Grand Design RV “Totaled” Progressive Insurance UPDATE!
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- Опубліковано 28 чер 2024
- How much money did we get from Progressive Insurance for our Grand Design?
UPDATE, did we buy Land? & information about Tampa RV Show meetups
A lot has happened since out last video just last week - looking at land, looking at mobile homes, looking at finances/mortgages, Larry had more tests, infusions and Dr appointments.
Don't worry, great information, but with lots of laughs.
Chapters:
0:00 Intro
0:47 Exit Plan
1:03 Progressive Insurance Update
2:07 Buy Back "untowable" RV?
4:23 Buy New RV & travel full time still?
5:12 Homebase & New RV?
6:11 Why a homebase & be half-timers?
8:00 Homebase Choices
9:01 Buy Land
9:40 Land choices limited, Larry's Health
11:30 Why a Mobile Home, not site built
13:16 Why the Tampa RV SuperShow
17:37 Tampa RV SuperShow Meet-ups
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We are a married couple in our mid 50s who downsized and sold our house so we can see the sights and enjoy every day to live deliberately as full time RVers - traveling with our dog Scruffy, in our Grand Design Solitude 310 GK fifth wheel.
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Why don't you just rent a modest house for a year, rest for a few months and take your time in buying your new RV and looking for a permanent place in Larry's Zone . A rushed decision is a bad decision!
Unfortunately, rental homes cost more than we will be paying for our land and mobile home every month
You are absolutely right.
P.S. A mobile home trailer is a depreciable item. Your insurance on the loan is a "Actual Cash Value" policy. It's easy to get underwater with your mortgage. In the insurance industry, we would jokingly call them "Tornado Decoys".
We are lucky to have a private finance mortgage
God bless you both. Your ability to laugh with the obstacles you face is extraordinary, and your humor is so much fun to be around. You are both an inspiration toward living life, and you should be proud of it as well. Good for you!
John,
We so appreciate the support.
Though we have had our fair share of drama, we try to educate and entertain. Hoping sharing our story will prevent our mishaps to be others mishaps.
If you were here, I’d give you a big hug for making my day with such beautiful thoughts,
Alice
Easy fix is buy a tri axle 5 th wheel trailer thats used for hauling tractors backhoes bolt that monster to it seen lots like them on you tube
Wow! What a story! We have followed you since the beginning, but rarely comment. This one is an exception. Prayers are with you two as you take next steps. Love the way you find ways to laugh and at times almost seem to enjoy challenges. You are an inspiration to others. Keep those videos coming. Love your channel. ❤
Wayne,
Thanks for sticking with us for so long - lots of ups and downs.
We do try to laugh when we can 😉
We really appreciate the support 🤗
Alice
Now we have another reason to look forward to watching the Tampa Show. We wish we could go, but we’ll just live vicariously through you two while you’re there. I can’t wait to see what we get.😉👍🏼😎
Wish you were going, too. We won’t be there every day, but enough 😉
Alice
You guys are such a great couple. Love the chemistry between the two of you. Whatever you decide, it’ll work out. And keep these videos coming!
Bill,
Thank you so much. 40 years together 😳
We have so much to share with everyone and have filmed so much - we feel we can’t stop 😁
And thanks for the positivity,
Alice
Thanks for bringing us all up to date on your situation.
Jim,
We are not usually the update people, but we hope what we are going through won’t happen to others
Alice
You guys are so fun, I felt so much better after I watched this video.
Awww. Thanks so much,
Alice
Congrats on your Insurance Claim. That is good news. Happy for you both!
We are very lucky we hooked up with the right RV insurance.
And thank you,
Alice
@@DownsizingMakesCents We have Progressive too for our Class B. They seem to be one of the best in the industry.
God Bless you both You will find the right place and the right new camper. Best of luck and I hope Larry feels better soon.
Kevin,
We really appreciate it the well wishes. Unfortunately, stress doesn’t help anyone’s health - wish we could blink it and get it down,
Alice
Great strategy! Great information!! Good luck to you and stay healthy!! 😉
Hope to see you out on the road someday when we can retire. Maybe in the next few years. 😊
Almost started crying when I watched this and your previous video. 😁 We are about 1-1/2 yrs (or there about) from retirement. We have purchased our used RV and have already started the improvements designed to "make it our own". Where the tears come is the search for land on the east coast from South Carolina down to Florida and also west coast as well (gulf of mexico). The real estate boom during the illness era that starts with a "C" 😉appears to still be alive and well. Our original thought was to find a place to retire to however that has now shifted to trying to pull off the full time RVers gig with a home base. With this in mind will be following you guys with lots of interest and thoughts of support on your success!!!! Best of luck.
Wade,
Love love your humor. I needed that C reference 😆
We are adjusting our budget because the bubble has not popped like it was supposed to. You should see the prices they want for a MOBILE home 😳
We hope to give some great info in the future,
Alice
I know y’all will figure it out. It definitely seems like a stressful dip. I hope the Tampa show goes well! If I could come see you there, I would. Good luck! I can’t wait to hear how it all works out!
Beth,
Love the positivity 🤗
Alice
Wish I lived closer for the meetup! Wishing you luck on the searches 💕👍
Jonny,
We wish you did, too.
Thanks for always supporting us 🤗
Alice
Larry, sorry to hear about your illness. 4 years ago my wife was diagnosed with Multiple Myeloma. Had a bone marrow transplant in June 2021. All was well and she went into remission. Then Drs thought it would be a. good idea to inoculate her foe Covid. Two weeks later Guillian Beret Syndrome hit her.. Since then she is on IVIG , now stretch out infusions to every six weeks. Works wonderfully.. Miracle stuff. Thank goodness for good insurance.. Our bills have added up to over $2,000,000. She is doing well enough that this summer we are looking forward to some road trips.. Best of luck to you in your road to recovery. We have decided to switch to a Class C From dragging a trailer. Still in planning stage as of yet
George,
Sounds like we have a lot in common
Though I am sorry to read about your wife, I’m happy her infusions are helping.
Yes! The bills, especially with IVIG 😳
We are hoping for better days for you guys. Good luck,
Alice
Love both of your humour! Like your thought process.
Harold, we try to stay positive - at least on film 😉
Alice
Always enjoy your videos. Great ideas on this one.
Colleen,
Thank you. We always hope it’s interesting and entertaining,
Alice
You two are very likable.
That is a great compliment, thank you. It has taken us years to get more comfortable on camera and just be ourselves. Larry
We bought 8.5 acres in Washington Parish Louisiana 2 years ago for $42.5k. With 2 acres cleared, driveway, RV pad, well, septic system, and a 106'x56' building pad, we are in it for around $80k. We are planning to build a Barndo, 50'x100' split 50/50. Our 5th wheel will be parked inside as we work on the interior. So, it can be done, even if we have to do the building in two builds.
That’s awesome. You can’t get that price in Florida now,
Alice
Tyvm for the laughs and entertaining content. Here is a little something for more coffee & Code Red. 😂
Jim, wow 🤩 🤗 You gave us our first ever super thanks 🙏 We need the caffeine to go through this all 🤣
But really, we appreciate it 🤗
Alice
I’m new to your channel but just love you guys! Best of luck with your decision!!!
Thank you so much. Glad you found us 🤗
Alice
Thank you for the update. Hopefully the 3 acre offer works out for you. I would have made the same decision on the options. Also, don't worry too much about the fulltime versus half or part time Semantics. Take care.
Larry is a label guy 😉 But I agree. We need to do what is right for us.
And thanks for the positive vibes 🤗
Alice
That’s a lot to deal with. Hope it all works out on your options and Progressive. Happy travels❤Zack & Linda
Hey Zack and Linda, the important thing about getting knocked down, is to get up again with a smile. Larry
@@DownsizingMakesCents you are so right!! Keep moving forward!!💕Zack & Linda
Sounds like you are coming along great on your new exit/enter/exit plan, especially with all the obstacles (life’s bumps)! What a blessing to have chosen the correct fulltime insurance, where you are getting what you paid. Kinda like an investment! I’m sure you already aware of the savings you will have in real-estate taxes by buying a mobile home. We sold our “big dream” home in 2021 and the new owners are paying almost double in real estate taxes. We actually did a five year downsizing plan…..which included an exit plan. We bought raw land in Perry FL and just finished water well, septic and electric and pulled in with the 5th wheel 2 days ago and loving it! We also have an acre in Ohio with a mobile home, where we are residents of, with our adult son. We are now ready to start traveling the United States….yehaw!!!!!! It was a long 5 years, with many life bumps along the way. We would do it over again in a heartbeat! Good luck at the Tampa show….wish we could be there! ❤🙏
Deb,
We also had a 5 year plan - that got squeezed into one year - with no more homebase 😁
Sounds like you guys did it right. Florida in the winter is awesome.
The land we made an offer on is in Putnam County - less taxes than others.
Maybe we will swing by Ohio one day and say 😉
Alice
We used to live near that area and Interlachen/Palatka area is in the “Larry” zone. Hope y’all find what you’re looking for soon! Love y’all’s videos!
Kat, Larry was all over the place 😁
We hope the land in Putnam county goes through - only 30 minutes to the hospital 😃
And thank you for the well wishes,
Alice
Respectfully, I gotta say she is rocking that Prince Edward Island T-shirt big time ❤ both of you have really done a good job taking care of yourselves in preparation for a fun retirement no doubt. you’re an inspiration to my wife and I
Really appreciate it. PEI is an amazing place to visit.
We are running into a lot of obstacles - sketchy companies - that it’s becoming more difficult to get land and a mobile home.
Thanks for such a great compliment- never thought we would “ inspire” anyone 😉
Alice
@@DownsizingMakesCents yeah, the Larry zone really does limit your options. But it’s completely understandable.
Agreed! BIG fan of that PEI t-shirt!
Good luck and stay strong !
Andree,
Thank you. We are trying our best 🤗
Alice
Hope your offer is accepted. You got this. Wish we could be there for your meet ups but still 10 months out from retirement and being free to be where we want to be. Hope you find your dream Downsized RV at the show!
Thanks, guys.
Unfortunately, we had to drop that land - owners didn’t know it had an HOA 😡
We are still looking.
Thanks for the encouragement and good luck with your future adventures,
Alice
I think there will be some epic deals at the show this year, finally!
Michelle,
They always have deals. We need the super deal 😁
Alice
Best wishes for what ever you decide
Audreye,
Thanks. We really appreciate the support,
Alice
Establishing a home base is a wise decision. I recall spotting some tiny houses in a UA-cam video from a Florida RV show. You might want to consider a tiny house if they are more affordable than mobile homes. Both options are solid. It would be interesting to see if there are any budget-friendly campgrounds close to the necessary medical facilities. If that's the case, you could broaden your search to include places that allow you to park and live in a Class C under a carport. Best of luck with everything. Traveling Robert found a nice area in Perry. BTW:
Progressive was outstandingly helpful when I lost a boat at the dock during a storm two years ago. I have insured my RV with them, and any future Cape Dory I purchase will be covered by them as well.
David,
I would love to buy a tiny home. Unfortunately, many places require a certain size. Plus, they cost so much more than a mobile home 😞
We are already in an inexpensive campground. But they always have the right to have you leave.
We want security- a place we know we can go to.
I’ve seen the place Traveling Robert has. Looks nice.
But we are moving in another direction
We appreciate all the suggestions,
Alice
Hey u guys 😂are hysterical, in all sincerity I wish you all the best in your endeavors.
Gus,
We aim to please 😁
But really, to be able to inform and entertain is tricky - especially in stressful situations.
Thanks for the well wishes,
Alice
You guys are taking life by the horns !!!
Bill,
Rather not have the pointy end 🤣, but we are working with what we got,
Alice
Good luck on your offer!
Theresa,
Thanks. We will have an update when we have one,
Alice
Enjoyed your Videos, Wishing you the best for the New Year. For me The Mobile home close to Larrys' Hospital is the Best option for you both. Hope to see you in Tampa super Dooper Show. Please share where will you be at the show.
Thank you. We are pretty much set on this current plan.
Look on our UA-cam community tab or our socials. We have a meetup with 5 other channels the 17th - requires tickets.
We might have one at the show. Waiting for confirmation
Alice
we bought an acre outside Perry florida..had to clear the property our selves .we had the septic put in a couple years ago ..we had to clear the area from the camper to the road for the electric pole .( Which was about 100 ft long and 10 feet wide so the electric lines could be put on the pole..as you said its a jungle in florida and we used machetees to help clear the jungle....this was right after the hurricane IDALIA hit..now we have trees down all over the property but thankfully none hit our 40 ft fifth wheel..so we will be cleaning up downed trees for the next few years...We do have a washer in the camper so we put a small shed with a dryer in it so i dont have to go to the laundry mat..we just put a deck on the entire length of the fifth wheel..we spend 6 months in florida and the other 6 months at our home ..we couldnt afford to have people come in and do all the work we have done cause we live solely on our retirement..well cost 3200...electric cost about 1200 total ..and septic 3800..drive way about 800 just to clear a path for the camper to put in..we are done for this season..still want to do more to the site but theres next year....
Wow thanks so much for sharing that, are you saying you live on the property with the RV alone without a home on the property? We have not found any area that would let us do that, all say we have to have a permanent home on the property before we can keep an rv on the property. Sounds like you got well, electric and septic really cheap, I hope we can do the same. Larry
I just love your videos!! I wish you the best for moving on...
We really appreciate all the well wishes,
Alice
we will be at the show all week, planing on the meetup at the barn Friday
Steve,
That’s awesome. We will post when it’s definite about the barn. Otherwise, the Wednesday night meetup is definite 🤗
Alice
Enjoyed your video. You mention you would like to become a BoonDockers Welcome host. I have been a BoonDockers host out here in California for the last three years and had 360 guest visited me and I can stay it's been so much fun. You meet so many people from so many different places. Good luck on your new direction whatever decision you make. Happy trials Tom
Tom,
Appreciate sharing your experience with Boondockers Welcome. We have only gone to a few and loved it.
And thanks for the well wishes,
Alice
Exciting you get to go Rv shopping for reals though 😄😄 great update
Thanks, guys. It will be a different rv show for sure
Alice
Good luck sounds like you have a plan for next part of your adventures in life.
Fingers crossed!
Alice
We are half timers too. We bought a mobile home in Ontario Canada. ( Put that in for Larry) 😂 People thought we were crazy but we have the best of both worlds.
Shelley,
💯- there will always be nay sayers no matter what you do 🤗
Alice
We are in a similar situation and like you are trying to find the way out. Fortunately we have time to find what we want and will decide what to do with our current RV. We are thinking the same as you finding a home base and rving part time. It will be interesting to see what you guys come up with. Good luck.
Wilma,
It has become more complicated and more stressful as we look at land and mobile homes.
We are finding it hard to get with a company we can trust,
Alice
Something like this happening was in our original we sold our house and going full time plan.
We would mini storage our house (trailer) go to a Extended Stay while we go and buy a Brinkley(again)
Best of luck to you!
Glad you have a plan. And that you love your Brinkley.
And thanks,
Alice
You’ve both done so much thinking in the last few weeks. Nice that you had the insurance written up to pay everything. I can never understand how the ins. Companies always have the right to hold us hostage, move out and you get your money…. A catch 22!
With Larry’s condition it only makes sense for both of your stress levels to be close to the 1 and only specialist. Praying the deal goes through and then we get to see you set up house & enjoy the summer traveling too.
All the best going forward. Cheers from us Canadians ❤❤
🇨🇦 ❤️
We have decision fatigue for sure.
Insurance companies have so much power - drug companies, too. Luckily with our insurance, we can afford Larry’s special treatments.
We know owning land and house has its own stress, but we really don’t have a choice.
We hope to get back to Ontario this summer, but who knows.
Thanks for the well wishes,
Alice
@@DownsizingMakesCentsAlice, it’s been very trying on yourselves. Do you for sure - even if it means wackin’ that man again (lightly lol),
Barn dominion sounds like the best , live upstairs , garage downstairs ,one building , better insulation , interest rates, and attached carport for the smaller RV
Christine,
Larry would love that but we just don’t have the money - more expensive than many think.
Maybe one day,
Alice
So much in this video I had to watch it twice.. Amazing that the insurance gives you all your money back. I have the same coverage from progressive, hopefully I won't need it. Have fun at the show. Try my "tape" tip you'll enjoy shopping for an RV without pressure !! Thanks DMC
Watching it twice mean we get added view count 😁
It’s always good to know you are covered just in case.
While at the show, we will have our “influencer” badges 😉
So they will think we are just filming 😆
Alice
@@DownsizingMakesCents "Influencer" ? ... I'll use that when I meet young ladies.. I'm not a creepy old man I'm "influencing" you to give me a kiss.. 😂
@@SevenBears1 once again, you are so bad 😆
My suggestion is to start cleaning out the RV and consolidating it with your storage unit. That would at least get some of the stuff situated so you aren't dealing with emptying the whole RV at the last minute.
Great point. Anything we don’t need, we will. Unfortunately, the storage is 2 hours away 😁
Who knows, maybe we will have a new RV after the show. Them as soon as there is water, septic, we can park the RV for 90 days while we wait for mobile home.
By a truck camper the wife and i sold are 35' 5er 2 half years ago bout a arctic fox 1150 truck camper we love it
We love the Artic Fox.
We thought about a truck camper when we go to Alaska 🤗
Alice
New to your channel, but will see you guys in tampa.
Michael,
Awesome. The Wednesday night meetup? Still waiting confirmation for the Friday meetup,
Alice
Yup see you wed.
Hi guys, I think the home base is a great decision! I sure hope your offer on the 3 acres is excepted & you’re able to get your mobile home really soon. Good luck finding the new smaller RV, at a great price. If you do decide to do Boondockers welcome, we’d love to come visit in the future😉🤗❤️
Lisa,
How cool would that be if you hung out with us at our homebase 😃
Unfortunately, we are having second thoughts about the land - there are weird things happening with the people that own the land 🤔
We shall see,
Alice
@@DownsizingMakesCents It would be so cool. Oh wow, hope things work out but if not I know y’all will find the perfect place for you!!
Hey guys, take a look at the AEON RV. They look pretty cool
Thanks for the tip. Since we will be at the show, we hope to check out a lot,
Alice
How much is mobile home insurance near Gainsville? $2,000/year? And since you had an RV totaled, will your RV insurance go up if you can get it at all?
Great questions
If Progressive cancels us, it would be an explosive video 😉
Home owners insurance is double or triple mobile home insurance,
Alice
Good morning you two,
After watching your video about the damage to your camper, here's a suggestion for you.
How about a good well checked put used RV? I watch the Wingman, and he has promoted a company called, PPL. They have been in busses for a long time and might have what your looking for. Cheaper than new, might be made way better than new and it might be way less fiddling with stuff for Larry.
Wingman, also has a list of how to buy an RV. Has many helpful hints on purchasing that next camper.
Best of luck to you both and happy new year🎉🎉
Thanks for all the great info.
We originally bought our RV used so we have been through that process. Larry researched thoroughly.
And Larry really likes the fifth wheel. If we got anything else, it would be a Class C
Thanks again,
Alice
Make sure you fully understand the difference between a “manufactured” home and a “modular” home. They can look similar. But the manufactured home is built to a far less stringent code than a modular home. They are typically placed on post and piers where a modular is typically placed on a concrete foundation. The modular is considered appreciating real estate where a manufactured home is a depreciating asset.
Leroy, thanks. When we do our video just about modular, mobile, barndos, we will go into that.
Modular is better built, better built, and takes longer
Alice
You might be able to have the 6th wheel put on a flatbed and moved. But it would be expensive. You might get a uhaul and move your stuff to a storage unit while you look for a new rv.
The problem is not where to put our stuff - we need most of what we have but would have no place to live without this RV
That’s why we either need a homebase or get another RV,
Alice
Nice pool
We had a lot of great years with it
I remember encouraging you when you first started UA-cam and it seemed like your channel would never get going. You have come a long way! It seems you are going through another “dry spell” in your journey. Your attitude is great and you guys are cute together. I pray God/Jesus gives you wisdom on how to proceed with your new challenges. ✝🙏🙂
Awww. We really appreciate that. And wow thanks for hanging in there with us.
We try our best to give great information with some fun 😉
Thanks for all the well wishes 🤗
Alice
I feel for you guys, and glad to see you’re attitude is on point. My wife and I had traveled from Wells, Nv. In February (snowstorm when we left) heading to Lake Havasu in Arizona to meet friends for president’s week fireworks celebration. We stopped overnight in Vegas, then left early morning. We were on Route 66 when suddenly the trailer comes detached from the truck w/safety chains still attached it yanks the back of the truck sideways and causing sparks from tongue to spray like a fireball. I use the bumper to slow down the trailer as it rams us till finally stopped. My wife beating on me out of fear till then. At that point the trailer was totaled. Unbelievable, instantly homeless in the desert on the highway.
Glynn,
Wow. I don’t know what to write. What a horrible experience. But I’m glad you both are ok. Except for bruises from your wife 😉
How did it go with insurance?
Hope all is well now,
Alice
Just build a barndo and live upstairs. Put a deck out front and or tbe back for extra enjoyment. Put the plumbing in before or after rhe build. Is there a sewer hookup nearby or are going to put in a septic and keach line?
We are looking at raw land - need to dig a well and get septic.
Barndos are actually quite expensive and taking longer to build.
Larry would love it, but maybe in the future,
Alice
Sounds like a great plan, we are Boondockers Welcome hosts up in Ontario, Canada, and would love to host you while you travel up here and stay down with you in Gainsville!! Good luck with your new rig!!!
Bryan, sounds like a great trade 🤗
What city in Ontario? It’s pretty big - Larry grew up in Ontario,
Alice
@@DownsizingMakesCents We are in the Kawartha Lakes area on the way to Haliburton. About 90 mins northeast of Toronto. Right by Balsom Lake Provincial Park.
We were hoping to go to the Tampa show and see you guys but, like you, we have run into some health problems delaying our trip to Florida. Fingers crossed we can head out sometime in February.
Mobile home sounds good 👍🇺🇲
👍🤗
If you’re looking for a land, get together with a Real estate broker if you buy the land raw there’s usually A county assessment if you build a house on it or put a mobile home the last I heard it’s probably $1500-$3000 depending on the County /location if there’s a dwelling on the house that fee has been paid, which will save you in the long run. Even if you tear the mobile home down
Also, check with your realtor see if there are mobile home parks that you own the land if you can find A mobile home park where you own the land and only paying HOA in the land/home county tax
Here in Cocoa In my case I own the land on a single wide HOA is 115 a month and $320 a year on taxes utilities are normal
do not try to go into a mobile home park and then pay the HOA as well as a monthly lot land rental You’d be looking at 900 and up it’ll nickel and dime you to death
Another thing you might consider look5 or 8 or 9 miles outside the city limits you’re city code Usually get more lenient, and may be more to your liking /// you just might have to watch out for the neighbors cow Grazing on your front lawn 🐄🐏🦃
Thank you for sharing some great info. We are looking at about a $3000 Impact fee if we put a mobile home on raw land. We are trying to establish a home base again for the future, and have looked at buying an rv site but we want enough space to build a shop, transfer our stuff from storage and be away from everything. Cocoa area is awesome, i used to do some kitesurfing down there. And we are looking forward to having cows mow our lawn instead of us, haha. Larry
Just do a Barndo, it can have a storage area, living area, rv indoor storage and He shed room. Wish you luck in working through this. You bring up a great point of having an exit plan to RVing, Maybe you can do a video with your thoughts.
We are looking at a Barndo.
But first the land 😉
An exit strategy video is a great idea. But we still need to the insurance video after we get the check and the process is complete,
Alice
As fellow man, I agree still full time 😉👌🏼
John, 🤣 Oh, no. Larry is racking up points,
Alice
Personal suggestion. Get your money, buy a used RV, (1-3 years old, 34 foot) A towable Camper RV. Not 5th wheel. Those are reasonable. Bank the rest. not a good idea to spend 10s of thousands of dollars on RVs. 18 to 20 thousand is good. Those are easier to move in and out of campgrounds. I like your videos. Hope you keep it up. (Side note):. Some healthcare plans offer health insurance that is not state specific. I have HAP. They sent a member card along with a second card containing instructions to a healthcare facility to speed billing and such. First time I ever saw that. But it works. I had an issue 100 miles from home, and that extra card made it so simple for figuring out who paid what.
Mark, thanks for the suggestion
But we have a 35’ right now and want smaller - more than 1’ 😉
But you are right, the smaller the easier to maneuver in campgrounds and more sites available
I’m looking at 29’ to 30’
Alice
Those work as well@@DownsizingMakesCents
We have been looking at Keystone Heights, FL. Close to G-ville and far enough out to be rural.
Funny - we are headed that way today 😉
@@DownsizingMakesCents I'm curious 🤔 did you like it?
You are in my neck of the woods. If you don't find anything in Tampa, the Ocala show is coming up in February. My sticks and bricks is going on the market in June then I will get my RV and be full time.
Janice,
Well, we are still looking. Maybe we will go to that show, too
Good luck with everything,
Alice
Check out Melrose near Gainesville. I'm called a half back and go halfway back to NY to Tennessee to get out of Florida summer heat
John,
Like that - half back 😉
Melrose is a favorite area for now.
Thanks for the suggestion,
Alice
In the past they have had those prefab tiny homes at the Tampa SuperShow. Actually they’re pretty nice and not terribly expensive
Robb,
We actually might look at those
Thanks,
Alice
In the past the models were near the food court. Good luck
Hi, Perry Florida area was selling property where you can have an RV only. See Traveling Robert. Best of luck.
Gary, yes. We know about Pelicamp 😁
A bit out of our zone. Plus, we don’t want an RV site. We want at least two acres and build a Barndo
But thanks
Alice
Glad you are getting your money back. Don't count on that 4 months. That want happen. I have seen many mobile homes setup and it never gets done on time. Good luck on the hunt for everything. I really hope everything works out for y'all. Good luck with the meetup. People will show. Larry needs to get into trading stock options. That would give you some passive income. Tell him to research it. Later y'all.
William,
We appreciate the advice- we hope the mobile home goes as planned 🤞
Larry traded options for a bit years ago - hated it 😆
It would be embarrassing if no one showed for our individual meetup 😳
Wish you were coming. Miss you guys 🤗
We are going to the RV show in Kansas city next weekend with the possibility of leaving with one. It is a cool feeling. Our current TT is proving too small. We are ready to switch from being weedenders to being part timers. The two come with different needs.
You are 💯 right. Totally different needs.
Though the prices at the shows look good, don’t feel pressured to buy there.
Also, not every possible RV that’s right for you will be there.
Good luck,
Alice
@@DownsizingMakesCents we go to Kansas City and the St Louis RV shows every year. They do tend to focus more on the giant high-end models too much for us. This is our first time going where there is even a possibility that we could actually buy.
I had a frame busted from the roads being so rough. State Farm paid more than I paid for the camper. You’re lucky with what they paid. I held my money and borrowed it to buy another one. Will have the $$$$$ for the rest of my life. I bought a toy hauler up from a 27’ to 34’. Payment came as a electronic deposit. Next day.
That is interesting, are you happy with State Farm, and did they keep you after your claim? We are also going to borrow to buy a new one and keep the cash to keep our income lower because of ACA insurance. Larry
@@DownsizingMakesCents yes State Farm kept me. I also bought a warranty on the camper. And gap insurance. Barely used toy hauler.
Bring a tent to the RV show. Before we bought a camper we found it convenient to have water, electric and cable TV at our tent.
We had a reservation at a gorgeous state park close by. Maybe we should have tent camped there. I don’t like hotels,
Alice
i have messed up getting a trailer off the road once.. but i did not wreck it.. when driving a low boy i learned ways to not get off the road and got in the pickup and lost my mind and did the lame stuff you did and broke your trailer.. it happens.. try not to do that kind of thing in the future i also dont tow anyplace id ever even possibly might maybe need 4x4.. cause that will wreck my trailer too
I dont regret going off road to camp in an awesome location but hopefully our next rv will have much higher clearance so we wont damage the rv. Thank for sharing your experience. Larry
Not my lot in Suwannee county. There are many Rv only living arrangements there. I bought my lot a few months ago and my neighbor down the road lives in his RV in his own lot.
It all depends on the area
You ahould look at the Hershey Pa. RV show. Its the largest one east coast. They give great deals on RV at the show. Good luck to you going forward.
Thanks. Funny thing is the Florida RV SuperShow in Tampa boasts being the largest.
We will be at that one next week. We won’t be going north anytime soon 😉
Alice
Building anything today is crazy expensive. I built my house in 1987. Materials are 10 times more today than then. Glad I did it then and at 27 years old.
We have postponed our home base dream for now, the market is still crazy, we keep waiting for it to cool but so far its still way to hot for us to buy. Larry
Lots of decisions for sure !!! Some nice looking lots in Old Town west of Trenton. I just looked at four of them. I also love the rail trail in Cross city . Check it out ! Not sure if I’m going to the RV show ? 🤔 Good luck !
Ralph,
Larry looked in Trenton, but not Old Town.
And don’t know Cross City.
If our offer is denied, we will keep looking.
Love to see you at the show 🤗
Alice
@@DownsizingMakesCents
Old town is just a few miles more west of Trenton . Right near Fanning springs. Love swimming in the summertime. We rode our bicycles 🚲 from Chiefland to the spring last August. Love the rail trails in Florida. Anyway, got off tract . Lol Good hunting !
Find yourselves a short-term rental for 6 months like a house and man cave for storage or an apartment. This will give you the opportunity to turnover the trailer and give yourselves time to look for another rv to live in while you look or build your home base. Just my opinion. Good luck with it all, everything will work out.
Thanks. But rental prices are outrageous- rather sit where we are which is quite inexpensive until we have our homebase all set.
Thanks for the suggestion though,
Alice
You folks are too funny!!! I'm in the process of a cargo trailer conversation. Would I be aloud in your parking area? Stay healthy!!
Susan,
Glad we made you laugh.
Once we get a homebase, we will look into visiting campers rules.
And thanks. We are doing our best 🤗
Alice
Guy's try Interlachen Lake Estates. 15 mi. from Gainsville in Putnam Co. Lived there myself until 2019. Cheapest land you will find in the area!
Thanks for the advice. The land we made an offer on is in Putnam County 👍
Alice
We spoke to code enforcement in a county in Florida. Even though they say "mobile" home is allowed. We were told we could not put anything as a home base of it has wheels.
Stephen, great point. Every county has different rules. We have all the rules for the property we put an offer on. Unfortunately, we have to get a bit bigger mobile home to put on the land.
Alice
It was in Interlochen. Codes are confusing.
@@stephennowicki7158 interesting
I agree with renting RV’s, many are not only way too expensive to rent but all the additional costs makes it prohibiting, at least for me. And as a Floridian I can say that Florida is one of the most unfriendly States for RV’ing unless you are at a campground.
It’s crazy what they get when renting out an RV 😳
There aren’t a lot of places to boondock - water management land it’s quite a process to get them.
Thanks for sharing your experience,
Alice
I hope you get the land you want, I have been looking as well but I want unincorporated to have less restrictions and more freedom.
@@rvnut1133 look at zoned agriculture- less rules.
Good luck
You don't "have to keep" anything. Try asking those who would inherit, what they want. You would be surprised. Most of the current generation, do not want old family things. They have their own decor style and in some cases it is minimalism. We are currently cleaning out our attic. I take pictures and send them to the group chat. Does anyone care? Some stuff yes, most stuff, we consider keepsakes, family heirlooms, no. I also know we are not alone, in this revelation.
Diann, yes. We went through this when we sold our house 4 years ago.
But we knew we wouldn’t be full time forever. So I’m glad we kept what we did.
We are lucky, both our kids took some antique furniture and paintings.
Alice
Agree.. we had tons of family “stuff” and when we downsized and moved to Arizona, there was very little our grown kids wanted. So we just got rid of most of it!
Look for recreational land, I found some in central Florida for cheap and was zoned for RV camping use.
It all depends on the county. We are looking within 30 to 60 minutes of UF Shands hospital
Check out post frame built buildings
Mike, yes. We are looking at some Barndo kits, but anything with a foundation means more cost and more time,
Alice
I want to see the Tampa show
Lori,
Are you going to the Florida RV show? Or just going to watch it on UA-cam?
Alice
Good luck with that
Brian, we appreciate it,
Alice
Put your belongings in short term storage and get a new rv and keep going. 👍 Never keep long term storage because it keeps growing and cost money. 😊 OK 👌 A modular home is a great happy medium.
Craig,
Thanks. We wish we could just keep RVing full time, but Larry’s health is a major issue.
Modular homes are more expensive and take longer to get - waiting list like tiny homes. We wish we could do either of those,
Alice
Where I live they set the manufactured home on a concrete foundation and then they have the ability to ad a two or three car garage to the manufactured home so when they get done it looks like a stick built house but it's not !!!!!!!!!!!!!!!!!!! Also by doing that you can walk right out your back door right into your garage with out going out side !!!!!!!!!!!!!!
Paul,
Interesting. We are leaning toward a Barndo,
Alice
I mentioned about buying land in Taylor county in Florida Perry Florida is in Taylor county and if you wanted to stay close to Gainesville, you can get land over there and you know 1 acre you can put 4K RVs on it legally and live in them check it out
A couple of people have mentioned Perry, we will check it out. It would be awesome if we could just put the rv there, with electric, well and septic. Larry
Once a mobile home is places and setup they remove the anxels and lay them below the home and take the wheels with them.
Richard, he was just teasing 😉
Alice
Nothing wrong with having a home base and RVing. I understand the Doc thing and not wanting to switch. Wife health has our plans to stay in the area we are.
It all depends on what we find first - land or an RV 😁
Sorry to read about your wife. Wishing you both the best,
Alice
@@DownsizingMakesCents - Just ongoing stuff - we keep hanging in there - I look forward to seing how you decide to go forward with the new plan. Keep smiling
I'd build a basic barndominiun that has a small living quarters with a nice shop.
Eric,
That’s what we are leaning towards now,
Alice
How about a Barndominium with a rv attached shed?
Very costly
So are you looking to stay in Levy County? The property taxes are certainly lower than Alachua, Marion, etc.
Sandy,
We are actually looking at Putnam county
And you are right - Alachua has crazy taxes,
Alice
Alice,
Putnam is nice! I've lived in that area (Duval, St. John's) for 20 years, and have been in Levy for 23. Rural areas are certainly preferred!!
@@sandymoseley glad to hear
You may need a Pod to transfer everything.
Bob,
Maybe.
Off topic, but we may be related?
Grimm relatives from Lancaster Pennsylvania area.