The Real Cost of Living in Finland: A Comprehensive Guide

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  • Опубліковано 7 лют 2025

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  • @MehediHasan-hk9mk
    @MehediHasan-hk9mk 5 днів тому +1

    Thanks Megha

  • @sket179
    @sket179 Рік тому +7

    If your monthly gross salary is about 3300€, your net will be around 2600€ after taxes and automatically deducted sickness insurance and pension deduction. You'll also get and extra half a month's salary during summer holiday season. And possible bonuses, depending on your work.

    • @Ybizzy65
      @Ybizzy65 6 місяців тому

      How can i travel from UAE to finland. Im a security guard here

    • @swabhavika
      @swabhavika 5 місяців тому

      And for gross 4.200?and 5.000 . Thank you

  • @just42tube
    @just42tube Рік тому +2

    Introducing IKEA as an recycling center was unexpected 😂.
    But yes, they have second hand activity.
    Some other consumer sales companies have also adopted some recycling to their business models.
    For instance computer resellers sell second hand products.

  • @luca4138
    @luca4138 11 місяців тому

    Thank you! Can I ask you also about the prices of meat and fish? Is there also some local market that for example can be cheaper for that?

    • @couple_of_expats
      @couple_of_expats  11 місяців тому

      Hi!
      Meat and fish can be pricy, cheaper options in that category are chicken (compared to pork or beef) as well as canned fish, such as tuna (compared to salmon).
      Among the grocery store chains, we've found Lidl to be the most affordable in Finland and don't have much experience with local stores. There are local stores with some specialising in Middle-eastern ingredients, Asian ingredients and so on, but can't say if they are cheaper. Should we do a video specifically on grocery shopping with prices?

  • @kamikristinah9909
    @kamikristinah9909 Рік тому +1

    Moi, good information thank you. Highly appreciated.

  • @sahilkhurana2505
    @sahilkhurana2505 Рік тому

    Hi mam . Thx for the information

  • @srijithmv
    @srijithmv 3 місяці тому

    Hi Megha, Thank you for the video. It is indeed a comprehensive guide for someone planning to relocate to Finland however could you please let me know on the Income tax percentage. Let's say the monthly salary is around 6000€, how much will be the tax on that?

    • @couple_of_expats
      @couple_of_expats  3 місяці тому

      It's important to note that several deductions apply to your salary in Finland, including income tax, health insurance contributions, pension fees, and unemployment insurance.
      To get a more accurate estimate of how much tax will be withheld, I recommend checking local authorities' websites, such as the Finnish Tax Administration (Vero):
      www.vero.fi/en/individuals/tax-cards-and-tax-returns/income/earned-income/tax-rates-on-pay-pensions-and-benefits/
      The tax percentage can vary based on factors like how long you're earning 6,000 EUR per month. For instance, if you're earning that amount for only 6 months, the tax rate may be lower than if you're earning it for 12 months.

  • @abirchakraborty1030
    @abirchakraborty1030 Рік тому

    In one of your videos you have mentioned that you used to live in Turku.
    Could you please share your opinion on nearby areas which are close to Turku Bioscience? If you kindly suggest few locations which can be considered for living in Turku it would be really helpful. Areas which have easy access to transport and cost of rent is affordable. This is my priority if it is possible at al.

    • @couple_of_expats
      @couple_of_expats  Рік тому

      Close to Turku Bioscience, you can find areas like Kupittaa, Itäharju, Länsikeskus, and Varissuo.
      Kupittaa is the closest area to Turku Bioscience and offers excellent transport links. It's well connected by buses and also has a train station, making it convenient for daily commuting.
      In general, all areas in Turku are well connected by local buses. The number of bus transfers you might need depends on your specific location.

    • @abirchakraborty1030
      @abirchakraborty1030 Рік тому

      @@couple_of_expats Thanks a lot.

  • @figmentfilms1179
    @figmentfilms1179 10 місяців тому +2

    Thank you so much for such an informative videos.
    I am going to Finland to study with a 1000 euro scholarship per month. My wife will be coming with me. Is it possible for a couple to live in Helsinki, Finland in 1k?
    according to you what would be the monthly expenses for us?

    • @couple_of_expats
      @couple_of_expats  10 місяців тому +2

      Hi!
      Glad you found our video and that it’s been helpful for you.
      The minimum monthly requirement that migri requires students to have per month is 560€. While you probably don’t need a residence permit, that number can serve as a ballpark for estimating how much money might be needed for living cost. 1000€ for two individuals is less than that number, which gives me the idea that it would be tough to live on.
      1. A big chunk of your living cost will go to rent so I would look into eligibility for student housing as soon as possible. Check out hoas.fi/en/
      2. You mentioned a scholarship so I’d assume you’d have student benefits which can also help keep food costs low.
      3. If you’re two people, I’d suggest the possibility to get part- time job(s) to supplement your income, if it’s a possibility.
      I’d estimate that two people can live on 1500-2000€ a month if money is spent with some caution. ☺️

    • @figmentfilms1179
      @figmentfilms1179 10 місяців тому

      @@couple_of_expats thank you so much for the information ❤️

  • @veenoejones7802
    @veenoejones7802 3 місяці тому

    What’s the requirements to becoming a resident there?

    • @couple_of_expats
      @couple_of_expats  3 місяці тому

      Take a look here:
      migri.fi/en/citizenship-for-adults

  • @praveennov
    @praveennov 9 місяців тому

    Excellent. I really like the concept of deductions in return of ppastic and glass bottles.
    It feels like many things about Finland suit me.
    Interested in visiting for a short trip first and then thinking of moving. Don't know where exactly to begin.

    • @couple_of_expats
      @couple_of_expats  9 місяців тому

      That’s a really good idea! Our suggestion would be to try to make the trip as authentic as possible.
      A lot of people who visit Finland only once opt to do the most touristy activities like visiting lapland igloos, santa clause village etc. Obviously life in Finland is quite different to those short tourist experiences. You could try visiting a Finnish city that interests you,maybe even staying in an Airbnb, and trying local activities to mingle a little.

    • @praveennov
      @praveennov 9 місяців тому

      @@couple_of_expats that's exactly what was in my mind.
      But how about visa ? We need to provide tourist itinerary right ?
      What purpose would I say for visa ?
      I just want to book air ticket, book AirBnB and live for a month and experience Finland than visit tourist places.
      Would this be considered as a purpose for visa ?

  • @CST1992
    @CST1992 28 днів тому

    This video has a content loudness of -26.3 dB.
    That's EXTREMELY low - it's so low that I have to crank my system's volume to maximum and I still can't hear things at a "normal sound level".
    Try using your editing software to boost the sound of the video and check UA-cam stats - you should be aiming for a content loudness of 0 dB.

  • @Nash_DD
    @Nash_DD 9 місяців тому

    5000 euros gross salary is good for a couple with 2 kids in Finland??

    • @couple_of_expats
      @couple_of_expats  9 місяців тому

      Likely it’s okay - depends on where you’re living (city), your spending habits, and how much accommodation comes up to. We have a video on housing in Finland you can check out if you want.

  • @sahilkhurana2505
    @sahilkhurana2505 Рік тому

    But I need more information. If you help me out it would be great. Thx

  • @kosnasrikar5003
    @kosnasrikar5003 Рік тому +3

    Your not properly audible. Please make sure that you correct it next time

    • @hysnain
      @hysnain Рік тому

      Yes not audible

    • @earth776
      @earth776 Рік тому

      Jeez. Do better Barbara. Sir I don't think you belong is this beautiful country

  • @hysnain
    @hysnain Рік тому

    Can't understand due to voice