What concerns has RBI raised about India’s financial stability

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  • Опубліковано 16 лип 2024
  • While overall NPA levels are falling & banks look in good health, RBI has highlighted a few areas of concern that could hurt India’s financial stability. Economist Radhika Pandey and Deputy Editor TCA Sharad Raghavan discuss in #MacroSutra.
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КОМЕНТАРІ • 28

  • @ykrishv
    @ykrishv 12 днів тому +13

    Declining NPAs in PSU banks reflects the non interference from Govt. This was unlike of UPA era with such humongous corruption was prevalent.

    • @srinisbir8781
      @srinisbir8781 11 днів тому +1

      🙏

    • @prashanthb6521
      @prashanthb6521 5 днів тому +1

      Now Interference has shifted to PMO (😂Adani laughing in the background)

    • @srinisbir8781
      @srinisbir8781 5 днів тому

      @@prashanthb6521 really what is soo funny about what you just said?

    • @prashanthb6521
      @prashanthb6521 5 днів тому

      @@srinisbir8781 Adani gets paid thru juicy contracts, not thru easy loans. Grow some grey cells before practicing blind sycophancy.

    • @srinisbir8781
      @srinisbir8781 5 днів тому

      @prashanthb6521 why no Adani electoral bonds. NOT EVEN A SINGLE ONE. Adani gets a contract because of his competency. The same was TATA got Air India.

  • @Deathwish_99
    @Deathwish_99 12 днів тому +10

    Slight correction: Education loans are collateral free till 7.5 lakh not 4 lakh

  • @puggleski6097
    @puggleski6097 12 днів тому +6

    Its a multipolar storm : F&O operations, an excess of capacity in metro real estate driving down realizations ( rental and otherwise ), a combination of gig employment and rising costs ( esp medical and education costs ) pushing urban households into debt, rise of usury in poor urban neighbourhoods, GST evasion, and a general feeling of unease and apprehension that official corruption ( small *and* big ticket ) is back to the usual.

  • @kallachi729
    @kallachi729 11 днів тому +4

    Sharad, concerns are also good news. If we do not recognize them in time they will become bad news.
    Thanks for raising them

  • @abhinavsrivastava1461
    @abhinavsrivastava1461 12 днів тому +2

    Thank you for taking my question. Top quality content, the best talk on economy anywhere on UA-cam. 🙏🏻

  • @vedchavan
    @vedchavan 10 днів тому +1

    At least post a link to her article in the description and comments

  • @mady5647
    @mady5647 11 днів тому +2

    Interestingly NPA % in loans for education is very-high while home is low. It seems borrowers prioritize home which is collateral in the loan.

  • @gootypraneeth3372
    @gootypraneeth3372 12 днів тому +1

    Where is Shekar sir!!! We are worried!! It's been weeks since last cut the clutter was released 😢

  • @cahalakbhorania
    @cahalakbhorania 2 дні тому

    Radhika Madam is so articulate and clear in her thoughts ❤

  • @tapk1995
    @tapk1995 3 дні тому

    Excellent. Amount of money Indians spend abroad runs in 10 Billion Plus ($). Education sectors are also mostly Ex Politicians with lots of bad money for good cause at a price that Indians need to pay simply for priorities of Indian Assemblies to win giving away road construction that must go to dust every monsoon to continue pumping Tax money to siphon back building roads to buy votes.

  • @anarasi
    @anarasi 5 днів тому

    Too much jargon in the video. Please explain the terms for laymen.

  • @Hanamantaray
    @Hanamantaray 12 днів тому +12

    Tax the nation looters Rich farmers, land lords, rich panchayat farmer members (in my village 3 farmers who are panchayat members but have 100-300 acre land) these people are getting95% of agricultural subsidies, most of the government’s agricultural policies are helping these looters instead of helping marginal and small farmers.

    • @therelaxlead676
      @therelaxlead676 12 днів тому +5

      The element of Law and Big Farmers' lobby won't let it happen , after all we are a doomed nation with no particular record of Economic Justice but we have an outcry for Social Justice . Heading towards a failed state if the anarchy of Big Farmers continues

    • @ananthaharijith1965
      @ananthaharijith1965 12 днів тому

      This is only going to get worse once Rahul comes to power. That’s bound to happen. India as a nation has no future. It will never become a middle income country

    • @mady5647
      @mady5647 11 днів тому +1

      Not only that people who are well-off, can afford still shamelessly avail subsidies in LPG, food-grains, tutition-fees...

  • @bidyutbikashsaikia1140
    @bidyutbikashsaikia1140 12 днів тому +2

    Education loans are defaulting because jobless is very high

  • @prashanthb6521
    @prashanthb6521 5 днів тому

    All of this video is feel good cool aid !
    The reality is below :
    NPA has been written off, not solved.
    Credit card delinquencies are increasing
    Auto inventory has been increasing.
    Student loan delinquency increasing due to unemployment

    • @srinisbir8781
      @srinisbir8781 5 днів тому

      @@prashanthb6521 do you know what written off means?

    • @prashanthb6521
      @prashanthb6521 5 днів тому

      @@srinisbir8781 Dude, watch today's Baruch Gujarat stampede video. If you worship Adani and celebrate his crooked monopoly, you will get that. Goodbye.

    • @srinisbir8781
      @srinisbir8781 5 днів тому

      You still didn't answer what written off means. You are good at deflecting issues.

    • @srinisbir8781
      @srinisbir8781 5 днів тому

      @@prashanthb6521 What does a few youngsters queuing for a job in Bharuch has to do with Adani? You are just rabble rouser. You hear fancy words from a Congress IT worker and spread it out on all your social media accounts.