Term Insurance का काला सच? | Term plan - Best term insurance plan | Term insurance masterclass |

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  • Опубліковано 1 сер 2024
  • #terminsurance #insurance
    Term insurance - bit.ly/3RUZcMZ
    Health- bit.ly/48ymQpE
    Term Insurance का काला सच? | Term plan - Best term insurance plan | Term insurance masterclass |
    In this video we discussed in details everything about term insurance from basics to advance. Post this video you need not study anything on the topic of term insurance plans.
    0:00 - Term insurance Masterclass
    0:46 - How much term insurance you need?
    1:36 - What is term insurance plan?
    3:13- Who needs term insurance plan?
    4:25 - Where you can buy term insurance plan?
    5:38 - How to select best term insurance plan?
    9:14 - Whole life term insurance plan - Is it good?
    11:19 - Do you need to add riders in term insurance plan?
    13:40 - Return of premium or limited pay or zero cost term plan - Reality?
    17:20 - Mistakes due to which your term insurance will get rejected?
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    Disclaimer - This is our personal view and mutual funds and equity investments are subject to market risk. Please read all offer documents before investing. This video is only for education purpose. Please consult your adviser before investing. This video is only to give information and only for education purpose.

КОМЕНТАРІ • 95

  • @InvestAajForKal
    @InvestAajForKal  5 місяців тому +5

    Term insurance - bit.ly/3RUZcMZ
    Health- bit.ly/48ymQpE

    • @diyan1168
      @diyan1168 5 місяців тому +1

      If nominee also dies along with insurer then what happens?

    • @SJ-fp9yf
      @SJ-fp9yf 5 місяців тому

      Bro I have opted for 10 years pay in my term insurance policy till 85 years. Is it safe to opt for 10 years pay?

  • @Trilok22
    @Trilok22 5 місяців тому +4

    Comprehensive, informative and ❤👍👌👏

  • @drsteviejasengnsangma8739
    @drsteviejasengnsangma8739 5 місяців тому +1

    Its very elaborate comparing with other videos including your earlier videos on same topic as well😊
    Excellent!!!

  • @Naveenkumar-ym4sx
    @Naveenkumar-ym4sx 5 місяців тому

    Keep posting such videos on personal finance

  • @machhindrabhagwat3247
    @machhindrabhagwat3247 5 місяців тому

    Very useful 🙏🙏

  • @RamakrishnaJK
    @RamakrishnaJK 5 місяців тому

    Thsnk you.

  • @monubatra2511
    @monubatra2511 28 днів тому

    very knowledgeful

  • @rakesh-chaturvedi
    @rakesh-chaturvedi 5 місяців тому

    Good content sir very useful ❤

  • @amolbankar5731
    @amolbankar5731 3 місяці тому

    Details explained, appreciate your help sir.

  • @user-xz9jw8vo9w
    @user-xz9jw8vo9w 4 місяці тому

    Bahu accha samzaya good

  • @vijayyelave7706
    @vijayyelave7706 5 місяців тому

    Good information sir ❤

  • @rohitchheda1728
    @rohitchheda1728 4 місяці тому

    Excellent video bhai

  • @user-kz9ir5kl2r
    @user-kz9ir5kl2r 5 місяців тому +1

    if someone occasional drinker then tb bhi use policy lete time ya batana hoga?

  • @SurajSingh-fg6eq
    @SurajSingh-fg6eq 3 місяці тому +1

    It’s better to put money in mutual funds or on any other investment plan. I have seen that these bankers reject the claim by giving lots of excuses. All they want the money and when you try to claim the money from them, they have 10000+ kind of excuses to reject.

  • @harshitmaheshwari4343
    @harshitmaheshwari4343 5 місяців тому +2

    Sir limited pay is good option for us
    Because if someone is not earning at the age of 50 then policy will lapse
    So pay for limited time is a good option for us in my opinion

  • @SagarMahanagde
    @SagarMahanagde 5 місяців тому

    Hi, in some IPO's , there is no big hni category mentioned... So There is no use to invest/apply for Big HNI category reservation (right or wrong)...?
    (No B-HNI Category mentioned in Prospectus on chittorgarh)

  • @pushkalkaramchandani6929
    @pushkalkaramchandani6929 5 місяців тому +1

    Sir
    Recently there are market linked term insurance plans which provide insurance as well as portfolio(premium amount similar to sip) from which partial/whole amount is withdrawable after some lockin period/maturity...for eg one plan of TATA AIA...
    Please explain about those as well

  • @trulyindian1947
    @trulyindian1947 5 місяців тому +14

    Critical illness cover add karne se premium amount double ho jaata hai....Issey better hai aap Health insurance jyada amount ka lelo

  • @AtraderfromUttarakhand
    @AtraderfromUttarakhand 5 місяців тому

    Dear sir ..❤
    Kya 16 January k baad se 4 volume distribution day nhi ho gye Hain?

  • @rajendrasinghranawat1432
    @rajendrasinghranawat1432 5 місяців тому +1

    Term plan lene ke liye kya kya criteria rahta hai ,hdfc ya other etc

  • @mkochars123
    @mkochars123 11 днів тому

    Sir , will there be any tax implications during disbursal of term insurance payout to family after demise of insured person ie TCS / later income tax etc. If yes at what rate of tax applicable

  • @user-jq9xl8ib7q
    @user-jq9xl8ib7q 4 місяці тому

    Army person apne future savings ka liya kya kora , health insurance or term insurance or mutual fund, please iska bare ek video bana dijiya ,mera jawan vai o ke liya helpful hoga

  • @mohammadikhlaq6647
    @mohammadikhlaq6647 9 днів тому +1

    Sir main 9 class kiya hai humko kaun sa turm plan lena chahiye please bataye

  • @rajatsrivastava2952
    @rajatsrivastava2952 5 місяців тому +4

    Q1-REQURIMENT DOCUMENTS ?
    Q2- IF I HAVE JOB THIS TIME AND SALERY IN 5 LAKH PER ANNUM THEN I GET TERM INS. OF 1 CRORE , SUPPOSE AFTER 1-2 YEAR I LEAVE JOB THEN WHAT HAPPEND?

  • @naveenarya6958
    @naveenarya6958 4 місяці тому

    मैं Ageas federal life insurance से wealthsurance growth plan SP II one time 20 L invest करने का प्लान बना रहा हू कृपया जानकारी दे.

  • @silentfollower881
    @silentfollower881 5 місяців тому

    Can we port existing policy

  • @nihaljoshi8363
    @nihaljoshi8363 18 днів тому

    Hi Sir, term insurance agent is saying that adventures activities will also be covered in HDFC term insurance, is it true?

  • @EktaEntertainment08
    @EktaEntertainment08 5 місяців тому +1

    Sir 1 top company b bta dijiye plz term insurance k liye hme nhi pta chlta khi glt jga fas jayenge

  • @user-jq9xl8ib7q
    @user-jq9xl8ib7q 4 місяці тому

    Sir , army person ka liya kon sa term insurance best hai ,quki terrorist attack or adventure or accident hota rahata hai , Please reply my answer ???

  • @swarnalathika1004
    @swarnalathika1004 5 місяців тому +1

    Hdfc vs bajaj which is best sir??

  • @youtech4655
    @youtech4655 5 місяців тому +1

    Sir I am doing job in under ground coal mining side,it's government job,my salary cooperative account uniyan bank gave 1cr accidental benefit, again I wAnt term insurance,This companies are gave or not?

  • @debabrataroy9
    @debabrataroy9 5 місяців тому

    Sir, agar police holder policy leneke time main Lum+monthly pay (i.e. 30k pm for next 30 years) out or sirf monthly pay out select kare.
    Aur within term frame policy holder ka death ho jaye, afrer that nominee ka v death ho jaye, to kya baki monthly payout family ko milega ? After nominee kis ko milega , please clarify.

  • @shubhanshsoni3124
    @shubhanshsoni3124 5 місяців тому

    Platinum industries IPO review...

  • @mahendrakaushal1
    @mahendrakaushal1 5 місяців тому

    Kya hum do companies ka term insurance le sakte h kya

  • @abhayshilu9838
    @abhayshilu9838 5 місяців тому

    Very informative and educational video sir🎉

  • @Pknsona
    @Pknsona 5 місяців тому +2

    Army Personal agar Term Insurance lega to fhir use Terrist attack hone ki wajah se Sum assured milega ki nahi sir.

    • @vikasnishacpl8032
      @vikasnishacpl8032 5 місяців тому +1

      Sir uske liye Army person se Premium jyada liya jaata hai. Aur sabhi company deti bhi nahi hai. Aap MAX company ka try karna.

  • @Mychannel-uv1lx
    @Mychannel-uv1lx 3 місяці тому

    Sir any term plan 3years cross hone ke baad company claim reject kar sakti Hai sir?

  • @ankurnimesh5604
    @ankurnimesh5604 5 місяців тому +1

    Hello sir...
    This is Ankur.
    Is it at reasonable price??
    1591/month EMI h for 1 cr Term insurance. Took at 35 yrs upto 65 yrs. ICICI prudential ismart plus plan.
    Income per annum is approx 9/ 10Lacs.

  • @vipindixit9462
    @vipindixit9462 5 місяців тому

    Is it worthy to take term insurance for spouse within own policy as some companies offering it nowadays as spouse may not get term insurance due to less income as per companies criterias

    • @sandeepyadav-sb8ob
      @sandeepyadav-sb8ob 5 місяців тому

      Wife pe financially dependent ho to lena chahiye jaise kids k liye life insurance lene ka koi logic nahi

  • @guddurani2432
    @guddurani2432 5 місяців тому

    Policy lene ke baad ghar walo ko btana bhi jruri h bhai. Bhut se case hdekhe h Maine jisme policy h, bond bhi h lekin ya to lapse ho gyi, ya premium nhi bhara gya, policy lene wala chla gya, piche Wale itne pdhe likhe nhi , or thode bhut pdhe h to unhe iska pta nhi tha.

  • @amanchhabra3305
    @amanchhabra3305 4 місяці тому

    Kya term insurance ke baad postmartem ke baad hee Paisa milta hein

  • @dharmendrakumarverma9206
    @dharmendrakumarverma9206 5 місяців тому

    Hello sir

  • @theoffensivedefence3535
    @theoffensivedefence3535 4 місяці тому

    Anant ji, pls analyse LIC TECH TERM policy!!

  • @Yogeshgoyal3678
    @Yogeshgoyal3678 3 місяці тому

    आपकी दी हुई डिस्क्रिप्शन लिंक पर आपके द्वारा बताए हुए फिल्टर अवेलेबल नहीं है

  • @johrtl7966
    @johrtl7966 5 місяців тому +1

    Sir next 30 year m kya 1 CR ka premium bhhot hoga ? 🤔 Please btaiye

  • @sumitnurai1412
    @sumitnurai1412 4 місяці тому

    I have my SIP with your team from 2.5 years now and I never get any help.

  • @sudhakartiwarilic
    @sudhakartiwarilic 5 місяців тому +1

    सभी प्राइवेट कम्पनी clause डाली रहती है पॉलिसी में आप लोग कुछ भी नही कर सकते।

  • @shaown-thelyricistandcompo5748
    @shaown-thelyricistandcompo5748 5 місяців тому

    Ek bar policy le lene k baad kya hum nominee name change kar sakte hain?

  • @SSRealLifeVLOGS
    @SSRealLifeVLOGS 2 місяці тому +1

    11.50. Term insurance mei bhi premium they increase after 3_4 years

  • @vijaybhilwade3194
    @vijaybhilwade3194 5 місяців тому

    My present age is 54 years considering this if I need to apply for 2 cr term policy,
    which company has the best plan ?

    • @InvestAajForKal
      @InvestAajForKal  5 місяців тому +1

      8448440438

    • @tanvipatel186
      @tanvipatel186 5 місяців тому +1

      You can go for HDFC or ICICI

    • @vikasnishacpl8032
      @vikasnishacpl8032 5 місяців тому

      HDFC ka Amount settlement ratio bahut kharab hai, Try Max insurance.

    • @poojasar
      @poojasar 5 місяців тому

      TATA AIA sir ur major premium is invested in market and u get insurance too all in one plan

    • @sudhakartiwarilic
      @sudhakartiwarilic 5 місяців тому +1

      LIC KA JEEVAN AMAR

  • @sagarprajapati1597
    @sagarprajapati1597 2 місяці тому

    waaahh waahhh wahhh.....

  • @amitverma-eh8wf
    @amitverma-eh8wf 5 місяців тому

    voting done

  • @roushankumarjha9555
    @roushankumarjha9555 4 місяці тому

    Sir Agar main aaj Term Life Insurance le liya uske 6 month ke baad meri Death ho jati h to kya mujhe Term insurance ka Fayda milega

    • @sawanbebarta2704
      @sawanbebarta2704 4 місяці тому

      Khudka murder karbaneka planning hai lagta hai😂

  • @vijaybhilwade3194
    @vijaybhilwade3194 5 місяців тому

    Sir Ji for Natural death

    • @Trilok22
      @Trilok22 5 місяців тому +1

      Eligible to get sum assured for natural death.

  • @user-hh3ss6ie3k
    @user-hh3ss6ie3k 5 місяців тому +1

    Sir ka samjhane ka tarika thoda casual h

  • @rajendrasinghranawat1432
    @rajendrasinghranawat1432 5 місяців тому

    Like monthly earning or etc

  • @dharmendrakumarverma9206
    @dharmendrakumarverma9206 5 місяців тому

    Ek help chaiye thi apse

  • @RajKumar-yy5uh
    @RajKumar-yy5uh 5 місяців тому

    Suside cover hota hai

  • @sawanbebarta2704
    @sawanbebarta2704 4 місяці тому

    Jo v ho psisa agar sadh raha hai to insurence le lo life ka koi guarantee nahi re baba😅

  • @johrtl7966
    @johrtl7966 5 місяців тому

    Sir aap har 3 months m ek Naya video le aate ho pitare se 😂😂

  • @drbhatt68
    @drbhatt68 24 дні тому

    Aegon Life से बच के रहना.. सुना है अब उसने अपना नाम Bandhan Life रख दिया .. बहरूपिया कम्पनी पांच साल का पैसा डकार गई।😬

  • @aparichit5329
    @aparichit5329 5 місяців тому +1

    Moral of the story never buy term insurance

  • @rockymorwadiya9724
    @rockymorwadiya9724 5 місяців тому

    Death ke time koi investigation nai hoti bhai.

  • @Anshul297
    @Anshul297 5 місяців тому

    प्रायवेट कंपनियो का एकमात्र लक्ष्य है मुनाफा कमाना।भारत का सबसे अच्छा टर्म प्लान LIC Tech Term Plan है।
    ये बात आपके मरने के बाद आपकी विधवा पत्नी और बच्चों को समझ आ पाती है।

  • @rakeshkumarshukla2445
    @rakeshkumarshukla2445 3 місяці тому

    चुप चाप एलआईसी से ले ले न इतनी मगजमारी क्यों

  • @raviprakash7854
    @raviprakash7854 5 місяців тому +1

    Suicide pay insurance milega 😅😂

    • @InvestAajForKal
      @InvestAajForKal  5 місяців тому

      Nope

    • @vikasnishacpl8032
      @vikasnishacpl8032 5 місяців тому +2

      Milega, lekin 1 saal see jyada purani policy honi chahye. Read ur term and condition of your policy.

    • @YogeshGandhi
      @YogeshGandhi 5 місяців тому

      @anant suicide is covered after 1 year old policy

    • @arati6397
      @arati6397 5 місяців тому +1

      In case of death who gets the money nominee or legal hair.

    • @YogeshGandhi
      @YogeshGandhi 5 місяців тому

      Money is given to nominee by the insurance company. But legal heir is rightful owner of the money and can sue in court if nominee is not the legal heir.

  • @drsteviejasengnsangma8739
    @drsteviejasengnsangma8739 5 місяців тому

    Its very elaborate comparing with other videos including your earlier videos on same topic as well😊
    Excellent!!!