Use code: yashjidps@gmail.com - To get free $25 Also, on CIBC webpage now, it has 2 new fields: Passport: Upload your passport front and back here. Address Verification Document: Upload your LOA (Letter of Acceptance) here; You get this letter, once you pay your fees. Rest everything remains same.
Sir mera Instruction sheet alg h beneficiary name mai mera name likha h and beneficiary address mai mera address likha h kya yai shi h please rply @yashusinglaacibcgic
There is only a single remarks or comment fields in sbi neft portal in netbanking. How shluld we enter all that data in a sinlg efields ? Also there is a characted limit of 40 in that field
Hi, my agent created my account and made the payment in canadian dollars then i asked them i need to pay in inr so they cancelled that transaction and initiated a new one in inr i have got the transfer initiated email but it’s been 3 days i haven’t got the account approval email for wire transfer. What should i do now? I have also mailed them for an update on the same but got no response it’s been almost 24 hours
I transferred the GIC amount from my SBI bank account, and they sent it via FXOUT. Unfortunately, the amount was returned to my account, and they mentioned that the beneficiary name was mismatched. I had provided the beneficiary’s name and address of here India. However, I didn’t receive any further clarification. Should I now provide the beneficiary’s name and address in Canada instead?
Koi other charge lagta hai? Sidha hamari bank se transfer kar sakte hai.ya koi exchange through karna padega? Hamara account India me axis bank me hai.20635 cad dollar, iske alva koi aur charge?
Hello sir. I am to lodge my visa asap. However i am stuck in this GIC part. I was very confused about tcs but according to the comments they say that tcs dosesnt get charged! What do you say about it. And i heard from agents that bank is taking 200dollars charge of processing fees so we need to pay 20865 cad is it true? Please help me. I have to lodge visa soon
Mene aakpa video aaj di dekha varna khud se kar leta. Or ek request he aap se.aap ek video tuition fee pay ke bare me banao kyu agent student ko lut rhe he extra charges pay krke.
Thank you. You have to transfer funds from student account Name only. For example: If your name is Baiju Funds must be sent from Baiju account only, not from anyone else such as parents or sibling. Strictly from student bank account only. If you have money in your parents account, transfer it to your account first, then send the funds from your account.
Brother i paid the GIC amount via bank, do i have to click on "make payment" in the CIBC website, and upload the bank reciept or simply i can wait ? its been two days and i didnot get any email? Thank you
You can do that, although it is not required. Umair, and its Saturday, and Sunday (which are non working days) so wait for maximum of two days more and you will get it. Feel free to ask if you have any more question.
its takes about 3-4 business days (Monday to Friday, excluding Holidays) maximum, you can email about the status. However, Canada had long weekend, that's why it might got delayed.
Bhai , being able to download the both welcome and GIC program pdfs means that the transaction is successful? Cuz I didn't get any mail or sms regarding transaction received still got both pdfs
Please clear my doubts 1. Can we upload initial offer letter instead of final LOA ? 2. If we pay whole amount from student’s bank account in INR instead of CAD, is it definite that tax will be saved ?
Bro can we do rtgs from our mobile banking or internet banking rather than going to bank and if so where to include these details - ‘ISBO 2024’ and ‘GIC-123456’ while doing rtgs in online banking ? Mine is Punjab national bank ( PNB )
I have a gic account that i opened before the rules were changed. Now i need to add the remaining amount to my account but i can't because i have not yet activated my account. So what should i do? Please give me any information that might help me in the situation
So you created a GIC of $10,000 in 2023, then you would have to cancel it. The process is that you to email cibc bank and let them know your situation and they will cancel your old GIC, and then once its done. Create a new GIC of $20,635, and that's all. Do let me know if you have any other questions, happy to help.
I always there, but many time staff don't know about it. However, proceed ahead, its not mandatory. It's done to ensure that trucks get easily tracked, without details its fine as well. So go ahead and all the best for your study in Canada.
No issue, its not compulsory though, but mentioning it helps CIBC bank to track your funds easily. So, just wait and you will get your GIC letter soon, in 2 to 3 days.
Jab hum india se GIC pay krte hai 13 lakh something toh uske sath koi taxes bhi lagte hai ?? Jaise agent bol rha ki 35k extra taxes hai mere !! Please reply if anyone know?
Using this method - No. You don't have to any taxes. Agent will try their maximum to fetch maximum money from you. If you are here, watch the video, till the end, do the steps yourself. You don't have to pay any taxes in the method I showed you because here you are transferring money Inside India and you are NOT transferring money directly to Canada because you are doing a NEFT/RTGS transfer which is sending money inside India. You only have to pay TCS, when you you purchase dollars, then send it to Canada. In the process I have shown, CIBC Bank and Standard Chartered Bank have a partnership, you just have to transfer money to them according to your payment letter, and rest is up to them. Hope that helps.
Nope, you don't have to pay 5% TCS. It will not be applicable for you, as you are transferring money inside India. There is a tie-up between Standard Chartered India and CIBC, you just have to transfer according to your payment instruction letter. Rest bank will take care of everything. Also, let me tell you what TCS means - Tax collection at Source. Now, here you don't have to pay anything in Advance. TCS is only applicable to those, who buy forex in India, then send it to Canada (Abroad) and if TCS was applicable, you would have to pay in TAX in advance and later claim it while filing tax. - But, in your case, which I have explained in the video - You don't have to pay TCS. If you have other question, feel free to comment it. Happy to answer :)
@@saianumula6858 i have made the payment yesterday only, and i am waiting for the confirmation from bank's side, the Amount deducted was exactly the same not a single penny more. only if you do whatever he did in the video.
@@saianumula6858 i made the payment 1 week ago from my HDFC bank. No such tax is debited from my account and i have successfully received the letter and confirmation from CIBC bank
Yaar apka agent aapko lootna chah rha hai, islei hi toh video banai hai maine. Aap saare steps dekhlo aur follow krlo, maine jo process btaya hai, simple, straightforward hai, aur isme koi taxes nahi dene hai.
@@syedasidraa If you watch the video again, I have clearly mentioned that on the page where we have to select the bank. The list loads quite slow, over that portion, but you have to be patient there and wait for it to load. Every bank of India is listed. Either wait, or scroll manually to "H" and you will see list of banks starting with H, you can choose that manually.
Bro attached your insta id link in your youtube channel, insta show the apki two id and make a gic related qna video or other study visa related information 👍
Hi, my agent created my account and made the payment in canadian dollars then i asked them i need to pay in inr so they cancelled that transaction and initiated a new one in inr i have got the transfer initiated email but it’s been 3 days i haven’t got the account approval email for wire transfer. What should i do now? I have also mailed them for an update on the same but got no response it’s been almost 24 hours
Use code: yashjidps@gmail.com - To get free $25
Also, on CIBC webpage now, it has 2 new fields:
Passport: Upload your passport front and back here.
Address Verification Document: Upload your LOA (Letter of Acceptance) here; You get this letter, once you pay your fees.
Rest everything remains same.
🙌❤
Sir mera Instruction sheet alg h beneficiary name mai mera name likha h and beneficiary address mai mera address likha h kya yai shi h please rply @yashusinglaacibcgic
You are the best! You cleared all of my doubts in a single video!! Huge thanks bro
You cleared my all doubts regarding cibc gic account thank you
Perfectly explained in a very clear way! You earned a new subscriber ❤️
Very Informative Video and Q&A in comments solved the purpose. Was worried about TCS. But now all cleared. Cheers !
There is only a single remarks or comment fields in sbi neft portal in netbanking. How shluld we enter all that data in a sinlg efields ? Also there is a characted limit of 40 in that field
❤❤❤❤great explanation
Ek no. Yaar
thank you sooo much it helps me a lot
Do we need to upload receipt of neft transfer in cibc website after login ?
!!!well explained bro..
Very informative!
Hi, my agent created my account and made the payment in canadian dollars then i asked them i need to pay in inr so they cancelled that transaction and initiated a new one in inr i have got the transfer initiated email but it’s been 3 days i haven’t got the account approval email for wire transfer. What should i do now?
I have also mailed them for an update on the same but got no response it’s been almost 24 hours
thank you for info 👍👍
Thanks I got my gic today.
For those wondering about tax - I didn’t have to pay any tax because I paid in INR, use the method he told to get your gic
Hlo Madhu, gic amount kaise transfer Karte Hai chequing Mei,, I m very worry how I can get my gic amount
Just go to your Bank @Akshay-rl5mx and ask your manager to do NEFT transfer, or ask your father or mother, they would know how to do it.
I transferred the GIC amount from my SBI bank account, and they sent it via FXOUT. Unfortunately, the amount was returned to my account, and they mentioned that the beneficiary name was mismatched. I had provided the beneficiary’s name and address of here India. However, I didn’t receive any further clarification.
Should I now provide the beneficiary’s name and address in Canada instead?
Any update bro ?
Koi other charge lagta hai? Sidha hamari bank se transfer kar sakte hai.ya koi exchange through karna padega? Hamara account India me axis bank me hai.20635 cad dollar, iske alva koi aur charge?
No charge. Jo Payment instruction letter par hai, vahi amount pay krni hai. Not a single penny extra.
payment 7 lakhs se uper hai so kya government tax 5% is me include reta hai ya vo extra debit hota hai hmare account se?
@@ayushpatel4560 no tax in the method I have shown.
Bro what should I fill in remitter to beneficiary information column
Very nice 👍 Yash
Hello sir. I am to lodge my visa asap. However i am stuck in this GIC part. I was very confused about tcs but according to the comments they say that tcs dosesnt get charged! What do you say about it. And i heard from agents that bank is taking 200dollars charge of processing fees so we need to pay 20865 cad is it true? Please help me. I have to lodge visa soon
Mene aakpa video aaj di dekha varna khud se kar leta.
Or ek request he aap se.aap ek video tuition fee pay ke bare me banao kyu agent student ko lut rhe he extra charges pay krke.
Hanji banata hu. Agent apko extra charges jaan k bharvana chaege, takki unki kamai ho - But I will upload a video soon for that.
Right Sir😊
Hi, thanx for the nice vdo. Can I make payment from my parents account ?
Thank you. You have to transfer funds from student account Name only.
For example: If your name is Baiju
Funds must be sent from Baiju account only, not from anyone else such as parents or sibling. Strictly from student bank account only.
If you have money in your parents account, transfer it to your account first, then send the funds from your account.
Brother i paid the GIC amount via bank, do i have to click on "make payment" in the CIBC website, and upload the bank reciept or simply i can wait ?
its been two days and i didnot get any email?
Thank you
You can do that, although it is not required.
Umair, and its Saturday, and Sunday (which are non working days) so wait for maximum of two days more and you will get it.
Feel free to ask if you have any more question.
Thank you ❤
@@umairulmulk8226brother did u got ur certificate? And after how many days
I got mine after 4 Business days
@@umairulmulk8226hello umair.. once we had paid the application fee and receive the offer letter. That is the offer letter to be uploaded right?
Bro LOA timing
Bro how much time does cibc take to send gic receipt and welcome letter ? I have sent payment 1 week ago and am still waiting for both letters…
its takes about 3-4 business days (Monday to Friday, excluding Holidays) maximum, you can email about the status. However, Canada had long weekend, that's why it might got delayed.
Will you be able to guide me? I want to do payment through 2 accounts to save tcs. I dont have many days left to lodge the file. Please help
Bhai , being able to download the both welcome and GIC program pdfs means that the transaction is successful? Cuz I didn't get any mail or sms regarding transaction received still got both pdfs
Sometimes, email is sent late, but awesome that you got it from your portal.
Hlo sir... CIBC bank me hamne phle 10000$ pay kiye hue h..kya ham usme or amount add krte skte h ??
No, cancel your GIC and make a new one.
good information i will soon apply for my gic account
Please clear my doubts
1. Can we upload initial offer letter instead of final LOA ?
2. If we pay whole amount from student’s bank account in INR instead of CAD, is it definite that tax will be saved ?
1. Nope, you need to upload LOA
2. If you follow the method I have shown, you don't have to pay any taxes.
The whole amount of around 13 lakhs needs to be sent in one transaction only from our bank ?
Also, Can you share your referal code ?
@@Nikhil_Bhagi Yes, My referral code - yashjidps@gmail.com - Make sure to use it to get free $25 on sign-up.
Okay Thanks
Bro can we do rtgs from our mobile banking or internet banking rather than going to bank and if so where to include these details - ‘ISBO 2024’ and ‘GIC-123456’ while doing rtgs in online banking ?
Mine is Punjab national bank ( PNB )
never watched such detailed video!! Thanks mate. Respect 🫡.
I have a gic account that i opened before the rules were changed. Now i need to add the remaining amount to my account but i can't because i have not yet activated my account. So what should i do? Please give me any information that might help me in the situation
So you created a GIC of $10,000 in 2023, then you would have to cancel it. The process is that you to email cibc bank and let them know your situation and they will cancel your old GIC, and then once its done. Create a new GIC of $20,635, and that's all.
Do let me know if you have any other questions, happy to help.
Bhai I've asked iob bank staff to include gic no and other details , but he is saying there is no option to enter them.
I always there, but many time staff don't know about it. However, proceed ahead, its not mandatory. It's done to ensure that trucks get easily tracked, without details its fine as well.
So go ahead and all the best for your study in Canada.
Bhai
Study Visa ke liye
Sponsor ka bhee passport required hota hai
Just yours.
next to admission letter pdf option adress proof bhi mangra hai what document should i upload ?
In Proof of Address Upload your LOA (Letter of Acceptance) - You get this letter once you pay your college/university fees.
Bhai LOA matlab basically Offer Letter hi na? jo humai application fees pay krne ke baad recieve hua ho?
Yes
Rtgs kis account me karna rahega bro?
Jo apke Payment instruction sheet mai likha hai
Hi bro
Step 2 vali email kitne time baad aati hai , Step 1 ke ??
Print Instruction sheet vali
within 48 business hours
Boss do we have to click "submit" at the end of instructions sheet pop up page?
Yes - submit it.
What if there is no student id given in the LOA IS IT OK TO CREATE THE GIC
That's fine. You can go ahead.
I've different address in my LoA and bank details, will it make any issue? Same address in LOA and passport but different in bank account
Its fine, you can go ahead.
There will be tax for for international transactions above 7 lakhs? Please reply
No tax according the method, I have shown.
Do we need to Fill A2 form and upload it if we pay in INR.?
No need
Mera account SBI mein hai mujhe rtgs form waha jaakr jama karwana hoga kya?
normal rtgs krwado, jo bank ki details dali thi
Hello sir aaj hi mere agent ne GIC account open kiya he or cad me amount 20,831 likha huva aa rha he
GIC pay to 20635 he. To ab kya kru plz suggest.
Bhai jo tarika hai vo follow krlo, agent jaan k zyda pese lene ki koshish krte hai, takki unka fyda ho.
In the place of beneficiary name and address they have given my name and my address is this ok? pls reply
Yes, thats entirely fine.
Bro my bank did not mention transaction id while paying GIC
What will happen next ?
No issue, its not compulsory though, but mentioning it helps CIBC bank to track your funds easily.
So, just wait and you will get your GIC letter soon, in 2 to 3 days.
hello bhai quebec kay liye amount 15078 hai na.
Yes correct, but only for Quebec. However, I would suggest $20,635 for maximum chances of visa.
How to get gic certificate bro can you tell me please its urgent
Mentioned in the video, please view the whole video till the end.
Rtgs or neft which is better
Doesn't matter, but RTGS is faster.
My son is minor hai. Do i pay gic from my individual account
Nope, his account only.
If you have a joint account, you can do that as well. But his name must always be there.
How much dollars we will receive for 1st month
Mentioned in the video, please watch till the end.
can i pay my GIC amount from educational loan
Yes, you can.
Thanku for good information
Jab hum india se GIC pay krte hai 13 lakh something toh uske sath koi taxes bhi lagte hai ?? Jaise agent bol rha ki 35k extra taxes hai mere !!
Please reply if anyone know?
Nope, follow the method I told you.
Keep on blindly following your agent, and they will loot you
Kya CIBC Bank ki koi processing fees hai ya only pay 20,635 Cad is right for student application Bro
@@Official_Bunty Bhai sirf 20,635 hi krna hai, aap video dekhlo aap smjh jaoge kese krna hai, agar aur koi doubt ho toh bta dena aap.
@@YashuSinglacibcgicreally , 20635 hi karna hai ??
@@NoorMohammad-fr3td Yes, 20,635 only.
Brother my agent is saying that I have to pay tcs of 5% on gic . As now total value is above 7 lacks . Is this true ?
Using this method - No. You don't have to any taxes.
Agent will try their maximum to fetch maximum money from you.
If you are here, watch the video, till the end, do the steps yourself.
You don't have to pay any taxes in the method I showed you because here you are transferring money Inside India and you are NOT transferring money directly to Canada because you are doing a NEFT/RTGS transfer which is sending money inside India.
You only have to pay TCS, when you you purchase dollars, then send it to Canada.
In the process I have shown, CIBC Bank and Standard Chartered Bank have a partnership, you just have to transfer money to them according to your payment letter, and rest is up to them.
Hope that helps.
agar cad me pay krenege to kya TCS dena padega on 20635 pr. Ya pir ye sirf inr me pay krne pr hota hai.???
INR mai pay kro, the method I have shown you. Koi tax nahi lagega.
Do i need to pay 5% TCS when paying through NEFT HDFC bank? For 1 single payment of $20635
Nope, you don't have to pay 5% TCS. It will not be applicable for you, as you are transferring money inside India.
There is a tie-up between Standard Chartered India and CIBC, you just have to transfer according to your payment instruction letter. Rest bank will take care of everything.
Also, let me tell you what TCS means - Tax collection at Source. Now, here you don't have to pay anything in Advance.
TCS is only applicable to those, who buy forex in India, then send it to Canada (Abroad) and if TCS was applicable, you would have to pay in TAX in advance and later claim it while filing tax. - But, in your case, which I have explained in the video - You don't have to pay TCS.
If you have other question, feel free to comment it. Happy to answer :)
Thank you for the great guidance. You just got yourself a loyal subscriber ♥️🎉🥰
@@saianumula6858 i have made the payment yesterday only, and i am waiting for the confirmation from bank's side, the Amount deducted was exactly the same not a single penny more. only if you do whatever he did in the video.
@@saianumula6858 i made the payment 1 week ago from my HDFC bank. No such tax is debited from my account and i have successfully received the letter and confirmation from CIBC bank
Can i send it in 2 installments?
Nope
Hello, Koi bhi account opening fees nahi h na CIBC GIC me?
No fees
Mera agent khda 20832 dollar pay krne aa and jo taxes wagra hoye ga oh alg rhe ga .total amount ho gi 1350000 .is it true? Please rly ?
Yaar apka agent aapko lootna chah rha hai, islei hi toh video banai hai maine. Aap saare steps dekhlo aur follow krlo, maine jo process btaya hai, simple, straightforward hai, aur isme koi taxes nahi dene hai.
How can I make this payment from UAE ?
Same process.
If i will use referral code and i deposit $20,635 . After arriving in Canada the total amount will be 20660 CAD??
Yes, $20,635 Gic amount + $25 bonus (which equals to $20,660) only if you use the code which I provided in the video.
@@YashuSinglacibcgichey, I used that referral details. & in my CIBC detail field 7495 is mention not field 70.
@@dipti5381 no issue
Sir Gic $20835 par kitna indian tax lagega ?
No tax
Use code: yashjidps@gmail.com - To get free $25
There is no option for hdfc bank
@@syedasidraa If you watch the video again, I have clearly mentioned that on the page where we have to select the bank. The list loads quite slow, over that portion, but you have to be patient there and wait for it to load. Every bank of India is listed.
Either wait, or scroll manually to "H" and you will see list of banks starting with H, you can choose that manually.
@@YashuSinglacibcgic thank you for your guidance and video. It helped alot
@@syedasidraa No problem, in case you need any help, you can message me at manal_singla_ on Instagram or comment help :) Happy to help!
@@sasuke3737 no problem
It was same for me
What if i fail to initiate payment before the given date can i make new account with same details in CIBC
Dobara se same process krna padega, agar deadline misss hojati hai toh.
Okay thank maine woh referral code use kiya tha
@@sasuke3737 Thank you brother :)
Hello brother Any idea visa ka processing time SDS se apply kiya hu for masters in Information system
Bro attached your insta id link in your youtube channel, insta show the apki two id and make a gic related qna video or other study visa related information 👍
Hi, my agent created my account and made the payment in canadian dollars then i asked them i need to pay in inr so they cancelled that transaction and initiated a new one in inr i have got the transfer initiated email but it’s been 3 days i haven’t got the account approval email for wire transfer. What should i do now?
I have also mailed them for an update on the same but got no response it’s been almost 24 hours