Navy Federal Credit Line Increase | How To Get MASSIVE Credit Limits (HUGE UPDATE!)

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  • Опубліковано 3 січ 2025

КОМЕНТАРІ • 58

  • @TMONEY0929
    @TMONEY0929 6 днів тому +1

    I love the new method because I don’t know anything about the old one. I did the increase request process and I received $8000 on two different Navy federal credit cards.👍🏽 as recent as last night

  • @All_Thingz_Pertaining
    @All_Thingz_Pertaining Місяць тому +5

    Interesting change! I have a 48K Navy Fed Flagship card (personal side) with one increase request granted of 8K earlier in 2024. Thanks for the update.

  • @michelletaylor5082
    @michelletaylor5082 Місяць тому +5

    Thank you for the good information. I got approved for increase of 8,000😊

    • @Successwithstephensmith
      @Successwithstephensmith  Місяць тому

      Great job! 👏🏾

    • @drchrisheidelberg
      @drchrisheidelberg Місяць тому

      Just got an 8k increase so I will follow up in May for my next increase.

    • @TMONEY0929
      @TMONEY0929 6 днів тому

      so did I on two different Navy federal credit cards for a total of $16,000👍🏽

  • @SwipinWithSolo
    @SwipinWithSolo Місяць тому +4

    Best financial UA-cam channel. The value of this channel is next level

  • @gsctrading7215
    @gsctrading7215 Місяць тому +2

    Another great video. 👍

  • @henryjohnson2568
    @henryjohnson2568 Місяць тому +4

    also jus want to say love your videos

  • @Tommyluu809
    @Tommyluu809 Місяць тому +1

    Thanks for the update

  • @tiantpassmore937
    @tiantpassmore937 Місяць тому +4

    I just recently requested a CLI. I saw that it wasn't an option to ask for the amount of the increase. I got the same message after submitting the request.

  • @henryjohnson2568
    @henryjohnson2568 Місяць тому +3

    hey can you make a video on obtaining an LLC and setting it up perfectly to get it ready for business funding please

  • @mrmentorcreditjamz9305
    @mrmentorcreditjamz9305 Місяць тому +2

    Thanks for all you give…. I’m gardening and making big payments towards my dtr .
    Scores are rising and I’m not building more debt I can handle.
    I have 1 card that has a high utilization but no worries…. I’m paying a little more than the minimum .
    💪💯

  • @lovebymegonetosoon9651
    @lovebymegonetosoon9651 7 днів тому +1

    you are so nice

  • @KINGKONG-j9m
    @KINGKONG-j9m Місяць тому +5

    Seems to me If we max the card out and pay it off a few days later do this for 90 days should work meaning why would they give you more credit if your not using what you have to the max. give me your opinion please..

    • @Successwithstephensmith
      @Successwithstephensmith  Місяць тому +2

      I would probably use 100% of the limit and make a large payment but pay it back down to 10% or less before my closing cycle date so it doesn’t affect my utilization.

  • @kimmattox1437
    @kimmattox1437 Місяць тому +2

    Is this for the business or personal side? That has not obtain a credit report upon requesting an increase?

    • @Successwithstephensmith
      @Successwithstephensmith  Місяць тому +2

      This is for personal, the business credit card CLI has to be requested through customer service and it’s hard inquiry with Experian you can request a specific credit line with them still.

    • @roses4me451
      @roses4me451 Місяць тому

      @@Successwithstephensmith GOD bless you Stephen for ALL that you do! I got the Flagship card ($25K cl), FICO credit score close to 800. I will contact you soon. (Going to Dubai, Egypt, or Greece in 2025. I deserve it)🌹❤💯👍

  • @SPOTLESSHUB
    @SPOTLESSHUB Місяць тому +2

    Hey Steve, how can get into navy fed , without military affiliation

    • @Successwithstephensmith
      @Successwithstephensmith  Місяць тому +2

      Unfortunately there’s no other way, you do have to be military affiliated

    • @coziicredit
      @coziicredit Місяць тому

      ua-cam.com/video/IRgaPF6D-jE/v-deo.html also

    • @KINGKONG-j9m
      @KINGKONG-j9m Місяць тому +2

      if you have a family member of you live at the same address as a member has worked for me and im not in the military

    • @SPOTLESSHUB
      @SPOTLESSHUB Місяць тому +1

      @ oh I see thanks for the info cheers

  • @dashaanfortes2304
    @dashaanfortes2304 26 днів тому +1

    SO NO HARD PULL ?

  • @justinlane4962
    @justinlane4962 15 днів тому +1

    can i ask for a credit limit increase a day before the official 6 month mark or do i have to wait exactly 6 months?

  • @Iamkay7777
    @Iamkay7777 Місяць тому +2

    My credit went up over 30 points because my inquiries got deleted 😊

  • @idaalmonte253
    @idaalmonte253 Місяць тому +2

    🙌🏼🔥🔥🔥

  • @yktv985
    @yktv985 11 днів тому +1

    I got approved for a $7,100 credit card how much should I ask for in 91 days?

    • @Successwithstephensmith
      @Successwithstephensmith  11 днів тому

      You can no longer enter how much limit you want but you can receive a max of $8,000 on your next CLI

  • @northside5635
    @northside5635 29 днів тому +1

    Bro I did everything u suggested I started out with 500 secure card waited 6 months they gave me my money back and gave 5k limit unsecured card that was about 3 months ago what should I do next?

    • @Successwithstephensmith
      @Successwithstephensmith  29 днів тому

      In 3 more months you can ask for another credit limit increase

    • @northside5635
      @northside5635 29 днів тому

      @ do I go through the app or ask by phone

    • @yktv985
      @yktv985 11 днів тому

      @@northside5635app . So it doesn’t do a hard pull

  • @acetheking3136
    @acetheking3136 Місяць тому +3

    They jus screwed me!!!!!