solid and it’s a carryover from the first generation. The 1.5 and 1.6 ecoboost are hit or miss, and the 2.0 ecoboost from 13-16 are pretty solid too, the reason they are not listed on any recalls is because they don’t have the same cylinder head that the 17-19 models had, in fact That older 2.0 is based on a Mazda engine design, and they used that same engine in the ST focus up to 2018. 17-19 was an all Ford design which they did recall and fix the issue for 2020 due to coolant intrusion. They also did offer a 2.7 twin turbo in a sport trim from 17-19 as well, and I haven’t heard anything bad on them yet. The only real week point on the gas engines would be the transmission, assuming it wasn’t serviced properly. You’re supposed to service them every 30 to 50,000 miles and just do a drain and fill.
I went with a Lexus gs350 AWD for my first car, love it. Has everything I need and nothing I don't. 13k with 100k miles and good service records. I DIY all my work, so it's been very cheap to own so far, even using all oem parts!
Alot of confusion here. The dealership did not add the unwanted services to the contract. The bank mentioned the extra items during loan pre-approval. Way before a dealership was found to buy from.
should've got a buick lesabre😊
@CarWizard Wow, that's disgusting!
I've never had a bank or credit union do that.
Your daughter should have gone elsewhere just because of that.
I still think she would have gotten a better deal with a credit union. They are not for-profit institutions, so they charge less.
Credit union loan personnel try to upsell you too. Just insist on NO!
Christ Wizard ! Who is she using for a "bank" if they are offering a bunch of crap products. Every bank car loan I've got offers one thing...Financing.
@@CarWizard i wouldn't let dealers off that easy. I've seen cock and bull shows with conveyance fees, documentation fees, service and dealer fees that go into the thousands of dollars. All at the last minute, after making you sweat for hours. Hats off to Carvana and Carmax at least they screw you up front (not from behind.)
I've noticed a lot of businesses are seemingly desperate for customers...a lot of scamming going on...pay attention and don't be afraid to say NO!
I own 2 fusions,14 & 19,both titanium’s ,no complaints
They are great cars.
The 2.5 hybrids are bulletproof....the tranis aren't the best though...
I have a 14 Fusion that has survived two teenage new drivers and still going. Over 120 k only major repair was an O2 sensor. Great first car IMO.
Yes, 13-16, the Ecoboost 2.0 are solid engines. Anything newer! of those engines, stay away from them.
The Ford Edge got the Open Deck Design much earlier than the Fusion, which started in 2017. The Fusion, which once was a perfectly fine car, has nothing but head gasket issues or cylinders 2 and 3 coolant intrusion issues. So stay away from any Fusion 2017-2020 that has the open deck block design.
I'm rather surprised. My friend had a 2014 Fusion that had the transmission start to slip at ~70,000 miles.
@@eddieredmann3 hybrid version trans is the worst
I’d hope an O2 sensor wasn’t a major repair.
@@geogmz8277yes luckily mine was totaled in a hailstorm. My 14 had cylinder 2 coolant intrusion. By the time I figured it out I went to change the spark plug and it broke off in the cylinder after getting it out and back up running threw some head gasket sealant in it. The turbo blew. lol and a lot of other stuff went wrong with it. Nice car but engine was trash and transmission shifted alwardly
I am so sick of living in a world where everyone and everything seemingly is out to screw you over. This timeline sucks man
Wasn’t always like this maybe 4-5years ago. Nowadays you can’t even leave shows outside your house
@@604h22aI guess that's what happens when wages remain low and the cost of living goes through the roof. People have to resort to unethical tactics to make money
You mean like this click-bait video? Seems that 'Wizard' has graduated from the Scotty K. School of UA-cam Auto Channel Click Bait.
@@604h22a it was worse in the 70's and 80's before people became somewhat aware thanks to the internet.
No doubt
The World has always been this way,and even worse
The USA has had quite a few Depressions where the real sxumbags breed like fleas and ordinary Joes ended up on the sidewalk and their families in The Poor House
This IS what Big,Old Money does,and has always done and will always do
Profit greatly from crooked politicians,judges and law enforcement favoritism and financial interests
Since she didn't buy a car with the Buick 3800, is she still invited to Thanksgiving dinner?
😂😂😂😂😂
🤣🤣🤣🤣
😂😅😂😅
Yes but she has to cook the turkey now ! 🤔
I wanna know why didn't she buy a Toyota Camry hybrid instead of that piece of crap Ford fusion hybrid!!!!!! 😮
We had a 2017 Fusion Titanium Hybrid. Absolutely LOVED that car. Didn't give us one problem. I once drove it across the country and got well above 40 mpg. Still miss that car...
Why did you get rid of it, worried about the life (or death) of the battery pack?
@@marko7843 Nope. Long story, didn't need the car anymore. Sold it to one of my best friends. It's still running and driving great today.
@@marko7843battery packs are more reliable than IC powertrains, with the twenty gazillion things that can go wrong with them.
I am a former manager at a dealership. That is not the bank. That is the finance manager at the dealership. You can make the dealer take those off, or you can cancel them by calling the company they use for the warranty and gap insurance.
I had an Autonation finance dirtbag sneak an aftermarket warranty into the deal by lying how much it would cost. They eventually refunded the money though.
spent 11+ years from 90 on selling cars and eventually working in finance for Saturn, at least they had listed pricing and we stuck to it for warranties. However there dealerships that would rip someone apart in F&I. Glad I'm out of the business because all these years later, nothing has changed.
Accurate.
Was 14 yrs in business.
Also, if they were ripping her off for $7000 in extra ads that were not disclosed properly- warranty, credit life disability- when those are removed the monthly payment drop of $100 doesn’t make sense unless she was on a six or seven year loan. Someone double check my math. I’m getting older and have you did you did my gut with been out of the business a long time.
@@shawnmason5290Same here. I thought it was about 20 dollars per thousand, so it should’ve been 140 dollars per month.
I am gonna argue for GAP especially for Kansas and hail. We have used it multiple times.
NEVER finance with the dealer! Do it on your own, with an institution you know and trust! They just mark up the rate from what you could get. The exception is if you have bad credit, when the dealer my under right the loan. AVOID THAT too. Buy something you can afford!
@CarWizard - I recently purchased a 2018 Cadillac CT6 from a dealer. I purchased a Cadillac Protection Plan managed by a 3rd party (not a GM affiliate company). I had to have a knock sensor replaced. I went to my local Cadillac dealer, not the dealer I purchased the car from. There were ZERO issues with the warranty. No questions, no used parts, no discounted labor rate. No delays. They simply paid the bill minus my $100 deductible, and I drove home. Not all extended warranties are worthless!
Just most of them.
I think the Fusion was the best car all around that Ford has produced in the modern era. They should have kept producing it.
They did plan to stop the Euro/UK version, the Mondeo, in 2019 but customer demand meant it continued until 2022. The main reason was it couldn't be converted to an SUV/EV platform. There is version produced in China from 2023 onwards which replaced their mk4 version showing how popular it still is, even though a bit behind on model year.
My 2019 is a piece of shit
With awful build quality.
Really. Slam the trunk and watch the area behind the back seat bounce.
Look at all the loose fiber crap in trunk.
Look at the uneven spot just above the radio.
Feel the door handles plastic flex as you close the door.
Mine has 100k and let's out a yuuge cloud of smoke on start up.
1.5 ecotec
And I have 4 years to pay and $20,000 after already paying 2 years.
Carmax offered me $7000.
Consumer Reports had lots of good things to say about the Fusion and Fusion Hybrid. I drove a Fusion Hybrid as a rental and was impressed by its performance and MPG… 45 MPG on suburban Detroit Interstate travel.
I agree.
@@Fdjt4ever your issue is you got the 1.5 ecotec those are not very good engines at all the one in the video is the best one to have imo
My son purchased a new Ford Fusion in 2013 with the 2.0 Ecoboost. He still has it to this day (11 years, 80,000 miles) and he has never had one single mechanical issue with it, not one.
Gap insurance is mandatory from ALOT of lenders. Cars depreciate so fast, and if the car gets wrecked, they’ll never get the difference in money back from you. It’s to protect their asset. That one is totally understandable.
It’s the same reason why you’re required to have full collision insurance on a bank owned car.
Insurance companies offer gap for a small fraction of the price as the third party ones.
@@petrosaguilar8916 but atp it's a matter of what makes more sense for your budget when it comes to insurance and car payments imo. Big city insurance is more expensive, especially for a first time car buyer. So it could be more affordable to pay the extra over time in car payments. It's predatory, I'm not negating that, but it's the world we live in.
I have bought many, many cars from a bunch of dealers in my 76 years, including 2 in the last 2 years, and I have never had to buy gap insurance. Always offered, always refused.
@@monopolizedopamine $30/no or less versus $700 or more for the third party ones. It's obvious which is the better deal.
The finance manager put all those unnecessary extras. That dealership is to blame, not the bank, as the car wizard said.
Yeah the bank didn't do that... That was the finance dept.
There's also the scam where early repayment of the loan gets charged penalties. I didn't hear anything about that, even tho rapid repayment was mentioned.
Exactly , "Wizard" didnt want to admit his daughter DIDNT LISTEN to him and bought everything in the dealer's fiance department that was offered to her.
Exactly! That is literally 100% the dealer/finance manage and 0% the bank.
Exactly! It was the shady dealer!
My best sale during my 10-week stint as a car salesman was when a customer told my manager that they are buying a car from me because I'm honest. BTW dealerships today make more from financing then the profit from a new car sale.
Because they get kickbacks from interest rates, that’s why the interest rate is “negotiable.” If you were just dealing with the raw bank, it’s not negotiable. It’s a slimey tactic and it should be illegal. You can easily bring a 5% interest rate down to 2.5% by threatening to walk out. Right after they told you that 5% is the LOWEST the bank would go and it’s not their fault.
That’s a ton of disinformation. Most dealers use CUDL which is direct lending. Very few don’t do direct lending. That means they can’t markup the rate. If you’re so scared of dealers apply for your own financing before you come in… really simple stuff.
Here in the U.K. I was told by a dealer that the price they had on Autotrader for a new car they was only applicable if I took out finance. I went elsewhere and bought a used one. I think the salesman there was reading the room as he didn't mention finance once. I bought the car using my debit card just like the last two.
*Than
Nice car, we also had a white Fusion They are a super sharp looking car. When FORD owned Aston Martin Ford borrowed the styling for the nose of the Fusion. The Fusion is a comfortable car for long distance driving with great mileage even around town. As for handling, one of the best cars we ever drove. We turned ours in for a roomier Ford Edge, we do miss the mileage and looks of the Fusion. Good choice!
I still remember when she was just a kid destroying honda preludes, they grow up so fast lol
He has 3 girls. So different cars.
Lol, right? That was so dumb
Yeah but still.......This is one of the Daughters of Omega! "She shouldn't be Financing any Vehicles".
With all the little Gems Dave comes across. These Kids should be rolling in a new ride every month 😂😂
FINANCE SHOULD BE LIKE A FAMILY POT.👍
I bought my daughter a Jeep Grand Cherokee when she was in high school for $750 which had a seized engine.
I told her the car was hers..IF she rebuilt the engine. The block had spun mains, so I got another from a wrecking yard, and every day when she got home from cheerleading practice she would work on the engine, of course with my supervision.
Fast forward 13 years and shes still driving a different Jeep with the engine she rebuilt installed in it, the first one got wrecked. The second one had the garbage 4.7 V-8, which (of course) was bad, so we stripped the wiring harness out of the first one and installed the 4.0 she had rebuilt. She (and I) have around $4,500 in both vehicles and she got over a decade of service for her efforts
The 4.0-liter six? My '88 Cherokee had that. Kept it for 35 years before the electrical system began actively dying.
Badass dad 💪💪
@@8avexp The 4.0 was one of the best inline 6 cylinder engines ever made, only the 300 ci Ford inline 6 matches it for durability and reliability. It is far superior in those terms to the 4.7 V-8 used in Jeeps and Dodge trucks.
@@aarg2609 The idea was to teach my daughter that one has to work for things, not expect them to just be handed to them, and that a work ethic is critical for success.
I would like to think that life lesson paid off. She started as a cashier just out of high school, and now at age 29 is currently a regional manager in the same multi national company, commanding more money than any of her high school friends who spent 4 or more years in college.
She still repairs her own vehicle.
@@donreinke5863 Yes, indeed!
Love your content, CarWizard. 👍🏻👍🏻 My own daughter is 17 and we're beginning to look around for her first car. We have been doing our research and your tips and insight have really helped us avoid a couple pitfalls already. Please keep these videos coming, and thank you!
She's lucky to have a dad who can fix any car problem.
For her not to ask her father about that car would have been a tragedy. When you have resources like that you better use them!!!!!
Agreed!
She did
@@virgin26 I know she did, just saying if she had not done so.
what if the dad just told her how to negociate and actually teach her a lesson?!
I'm referring to the mechanical aspects of the car.
Folks I’m seeing a lot of comments about ford not being reliable, Ford Fusion Hybrid is a completely different animal and is derived from Toyotas hybrid system. This is not fusions eco boost with leak problems, this 2.0 engine is super reliable and their e-cvt is derived from Toyotas e-evt. It uses planetary gears which is even more reliable than a manual transmission. I had the older model fusion hybrids, 240,000 before it was totaled in an accident, bought a 2011 with 140,000 now with no drive train isssues. Do your research people 😂
My 2014 #Ford_Fusion became a endless Money Pit $💲$ 😒
After 6 years.
To me they are very Beautiful cars, the Fusion has a Great Following and many Ford Fusion fan channels on UA-cam.
I had my 2013 fusion hybrid until about a month ago and sold it to my friend. 135k miles and nothing but oil changes and routine maintenance.
@@icosthop9998 yours wasn't a hybrid
Back in 2004 or so, Ford Motor Co. acknowledges it has licensed the rights to about 20 Toyota Motor Corp. hybrid system patents in order to help the American auto maker develop its first-ever gasoline-electric hybrid vehicle.
@@Chieftain357 yup the first generation hybrid both fusion (2010-2012) and escape were well made, transmission were aisin on fusions. Might be the same on escape, the 2013 model fusions were slightly different, had trans bearing issues from 2013-2016. Corrected for 2017-2020 models.
Congratulations on your daughter's first vehicle purchase. Good thing you caught those scams! Now she can take that difference and put it away in a separate savings account and forget about it until it is time for major services, tires, etc. I have been doing this for over 35 years and I always have money for any parts and services that I need and then some!
279000 miles on my Ford Fusion Hybrid 2016. I hope to take it half a million.
Any issues ever?
Great! Glad to hear it! Now that would make a nice video.
That's a unicorn for a ford
@@kustomchevy27 says the Chevy guy 😂
193000 on my 14 2,0 vep engine turbo...no issues at all no oil useage
If the bank tried to add all these scams,I would have looked for a different lender
Or pay cash. I would never get a loan for a car but I do understand why people today would want a newer car with all the gizmos and because they don't know how to look after them these days.
@@2DogsVlogs yes ,if you just make a monthly pay to yourself until you have enough saved up to buy they car,no load needed.
they ll try it.the more they can add on, the more interest money they get.
Most car dealerships are full of scumbags. There, I said it. Its almost as if they want me to shop at a clown show like Carmax or Carvana so I dont have to deal with Mr. Garlicbreath.
Honestly in NC Carmax has Been Pretty good. Went to Scout Cars with 3 Friends and all Three have Had almost No Issues WIth thier Cars and Have Owned the 5-6 Years. a 2009 Genesis, 2017 Rogue, and a 2018 Honda Civic.
My family and friends also recently myself have purchased from CarMax and everyone has been happy with the one on the north side of Indianapolis! They have never tried pushing anything on us that we didn't want.
My friend who ran a used car lot told me to always buy your used car from a private party.
Carmax doesn't need to "front load" or "back load" deals because they have very high asking prices to compensate for lost monies. In five years of working Carmax our asking price was at or above KBB on all vehicles. Not unusual for one or two year old vehicles to sell for more than new MSRP vehicles selling at new franchise stores.. They also own a finance company for sub prime borrowers willing to pay high interest rates.
@@kipirish7436 the no pressure approach at CarMax is nice but their prices are ridiculous.
We have 3 ford fusions in our family, 08, 10 and a 19 hybrid. All of them have been very dependable, comfortable solid cars we really enjoy.
David- it was the dealer's finance manager. The last stop in the chain before possession changes, and they know the buyer wants to drive away soon. The dealer makes more money on the commissions from these add-ons than mark up on the car.
OEM extended warranties ARE worth it. I am a Ford senior Master Technician and just purchased 3 new F150s. I purchased Ford ESP extended warranty on all of them. Most of my career was as a shop foreman at a large Ford, and a Lincoln dealerships here in Houston. I have always purchased a factory extended warranty. My latest ESP is a 10 Year 175,000 mile Premium Care warranty, so I have no worries in the future. You don't want repair bills at current repair rates do to outrageous part costs. That's my two cents, after being in the business for 35 years. I now teach Automotive technology at Lone Star College here in Texas. Hell, I even make ALL my family carry AAA roadside assistance so I do not have to come running to the rescue. Great videos Wizard, I enjoy your content and agree ALL AFTERMARKET warranties are a TOTAL SCAM!
The new fusions are fairly reliable, depends on the engine choice. The weakest point as they age is they are more likely to encounter an evaporator core leak, dash removal to install. But the Wizard has that covered in his shop, so probably a good choice
If you're dad is the wizard just about any car is a good choice
@@tempestsquall5882 , yes she could even buy a newer Fiat, LOL !
I have a 2014 Fusion Hybrid Titanium (first year of the redesign) that I bought new and it's been really solid. I've been consistent with the regular maintenance and have had no issues at all with it. No regrets with that car at all.
Yeah I had a '13. Great car. I miss the floor mounted gear shifter. I have a '19 now because my other one got totalled. I liked the 13 better lol
Telling the truth and presenting truthful facts is not slander. Scummy dealers should be exposed.
it was the bank doing the scam in this case.
Wizard, take it to Van Gogh and pay for a detail, an "I" and a repair of the the terrible dealer paint chip fix. It's emotionally rewarding to do nice things for your kids. LOL at you letting your daughter buy a Ford. My son's Focus ST was in for a couple repairs each year he had it.
Yeah, Ford's have a way about them. They look good though.
But now Wizard can say "Sorry honey, we don't work on domestic cars at this shop."
A very beautiful Fusion, I'm glad that dad helped her to avoid getting scammed
I get so frustrated with dealerships and shops trying to scam my family and friends that are just confused and not knowledgeable about cars or how they work. I don't understand how they cannot try to learn given they're one of the most expensive things you will ever buy, but I also get life happens and folks have different priorities. I have so many stories just from this calendar year alone of shops scamming. I see how busy these places are and I think to myself how many people are being taken advantage of and the money they are making off of them. Many are not mechanics anymore, but just parts replacers. I appreciate channels that try to help folks avoid this like this one.
Gotta say my 2014 model has been excellent. Absolutely no mechanical issues and 98,000+ miles. Has been the most dependable and enjoyable driving car I have ever had and let me tell you, I have owned them all.
Made in mexico
I own this car (year, make, model) I get 40-45MPG+ and I LOVE IT. IT's really a Dimond in the ruff.... Never EVER walk into buying a car without your own preapproval from at least 2 banks or credit unions you know and trust.
Sounds like she needs a new bank. I used a local credit union to finance both of my current vehicles.
Hi Wizard. Thanks for another good video. I am grateful that all my car purchases have been with honest, professional dealers. Also, I have bought extended warranties on most of my cars, and I have not had problems with shops taking them. Our local Honda dealer has taken the warranty on my wife's car, and my BMW whisperer accepted the warranty on my car.
Same here. I've had good experiences with extended warranties.
Never sign anything you've not read, and read it carefully so you understand what you're signing.
At one particular Autonation Honda dealer the finance manager has you sign everything electronically on a tablet precisely so you won't see what you're signing .be careful folks
I had suffered for gap insurance. I m happy if you time to read my comments above about my experience.
So what's the most interesting thing you read from the youtube TOS?
Can't afford......Don't Buy!!
@@statementleaver8095 and walk thirty miles to work? Sometimes you have to get a loan.
Thanks car wizard, I just bought a 2005 Impala with the 3.8 liter based largely on your high praise of that engine. Looking forward to cleaning it up, changing fluids, bringing everything up to top condition.
I've owned 2 of these fusions and have nothing bad to say
My dad bought one, it was his first Ford. Pretty much trouble free besides maintenance till nearly 200k miles when a radiator hose blew out and his wife tried to make it 2 extra miles home and it warped the cylinder head.
This is a nice looking car. It's the same year as my Civic and it gets about the same gas mileage. Personally, I would have recommended trying to get the loan through a credit union first and avoiding the dealership as much as possible. They always add on lots of "junk" fees to their loans so the finance dept. makes money off the car too. But other than that, it looks like she made a decent choice.
The added life insurance is one of the creepy scams. Not only do they charge a hefty fee, but THEY will collect a payout if the customer dies.
Exactly, if you die you don’t worry about car payment!
@@CarsandCoding L😂L + 🤣🤣🤣
"Dead peasant" policy. Walmart was known for that little gem. Good bet -- at the time, young demographic, low premium, high potential for return. You know things are bad when your employer is making "book" on your life...
I guess that's what's meant by "human resource" management.
So, why don't people support unions? Even with the inevitable graft and corruption (human condition), in balance a much better proposition for the employee.
You should have every request of things the dealer needs to fix and accessories to be added to the car clearly stated on the "We Owe" document. And go back to dealer ASAP, to get the work done, as there is usually an expiration date of that We Owe, as per my experience working for dealerships.
She bought a Ford Fusion Hybrid? Obviously she didn't see your "Most Dependable Vehicles" series...
This uses the Toyota hybrid system I think
But the rest of the car is junk. Motor, electronics, tranny, etc.
He's a mechanic, he should pick out a good used car for her.
@@jeffk464 A good mechanic would never advise their children to buy a modern Ford Fusion. They would steer them to a good Toyota, Honda or a Old GM with the 3800 V6. The modern Fords are garbage. They have led the car industry in recalls for the past few years now.
@@Nousername9-b1n She wanted a screen, so from my POV that's the main reason she bought it. I'm sure a Fusion wouldn't have been her dad's 1st choice, but...
When i get to finance office,I tell them lets skip the formalities, i only want the car,no paint protection, gap,vin# etched into glass,had me sign rejection papers.
Especially if they try to add it on to the deal without your knowledge.
Wizard keep us posted on how this holds up over time PLEASE!! I have a Ford maverick hybrid and hope it holds up . I also like these, the 2.0 seems to be very understressed in this hybrid configuration.
Garbage
I found the drivetrains are bulletproof. More reliable than any honda or even toyoda made within the past 2 years.
@@Drewcardello what experience do you have with ford hybrids?
@@jeedwards1981the hybrids are completely different. I had - 2012 fusion hybrid, 240000 and still going before it was totaled in a accident. Have a 2011 for replacement at 140,000 with no issues.
@@beammeupscottsp7952 I know I have a ford hybrid:)
I recently bought my 16 year old daughter her first car on Facebook marketplace it’s a white 2015 Toyota Avalon Hybrid with 190K miles for 10K. It runs like a dream literally drives like a new car. She’s so happy.
Not may daughters would be happy driving an old man’s car. Luck you!
amazing car!
It is sad that so many people that deal in cars like selling, repairing, financing and insuring are not honest with the consumer. I admire the honesty and integrity of Mr. and Mrs. Car Wizard and the fact that they have helped their children in car decisions and probably other life decisions as well. You folks are a great role model for all families and enjoy watching your vids. Thank you for all the great content and information that you generously give us. Best to you always
My friend’s dad has a 2017 Fusion Hybrid still going strong at 270K miles it’s used for commuting to work 120 miles every day.
I think the key is "...120 miles every day". Driving 120 miles in the city (spread over several days) is not quite the same as driving 120 freeway miles in 2 hours (spread over 2 drive cycles).
My dad had one and it was a great car.
Unfortunately they overheated it and warped the cylinder head when a radiator hose blew and his wife tried to make it home.
It was a great car
@@donaldlee6760So 270k miles is some kind of fluke because they are highway miles? 270k is a lot.
@@turdferguson4124 Sorry, I was not clear. 270k miles is absolutely a lot and also unusual. I meant to say that cars with very high miles tend to have long freeway commutes, although I think even a city-driven car can get there if the owner is excellent with maintenance.
The Car Max extended warranty is reliable and comprehensive. I've bought one twice now, and I've made maybe 6 different claims, one of which had to be re-fixed under the repair warranty 3 times, and never had a single issue getting approved. They tell you what local service garage to go to, and that shop will have a pre-existing relationship w Car Max.
Also own a fusion hybrid 2012 206k absolutely no issues. just replacing normalbwrar parts. The 2.5 in these is a pretty solid engine. Have to say i am very surprised with all the fusion hybrid haters
They all think it’s the normal fusion engine eco boost and tranny. This is a completely different beast.
I can't think of a more embarrassing car to be seen in. Not only to they have major transmission issues and terrible build quality, but they are dreadful to even look at.
I can't wrap my head around looking at one and letting yourself be okay with being seen in such a garbage car.
And then you sit in it. Actually. The lack of quality starts the second you pull that door handle and feel the cheap plastic flex. Then you sit in that dreadfully stiff and cheap seat. Then you move on to pressing the buttons and twisting the knobs. You can feel just how cheap and poorly built it is in every single button, handle, and surface of that vehicle.
I genuinely can't wrap my head around it.
If you're going to be okay with driving such an ugly car, why not buy a 7th generation Honda Civic sedan? Those are ugly, but at least they are built well and have a fantastic reputation for reliability.
@@MalcomHeavy haha 7th gen civic, oh hell no I had one and the trans shit the bed and its small as hell. You don't even know the fusion hybrids have a totally different drive train derived from Toyota hybrid and this is the advice you recommend, do your research 😂
@@beammeupscottsp7952 I've worked on multiple. The transmissions are still problematic. Your anecdote doesn't invalidate the multiple vehicles that have come into my shop with complaints of harsh shifting and the car struggling to find it's next gear.
7th generation Civics are junk. But they are reliable junk. I've seen a few come in with similar transmission issues to the Fusions. Here's the difference. I haven't had a single one of those Civics come in with a shot trans at less than 200k miles. The last Fusion hybrid we had come in with transmission issues was at 66k miles, and since it was bought used with a limited warranty, the owner had to foot the bill. The one that came in 5 months before had them at 80k miles and some change. And those are just the specific hybrid model you are referring to.
If we were talking about Fusions as an entirety, I've seen a couple dozen so far this year. They are always falling apart. The build quality is some of the worst I've seen roll in for newer vehicles. Even Nissans that come in have been in better shape.
@@beammeupscottsp7952 Fighting to the death over a throwaway fleet sales Ford is crazy to me. I would understand if it was a car that was somewhat desirable but had some issues, but you are defending the equivalent of a cheap $40 Walmart brand microwave. Does it cook your food? Sure. Will it last as long as something actually nice. No. Not even close.
Another PSA from The Wizard! Thanks, guys! ✌️❤️🙂🇨🇦
Me and my father had the same experience
That’s when my dad discovered how much has changed in 30 years and some dealerships don’t even let you buy the car with out the bullshit add ons
Another great vid! Thanks again wizard ;) hope your daughter enjoys her new car! Unbelievable what some people are willing to go to , glad she's very smart n read through it all before signing that dotted line! Even in the UK it's the same here, we hate extended car warranties / or aftermarket warranties they're called here, we don't deal with em either, such a load of BS !
The haters will hate, these are great cars, especially the hybrids. The older Ford Escape Hybrids were literally bulletproof aside from rust. NYC used them as taxis and got 500k miles out of a lot of them easily. Same with the Fusions. I have an older Fusion (2009, non-hybrid) and I absolutely love mine. I've had lots of friends and family who have these newer ones and love them too.
the new mavericks and escapes are bulletproof too. (Hybrid ones only)
My SIL has a 16 fusion hybrid, absolute trash. Terrible mpg, reliability issues.
Wife has a 17 focus, clutch has been replaced under the extended warranty 6 times now.
Never again.
@@Drewcardello I haven't heard anything bad about them but they are also so new still. All I know is that if I could afford a Maverick, I'd buy one in a heartbeat.
@@jakedarang The newer Focuses have horrible automatic transmissions. Ford screwed that one up. They did a recall on them. Only way I'd ever get a newer than 2011 Focus is if it was a manual.
@@isaac24 focuses are junk. they aren't designed to be fitted with automatic transmissions and drive around in the US.
He is 100% on point. Car dealerships always do this. I purchase many vehicles this is 100% right
Carmax is a clown show. Inb2018 I purchased a Trailblazer. In the first week all kinds of issues! They did not honor the warranty. $3500 later at another shop got fixed
I just bought a car there a few months ago...they were actually pretty great. Not only did they happen to have the EXACT car I was looking for (took me YEARS to find), they shipped it from Vegas to Phoenix for a whole 90 bucks, AND they gave me a second key without me even asking. They even let me drive the C8 they had on the lot. lol...all in all, 10/10.
Your fault for picking a chevy
@@sickfoo5506 Yea...that actually may not have had anything to do with Carmax at all.
Carmax doesn't make Trailblazer. You asked for trouble picking that model.
@@X-Radio CarMax is overpriced but that's just the typical GM ownership experience.
These are indestructible I have a 2019 Titanium Energi that has a smaller trunk and plugin hybrid and it’s reliable! I love it!
Remember see the other day, about a older guy had a dodge Durango that he bought new and also bought a lifetime warranty. he used it many times over the years for small thing, but last years he took it in for some engine issue
Dodge company decides to cancel the warranty because the repair was more than the cost of the repair.
remember this was a lifetime warranty.
Link to story?
You can buy GAP from most of your insurance companies or some of them call it "New Car Replacement" but, lots of times they will only offer that coverage on brand new cars if your insurance even offers it at all. Where you have to watch is the limit of coverage. Most insurance company gap will only pay out 125% of the retail value at time of loss where dealership GAP in most cases are 140-150% of Retail at time of purchase. If you buy extended warranty coverage, you want to buy the "Manufacturer" contract not the "Dealership 3rd Party" Contract which, would be the kind that you would have had experience with. Manufacturer coverage is very cut and dry on coverage and only that Manufacturer's Service Department can do the repairs. This is a great video and very important for people to know how important it is to look over your contracts and don't be afraid to ask questions. One thing I've always told my customers is "No Question is a Dumb One" when it comes to a car purchase and I'm shocked at the amount of people that just sign and don't read anything or ask questions. Especially my first time buyers.
Expect about 37 mpg with that car. We had the Lincoln MKZ and that is what that could do. Pretty nice car, never had a bit of trouble with it.
Amazing how low that is for a hybrid. Just did a 1000mi round trip in my 2.0 turbo diesel Octavia with a roof box on, three big blokes and a load of dive kit on board and averaged 58mpg
@@jongmasseyit's a diesel. That's the reason. A Camry hybrid doesn't get more than 40mpg in real world conditions.
@@jongmassey They rated the car at 40 mpg, but those EPA ratings are notorious for being optimistic. Other people that had them had a similar experience. This is a 3900 pound/1800 KG car due to the battery, so 37 mpg in the city is really very good.
I regularly get close to 50 in my Fusion Hybrid.
@@turdferguson4124 that's more like what I'd expect
I have owned a 2017 Lincoln MKZ Hybrid for 2 years. It just hit 100,000 miles. I bought it with 53,000 so I drive a lot. It is the most comfortable car I have ever owned, with the same reliability as my 2013 Honda Civic that I had for 7 years prior. Very safe crash ratings and gets over 40 MPG. Same car as this Ford, I have seen these hybrids with their Toyota derived eCVT transmissions go to well over 200,000 miles.
Wizard, I hope your daughter enjoys her car as much as I have enjoyed mine.
Mom bruh on the ventilated seats 😮 she going to be pissed you shared her words lol 😂😂😂
I had to replay it thinking "oh no, did she really say that?" I guess it's what women have to deal with
I have to say, one thing I like about my 2019 nissan sentra is how simple it is...the steering wheel, radio, and hvac couldn't be any easier. Yes it does have the CVT it gets serviced it's fine.
I have this car with a manual 2.0 diesel and love it!
You guys should of still went with her!! I'm 44 and my parents are gonna go with me when im ready to get another new car again :) your right about all this stuff :) How old is she? They saw she was alone?
I just helped my friend to pick another used car last week.
Toyota and Honda are so overpriced right now on the used market. Mazda and Mitsubishi is the way to go. Got a mitsubishi outlander 2017 v6 6 speed at, timg belt replacement suspension all good still under mitsubishi 10 years warranty for $6500.
Mazda still have massive issues with rust
@@alexanderstefanov6474 Not so much in Kansas
Excellent example and advice, thank you! We just bought one of my children a car: Hyundai Ioniq plug-in hybrid. Turns out, the plug in isn't likely to be too useful, but I have a friend who loves theirs. Fingers crossed!
These hybrids are underrated as far as Fords go. While some powertrains for this generation Fusion/MKZ are extremely unreliable (i.e. 2.0L Ecoboost), the hybrids are pretty bulletproof overall. I had a 2014 MKZ hybrid and traded it in on a 3.0LTT Continental. MKZ had zero powertrain or mechanical issues during 4+ years of ownership, was a great car - just not fast! And it had the panoramic roof as a bonus.
The hybrids have issues with transmission seals and battery longevity. Owned one for 8 years.
I can understand your frustration with extended warranties as an independent shop. But i was quite happy to have purchased it for my vehicle. It was provided by Allstate and it paid for itself in the time i had it. Had three issue with the vehicle, one being fairly major and the warranty paid for all issues, no questions asked. No requests for used parts, etc.
I've had both fords and Hondas, I actually found the Fords to be far more reliable.
There is no way Ford is more reliable than Honda😂
@@JeremyMcKnight-ey9gc did you ever have one?
@@JeremyMcKnight-ey9gc Ford's Hybrids are super reliable. Current Hondas are less reliable than old ones, specially those ones with the 1.5 Turbo and the 3.5 with cylinder deactivation and timing belts .
@@engineer_alv Wrong.
@@engineer_alv right. The ones with the eCVTs are indestructible. I've rarely seen a Honda with over 140-150k miles, I have friends with fusions and escapes hybrids with 250k. Ignore the Honda/toyota koolaid.
My son has a 2016 Ford Fusion Twin turbo 2.0 All Wheel Drive with no problems in the Six years he has had it As well as it being a very comfortable car even though he is 6’3” The only thing is the 2 recalls that it has had but ford did them both quickly with no hassles
You have to love the dealers business office, they love to give you the business! When ever they ask you how much you want to pay a month the assume you have no clue what you are or will be paying in the long run! Love cars but hate almost every dealer I have dealt with!
The root issue is most people are not very good at math. Dealers hate selling cars to engineers.
never answer the question "what kind of monthly payment are you looking for". know the deal before you go.
Super informative and super useful.
It seems like the consumer needs to bring an attorney with them when they get to the closing .
Good job reading the contract!!! Safety issues should be addressed, cosmetic is whatever. Good luck 🤞🏿
Good luck to her. It's a good thing her daddy is a mechanic.
that is true!
I have a 2017 Fusion Hybrid, Titanium as well. I bought it in 2018. Just under 100k miles now. No issues - I bought it because it was cheap and got great mileage. Turns out it was the most reliable car I had owned, and I had Hondas in the past. Not a bad car.
That scam sounds like dealership add ons. GAP, warranty, etc. I don’t think it was the bank.
GAP is not a scam 🤦 what a stupid thing to say. You wouldn’t believe the amount of low income people who RUIN their entire credit because they wanted to be cheap and didn’t pay the few hundred dollars for GAP. Look up GAP and what it does. It’s offered via banks, dealers and even your insurance. It’s totally legitimate. It pays off the loan when you total your car. Insurance will not payoff your loan when you put min down.
@@tjnucnucit depends on the loan and car and your car insurance. I had gap on a car years ago and it was totaled in an accident. The gap coverage didn’t cover it all. I still owed $3k.
@@joncope9175 then you did not buy the right insurance. GAP insurance is designed to cover the gap between the wholesale/wrecked value and what is owed on it.
Definitely the finance manager at the dealership
@@tjnucnuc third party gap is a scam due to how expensive it is compared to coverage from an insurance company.
Thank you for spreading awareness on this.
Finance teams at the dealerships will try to pull the same tactics on these used cars. They offered my gf a crazy interest rate and only brought it down to something reasonable when they found out she had a better offer from her own bank. Then the next day we get a call from a credit union asking if we wanted to move forward with inquiry the dealership had submitted on her behalf and it an even lower rate that they conveniently decided not to disclose to her. A lot of these dealerships get a cut on the back end for higher interest loans. If you have the luxury of time take it and review all options. Unfortunately she needed a car asap, so they got us.
A 2019 for $18,000 is insane. Cash for clunkers completely fucked the used car market forever.
Yeah seems steep to me too - Decent looking car but I'm not paying nearly 20 large for anything 5 years old with close to 100k and idc if it was a 6 figure car when it was new.
@@Stressless2023You will miss out on a ton of great vehicles then. Unless your goal is not $20k or less
Cash for clunkers was 15 years ago.
FYI don't get sick.
Hear about dear leaders idea for health care?
Don't get sick and if you do get sick he thinks euthanasia needs implemented.
@@Fdjt4everwhat on earth are you on about?
Yeah I got my 03 mustang for about 5k last year😂
Best car financing advice I ever heard is to go get pre-approved for a loan at your local credit union. Not only does it avoid all the dealer finance manager BS, but you may also even have a little extra price negotiating leverage.
I Do not believe those extras were put in by the lender, I say it was dealer financing department, they are FOS, blaming it on the lender 🤔
GOOD ON YOU AND MRS. WIZARD!!! Excellent video and important lessons in purchasing a car. Thank you for this information.
Jeez another one?? Wizard's daughter goes through cars like candy
Probably because if you have the money it's a really great time to buy. I bought a car a year ago for $15k, the same dealership is selling 2 model years newer with 10k less miles today for for $12k
That’s what I was thinking? Didn’t they just get a Honda or Toyota? Maybe that was another daughter? Oh well, at least they got a screen, lighted cup holders and cold air up her hooha… priorities and all that.
Back in August 2017, when I bought my 6 month old used Dogde Journey 2017 with 3,100 miles the dealership had installed a Lo-Jack which I had them remove. The only thing I got stuck was for $50 bucks for nitrogen for the tires. As I paid cash the only other thing they tried to push was the extended warranty, which I turned down.
FUN FACT: This car is not missing the "I" in the badge. This is an ultra-rare "TITAN UM" trim grade.
"TITAN.....UM"?😁
I always like it when the letters are individual and you could move them around if you want. One of my neighbors has a Nissan “Rouge”, although unfortunately it isn’t red. The best would be a GMC Yukon Denial.
In a country where you have aluminum, why isn't it 'titanum'?
That’s wrong, it really is missing the I.
I work at a Chevy dealership and all I have to say is since working there I cannot recommend an extended warranty enough. As long as you use it at the dealership you bought the car from it should all be fine. It has saved peoples butts when it comes to major repairs aka transmissions and engines. Instead of paying $4,000-$10,000 they may pay a few hundred to $1,000 without the extended warranty those people would probably have had to let their cars get repossessed and ruined their credit. Now it may be different at other places for smaller dealers but I work a a very big dealership company in Indiana and it is a lifesaver most of the time.
Agreed, I have purchased a few extended warranties through the years and I can’t say I have ever had a problem with any of them. From transmissions, to rear ends, transfer cases they were all covered and not always at the dealer that sold it to me as often the car was purchased a ways away. There has also been a time or 2 when the warranty was never used and so be it. It is easy for the Car WIzard to say don’t get an extended warranty, he is a certified mechanic with his own shop getting parts at jobber or dealer cost. I would say no too. But as a regular consumer, this is bad advice, get a warranty, know what the warranty is covering. As @tylerdaniels203 said, the dealer that sold the car will most certainly honor their extended warranty.
I think there is a huge difference between a Factory extended warranty and a 3rd party warranty. I think 3rd party warranty are just a scam.
cant do a thorough inspection w/out taking off the protective panel
We have a 2017 Fusion Energi plug in hybrid Titanium that we got new in 2017. Well, it was a demo model that was pampered by the owner of the dealership’s wife . It had 6,000 miles on it and was $23,900. We grabbed it and still have it now with 91k on it. Runs like a champ and gets amazing mileage. Sometimes gets 1000 miles on a tank of fuel. That depends on how you drive it. That was around town and plugging it in every night and staying in battery mode within the day. Truly a great car.
I get sick to my stomach when it's time to deal with a dealership. They are 99.9% scumbags.
I purchased an extended warranty through YAA when I bought my 2005 FX45. Phenomenal company. I didn't have the car for 2 months before the wheel bearings started complaining. They covered the repair with ZERO hassle in 2 days! That was almost $1k. My regular shop was flabbergasted.
That’s a ford Mondeo over here in the uk
Only time I get an extended warranty is when buying a car from CarMax. I've had great past experience from having it added, especially when the vehicle is already out of its original warranty. But for a brand new (not used) vehicle? I would never, because that extended warranty doesn't kick in until the original warranty is over with, and even then it won't extend it too much.
Crazy dealer scams
Good pick, wizard. Generally speaking the hybrid system in that generation is pretty solid. I believe it uses a cvt as opposed to the 6f35 in the non hybrid models.
And for some corrections regarding people saying Ford fusions are junk: a lot of it depends on either how it was treated before you got it if there was a previous owner, and which engine you’re getting. Generally speaking, the 2.5 base engine is really solid and it’s a carryover from the first generation. The 1.5 and 1.6 ecoboost are hit or miss, and the 2.0 ecoboost from 13-16 are pretty solid too, the reason they are not listed on any recalls is because they don’t have the same cylinder head that the 17-19 models had, in fact That older 2.0 is based on a Mazda engine design, and they used that same engine in the ST focus up to 2018. 17-19 was an all Ford design which they did recall and fix the issue for 2020 due to coolant intrusion. They also did offer a 2.7 twin turbo in a sport trim from 17-19 as well, and I haven’t heard anything bad on them yet.
The only real week point on the gas engines would be the transmission, assuming it wasn’t serviced properly. You’re supposed to service them every 30 to 50,000 miles and just do a drain and fill.
CarMax extended warranty is great
I went with a Lexus gs350 AWD for my first car, love it. Has everything I need and nothing I don't. 13k with 100k miles and good service records. I DIY all my work, so it's been very cheap to own so far, even using all oem parts!