Bank Statement Loan | Get A Loan Without A Job

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  • Опубліковано 14 січ 2025

КОМЕНТАРІ • 44

  • @JefftheMortgagePro
    @JefftheMortgagePro  11 місяців тому +1

    This is a great loan for anyone that's self-employed from entrepreneurs to small business owners. Let's connect here: calendly.com/jeff-trevarthen/15-min-call

  • @TheSneakerDiary
    @TheSneakerDiary 9 місяців тому +1

    Can you use this loan option for multi units ?

  • @GSmith-be5gx
    @GSmith-be5gx 11 місяців тому +1

    Great content,keep up the good work

  • @TheCarlaProject
    @TheCarlaProject 8 місяців тому +1

    How does the interest rate compare to a conventional mortgage?

    • @JefftheMortgagePro
      @JefftheMortgagePro  8 місяців тому

      Usually going to be a little bit higher than conventional

  • @Virtuenow
    @Virtuenow 9 місяців тому +1

    Hi, do you do Ohio?

  • @jessicahoward7070
    @jessicahoward7070 8 місяців тому +2

    Hello ! Thank you for the information very helpful. Do you do North Carolina area? We’re having trouble finding lenders that have done bank statements loans

    • @JefftheMortgagePro
      @JefftheMortgagePro  8 місяців тому +1

      Yes, I can help out there. :) One of my team members is licensed in NC.

    • @jessicahoward7070
      @jessicahoward7070 8 місяців тому +1

      Awesome ! Could you share the contact information?! Thank you for replying

    • @JefftheMortgagePro
      @JefftheMortgagePro  8 місяців тому

      calendly.com/jeff-trevarthen/15-min-call

  • @lokreds
    @lokreds 2 місяці тому +1

    Can you do Delaware. I have a construction business as a sole proprietorship. My 1099 is a lot. But my adjusted income is not. Is it possible to get a 1099 statement loan and get down payment assistance?

    • @JefftheMortgagePro
      @JefftheMortgagePro  2 місяці тому

      Yes I can help in DE. And we can do 1099 loans. But you'll need a min of 10% down...no down payment assistance with these loans.

  • @sherrymorgan3609
    @sherrymorgan3609 7 місяців тому +1

    Hello do you do Atlanta?

  • @clarkpetion305
    @clarkpetion305 7 місяців тому +1

    Do you know if Navy Federal does bank statement loans?

    • @JefftheMortgagePro
      @JefftheMortgagePro  7 місяців тому +1

      I'm pretty sure they do not.

    • @clarkpetion305
      @clarkpetion305 7 місяців тому

      @JefftheMortgagePro so if I want to go by last year's gross... I'm going to have to find that kind of lender? Can Navy take the avg of my last 2 years? Or do you offer help with this?

    • @JefftheMortgagePro
      @JefftheMortgagePro  7 місяців тому

      ​@@clarkpetion305 I can help

  • @Carpster
    @Carpster 8 місяців тому +1

    Incorporated my biz in 2021, so I have 3 years of history/statements with my business and bank account. In the midst of restructuring my business to a different entity type (from C Corp to LLC). If I reincorporate a new business and bank account, am I essentially starting the timeline over? Or is there any type of letter that can be included that would explain this sufficiently to still get a statement loan underwritten?

  • @luxyvip
    @luxyvip 7 місяців тому +1

    How much higher interests rates are? 1-2% higher than regular loans?

  • @TimelessMotors
    @TimelessMotors 8 місяців тому +1

    Can you help out in florida?

  • @westcoast415ing
    @westcoast415ing 5 місяців тому +1

    Hey Jeff, where can I find some reviews for your services? I may be interested in utilizing your services, live in Sonoma

    • @JefftheMortgagePro
      @JefftheMortgagePro  5 місяців тому

      Well, I've moved a couple times over the last year or two so the review sites I had aren't online anymore. There's a couple in Yelp but their old.

  • @HeyTripleJ
    @HeyTripleJ 7 місяців тому +1

    10% down is high, would there be any way around that #?

  • @jessl5024
    @jessl5024 6 місяців тому +1

    Can someone with an ITIN qualify for a bank statement loan? We have an LLC and one of us has a SS and the other an ITIN.

    • @JefftheMortgagePro
      @JefftheMortgagePro  6 місяців тому +1

      Great question! Yes you can, but down payment will probably be 25%. Love to help if I can!

  • @HeyTripleJ
    @HeyTripleJ 7 місяців тому +1

    What about if my business is actually a registered non-profit (a 501c3) but you DO have all your deposits from the last 2 years in the businesses account, can you qualify? Secondly, if i want to buy a primary residence but under an LLC (business name) or even under the 501c3’s name (we have both an LLC and a 501c3) as a sort of “hub of operations” can we qualify for a bank statement loan????

    • @JefftheMortgagePro
      @JefftheMortgagePro  7 місяців тому +1

      That's a great question. I would assume yes, but I've not run across this before in all honesty.

  • @cdb426
    @cdb426 4 місяці тому +1

    How do I contact you?

  • @lilikuhns3932
    @lilikuhns3932 9 місяців тому +1

    Hi do you do loans for coastal Mississippi .
    I’m having issues with my loan guy .. I made over 160 k and had to do bank statement loan bc my taxes don’t show that obviously.

  • @HP2ATL770
    @HP2ATL770 8 місяців тому +1

    Can Uber drive get it?

    • @JefftheMortgagePro
      @JefftheMortgagePro  8 місяців тому

      Potentially. If you're 1099 and you have a 2 year history of driving, then yes.

    • @HP2ATL770
      @HP2ATL770 8 місяців тому +1

      @JefftheMortgagePro can I qualify for Bank statement loan?

    • @JefftheMortgagePro
      @JefftheMortgagePro  8 місяців тому

      Yes probably