3 Things You Need to Discuss With Your Mortgage Lender
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- Опубліковано 23 лип 2024
- #mortgagelender #mortgagerates #mortage
GET PRE-APPROVED: www.zerostressmortgage.com
FOR MORTGAGE QUESTIONS: calendly.com/jennifer-beeston
I am licensed in 48 states for purchase and refinance mortgage and YES you would work with me and my team, NOT some random lender in a call center. I stand 100% behind everything I say and want to get YOU to the finish line. My cellphone is 707-478-0637. Never be afraid to call or text. Let’s get you home!:)
Google Review from REAL clients: www.google.com/search?q=Guara...
Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org Top 1% in the nation 2016-2021 More Helpful Content: Home Loan Basics: • Playlist VA Loans: • Playlist Real Estate Breaking News: • Playlist Mortgage Rates/Refinancing: • Playlist Mortgage and Home Buying: ua-cam.com/play/PLj.html... www.zerostressmortgage.com NMLS #247743 Guaranteed Rate NMLS 2611 www.guaranteedrate.com/discla... www.guaranteedrate.com/licens... Equal Housing Lender - www.nmlsconsumeraccess.org State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
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I had a great experience buying my home with Ms. Beeston.
Great advice! Asking these questions can help you understand the full cost of your mortgage and whether you can afford it. It's important to have a clear understanding of all the fees associated with the loan, including any prepayment penalties, origination fees, and closing costs. Also, understanding your debt-to-income ratio can help you determine if you can comfortably afford the monthly payments. Don't be afraid to ask your lender for clarification on any information they provide, as it's important to fully understand the terms of your loan before making a commitment.
Learning from you should be a requirement before looking at houses.
Appreciate you Russ!
I started to watch this videos too late. Closer to my closing date I’ll be in touch to see if I could change lender. It’s a new construction the settlement day will be between April and May.
Correct
You are awsome, you are God sent. Just by listening to you, has made me truly stress free. Thank you so much.
I am glad the videos are helping:)
Hello Jennifer. I now have greater hopes after listening on this video. I (and husband) will also be giving you a call or schedule an appointment to go over our first time homebuyer’s getting started process. Thank you and talk to you soon. 🙏🏽
That makes me so happy to hear! Looking forward to speaking with you and your husband!😊
A video explaining quit claim deed and different scenarios pleeeease
That could be interesting agreed however I think a lawyer has to do that one as it is a legal matter
Do you have any videos on home equity loan or do you deal with this?
I watch you every single day! Does the lender have those informations as far as closing costs and monthly payments after being underwritten or anytime after pre-approval?
We have a very good idea yes. There are some variables like taxes and insurance but we always do a full loan summary and I personally go through with each client after being fully preapproved:)
Hey Jen! So my fiancé and I are looking to buy in the next 6-12 months. I am the veteran and he never served. Is there still a requirement for couples not married to put 12.5% down? Thank you!
Yes if you are not married and he did not serve 12.5% down
Hello wanted to know if I just recieved a life time pension do I have to wait untill 2 years to make it count as income for my mortgage
No we can use immediately
spoke to 4 lenders , i have one good one and fast but extremely high rate but the better rate seems wont answer most questions and seems like dont want to answer any questions or lazy
The one with the higher rate likely has less clients so can be at your Beck and call. How different is the rate?
@@JenniferBeeston 5.25 and 7.325 i you earlier and wanting some opinion but I feel lhopeless with this madness
I have a ton of student loan debt, but I'm on an IDR with 0.00/mo payments. Will my student loan debt still be factored into my DTI?
We will go off of IDR for many loan types
@@JenniferBeeston Whew! Thanks!
Question: are you legally obligated to a lender after you sign a contract?
NO
Hi Jennifer, Do you do business in Maryland? What is the name of your company in Maryland?
Jen does business in Maryland. A couple of years ago she and her team helped me get my condo in Silver Spring. They are superb. The company is called Guaranteed Rate.
Appreciate you John:)
Hey Jen, Vet here do you have a company or work in Tennessee?
I am licensed in Tennessee and happy to help 707-478-0637
on point why give them your business ..
How does one work with you and contact you?
707-478-0637 or pick a time to chat here calendly.com/jennifer-beeston/preapproval-q-a
Hello I was homeless and nowhere to go no money and a gentleman came up to me and offered me her house with no money down for $400 a month and 15 years for 33,008% interest and 33,000 at 8% interest and recently he has him told me I owe him another 18,000 in the tax was not paid on the mortgage I had no idea I thought I paid it off my rate never increased and he never told me that the taxes in Creekside I didn’t know what was going on
🎉my 😂 US that grade A 😅
I’m currently working with you guys. My back end is 56% which the computer puts us at 400k but I cant add my wife even though she makes more than me because her student loans screwed her credit. Thanks to Bidens freeze on loans. Max we want to pay is 450k so we still have $5000 extra a month after bills. We’re hoping for a little bump from underwriting process but if not there’s a lot of homes in the high 300s we really like.
You could get a co-signor since you cant add your wife on the loan.
😂
No disrespect but man she is fineeeee,
I just got bad news yesterday because of DTI. We were set to close on the 18th. I was under the impression I was fully underwritin(nope). Disappointing after jumping through hoops for documents, transfer Ernest money, inspections to find out a few days before closing its not going to happen sucks. mello-roos and HOA pushed me pasted my limit 👎.
About to be in this boat. Lender told me here’s down payment assistance, go shopping. After we’re under contract, past due diligence, paid appraisals, inspections, surveys, whoops! state funding ran out. New allotment starts in August. Here’s your new pmt. What? I was crushed. And I’m out all those expenses. Super bummed.
@judie poo that’s one of the many reasons I never pitched that program. Ask them about other CalHFA alternatives.
@pete let me know if you want me to look at. Mello Roos can be a killer in ca