Sir limited pay is good option for us Because if someone is not earning at the age of 50 then policy will lapse So pay for limited time is a good option for us in my opinion
Q1-REQURIMENT DOCUMENTS ? Q2- IF I HAVE JOB THIS TIME AND SALERY IN 5 LAKH PER ANNUM THEN I GET TERM INS. OF 1 CRORE , SUPPOSE AFTER 1-2 YEAR I LEAVE JOB THEN WHAT HAPPEND?
It’s better to put money in mutual funds or on any other investment plan. I have seen that these bankers reject the claim by giving lots of excuses. All they want the money and when you try to claim the money from them, they have 10000+ kind of excuses to reject.
Sir Recently there are market linked term insurance plans which provide insurance as well as portfolio(premium amount similar to sip) from which partial/whole amount is withdrawable after some lockin period/maturity...for eg one plan of TATA AIA... Please explain about those as well
Hi, in some IPO's , there is no big hni category mentioned... So There is no use to invest/apply for Big HNI category reservation (right or wrong)...? (No B-HNI Category mentioned in Prospectus on chittorgarh)
Policy lene ke baad ghar walo ko btana bhi jruri h bhai. Bhut se case hdekhe h Maine jisme policy h, bond bhi h lekin ya to lapse ho gyi, ya premium nhi bhara gya, policy lene wala chla gya, piche Wale itne pdhe likhe nhi , or thode bhut pdhe h to unhe iska pta nhi tha.
Army person apne future savings ka liya kya kora , health insurance or term insurance or mutual fund, please iska bare ek video bana dijiya ,mera jawan vai o ke liya helpful hoga
Sir , will there be any tax implications during disbursal of term insurance payout to family after demise of insured person ie TCS / later income tax etc. If yes at what rate of tax applicable
Sir, agar police holder policy leneke time main Lum+monthly pay (i.e. 30k pm for next 30 years) out or sirf monthly pay out select kare. Aur within term frame policy holder ka death ho jaye, afrer that nominee ka v death ho jaye, to kya baki monthly payout family ko milega ? After nominee kis ko milega , please clarify.
Sir I am doing job in under ground coal mining side,it's government job,my salary cooperative account uniyan bank gave 1cr accidental benefit, again I wAnt term insurance,This companies are gave or not?
Is it worthy to take term insurance for spouse within own policy as some companies offering it nowadays as spouse may not get term insurance due to less income as per companies criterias
प्रायवेट कंपनियो का एकमात्र लक्ष्य है मुनाफा कमाना।भारत का सबसे अच्छा टर्म प्लान LIC Tech Term Plan है। ये बात आपके मरने के बाद आपकी विधवा पत्नी और बच्चों को समझ आ पाती है।
Hello sir... This is Ankur. Is it at reasonable price?? 1591/month EMI h for 1 cr Term insurance. Took at 35 yrs upto 65 yrs. ICICI prudential ismart plus plan. Income per annum is approx 9/ 10Lacs.
Money is given to nominee by the insurance company. But legal heir is rightful owner of the money and can sue in court if nominee is not the legal heir.
Term insurance - bit.ly/3RUZcMZ
Health- bit.ly/48ymQpE
If nominee also dies along with insurer then what happens?
Bro I have opted for 10 years pay in my term insurance policy till 85 years. Is it safe to opt for 10 years pay?
Comprehensive, informative and ❤👍👌👏
Sir limited pay is good option for us
Because if someone is not earning at the age of 50 then policy will lapse
So pay for limited time is a good option for us in my opinion
Its very elaborate comparing with other videos including your earlier videos on same topic as well😊
Excellent!!!
Critical illness cover add karne se premium amount double ho jaata hai....Issey better hai aap Health insurance jyada amount ka lelo
Health insurance ka premium age ke badhte aur badhta hai but term fix rahega
Term jaruri hai
Critical illness riders add karne par lumpsum amount ek sath mil jata hai.
Sir 1 top company b bta dijiye plz term insurance k liye hme nhi pta chlta khi glt jga fas jayenge
Tata aia
Best video ❤❤
Q1-REQURIMENT DOCUMENTS ?
Q2- IF I HAVE JOB THIS TIME AND SALERY IN 5 LAKH PER ANNUM THEN I GET TERM INS. OF 1 CRORE , SUPPOSE AFTER 1-2 YEAR I LEAVE JOB THEN WHAT HAPPEND?
I think same
It’s better to put money in mutual funds or on any other investment plan. I have seen that these bankers reject the claim by giving lots of excuses. All they want the money and when you try to claim the money from them, they have 10000+ kind of excuses to reject.
wrong.... if thatz the case claim settlement ratio wud not have been 95% plus... They reject becoz u hv not given correct info
Lic lena theek rahega shaayad
if someone occasional drinker then tb bhi use policy lete time ya batana hoga?
Details explained, appreciate your help sir.
Term plan lene ke liye kya kya criteria rahta hai ,hdfc ya other etc
very knowledgeful
Sir
Recently there are market linked term insurance plans which provide insurance as well as portfolio(premium amount similar to sip) from which partial/whole amount is withdrawable after some lockin period/maturity...for eg one plan of TATA AIA...
Please explain about those as well
These are UNit linked Plans, very bad.
Hi, in some IPO's , there is no big hni category mentioned... So There is no use to invest/apply for Big HNI category reservation (right or wrong)...?
(No B-HNI Category mentioned in Prospectus on chittorgarh)
11.50. Term insurance mei bhi premium they increase after 3_4 years
Bahu accha samzaya good
Keep posting such videos on personal finance
After 4 continuous claimfree years, the insurance Co cannot reject ur claim for un-declared preexisting diseases...SHd nform viewers this imp point
Excellent video bhai
Good information sir ❤
Policy lene ke baad ghar walo ko btana bhi jruri h bhai. Bhut se case hdekhe h Maine jisme policy h, bond bhi h lekin ya to lapse ho gyi, ya premium nhi bhara gya, policy lene wala chla gya, piche Wale itne pdhe likhe nhi , or thode bhut pdhe h to unhe iska pta nhi tha.
Good content sir very useful ❤
Very useful 🙏🙏
Army Personal agar Term Insurance lega to fhir use Terrist attack hone ki wajah se Sum assured milega ki nahi sir.
Sir uske liye Army person se Premium jyada liya jaata hai. Aur sabhi company deti bhi nahi hai. Aap MAX company ka try karna.
Hdfc vs bajaj which is best sir??
Sir main 9 class kiya hai humko kaun sa turm plan lena chahiye please bataye
मैं Ageas federal life insurance से wealthsurance growth plan SP II one time 20 L invest करने का प्लान बना रहा हू कृपया जानकारी दे.
Sir , army person ka liya kon sa term insurance best hai ,quki terrorist attack or adventure or accident hota rahata hai , Please reply my answer ???
Army person apne future savings ka liya kya kora , health insurance or term insurance or mutual fund, please iska bare ek video bana dijiya ,mera jawan vai o ke liya helpful hoga
Dear sir ..❤
Kya 16 January k baad se 4 volume distribution day nhi ho gye Hain?
Hi Sir, term insurance agent is saying that adventures activities will also be covered in HDFC term insurance, is it true?
Sir mai abhi last 6 month se kam par laha hu graduate hu trainee eng
Post hay ctc 3 lach PA hay tho muje term enc melega kay
Sir next 30 year m kya 1 CR ka premium bhhot hoga ? 🤔 Please btaiye
nope
Sir , will there be any tax implications during disbursal of term insurance payout to family after demise of insured person ie TCS / later income tax etc. If yes at what rate of tax applicable
100% Tax Free amount
Sir, agar police holder policy leneke time main Lum+monthly pay (i.e. 30k pm for next 30 years) out or sirf monthly pay out select kare.
Aur within term frame policy holder ka death ho jaye, afrer that nominee ka v death ho jaye, to kya baki monthly payout family ko milega ? After nominee kis ko milega , please clarify.
Sir I am doing job in under ground coal mining side,it's government job,my salary cooperative account uniyan bank gave 1cr accidental benefit, again I wAnt term insurance,This companies are gave or not?
Sir any term plan 3years cross hone ke baad company claim reject kar sakti Hai sir?
Aegon Life से बच के रहना.. सुना है अब उसने अपना नाम Bandhan Life रख दिया .. बहरूपिया कम्पनी पांच साल का पैसा डकार गई।😬
Thsnk you.
Very informative and educational video sir🎉
Kya term insurance ke baad postmartem ke baad hee Paisa milta hein
Anant ji, pls analyse LIC TECH TERM policy!!
Is it worthy to take term insurance for spouse within own policy as some companies offering it nowadays as spouse may not get term insurance due to less income as per companies criterias
Wife pe financially dependent ho to lena chahiye jaise kids k liye life insurance lene ka koi logic nahi
Kya hum do companies ka term insurance le sakte h kya
Can we port existing policy
सभी प्राइवेट कम्पनी clause डाली रहती है पॉलिसी में आप लोग कुछ भी नही कर सकते।
प्रायवेट कंपनियो का एकमात्र लक्ष्य है मुनाफा कमाना।भारत का सबसे अच्छा टर्म प्लान LIC Tech Term Plan है।
ये बात आपके मरने के बाद आपकी विधवा पत्नी और बच्चों को समझ आ पाती है।
आपकी दी हुई डिस्क्रिप्शन लिंक पर आपके द्वारा बताए हुए फिल्टर अवेलेबल नहीं है
I have my SIP with your team from 2.5 years now and I never get any help.
Ek bar policy le lene k baad kya hum nominee name change kar sakte hain?
Yes you can
Jo v ho psisa agar sadh raha hai to insurence le lo life ka koi guarantee nahi re baba😅
Hello sir...
This is Ankur.
Is it at reasonable price??
1591/month EMI h for 1 cr Term insurance. Took at 35 yrs upto 65 yrs. ICICI prudential ismart plus plan.
Income per annum is approx 9/ 10Lacs.
Moral of the story never buy term insurance
Why
Sir Agar main aaj Term Life Insurance le liya uske 6 month ke baad meri Death ho jati h to kya mujhe Term insurance ka Fayda milega
Khudka murder karbaneka planning hai lagta hai😂
iska kaya bharosa company claim degi phir bhi safety ke liye lena theek hai aur suna hai jitni jaldi lenga utna acha hai.
Platinum industries IPO review...
Like monthly earning or etc
Sir ka samjhane ka tarika thoda casual h
To acha hua ya nahi?
Bht bhadiya hua sir
Sir aap har 3 months m ek Naya video le aate ho pitare se 😂😂
waaahh waahhh wahhh.....
Ek help chaiye thi apse
Hello sir
Suside cover hota hai
My present age is 54 years considering this if I need to apply for 2 cr term policy,
which company has the best plan ?
8448440438
You can go for HDFC or ICICI
HDFC ka Amount settlement ratio bahut kharab hai, Try Max insurance.
TATA AIA sir ur major premium is invested in market and u get insurance too all in one plan
LIC KA JEEVAN AMAR
Sir Ji for Natural death
Eligible to get sum assured for natural death.
voting done
Death ke time koi investigation nai hoti bhai.
चुप चाप एलआईसी से ले ले न इतनी मगजमारी क्यों
Suicide pay insurance milega 😅😂
Nope
Milega, lekin 1 saal see jyada purani policy honi chahye. Read ur term and condition of your policy.
@anant suicide is covered after 1 year old policy
In case of death who gets the money nominee or legal hair.
Money is given to nominee by the insurance company. But legal heir is rightful owner of the money and can sue in court if nominee is not the legal heir.
Its very elaborate comparing with other videos including your earlier videos on same topic as well😊
Excellent!!!